<SEC-DOCUMENT>0001292814-24-002267.txt : 20240531
<SEC-HEADER>0001292814-24-002267.hdr.sgml : 20240531
<ACCEPTANCE-DATETIME>20240531074628
ACCESSION NUMBER:		0001292814-24-002267
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		6
CONFORMED PERIOD OF REPORT:	20231231
FILED AS OF DATE:		20240531
DATE AS OF CHANGE:		20240531

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK BRADESCO
		CENTRAL INDEX KEY:			0001160330
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				000000000

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15250
		FILM NUMBER:		241007716

	BUSINESS ADDRESS:	
		STREET 1:		CIDADE DE DEUS S/N VILA YARA
		STREET 2:		06029-900 OSASCO
		CITY:			SP BRAZIL
		STATE:			D5
		ZIP:			00000
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>bbd20240524_6k.htm
<DESCRIPTION>6-K
<TEXT>
<HTML>
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<TITLE></TITLE>
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<DIV>

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&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=5 face="Times New Roman"><B>UNITED STATES<BR>SECURITIES AND EXCHANGE COMMISSION </B></FONT></DIV>

<DIV align=center><FONT color=#000000 size=3 face="Times New Roman"><B>Washington, D.C. 20549 </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<HR align=center color=#000000 width="21%" noShade>



<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=5 face="Times New Roman"><B>FORM 6-K</B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=2 face="Times New Roman"><B>REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE</B></FONT></DIV>

<DIV align=center><FONT color=#000000 size=2 face="Times New Roman"><B>SECURITIES EXCHANGE ACT OF 1934 </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center>

<DIV><FONT color=#000000 size=3 face="Times New Roman"><B>For the month of May, 2024</B></FONT></DIV><FONT color=#000000 size=3 face="Times New Roman"><B>Commission File Number 1-15250 </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<HR align=center color=#000000 width="21%" noShade>



<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=5 face="Times New Roman"><B>BANCO BRADESCO S.A.&nbsp;</B></FONT></DIV>

<DIV align=center><FONT color=#000000 size=2 face="Times New Roman"><B>(Exact name of registrant as specified in its charter) </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center></DIV>

<DIV align=center><FONT color=#000000 size=5 face="Times New Roman"><B>BANK BRADESCO </B></FONT></DIV>

<DIV align=center><FONT color=#000000 size=2 face="Times New Roman"><B>(Translation of Registrant's name into English) </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=3 face="Times New Roman"><B>Cidade de Deus, s/n, Vila Yara<BR>06029-900 - Osasco - SP<BR>Federative Republic of Brazil </B></FONT></DIV>

<DIV align=center><FONT color=#000000 size=2 face="Times New Roman"><B>(Address of principal executive office) </B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<P></P>

<DIV align=center><FONT color=#000000 size=3 face="Times New Roman">Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.&nbsp;</FONT> <FONT color=#000000 size=3 face="Times New Roman">Form 20-F ___X___ Form 40-F _______</FONT>

<P>&nbsp;<FONT size=3 face="'Times New Roman, Times, Serif'">Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.&nbsp;</FONT>&nbsp;</P><FONT color=#000000 size=3 face="Times New Roman">Yes _______ No ___X____</FONT>

<P><FONT color=#ffffff>&nbsp;.</FONT></P></DIV>

<P></P>

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<P STYLE="font: 14pt/105% Bradesco Sans; margin-top: 0; margin-bottom: 0; text-align: center">&nbsp;<IMG SRC="bbd202405246k_001.jpg" ALT=""></P>


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<P STYLE="font: 14pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #C00000; font: bold 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-transform: uppercase; text-align: justify">SUMMARY</P>



<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="width: 90%; text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446032">1. Issuer&rsquo;s activities</A></TD>
    <TD STYLE="width: 10%; text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446032">6</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446033">1.1 &ndash; Briefly describe the issuer's history</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446033">6</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446034">1.2 &ndash; Briefly describe the main activities developed by the issuer and its subsidiaries</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446034">7</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446035">1.3 &ndash; Information on operating segments</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446035">7</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446036">1.4 &ndash; Information on products and services relating to the operational segments disclosed in item 1.3</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446036">11</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446037">1.5 &ndash; Clients responsible for more than 10% of the total net revenue</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446037">37</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446038">1.6 &ndash; Relevant effects of the state regulation of activities</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446038">37</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446039">1.7 &ndash; Countries from which the issuer generates significant revenue</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446039">68</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446040">1.8 &ndash; Foreign countries disclosed in item 1.7, describing relevant impacts arising from the regulation
of these countries on the issuer's business</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446040">68</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446041">1.9 &ndash; Environmental, social and corporate governance (ESG) information, indicate:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446041">68</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446042">1.10 &ndash; Specific information of mixed economy companies</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446042">69</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446043">1.11 &ndash; Indicate the acquisition or disposal of any relevant asset that is not classified as a normal
operation in the issuer's business</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446043">70</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446044">1.12 &ndash; Indicate merger, division, incorporation, equity incorporation, capital increase or reduction
involving the issuer and documents in which more detailed information can be found</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446044">70</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446045">1.13 &ndash; Indicate the firming, extinction or modification of shareholders&rsquo; agreements and the documents
in which more detailed information can be found</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446045">70</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446046">1.14 &ndash; Indicate significant changes in the way of conducting the issuer's business</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446046">71</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446047">1.15 &ndash; Indicate significant contracts not directly related to operating activities entered into by the
issuer or by its subsidiaries</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446047">71</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446048">1.16 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446048">71</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446049">2. Officers&rsquo; notes</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446049">72</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446050">2.1 &ndash; General Financial and Equity Conditions</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446050">72</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446051">2.2 &ndash; Financial and operating income</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446051">91</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446052">2.3 &ndash; Officers must comment on changes in accounting practices</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446052">93</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446053">2.4 &ndash; Events with significant effects (occurred and expected) on financial statements</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446053">94</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446054">2.5 &ndash; If the issuer has disclosed, during the last fiscal year, or wishes to disclose in this form non-accounting
measurements, such as EBITDA (earnings before interest, tax, depreciation and amortization) or EBT (earnings before interest and tax),
the issuer must inform:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446054">95</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446055">2.6 &ndash; Subsequent events to the latest financial statements</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446055">95</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446056">2.7 &ndash; Officers must comment on the destination of the corporate income</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446056">96</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446057">2.8 &ndash; Relevant Items not evidenced in the financial statements</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446057">98</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446058">2.9 &ndash; Comments on other items not evidenced in the financial statements</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446058">99</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446059">2.10 &ndash; Business plan</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446059">100</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446060">2.11 &ndash; Other factors with relevant influence</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446060">101</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446061">3. Projections</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446061">102</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446062">3.1 &ndash; Disclosed projections and assumptions</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446062">102</A></TD></TR>
</TABLE>

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  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt; width: 90%"><A HREF="#a_Toc167446063">3.2 &ndash; Monitoring and changes to the disclosed projections</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt; width: 10%"><A HREF="#a_Toc167446063">104</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446064">4. Risk factors</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446064">106</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446065">4.1 &ndash; Description of risk factors in descending order of relevance</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446065">106</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446066">4.2 &ndash; Indicate the five (5) main risk factors, among those listed in field 4.1, regardless of the category
in which they are inserted</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446066">122</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446067">4.3 &ndash; Describe, quantitatively and qualitatively, the main market risks to which the issuer is exposed,
including in relation to exchange rate risks and interest rates</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446067">122</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446068">4.4 &ndash; Judicial, administrative or arbitral proceedings in which the issuer or its subsidiaries are a
part of, discriminating between labor, tax, civil, environmental and others</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446068">127</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446069">4.5 &ndash; Indicate the total provisioned value, if any, of the processes described in item 4.4</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446069">139</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446070">4.6 &ndash; Relevant sensitive processes in which the issuer or its subsidiaries are a part of, and which have
not been disclosed in item 4.4, analyze the impact in case of loss and inform the values involved</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446070">139</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446071">4.7 &ndash; Describe other relevant contingencies not covered by the previous items</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446071">139</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446072">5. Risk management policy and internal controls</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446072">140</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446073">5.1 &ndash; Risks indicated in items 4.1 and 4.3</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446073">140</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446074">5.2 &ndash; Controls adopted by the issuer to ensure the elaboration of reliable financial statements</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446074">147</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446075">5.3 &ndash; In relation to the internal mechanisms and procedures of integrity adopted by the issuer to prevent,
detect and remedy deviations, fraud, irregularities and illegal acts perpetrated against the public administration, national or foreign</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446075">149</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446076">5.4 &ndash; In relation to the last fiscal year, there were significant changes in the key risks faced by the
issuer or in the risk management policy adopted, including any expectations of reducing or increasing the issuer's exposure to such risks.</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446076">153</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446077">5.5 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446077">153</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446078">6. Control and economic group</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446078">154</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446079">6.1 / 6.2 &ndash; Equity Position</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446079">154</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446080">6.3 &ndash; Capital Distribution</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446080">158</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446081">6.4 &ndash; companies in which the issuer has participation and that are relevant to the development of its
activities</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446081">159</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446082">6.5 &ndash; Organization chart of shareholders and economic group</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446082">159</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446083">6.6 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446083">162</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446084">7. Shareholders&rsquo; meeting and management</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446084">163</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446085">7.1 &ndash; Describe the main characteristics of the issuing authority's management bodies and fiscal council,
identifying:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446085">163</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446086">7.2 &ndash; In relation specifically to the board of directors</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446086">167</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446087">7.3 &ndash; For each of the directors and members of the issuer's fiscal council, indicate in a table form:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446087">170</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446088">7.4 &ndash; Provide the information mentioned in item 7.3 regarding the members of the statutory committees,
as well as the risk committee, even if such committee or structure is not statutory</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446088">236</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446089">7.5 &ndash; Inform about the existence of a marital relationship, stable union or kinship up to the second
degree related to:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446089">238</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446090">7.6 &ndash; Inform about subordination, service provision or control relationships maintained in the last three
fiscal years between the issuer&rsquo;s managers and:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446090">238</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446091">7.7 &ndash; Describe the provisions of any agreements, including insurance policies, which provide for the
payment or reimbursement of expenses incurred by directors, arising from the repair of damages caused to third parties or to the issuer,
of penalties imposed by state agents, or agreements with the aim of terminating administrative or judicial proceedings, by virtue of
the exercise of their duties</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446091">243</A></TD></TR>
</TABLE>

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<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt; width: 90%"><A HREF="#a_Toc167446092">7.8 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt; width: 10%"><A HREF="#a_Toc167446092">244</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446093">8. Management remuneration</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446093">245</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446094">8.1 &ndash; Description of the policy or compensation practice, including the non-statutory board</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446094">245</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446095">8.2 &ndash; total compensation of the board of directors, statutory board of executive officers and fiscal
council</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446095">252</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446096">8.3 &ndash; variable compensation of the board of directors, statutory board of executive officers and fiscal
council</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446096">256</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446097">8.4 &ndash; Compensation plan based on shares of the board of directors and the statutory board of executive
officers</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446097">258</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446098">8.5 &ndash; Compensation based on shares of the board of directors and of the statutory board of executive
officers</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446098">259</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446099">8.6 &ndash; Information on the options for buying shares performed in the last three fiscal years and planned
for the current fiscal year, of the board of directors and the statutory board of executive officers</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446099">259</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446100">8.7 &ndash; Options exercised and open shares of the board of directors and the statutory board of executive
officers at the end of the last fiscal year</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446100">259</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446101">8.8 &ndash; Options exercised relating to share-based compensation of the board of directors and the statutory
board of executive officers in the last three fiscal years</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446101">259</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446102">8.9 &ndash; In relation to the compensation based on shares, in the form of shares to be delivered directly
to the beneficiaries, recognized in the result of the last three fiscal years and that foreseen for the current fiscal year, of the board
of directors and of the statutory board of executive officers</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446102">259</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446103">8.10 - In relation to each share program performed in the last three fiscal years and planned for the current
fiscal year, for the board of directors and the statutory board</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446103">260</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446104">8.11 - In relation to shares delivered regarding the compensation based on shares of the board of directors
and the statutory board of executive officers, in the last three fiscal years</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446104">260</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446105">8.12 - Information necessary to understand the data disclosed in items 8.5 to 8.11 - Method of pricing the
value of shares and options</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446105">260</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446106">8.13 &ndash; Number of shares, quotas and other securities convertible into shares held by managers and members
of the fiscal council &ndash; by body</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446106">261</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446107">8.14 &ndash; Information on private pension plans granted to the members of the Board of Directors and of the
statutory board of executive officers</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446107">261</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446108">8.15 &ndash; Highest, lowest and the average individual compensation for the board of directors, statutory
board of executive officers and fiscal council</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446108">262</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446109">8.16 &ndash; Compensation or indemnity mechanisms for managers in case of removal from office or retirement</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446109">263</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446110">8.17 &ndash; Percentage in total compensation held by management and members of the fiscal council that are
related parties to the controlling companies</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446110">263</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446111">8.18 &ndash; Compensation of managers and fiscal council&rsquo;s members, grouped by body, received for any
reason other than the position they occupy</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446111">263</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446112">8.19 &ndash; Compensation of managers and fiscal council&rsquo;s members recognized in the income of the controlling
shareholders, direct or indirect, of companies under common control and of the issuer&rsquo;s subsidiaries</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446112">263</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446113">8.20 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446113">264</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446114">9. Independent auditors</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446114">265</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446115">9.1/9.2 &ndash; Identification and remuneration of auditors</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446115">265</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446116">9.3 - Independence and conflict of interests of auditors</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446116">265</A></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

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<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%">
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt; width: 90%"><A HREF="#a_Toc167446117">9.4 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt; width: 10%"><A HREF="#a_Toc167446117">265</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446118">10. Human resources</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446118">266</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446119">10.1 &ndash; Description of human resources</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446119">266</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446120">10.2 &ndash; Comment on any relevant change that occurred in relation to the figures disclosed in item 10.1
above</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446120">269</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446121">10.3 &ndash; Description of the employee compensation policy</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446121">270</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446122">10.4 &ndash; Description of the relations between the issuer and unions</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446122">272</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446123">10.5 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446123">273</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446124">11. Transactions with related parties</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446124">276</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446125">11.1 &ndash; Description of the rules, policies and practices of the issuer with regard to the realization
of transactions with related parties</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446125">276</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446126">11.2 &ndash; Transactions with related parties</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446126">277</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446127">11.3 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446127">303</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446128">12. Share capital and securities</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446128">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446129">12.1 &ndash; Information on share capital</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446129">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446130">12.2 &ndash; Foreign issuers must describe the rights of each class and type of share issued and the rules
of their country of origin and the country in which the shares are held with respect to:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446130">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446131">12.3 &ndash; Other securities issued in Brazil</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446131">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446132">12.4 &ndash; Number of holders of each type of security described in item 12.3, as determined at the end of
the previous year</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446132">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446133">12.5 &ndash; Brazilian markets in which securities are admitted to trading</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446133">304</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446134">12.6 &ndash; Information about class and the kinds of securities admitted for trading in foreign markets</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446134">305</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446135">12.7 &ndash; Securities issued abroad</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446135">306</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446136">12.8 &ndash; Use of proceeds from public offerings for distribution and any deviations in the last three fiscal
years</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446136">306</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446137">12.9 &ndash; Other relevant information</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446137">306</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: bold 10pt Arial, Helvetica, Sans-Serif; text-transform: uppercase">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 0in"><A HREF="#a_Toc167446138">13. Identification of the individuals responsible for the Form</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446138">315</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446139">13.1 Identification</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446139">315</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446140">13.1 &ndash; CEO&rsquo;s Statement</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446140">316</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446141">13.1 &ndash; Investor Relations Officer&rsquo;s Statement</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446141">317</A></TD></TR>
  <TR STYLE="text-align: left; vertical-align: bottom; font: small-caps 10pt Calibri, Helvetica, Sans-Serif">
    <TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; padding-left: 10.1pt"><A HREF="#a_Toc167446142">13.2 &ndash; Individual declaration of the new occupant of the position of President or Investor Relations
Officer, duly signed, attesting that:</A></TD>
    <TD STYLE="text-align: right; padding-top: 6pt; padding-bottom: 6pt"><A HREF="#a_Toc167446142">318</A></TD></TR>
</TABLE>

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    <!-- Field: /Page -->

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc513543877"></A><A NAME="a_Toc167446032"></A><A NAME="a_Toc167085894"></A>
1. Issuer&rsquo;s activities</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446033"></A><A NAME="a_Toc167085895"></A>1.1
&ndash; Briefly describe the issuer's history</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
was founded in 1943 as a commercial Bank under the name of Banco Brasileiro de Descontos S.A. In 1948, we entered a period of intense
expansion, which, by the end of the 1960s, led us to become the largest commercial bank in the private sector in Brazil. We expanded our
activities across the country in the 1970s, winning Brazilian urban and rural markets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 1988,
as provided for by the Central Bank of Brazil, the reorganization of the Company took place in the form of a Multiple Bank, with the incorporation
of the real estate loans company, to operate with the Commercial and Real Estate Loan Portfolios, changing its corporate name to Bradesco
S.A. &ndash; Banco Comercial e de Cr&eacute;dito Imobili&aacute;rio, which was again changed to Banco Bradesco S.A. on January 13, 1989.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 1989,
Financiadora Bradesco S.A. Cr&eacute;dito, Financiamento e Investimentos changed its object and corporate name, resulting in the cancellation
of the authorization to operate as a financial institution, followed by the creation of <I>Carteira de Cr&eacute;dito, Financiamento e
Investimentos</I> and, in 1992, Banco Bradesco de Investimento S.A. (BBI) was incorporated by Bradesco, an occasion in which the investment
portfolio was established.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
one of the largest banks in Brazil in terms of total assets. We provide a wide range of banking, financial products and services in Brazil
and abroad, for individuals and legal entities (small, medium and large enterprises). We have the widest network of branches and services
in the private sector in Brazil, which allows us to cover a diverse client base. Our services and products include banking operations,
such as: loan operations and collection of deposits, issuance of credit cards, insurances, capitalization, consortium, leasing, billing
and payment processing, pension plans, asset management and brokerage services as well as securities brokerage.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Strategic
Planning</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
year 2023 was challenging, but the adjustments we made to our strategy have started to show positive effects. We expect 2024 to be a transitional
year and we are aware of the need for transformation, which we are now accelerating. We started to execute what we consider to be an innovative
strategic plan.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
goal is to transform the business in an agile manner, aligning technology and people with our company culture. If we achieve this transformation,
we expect it to improve our profitability. We believe in a trajectory of recovery of profitability over time, and expect that the initial
effects will start to show in 2025.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
accelerating our transformation, executing a strategic plan that starts from a deep and realistic diagnosis of everything that needs to
change. The implementation of this plan will extend over the next few years. We expect to see some results in 2024, but believe that the
benefits of this strategic plan will largely start from 2025 onwards.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We will
continue being a full-service bank, offering a wide range of services and products, which is close to its clients. We will continue to
offer physical and digital support to our clients. In addition, we will adjust our customer service to improve the experience for our
clients, deliver more value to the client, and increase our efficiency.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We
are looking to implement a transformative culture for an agile and large bank that is customer-centric, without losing our values. We
have accelerated priority initiatives and introduced new ones. We believe that our focus on our employees agenda will enable us to implement
changes that prepare us for our continuous evolution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
strategic plan aims to resume our historical profitability in a sustainable way over the next few years. As part of that, we will change
our organizational structure, reduce hierarchical levels and while maintaining an effective internal control environment. We will have
a team fully dedicated to the execution of these changes, transforming our business and accelerating the changes in our employees, culture
and technology, allowing us to become more competitive in an environment of constant change.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Macroeconomic
and Sectorial Policies</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><FONT STYLE="line-height: 115%">Considering
the two most recent episodes of contraction of the global economy, the behavior of credit was quite distinct. In the period 2015-2016,
the GDP growth slowdown contributed to the downturn of credit, while the increase in the basic interest rate raised the funding costs
in the activity of banking intermediation. In 2020, due to the pandemic, the loan portfolio registered expansion, favored by regulatory
stimulus measures &ndash; such as the reduction of the reserve requirement rate and the increase of the payroll-deductible loan limits,
among other measures &ndash;, renegotiations of spread payments, increase of guarantees in loan operations, creation of subsidized lines
and fall in the basic interest rate. At the same time, the bank inflows have increased, in a scenario of accumulation of savings, especially
for families, due to the pandemic. In 2021, the extension of these measures, the rather gradual normalization of the funding and the reopening
of the economy resulted in a significant expansion of credit. And in 2022, the monetary tightening by the Central Bank of Brazil (and
the consequent increase in the cost of credit) and the effects of accelerating inflation on real income led to an increase in delinquency
and consequently to tightening credit concession policies. </FONT>In addition to the more moderate credit growth in 2023, the adjustments
implemented from 2022 also enabled the decline in the loan delinquency level granted to individuals after the peak reached at the end
of the first semester.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">In 2024,
the favorable economic scenario, the improvement in the delinquency ratios and the basic interest rate cutback should sustain a favorable
evolution of the credit cycle. <FONT STYLE="line-height: 115%">It is important to highlight that the structural vision in relation to
Brazil remains constructive for the banking sector, which should continue advancing in terms of efficiency gains, in an environment of
expansion of competition.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><FONT STYLE="line-height: 115%">&nbsp;</FONT></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc513543867"></A><A NAME="a_Toc167446034"></A><A NAME="a_Toc167085896"></A><A NAME="a_Toc515025177"></A><A NAME="a_Toc388954481"></A><A NAME="a_DV_M473"></A><A NAME="a_DV_M507"></A><A NAME="a_DV_M948"></A><A NAME="a_DV_M949"></A><A NAME="a_DV_M516"></A><A NAME="a_DV_M518"></A><A NAME="a_DV_M1022"></A><A NAME="a_DV_M798"></A><A NAME="a_DV_M804"></A><A NAME="a_DV_M805"></A><A NAME="a_DV_M533"></A><A NAME="a_DV_M534"></A><A NAME="a_DV_M824"></A><A NAME="a_DV_M825"></A><A NAME="a_DV_M826"></A><A NAME="a_DV_M827"></A><A NAME="a_DV_M841"></A><A NAME="a_DV_M842"></A><A NAME="a_DV_M563"></A><A NAME="a_DV_M564"></A><A NAME="a_DV_M565"></A><A NAME="a_DV_M566"></A><A NAME="a_DV_M567"></A><A NAME="a_DV_M568"></A><A NAME="a_DV_M569"></A><A NAME="a_DV_M570"></A><A NAME="a_DV_M571"></A><A NAME="a_DV_M574"></A><A NAME="a_DV_M1307"></A><A NAME="a_DV_M636"></A><A NAME="a_DV_M867"></A><A NAME="a_DV_M868"></A><A NAME="a_DV_M870"></A><A NAME="a_DV_M10"></A><A NAME="a_DV_M12"></A><A NAME="a_DV_M660"></A><A NAME="a_DV_M661"></A><A NAME="a_DV_M662"></A><A NAME="a_DV_M607"></A><A NAME="a_DV_M667"></A><A NAME="a_DV_M669"></A><A NAME="a_DV_M670"></A><A NAME="a_DV_M671"></A><A NAME="a_DV_M672"></A><A NAME="a_DV_M674"></A><A NAME="a_DV_M679"></A><A NAME="a_DV_M680"></A><A NAME="a_DV_M681"></A><A NAME="a_DV_M682"></A><A NAME="a_DV_M1174"></A><A NAME="a_DV_M687"></A><A NAME="a_DV_M697"></A><A NAME="a_DV_M958"></A><A NAME="a_DV_M959"></A><A NAME="a_DV_M960"></A><A NAME="a_DV_M655"></A><A NAME="a_DV_M693"></A><A NAME="a_DV_M695"></A><A NAME="a_DV_M696"></A><A NAME="a_DV_M698"></A><A NAME="a_DV_M707"></A><A NAME="a_DV_M708"></A><A NAME="a_DV_M709"></A><A NAME="a_DV_M711"></A><A NAME="a_DV_M713"></A><A NAME="a_DV_M714"></A><A NAME="a_DV_M715"></A><A NAME="a_DV_M716"></A><A NAME="a_DV_M717"></A><A NAME="a_DV_M718"></A><A NAME="a_DV_M719"></A><A NAME="a_DV_M720"></A><A NAME="a_DV_M721"></A><A NAME="a_DV_M978"></A><A NAME="a_T16"></A><A NAME="a_DV_M1068"></A><A NAME="a_DV_M1069"></A><A NAME="a_DV_M1070"></A><A NAME="a_DV_M1071"></A><A NAME="a_DV_M844"></A><A NAME="a_DV_M975"></A><A NAME="a_DV_M752"></A><A NAME="a_DV_M753"></A><A NAME="a_DV_M755"></A><A NAME="a_DV_M756"></A><A NAME="a_DV_M757"></A><A NAME="a_DV_M852"></A><A NAME="a_DV_M855"></A><A NAME="a_DV_M905"></A><A NAME="a_DV_M906"></A><A NAME="a_DV_M907"></A><A NAME="a_DV_M908"></A><A NAME="a_DV_M828"></A><A NAME="a_DV_M829"></A><A NAME="a_DV_M917"></A><A NAME="a_DV_M920"></A><A NAME="a_DV_M874"></A><A NAME="a_DV_M933"></A><A NAME="a_DV_M1091"></A><A NAME="a_DV_C944"></A><A NAME="a_DV_M1092"></A><A NAME="a_DV_C945"></A><A NAME="a_DV_M1093"></A><A NAME="a_DV_M816"></A><A NAME="a_DV_M817"></A><A NAME="a_DV_M1286"></A><A NAME="a_DV_M1203"></A><A NAME="a_DV_M1204"></A><A NAME="a_DV_M1205"></A><A NAME="a_DV_M1206"></A><A NAME="a_DV_M1207"></A><A NAME="a_DV_M1208"></A><A NAME="a_DV_M970"></A><A NAME="a_DV_M1274"></A><A NAME="a_DV_M944"></A><A NAME="a_DV_M947"></A><A NAME="a_DV_M886"></A><A NAME="a_DV_M888"></A><A NAME="a_DV_M1361"></A><A NAME="a_DV_M890"></A><A NAME="a_DV_M951"></A><A NAME="a_DV_M860"></A><A NAME="a_DV_M953"></A><A NAME="a_DV_M954"></A><A NAME="a_DV_M955"></A><A NAME="a_DV_M957"></A><A NAME="a_DV_M961"></A><A NAME="a_DV_M963"></A><A NAME="a_DV_M964"></A><A NAME="a_DV_M1211"></A><A NAME="a_DV_M1212"></A><A NAME="a_DV_M1213"></A><A NAME="a_DV_M1214"></A><A NAME="a_DV_M1215"></A><A NAME="a_DV_M1216"></A><A NAME="a_DV_M1218"></A><A NAME="a_DV_M1219"></A><A NAME="a_DV_M1220"></A><A NAME="a_DV_M1221"></A><A NAME="a_DV_M1222"></A><A NAME="a_DV_M1224"></A><A NAME="a_DV_M1225"></A><A NAME="a_DV_M1226"></A><A NAME="a_DV_M1230"></A><A NAME="a_DV_M1239"></A><A NAME="a_DV_M926"></A><A NAME="a_DV_M929"></A><A NAME="a_DV_M896"></A><A NAME="a_DV_M897"></A><A NAME="a_DV_M898"></A><A NAME="a_DV_M1190"></A><A NAME="a_DV_M1672"></A><A NAME="a_DV_M1674"></A><A NAME="a_DV_M1675"></A>
<A NAME="a_DV_M1676"></A><A NAME="a_DV_M1677"></A><A NAME="a_DV_M1260"></A><A NAME="a_DV_M1266"></A><A NAME="a_DV_M1268"></A><A NAME="a_DV_M1231"></A><A NAME="a_DV_M1233"></A><A NAME="a_DV_M1234"></A><A NAME="a_DV_M1236"></A><A NAME="a_DV_M1712"></A><A NAME="a_DV_M1713"></A><A NAME="a_DV_M1557"></A><A NAME="a_DV_M1686"></A><A NAME="a_DV_M1245"></A><A NAME="a_DV_M1685"></A><A NAME="a_DV_M1757"></A><A NAME="a_DV_M1161"></A><A NAME="a_DV_M1162"></A><A NAME="a_DV_M1326"></A><A NAME="a_DV_M1327"></A><A NAME="a_DV_M1329"></A><A NAME="a_DV_M1331"></A><A NAME="a_DV_M1132"></A><A NAME="a_DV_M1458"></A><A NAME="a_DV_M1405"></A><A NAME="a_DV_M1406"></A><A NAME="a_DV_M1407"></A><A NAME="a_DV_M1408"></A><A NAME="a_DV_M1409"></A><A NAME="a_DV_M1425"></A><A NAME="a_DV_M1426"></A><A NAME="a_DV_M1479"></A><A NAME="a_DV_M1544"></A><A NAME="a_DV_M2646"></A><A NAME="a_DV_M2649"></A><A NAME="a_DV_M2651"></A><A NAME="a_DV_M2650"></A><A NAME="a_DV_M2654"></A><A NAME="a_DV_M2659"></A><A NAME="a_DV_M2660"></A><A NAME="a_DV_M2661"></A><A NAME="a_DV_M2663"></A><A NAME="a_DV_M2674"></A><A NAME="a_DV_M2675"></A><A NAME="a_DV_M2676"></A><A NAME="a_DV_M2779"></A>1.2
&ndash; Briefly describe the main activities developed by the issuer and its subsidiaries</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><A NAME="a_Hlk103157365"></A>Currently,
we are one of the largest banks in country in terms of total assets. We offer a wide range of banking and financial products and services
in Brazil and abroad, to individuals, large, medium, small, micro-sized enterprises and major local and international corporations and
institutions. Our products and services comprise of banking and non-banking operations such as loans and advances, deposit-taking, credit
card issuance, purchasing consortiums, insurance, capitalization, leasing, payment collection and processing, pension plans, asset management
and brokerage services, among others. For a better view of the main companies that are part of the Issuer&rsquo;s Economic Group, and
its respective activities, please see item 6 of this Reference Form.<A NAME="a_Toc515025178"></A></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446035"></A><A NAME="a_Toc167085897"></A>1.3
&ndash; Information on operating segments</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>products and services marketed </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We operate
and manage our business through two segments: (i) the banking sector; and (ii) insurance, pension plans and capitalization bonds.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Banking
products and services</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In order
to meet the needs of each client, we offer a range of products and services, such as:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; width: 0.25in; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; width: 0.25in; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">deposit-taking,
including checking accounts, savings accounts and time deposits;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">loans
and advances (individuals and companies, real estate financing, microcredit, onlending BNDES/Finame funds, rural credit, leasing, among
others);</TD></TR>
<TR STYLE="vertical-align: top">
<TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; text-align: justify; padding-bottom: 6pt">import and export financings;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">credit
cards, debit cards and pre-paid cards;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">cash
management solutions;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">solutions
for the public authorities;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">third-party
asset management and administration;</TD></TR>
</TABLE>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040">
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; width: 0.25in; padding-bottom: 6pt"></TD><TD STYLE="padding-top: 6pt; width: 0.25in; padding-bottom: 6pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">services
related to capital markets and investment banking activities;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; width: 0.25in; padding-bottom: 6pt"></TD><TD STYLE="text-align: left; padding-top: 6pt; width: 0.25in; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">Investment
advisory;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">intermediation
and trading services;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">solutions
for the capital markets;</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">international
banking services; and</TD></TR>
<TR STYLE="vertical-align: top"><TD STYLE="padding-top: 6pt; padding-bottom: 6pt"></TD><TD STYLE="text-align: left; padding-top: 6pt; padding-bottom: 6pt; vertical-align: top"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="padding-top: 6pt; padding-bottom: 6pt">purchasing
consortiums.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Insurance,
pension plans and capitalization bonds products and services</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
insurance, pension plans and capitalization bonds products through different segments, which we refer to collectively as &ldquo;Grupo
Bradesco Seguros&rdquo;, leader in the Brazilian insurance market. With the objective of meeting the needs of each client, we offer a
range of products and services, such as:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">life and personal accident insurance;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">health insurance;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">automobile insurance, property and casualty and liability insurance lines;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">capitalization bonds;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">pension plans; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 18.15pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">reinsurance.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.7pt; text-align: justify; text-indent: -17.85pt; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="line-height: 115%">segment revenue and its participation in the issuer&rsquo;s net revenue </FONT></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following information about segments was prepared on the basis of reports that were provided to the Management to assess performance and
to make decisions regarding the allocation of resources for investment and for other purposes. Our Management uses a variety of information,
including financial information, which is prepared in accordance with BR GAAP, and non-financial information, measured on a different
basis. Therefore, the information contained in the segments has been prepared in accordance with accounting practices adopted in Brazil
and the consolidated information has been prepared in accordance with IFRS.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.4pt; color: #404040">The main
assumptions of the segment for income and expenses include: (i) the excess of cash held by insurance, private pensions and capitalization,
which are included in this segment, resulting in an increase in net revenue interest; (ii) wages and benefits and administrative costs
included within the insurance segment, pension plans and capitalization, which consist only of costs associated directly with these operations;
and (iii) the costs incurred in the banking segment, related to the infrastructure of the branch network and other overhead, that are
not allocated.</P>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 55%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Composition of Net Revenues<BR>
2023</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Banking sector<BR>
(1) (2)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Insurance, Pension Plans and Capitalization Bonds<BR>
(2)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Other transactions, adjustments and eliminations<BR>
(3)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Revenue from financial intermediation</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;164,122 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">39,942 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;20,394 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;224,458 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Fee and Commission income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;34,269 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,165 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(8,477)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;26,957 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Premiums Retained from Insurance and Pension Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9,801 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3,757)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;6,044 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Equity in the earnings (losses) of unconsolidated companies and Joint Venture</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">151 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">422 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,529 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2,102 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other operating income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;14,928 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5,350 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5,136 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;25,415 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Contribution for Social Security Financing - COFINS</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4,036)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(996)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(21)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5,053)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Service Tax - ISS</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(896)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(71)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(971)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Social Integration Program (PIS) contribution</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(666)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(139)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(809)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;207,872 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>55,474 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;14,796 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;278,143 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Participation in net revenue</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>74.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>19.9%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>5.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>100.0%</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 55%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Composition of Net Revenues<BR>
2022</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Banking sector<BR>
(1) (2)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Insurance, Pension Plans and Capitalization Bonds<BR>
(2)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Other transactions, adjustments and eliminations<BR>
(3)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Revenue from financial intermediation</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;151,198 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">36,250 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;18,465 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;205,913 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Fee and Commission income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;33,802 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,701 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(8,379)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;27,124 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Premiums Retained from Insurance and Pension Plans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,425 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,535)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4,890 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Equity in the earnings (losses) of unconsolidated companies and Joint Venture</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">107 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">125 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,124 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,356 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other operating income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;15,145 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,201 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,602 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;25,948 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Contribution for Social Security Financing - COFINS</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4,457)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(877)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5,350)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Service Tax - ISS</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(930)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(61)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(991)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Social Integration Program (PIS) contribution</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(719)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(123)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(845)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;194,146 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>47,641 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;16,258 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;258,045 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Participation in net revenue</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>75.2%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>18.5%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>6.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>100.0%</B></FONT></TD></TR>
  </TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"><FONT STYLE="font-size: 8pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">The banking sector is comprised of financial institutions; holding companies
(which are mainly responsible for managing financial resources); and credit card and asset management companies;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"><FONT STYLE="font-size: 8pt">(2)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">The asset, liability, income and expense balances among companies from the
same segment are eliminated; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 13.5pt"><FONT STYLE="font-size: 8pt">(3)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">They refer to the amounts that were eliminated among companies from different
segments, as well as among other operations and consolidation adjustments.</FONT></TD></TR></TABLE>


<!-- Field: Page; Sequence: 10 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 17.85pt; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> profit or loss resulting from the segment and participation in the issuer&rsquo;s net income</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="10" STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Income Statement<BR>
2023</B></FONT></TD>
    <TD STYLE="width: 6%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Banking</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Insurance,<BR>
pension and<BR>
capitalization<BR>
bonds</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Other<BR>
Activities</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Eliminations</B></FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Managerial<BR>
Income<BR>
Statement</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Proportionately<BR>
consolidated <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Adjustments<BR>
of<BR>
Consolidation <SUP>(2)</SUP></B></FONT></TD>
    <TD STYLE="width: 18%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Adjustments <SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="width: 12%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Consolidated<BR>
in<BR>
accordance<BR>
with IFRS</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Revenue from financial intermediation</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;164,122 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;39,942 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">481 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(671)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;203,874 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(2,864)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(4,249)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;27,697 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;224,458 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Expenses from financial intermediation <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(97,496)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(32,892)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">685 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(129,702)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">552 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;6,914 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(34,140)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(156,376)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Financial margin</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>66,626 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>7,049 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>481 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;74,172 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(2,312)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;2,665 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(6,443)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>68,082 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Allowance for loan losses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(37,111)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(37,111)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;4,994 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(32,117)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Gross income from financial intermediation</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>29,516 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>7,049 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>481 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;37,061 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(2,312)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;2,665 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(1,449)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>35,965 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Income from insurance, pension plans and capitalization bonds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">9,801 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;32 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;9,833 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(3,789)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">6,044 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Fee and commission income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">34,269 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,165 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(33)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;35,406 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(5,341)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(1,879)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(1,229)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">26,957 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Personnel expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(21,257)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(2,652)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(31)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(23,939)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">909 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;2,216 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(20,814)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Other administrative expenses <SUP>(5)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(20,866)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(2,066)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(16)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">424 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(22,524)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">997 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(618)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(167)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(22,312)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Tax expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(6,582)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(1,437)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(23)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(8,042)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">698 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(7,344)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Share of profit (loss) of unconsolidated and jointly controlled companies</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;151 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;422 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">573 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,528 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">2,102 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Other operating income / expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(9,199)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(3,469)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(141)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(438)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(13,247)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">3,521 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(167)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;3,798 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(6,095)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Net Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>6,033 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>8,813 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>276 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;15,122 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;(619)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>14,503 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Participation in net income (Managerial Income Statement) </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>39.9%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>58.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>1.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="10" STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Income Statement<BR>
2022</B></FONT></TD>
    <TD STYLE="width: 6%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Banking</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Insurance,<BR>
pension and<BR>
capitalization<BR>
bonds</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Other<BR>
Activities</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Eliminations</B></FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Managerial<BR>
Income<BR>
Statement</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Proportionately<BR>
consolidated <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Adjustments<BR>
of<BR>
Consolidation <SUP>(2)</SUP></B></FONT></TD>
    <TD STYLE="width: 18%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Adjustments <SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="width: 12%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #305496"><B>Consolidated<BR>
in<BR>
accordance<BR>
with IFRS</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Revenue from financial intermediation</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;151,198 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;36,250 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">401 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(1,121)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;186,728 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(2,625)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(2,167)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;23,977 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;205,913 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Expenses from financial intermediation <SUP>(4)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(81,331)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(29,163)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;1,121 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(109,373)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">484 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;4,765 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(26,678)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(130,802)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Financial margin</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>69,868 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>7,087 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>401 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;77,355 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(2,140)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;2,598 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(2,701)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>75,112 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Allowance for loan losses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(31,526)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(31,526)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">43 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;7,716 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(23,767)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Gross income from financial intermediation</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>38,342 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>7,087 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>401 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;45,829 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>(2,097)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;2,598 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;5,015 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>51,345 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Income from insurance, pension plans and capitalization bonds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">7,425 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;36 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;7,461 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(2,571)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">4,890 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Fee and commission income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">33,802 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,701 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(36)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;35,474 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(4,977)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(1,976)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(1,397)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">27,124 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Personnel expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(20,322)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(2,377)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(4)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(22,703)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">764 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;2,050 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(19,889)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Other administrative expenses <SUP>(5)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(20,950)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(1,636)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(8)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">530 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(22,063)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,036 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(594)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(259)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(21,881)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Tax expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(6,881)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(1,188)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(19)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(8,088)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">522 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(7,566)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Share of profit (loss) of unconsolidated and jointly controlled companies</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;107 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;125 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">232 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,170 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(47)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">1,356 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 16pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">Other operating income / expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(10,145)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(4,622)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(115)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(530)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(15,411)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">3,583 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(28)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">(2,066)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040">&nbsp;(13,922)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Net Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>13,955 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>6,515 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>262 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;20,732 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>725 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>21,457 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>Participation in net income (Managerial Income Statement) </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>67.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>31.4%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>1.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040"><B>&nbsp;-&nbsp;</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 7pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">(1) They refer
to: adjustments of consolidation, originating from proportionally consolidated companies (Grupo Cielo, Grupo Alelo, etc.) for management
purposes; (2) Adjustments of consolidation originating from the &ldquo;non-consolidation&rdquo; of exclusive funds; (3) Adjustments due
to the differences of the accounting standards used in the management reports and in the Financial Statements of the Organization that
were prepared in the IFRS. The main adjustments refer to the impairment of loans and advances, effective interest rate and business combinations;
(4) It includes, in the Consolidated IFRS, the balances related to &ldquo;Net gains/(losses) on financial assets and liabilities at fair
value through income&rdquo;, &ldquo;Net gains/(losses) on financial assets at fair value through other comprehensive income&rdquo; and
&ldquo;Net gains/(losses) on foreign currency transactions&rdquo;; and (5) It includes, in the Consolidated IFRS, the balances referring
to depreciation and amortization.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc515025180"></A><A NAME="a_Toc167446036"></A><A NAME="a_Toc167085898"></A><A NAME="a_Toc515025179"></A><A NAME="a_Toc452386071"></A>
1.4 &ndash; Information on products and services relating to the operational segments disclosed in item 1.3</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Characteristics of the product process</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">We present
below some characteristics of the main products and services of Bradesco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><U>Banking
segment</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Deposits
Accounts</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
a variety of deposit accounts, including:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Checking accounts, such as:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040"><B>-</B>&#9;<B>Easy
Account</B> (<I>Conta F&aacute;cil</I>) &ndash; A checking account and a savings account under the same bank account number, using the
same card for both accounts, destinated to individuals and companies;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040"><B>-</B>&#9;<B>Click
Account</B> (<I>Click Conta</I>) &ndash; Checking accounts for children and young people from 0 to 17 years of age, with exclusive website
and debit card, automatic pocket money service and free online courses, exclusive partnerships, among other benefits;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040"><B>-</B>&#9;<B>Academic
Account</B> (<I>Conta Universit&aacute;ria</I>) &ndash; Checking account for undergraduate students with low fees, student finance, exclusive
website, free online courses, exclusive partnerships, among other benefits; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040"><B>-</B>&#9;<B>Checking
Account </B><I>(Conta Corrente)</I> &ndash; accounts intended for companies and public entities with specific legal nature, which do not
have a linked savings account.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>traditional savings accounts, which currently earn interest at the Brazilian reference rate, or taxa referencial, known as the
TR, plus 0.5% monthly interest in case the SELIC rate target is higher than 8.5% p.a. or TR plus 70.0% of the SELIC rate target if the
SELIC rate target is equal to or lower than 8.5% p.a.; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>time deposits, which are represented by Bank Deposit Certificates (<I>certificados de dep&oacute;sito banc&aacute;rio</I> &ndash;
or &ldquo;CDBs&rdquo;), and earn interest at a fixed or floating rate.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, we had 38.1 million account holders (clients who have a deposit account which is available for use), of which 36.3
million of them being individuals and 1.7 million being companies. As of the same date, we had 69.0 million savings accounts.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Loans
and advances to clients</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table shows loans and advances to clients broken down by type of product on the indicated dates:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 11pt; color: rgb(48,84,150)"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 11pt; color: rgb(48,84,150)"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-top: rgb(192,0,0) 1.5pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Companies</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>269,421 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>299,255 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;42.8 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;45.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(29,834)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(10.0)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Financing and On-lending</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>104,730 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>111,608 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;16.6 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;17.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(6,878)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(6.2)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Financing and export</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;28,957 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;37,588 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.6 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(8,630)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(23.0)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Real Estate Financing</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;24,535 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;20,625 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.9 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,910 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;19.0 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Onlending BNDES/Finame</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;17,516 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;16,380 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.8 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,136 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;6.9 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Vehicle loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;22,316 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;23,243 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.5 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(926)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4.0)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Import</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,183 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10,392 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.1 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3,209)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(30.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Leases</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4,222 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,380 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.7 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">842 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;24.9 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Borrowings</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>151,245 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>172,913 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;24.0 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;26.3 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(21,668)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(12.5)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Working capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;82,844 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;98,964 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;13.2 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;15.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16,120)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16.3)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Rural loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12,807 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,620 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.0 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,188 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;68.1 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;55,594 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;66,330 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8.8 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(10,736)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16.2)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Operations with limits <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;13,446 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;14,734 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;2.1 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;2.2 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(1,288)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(8.7)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Credit card</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8,003 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,577 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.3 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">427 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Overdraft for corporates/ Overdraft for individuals</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5,443 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,158 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.9 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1,715)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(24.0)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Individuals</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>360,265 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>357,612 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;57.2 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;54.4 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2,654 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;0.7 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Financing and On-lending</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>127,765 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>125,995 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;20.3 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;19.2 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,771 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;1.4 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Real Estate Financing</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;89,315 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;84,617 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;14.2 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,698 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Vehicle loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;31,409 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;34,013 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.0 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(2,604)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(7.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Onlending BNDES/Finame</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;6,867 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,214 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.1 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(347)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4.8)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">175 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">151 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.0 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;15.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Borrowings</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>155,606 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>156,052 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;24.7 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;23.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(447)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(0.3)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Payroll-deductible loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;90,961 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;89,761 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;14.4 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;13.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,200 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Personal loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;31,309 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;35,098 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.0 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3,789)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(10.8)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Rural loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12,534 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12,368 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.0 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">166 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;20,802 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;18,826 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.3 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,976 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10.5 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Operations with limits <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;76,894 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;75,565 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;12.2 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;11.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,330 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;1.8 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Credit card</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;71,927 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;69,955 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;11.4 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,972 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.8 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Overdraft for corporates/ Overdraft for individuals</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4,968 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5,610 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.8 </FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(642)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(11.4)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total portfolio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>629,687 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>656,867 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(27,180)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(4.1)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: left; text-indent: 0in; color: #404040">(1) It refers
to outstanding operations with pre-established limits linked to checking account and credit card, whose limits are automatically recomposed
as the amounts used are paid.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Financing
and On-lending</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Import
and export financing</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Brazilian foreign-trade related business consists of giving finance services to our clients in their export and import activities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
import financing/refinancing, we directly transfer funds in foreign currency to foreign exporters, fixing the payment in local currency
for Brazilian importers. In export financing, exporters obtain advances in reais on closing an export forex contract for future receipt
of foreign currency on the contract due date. </FONT>The export financing in this modality can be done in the phases of pre- or post-loading/execution
of the services, and are</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">called Advance Payment
on Forex Operations, or (AOCs), the moment in which the resources received are used in the manufacture of goods/services that are exported,
or as a form of anticipating sales made in spread payments of goods/service already loaded/executed.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are other forms of export financing, such as Export Prepayments, onlendings from BNDES-EXIM funds, Export Credit Notes and Export Credit
Bills (referred to locally as NCEs and CCEs, respectively), and Export Financing Program with rate equalization &ndash; PROEX.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
foreign trade portfolio is funded primarily by credit lines from correspondent banks. We maintain relations with various American, European,
Asian and Latin American financial institutions for this purpose, using our network of 770 correspondent banks abroad, 65 of which credit/guarantee
lines as of December 31, 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Real
Estate Financing </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2022, we had 340 thousand financing contracts.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Real
Estate Financing are provided for: (i) the acquisition of residential and commercial real estate, and urban plots; and (ii) the construction
of residential and commercial developments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
financing for the acquisition of residential properties has a maximum term of up to 35 years and the contracts may have annual interest
rates between 10.5% and 11.7% p.a. plus TR, or an annual interest rate of 4.5% p.a. plus savings remuneration. The financing for the acquisition
of commercial properties has a maximum term of up to 10 years and annual interest rates starting at 12.2% p.a. plus TR.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
construction financing, also called the Plano Empres&aacute;rio, has a work period of up to 36 months plus the grace period to implement
the transfers to borrowers that varies between 6 and 12 months. Interest rates are priced on a case-by-case basis, both in TR+ and Savings+
modality.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Central
Bank of Brazil regulations require us to provide at least 65.0% of the balance of savings accounts in the form of Real Estate Financing.
The remaining funds are to be used for financings and other operations permitted under the terms of the legislation in force.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>BNDES/Finame
Onlending</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
BNDES is the main instrument of the Federal Government to support entrepreneurs of all sizes, including individuals, rural producers,
in carrying out their plans for modernization, expansion and implementation of new business, with the potential of generating jobs, income
and social inclusion in Brazil. Its portfolio has certain products and programs to provide government-funded long-term loans with different
interest rates, focusing on economic development. We are one of the structuring agents of BNDES funds, to borrowers in several sectors
of the economy. We determine the margin of return on the loans based on the borrowers&rsquo; credit. Although we bear the risk for these
BNDES and Finame onlending transactions, these transactions are always secured.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
we disbursed R$7.4 billion, 53.6% of which were loaned to micro, small and medium-sized enterprises.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Vehicle
loans </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Vehicle
Loans is a financing line for the purchase of light and heavy vehicles, both new and used, for individuals and legal entities. We offer
these products through our branch network, via the Bradesco App in a totally digital process and Bradesco Financiamentos, with direct
contact with clients and business partners for the acquisition of light vehicles, motorcycles, trucks, buses, machinery and equipment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
vehicle loans portfolio grew in 2023, due to the optimization of concession policies, economic recovery and improvements in procurement
processes, maintaining the position among the </FONT>main portfolios of the Brazilian market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Leasing</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, we had 3,395 active leasing agreements. According to ABEL, our leasing companies were among the sector leaders, with
a 27.9% market share in Brazil, considering the market</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">portfolio of leases of
R$15.7 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
leasing involves trucks, cranes, aircraft, ships and heavy machinery. In this same period, 23.4% of our transactions were for vehicles
(cars, buses, micro-buses and trucks).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We conduct
our leasing transactions through our primary leasing subsidiary, Bradesco Leasing and also through Bradesco Financiamentos.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Borrowings</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Working
Capital</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Line
of credit destined to companies with the aim of covering expenses or investments inherent in the company&rsquo;s working capital, such
as: payment of 13th salary, stock renewal, training and other.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Personal
loans/Payroll-deductible loans</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">They
are loans with a pre-approved limit to meet needs without a specific purpose. It also includes payroll-deductible loans to Social Security
National Service (INSS) pension plan beneficiaries and retirees, to public servants and to the private sector.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
average term of these operations is 61 months and interest rates ranging from 1.6% to 3.1% p.m., as of December 31, 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Rural
loans</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
provision of loans and financing to the Agribusiness sector is carried out with resources:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">From the demand deposit, where there is a requirement by the Central Bank of Brazil for the investment
of 30% of the Value Subject to Collection (VSR), which is called Obligatory Resources (RO), with maximum rates from 3.00% p.a. to 12.0%
p.a., as per the rule of investment of the Manual of Rural Credit (MCR).</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">The Bank&rsquo;s own, from the Bank&rsquo;s Treasury for the operations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">BNDES onlending, through lines directed to the sector of Agribusiness, destined for investments in equipment,
machinery, infrastructure, recovery of pasture, etc., with a term of up to 15 years.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
majority of loans have semiannual or annual payments with payment terms matched to periods of the harvest cycle. The guarantees are usually
with the disposal/mortgage of property and machines, the last one valid for the financing of goods in addition to agricultural or livestock
lien.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Operations
with Limits</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Credit
card</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
a range of credit cards to our clients including Elo, American Express, Visa, MasterCard brands, and also the Private Label cards, which
stand out due to the extent of benefits and convenience offered to associates.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We earn
revenues from our credit card operations through:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">exchange fees on purchases carried out in commercial establishments;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">annual fees;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">interest on credit card balances;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">interest and fees on cash withdrawals through ATMs; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">interest on cash advances to cover future payments owed to establishments that accept credit cards.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We offer
our clients a complete line of credit cards and related services, including:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">credit cards for different audiences for purchases and withdrawals in Brazil and abroad;</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">credit cards directed toward high-net-worth clients, such as &ldquo;The Centurion Card Bradesco&rdquo;,
&ldquo;The Platinum Card&rdquo;, &ldquo;Visa Infinite&rdquo;, &ldquo;Mastercard Black&rdquo;, &ldquo;Elo Nanquim&rdquo;, &ldquo;Elo Diners&rdquo;
and &ldquo;Visa Aeternum&rdquo; from Elo, Visa, American Express and MasterCard brands;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">credit cards destined for corporate clients, geared for business expenses and control of expenditure;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">multiple cards that combine credit and debit features in a single card, which may be used for traditional
banking transactions and shopping;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">co-branded credit cards, which we offer through partnerships with companies; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">private label credit cards, which we only offer to clients of retailers, designed to increase business
and build client loyalty for the corresponding retailer, which may or may not have a restriction on making purchases elsewhere, among
others.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">We
hold 50.01% of the shares of Elopar, an investment holding company whose investments include Alelo (benefit and prepaid cards), Livelo
(coalition loyalty program) and participation in Elo Servi&ccedil;os (payment network). </FONT>At Cielo S.A., a payment solutions company,
we have shared control and relevant participation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We also
have a card business unit abroad, Bradescard Mexico, operating with exclusivity in store chains that are leaders in that country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
several partners with whom we offer co-branded/hybrid and private label cards. This allows us to integrate our relationships with our
clients and offer by means of banking products, such as financing and insurance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table shows our volume of transactions and the total number of transactions of credit cards for the years indicated:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 64%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>In millions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 18%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Volume traded - R$</FONT></TD>
    <TD STYLE="text-align: right; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">318,360.4 </FONT></TD>
    <TD STYLE="text-align: right; white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">298,107.5 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of transactions</FONT></TD>
    <TD STYLE="text-align: right; white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,536.3 </FONT></TD>
    <TD STYLE="text-align: right; white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,497.3 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Overdraft</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
overdraft is an emergency revolving credit limit contracted and made available in the checking account that allows greater availability
of financial resources for withdrawals, transfers and honoring payments and other debits, whenever own resources are not sufficient.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Guaranteed
Account (Conta Garantida)</I></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Conta garantida
is a revolving credit limit for companies and individuals to meet short-term needs. The limit of the conta garantida allows the negotiation
of more attractive rates. However, in most cases, it requires a guarantee which can be; a surety, disposal of assets, guarantees of contracts
or anticipation of receivables, and investments, among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Cash
Management Solutions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><B><I>Management
of accounts payable and receivable &ndash; </I></B>In order to meet the cash management needs of our clients in both public and private
sectors, we offer a broad portfolio of high-quality products and services of accounts payable and receivable, supported by our network
of branches, banking correspondents, digital channels and Bradesco App, all of which provided more speed, stability and security for client
data and transactions. Our solutions include receipt and payment services; and resource management, enabling our clients to pay suppliers,
salaries, and taxes and other levies to governmental or public entities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">These
solutions, which can also be customized, facilitate our clients&rsquo; day-to-day tasks and help to generate more business. We also earn
revenues from fees and investments related to collection, check custody, credit order, collection and payment processing services, and
by funds in transit received up to its availability to the related recipients.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our clients
have flexibility in making Pix transactions using the Mobile and Internet Banking, including options of Pix with loan. In addition, they
can also count on BIA (Bradesco&rsquo;s Artificial Intelligence) on WhatsApp to make their transactions. In 2023, we recorded more than
5.5 billion transactions by Pix.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>Solutions
for receipts and payments &ndash; </I></B>In 2023, we settled 1.1 billion invoices through the services of Cobran&ccedil;a Bradesco and
500.7 million receipts by the tax collection systems and utility bills (such as water, electricity, telephone and gas), check custody
service, identified deposits and credit orders. The corporate systems processed 913.8 million documents related to payments to suppliers,
salaries and taxes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%"><B><I>Global
Cash Management<A NAME="a_DV_C446"></A> &ndash; </I></B>Global Cash Management aims at structuring solutions for foreign companies that
want to operate in the Brazilian markets and for Brazilian companies making business in the international market. By way of customized
solutions, partnerships with international banks and access to the Society for Worldwide Interbank Financial Telecommunication (SWIFT)
network, our exclusive client service team offers customized products and services to identify solutions for companies. </FONT>Also, the
area of Global Cash Management centralized the receipt of all Formal Proposal Requests (RFP) of corporate clients, coordinating with the
other bank departments the development of technical and commercial proposals, as well as, the centralization of bids of public agencies
for cash management services.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>Niche
Markets</I></B><A NAME="a_DV_C15"></A> <B><I>&ndash; </I></B>We operate in various niche markets, such as franchise business, Individual
Microentrepreneur (MEI), education, health, condominiums, notary offices, and among others, where our clients have the support of a specialized
team with the mission of structuring custom solutions that add value to their business.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As an
example, the franchising niche has a team of franchising specialists that, through their relationship with franchising brands, identify
opportunities for financing and providing services to all franchisees and their employees. The partnership with the franchise networks
occurs through structured commercial activities in synergy with the managing departments, commercial segments, and affiliated companies.
The focus on the peculiarities of this sector creates a competitive and sustainable position by structuring appropriate solutions and,
in particular, through the strategy of providing differentiated and specialized services. We have approximately 600 agreements in place
with franchising companies, generating numerous opportunities to open new checking accounts and leveraging business with the respective
franchisees.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Another
important feature in this area is the support we provide towards the development of Local Production Groups (APLs), by providing service
to businesses and assistance to these clients. Participating in an APL strengthens the companies, because together they can form an articulated
and important group for local development, allowing for greater competitive and sustainable advantages for micro and small businesses.
Currently, Brazil has 839 Local Productive Arrangements (APLs) spread across 2,580 municipalities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Microentrepreneurs
use the MEI Portal, including free services provided by partners to meet their day-to-day needs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Public
authority solutions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
a specific area dedicated to serving public administration, which offers specialized services to identify business opportunities and structuring
customized solutions to entities and bodies of the Executive, Legislative and Judiciary branches at federal, state and municipal levels,
in addition to independent governmental agencies, public foundations, state-owned and mixed companies, the armed forces (army, navy and
air force) and the auxiliary forces (federal and state police forces).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
exclusive website, developed for our clients, offers corporate solutions for federal, state and municipal governments for payments, receipts,
human resources and treasury services.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
commercial relationships with such public authorities are developed by specialized business managers located in distribution platforms
throughout the country, which can be identified on our website. We have nine Specialized Platforms to assist governments, capitals, courts,
class councils, chambers, prosecutors, public defenders and the largest municipalities according to the Brazilian GDP, in addition to
31 Platforms that operate providing services to the City Halls and other Authorities.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
we took part and were successful in payroll bidding processes sponsored by the Brazilian government. Furthermore, according to INSS, we
continue to be leaders in payments of INSS benefits, with more than 11.7 million retirees and pensioners.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Management
and administration of third-party funds</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We provide
fiduciary administration services to investments funds and managed portfolios, with regulatory responsibility for operation of investments
funds.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Asset also conducts the management of third-party resources, where it is responsible for investment decisions:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">mutual funds;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">managed portfolios;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">exclusive funds;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">FIDCs (Receivable Funds);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">FIIs (Real Estate Investment Funds);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">ETFs (Exchange Traded Funds); and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">FIPs (Private Equity Investment Funds).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>Management
of funds and portfolios &ndash;</I></B> On December 31, 2023, Bradesco Asset managed 1,785 funds and 448 portfolios, providing services
to 3.2 million investors. Among its biggest clients are those from the businesses we operate and Grupo Bradesco Seguros, in addition to
institutional investors in Brazil and abroad. These funds comprise a wide group of fixed-income, non-fixed income, investments abroad
and multimarket funds, among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In March
2024, the incorporation of Bradesco Asset Management Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios S.A. (Bradesco Asset)
was approved by us, in compliance with the provisions of article No. 227 of Law No. 6,404/76. This incorporation aims to promote the corporate
restructuring in order to optimize the organizational structure of the Bradesco Group, whereby we will be managing the securities portfolio
in the category of asset management, transferring all rights and obligations to Bradesco Asset.</P>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following tables show the equity of funds, portfolios under our management, the number of investors and the number of investment funds
and managed portfolios for each period:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 24%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 24%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million <SUP>(1)</SUP></B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Distribution of the Shareholders' Equity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Financial investment funds - Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>659,218</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>569,226</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Fixed Income </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">596,287</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">495,149</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Variable income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15,752</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14,526</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Multimarket</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">47,179</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">59,551</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Managed Portfolios - Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>85,955</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>81,147</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Fixed Income </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">83,687</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">72,932</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Variable income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,268</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,216</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Overall Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>745,173</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>650,373</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: left; text-indent: 0in; color: #404040">(1)
Source: ANBIMA. We present these amounts in order to give an indication of the scale of our fund activities. We generally earn administration
and/or management fees at a percentage of the equity amount of the fund.</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: left; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1.5pt solid; white-space: nowrap; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 22%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 26%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quantity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quotaholders</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quantity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quotaholders</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Investment funds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,785 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,230,047 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,786 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,718,997 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Managed Portfolios</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;447 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">811 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;454 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">845 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Overall Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,232 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;3,230,858 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,240 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;3,719,842 </B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>Management
of third-party funds &ndash;</I></B> On December 31, 2023, we provided administration service to 4,531 funds, 481 portfolios and 48 investment
clubs, providing services to 3.4 million investors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following tables show the equity of funds and portfolios, which are under administration, the number of investors, investment funds, portfolios
and investment clubs for each period:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 53%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 23%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 24%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million <SUP>(1)</SUP></B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Distribution of the Shareholders' Equity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Financial investment funds - Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,101,368</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,008,574</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Fixed Income </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">904,971</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">814,214</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Variable income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">52,883</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">65,753</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Third party share funds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">143,514</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">128,607</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Managed Portfolios - Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>91,143</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>93,581</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Fixed Income </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">75,617</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">72,932</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Variable income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10,339</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,216</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;&nbsp;&nbsp;Third party share funds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,188</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">12,434</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Overall Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,192,511</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,102,156</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: left; text-indent: 0in; color: #404040">(1)
Amounts shown are funds of third parties and calculate by us (they are not derived from our fiscal statements). We present these amounts
in order to give an indication of the scale of our fund activities. We generally earn administration and/or management fees at a percentage
of the equity amount of the fund.</P>


<!-- Field: Page; Sequence: 19 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1.5pt solid; white-space: nowrap; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 22%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 27%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quantity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quotaholders</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quantity</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Quotaholders</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Investment funds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,531 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,364,006 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,415 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,180,201 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Managed Portfolios</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;481 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;486 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;-&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Investment Clubs</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;48 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;330 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;48 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;359 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Overall Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>5,060 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>3,364,336 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>4,949 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>3,180,560 </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Services
related to capital markets and investment banking activities</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As our
investment bank, Bradesco BBI is responsible for (i) originating and executing project financing operations; (ii) originating and executing
mergers and acquisitions; (iii) originating, structuring, syndicating and distributing fixed income securities in Brazil and abroad; and
(iv) originating, structuring, syndicating and distributing issuances of securities of equity in Brazil and abroad.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
BBI conquered in 2023 the award for &ldquo;Best Bank in Emerging Markets&rdquo; by Global Finance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
Bradesco BBI advised clients in a total of 316 operations across a range of investment banking products, totaling R$350 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Mergers
and acquisitions <I>&ndash; </I></B>Bradesco BBI provides advisory services in merger and acquisition and corporate sale transactions,
including the sale and purchase of companies and assets, private placements, creation of joint ventures, financial and corporate restructuring,
and privatizations. In 2023, Bradesco BBI advised 17 transactions disclosed totaling R$17 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Equity
&ndash;</B> Bradesco BBI coordinates public offerings of shares in national and international markets. In 2023, Bradesco BBI coordinated
12 operations totaling R$26 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><A NAME="a_DV_M668"></A><B>Fixed
income &ndash; </B>Bradesco BBI coordinates public offerings of securities of fixed income in the local and international debt capital
markets. In 2023, Bradesco BBI coordinated a total of R$306 billion in the capital market and a total of 287 transactions. In Fixed Income,
we can highlight:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Operations in the Local Market</B> &ndash; Bradesco BBI ended the year in the local fixed income market
with the coordination of 147 transactions and involving a total amount of R$104 billion;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Project finance <I>&ndash; </I></B>Bradesco BBI acts as advisor and structuring agent in the areas
of &ldquo;Project&rdquo; and &ldquo;Corporate Finance&rdquo;, seeking to optimize financing solutions for projects across various industries
through both credit and capital markets operations. In 2023, Bradesco BBI advised 92 structured operations for different clients, totaling
R$75 billion;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Structured operations &ndash;</B> Bradesco BBI structures customized financial solutions for its clients
in terms of their needs such as: investments, acquisitions, corporate reorganization, share repurchase, improved financial ratios, capital
structure streamlining, and assets and risk segregation, by offering a number of funding tools to companies. Additionally, Bradesco BBI
has a strong presence in the acquisition finance segment. In 2023, Bradesco BBI advised 29 structured operations for different clients,
with a total amount of R$24 billion; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Operations in the International Market</B> &ndash; Bradesco BBI also featured in the international
capital market, coordinated 19 transactions with an amount of R$104 billion.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Investment
Advisory</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
to the clients differentiated investment advisory services, remotely and personally, contemplating the products of Bradesco Asset, &Aacute;gora
Investimentos, Treasury and the entire portfolio of Bradesco Previd&ecirc;ncia (Pension), considering the moment of life, objectives and
profile of the client regarding their tolerance to risk. The client benefits also from recommended portfolios, combining a variety of
financial products, prepared monthly based on their profile and on the perspectives of the domestic and international markets. Besides
counting on the assistance of the managers from the branch network, we have a team of investment specialists, who are ready to assist
our clients by online chat on Internet Banking or on the Bradesco App and by telephone
in our call centers.</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Intermediation
and trading services</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&Aacute;gora
Investimentos</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&Aacute;gora
&ndash; Banco Bradesco&rsquo;s official Brokerage &ndash; is a complete, open and independent investment platform that prioritizes the
journey and experience of the investor, it aggregates technology and innovation, as well as financial education, quality content and advice
for all its clients. It is dedicated to the care of non-institutional individuals and legal entities, whether Bradesco account holders
or not. Through the website or App, the client finds a modern Home Broker, its asset trading platform on B3 and a select portfolio of
investments that is offered from a careful selection among the most relevant institutions in the market, providing the best opportunities
in fixed income, investment funds, COEs, LIGs, public offers and private pension, including with access to investments abroad; all in
one place, 24 hours a day, via the website or &Aacute;gora App.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">To assist
in making decisions when investing, on &Aacute;gora Insights, the house clients have at their disposal recommendations, reports, analyses,
live streams during the trading session and podcasts, as well as greater coverage of companies listed on the stock exchange, with content
prepared by the team of renowned economists and market analysts. And if necessary, in &Aacute;gora whatever the profile, the client has
a team of specialists who understand the subject when it comes to investing, finding the best opportunities according to the objectives.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition
to the complete grid of investment products, the &Aacute;gora client has exclusive programs and services for their day-to-day life, such
as the &Aacute;gora Visa Infinite credit card, with 1% investment and several advantages, exclusive benefits such as toll tag and car
parking with no fees, in partnership with Veloe and the &Aacute;gora Plus Program, which brings discount coupons and cashback in several
partner stores.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
pillar of financial education, through the &Aacute;gora Academy, we offer more than 90 courses, 50 of which are totally free. All developed
by the best business schools in the country: for those who want to learn, specialize and even professionalize in the market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Young
people and university students can start their investment journey through special programs with &Aacute;gora Kids and Universit&aacute;rio.
Market professionals have modern and advanced asset trading platforms, by &Aacute;gora Trader.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In December
2023, it reached 1.0 million clients, with a total of R$96.9 billion assets in custody, occupying the fourth position in the Ranking of
Custody of Individuals of B3, the result of the focus on the journey and experience of the investor, through technology and innovation,
as well as dissemination of financial education, quality content and specialized advice to all its clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Bradesco
Corretora</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
S.A. CTVM, or Bradesco Corretora, provides services exclusively to the institutional segment, offering a full service of investment analysis
that covers the main industries and companies in the Latin American market, with a team composed of 29 sector specialists who provide
consultations to the clients by follow-up reports and stock guides, with a wide range of projections and comparison multiples. Bradesco
Corretora also has teams of its own capital economists and fixed income analysts dedicated to institutional clients. Over 360 reports,
in English and Portuguese, are forwarded on a monthly basis to the most important investors around the world, such as those domiciled
in Brazil, the United States, Europe and Asia.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Corretora has as its objective the mediation of the purchase and sale of shares, commodities futures contracts, financial assets, indexes,
options, share rental, swaps and forward contracts, in the primary and secondary market, negotiations in B3 and in the organized over-the-counter
market, which are tailored to the needs of large corporate and institutional investors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Regarding
B3 variable income markets in 2023, Bradesco Corretora traded R$506.0 billion and ranked second in Brazil in terms of the total trading
revenue and third considering revenue from global investors, according to MacLagan.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In
addition, in the same period, Bradesco Corretora traded 1.6 billion futures, forwards, swaps and options totaling R$43.6 trillion in
B3. In 2023, it ranked third in the Brazilian markets, in relation to the number of futures contracts, terms, swaps and options executed.</P>


<!-- Field: Page; Sequence: 21 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Corretora remains adherent to the Operational Qualifying Program (PQO), confirming the high quality of its futures contracts and variable
income markets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Capital
markets solutions </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
we were one of the main providers of capital market services and we maintained our leadership position in the domestic and global market
according to the ANBIMA&rsquo;s ranking of custody of assets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Among
the main services we offer in this segment, we highlight: qualified custody of securities for investors and issuers, administrators of
investment funds, clubs and managed portfolios; bookkeeping of securities (shares, BDRs, quotas of investment funds, CRIs and debentures);
custody of shares backed by Depositary Receipts (DR), loan of shares, liquidating bank, depositary (Escrow Account &ndash; Trustee), clearing
agent, tax and legal representation for non-resident investors, and fiduciary management for investment funds.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Cust&oacute;dia has Quality Management System ISO 9001:2015 certifications and GoodPriv@cy certifications. We also hold an ISAE 3402 (International
Standard on Assurance Engagements) certification, which includes the issuance of the Control Assurance report in a Service Provider Organization.
These certifications expand our structures of controls, increasing the level of effectiveness and quality of processes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, the set of the services provided by us, which we call Bradesco Cust&oacute;dia was composed of:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 20.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Custody and controllership services for investment funds and managed portfolios involving:</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;R$2.3
trillion in assets under custody;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;R$3.6
trillion in assets under controllership; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;R$252.5
billion in market value, related to 50 ADR (American Depositary Receipts) programs and 4 GDR (Global Depositary Receipts) programs.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 20.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Fiduciary administration for funds, investment clubs and portfolios under management with:</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;R$1.1
trillion total shareholders&rsquo; equity of investment funds under fiduciary management in investment funds, portfolios and investment
clubs.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 20.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Securities bookkeeping:</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;237
member companies of the Bradesco Book-entry Stock System, with 10.5 million shareholders;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;454
companies with 785 issues in the Bradesco Book-Entry Debenture System, with a market value of R$773.4 billion;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;1,114
investment funds in the Bradesco Book-Entry Quotas System (value of R$97.7 billion); and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;44
BDRs programs managed, with a market value of R$11.0 billion.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 36pt"></TD><TD STYLE="width: 20.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Depositary (Escrow Account &ndash; Trustee):</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 85.05pt; text-align: justify; text-indent: 0.45pt; color: #404040">-&#9;31,285
contracts, with a financial volume of R$18.0 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>International
presence</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
quality of private commercial bank, we offer an extensive line of international services, including to foreign trade financing and loans,
working capital in foreign currencies, forex operations and international sureties, credit lines for individuals and legal entities, on
our Corporate banking activity platforms and Global Private banking. The services provided to multinational companies is materialized
both in the support to foreign multinationals operating in Brazil or Brazilian multinationals operating abroad, both in their operations
as the main link of communication between prospective Multinational clients and Bradesco Brasil.</P>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In October
2020, we concluded the acquisition of Bradesco Bank and its subsidiaries to offer a complete platform of banking and investments products
and services also in the United States.</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
International and Forex area, in Brazil and Abroad, coordinates our international operations, through a team of specialists in forex and
foreign trade business, offering technical support to our clients and to the Retail and Wholesale Sectors, for the products of forex,
Trade Finance (for export and import financing), financial transfers and Direct Loans Abroad. We also have a specialized team in structured
operations (syndicated loans, club deals, risk participations, bridge facilities, among other) and International Sureties, besides Digital
Forex, a team dedicated to meet the needs of clients that use our digital channels (Net Empresa, mobile and internet banking) to purchase
all-purpose off the shelf forex operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Foreign
branches and subsidiaries</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
foreign branches and subsidiaries principally provide financing in foreign currency (particularly foreign trade finance operations) to
Brazilian and non-Brazilian clients. Total assets of the foreign branches, considering the elimination of intra-group transactions, were
R$35.0 billion, as of December 31, 2023, denominated in currencies other than the real.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Funding
required for the financing of Brazilian foreign trade is primarily obtained from the international financial community, through credit
lines granted by correspondent banks abroad. We issued debt securities in international capital markets, which amounted to US$1.6 billion
during 2023 and funding transactions amounted to US$2.6 billion, as an additional source of funding.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following is a brief description of our subsidiaries abroad:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Cidade
Capital Markets</B> &ndash; In February 2002, we acquired Cidade Capital Markets in Grand Cayman, through to the acquisition of its parent
company in Brazil, Banco Cidade.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Bradesco
Securities (U.S., U.K. and H.K.)</B> &ndash; Bradesco Securities, our wholly-owned subsidiary, is a broker dealer in the United States,
England and Hong Kong:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Bradesco Securities U.S. focuses on facilitating the intermediation of operations of fixed income and
variable income of Brazilian companies for global institutional investors; raising of short-term funds, placement of Equity Capital Market
(ECM) and Debt Capital Market (DCM) operations, distribution of research reports and corporate access services;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Bradesco Securities U.K. focuses on the intermediation of equities and fixed income operations for Brazilian
companies with global institutional investors; short-term fund-raising activities for us in Euro Certificate of Deposit (Euro CD) program
and Global Medium-Term Note program (MTN); and sale of research reports and services of corporate access by subscriptions to institutional
investors in Europe; and the sale of variable-income and fixed-income regional transactions to European institutional investors (IPOs,
secondary public offerings, etc.); and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Bradesco Securities H.K. focuses on the trading of ADRs and public and private securities issued by Brazilian
companies to global institutional investors.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Bradesco
Trade Services</B> &ndash; A non-financial institution and a subsidiary of our branch in the Cayman Islands, which we incorporated in
Hong Kong in January 2007, in partnership with the local Standard Chartered Bank.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Bradescard
Mexico </B>&ndash; The business unit of credit card issuance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%"><B>Bradesco
Bank &ndash; </B>Commercial bank in the United States with deposits guaranteed by the FDIC, providing banking products and services to
resident and non-resident individuals, and corporate and institutional </FONT>clients<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Bradesco
Investments &ndash; </B>Broker dealer that offers a complete and open platform of investments for Private, high-income, corporate and
institutional clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%"><B>Bradesco
Global Advisors &ndash; </B>Investment advisory firm that manages discretionary and non-discretionary portfolios for Private and high-income
clients</FONT>.</P>


<!-- Field: Page; Sequence: 23 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Banking
operations in the United States</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In January
2004, the United States Federal Reserve Bank authorized us to operate as a financial holding company in the United States. As a result,
we may do business in the United States directly or through a subsidiary and, among other activities, may sell insurance products and
certificates of deposit, provide underwriting services, act as advisors on private placements, provide portfolio management and merchant
banking services and manage mutual fund portfolios.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Bank is positioned to meet the demands of Brazilian and Latin American clients who wish to diversify their assets in the global market
by offering investment, banking and financing solutions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Foreign
exchange products</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition
to import and export financing, our clients have access to a range of services and foreign exchange products such as:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">foreign loans to clients;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">working capital abroad;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">WEB and mobile exchange contracts;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">collecting import and export receivables;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">cross border money transfers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">advance payment for exports;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">accounts abroad in foreign currency;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify">non-resident account in Brazil in national currency;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">cash holding in other countries;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">structured foreign currency transactions; through our overseas units;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">service agreements &ndash; receiving funds from individuals abroad via money orders;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify">global account in US dollars <FONT STYLE="line-height: 115%">(individuals);</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">purchasing and selling of currency paper;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">cashing checks denominated in foreign currency; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">clearance certificate (international financial capacity certificate).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Consortia</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In Brazil,
persons or entities that wish to purchase certain goods may set up a group known as a &ldquo;consortium&rdquo;. Consortia in Brazil are
made up of pooled funds for the purpose of financing an acquisition. Consortia groups, which are formed for the purchase of real estate,
vehicles, motorcycles, trucks and other assets, have a fixed term and quota, both previously determined by its members and are run by
an administrator.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Cons&oacute;rcios manages groups of consortia and, as of December 31, 2023, registered total sales of 1,531,419 outstanding quotas; net
income of R$2.0 billion; and fee and commission income from consortiums of R$2.3 billion and accrued revenue of R$101.6 billion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance
products and services, pension plans and capitalization bonds</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
insurance products, pension plans and capitalization bonds through different segments, which we refer to collectively as Grupo Bradesco
Seguros.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">With
the objective of meeting the needs of each client, we offer a range of products and services, such as:</P>


<!-- Field: Page; Sequence: 24 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Life
and personal accident insurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
life and personal accident insurance, as well as insurance against miscellaneous events, such as job loss, through our subsidiary Bradesco
Vida e Previd&ecirc;ncia. As of December 31, 2023, there were 25.3 million life insurance policyholders.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Health
insurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
health insurance policies cover medical/hospital expenses. We offer health insurance policies through Bradesco Sa&uacute;de for small,
medium or large enterprises wishing to provide benefits for their employees.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On December
31, 2023, Bradesco Sa&uacute;de and its subsidiary Mediservice Administradora de Planos de Sa&uacute;de S.A., along with Bradesco Sa&uacute;de
Operadora de Planos S.A., had 3.8 million beneficiaries covered by company plans and individual/family plans. Around 173 thousand companies
in Brazil pay into plans provided by Bradesco Sa&uacute;de and its subsidiaries, including 47 of the 100 largest companies in the country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, it included 11,544 laboratories, 18,804 specialized clinics, 15,470 physicians and 2,157 hospitals located throughout
the country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Automobiles,
property/casualty and liability insurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
car insurance with flexible options according to the client&rsquo;s profile, through our subsidiary Bradesco Auto/RE. The &ldquo;Auto
Light Rede Referenciada Insurance&rdquo; is more affordable (vehicle insurance), while &ldquo;Auto Lar&rdquo; covers both the vehicle
and the residence. There are also options for fleets and account holders of Banco Bradesco. We cover damages caused to the vehicle, passengers
and third parties, with several additional options for purchase, as well as discounts on establishments and a complete Bradesco Seguros
App to facilitate the management.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
insurance of retail property and casualty include protection for residential, business, </FONT>condos <FONT STYLE="line-height: 115%">and
equipment risks, with customized coverage according to the needs of each business or residence. We highlight the &ldquo;Lar Mais Seguro&rdquo;
(Safer Home) and the &ldquo;Residencial Sob Medida&rdquo; (Customized Home Insurance) for individuals,</FONT> and &ldquo;Bradesco Seguro
Equipamento&rdquo; (Equipment Insurance) for individuals and legal entities, with full coverage for various sectors, such as agricultural,
civil construction, medical, musical, portable electrical and electronic devices and forestry<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, Bradesco Auto/RE had 1.5 million insured automobiles and 1.5 million property policies, making it one of Brazil&rsquo;s
main insurance companies.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Capitalization
bonds</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
Capitaliza&ccedil;&atilde;o is market leader in income among the companies of the sector, with a market share of 21.1% according to data
from SUSEP in 2023. Our clients can purchase capitalization bonds with a single or monthly payment from R$10 and run for prizes whose
net amounts can reach up to R$1.5 million.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><FONT STYLE="line-height: 115%">In
December 2023, we had 3.1 million active clients and 19.2 million capitalization bonds, </FONT>whereby 8.2 million were in the traditional
modality <FONT STYLE="line-height: 115%">and 11.0 million were incentive bonds.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The traditional
modality is the most representative of our operation, where the client saves money and can win prizes as a tool of financial regulation.
At the end of the plan the amount paid is 100% of the amount paid restated by the TR.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In the
modality of incentive, the aim of the securities is to add value to the products of partner companies or even encourage the prompt payment
of their clients. In these cases, the securities have terms, grace periods and amounts according to the need of the partners.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In line
with the diversification of our portfolio, in 2023 we launched 5 more products.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">where the client invests R$5 thousand or R$10 thousand at a time and can win over 20 monthly prizes up
to R$400 thousand and can still be used as a loan operation guarantee;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><I>Novo Max Pr&ecirc;mios Cem</I>, where the client invests R$100 at a time and participates in 324 draws
of up to R$10,000 during the month;</TD></TR></TABLE>


<!-- Field: Page; Sequence: 25 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Max Pr&ecirc;mios MEI, for the Retail Companies from R$500 with prize draws of up to R$1 million;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Max Pr&ecirc;mios Instant&acirc;neos in the version of single and monthly payment, from R$10, where the
client on purchasing a security receives a digital &ldquo;scratch&rdquo; card on the App and can check whether they have won the instant
prize draw; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Max Natal Bradesco (at Christmas) which with only R$100 has handed out prizes to 162 clients amounting
to more than R$1.3 million. The first product with a mandatory contemplation.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Maintaining
the focus of Bradesco Capitaliza&ccedil;&atilde;o on actions promoting sustainability and the constant search for dematerialization and
digitalization of their services, were made available to non-account holders on the Bradesco Seguros App the possibility of checking statements
and securities, as well as certificates, income tax earnings report and information regarding draws, like results and lucky numbers. Currently
the quantity of securities sold to the individual client in the digital channels represents 40% of the total of securities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Supplementary
Pension plans</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
managed individual and corporate pension plans since 1981 through our wholly-owned subsidiary Bradesco Vida e Previd&ecirc;ncia, which
is now one of the leading pension plans managers in Brazil, as measured by investment portfolio and technical provision criteria, based
on information published by FENAPREVI and SUSEP.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Vida e Previd&ecirc;ncia offers and manages a range of individual and group pension plans. Our largest individual plans in terms of contributions
known as VGBL and PGBL are exempted from paying taxes on income generated by the fund portfolio. The participants of these funds are taxed
upon the redemption of quotas, and/or receipt of benefits.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, Bradesco Vida e Previd&ecirc;ncia accounted for 23.0% of the supplementary pension plans in terms of contributions,
according to SUSEP, in 2023. On December 31, 2023, Bradesco Vida e Previd&ecirc;ncia accounted for 21.8% of assets under management: 20.9%
of VGBL, 20.6% of PGBL and 40.3% of traditional pension plans, according to FENAPREVI, in 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazilian
law currently permits the existence of both &ldquo;open&rdquo; and &ldquo;closed&rdquo; private pension entities. Open private pension
entities are those available to all individuals and legal entities wishing to join a benefit plan by making regular contributions. Closed
supplementary pension plan entities are those available to discrete groups of people such as employees of a specific company or a group
of companies in the same sector, professionals in the same field, or members of a union. Private pension entities grant benefits on the
basis of periodic contributions from their members, or their employers, or both.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, we managed open supplementary pension plans covering 2.9 million participants, with a total balance of R$304 billion
in collateral assets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
VGBL and PGBL plans rules, participants are allowed to make contributions either in installments or in lump-sum payments. Participants
in pension plans may deduct the amounts contributed to PGBL up to 12.0% of the participant&rsquo;s taxable income when making their annual
tax declaration. At the time of redemption and/or when benefits are paid out, taxes will be levied on the income accrued, pursuant to
current legislation, in relation to the total redeemed/received as benefit. VGBL plan participants may not deduct their contributions
when declaring income tax. At the time of redemption and/or when benefits are paid out, taxes will be levied on the income accrued, pursuant
to current legislation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">These
plans can be contracted either individually as well as in business plans. Individual plans represent 55.1% and business plans 44.9% of
the total number of participants. The business plans account for 14.7% and Individual for 85.3% of the technical provisions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
plans being commercialized allow contribution, portability, redemption and conversion into income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Vida e Previd&ecirc;ncia also offers pension plans for corporate clients that are in most cases negotiated and adapted to the specific
needs of this type of client.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Vida e Previd&ecirc;ncia earns revenues primarily from:</P>


<!-- Field: Page; Sequence: 26 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">supplementary pension plan contributions, PGBL and VGBL, life insurance and personal accidents premiums;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">revenues from management fees charged to pension plan participants in accordance with mathematical provisions;
and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">interest income.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Characteristics of the distribution process</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I>Distribution
channels</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table presents our main distribution channels in the period stated:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 5%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 73%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 11%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Structural Information - Units</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Service Points</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>83,147 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>85,609 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Branches</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,695 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,864 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Service Centers </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,351 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,524 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Electronic Service Centers </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">522 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">645 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Business Units</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">820 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">897 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Banco24Horas Network</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17,967 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17,449 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Bradesco Expresso (Banking Correspondents)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">38,264 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">40,456 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Bradesco Promotora</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19,514 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19,759 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Branches/Overseas Subsidiaries</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15 </FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>ATMs</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>43,768 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>46,562 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Bradesco Network</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19,582 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22,163 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Banco24Horas Network</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24,186 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24,399 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Distribution
channels of insurance products, pension plans and capitalization bonds</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We sell
our insurance, pension plan and capitalization products through our website, our branches, brokers based in our network of bank branches
and non-exclusive brokers throughout Brazil, all of whom are compensated on a commission basis. Our capitalization bonds are offered through
our branches, the Internet, our call center, ATMs and external distribution channels.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table shows the distribution of sales of these products through our branches and outside our branches:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 70%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>% of total sales, per product</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Insurance products:</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales through branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">33.9%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">37.1%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales outside branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">66.1%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">62.9%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Supplementary pension plans products:</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales through branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">89.2%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">87.1%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales outside branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.8%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">12.9%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Capitalization bonds:</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales through branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">63.8%</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">71.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sales outside branches </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">36.2%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">29.0%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 27 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Partnerships
with retail companies &ndash; Bradesco Expresso </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&ldquo;Bradesco
Expresso&rdquo; enables us to expand our share of the correspondent bank segment through partnerships with supermarkets, drugstores, grocery
stores, department stores and other retail chains. These companies provide basic banking services offered by employees of the establishments
themselves, while decisions regarding granting of credit or opening of accounts are made by us.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
main services we offer through Bradesco Expresso are:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>receipt and submission of account application form;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>receipt and submission of loans, financing and credit card application form;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>withdrawals from checking account and savings account;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Social Security National Service (INSS) benefit payments;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>checking account, savings account and INSS balance statement;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>receipt of utility bills, bank charges and taxes; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>prepaid mobile recharge.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 31, 2023, the Bradesco Expresso network totaled 38,264 service points, with an average of 32.4 million monthly transactions or
1.5 million transactions per business day.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Digital
Channels</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We offer
various products and services through our mobile App, internet banking, ATM, and contact center digital channels. They can be accessed
from anywhere and at any time, with the aim of taking convenience, practicality and security for clients. In 2023, digital channels represented
over 98% of the transactions performed at Bradesco, highlighting the mobile and internet banking, which represented 94% of this total.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Below
is a brief description of each digital channel:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Mobile
App </B>&ndash; at the end of December 2023, we have 25.9 million active natural person clients (accounts who carried out transactions
in the last three months). Comparing against December 2021, this number total an increase of 4.2 million clients in the channel. We believe
in the consolidation and continuous growth of mobile channel in the coming years.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Currently,
we have a broad and diversified set of solutions. Available for iOS and Android systems, this channel is used by clients to make payments,
transfers, purchase loans, consortia, carry out foreign exchange operations, access non-financial benefits, among other services. They
also take advantage of integration with the &Aacute;gora app, our investment platform. With it, clients receive tips, market news and
expert reviews through the &ldquo;single sign on&rdquo;.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Corporate
clients use the Bradesco Net Empresa app for their banking operations, such as payments, transfers, Pix, DOC/TED, check deposits, factoring
of receivables, purchase of loans, among other transactions. The convenience of the App on the cell phone encompasses the full online
contracting of the instant QR Code for cash terminals (TEF), POS and e-commerce.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
individuals and legal entity clients made 20.5 billion transactions by mobile phone.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>BIA</B>
&ndash; the proximity to the client is increasingly relevant, as well as the customization of the service. Thinking about continuing the
customer experience, we invest in research and technologies that also include pioneering solutions. This is the case of BIA, Bradesco&rsquo;s
artificial intelligence launched in 2016. Initially established for branch employees throughout Brazil, BIA matured until it began to
interact with clients through the Bradesco app and through other channels. The evolutions continue and BIA becomes increasingly a customer
concierge, acting in a resolute and agile way.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BIA
presents itself as one of the main channels of relationship with clients and non-clients. Present in Bradesco&rsquo;s digital channels
and on the WhatsApp messaging app, BIA ensures mobility and helps clients</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">digitally wherever they
are. Among its features in the messaging app, for example, BIA interacts with the client in cases of suspected credit card and Pix fraud.
On the Bradesco app, clients can also make transfers between Bradesco accounts by voice or text, in addition to clarifying doubts about
the bank&rsquo;s products and services.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Inspired
by the movement &ldquo;Hey, update my voice&rdquo;, of UNESCO, we changed the answers of BIA so that she can react fairly and firmly against
harassment. We will continue to make investments focused on its evolution, expanding her skills with resources that help clients organize
their financial flow and improve her communication capacity to provide an increasingly intuitive and intelligent experience.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Internet</B>
&ndash; We were the first financial institution in Brazil to have an e-mail address on the Internet, beginning in 1996. We provide individuals
clients access to financial services on Bradesco Internet Banking, a solution that has transformed the relationship between clients and
the financial market, and that continues to be an important source of information and transactions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">With
the 27th anniversary on March 31, 2023, Bradesco Internet Banking continues to evolve. With its own domain (banco.bradesco), the Organization
is one of the few Brazilian companies to have a top-level domain or generic top-level domains (gTLDs) &ndash; an initiative of the ICANN
(Internet Corporation for Assigned Names and Numbers), the body responsible for internet protocols, which regulates the addresses on the
worldwide web.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">This
communication platform is divided into two main pillars, which are:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Bradesco Institutional Website (banco.bradesco): </B>with simplified content and plain language, offers
to Individual clients access to information and clarifications on various financial products and services, with the support of tutorials
in videos that facilitate the understanding, in addition to the features that help in the client&rsquo;s day-to-day activities, like issuing
the copy of the bank payment slip. Also available on the homepage of the portal, the online purchase of products of the Organization and
of partners, such as cards, consortium, Losango, Cielo, among others, also serving clients who do not have a checking account.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Bradesco Internet Banking for Financial Services:</B> with more than 500 services and products available,
individual clients can use the channel to check statements, make payments, transfers, Pix, investments and much more.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The new
visual concept of the channel is more modern and technological, presenting facilities, such as customizing the distribution of services
on the homepage according to each client&rsquo;s preference. In addition, it has relevant information of the investment portfolio, with
the possibility of customized tips and viewing of credit card limits and real-time purchases, and gives the client even more autonomy
using the transaction limit manager.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">On Bradesco
Net Empresa, the corporate client can make queries, transfers, Pix, investments, file submission, among other transactions, all in a simple
and secure manner. We also emphasize that the MEI Digital Platform delivers to the individual micro-entrepreneurs, financial and non-financial
services by means of partners that meet their main needs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2023,
the individual and legal entity clients made 4.8 billion transactions using Bradesco Internet Banking.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><FONT STYLE="line-height: 115%"><B>ATM
</B>&ndash; </FONT>Focused on innovation, evolution and availability, the ATM machines are available to facilitate the daily lives of
our clients, offering them capillarity and intuitive journeys.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><FONT STYLE="line-height: 115%">Currently
there are over 43 thousand active machines, distributed among Bradesco&rsquo;s Own Network (19,582) and Shared Network &ndash; Banco24Horas
(24,186). </FONT>All of our machines are equipped with biometric reading, bringing more security and convenience for cardless transactions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Our machine
park also has recycling machines, to increase efficiency and reduce costs, due to not requiring the use of envelopes. Currently, there
are 8,520 machines that recycle bank notes, which enables the cash deposit with immediate credit in the account of the beneficiary. The
functions of the channel also contribute towards sustainability as well as sending the receipts by email. Since 2022, the cash deposit
without the envelope was also enabled on the 3,635 recycling machines of the Banco24Horas.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Thinking
of the experience of our clients, we also have disruptive functions, like the purchase of dollars and euros (with more than 115 machines)
- foreign exchange of 2 currencies in a single machine - with representative participations in the Forex operations. In 2021, we also
implanted the Virtual Safe, in which the client has autonomy to purchase a foreign currency by the Bradesco App and retrieve them in the
BDNs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition,
since 2020, the proxies have had more autonomy in individual client transactions, with the possibility of access to the self-service machines,
where they can conduct transactions intuitively and securely by biometric registration and a PIN number with 6 exclusive digits. The project
won the Pr&ecirc;mio Smart2023 award.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Telephone
services &ndash; <I>Fone F&aacute;cil</I> (Contact Center)</B> &ndash; We allow clients to bank by telephone, which can be accessed by
choosing an electronic service or personalized service.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In the
electronic service, we provide a sophisticated service system powered by voice command, which provides clients the experience of doing
what they want to do through simple voice commands, without the need for listening to various service options and having to choose them
by typing the option on the telephone. The client can request the desired service and proceed directly to its execution, choosing the
preferred option.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Through
this channel, we offer our main financial services, such as payments, transfers between Bradesco accounts, TED, investments, loan contracting,
among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">By calling
Fone F&aacute;cil, clients can access other relationship centers, such as for credit cards, private pension plans, capitalization and
support for internet banking and mobile, among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Social
networks</B> &ndash; we are innovators and pioneers in social networks, operating in them since 2009 and becoming a market reference.
The focus is on communication, relationship, content creation and business activation. The Social Networks team monitors, analyzes and
interacts with people who seek us or mention our brand, relying on the participation of segments, managers and branches to resolve demands.
This work strengthens the relationship with people and protects the Organization. The team is also responsible for answering doubts, complaints,
suggestions and conducting relationship interactions with the user.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
tables below show the number of transactions carried out through digital channels, and the number of digital clients:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 70%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>In millions of transactions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Mobile Individuals and Companies+ WhatsApp</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">20,461 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19,684 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Internet Individuals + Companies &ndash; with WebTA <SUP>(1) </SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,810 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,701 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">ATMs</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,052 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,246 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Direct Debit</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">158 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">159 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Telephone Banking (Fone F&aacute;cil)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">31 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">43 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>26,514 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>25,833 </B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 6pt; text-align: left; text-indent: 0in; color: #404040">(1)
WebTA its a file transmission service to Bradesco via Internet, carried out by Corporate clients, who use the Net Empresa channel.</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-bottom: 6pt; text-align: left; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 70%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Clients with Digital Profile - In million</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>28.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>26.4 </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>next</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Created
in 2017 as a digital platform focused on the hyperconnected generation, next seeks to simplify the life of people, offering solutions
to facilitate the financial management and be a partner so that clients may achieve their dreams and objectives.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">next
has a portfolio of solutions that include various services, both financial and non-financial, which was researched based on clients and
non-clients.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition
to the checking account and credit and debit card, it offers a variety of investments and loans, insurance, financial management tools,
salary account, a dedicated account for children and teens (nextJoy), cell phone top up, gift card, toll and parking tag (Veloe), and
benefits in partnership with more than 35 brands on the Mimos (gratuities) hub and integration with the Apple Pay, Google Pay, Samsung
Pay and WhatsApp Pay digital wallets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In Open
Finance, next counts on the function &ldquo;Minhas Finan&ccedil;as&rdquo; (My Finances), aggregating accounts so clients can check, in
a single place, their checking account information, credit cards and loans in several institutions participating in the system, besides
recommendations and personalized tips for clients to better manage their finances.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
focus of next is customer-centricity, investing continuously in the analysis and intelligence of data to identify trends and behaviors,
anticipating the creation of new services and suggestions. Also, it uses anthropological studies to understand trends and anticipate the
needs of clients. The more modern solutions of Design and User Experience, combined with the feedback in all points of contact, are essential
elements to provide the best experience and listen actively to the demands.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">next
establishes goals aiming at a sustainable growth, the quality of the services and actual indices of satisfaction and engagement </FONT>in
the use of the platform. As a result of the actions implemented, seeking the concern and loyalty of the client, it ended 2023 with an
increase of 15% in the volume of active clients compared to the same period in 2022, processing 800 million financial transactions that
represent 24% of growth compared to the previous year.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Digio</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Digio
is a multiple digital bank created in 2016. The portfolio of bank products includes the credit card, payroll-deductible loans (INSS and
advanced birthday withdrawal of the FGTS), personal loan and 100% digital payment account. Digio has as the objective is to increase the
engagement by cross-selling the Digio products and Bradesco products through the APIs, delivering the experience of a fully digital bank.
Digio works to become one of the best platforms of financial products and services in Latin America, providing a simple, fast and secure
experience.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Digio
closed the year of 2023 with 7.0 million total accounts, recording a growth of 38% over the same period in 2022 and a total portfolio
of R$6.2 billion with growth of 50% in the year. The excellence in customer service provided by Digio is recognized by the clients in
the App stores (iOS and Android) and in <I>Reclame Aqui</I>, with an excellent assessment rate of 8.2 and the RA1000 seal.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>inovabra</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
aim is to create opportunities for personal achievement and the sustainable development of companies and society. We believe that we can
improve the experience of our clients through innovation. This way, we create an ecosystem of innovation capable of supporting and inspiring
the institution, creating paths and conditions that place the financial and non-financial products at the forefront.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We work
on three fronts:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Expediting the introduction of new features or improvements to existing products;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Encouraging new products and services within existing businesses; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Exploring, indicating and experimenting with emerging technologies.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">To
meet the challenges of these three areas </FONT>inovabra works together with the business areas to establish priorities and develop a
portfolio of initiatives and to ensure the competitiveness of business in the long-term. inovabra has the following channels of corporate
innovation:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; line-height: 115%"><B>Strategy
and portfolio:</B> team of innovation partners that works consultatively in the discussion of priorities according to the strategic drivers
of the domains and areas of business, supporting in promoting initiatives from the stage of conception, process of case construction,
validation of the business model, experimentation and scaling of the project under production. The objective is to generate innovative
solutions to provide better experiences to our clients, optimize existing products and services, expand to adjacent business and increase
the share in new markets.</FONT></TD></TR></TABLE>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>R&amp;D &ndash; Multi-disciplinary
research team:</B> constantly interacting with partners, universities and research institutes in Brazil and abroad, bringing new knowledge
on emerging technologies, evolution of the market, proposals of new business models, efficiency improvements, development of pilot projects
and experimentations. Among the topics discussed, there are onboard finance, Artificial Intelligence, Tokenized Economy (Blockchain, Decentralized
Finances, CBDCs, Digital Assets), Quantic Computing, Metaverse, Web3, ESG, besides new business models, open finance, ecosystems, and
hyper-personalization, among others.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Open Innovation: </B>in an
environment of physical and digital co-innovation, large companies, startups, investors and consultants work together to accelerate innovation
and foment entrepreneurship through the generation of business to the community and for us. The environment counts on more than 200 startups,
who work with emerging technologies, and 50 large companies that seek innovative solutions. In addition, it tends to cooperate with the
country seeking a position of greater leadership in global innovation. To complement the performance, the co-innovation environment establishes
partnership with 8 innovation centers: Porto Digital, Gyntec<I>,</I> Artemisia, Nexus, ACATE, Hotmilk, Hospital do Amor and Manaus Tech
Hub &ndash; Sidia) to increase opportunities for members and for us.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Unified and collaborative
laboratory: </B>centralizes our technology areas and large tech partners, with a safe environment for testing frontier technologies. The
model provides operational efficiency in innovation, prototyping and product design, experimentation of new solutions with startups and
big techs, proof of concept, launches and solutions of new challenges. Our laboratory also has a Sandbox that allows the test of solutions
simulating our core banking, which guarantees more accurate experimentations reducing integration uncertainties and the time-to-market
of innovation. </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Corporate venture (inovabra
ventures):</B> proprietary capital fund for strategic investments in startups and high-growth companies that have innovative technologies
and/or business models. The fund is controlled by the area of Private Equity &amp; Venture Capital and it actively contributes to the
generation of value in the companies especially when they involve solutions that meet the needs of our clients.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Culture &amp; Communication</B></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Culture program: </B>initiative
to develop a culture that drives and rewards innovation within the Bradesco Organization. With the program we generate repertoire through
three pillars:</FONT></TD></TR></TABLE>

<P STYLE="font: 10.5pt/115% Consolas; margin: 6pt 0 6pt 96.5pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;
</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Empower</B>: inspire and empower our employees on emerging
technologies, facilitation tools and innovation themes;</FONT></P>

<P STYLE="font: 10.5pt/115% Consolas; margin: 6pt 0 6pt 96.5pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;
</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Engage</B>: connect a community of intrapreneurs, increasing
the exchange of knowledge, experiences and causing change at all levels; and</FONT></P>

<P STYLE="font: 10.5pt/115% Consolas; margin: 6pt 0 6pt 96.5pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;
</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>Realize</B>: materialization of culture in the form
of challenges, experiments and metrics of results and innovation behavior.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The program
includes initiatives for influencers (select group with representatives from various areas of the bank, which are the catalysts for innovation
in their departments), for executives and all employees of the Organization. In the 2023/2024 cycle, 217 influencers have participated
in the program, representing 70% of our areas.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><B>inovabra results for 2023:</B></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">62 experiments, 20 of which include
new technologies; </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">374 certifications between software
and hardware; </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">114 technical recommendations
(software and hardware);</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">72 studies carried out by the
multidisciplinary research team;</FONT></TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">9 contracted startups; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10.5pt/115% Consolas; margin-top: 3pt; margin-bottom: 3pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 78.5pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; font-size: 10pt">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5 investments in startups.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Characteristics of the market segments, specially: </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0.5in; color: #404040"><B>i) Participation
in each market: </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In the
following section, we demonstrate the percentages of Bradesco&rsquo;s participations in relation to banking and insurance segment and
its distribution channels:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 76%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 12%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>As (%)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Market Share</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Bank</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Demand Deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.7 <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.0</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Savings Deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.3</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.2</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Time Deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.3 <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.7</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Loans Operations</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.2</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.4</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Loans Operations - Private Institutions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17.8</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19.8</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Loans Operations - Vehicles Individuals (CDC + Leasing) </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.4</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.8</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Payroll-Deductible Loans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.7</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15.2</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- National Institute of Social Security (INSS)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17.0</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">18,0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Private Sector</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.5</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.1</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">- Public Sector</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.4</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.7</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Real Estate Financing</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.1</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.4</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Consortia</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Real Estate</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.4</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17.6</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Auto</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">25.3</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">27.2</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Trucks, Tractors and Agricultural Implements</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19.1</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24.3</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>International Area</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Export Market</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.5</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.9</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Import Market</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.7</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">7.9</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;Insurance</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Insurance Premiums, Pension Plan and Capitalization Bond </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22.7</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22.4</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Technical provisions for insurance, pension plans and capitalization bonds</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">21.8</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22.2</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Pension Plan Investment Portfolios (including VGBL)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">21.8</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22.6</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Funds</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Investment Funds and Managed Portfolios</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16.6</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16.7</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>National Social Security Institute (INSS)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Benef it Payment to Retirees and Pensioners</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">30.1</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">30.8</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Leasing</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Lending Operations</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">25.4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">21.2</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 9pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in"><B>(1) </B>Reference date: September
2023</P>


<!-- Field: Page; Sequence: 33 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0.5in; color: #404040"><B>ii) competitive
conditions in markets</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><FONT STYLE="line-height: 115%">As
of September 30, 2023, state-owned financial institutions held 34.0% of the National Financial System&rsquo;s (SFN) assets, followed
by domestic private financial institutions (taking into consideration financial conglomerates) with a 49.9% share and foreign-controlled
financial institutions, with a 16.1% share.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Public-sector
financial institutions play an important role in the banking sector in Brazil. Essentially, they operate within the same legal and regulatory
framework as private-sector financial institutions, except that certain banking transactions involving public entities must be made exclusively
through public-sector financial institutions (including, but not limited to, depositing federal government funds or judicial deposits).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">We highlight
below some rules that may impact competitiveness, due to some regulatory requirements:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Through
Circular No. 3,590/12, as amended, transfers of corporate control, takeovers, mergers, transfers of business, contracts with a view to
cooperation in the financial sector, acquisitions of holdings greater than or equal to 5% and acquisitions that result in the purchaser
having a stake increase interest equal to or higher than 5% in cases in which the investor holds 5% or more of the voting capital, directly
or indirectly involving financial institutions must be submitted to the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Through
CMN Resolution No. 4,970/21, as amended, the CMN set out and procedures for authorization related to the operations of financial institutions
and other entities authorized by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In short,
it includes institutions, in the scope of application of CMN Resolution No. 4,970/21, such as (i) development banks; (ii) foreign exchange
banks; (iii) development banks; (iv) investment banks; (v) multiple banks; (vi) foreign exchange brokers; (vii) securities and exchange
brokers and real estate agencies; (viii) securities and exchange distribution companies; and (ix) loan companies between private individuals.
In addition, on August 30, 2022, the Central Bank of Brazil issued Normative Instruction No. 299/22, as amended, which discloses procedures,
documents, terms and information necessary for the instruction of authorization requests related to the operation of the institutions
covered by CMN Resolution No. 4,970/21.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><FONT STYLE="line-height: 115%">Through
Resolution No. 5,050/22, as amended, CMN regulated credit fintechs, providing for the establishment and operation of the Direct Loan Companies
(SCD) and Interpersonal Loan Companies (SEP), regulating loans and financing between people using electronic platforms. In summary, SCD
and SEP have to be constituted in the form of joint stock companies and may meet less stringent criteria than those of other financial
institutions to obtain authorization. However, the SCD can only perform loans and financing using their own resources </FONT>or by obtaining
resources in repo operations and loans originating from the BNDES, <FONT STYLE="line-height: 115%">while the SEP cannot make use of operations
with its own resources, acting as an intermediary between creditors and debtors, and providing other services established in the Resolution.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In 2019,
the CMN created rules for the Credit Society for Microentrepreneurs and Small Business (SCMEPP), through Resolution No. 4,721/19, as amended,
which provides for the constitution, authorization for operation, corporate restructuring and cancellation of authorization for operation.
The SCMEPP has the role of granting funding to individuals, microenterprises and small businesses based on the viability of their projects.
The SCMEPP cannot raise money from the public, nor can it issue bonds and securities to place bids and public offerings.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In these
circumstances, the fintechs that are already expanding in the Brazilian markets may act in a regulated manner and independently from a
financial institution already constituted, as an SCD or SEP. The process of obtaining authorization for the operation of the SCD, SEP
and SCMEPP has fewer requirements than those of a multiple bank; in contrast, these entities have a more limited scope of action.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In June
2020, the CMN enacted Resolution No. 4,822/20, regulating the joint-guarantee society and the counter-guarantee society, provisioning
on the constitution, organization and functioning of these societies, introduced by Complementary Law No. 169/19. The joint-guarantee
society has as its main objective the granting of guarantees in favor of its participating members in the context of loans contracted
by them, and counter-guarantee societies, in turn, is aimed at granting the counter-guarantee to joint-guarantee societies.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Subsequently,
in November 2022, the CMN issued Resolutions No. 5,046/22, No. 5,047/22, No. 5,050/22 and No. 5,051/22, which provision, respectively,
on the Organization and operation (i) of investment banks, (ii) of development banks, (iii) of direct credit companies (SCD and peer-to-peer
lending (SEP in Portuguese), (iv) as well as credit unions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Through
Resolution No. 5,050/22, which revoked Resolution No. 4,792/20 and Resolution No. 4,656/18, the CMN began to provision on the Organization
and operation of a direct credit company and a peer-to-peer lending company and regulate the execution of loan and financing operations
between peers through an electronic platform.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><B><I>Open
Finance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Open Finance
is seen as one of the ways of fostering innovation and competition. The implementation of its regulatory was instituted by Joint Resolution
No. 01/20, enacted by the Central Bank of Brazil and the National Monetary Council, with the aim to stimulate innovation, promote competition,
increase the efficiency of the National Financial System and Brazilian Payment System and promote financial citizenship. For this purpose,
it establishes that standards of systemic integration between participant institutions must be adopted.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Institutions
authorized to operate by the Central Bank of Brazil assume the following roles as participants in Open Finance:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="color: #404040; font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">a)</FONT></TD><TD><FONT STYLE="font-size: 10pt">transmitting the data;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="color: #404040; font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">b)</FONT></TD><TD><FONT STYLE="font-size: 10pt">receiving the data;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="color: #404040; font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">c)</FONT></TD><TD><FONT STYLE="font-size: 10pt">holding a demand, savings deposit account or prepaid payment account;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="color: #404040; font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">d)</FONT></TD><TD><FONT STYLE="font-size: 10pt">initiating the payment transaction; and </FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="color: #404040; font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">e)</FONT></TD><TD><FONT STYLE="font-size: 10pt">having a digital correspondent contract in Brazil. </FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Due
to our importance in the National Financial System and the characteristics of its activities, it is mandatory to implement Open Finance
as a participant in securities &ldquo;a&rdquo;, &ldquo;c&rdquo; and &ldquo;e&rdquo;. Despite being optional, we will participate in the
other securities considering business opportunities with data receiver and payment initiator.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The implementation
of Open Finance in Brazil consists of four stages, according to the schedule established by the Central Bank of Brazil and highlighted
below:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt">&bull;</TD><TD STYLE="text-align: justify"><B>Stage 1</B>: as of February 2021 &ndash; implementation of the necessary requirements for publishing
institution data on service channels and products and services related to demand and savings deposit accounts, prepaid and postpaid accounts
and loan operations;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt">&bull;</TD><TD STYLE="text-align: justify"><B>Stage 2</B>: as of August 2021 &ndash; for the sharing of client's registration data and transactional
information from bank accounts (deposit, savings, and payment), as well as credit card and loan operations;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="line-height: 115%">&bull;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><B>Stage 3</B>: </FONT>as of October 2021 &ndash; implementation of the
necessary requirements for sharing payment transaction initiation services and forwarding of a loan operation proposal;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt">&bull;</TD><TD STYLE="text-align: justify"><B>Stage 4</B>: since of April 2023 &ndash; implementation of the requirements needed for the data sharing
on products and services and transaction data, as foreign exchange transactions, investments, insurance and private pension plan, in addition
to transactional information related to these products and services by clients.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Open Finance Squad has highly qualified professionals at Bradesco, focused on developing the best solutions regarding new financial system,
inserted in multi-functional groups, the Bradesco Squads work with an agile mindset and exercise an end-to-end vision in creating intuitive
and personalized journeys to achieve increasingly positive results.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Deposits</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The deposit
market is highly concentrated, with our main competitors being Ita&uacute; Unibanco, Caixa Econ&ocirc;mica Federal, Banco do Brasil and
Santander. The five largest institutions hold 67.6% of deposits in the Brazilian markets. Reference: September 2023.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Loans
and advances</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Competition
in loans and advances has been increasing in recent years. Our main competitors are Ita&uacute; Unibanco, Banco do Brasil and Santander
Brasil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Credit
cards</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The credit
card market in Brazil is highly competitive. Our primary competitors in the market are the major banks. However, digital banks have increased
their importance in the Brazilian markets. Management believes that the primary competitive factors in this area are card distribution
channels, both physical and digital ones, the services and benefits offered, in addition to better user experience for the cardholder
client.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Consortia</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In December
2023, according to the Central Bank of Brazil, the consortia market included 136 administrators, divided between the bank, manufacturer
and independent administrators.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our main
competitors are Banco de Brasil and Porto Seguro in the real estate segment; Banco do Brasil and Ita&uacute; in the property segment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">One of
our competitive advantages is the credibility of the Bradesco brand, our amount of monthly contemplations, which reinforces the ability
to manage the groups and resources of the consortium clients, and our extensive distribution network, with the largest service network
throughout Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Investment
Bank</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The investment
bank market in Brazil is very competitive, involving the participation of national and international financial institutions. Among the
main players are Ita&uacute; BBA, BTG Pactual, Santander and other national and international institutions. Bradesco BBI has nonetheless
achieved significant success in this market, obtaining recognition from renowned international agencies that follow the sector globally.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Leasing</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">In general,
our main competitors in the Brazilian leasing market are Santander Leasing, Banco IBM, HP Financial Service and Daycoval Leasing. We currently
enjoy certain competitive advantages, as we have a larger service network than any of our private sector competitors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Asset
management</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">On December
31, 2023, the asset management industry in Brazil managed funds worth R$8.3 trillion in shareholders&rsquo; equity according to ANBIMA&rsquo;s
investment funds management ranking. Bradesco Asset held a portion of R$659.2 billion or 7.9% of market share. We are one of the leading
institutions as measured by the number of investment fund quotaholders with 3.2 million. Our main competitors are BB DTVM and Ita&uacute;
Unibanco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance,
pension plans and capitalization bonds</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance
sector</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">According
to SUSEP/ANS, in 2023, we were market share leader of the Brazilian insurance market. Grupo Bradesco Seguros faces growing competition
from several domestic and multinational companies in all branches of this sector, which has changed in Brazil in recent years. In this
respect, the main competitive factors are price, financial stability, and recognition of the name and services provided by companies.
With respect to services, competition primarily involves the ability to serve the branches that market such services, including the claims
handling, automation level, and development of long-term customer relationship.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our principal
competitors are SulAm&eacute;rica, Porto Seguro, BB Seguridade, HDI and Tokio, which account for a combined total of 36.7% of all premiums
generated in the market, as reported by SUSEP/ANS in 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">We believe
that the penetration of our service network, present in all municipalities in Brazil, gives Grupo Bradesco Seguros a significant competitive
edge over most insurance companies, thereby promoting cost savings and marketing synergies.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Regarding
the healthcare sector, although most insurance activities are carried out by companies with nationwide operations, there is also competition
from companies that operate locally or regionally.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Supplementary
pension plan sector</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The Brazilian
government&rsquo;s monetary stabilization policies stimulated the supplementary pension plan sector and attracted new international players.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Bradesco
Vida e Previd&ecirc;ncia&rsquo;s main competitive advantages are the &ldquo;Bradesco&rdquo; brand, our extensive branch network, our strategy
and our record of being in the forefront of product innovation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our main
competitors are BrasilPrev, Caixa Seguridade, Ita&uacute; Seguridade, Zurich/Santander, Icatu and XP Previd&ecirc;ncia.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Capitalization
bonds sector</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our competitive
strengths in this sector include our offering of low-cost products with a higher number of prize drawings, security, financial stability,
and brand recognition.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">Our main
competitors are BrasilCap, Santander, Cia. Ita&uacute; de Capitaliza&ccedil;&atilde;o, Icatu, Caixa Seguridade and Capemisa, which together
represent 63.4% of the total capitalization revenue generated in the market, according to information provided by SUSEP in 2023.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>d)</B></TD><TD STYLE="text-align: left"><B>Seasonality</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">We generally
have some seasonality in certain parts of our business. There is certain seasonality in our consumer financing business (including our
credit card business, financing of goods and others), with increased levels of credit card transactions and financing of goods at the
end of the year and a subsequent decrease of these levels at the beginning of the year. We also have certain seasonality in our fee collections
at the beginning of the year, which is when taxes and other fiscal contributions are generally paid in Brazil. For our PGBL and VGBL business,
seasonality happens at the end of the year, when the 13th salary and profit-sharing distributions are usually paid.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>e)</B></TD><TD STYLE="text-align: left"><B>Main raw materials, stating: </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><B>i)
Description of relationships with suppliers, including whether they are subject to governmental control or regulation, with agencies and
applicable legislation:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
hires suppliers and establishes business relationships with partners that operate with ethical standards that are compatible with the
Organization, through a rigorous homologation process for subsequent selection and does not negotiate with those who, verifiably, disrespect
the provision of its Code of Ethical Conduct, and also guides its business relationship by the Sectorial Code of Ethical Conduct for the
Purchasing Professional.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Additionally,
in the Organization's Contracts, the supplier declares to be aware of the provisions of the Bradesco Organization's Code of Ethical Conduct,
the Bradesco Organization's Sectorial Code of Ethical Conduct for Purchasing Professionals, the Corporate Information Security Policy
and the Bradesco Integrity Program, and all Policies, Codes and Standards, available at www.bradescofornecedores.com.br, which the supplier
undertakes to make known to its employees, agents and employees and agents of its subcontractors, as applicable.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>ii)
Any dependence on a small number of suppliers:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Banco
Bradesco has a broad base of suppliers and encourages the constant search and use of new companies for approval and competition processes.
However, for some specific situations, the Bank is dependent on suppliers to carry out its activities. For these situations, there is
monitoring carried out by the Specialist Areas, through the Organization's Business Continuity Plan (PCN).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">For any
situations in which there is a shortage of suppliers, either due to their limited supply in the market as a whole and/or in the region
in question, in addition to ensuring the robustness of our processes, with regard to Risk Governance, we place great value on to an important
point in this business relationship, which is to have good communication with that supplier. However, Bradesco generally opts for a diversification</P>


<!-- Field: Page; Sequence: 37 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">of suppliers, thus avoiding
creating dependence on a few suppliers to carry out its activities, in addition to work aimed at developing new suppliers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iii)
Possible volatility affecting its prices:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The prices
volatility, as resources for loans, interest rates charged on products, among other things, rely on macroeconomic conditions and market
rates.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If there
is an expected inflation growth rate, the Central Bank of Brazil may increase the base interest rate, increasing, consequently, interest
rates for loans. Another factor that can enhance loans is the increase in the delinquency rate for clients. Moreover, variations in tax
rates on loans also make these operations more expensive.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446037"></A><A NAME="a_Toc167085899"></A>1.5
&ndash; Clients responsible for more than 10% of the total net revenue</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no clients that are responsible for more than 10% of the total net revenue of the institution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446038"></A><A NAME="a_Toc167085900"></A><A NAME="a_Toc515025181"></A>1.6
&ndash; Relevant effects of the state regulation of activities</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>need for governmental authorization for the exercise of activities and history of relation with the
public administration in order to obtain such authorizations</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
basic institutional framework of the Brazilian Financial System was established in 1964 by Law No. 4,595/64, known as the &ldquo;Banking
Reform Law&rdquo;. The Banking Reform Law dealt with monetary, banking and credit policies and institutions, and created the CMN.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Principal
regulatory agencies</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>CMN</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">CMN
is responsible for overall supervision of monetary, credit, budgetary, fiscal and public debt policies. CMN has the following functions:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>regulating loans and advances granted by Brazilian financial institutions;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>regulating Brazilian currency issue;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>supervising Brazil&rsquo;s reserves of gold and foreign exchange;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="line-height: 115%">determining</FONT> saving, foreign exchange and investment policies in Brazil; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>regulating capital markets in Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Within
its functions, the CMN provides, through Resolution No. 3,427/06, as amended, the adoption by the CVM of the risk-based supervision model
as general guidance for its activities, on which the Risk Based Supervision System (SBR) was created. The SBR is also regulated by CVM
Resolution No. 53/21, which sets its objectives.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Central
Bank of Brazil</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil was created by Law No. 4,595/64 and is the primary executor of the guidelines of the CMN, responsible for ensuring
the purchasing power of the national currency, including responsibility for:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">implementing currency and credit policies established by the CMN;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">regulating and supervising public and private sector Brazilian financial institutions;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">controlling and monitoring the flow of foreign currency to and from Brazil; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">overseeing the Brazilian financial markets.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 38 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil supervises financial institutions by:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">setting minimum capital requirements, compulsory deposit requirements and operational limits;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">authorizing corporate documents, capital increases, acquisition of interest in new companies and the establishment
or transfer of principal places of business or branches (in Brazil or abroad);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">authorizing changes in shareholder control of financial institutions;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">requiring the submission of annual and semiannual audited financial statements, quarterly revised financial
statements and monthly unaudited financial information; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">requiring full disclosure of loans and advances and foreign exchange transactions, import and export transactions
and other directly related economic activities.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Through
Complementary Law No. 179/21, the Central Bank of Brazil ensured its autonomy. Thus, it conferred greater freedom to the Central Bank
of Brazil in the use of monetary instruments for the fulfillment of goals established by the CMN. Through this law, price stability was
defined as the primary objective of the Central Bank of Brazil, in addition to ensuring the stability and efficiency of the financial
system, smoothing out economic activity level fluctuations and promoting full employment. The Central Bank of Brazil is considered an
autarchy of a special nature, characterized by the absence of any ties to a ministry<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>CVM</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
CVM is a local entity, linked to the Ministry of Finance, with its own legal personality and its own capital, independent administrative
authority, absence of hierarchical subordination, fixed mandate, stability of its managers, and financial and budgetary autonomy. It was
created on December 7, 1976 by Law No. 6,385/76 with the objective of overseeing, standardizing, regulating and developing the Brazilian
securities markets in accordance with securities and capital-market policies established by CMN.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">T<FONT STYLE="line-height: 115%">he
main objectives of the CVM are:</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to ensure the integrity of the capital markets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify">to <FONT STYLE="line-height: 115%">boost the efficiency of the capital markets;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to regulate on issues provided for by law;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to monitor compliance with the legislation applicable to agents working in the capital market; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to promote the development of the capital markets.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040">The
main focus of the CVM in overseeing and regulating the Brazilian capital markets is:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to promote a culture of investment in the Brazilian capital markets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to increase the participation in the capital market as a competitive source of financing;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to reduce the costs of observance of market participants;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to increase the liquidity of markets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify">to <FONT STYLE="line-height: 115%">improve the efficiency of supervision of the market; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to <FONT STYLE="line-height: 115%">increase the efficiency of the sanctioning action.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Banking
regulations</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Principal
limitations and restrictions on activities of financial institutions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
applicable laws and regulations, a financial institution operating in Brazil:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">may not operate without the prior approval of the Central Bank of Brazil. In the case of foreign banks,
approval of the Central Bank of Brazil, pursuant to Decree No. 10,029/19, may be granted where it is considered to be in the national
interest to do so. Through Circular No. 3,977/20, it is recognized
as of interest to the Brazilian government to allow the participation, in the capital of financial institutions
based in Brazil, of individuals or legal entities residing or domiciled abroad;</TD></TR></TABLE>


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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">may not invest in the equity of any other company beyond regulatory limits;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">may not conduct credit and leasing transactions or provide guarantees of more than 25.0% of its reference
equity (RE) to a single person or group;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">may not own real estate, except for its own use; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">according to Law No. 4,595/64 and CMN Resolution No. 4,693/18, financial institutions are prohibited from
conducting loans with related parties. Exempted from the prohibition are loans with related parties that comply with the conditions stipulated
by Law No. 4,595/64. CMN Resolution No. 4,693/18 explains who are considered related parties, from the point of view of the Central Bank
of Brazil.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">CMN Resolution No. 4,693/18 also brought a definition of qualified shareholding, which is considered a
direct or indirect stake, owned by individuals or companies in the capital of financial institutions and of leasing companies or of these
institutions in the capital of companies, equivalent to 15% or more of the respective shares or quotas representing the share capital.
The restrictions with respect to the concentration limit to a single person or group do not apply to interbank deposits entered into by
financial institutions subject to the consolidation of their financial statements.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">On September 26, 2022, the Central Bank of Brazil issued BCB Resolution No. 246/22, establishing maximum
limits for the exchange rate fee and prohibiting the establishment of different maximum deadlines for the provision of resources for the
receiving end user in the domestic payment arrangements, purchase arrangements, and prepaid payment and deposit accounts. According to
the Resolution, it was established, as of April 1, 2023, that the maximum limits for the exchange rate shall respect the following percentage:
(a) 0.5%, to be applied in any transaction, in the arrangements classified as deposit accounts; and (b) 0.7%, to be applied in any transaction,
in the arrangements classified as prepaid payment accounts.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">On March 28, 2023, the Plenary of the National Council of Social Security issued Resolution CNPS/MPS No.
1,351/23, which established that the INSS should set the maximum interest ceiling per month for payroll loan operations granted for social
security benefit at 1.97% and, for transactions carried out by credit card and payroll-deductible loan benefit card, at 2.89%.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Punitive
instruments applicable to Financial Institutions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Law No.
13,506/17 and the BCB Resolution No. 131/21, as amended, regulate the administrative sanctioning process in the sphere of activity of
the Central Bank of Brazil and CVM and, significantly amended the punitive instruments in the context of banking supervision, of the capital
market, of the Brazilian Payment System, Payment Institutions and Consortium.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Capital
adequacy and leverage</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions based in Brazil are subject to capital measurement and standards based on a weighted risk-asset ratio, according to CMN Resolutions
No. 4,958/21 and No. 4,955/21, as amended. The parameters of this methodology resemble the international framework for minimum capital
measurements adopted for the Basel Accord.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In accordance
with Basel III recommendations, Circular No. 3,748/15, and CMN Resolution No. 4,615/17, provide for the minimum requirement for the Leverage
Ratio (LR) as a supplementary capital measure. It is a ratio that acts to limit the level of exposure to risk assumed by financial institutions
and evaluates the leverage through its relation between Tier I Capital and the Total Exposure, calculated through the sum of assets registered
in accounting values, added to off-balance exposures (limits, endorsements, guarantees and derivatives), as detailed in the circular.
The relevant institutions classified in Segment 1 (S1) and Segment 2 (S2), must comply with the minimum requirement for LR of 3%.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In order
to establish minimum quantitative requirements for the liquidity of financial institutions and limit excessive liquidity risk taking,
Basel III introduced two liquidity indices: The Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 207/22, as amended, regulates the preparation and remittance, by financial institutions of information related to (i) the
indicator of Short-Term Liquidity (LCR); and (ii) exposure to liquidity risk, which must be kept at the disposal of the Central Bank of
Brazil, for a minimum period of five years, together with the documentation of the methodology for its calculation and the respective
original data.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">According
to CMN Resolution No. 4,950/21, financial institutions must keep consolidated accounting records (for calculating their capital requirements)
of their investments in companies whenever they hold, directly or indirectly, individually or together with partners, a controlling interest
in the investee companies. If their interest does not result in control of a company, financial institutions may choose to recognize the
interest as equity in the earnings of unconsolidated companies instead of consolidating such interests.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
certain conditions and within certain limits, financial institutions may include eligible instruments when determining their capital requirements
in order to calculate their operational limits, provided that this instrument complies with the requirements of the regulation in force.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Risk
Weighting</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pursuant
to <FONT STYLE="line-height: 115%">BCB</FONT> Resolution No. 229/22, as amended, the Central Bank of Brazil consolidated the risk-weighted
assets (RWA) applied to different exposures in order to calculate capital requirements through a standardized approach (RWAcpad). Risk-weight
factors applicable to different exposures are often changed by the Central Bank of Brazil. Subsequently, mitigation instruments were provided
for the portion RWA related to the exposure to credit risk subject to the calculation of capital requirements through a RWAcpad, through
Circular No. 3,809/16. A new criterion for application of the 85% Risk-weight factor (FPR), established by Circular No. 3,921/18.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
there are specific standards of the Central Bank of Brazil to determine procedures to calculate the portion of risk-weighted assets related
to other exposures. In March 2022, BCB Resolution No. 202/22 was edited, as amended, and now establishes the calculation of the portion
of RWA related to the calculation of capital required for risks associated with payment services (RWAsp) established in CMN Resolutions
No. 4,958/21 and 4,606/17 and on the BCB Resolutions No. 200/22 and 201/22, as amended.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
total consolidated exposure of a financial institution in foreign currencies, gold, and transactions subject to exchange variation limited
up to 30.0% of its Reference Equity (RE), pursuant to CMN Resolution No. 4,956/21, this limit may be altered by the Central Bank of Brazil,
observing the minimum value of 15% and the maximum value of 75% of the Reference Equity (RE). It should be noted that compliance with
the above limit must take place in a consolidated manner for institutions that are members of the same prudential conglomerate.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions authorized to operate by the Central Bank of Brazil shall inform (i) exposure in gold, foreign currency and operations subject
to the exchange rate variation; (ii) RWAMint portion of the RWA amount; and (iii) the RWAMpad portion of the RWA amount and its components,
daily, being available to BACEN for a period of 5 years, as established in BCB Resolution No. 100/21, as amended, which entered into force
on July 1, 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In November
2022, BCB Resolution No. 266/22 was edited, promoting changes in the circulars and in BCB Resolutions that establish the procedures and
parameters for calculating the portions for calculating the amount of risk-weighted assets (RWA) related to credit risk, market risk and
operational risk, so that they are applicable to the prudential conglomerate led by the payment institution and integrated by a financial
institution or another institution authorized to operate by the Central Bank of Brazil (Type 3 conglomerate). In addition, this resolution
also amends the normative acts dealing with the calculation of the additional countercyclical principal capital (ACPContraciclico) and
the risk of variation in interest rates in instruments classified in the bank portfolio (IRRBB), so that they are applicable to the Type
3 conglomerate.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
the Central Bank of Brazil issued BCB Resolution No. 229/22, as amended, which establishes the procedures for calculating the RWA portion
of credit risk exposures subject to the calculation</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">of the capital requirement
by means of a standardized approach (RWAcpad), that deal with CMN Resolution No. 4,958/21, of October 2021, and BCB Resolution No. 200/22,
of March 2022, as amended.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 229/22 aims to improve two main points, which are: (i) methods of measuring the value of exposures, also admitting the
use of a method of calculating the mark-to-market value for a specific asset class. This methodology can be used even if the Accounting
Standard of the institutions regulated by the Central Bank of Brazil (Cosif) does not provide on this; and (ii) Risk Weighting Factors
(FPR), especially on exposures to sovereign entities and multilateral bodies (EMD), financial institutions, non-financial, retail, and
real estate legal entities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2022, the Central Bank of Brazil launched Public Inquiry Notice No. 92/22, which discloses the motion for a resolution that improves the
procedures for calculating the capital requirement for credit risk exposures through internal credit risk classification systems.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In February
2023, the Central Bank of Brazil issued BCB Resolution No. 291/23, which establishes the procedures for calculating the portion of the
RWA regarding exposures to the risk of variation in the value of derivative instruments due to the variation in the credit quality of
the counterpart (RWACVA), as well as amending Circular No. 3,646/13.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Compulsory
Deposits</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil periodically sets compulsory deposit and related requirements for financial institutions based in Brazil. The Central
Bank of Brazil uses reserve requirements as a mechanism to control liquidity in the SFN.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">According
to the Central Bank of Brazil&rsquo;s rules, we must place a percentage of the demand deposits, savings deposits and time deposits we
receive from our clients with the Central Bank of Brazil:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Time deposits:</B> we are obliged to deposit 20.0% of the arithmetic mean of the Value Subject to Collection
(VSR) established on the working days of the calculation period, deducted from R$30 million, in accordance with BCB Resolution No. 145/21.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: 0in; color: #404040">Time
deposits are represented by bank deposit certificates (CDBs) and notes (exempted); and pay either a fixed or a floating rate, which is
typically a percentage of the interbank interest rate (CDI), as disclosed by COPOM.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Demand deposits</B>: we are required to deposit 21.0% of the arithmetic mean of the Value Subject to
Collection (VSR), on each working day, determined in the calculation period, deducting R$500 million, pursuant to the provisions of BCB
Resolution No. 189/22, as amended. The verification of compliance with these requirements is made on the basis of established positions
on each day of the period of transactions and the calculation period begins on Monday of one week and ends on Friday of the following
week.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Savings deposits:</B> each week we are required to deposit in an account with the Central Bank of Brazil
an amount equivalent to 20.0% of the arithmetic average of the sum of the balances entered under the headings of Savings Deposits and
Resources of Associated Savers, according to BCB Resolution No. 188/22, as amended, which that defines and consolidates the rules of compulsory
collection on savings deposit resources. The balance of the account is remunerated by the &ldquo;TR&rdquo; plus interest, as detailed
in the same resolution.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: 0in; color: #404040">In
February 2013, the Central Bank of Brazil defined rules for financial cost collection on non-compliance with compulsory deposit, reserve
or compulsory assignment requirements. The financial cost charged to institutions that failed to comply with these requirements was adjusted
to the SELIC rate plus 4.0% p.a.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: 0in; color: #404040">In
February 2022, BCB Resolution No. 188/22 was edited, which defines and consolidates the rules of compulsory collection on savings deposit
resources. In the same month in 2022, BCB Resolution No. 190/22 was issued, as amended, which extinguishes the enforceability regarding
the compulsory collection of deposit resources and guarantees made.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Additionally,
present Central Bank of Brazil regulations require that we:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">allocate a minimum of 30.0% of demand deposits to providing rural loans;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">we maintain investments in targeted productive microcredit program operations, of at least 2.0% of demand
deposits; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">allocate a minimum of 65.0% of the total amount of deposits in savings accounts to finance residential
real estate.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Standards
on compulsory deposits and additional reserve requirements are periodically altered by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Asset
composition requirements</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">According
to CMN Resolution No. 4,677/18, as amended, financial institutions headquartered in Brazil must limit their exposure to a single client
to a maximum amount of 25.0% of Tier 1 of its RE, or 15% of Tier 1 of its RE if the institution is listed as systemically important in
the global scope by the Financial Stability Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 76/21 regulates on instruments of operation of the Central Bank of Brazil in the Brazilian foreign exchange market for
the purposes of implementing the exchange rate policy, establishing that the terms of the repo operations for the purchase of foreign
currency with a commitment to resell and sell foreign currency with a commitment to repurchase, correspond to the period comprised between
the date of liquidation of the purchase or sale operation, inclusive, and the respective date of liquidation of the resale or repurchase
commitment, exclusive.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Repurchase
transactions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Repurchase
transactions are subject to operational capital limits based on the financial institution&rsquo;s equity, as adjusted in accordance with
Central Bank of Brazil regulations. A financial institution may only hold repurchase transactions in an amount up to 30 times its RE. Within that limit, repurchase transactions involving private securities may not exceed five times the amount of the financial
institution&rsquo;s RE. Limits on repurchase transactions involving securities issued by Brazilian governmental authorities vary in accordance
with the type of security involved in the transaction and the perceived risk of the issuer as established by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In September
2016, the Central Bank of Brazil prohibited the execution, extension or renewal of repurchase transactions with securities issued or accepted
from associated institutions, or institutions that are members of the same prudential conglomerate.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Subsequently,
in September 2021, the Central Bank of Brazil issued BCB Resolution No. 76/21, which provisions on the instruments of operation of the
Central Bank of Brazil in the Brazilian exchange market for the purpose of implementing the foreign exchange policy. This Resolution provisions
that the Central Bank of Brazil may perform, among others, the following operations in the Brazilian foreign exchange market: (i) purchase
of foreign currency with resale commitment, in conjunction with a repurchase commitment, made by the counterpart, for settlement on a
pre-established date; and (ii) sale of foreign currency with a repurchase commitment, in conjunction with a resale commitment, made by
the counterpart, for settlement on a pre-established date.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Onlending
of funds borrowed abroad</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions and leasing companies are permitted to borrow foreign currency-denominated funds in the international markets (through direct
loans or the issuance of debt securities) in order to on-lend such funds in Brazil. These onlendings take the form of loans denominated
in reais but indexed to the U.S. dollar. The terms of the onlending transaction must reflect the terms of the original transaction. The
interest rate charged on the underlying foreign loan must also conform to international market practices. In addition to the original
cost of the transaction, the financial institution may charge onlending commission only.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Furthermore,
the amount of any loan in foreign currency should be limited to the sum of foreign transactions undertaken by the financial institution
to which loan funds are to be directed.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Foreign
currency position</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Operations
in Brazil involving the sale and purchase of foreign currency may be conducted only by institutions authorized by the Central Bank of
Brazil to operate in the foreign exchange market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Beginning
in 1999, the Central Bank of Brazil adopted a foreign exchange free float system, which gave rise to increased volatility. Since mid-2011,
the Brazilian real has depreciated against the U.S. dollar and the Central Bank of Brazil has intervened in the foreign exchange market
to control the foreign rate volatility.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil does not impose limits on long positions in foreign exchange operations and short positions in foreign exchange
operations for banks authorized to operate in the foreign exchange market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Standards
that address foreign exchange markets are frequently changed by CMN and the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In December
2022, Law No. 14,286/21 entered into force, which deals with the Brazilian exchange market, the Brazilian capital abroad, the foreign
capital in the country and the provision of information to the Central Bank of Brazil with the aim of modernizing, simplifying and bringing
greater legal certainty regarding such matters, considering the best international standards and practices, as well as the insertion of
Brazil in the globalized economy. In view of this, CMN published CMN Resolutions No. 5,042/22 and No. 5,056/22, as well as the Central
Bank of Brazil published BCB Resolutions No. 277/22, No. 278/22, No. 279/22, No. 280/22 and No. 281/22, aiming to regulate foreign exchange
operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Contextualizing,
the main changes that the new exchange rate framework presents:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">It will be the competence of the Central Bank of Brazil to regulate foreign currency accounts in the country,
including regarding the requirements and procedures for opening and operating them, the Central Bank of Brazil may expand, depending on
the regulation, the possibility of individuals and legal entities being holders. The ownership of foreign currency accounts in the country
is still limited to companies, such as brokers, credit card administrators and other sectors specified by the Central Bank of Brazil.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Opening of deposit abroad was already possible, but the project expands and reinforces this, by stating
that institutions authorized by the Central Bank of Brazil will be able to allocate, invest and destine for credit and financing operations,
in the country and abroad, funds raised here or abroad.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Extension from R$10 thousand to US$10 thousand of the limit of cash in kind that each passenger can carry
when leaving or entering Brazil.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">The negotiation of up to US$500 between Individuals is now authorized, allowing the purchase and sale
of foreign currency to be made by Individuals and not only banks and brokers, provided that the operation is made occasionally and not
professionally.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Depending on the regulation by the Central Bank of Brazil, the possibility of private compensation of
credits between residents and non-residents, as well as payment in foreign currency of enforceable obligations in the national territory
in situations such as foreign trade operations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Inclusion of payment institutions to operate in the exchange market in ready-made settlement operations
up to a limit of US$100,000.00.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Formalization of the foreign exchange operation with free format, however, the institution authorized
to operate in the foreign exchange market should be able to prove that the parties are in mutual agreement with the established conditions.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">The client is responsible for the classification of the purpose of the exchange operation.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Change in the obligation to register the foreign direct investment before the Information Delivery System
of the Central Bank of Brazil (SCE-IED), should be carried out only when (i) the financial transfer related to the non-resident investor
of a value equal to or greater than US$100,000.00 or its equivalent in other currencies occurs; (ii) the transactions of resources of
a value equal to or greater than
US$100,000.00 or its equivalent in other currencies; (iii) the base date of the periodic declarations shall occur for the recipients subject
to such declarations.</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Change in the obligation to register foreign loan operations before the Information Delivery System of
the Central Bank of Brazil (SCE-Cr&eacute;dito): (i) direct loan, security, early receipt of exports and financial leasing with payment
term of more than 360 days and financing of entities with a value equal to or greater than US$1,000,000.00 or its equivalent in other
currencies; and (ii) import financing with a payment term of more than 180 days and with a value equal to or greater than US$500,000.00
or its equivalent in other currencies.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">End of the obligation to carry out simultaneous foreign exchange operations for: (i) conversion of debt
into foreign direct investment and vice versa; (ii) conversion between different types of foreign credit; (iii) assumption and resettlement
of foreign credit, in the modalities of direct loan and securities; and (iv) change of residence of the resident investor to non-resident.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Registration
of cross-border derivatives and hedging transactions and information on derivatives </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In December
2009, the Central Bank of Brazil issued specific rules that became effective in February 2010, requiring Brazilian financial institutions
to register their cross-border derivative transactions with a clearing house regulated by the Central Bank of Brazil and by the CVM. Specifically,
cross-border derivative transactions must (i) be registered within two business days; and (ii) cover details of underlying assets, values,
currencies involved, terms, counterparties, means of settlement and parameters used.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In January
2010, registration rules were extended to cover hedging transactions in foreign OTC markets or exchanges.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In November
2010, to facilitate the management of derivatives-related risk incurred by financial institutions, the CVM stipulated that market participants
should create mechanisms in order to share information on derivatives contracts traded or registered in their systems, subject to banking
confidentiality rules.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Treatment
of loans and advances</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
statutory reporting purposes, financial institutions are required to classify their loans and advances into nine categories, ranging from
AA to H, based on their risk. These credit risk classifications are determined in accordance with Central Bank of Brazil criteria relating
to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the conditions of the debtor and the guarantor, such as their economic and financial situation, level
of indebtedness, capacity for generating profits, cash flow, delay in payments, contingencies and credit limits; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the conditions of the transaction, such as its nature and purpose, the type, the level of liquidity, the
sufficiency of the collateral and the total amount of the credit.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
case of corporate borrowers, of the nine categories that we use, according to our classification, five are considered operational and
four of dubious liquidation.</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
classification of operating categories follows the following concept:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 11%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Rating</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Bradesco Classification</B></FONT></TD>
    <TD STYLE="width: 72%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="color: #365F91"><B>Bradesco Concept</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">AA</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Excellent</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">First-tier large company or group, with a long track record, market leadership and excellent economic and financial concept and positioning.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">A</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Very Good</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Large company or group with sound economic and financial position that is active in markets with good prospects and/or potential for expansion.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">B</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Good</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Company or group, regardless of size, with good economic and financial positioning.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">C</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Acceptable</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Company or group with a satisfactory economic and financial situation but with performance subject to economic variations.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">D</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Fair</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Company or group with economic and financial positioning in decline or unsatisfactory accounting Information, under risk management.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">A loan
and advance transaction may be upgraded if it has credit support or downgraded if in default.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Doubtful
loans are classified according to the loss perspective, as per E-H ratings as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 53%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Rating</B></FONT></TD>
    <TD STYLE="width: 47%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Bradesco Classification</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">E</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Deficient</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">F</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Bad</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">G</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Critical</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">H</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Uncollectible</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">A
similar nine-category ranking system exists for transactions with individuals. We grade credit based on data including the individual&rsquo;s
income, equity and credit history, </FONT>as well as other database, behavioral and transactional information considering both internal
and market-related sources.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
regulatory purposes, financial institutions are required to classify the level of risk of their loans according to the Central Bank of
Brazil&rsquo;s criteria, taking into consideration both the borrower and guarantors&rsquo; characteristics and the nature and value of
the transaction, among others, in order to identify potential loan losses. </P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040">Past
due loans and advances must be reviewed monthly. For this type of loan, regulatory provisions set the following minimum risk classifications:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 53%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Number of Days Past Due <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="width: 47%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Minimum Classification</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">15 to 30 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">B</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">31 to 60 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">C</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">61 to 90 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">D</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">91 to 120 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">E</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">121 to 150 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">F</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">151 to 180 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">G</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">More than 180 days</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">H</FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"><FONT STYLE="font-size: 8pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">These time periods are doubled in the case of loans with maturities in excess
of 36 months.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions are required to determine whether any loans must be reclassified as a result of these minimum classifications. If so, they
must adjust their regulated accounting provisions accordingly.</P>


<!-- Field: Page; Sequence: 46 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
regulations specify a minimum provision for each category of loan (BR GAAP), which is measured as a percentage of the total amount of
the loan and advance operation, as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 53%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #365F91"><B>Classification of Loan</B></FONT></TD>
    <TD STYLE="width: 47%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #365F91"><B>Minimum Provision %</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">AA</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">A</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">0.5</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">B</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">1.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">C</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">3.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">D</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">10.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">E</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">30.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">F</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">50.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">G</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">70.0</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">H <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">100.0</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 6pt; text-align: justify; color: #404040"><FONT STYLE="font-size: 8pt">(1)</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-size: 8pt">Financial institutions must write of any loan six months after its initial classification as an H
loan.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Loans
and advances of up to R$10,000 may be classified by the method used by the financial institution itself or the arrears criteria, described
above. Classifications should be at least level A, according to the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions must make their lending and loan classification policies available to the Central Bank of Brazil and their independent accountants.
They are also required to submit information relating to their loan portfolio to the Central Bank of Brazil, together with their financial
statements. This information must include:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">a breakdown of the business activities and nature of borrowers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">maturities of their loans; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">amounts of rescheduled, written-off and recovered loans.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil requires authorized financial institutions to compile and submit information on the portfolio of loans and advances.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Exclusivity
in loans and advances to clients</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As stipulated
in Circular No. 3,522/11 of the Central Bank of Brazil, it is prohibited for financial institutions provide services and loans from entering
into agreements, contracts or other arrangements that prevent or restrict the ability of their clients to access loans and advances offered
by other institutions, including payroll-deductible loans, aiming to increase competition among credit providers and prevent exclusivity
agreements between state-owned banks and government bodies with respect to payroll-deductible loans.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Debit
balance of the credit card bill</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Through
CMN Resolution No. 4,549/17, as amended, the Central Bank of Brazil started regulating the financing of the debit balance of the credit
card bill and other postpaid instruments, not settled in full at maturity, as a result, credit card administrators were no longer allowed
to finance clients&rsquo; outstanding balances through revolving credit for more than a month.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">CMN
Resolution n&ordm; 4,882/20 stipulates that in case of a delay in the payment or settlement of obligations related to these shares, certain
charges may be charged exclusively such as remunerative interest, fine; and late payment interest. It is prohibited to charge any other
remuneration or arrears charges for late payment or settlement of overdue obligations related to loan operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Overdraft</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In April
2018, the Self-Regulation Council of the FEBRABAN &ndash; <I>Federa&ccedil;&atilde;o Brasileira de Bancos</I> (Brazilian Federation of
Banks), published Regulatory Standard No. 19/18 (Regulatory Standard on the Conscious Use of Overdraft), with new guidelines to promote
and stimulate the proper use of overdraft facilities.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Among
the Regulatory Standard No. 19/18 main guidelines, we highlight that: (i) financial institutions which have signed the regulatory standard
shall, at any time, provide more advantageous conditions to the consumer to settle his overdraft balance, including the possibility of
installment payments; (ii) if the consumer uses more than 15% of the overdraft limit available during 30 consecutive days, and as long
as the value is above R$200.00, the financial institution shall proactively offer to the consumer alternatives for the settlement of the
balance; and (iii) financial institutions shall promote financial guidance related to the overdraft, especially with respect to its use
in emergency situations and on a temporary basis.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In November
2019, the CMN published Resolution No. 4,765/19, as amended, which provides for overdrafts granted by financial institutions for cash
deposit accounts. This Resolution sets forth that the interest rates charged on the amount used are limited to 8% per month.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Brazilian
Clearing System (Sistema de Pagamentos Brasileiro, or &ldquo;SPB&rdquo;)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
SPB was regulated and restructured under Law No. 12,865/13. These regulations are intended to streamline the system by adopting multilateral
clearing and boost security and solidity by reducing systemic default risk and financial institutions&rsquo; credit and liquidity risks.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">SPB
comprises the entities, systems and procedures related to the processing and settlement of transactions of transfers of funds, operations
with foreign currency or with financial assets and securities. The subsystems in the SPB are responsible for maintaining security mechanisms
and rules for controlling risks and contingencies, loss sharing among market participants and direct execution of custody positions of
contracts and collateral by participants. In addition, clearing houses and settlement service providers, as important components of the
system, set aside a portion of their assets as an additional guarantee for settlement of operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Currently,
responsibility for settlement of a transaction has been assigned to the clearinghouses or service providers responsible for it. Once a
financial operation has been submitted for clearing and settlement, it generally becomes the obligation of the relevant clearinghouse
and/or settlement service provider to clear and settle, and it is no longer subject to the risk of bankruptcy or insolvency on the part
of the market participant that submitted it for clearing and settlement.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">CMN
Resolution No. 4,952/21 defines the activities of the clearing and payment (settlement) chambers and service providers under the Brazilian
Payments System, in order for the SPB to be structured in accordance with principles that ensure the safety, efficiency, integrity and
reliability of the clearing and payment (settlement) chambers and service providers that operate in it.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil and CVM have the power to regulate and supervise the SPB. The only members of the SPB are institutions of payments
and payment arrangements that have high financial volumes. These volumes accumulated in the last 12 months are equivalent to R$500 million
in total value of transactions and 25 million transactions, in the case of payment arrangements.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 80/21, as amended, regulates the establishment and operation of payment institutions, establishing the parameters for authorization
requests made by these institutions to operate and provide payment services by other institutions authorized to operate by the Central
Bank of Brazil. BCB Resolution No. 81/21 regulates the processes of authorization related to the operation of payment institutions and
to the provision of services of payment by other institutions authorized to operate by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
worth mentioning that, in March 2022, the Central Bank of Brazil edited BCB Resolution No. 205/22, amending BCB Resolution No. 81/22 in
order to include the possibility: (i) of investment funds holding qualified participation in payment institutions; and (ii) that the provisions
applicable to the individual or legal entity holding a qualified holding provided for by BCB Resolution No. 81/21 also cover the shareholders
of the investment fund who are effectively authorized to conduct their operations, in addition to preventing the possibility of an investment
fund being a controller, or a member of a control group, of a payment institution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution n&ordm; 150/21, as amended, provides rules about the BR Code, a rapid response code standard (QR Code) to be used by the payment
arrangements, which must be offered in a standardized</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">manner, in order to facilitate
the interoperability, the internationalization and increased efficiency of retail payments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Pix was instituted and regulated by BCB Resolution No. 01/20, and BCB Resolution No. 79/21 enabled the implementation of features, such
as the permission to associate the corporate name to the Pix token, change of details, avoiding exclusion in the case of rectification
and threshold amount limiting the number of transactions that can be resent or received by end users.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 195/22, as amended, establishes the Instant Payments Systems (SPI) and the Instant Payment Account (PI Account), approving
their respective regulations. SPI came into operation on November 3, 2020, with the possibility of gradual availability of system features,
including in relation to the hours of operation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In March
2022, BCB Normative Instruction No. 243/22 was edited, which discloses procedures to be observed for direct participation in the SPI,
for the opening of the Instant Payments Account (PI Account). and sets the maximum time limits for validation and settlement of instant
payment orders.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pix
<I>Cobran&ccedil;a</I>, the function that consists in the possibility of the recipient user managing and receiving, in a facilitated manner,
collections related to immediate payments and payments with maturity, was included in the regulation by BCB Resolution No. 30/20, in accordance
with the deadlines for implementation provided for by BCB Normative Instruction No. 43/20, as amended.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
procedures necessary for accession to the PIX by institutions permitted are laid down in BCB Normative Instruction No. 291/22 and on BCB
Normative Instruction No. 373/23.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Normative Instruction No. 243/22, as amended, governs the procedures to be observed for direct participation in the SPI, for the opening
of the Instant Payments Account (PI Account), under the same terms as the Normative Instruction revoked. In addition, this Resolution
has set the maximum time limits for validation and settlement of instant payment orders, which is provisioned in the Regulation annexed
to BCB Resolution No. 195/22. Furthermore, on December 9, 2022, BCB Normative Instruction No. 200/22, as amended by BCB Normative Instruction
No. 290/23, which establishes the operational procedures for the collection and for the execution of the reimbursement of operational
costs for each Pix for the purpose of withdrawal or exchange settled outside the SPI and establishes the format, periodicity and information
to be provided by Pix participants on these transactions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pix
participants can also establish maximum value limits for initiating a Pix, for the purpose of purchase or transfer, by transactional account,
which must be per transaction and per period, with the possibility of differentiating the limit established for the day period and for
the night period, according to BCB Normative Instruction No. 331/22, as amended.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In October
2021, BCB Normative Instruction No. 171/21 was edited, disclosing operational limits and terms for the scheduled and efficient entry of
interfaces dedicated to sharing the initiation service of the Pix payment transaction in Open Banking.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Later,
in December 2021, BCB Resolution No. 177/21 was issued, as amended, which approved the Penalty Manual for Pix, reformulating the distribution
of punishable conduct and establishing penalties for participants who fail to adopt essential security mechanisms in the implementation
of applications, Application Programming Interfaces (APIs), and any other systems related to Pix that could significantly compromise the
arrangement's security or the security and privacy of user data.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On December
1, 2022, BCB Resolution No. 270/22 was edited, which amended Annex I to BCB Resolution No. 177/21 to adjust devices on penalties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In parallel
with BCB Resolution No. 177/21, BCB Resolution No. 293/23 was also issued, amending the Regulation attached to BCB Resolution No. 1/20,
which governs the operation of the Pix payment arrangement.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 293/23 aims to define arrangements for establishing partnerships between Pix participants and to regulate transitional
provisions regarding criteria and conditions for outsourcing activities and for establishing partnerships between Pix participants.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On December
7, 2023, BCB Resolution No. 361/23 was edited, which adjusted and inserted devices related to the application of penalty in case of non-compliance
with rules regarding the Automatic Pix.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On the
same date, the BCB Normative Instruction No. 436/23 was edited, which established the operational procedures related to Automatic Pix,
Scheduled Pix and Collection Pix.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Special
Temporary Administrative, Intervention and Extrajudicial Liquidation Regimes &ndash; Under Law No. 6,024/74</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Intervention</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil will intervene in the operations and management of any financial institution not controlled by the Federal Government
if the institution:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">suffers losses due to mismanagement, putting creditors at risk;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">repeatedly violates banking regulations; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">is insolvent.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Intervention
may also be ordered upon the request of a financial institution&rsquo;s management and may not exceed 12 months. During the intervention
period, the institution&rsquo;s liabilities are suspended in relation to overdue obligations, maturity dates for pending obligations contracted
prior to intervention, and liabilities for deposits in the institution existing on the date intervention was ordered.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Administrative
liquidation</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Central
Bank of Brazil will liquidate a financial institution if:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the institution&rsquo;s economic or financial situation is at risk, particularly when the institution
ceases to meet its obligations as they fall due, or upon the occurrence of an event that could indicate a state of bankruptcy;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">management commits a material violation of banking laws, regulations or rulings;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the institution suffers a loss that subjects its unsecured creditors to severe risk; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">upon revocation of the authorization to operate, the institution does not initiate ordinary liquidation
proceedings within 90 days, or, if initiated, the Central Bank of Brazil determines that the pace of the liquidation may impair the institution&rsquo;s
creditors.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 40.5pt; text-align: justify; text-indent: 0in; color: #404040">As
a consequence of administrative liquidation:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">lawsuits pleading claims on the assets of the institution are suspended;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the institution&rsquo;s obligations are accelerated;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the institution may not comply with any liquidated damage clause contained in unilateral contracts;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">interest does not accrue against the institution until its liabilities are paid in full; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the limitation period of the institution&rsquo;s obligations is suspended.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 40.5pt; text-align: justify; text-indent: 0in; color: #404040">The
Central Bank of Brazil may end the extrajudicial settlement of a financial institution, in the following cases:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">full payment of unsecured creditors;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">change of the institution&rsquo;s scope to an economic activity that is not part of the SFN;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">transfer of the institution&rsquo;s control;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">conversion into an ordinary settlement; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">sale/loss of the institution&rsquo;s assets, upon its completion and the distribution of the proceeds
among the creditors, even if the debts are not fully paid; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">absence of liquidity or difficult completion of the institution&rsquo;s remaining assets, as recognized
by the Central
Bank of Brazil.</TD></TR></TABLE>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Temporary
Special Administration Regime</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Temporary
Special Administration Regime, known as (RAET), is a less severe form of Central Bank of Brazil intervention in financial institutions,
which allows institutions to continue to operate normally. RAET may be ordered in the case of an institution that:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">repeatedly makes transactions contravening economic or financial policies under federal law;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">faces a shortage of assets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">fails to comply with compulsory deposit rules;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">has reckless or fraudulent management; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">has operations or circumstances requiring an intervention.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Credit
Guarantee Fund (Fundo Garantidor de Cr&eacute;dito)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
case of liquidation of a financial institution, employees&rsquo; wages, indemnities and tax claims have the highest priority among claims
against the bankrupt institution. In November 1995, the Central Bank of Brazil created the Credit Guarantee Fund (FGC) to guarantee the
payment of funds deposited with financial institutions in case of intervention, administrative liquidation, bankruptcy, or another state
of insolvency. Members of the FGC are financial institutions that accept demand, time and savings deposits as well as savings and loans
associations. The FGC is funded principally by mandatory contributions from all financial institutions based in Brazil accepting deposits
from clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
FGC is a deposit insurance system that guarantees a certain maximum amount of deposits and certain credit instruments held by the same
client against a financial institution (or against member financial institutions of the same financial group). The liability of the participating
institutions is limited to the amount of their contributions to the FGC, with the exception that in limited circumstances, if FGC payments
are insufficient to cover insured losses, the participating institutions may be asked for extraordinary contributions and advances. The
payment of unsecured credit and client deposits not payable under the FGC is subject to the prior payment of all secured credits and other
credits to which specific laws may grant special privileges.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
maximum amount of the guarantee provided by the FGC as stipulated by the CMN at the moment.is R$250,000.00, maintained until the present
date.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">CMN
Resolution No. 4,653/18 regulated an additional monthly contribution to be collected when the Reference Value is 4 times higher than the
Adjusted Shareholders&rsquo; Equity. In November 2019, the CMN amended Resolution No. 4,764/19, increasing the amount of the additional
contribution and stating that such contribution shall be collected as of July 2020.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Central
Bank of Brazil enacted BCB Resolution No. 102/21, which revoked Circular No. 3,915/18 establishing the new obligation of providing information
to the FGC by financial institutions, whereby these institutions should have systems and controls that can produce and supply such information
in up to two working days in an electronic file with various data listed in the Circular.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Internal
compliance procedures</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">All
financial institutions must have in place internal policies and procedures to control:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">their activities;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">their financial, operational and management information systems; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">their compliance with all applicable regulations.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
board of executive officers of a financial institution is responsible for implementing an effective structure for internal controls by
defining responsibilities and control procedures and establishing corresponding goals and procedures at all levels of the institution.
The board of executive officers is also responsible for verifying compliance with all internal procedures.</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Restrictions
on foreign investment</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Brazilian Constitution allows foreign individuals or companies to invest in the voting shares of financial institutions based in Brazil
only if they have specific authorization from the Brazilian government, declaring that the participation of foreign capital is in the
interest of the Brazilian government by means of a presidential decree, pursuant to article 52, of the Act of Transitional Constitutional
Provisions (ADCT). On September 26, 2019, the federal government published Decree No. 10,029, delegating to the Central Bank of Brazil
the power to recognize the government&rsquo;s interest in the viability of investment operations. On January 22, 2020, the Central Bank
of Brazil issued Circular No. 3,977/20, which recognizes the shareholding in the capital of financial institutions headquartered in Brazil,
of natural persons or legal entities resident or domiciled abroad, as of interest to the Brazilian Government, provided that the requirements
provided for in the regulations of the Central Bank of Brazil are met, including: constitutional procedures, an operating permit, cancellation
of the permit, control changes and corporate restructuring of financial institutions. Thus, the analysis regarding the shareholding of
foreign capital in financial institutions will be performed in the same way as the analysis of composition of capital and shareholding,
which financial institutions of national capital are submitted to. However, foreign investors that do not comply with the requirements
and procedures laid down in the regulations of the Central Bank of Brazil may acquire publicly traded non-voting shares of financial institutions
based in Brazil or depositary receipts representing non-voting shares offered abroad. Any investment in common shares would depend on
government authorization. In January 2012, the Central Bank of Brazil authorized us to create an ADR program for our common shares in
the U.S. market. Foreign interest in our share capital is currently limited to 30.0%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Anti-money
laundering regulations, banking secrecy and financial transactions linked to terrorism</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><A NAME="a_DV_C2484"></A><FONT STYLE="line-height: 115%">Under
Brazilian anti-money laundering rules and financial operations linked to terrorism, especially Law No. 9,613/98 (as amended by Law No.
12,683/12), Law No. 13,260/16, BCB Resolution No. 119/21, and Circulars No. 4,005/20 and No. 3,978/20, as amended by BCB Resolution No.
282/22, bringing the requirement of informing the address in the client identification stage required in the qualification procedures,
in order to make the products offered operational; identification of the final beneficiary; and identification of the bearer in the case
of operation in specie contribution, </FONT>and by BCB Resolution No. 344/2023, which establishes cases for disregarding qualification
procedures and classification of clients in purchasing loan operations based on a program instituted by the federal agency promoting the
renegotiation of debts of individuals registered in default databases. <FONT STYLE="line-height: 115%">The financial institutions must,
among other things:</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">keep up-to-date records regarding their clients;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">maintain internal controls and records;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">record transactions involving Brazilian and foreign currency, securities, metals or any other asset which
may be converted into money;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">keep records of all transactions made, products and services contracted, including withdrawals, deposits,
contributions, payments, receipts and transfers of resources; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">keep records and include additional information about withdrawal operations, including those carried out
by means of a check or money order, of individual value equal to or greater than R$50 thousand, as well as inform the Council for Financial
Activities Control (COAF).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
financial institution must review transactions or proposals whose characteristics may indicate the existence of a crime and inform COAF
about suspicious operations of the proposed or executed transaction and implement control policies and internal procedures. Records of
multiple transactions must be kept for at least ten years, unless the bank is notified that a CVM investigation is underway, in which
case the ten-year obligation may be extended.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
as provided by CVM Resolution No. 50/21, as amended, and consolidated in Central Bank of Brazil&rsquo;s Circular No. 3,978/20, as amended,
the qualification of the politically exposed person was extended. Politically exposed are those who hold or held prominent public positions
in Brazil or abroad during the past five years and their relatives and close associates. Such individuals include heads of state and government,
senior politicians and civil servants, judges or high-ranking military officers, and leaders of state-owned companies or political parties,
members of the Judiciary, Legislative and Executive powers, the Federal Public</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">Prosecutor, Minister
of State, members of the Court of Auditors (at federal, state and municipal), as well as individuals who held or still hold relevant positions
in foreign governments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
Resolution No. 50/21, among other issues: (i) establishes and details the Anti-Money Laundering Policy, Terrorism Financing and the Financing
of the Proliferation of Weapons of Mass Destruction to be adopted by the people indicated in the Resolution; (ii) lays down the methods
and procedures of organization and internal controls; and (iii) indicates the responsibilities of the officer responsible for compliance
with the rules provided for in the Resolution, as well as the responsibilities of the senior management of the entity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2008,
the Central Bank of Brazil expanded the applicable rules for controlling financial transactions related to terrorism. Law No. 12,683/12,
a more rigorous standard has been established for money laundering offenses. According to the new law, any offense or misdemeanor &ndash;
and not only serious offenses, such as drug traffic and terrorism &ndash; may be deemed as a precedent to the money laundering offense.
Additionally, the law expands, to a great extent, the list of individuals and legal entities subject to the control mechanisms of suspicious
transactions, which need to notify the COAF, including, among them, companies providing advisory or consulting services to operations
in the financial and capital markets, under the penalty of fines of up to R$20.0 million. We have an obligation to send to the regulatory
or inspection agency information regarding the existence or non-existence of suspicious financial transactions and other situations that
generate the need for communications.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil changed the procedures related to AMLTF to be adhered to by the payment institutions, in order to meet international
requirements set forth under the scope of the Financial Action Task Force (FATF), which is the body responsible for establishing AMLTF
standards to be adhered to by the countries of the G20. Accordingly, in addition to the AMLTF procedures already required, payment institutions
must also adopt procedures and controls to confirm the client&rsquo;s identification and implement AMLTF risk management systems. CVM
Resolution No. 50/21 which also replaced Normative Instruction No. 617/19, states the standards of AMLTF, with definition of the functions
of the responsible officer, definition of the stages linked to conducting the policy of getting to know your client and greater details
on the warning signs to be monitored, and the points that must integrate the analysis of the operation or atypical situation detected.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Also
in 2014, SUSEP established the Permanent Committee on Anti-money Laundering and Combating Terrorism Financing in the Insurance, Reinsurance,
Capitalization and Private Pension Plan Markets (CPLD). The CPLD is a permanent governing body acting to prevent money laundering and
curtail terrorism financing, both in connection with SUSEP and the insurance, reinsurance, capitalization and private pension plan markets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In March
2019, Law No. 13,810/19 was enacted, which deals with the enforcement of sanctions imposed by the resolutions of the United Nations Security
Council (CSNU), regulated by BCB Resolution No. 44/20, having operational clarifications of its procedures made by Normative Instruction
No. 262/22.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In January
2020, the Central Bank of Brazil issued Circular No. 3,978/20, as amended, as specified below. This Circular revoked Circular No. 3,461/09,
enhancing the policy, procedures and internal controls to be adopted to give greater efficiency to the procedures practiced in the prevention
of money laundering and terrorist financing. Among the main guidelines introduced by Circular No. 3,978/20, we highlight:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Internal risk assessment:</B> guidelines that the regulated institutions use as subsidy, when available,
the evaluations carried out by public entities of the country concerning the risk of money laundering and terrorist financing;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Registration of operations:</B> maintenance of records of all operations, products and services contracted,
including withdrawals, deposits, contributions, payments, receipts and transfers of resources, including the operations carried out in
the context of the institution itself, indicating information enabling the identification of the parties of each operation and origin
and destination of resources in cases of payment transactions, receipts and transfer of resources;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Operations in kind:</B> a guideline was included requiring the inclusion of the identity of the sender
where operations involving resources in kind of individual value exceed R$2 thousand;</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Procedures to get to know clients:</B> enhancement and inclusion of new procedures destined to get
to know clients, in order to understand the identification, qualification and classification of the client compatible with the risk profile
and nature of the business relationship, in addition to the possibility, if necessary, of cross-checking information collected with those
available on databases of public or private character. These procedures of identification and qualification shall also be adopted for
managers of corporate clients and representatives of clients, compatible with the function exercised;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Politically Exposed People:</B> expansion of the group of people characterized as politically exposed
to the Executive, Legislative and Judicial Powers, the Public Attorney&rsquo;s Office and, in terms of state companies, at federal, state
and municipal levels;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Guidelines for hiring</B>: inclusion in the AMLTF policies of guidelines for the selection and hiring
of employees, partners and service providers considering the risk of money laundering and terrorist financing;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Relationship with third parties:</B> inclusion of forecast that if the institution establishes a business
relationship with third parties not subject to the operating permit from the Central Bank of Brazil, the institution&rsquo;s access to
the identification of the final recipients of resources for purposes of the AMLTF must be stipulated in the contract; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Monitoring procedures:</B> inclusion of specific situations to the non-exhaustive list of operations
that, considering the parties involved, the values, the forms of implementation, the instruments used or the lack of economic or legal
basis, may establish the existence of solid evidence of suspected money laundering or terrorist financing.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BCB
Resolution No. 119/21 regulated new themes, with the objective of improving some regulatory points, in order to enable adequate and effective
compliance with the rules established by Circular No. 3,978/20 of the Central Bank of Brazil, which are:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Requirement of the address information in the client identification stage: </B>obtaining information
from the client&rsquo;s place of residence, in the case of a natural person, or from the place of the head office or branch, in the case
of a legal entity, is now only required in the client&rsquo;s qualification procedures, in order to make it possible to operate some of
the products offered;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Identification of the final beneficiary:</B> in order to conform to Circular No. 3,978/20 to the CVM
regulations on AMLTF, some exceptions have been made to the need to identify the final beneficiary. Thus, except for the need to identify
the final beneficiary, for example (i) legal entities characterized as an open company, non-profit entities and cooperatives; (ii) the
investment funds registered in the CVM, constituted in the form of a closed condominium, the quotas of which are traded on an organized
market, in addition to (iii) certain non-resident investors; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Identification of the holder:</B> in the case of operation with the use of in-kind resources performed
by a security and protection company, the identification of the natural person carrying the resources is not effective for AMLTF purposes,
especially in view of the number of changes in the person who actually holds the resources. In this way, BCB Resolution No. 119/21 changed
the sense of considering the security and protection company as the carrier of the resources.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2020, SUSEP issued Circular No. 612/20, amended by Circular No. 622/21, which provides on the policy, procedures and internal controls
intended specifically for preventing and combating the crimes of money laundering or concealment of assets, rights and values, or the
crimes that they can relate to, as well as preventing and combating the terrorism financing.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Anticorruption
Law</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2013, Law No. 12,846/13 was enacted to regulate civil and administrative liability of legal entities for performing acts against public
management, either domestic or foreign. Based on this legal provision, legal entities shall be strictly liable, in both the administrative
and civil spheres, for the practice of harmful acts in their exclusive or non-exclusive interest or benefit.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Decree No. 11,129/22 regulates the application of Law No. 12,846/13. Among others, it establishes the guidelines with respect to the calculation
of the fines to be imposed in cases involving corruption scandals. The basis of calculation for the application of financial penalty will
be the gross legal entity billing in the last year prior to the establishment of the Administrative Accountability Procedure, excluding
taxes. Articles 22 and 23 of the Decree relate to the &quot;compromise&quot; of the fine, providing for &quot;mitigating&quot; and &quot;aggravating&rdquo;
factors. In the first case, there are provisions regarding the non-consummation of the infraction, compensation for damages, level of
cooperation, non-existence or lack of proof of advantage and damage resulting from the injurious act, spontaneous communication, preparation
of the program of governance and internal structure of compliance; in the second, as &ldquo;aggravating factors&rdquo;, it provides for
the continuity of the conduct during the relevant period, number of harmful acts, any tolerance by the Board of the company, suspension
of construction or public service and positive economic situation, recurrence. If it is not possible to use the revenue as a parameter
for the calculation of the fine, the values to be applied may be between R$6 thousand, minimum, and R$60 million, maximum. An additional
3% fine will be levied if within five years of the &ldquo;corrupt&rdquo; conduct such &ldquo;corrupt&rdquo; conduct is repeated.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Audit
partner rotation requirements </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
Brazilian regulations, all financial institutions must:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">be audited by an independent accounting firm; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">have the specialist in charge, officer, manager or audit team supervisor periodically replaced without
the need to change the independent auditor firm itself. Rotation must take place after five fiscal years at most and replaced professionals
may be reintegrated three years later. Terms of responsible specialists, officers, managers or audit team supervisors begin on the day
the team begins work on the audit.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Each
independent accounting firm must immediately inform the Central Bank of Brazil of any event that may materially adversely affect the relevant
financial institution&rsquo;s status.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">According
to BCB Resolution No. 130/21, as amended, payment institutions that are registered as publicly-held companies and are conglomerate leaders
classified within Segment S1, S2 or S3 should constitute a statutory body called the Audit Committee, which will be responsible for the
fulfillment of the attributions and responsibilities of the Resolution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the entities regulated by SUSEP, the applicable standards determine the replacement of the actuary and members responsible for the independent
accounting audit, every five fiscal years (Article 107 of CNSP Resolution No. 432/21). According to Article 119, VIII, of aforementioned
CNSP Resolution No. 432/21, amended by CNSP Resolution No. 448/22, both revoked CNSP Resolution No. 321/15, the member responsible for
the independent accounting audit is the technical responsible, officer, manager, supervisor or any other member in a management function
that is a member of the team responsible for independent accounting audit work. A member responsible for the independent accounting audit
can only return three years after being replaced.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the entities regulated by ANS, the applicable standards in effect since 2016 determine that the professional responsible for signing the
auditors&rsquo; report should change at least every five fiscal years, requiring a minimum interval of three years from its replacement.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
members of the Board of Directors, elected in the form of Article 141, paragraph 4 of the Brazilian Corporate Law, will have veto rights,
provided that it is in a substantiated manner, the appointment or removal of the independent accounting firm.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Auditing
requirements</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Because
we are a financial institution and registered with the local stock exchange, we are required to have our financial statements, prepared
in accordance with BR GAAP, audited every six months, applicable to institutions authorized to operate by the Central Bank of Brazil.
Quarterly financial information filed with the CVM is also subject to review by independent auditors. Additionally, as required by CMN
Resolution No. 4,818/20, we are required to publish annual consolidated financial statements prepared in accordance with</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">IFRS, accompanied by
the independent auditors&rsquo; report and the management report on social business and the main administrative facts for the period.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Resolution
No. 4,818/20 consolidates the general criteria for the preparation and disclosure of financial statements and other institutions authorized
to operate by the Central Bank of Brazil, with the exception of the managers of consortium and payment institutions. These institutions
must draw up and publish annual financial statements relating to the fiscal year, and semiannual, relating to the six months ended June
30 and December 31, which are: (i) balance sheet; (ii) income statement; (iii) comprehensive statement of income; (iv) statement of cash
flows; and (v) statement of changes in stockholders&rsquo; equity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
in December 2020, the CMN enacted Resolution No. 4,877/20 which contains provisions on the general criteria for the measurement and recognition
of social and labor obligations by institutions authorized to operate by the Central Bank of Brazil (except consortium managers and payment
institutions). With this resolution, the authorized institutions are obliged to recognize as a monthly liability, when drawing up trial
balance or balance sheets, the values due on the portions of the results of the period allotted or to be allotted to employees, managers
or to funds and assistance and other obligations with employees.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
independent auditors must also declare to the audited company&rsquo;s management that their provision of these services does not affect
the independence and objectivity required for external auditing services.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">CMN
issued CMN Resolution No. 4,910/21, which revoked Resolution No. 3,198/04, establishing that financial institutions and other institutions
authorized to operate by the Central Bank of Brazil that (i) are registered as an open company; (ii) are leaders of a prudential conglomerate
classified in Segment S1, S2 or S3, according to specific regulations; or (iii) meet the criteria laid down in the specific regulations
for the framework in S1, S2 and S3, in which they must constitute a statutory body called &ldquo;audit committee&rdquo;.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">This
resolution defined the minimum requirements to be observed by financial institutions when electing members for the Audit Committee, establishing
the composition, mandate, and duties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Audit Committee is responsible for recommending to the Board of Directors which independent accounting firm to engage, reviewing the company&rsquo;s
financial statements, including the notes thereto, and the auditors&rsquo; opinion prior to public release, evaluating the effectiveness
of the auditing services provided and internal compliance procedures, assessing Management&rsquo;s compliance with the recommendations
made by the independent accounting firm, among other matters. Our Bylaws were amended in December 2003 to stipulate the existence of an
Audit Committee. In May 2004, our Board of Directors approved the internal regulations for the Audit Committee and appointed its first
members. Our Audit Committee has been fully operational since July 2004.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Audit Committee shall keep at the disposal of the Central Bank of Brazil and of the board of directors the Audit Committee&rsquo;s report
for a minimum period of five years, counted from its preparation. In addition, institutions should disclose, together with their individual
and consolidated, semi-annual and annual financial statements, a summary of the audit committee&rsquo;s report, showing the main information
contained in this document.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Operations
in other jurisdictions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
branches and subsidiaries in several other jurisdictions, such as New York, Florida, London, Grand Cayman Islands, Hong Kong, Mexico,
Guatemala and Luxembourg. The Central Bank of Brazil supervises Brazilian financial institutions&rsquo; foreign branches, subsidiaries
and corporate properties, and prior approval from the Central Bank of Brazil is necessary to establish any new branch, subsidiary or representative
office or to acquire or increase any interest in any company abroad. In any case, the subsidiaries&rsquo; activities should be complementary
or related to our own principal activities. In most cases, we have had to obtain governmental approvals from local central banks and monetary
authorities in foreign jurisdictions before commencing business. In each jurisdiction in which we operate, we are subject to supervision
by local authorities.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Asset
management</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2004, the CVM issued Instruction No. 409/04, consolidating all previous regulations applicable to fixed-income asset funds and equity
mutual funds. Prior to this ruling, fixed-income asset funds were regulated by the Central Bank of Brazil, and equity mutual funds were
regulated by the CVM.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In December
2014, the CVM enacted Instruction No. 555/14, which replaced Instruction No. 409/04, in order to improve electronic communications, rationalize
the volume, content and manner of disclosing information, and to make investment limits less rigid for certain financial assets, particularly
foreign financial assets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In December
2022, CVM issued Resolution No. 175/22, which replaced Instruction No. 555/14, with the aim of modernizing the regulatory framework for
investment funds, systematizing and regulating the innovations brought by Law No. 13,874, of September 20, 2019, in order to improve the
regulatory framework for investment funds. known as the &ldquo;Law of Economic Freedom&rdquo;. In general, it establishes higher standards
of transparency, governance, criteria for the composition of investment portfolios and defines the rights and responsibilities of the
shareholders and service providers, seeking to provide greater legal certainty to the participants of the capital market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition
to the above, CVM Resolution No. 175/22, as amended, among the changes provided by the said Resolution, highlights (i) the possibility
of the fund to define whether the liability of the shareholders will be limited or unlimited to the value of the quotas; (ii) the liability
of the essential service providers (administrators and managers) and other service providers of the fund, who will respond to the CVM
in their respective spheres of activity, for their own acts and omissions contrary to the law, the regulation of the fund or the current
regulation; (iii) the creation of different classes of quotas, with different rights and obligations, and must belong to the same category
as the fund; (iv) determines that all portfolio assets are identified by an ISIN (International Securities Identification Number) code
in order to establish an international standardization in the identification of financial assets, assigning each asset traded on the market
a unique identification code; and (v) possibility of investing in new asset classes, such as cryptoassets, decarbonization credits and
carbon credits.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pursuant
to Resolution No. 175/22, securities, as well as other financial assets which are an integral part of the investment fund portfolio, should
be duly registered in the registration system with a custodian or central depository, in all cases, with institutions duly authorized
by the Central Bank of Brazil or the CVM to carry out such activities, in their respective areas of competence.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Broker
and dealer firms</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Broker
and dealer firms are part of the SFN and are subject to CMN, Central Bank of Brazil and CVM regulation and supervision. Brokerage and
distribution firms must be authorized by the Central Bank of Brazil and are the only institutions in Brazil authorized to trade on Brazil&rsquo;s
stock exchanges. Both brokers and dealers may act as underwriters for public placement of securities and engage in the brokerage of foreign
currency in any exchange market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brokers
must observe B3 rules of conduct previously approved by the CVM, and must designate an executive officer responsible for observance of
these rules.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Broker
and dealer firms may not:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">with few exceptions, execute transactions that may be characterized as the granting loans to their clients,
including the assignment of rights;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">collect commissions from their clients related to transactions of securities during the primary distribution;
or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">acquire assets, including real estate properties, which are not for their own utilization, with certain
exceptions.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Broker
and dealer firms&rsquo; employees, managers, partners, controlling and controlled entities may trade securities on their own account only
through the broker they are related to.</P>


<!-- Field: Page; Sequence: 57 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In March
2022, CMN Resolution No. 5,008/22 totally revoked CMN Resolution No. 4,750/19, which amended the regulation applicable to brokers and
distributors, allowing their role as issuers of electronic money. The new Resolution provisions on the constitution, organization and
operation of securities dealers and brokers (CTVM) and of securities&rsquo; distributors and brokers (DTVM).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Internet
brokerage services</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
CVM approved regulations on Internet brokerage activities, which may be carried out only by registered companies. Brokers&rsquo; website
must contain details of their systems, fees, security and procedures for executing orders. They must also contain information about how
the market functions generally and the risks involved with each type of investment offered.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brokers
that carry out transactions over the Internet must guarantee the security and operability of their systems, which must be audited at least
twice a year.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Leasing</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
basic legal framework governing leasing transactions is established by Law No. 6,099/74, as amended (the Leasing Law) and related regulations
issued periodically by the CMN. The Leasing Law provides general guidelines for the incorporation of leasing companies and the business
activities they may undertake. The CMN, as the regulator of the Financial System, is responsible for issuing Leasing Law related regulations
and overseeing transactions made by leasing companies. Laws and regulations issued by the Central Bank of Brazil for financial institutions
in general, such as reporting requirements, capital adequacy and leverage regulations, asset composition limits and treatment of doubtful
loans, are also applicable to leasing companies.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
accounting criteria applicable to leasing operations contracted by consortium managers and by payment institutions authorized to operate
by the Central Bank of Brazil are set out in BCB Resolution No. 178/22.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance,
health and pension plans regulation </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Principal
regulatory agencies</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>National
Private Insurance Council (CNSP)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
National Private Insurance Council (CNSP) is the agency responsible for establishing the guidelines and standards of private insurance
policy. The agency is composed of representatives of the Ministry of Finance, the Ministry of Justice, the Ministry of Social Security
and Social Assistance of the Superintendence of Private Insurance, the Central Bank of Brazil and the CVM.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition
to laying down the guidelines and standards of private insurance policy, it is the responsibility of the CNSP:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to regulate those exercising activities, subordinate to the National Private Insurance System, as well
as the application of penalties;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to establish the general characteristics of insurance, open private pension, capitalization and reinsurance
contracts;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to establish the general guidelines of reinsurance operations; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to prescribe the criteria for the establishment of Insurance Companies, of Capitalization, Open Private
Pension Entities and Reinsurers.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Private
Insurance Superintendence (SUSEP)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">SUSEP
is responsible for implementing and overseeing CNSP&rsquo;s policies and ensuring compliance with such policies by insurance companies,
insurance brokers and insured individuals. SUSEP is linked to the Ministry of Finance and was created by Decree-Law No. 73 of November
1966.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Thus,
for insurers to operate, they need government approval, as well as specific approval from the SUSEP to commercialize each of their products,
where they may underwrite policies either directly to consumers or through qualified brokers (Article 13 and paragraph 2 of Law No. 4,594/64).</P>


<!-- Field: Page; Sequence: 58 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">SUSEP
is responsible for:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Supervising the constitution, organization, functioning and operation of insurance companies, of capitalization,
open private pension entities and reinsurers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Complying with and enforcing the deliberations of the CNSP and performing the activities delegated by
it;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Acting in order to protect the acquisition of popular savings that are made through the operations of
insurance, open private pension, and of capitalization and reinsurance;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Promoting the improvement of institutions and operational instruments;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Promoting the stability of the markets under its jurisdiction, ensuring their expansion and the operation
of the entities that operate in them;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Ensuring the liquidity and solvency of companies that make up the insurance market; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Ensuring the protection of consumer interests of the markets supervised.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>National
Supplemental Health Agency (ANS)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The ANS
is a municipality linked to the Ministry of Health, with operations throughout Brazil, as an agency of regulation, standardization, control
and supervision of activities that ensure the qualification of health care in the supplemental health sector.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The main
initiatives of ANS are to stimulate the quality of the supplemental health sector and encourage programs to promote and prevent diseases
in the sector in which it operates.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">To fulfill
its objectives, the following are incumbent upon the ANS:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Regulation of the Supplemental Health Care, creating general policies and guidelines, actions to standardize
and foment actions that aim to protect the public interest and the sustainability of the supplemental health care market;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Qualification of the supplemental health care, creating policies, guidelines and actions that seek, among
others the qualification of the sector, in relation to the regulated market; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Institutional Articulation, creating policies, general guidelines and actions to optimize the internal
and external institutional relations enabling the effectiveness of the regulatory process.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance
Regulation</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
Brazilian insurance business is regulated by Decree-Law No. 73/66, as amended, which created two regulatory agencies, the CNSP and SUSEP.
SUSEP is responsible for implementing and overseeing CNSP&rsquo;s policies and ensuring compliance with such policies </FONT>by insurance
companies, capitalization companies, open private pension entities, insurance brokers, reinsurers and the insured persons. <FONT STYLE="line-height: 115%">Insurance
companies require government approval, as well as specific approval from SUSEP to offer each of their products. Insurance companies may
underwrite policies both directly to consumers and through qualified brokers (Article 13 of Law No. 4,594/64).</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insurance
companies must set aside reserves in accordance with CNSP criteria. Investments covering these reserves must be diversified and meet certain
liquidity, solvency and security criteria, rules for which were consolidated by CNSP Resolution No. 321/15, revoked by CNSP Resolution
No. 432/21, later amended by CNSP Resolution No. 448/22 and No. 453/22. The insurance companies are major investors in the Brazilian financial
markets and are subject to CMN rules and conditions for their investments and coverage of technical reserves.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insurance
companies may not, among other activities:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">act as financial institutions by lending or providing guarantees;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">trade in securities (subject to exceptions); or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">invest outside of Brazil without specific permission from the authorities.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 59 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insurance
companies must operate within certain retention limits approved by SUSEP pursuant to CNSP rules. These rules reflect the economic and
financial situation of insurance companies and the conditions of their portfolios. Insurers must also meet certain capital requirements
as provided by SUSEP regulations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
Complementary Law No. 126/07, the ceding party (local insurer or reinsurer) must offer local reinsurers preference when contracting reinsurance
or retrocession in the percentage of 40% of risks ceded.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Complementary Law also places more severe restrictions on ceding risk to foreign reinsurance companies and contracting of insurance abroad.
Insurance companies must reinsure amounts exceeding their retention limits.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
CNSP Resolution No. 168/07 was amended by CNSP Resolution No. 353/17, it does not require the insurance company to utilize a minimum number
of local reinsurers. However, in accordance with Article 15 of the CNSP Resolution No. 168/07, the insurance company needed to give preference
to local reinsurers in at least 40% of the assignment of reinsurance agreements to each automatic or optional contract. In addition, as
per CNSP Resolution No. 168/07, there were no more limits on the transference of risks by insurers to companies that belong to its financial
conglomerate. Pursuant to its amendment by CNSP Resolution No. 353/17, it was established that reinsurance and retrocession operations
within the same economic conglomerate should &quot;ensure the effective transfer of risk between the parties&quot; and &quot;take place
under conditions of fair competition&quot;.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Subsequently,
Resolution CNSP No. 168/07 was revoked by Resolution CNSP No. 451/22, regulated by Circular No. 683/22, which provides for the transfer
and acceptance of reinsurance and retrocession operations and their intermediation, coinsurance operations, foreign currency operations
and insurance contracts abroad. These rules provide for new rules on preferential offer to local reinsurers, indicating that, for the
purposes of fulfilling the preferential offer, the insurance company should conduct formal consultation with one or more local reinsurers
of their free choice, according to the limits provided for in the legislation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Resolution
No. 432/21, amended by the Resolution No. 448/22 and No. 453/22, as well as Circular No. 648/21, amended by Circular No. 678/22, provides
for regulating technical provisions, assets which reduce the need for coverage of technical provisions, risk capital, adjusted shareholders&rsquo;
equity, solvency regularization plans, retention limit, criteria for investments, accounting standards, accounting and independent actuarial
audits, and Audit Committee applicable to insurance companies, open pension fund entities (EAPCs), capitalization companies and reinsurers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insurance
companies are exempt from ordinary financial liquidation procedures in case of bankruptcy, and instead follow the special procedure administered
by SUSEP. Resolution CNSP No. 444/22 provides for preventive prudential measures aimed at preserving the stability and soundness of the
National Private Insurance System, of the National Capitalization System and the Supplementary Pension System and ensuring the solvency,
liquidity and regular functioning of those supervised. Financial liquidation may be either voluntary or compulsory.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As was
already the case in relation to entities subject to CMN, SUSEP issued rules in December 2008 with specific internal controls for preventing
and fighting money laundering crimes. These rules include a series of provisions for notifying proposed transactions with politically
exposed individuals and suppression of terrorist financing activities. These rules were subsequently amended and consolidated. CNSP Resolution
No. 416/21 and SUSEP Circular No. 612/20, as amended by SUSEP Circular No. 622/21, are current in force.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Resolution
No. 383/20 issued by CNSP in March 2020, later amended by Resolution No. 454/22 and No. 461/23, established that insurance companies,
EAPCs, capitalizations companies and local reinsurers must record their operations of insurance, open supplementary pension plan, capitalization
and reinsurance, as the case may be, in the registration system (i) previously approved by SUSEP; and (ii) managed by a registration entity
accredited by SUSEP in order to increase the control of the operations carried out by these companies.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is currently no restriction on foreign investment in insurance companies.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Health
insurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Private
health insurance and health plans are regulated by Law No. 9,656/98, as amended, which we refer to as the &ldquo;Health Insurance Law&rdquo;,
containing general provisions applicable to health insurance companies, in accordance with Law No. 10,185/01, and the general terms and
conditions of agreements entered into between health insurance companies and their clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
ANS is responsible for regulating and supervising supplemental health services provided by health insurance companies pursuant to directives
set forth by the Supplemental Health Council (Conselho de Sa&uacute;de Suplementar).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Until
2001, SUSEP had authority over insurance companies, which were authorized to offer private health plans. Since 2001, pursuant to ANS regulations
and supervision, only operators of private health plans may offer such plans. We created Bradesco Sa&uacute;de in 1999 to fulfill this
requirement. However, in accordance with the terms of article 1, paragraph 5 of Law No. 10,185/01, the insurance companies specializing
in health insurance will remain subject to the rules on the application of assets guaranteeing the technical provisions issued by CMN.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Private
pension plans</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Open
pension plans are subject, for purposes of inspection and control, to the authority of the CNSP and the SUSEP, which are under the regulatory
authority of the Ministry of Finance. The CMN, CVM and Central Bank of Brazil may also issue regulations pertaining to private pension
plans, particularly related to assets guaranteeing technical reserves.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Private
pension entities must set aside reserves and technical provisions as collateral for their liabilities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">EAPCs
and insurance companies have been allowed to create, trade and operate investment funds with segregated assets since January 2006. Notwithstanding
the above, certain provisions of Law No. 11,196/05 will only become effective when SUSEP and CVM issue regulatory texts. In September
2007, CVM issued Instruction No. 459/07, subsequently amended by Instruction No. 587/17, which addresses the setup, management, operation
and disclosure of information on investment funds exclusively related to supplementary pension fund plans. Both were revoked by Resolution
No. 175/22, which provides for the establishment, operation and dissemination of information from investment funds, as well as the provision
of services for the funds. In January 2013, the CMN determined rules to govern the application of reserves, provisions and funds of insurance
companies, capitalization companies and EAPCs. In December 2019, the CMN published Resolution No. 4,769/19, changing the limits for the
investment of resources addressed in Resolution No. 4,444/15. Both standards were subsequently revoked by CMN Resolution No. 4,993/22,
which provides for the rules governing the investment of technical reserve resources, from provisions and funds of insurance companies,
capitalization companies, open supplementary pension entities and local reinsurers, on the investments of resources required in the country
to guarantee the obligations of reinsurers admitted and on the portfolio of Individual Scheduled Retirement Funds (FAPI), later amended
by CMN Resolution No. 5,016/22. In turn, CNSP enacted CNSP Resolution No. 432/21, later amended by CNSP Resolution No. 448/22 and No.
453/22, revoking Resolution No. 321/15, which among various subjects, also regulates the investments by insurers, open entities of supplementary
pension plans, capitalization companies and local reinsurers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Currently,
in addition to Complementary Law No. 109/01, the main rules governing the activity of open supplementary pension are CNSP Resolution No.
349/17 and CNSP Resolution No. 348/17, SUSEP Circular No. 563/17, SUSEP Circular No. 564/17, both amended by Circular No. 585/19, CNSP
Resolution No. 458/22 and SUSEP Circular No. 685/22.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Reinsurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insurance
companies must operate with reinsurers registered with SUSEP, and may, exceptionally, contract out reinsurance or retrocession operations
not authorized to operate in Brazil when local and foreign reinsurers lack sufficient capacity.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Currently,
due to Decree No. 10,167/19, the Brazilian law provides that the insurer or the cooperative society may concede occasional reinsurers
up to 95% of premiums ceded in reinsurance, based on the totality of its operations in each calendar year. In the same way, the local
reinsurer may also concede up to 95% of the premiums issued relating to risks they have underwritten, also calculated on the basis of
the totality of its operations in each calendar year. It is worth noting that some lines or insurance modalities may have greater or lesser
restrictions on the percentages of premiums that may be ceded in reinsurance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
regulation of SUSEP established a minimum compulsory contracting of 15% of the reinsurance ceded, with Brazilian reinsurers. In addition,
it provided a limit to certain lines of up to 75%, so that a Brazilian-based insurer or reinsurer could transfer risks to related or foreign-based
companies belonging to the same financial conglomerate. </FONT>These limits were revoked when CNSP Resolution No. 353/2017 and CNSP Resolution
No. 451/22 came into force. CNSP Resolution No. 451/22 indicates that, for the purposes of fulfilling the preferential offer related to
Brazilian reinsurers, the insurance company must observe the percentage established in the current legislation, applicable to each automatic
or optional contract. In addition, it establishes that insurance companies should submit to SUSEP, by March 31 of the following calendar
year, technical justification for a percentage of reinsurance assignment in excess of 90%, considering the totality of their operations,
per calendar year. In addition, reinsurance and retrocession operations carried out between companies linked or belonging to the same
financial conglomerate must occur under balanced conditions of competition, and the parties involved will be responsible for demonstrating
compliance with these conditions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Recently,
CNSP Resolution No. 380/20 extended the list of people who can purchase reinsurance, including: (i) Open Supplementary Pension Fund Entity
(EAPC) (Article 2, paragraph 1); and (ii) Closed Supplementary Pension Fund Entity (EFPC) and operators of private health care plans (Article
2, paragraph 2). Although it was revoked by CNSP Resolution No. 451/22, the provisions in this regard were maintained.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Taxes
on our main transactions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Taxes
on financial transactions (&ldquo;IOF&rdquo;) </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>On
loan transactions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">IOF
on loans levied on loan operations have as their taxable event the delivery of the obligation amount or value or its placement available
to borrowers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Rate
applicable to loans and advances of any type, including credit opening is 0.0041% per day to legal entity borrowers and 0.0082% to individual
borrowers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
IOF on loans daily rate will be charged on principal available to borrowers regarding the loans and advances, whereby:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 3pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 17pt">&bull;</TD><TD STYLE="text-align: justify">for cases in which the amount of principal is determined, the IOF on loans daily rate shall not exceed
the amount resulting from the daily rate applied to each principal amount, which is expected to be used for the transaction, multiplied
by three hundred and sixty-five days (365);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 3pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 17pt">&bull;</TD><TD STYLE="text-align: justify">for cases in which the amount of principal is not determined before the transaction (revolving credit),
the values of interest and charges that will use the limits of revolving credits, will be part of the principal amount, subject to IOF
on loans rates, so that the calculation base will comprise the sum of daily outstanding debt balances calculated on the last day of each
month.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
January 2008, besides IOF on loans daily rate on the transactions mentioned above, loans and advances have been subject to IOF on loans
additional rate of 0.38% irrespective of the repayment period or whether the borrower is an individual or a legal entity. This way, in
loan operations with defined principal, for legal entities, IOF on loans rate shall not exceed 1.8765% and for individuals, it will not
exceed a 3.373% rate, which corresponds to the result of applying the daily rate to each amount of principal stipulated for the transaction,
multiplied by 365 days, plus an additional rate of 0.38% even if the loan is to be repaid by installment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">IOF
on loans is levied on loan operations between individuals and legal entities domiciled in Brazil, as well as on operations whose creditor
resides in Brazil, even if the debtor is located abroad. However, IOF on loans is not levied on loans where the lender is located abroad,
and the borrower is in Brazil.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance
transactions</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">IOF on
insurance levied on insurance operations has as its taxable event the receipt of premium. Applicable rates are as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">0.0% on: (i) reinsurance operations; (ii) operations related to mandatory insurance, linked to residential
housing loans granted by an agent of the national housing system (SFH); (iii) insurance operations for export credits and international
merchandise transportation; (iv) insurance operations entered into Brazil, related to the cover for risks relating to the launch and operation
of the satellites Brasilsat I and II; (v) aeronautical insurance and civil liability of airlines; (vi) premiums intended to finance life
insurance plans with survival coverage; and (vii) guarantee insurance;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">0.38% of premiums paid, in the case of life insurance and similar policies, for personal or workplace
accidents, including mandatory insurance for personal injuries caused by vehicles or ships or cargo to persons transported or others;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">2.38% private health insurance business; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">7.38% for all other insurance transactions.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Income
and social contribution taxes on income</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Federal
taxes on company profits include two components, income tax known as IRPJ and tax on net income, known as Social Contribution or CSLL,
both calculated on the adjusted net income. Income tax charges are calculated based on a rate of 15.0% plus a surcharge of 10.0% on taxable
income exceeding R$240 thousand per annum, corresponding to a combined rate of 25.0%. Social contribution tax payable by the majority
of financial institutions is calculated based on a rate of 15% as of January 1, 2019.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">However,
with the enactment of Constitutional Amendment No. 103/19, as of March 1, 2020, the banks of any kind and the development agencies began
to be subject to the increased rate of 20%. On March 1, 2021, Provisional Measure No. 1,034/21 was enacted, which increases the rates
for Social Contribution by 5% for the majority of financial institutions (including banks of any kind) during the period from July 1,
2021 to December 31, 2021. Provisional Measure No. 1,034/21 was converted into Law No. 14,183/21, which (i) increased to 25% the CSLL
rate on banks of any kind, reduced to 20% as of January 1, 2022; and (ii) maintained the increase in the Social Contribution rate to 20%
for most of the other financial institutions until December 31, 2021, which was subsequently reduced to 15%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2022,
however, Provisional Measure No. 1,115/22 was edited, later converted into Law No. 14,446/22, increasing until December 31, 2022: (i)
from 20% to 21% the CSLL rates on banks of any kind; and (ii) from 15% to 16% for other financial institutions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Legal
entities in Brazil are taxed based on their global income, and not just the income produced exclusively in Brazil. As a result, profits,
capital gains and other income obtained abroad by Brazilian entities are computed in the determination of their taxable profits on an
annual basis.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As a
rule, affiliates abroad will have their dividends (and not the corporate profit) taxed in Brazil at the time of effective distribution,
except: (i) if they are domiciled in a tax haven or if they adopt a sub-taxation scheme, or (ii) they are treated as subsidiaries. With
regard to the subsidiaries, the controller legal entities in Brazil must: (i) record in sub accounts the investment account, in proportion
to the stake held, the share of the adjustment of the investment value equivalent to corporate profits (calculated before local income
tax), earned by the subsidiaries, directly and indirectly, in Brazil or abroad, concerning the calendar year in which they were calculated
in the balance sheet; and (ii) compute these values in their calculation base of the IRPJ and Social Contribution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Interest
paid or credited by a company based in Brazil to: (i) an addressee domiciled abroad, whether or not holding equity interest in the company
paying; or (ii) an addressee resident, domiciled or incorporated in a tax haven or locality with a low or privileged tax regime are subject
to the deductibility limits imposed by thin-capitalization and transfer pricing rules.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Tax
deductions for any payment to a beneficiary resident or domiciled in a country with tax haven are also subject to the following: (i) identification
of the actual beneficiary of the person domiciled abroad; (ii) proof of the ability of the person located abroad to complete the transaction;
and (iii) documented proof of payment of the respective price and of receipt of the assets, rights, or utilization of service.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
variation in the monetary value of companies&rsquo; credit rights and obligations in Brazil due to varying exchange rates can be calculated
on a cash or accrual basis. The election of the tax regime must be exercised in January of each calendar year and may only be altered
during the fiscal year if there is &ldquo;material variation in the exchange rate&rdquo;, as published by a Finance Ministry Directive.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>PIS
and Cofins</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Two
federal taxes are imposed on the gross revenues of legal entities: PIS and Cofins. Nonetheless, many revenues, such as: dividends, equity
earnings from unconsolidated companies, revenues from the sale of non-current assets (investments, fixed assets and intangible assets)
and, in general, export revenues paid in foreign currency are not included in the calculation base for PIS and Cofins. Revenues earned
by corporations domiciled in Brazil are subject to PIS and Cofins taxes corresponding to interest on own capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazilian
legislation authorizes certain adjustments to the calculation base of those taxes depending on the business segment and on other aspects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Between
2002 (PIS) and 2003 (Cofins), the government implemented a non-cumulative collection system of PIS and Cofins taxes, allowing taxpayers
to deduct from their calculation basis credits originating from certain transactions. In order to offset these credits, the rates of both
PIS and Cofins were substantially increased. Subsequent to the changes made to PIS and Cofins, as of May 2004, both taxes are applicable
on imports of goods and services when the taxpayer is the importing company domiciled in Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
August 2004, the PIS and Cofins rates due on financial revenues were 0.0%, including those arising from operations carried out for purposes
of hedge, earned by legal entities subject to the system of non-accrual of these contributions. However, Decree No. 8,426/15 establishes
that from July 2015, the rates will be restored to 0.65% regarding the PIS and 4.0% regarding the Cofins. Note that on December 30, 2022,
Decree No. 11,322/22 had been published reducing the related rates to 0.33% and 2.0%, respectively, however, this Decree was revoked on
January 1, 2023 by Decree No. 11,374/23, if the original wording provided for in Decree No. 8,426/15 is reestablished.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On the
other hand, according to the amendments made by Decree No. 8,451/15 to Decree No. 8,426/15, the contributions to PIS and Cofins are subject
to a zero tax rate, specifically in relation to financial revenues arising from: (i) monetary variation, depending on the exchange rate,
of export operations of goods and services, as well as obligations incurred by the legal entity, including loans and financing; and (ii)
hedge operations carried out on the stock exchange, of commodities and of futures, or in the organized OTC market. Certain economic activities
are expressly excluded from the procedures of the non-accrual collection of the PIS and Cofins. This is the case of financial institutions,
which shall remain subject to PIS and Cofins by the &ldquo;accrued&rdquo; procedures, which does not permit the discount of any credits,
as provided by Article 10, paragraph I, of Law No. 10,833/03. Despite this impossibility of accrual of credits, the legislation in force
enables the exclusion of certain expenditure in the calculation by such entities of the bases of calculation of the PIS and Cofins (as
is the case, for example, of the expenses incurred by the banks in financial mediation operations and expenditure on severance payments
corresponding to accidents occurring in the case of private insurance companies). In such cases, the income received by the financial
institutions is subject to Contribution to the PIS and Cofins at the rates of 0.65% and 4.0%, respectively.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In July
2010, the Brazilian tax authorities introduced digital tax records (Escritura&ccedil;&atilde;o Fiscal Digital &ndash; EFD) for PIS and
Cofins taxes, which must be adopted, including by financial institutions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
the National Congress approved PEC No. 45/19 responsible for the Tax Reform in Brazil, resulting in Constitutional Amendment No. 132/23.
This Constitutional Amendment reorganizes the taxation on consumption in Brazil, having as main milestone the replacement of five current
taxes (PIS, COFINS, ICMS, ISS and IPI) by a Value Added Tax (VAT) rate, divided into two: (i) the Contribution on Goods and Services</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">(CBS), which will be
allocated to the Government, and (ii) the Goods and Services Tax (IBS), which will go to states and municipalities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In this
sense, after the end of the transition process of the Tax Reform, starting in 2026, the social contributions, PIS and COFINS, will cease
to exist, being replaced by the Contribution on Goods and Services (CBS).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">At the
moment, we cannot estimate the impacts that the implementation of the Tax Reform approved by PEC No. 45/19 will have on the operations
developed by the company. In this sense, although taxation on consumption has undergone significant changes, which may result in a possible
increase in the tax burden, there is no way of predicting the impacts on the gross margin of the company.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Compliance
with the Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS) (Tax Compliance Laws for Foreign Accounts)</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Based
on the commitment to observe the laws and regulations applicable to their business, we comply with the criteria established by the international
treaties, FATCA and CRS, which aim to combat and curb tax evasion, money laundering and terrorist financing.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Established
by the United States government and with the aim of identifying the financial accounts of American taxpayers residing in other countries,
the FATCA law was published in Brazil through Decree Law No. 8,506/15, of the Executive Branch.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
CRS, conceived under the coordination of the OECD (Organization for Economic Co-operation and Development) with the participation of the
main countries of the world, was released by the Brazilian Federal Revenue Service, through Normative Instruction No. 1,680/16, following
the same guidelines as the American Fatca Law, that is to identify the financial accounts of taxpayers from foreign countries who are
acceding to the agreement.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">To meet
national and international requirements, internal compliance standards were established to highlight the transparency of information and
to adopt effective measures to control, monitor and improve existing processes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Centralized
Registration and Deposit of Financial Assets and Securities</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2017, the Brazilian Congress converted Provisional Measure (PM) No. 775/17, issued by the President of Brazil in April 2017, into Law
No. 13,476/17. The new law consolidates the provisions on the creation of liens over financial assets and securities. On the same day,
the CMN issued Resolution No. 4,593/17, as amended, to regulate the provisions set by Law No. 13,476/17 and consolidate the regulation
on centralized deposits and registry of financial assets and securities issued or owned by financial institutions and other institutions
authorized to operate by the Central Bank of Brazil. Resolution No. 4,593/17, as amended, presents a clearer definition of financial assets
which includes, in addition to traditional financial instruments such as certificates and bank deposit receipts, credit securities subject
to discount and credit card receivables. In addition, the rule establishes that the record of financial assets and securities is (i) applicable
to bilateral operations (meaning operations directly with clients), with some exemptions in certain situations; and (ii) the centralized
deposit is applicable to credit securities with payment obligations and securities issued by financial institutions or other institutions
authorized to operate by the Central Bank of Brazil as a condition for engaging in certain negotiations and in the assumption of custody.
The Central Bank of Brazil will issue regulations governing the implementation of such rules, including the creation of an electronic
system for the constitution of liens and encumbrances.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
December 2020, by means of BCB Normative Instruction No. 61/20, the financial institutions and other institutions authorized to operate
by the Central Bank of Brazil should inform the standardized identifier of the loan (IPOC), dealt by in Circular No. 3,953/19, as amended
by BCB Resolution No. 36/20, in the registry of financial instruments representative of loan and leasing operations, including those subject
to assignment of credit, chattel and portability and in the form of credit rights, in systems of registration and financial settlement
of assets authorized by the Central Bank of Brazil.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In March
2023, the Central Bank of Brazil issued BCB Resolution No. 308/23, which provides for the conditions for the exercise of the activities
of registration and centralized deposit of real estate receivables by central financial asset registrars and depositories. Among these
conditions, the said Resolution provisions that the contracts must establish, among others, that the real estate receivables of the enterprise
will be registered or deposited exclusively in the registered entity or in the contracted central depositary, whereby portability is admitted.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the purposes of BCB Resolution No. 308/23, the real estate credit right constituted or to be constituted is considered receivable, which
is the result of a purchase and sale contract or a promise of purchase and sale, with or without the issuance of a Mortgage Bond (CCI),
agreed between syndicator or developer and purchaser or committed purchaser of an autonomous real estate unit or lot.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: justify"><B>main aspects related to compliance with legal and regulatory obligations related to environmental and
social issues by the issuer</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Sustainability
is one of the strategic drivers of Bradesco, because we understand that the management of environmental, social and governance (ESG or
ASG in Portuguese) issues has become key to our survival and growth in an environment that is increasingly dynamic and challenging. As
we seek to generate shared and long-term value for investors, employees, suppliers, clients and society, we also contribute to the sustainable
development of the country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><U>Guidelines
and governance </U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
actions are guided by a set of policies and standards which incorporate best practices in sustainability management and which also govern
our voluntary commitments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Corporate Sustainability Policy aims to promote our sustainability goals and guide the actions related to the socio-environmental factors
of our business. Other policies and rules incorporate these guidelines, consolidating the practices of social and environmental responsibility,
including from a risk management perspective.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Socio-Environmental and Climate Responsibility Standard (PRSAC) defines the main compliance procedures for the socio-environmental and
climate criteria governing our business, relationships with stakeholders and the overall governance of the theme. The Social, Environmental
and Climate Risk Standard establishes the scope and approach to managing these risks, covered in more detail in the section on &ldquo;Social,
environmental and governance criteria in business decisions&rdquo;.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
main governance body presiding over the topic is the Sustainability and Diversity Committee, which includes members of the Board of Directors
and of the Board of Executive Officers, including the CEO. The Committee is advised by the Sustainability Committee, an executive body
composed of officers and managers of various areas, ensuring the implementation of the strategy, monitoring the execution of projects
and their impact on our performance. From the perspective of socio-environmental risk, the main decision-making forums are the Executive
Risk Management Committee and the Integrated Risk Management and Capital Allocation Committee.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B><U>Sustainability
Strategy </U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt">In line with the Sustainable
Development Goals (SDGs) prioritized by the Organization, our sustainability strategy is based on promoting a change agenda focused on
three important themes:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 34%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 9pt; color: #4F81BD; line-height: 115%"><B>Sustainable business</B></FONT></TD>
    <TD STYLE="width: 33%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 9pt; color: #4F81BD; line-height: 115%"><B>Climate change</B></FONT></TD>
    <TD STYLE="width: 33%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 9pt; color: #4F81BD; line-height: 115%"><B>Financial citizenship </B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">To drive businesses with a positive impact that foster socio-environmental development</FONT><FONT STYLE="color: #404040">.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">To ensure that our businesses are prepared for climate challenges, raising awareness and engaging our clients about risks and opportunities</FONT><FONT STYLE="color: #404040">.</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">To promote education and financial inclusion to leverage socioeconomic development</FONT><FONT STYLE="color: #404040">.</FONT></TD></TR>
  </TABLE>

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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">These
strategic objectives are aligned to the 2030 Agenda of the United Nations and incorporate the commitment to contribute to the Sustainable
Development Goals (SDGs), with an emphasis on six goals that we prioritize:</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040">4
&ndash; Quality education</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040">5
&ndash; Gender equality</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040">8
&ndash; Decent work and economic growth</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040">9
&ndash; Industry, innovation and infrastructure</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040">10
&ndash; Reduced inequalities</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; text-align: justify; text-indent: 0in; margin-right: 0; margin-bottom: 0; margin-left: 35.3pt; color: #404040">13
&ndash; Climate action</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><U>Voluntary
commitments </U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We adhere
to internationally recognized business initiatives and voluntary commitments, such as: <FONT STYLE="line-height: 115%">Global Compact,
Sustainable Development Goals (SDGs</FONT>), <FONT STYLE="line-height: 115%">Equator Principles, Principles for Responsible Investment
(PRI), Principles for Sustainable Insurance (PSI), Principles for Banking Responsibility (PRB), Women&rsquo;s Empowerment Principles (WEPs),
Investors for the Climate (IPC), Partnership for Carbon Accounting Financials (PCAF), among others.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We commit
to raising awareness and financing of our clients in the transition to a low-carbon economy and adhere to the Net-Zero Banking Alliance
(NZBA), committing to decarbonize our loan and investment portfolios to achieve zero net emissions by 2050<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><U>Social,
environmental and climate criteria to business decisions</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We seek
to incorporate and to constantly improve the analysis of the social, environmental and climate criteria to the business decisions, as
well as to the offer of credit, investments and insurance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Credit</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
a governance structure, comprised of committees, policies, standards and procedures, which is intended to identify, measure, mitigate,
monitor and report social, environmental and climate risks. This structure complies with the Central Bank of Brazil&rsquo;s Resolutions
and observes the principles of relevance and proportionality, which are necessary given the complexity of financial products and the profile
of our activities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Following
an institutional governance, the area of Socioenvironmental and Climate Risk Analysis and Control conducts processes for the evaluation
of operations and clients, formulation of socio-environmental risk rating, and monitoring of activities, according mainly to the scope
and criteria indicated in the Social, Environmental and Climate Risk Standard, in addition to the requirements and obligations established
by Brazilian laws and regulations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Investment</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Asset, in accordance with the guidelines of its Responsible Investment Policy, adopts an analysis methodology that considers Environmental,
Social and Governance factors (ESG) for all types of assets under its management. This methodology, applied to both private and public
securities, allows a more comprehensive assessment of risks and opportunities, aligning asset management with the principles of sustainability
and social responsibility.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
private securities, the methodology takes into account the relevant topics of each sector, identifying the risks and opportunities that
companies face. In the case of public securities, indicators are considered that assess regulatory quality and public policies aimed at
providing basic services to the population, environmental conservation and reducing social inequality. Thus, Bradesco Asset incorporates
socio-environmental aspects in its business, with the aim of providing superior and sustainable returns in the management of its clients&rsquo;
investments.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition,
Bradesco Asset strives to engage companies and business partners to adopt best practices in their respective sectors. Annually, it publishes
the results of this work in the Transparency Report of Principles for Responsible Investment (PRI), to which it is a signatory.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
Asset offers funds with strategies dedicated to ESG in various modalities, such as variable income, fixed income and fund of funds. Among
the local funds, the FIA Corporate Sustainability, with variable income, and the Private Credit Performance SRI 20, with fixed income
are featured. In addition, Bradesco Asset has other funds that adopt different active management strategies, combining local and global
action strategies, such as the FIC FIA ESG Global BDR Level I and the FIC MM ESG Global.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2023,
Bradesco Asset managed R$659.2 billion in investment funds, of which R$658.7 billion were evaluated considering ESG issues, representing
99.9% of the total assets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Insurance</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Grupo
Bradesco Seguros integrates ESG aspects into its business by offering widely diversified and accessible solutions, products and services,
seeking to further our commitment to contribute towards the country&rsquo;s sustainable development. Therefore, since 2012, Grupo Bradesco
Seguros has integrated into its business the Principles for Sustainable Insurance (PSI) and its voluntary commitment to the United Nations
Environment Programme Finance Initiative (UNEP-FI), which seeks to continuously evaluate the demand for financial and insurance products
that offer adequate solutions to clients, both in order to boost a low-carbon economy and protect clients from the impacts of, or adapt
them to, the transformations originating from climate change. The Group also participates as a member of the UNEP-FI Global Steering Committee.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In May
2022, the Group signed the Task Force Climate-Related Financial Disclosures (TCFD) commitment initiative that seeks to develop and implement
recommendations for the dissemination and analysis of risks and opportunities related to climate issues and the way they are managed.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
addition, the Group has its own Sustainability Committee, subject to the Steering Committee of Bradseg Participa&ccedil;&otilde;es S.A.,
which relies on the participation of the Executive Officers and Superintendents of the companies of the Company. The committee aims to
propose strategies and solutions fostering the implementation of sustainability best practices to the activities and business </FONT>of
the Company, of Associates and Subsidiaries, contributing towards their capacity of adding value in the long run. <FONT STYLE="line-height: 115%">Bradesco
Seguros also has an area dedicated to the Socio-environmental and Climate Risk Management, which reports to its Risk Committee and, via
the latter, to the Boards of Executive Officers of the business units on the evolution of </FONT>sustainability risks (social, environmental
and related to climate change)<FONT STYLE="line-height: 115%">. </FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
Group is also governed by </FONT>its own Sustainability Policy and <FONT STYLE="line-height: 115%">internal rules on Social and Environmental
Responsibility and Socio-environmental Risk, which adopt environmental, social and governance criteria in the monitoring of the processes
and operations of the companies of Grupo Bradesco Seguros.</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>reliance on patents, trademarks, licenses, concessions, franchises, contracts of royalties relevant
to the development of the activities</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">No reliance
on patents, trademarks, licenses, concessions, franchises, contracts of royalties relevant to the development of the Bradesco activities.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>d)</B></TD><TD STYLE="text-align: justify"><B>financial contributions, with indication of the respective values, made directly or through third parties:</B></TD></TR></TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="line-height: 115%"><B>i.</B></FONT></TD><TD STYLE="text-align: justify"><B>in favor of occupiers or candidates for political positions</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="line-height: 115%"><B>ii.</B></FONT></TD><TD STYLE="text-align: justify"><B>in favor of political parties</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="line-height: 115%"><B>iii.</B></FONT></TD><TD STYLE="text-align: justify"><B>to fund the exercise of influence activity in public policy decisions, especially in the content of
normative acts</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 37.8pt; color: #404040">According
to the provisions of Law No. 9,504/1997 (Electoral Law) and Law No. 9,096/1995 (Political Party Law), and in our &ldquo;Bradesco Integrity
Program&rdquo; Standard donations of legal entities to candidates or political parties are
prohibited, therefore, Bradesco Organization and its jointly or individually controlled companies are expressly prohibited from making
any political donations.</P>


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    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 37.8pt; color: #404040">Although
donations by Individuals are allowed, it is recommended to all who exercise statutory functions in the Bradesco Organization to refrain
from making personal donations to electoral campaigns, extending the same recommendation to those who are inserted in their circle of
economic dependence<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 37.8pt; color: #404040">The
Bradesco Integrity Program standard is available on the Bradesco RI website <U>https://www.bradescori.com.br/en/corporate-governance/compliance-and-ethics/integrity-program/</U><FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446039"></A><A NAME="a_Toc167085901"></A>1.7
&ndash; Countries from which the issuer generates significant revenue</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not get relevant revenues from its holdings in foreign countries.</P>

<P STYLE="font: 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #365F91"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446040"></A><A NAME="a_Toc167085902"></A>1.8
&ndash; Foreign countries disclosed in item 1.7, describing relevant impacts arising from the regulation of these countries on the issuer's
business</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
they do not provide relevant revenues, specific regulations of the countries where Bradesco has business do not have relevant impacts
on the operations of the Bank.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446041"></A><A NAME="a_Toc167085903"></A>1.9
&ndash; Environmental, social and corporate governance (ESG) information, indicate:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the issuer discloses ESG information in an annual report or other specific document for this purpose</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco&rsquo;s
Integrated Report comprises main financial and non-financial actions and results based on topics considered most relevant to the Organization
and its stakeholders. In addition, specific contents are disclosed on the Investor Relations (<U>www.bradescori.com.br/en/</U>) and Sustainability
(<U>banco.bradesco/html/classic/sobre/sustentabilidade/en/index.shtm</U>) websites.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The methodology or standard followed in the preparation of this report or document</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">To prepare
the Report we follow the Global Reporting Initiative (GRI) and International Integrated Reporting Council (IIRC) methodologies. We also
consider the transparency guidelines of the Sustainability Accounting Standards Board (SASB) and the Abrasca Code for Self-Regulation
and Good Practices of Publicly Traded Companies. We seek to meet the transparency requirements used by B3&rsquo;s Corporate Sustainability
Index (ISE) and the Dow Jones Sustainability Index (DJSI); among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If this report or document is audited or reviewed by an independent entity, identifying that entity, if applicable</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
process of preparation and the information published in the Integrated Report are ensured by KPMG Auditores Independentes Ltda.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The page on the internet where the report or document can be found</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt"><FONT STYLE="color: #404040; line-height: 115%">More
information about the Integrated Report, and Bradesco&rsquo;s policies, practices and rules, is available on: <U>www.bradescori.com.br/en/
</U></FONT>and <FONT STYLE="color: #404040; line-height: 115%"><U>https://banco.bradesco/html/classic/sobre/sustentabilidade/en/index.shtm</U>.</FONT>&nbsp;</P>


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    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> If the report or document produced considers the disclosure of a materiality matrix and ESG key performance indicators, and what
are the material indicators for the issuer</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We used
as methodology the dual materiality, analyzing the sustainability aspects in the priorities of socio-environmental impact, financial
materiality and perception of relevance of stakeholders. Several ESG key indicators are presented throughout the integrated report with
special emphasis on those inserted in the sections on the themes of Financial Citizenship, Sustainable Business and Climate Agenda. Available
on: <FONT STYLE="line-height: 115%"><U>https://www.bradescori.com.br/en/bradesco/integrated-report/</U>.</FONT>&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>If the report or document considers the Sustainable Development Goals (SDGs) established by the United Nations and what are the
material SDGs for the issuer's business</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Aligned
with the Sustainability Strategy and leveraging our commitment to generating value to our stakeholders, we prioritize six SDGs, which
reinforce the commitment to align business with the 2030 Agenda, monitoring the impact and contribution to the goals of society and its
progress in the implementation of the Principles for Banking Responsibility (PRB).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
prioritization process took place in 2019 and considered consultation with stakeholders, comparative study of industry benchmarking, relevance
matrix and strategic pillars of the Organization, Brazilian scenario (main social and environmental issues) and recommendations and reporting
and performance guidelines, among others. The result and the prioritization process were verified by external consulting, with opinion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 35.45pt; color: #404040">The
priority SDGs listed in the process are:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">4 &ndash;
Quality education</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">5 &ndash;
Gender equality</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">8 &ndash;
Decent work and economic growth</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">9 &ndash;
Industry, innovation, and infrastructure</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">10 &ndash;
Reduced inequalities</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">13 &ndash;
Climate action</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>g)</B></TD><TD STYLE="text-align: justify"><B>If the report or document considers the recommendations of the Task Force for Climate Change-Related
Financial Disclosures (TCFD) or recommendations for financial disclosures of other recognized entities that are related to climate issues</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Yes,
we follow Task Force guidelines for Climate Change-Related Financial Disclosures (TCFD) and also report climate-related requirements for
key market indices and ratings, such as CDP, ISE and Dow Jones.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>h)</B></TD><TD STYLE="text-align: justify"><B>If the issuer performs greenhouse gas emission inventories, indicating, if applicable, the scope of
the inventoried emissions and the page on the world computer network where additional information can be found</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt"><FONT STYLE="line-height: 115%">Since
2006, we have developed the Emission Inventory of our operations, following the guidelines of the ABNT ISO 14,964-1 Standard. From 2008,
we also incorporated the specifications of the Brazilian GHG Protocol Program into the process. The inventory can be found on: <U>https://banco.bradesco/assets/classic/pdf/sustentabilidade/en/bradesco-inventory-of-GHG-emissions-2023.pdf</U></FONT>.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446042"></A><A NAME="a_Toc167085904"></A>1.10
&ndash; Specific information of mixed economy companies</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 28.35pt; color: #404040">Not applicable.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446043"></A><A NAME="a_Toc167085905"></A>
1.11 &ndash; Indicate the acquisition or disposal of any relevant asset that is not classified as a normal operation in the issuer's business</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>BV
DTVM (Tivio Capital)</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">On August
24, 2022, Bradesco, through its subsidiary Kartra Participa&ccedil;&otilde;es Ltda., firmed with Banco Votorantim S.A., a contract for
the formation of an independent investment manager, through the acquisition of the equity stake of 51% of the capital of BV Distribuidora
de T&iacute;tulos e Valores Mobili&aacute;rios S.A. (&ldquo;BV DTVM&rdquo;, previous denomination of Tivio Capital Distribuidora de T&iacute;tulos
e Valores Mobili&aacute;rios S.A.), whereby Banco Votorantim S.A. remains as a holding shareholder of 49%. On February 28, 2023, after
compliance with the previous legal and regulatory conditions, the acquisition was completed.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>Hospital
Santa L&uacute;cia</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">On
August 31, 2023, Atl&acirc;ntica Hospitais e Participa&ccedil;&otilde;es S.A. (&ldquo;Atl&acirc;ntica&rdquo;), a company indirectly controlled
by Banco Bradesco S.A. and Bradseg Participa&ccedil;&otilde;es S.A. (member of the Grupo Bradesco Seguros), firmed with Hospital Santa
L&uacute;cia S.A. (&ldquo;HSL&rdquo;) and, together with its subsidiaries, (&ldquo;Grupo Santa&rdquo;) and its current partners (&ldquo;<I>Fam&iacute;lia
Leal&rdquo;</I>), an Investment, Purchase and Sale Agreement of Shares and other Covenants for Atl&acirc;ntica to acquire 20% of the
share capital of HSL. Grupo Santa is the largest hospital network in the Midwest region, with presence in the Federal District, Goi&aacute;s,
Mato Grosso and Mato Grosso do Sul. The consummation of the transaction is subject to compliance with certain suspensive conditions,
including the appropriate regulatory approvals.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>Hospital
Mater Dei</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">On December
21, 2023, Atl&acirc;ntica Hospitais e Participa&ccedil;&otilde;es S.A. (&ldquo;Atl&acirc;ntica&rdquo;), a company indirectly controlled
by Banco Bradesco S.A. and Bradseg Participa&ccedil;&otilde;es S.A. (member of the Grupo Bradesco Seguros), firmed with Hospital Mater
Dei S.A. (&ldquo;Mater Dei&rdquo;) an Investment Agreement for the establishment of a Specific Purpose Entity (&ldquo;SPE&rdquo;) in which
Atl&acirc;ntica will hold a 51% stake, and Mater Dei a 49% one, with the aim of developing and operating a new general hospital located
in the North region of the city of S&atilde;o Paulo. The hospital will be built on a property owned by a company of the Bradesco Organization,
which will be responsible for the development and lease of the building to the SPE, in the built to suit modality. The consummation of
the transaction is subject to compliance with certain suspensive conditions, including the appropriate regulatory approvals.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446044"></A><A NAME="a_Toc167085906"></A>1.12
&ndash; Indicate merger, division, incorporation, equity incorporation, capital increase or reduction involving the issuer and documents
in which more detailed information can be found</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In the
fiscal year 2023, there were no merger, divestiture, incorporation, incorporation of shares, increase or reduction of capital involving
the issuer.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">On March
11, 2024, we approved our merger with Bradesco Asset in accordance with the provisions of article No. 227 of Law No. 6.404/76. This merger
is part of our corporate reorganization intended to optimize out organizational structure, with us assuming the role of managing securities
portfolio activities as resource manager, succeeding Bradesco Asset in all rights and obligations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446045"></A><A NAME="a_Toc167085907"></A>1.13
&ndash; Indicate the firming, extinction or modification of shareholders&rsquo; agreements and the documents in which more detailed information
can be found</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 35.3pt; color: #404040">This did not happen in the
fiscal year 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 35.3pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">1. Issuer&rsquo;s activities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446046"></A><A NAME="a_Toc167085908"></A>
1.14 &ndash; Indicate significant changes in the way of conducting the issuer's business</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
fiscal year 2023 there was no significant alterations in the issuer&rsquo;s manner of conducting its business.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446047"></A><A NAME="a_Toc167085909"></A><A NAME="a_Toc134687822"></A>1.15
&ndash; Indicate significant contracts not directly related to operating activities entered into by the issuer or by its subsidiaries</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">All
contracts that we consider relevant have been duly described in item 1.11 of this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><I>&nbsp;</I></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446048"></A><A NAME="a_Toc167085910"></A>1.16
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is no other information deemed relevant at this time.<BR STYLE="clear: both">
</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc473877896"></A><A NAME="a_Toc167446049"></A><A NAME="a_Toc167085911"></A><A NAME="a_Toc452996575"></A><A NAME="a_Toc513543880"></A>
2. Officers&rsquo; notes</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446050"></A><A NAME="a_Toc167085912"></A>2.1
&ndash; General Financial and Equity Conditions</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>general financial and equity conditions</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Officers of the Organization understand that the Company has all financial and asset conditions to ensure the compliance with obligations,
guaranteeing the business expansion in the short- and long-term.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Officers&rsquo; analysis is based on information from the last two financial statements on the balance sheet date in accordance with international
accounting standards (IFRS &ndash; International Financial Reporting Standards), as follows:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023
we adopted the IFRS 17. The date of transition was January 1, 2023. As a result, the financial statements for the periods ending on December
31, 2023 and 2022 were prepared according to IFRS 17. For more details, see item 2.3.a.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><U>2023</U></B></P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
economic activity remains consistent. The labor market remains vibrant, sustaining income gains above inflation and consumption growth.
The GDP ended 2023 with an expansion of 2.9%. This year, we projected a 2.0% advance. The inflation chart is favorable, mainly with the
slowdown in service inflation, reinforcing our 3.6% forecast for the IPCA in 2024.</P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Copom should maintain SELIC's cuts. We predict that the basic interest rate will end 2024 at 9.5%, completing the cut cycle with an accumulated
reduction of 4.25 p.p.</P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Developed
countries have completed the high interest rate cycle. However, the discourse of major central banks does not yet suggest imminent cuts
in basic rates. Despite the recent decompression of inflation in the USA and Europe, price change remains above its targets. The gradual
deceleration of the economic activity in these regions also does not recommend urgency to begin interest cuts. China, on the other hand,
has been recording successive deflations and low economic growth.</P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
the net income was R$14.503 billion in the fiscal year, corresponding to a profitability of 8.8% on the average net shareholders&rsquo;
equity. The return on the average total assets was 0.8%. The consolidated shareholders&rsquo; equity attributed to the controlling shareholders
reached R$166.331 billion and the total balance of the assets was R$1.928 trillion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Loan
and Fundraising Operations and Resource Management</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We expanded
and diversified offers in the distribution channels, especially in the digital media, supplemented by the Branch Network and Banking Correspondents.
Our capillarity allows us to offer loans and financing directly or through strategic partnerships with various business chains, keeping
the focus on improving the customer experience and assessing their real needs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
in full operational capability. The policy we have guides management&rsquo;s actions, which is constantly updated and consistent with
the economic reality.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Among
the lines, we highlight:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%"><B>Agribusiness:</B>
we are featured among the biggest financiers in this niche. </FONT>We have 14 Agro Platforms that, distributed throughout Brazil, have
agribusiness managers and agronomists specialized in each region. Acting inside and outside the gate, we are present at the main agribusiness
fairs in Brazil, maintaining agreements with manufacturers and resales of both inputs and agricultural machinery and implements;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Special
Business:</B> solutions in structured operations for wholesale clients, among the largest funders in Emergency Programs, leader in transfer
of resources of the BNDES (National Bank for Economic and Social Development), leader in the leasing market, largest portfolio of securities
in the market and market leader in advances to suppliers;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Real
Estate Financing:</B> we are one of the most relevant in this market, maintaining a commitment to meet the demand of the sector and our
clients, financing both the construction industry and the acquisition of</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">property by the final
borrowers, they have 100% digital hiring for residential properties, including the signing and electronic registration of the contract
and digitalization of the processes carried out through real estate partners by means of APIs. We have real estate platforms with coverage
throughout the national territory;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>For
companies:</B> working capital items, advances on receivables and financing of goods focused on small and medium-sized enterprises. With
Bradesco Corporate, leader in assets of the Brazilian market for large and medium-sized enterprises, we offer complete solutions for different
needs and business sectors; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Individuals
(mass-market):</B> all personal loans, payroll-deductible loans, vehicle and rotary credit lines, where we continue transforming our customer
experience with these products through the evolution of commercialization and digital after-sales journeys and highlighting the massive
use of algorithms and advanced analytics, mapping the clients&rsquo; needs in real time, responding with the best product and business
conditions according to the context and moment of life for each profile, with a smooth, multi-channel approach.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Balance
of the main portfolios in the fiscal year:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$629.687 billion in 2023, of the reduction of 4.1% compared to 2022, reflecting the decrease in lending
to corporate customers that decreased by 10.0% compared to 2022, with emphasis on the decrease of 12.5% in loans (includes working capital,
rural credit and others) and 6.2% in financing and transfers (includes import/export financing, real estate, vehicles, BNDES/Finame transfers
and Leasing). It is worth mentioning that operations with individuals presented an increase of 0.7% compared to 2022, with highlights
for the growth of 1.4% in financing and transfers (including real estate and vehicle financing, BNDES/Finame transfers and others) and
a 1.8% in operations with limits (includes credit card and overdraft). The individual segment reflects the quality of the newly selected
cohorts of clients, characterized by the concession of products with lower risk profiles, who are inclined to make timely payments, resulting
in a volume of overdue entries that is lower than in previous years;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$621.935 billion in client resources, including: cash deposits, savings and term deposits, showing an
increase of 5.3% compared to the previous year;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$344.792 billion in technical provisions for insurance and pension, with an evolution of 13.1% compared
to the previous year;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$323.423 billion in financial institution resources, an increase of 14.7% compared to the previous year,
including: demand deposits, interfinancial, funds obtained funds on the open market and bonds for loans and transfers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$50.338 billion in subordinated debts, reduction of 3.6% compared to the previous year, comprising higher
volume of settlement and interest payments; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">R$244.966 billion in securities issuance resources, of which R$237.598 billion is issued in the country
and R$7.368 billion is issued abroad.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">By the
end of 2023, the market value of Bradesco, considering the closing prices of the common and preferred shares at B3, totaled R$172.2 billion,
representing 1.1 times the shareholders&rsquo; equity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
following are our key indicators:</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
important to highlight that the comments, in relation to the return on average shareholders&rsquo; equity (ROAE) and the return on average
assets (ROAA), are presented in item 2.1.h. Other analyses that are relevant to our financial and economic conditions related to liquidity
sources and levels of indebtedness are presented in items 2.1.d, 2.1.e, 2.1.f and 2.1.h.</P>


<!-- Field: Page; Sequence: 74 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; color: rgb(64,64,64)"><TR STYLE="vertical-align: top"><TD STYLE="width: 20px"></TD><TD STYLE="width: 20px"><B>I.</B></TD><TD><B>Operating
Coverage Ratio</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million </B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" ROWSPAN="3" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Calculation Basis </B></FONT></TD>
    <TD ROWSPAN="3" STYLE="border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;Variation </B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;R$ </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Personnel expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(20,814)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(19,889)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(925)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.7 </FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Administrative Expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16,286)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(16,575)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">289 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 5%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="vertical-align: middle; white-space: nowrap; width: 59%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total (A)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(37,100)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(36,464)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(636)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;1.7 </B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net fee and commission income (B)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;26,957 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;27,124 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(167)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0.6)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Operating Coverage Ratio (B)/(A)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>72.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>74.4%</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; white-space: nowrap; padding-right: 1.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>(1.7)</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 1.5pt; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>p.p.</B></FONT></TD></TR>
  <TR>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
2023, the operational coverage ratio decreased by 1.7 p.p. compared to 2022, due to the increase in our personnel expenses &ndash; given
the effect of the collective bargaining agreements &ndash; </FONT>and by the reduction of the net income of services and commissions,
especially checking accounts and collection<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Regarding
the variations presented for fee and commission income, payroll and related benefits and administrative expenses comments are included
in item 2.1.h.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 18pt"></TD><TD STYLE="width: 10.35pt"><B>II.</B></TD><TD STYLE="text-align: justify"><B>Indicators of loans and overdue advance payments and expected loss from loans and advance payments</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We will
only use some of these indicators to monitor and support the decision-making process in relation to the loan operations and advance payments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The following
tables show a summary of our loans and advances indicators:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: rgb(192,0,0) 1.5pt solid; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD COLSPAN="4" STYLE="vertical-align: bottom; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>R$
    million (unless otherwise stated)</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Indicators
    of losses on loans and advances and non-performing loans overdue for over 60 days</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2023
    </B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2022
    </B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Horizontal
    Analysis</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2023
    x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; width: 64%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Non-performing
    loans and advances to customers, over 60 days</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">38,241
    </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">34,269
    </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;3,972
    </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;11.6
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Foreclosed
    assets</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">1,329
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">1,237
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">92
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;7.4
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Total
    non-performing loans and advances to customers and foreclosed assets</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>39,570
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>35,506
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>&nbsp;4,064
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>&nbsp;11.4
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Total
    loans and advances to clients</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>629,687
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>656,867
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>&nbsp;(27,180)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>(4.1)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Expected
    credit losses for loans and advances <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>53,662
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>59,665
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>&nbsp;(6,003)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>(10.1)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Non-performing
    loans and advances as a percentage of total loans and advances to clients</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">6.1
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">5.2
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">0.9
    p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Non-performing
    loans and advances and foreclosed assets as a percentage of total loans and advances to clients</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">6.3
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">5.4
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">0.9
    p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Expected
    credit losses for loans and advances as a percentage of total loans and advances to clients</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">8.5
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">9.1
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">-0.6
    p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Expected
    credit losses for loans and advances as a percentage of nonperforming loans and advances to clients</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">140.3
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">174.1
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">-33.8
    p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Expected
    credit losses for loans and advances as a percentage of nonperforming loans and advances to clients and foreclosed assets</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">135.6
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">168.0
    </FONT></TD>
    <TD COLSPAN="2" STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">-32.4
    p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Net
    charge-offs for the period as a percentage of the average balance of loans and advances to clients (including non-performing loans
    and advances) <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">6.3
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">2.9
    </FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: rgb(192,0,0) 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">3.4
    p.p.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 7pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">(1) Considers expected
losses on loans, commitments to be released and financial guarantees provided; and</P>

<P STYLE="font: 7pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: left; text-indent: 0in; color: #404040">(2) Total
net asset written off divided by average total assets.</P>


<!-- Field: Page; Sequence: 75 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-size: 9pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>R$
    million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Changes
    of balance for impairment of loans and advances</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2023
    </B></FONT></TD>
    <TD ROWSPAN="3" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2022
    </B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Horizontal
    Analysis</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>2023
    x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 64%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Balance
    at the beginning of the year</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>59,214
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>46,182
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>&nbsp;13,032
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B>&nbsp;28.2
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Expected
    credit loss for loans and advances <SUP>(1) (2)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">34,849
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">31,786
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;3,064
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;9.6
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">Loan
    charge-offs </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;(40,402)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;(18,754)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;(21,648)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040">&nbsp;115.4
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #3C679A"><B>Expected
    credit losses for loans and advances at the end of the year </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>53,662
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>59,214
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>&nbsp;(5,552)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>(9.4)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Ratio
    of expected credit losses for loans and advances to average loans and advances to customers</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>5.5
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>5.0
    </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>0.5
    p.p.</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">(1) Considers expected
losses on commitments to be released, financial guarantees provided and income from credit recovery.</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 0in; color: #404040">(2) It
does not include revenues with credit recovery worth R$4,673 million in 2023 (R$5,871 million in 2022) in BR GAAP they are allocated under
Other Operating Revenues, while in IFRS they are allocated under Expenses with Expected Losses.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2023, our expected
loss on loans and advances increased by 14.5%, reflecting the prevailing economic conditions (inflation and volatility in interest rates)
during this credit cycle and higher expenses with clients in the wholesale segment. <FONT STYLE="color: #404040; line-height: 115%">We
note that our expected loss expenses continue to be concentrated in older cohorts, while more recent credit cohorts show positive performance,
since it is a concession policy focused on lower-risk operations and, consequently, lower expected loss expenses, in line with the new
strategies implemented. Our level of credit losses, net of recoveries, reached 5.6% of the average balance of loans and advances to clients
in 2023 (2.0% in 2022).</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><FONT STYLE="line-height: 115%">We
had a provision for expected losses on loans and advances </FONT>amounting <FONT STYLE="line-height: 115%">to R$53,662 million </FONT>in
<FONT STYLE="line-height: 115%">2023, reaching a coverage ratio of loans over 90 days of 164.6% (209.4% </FONT>in <FONT STYLE="line-height: 115%">2022</FONT>)
<FONT STYLE="line-height: 115%">and over 60 days of 140.3% (172.8% </FONT>in <FONT STYLE="line-height: 115%">2022).</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><FONT STYLE="line-height: 115%">Our</FONT>
loan <FONT STYLE="line-height: 115%">portfolio and advances to </FONT>clients reduced <FONT STYLE="line-height: 115%">4.1%, </FONT>going
from <FONT STYLE="line-height: 115%">R$629,687 million</FONT>, in <FONT STYLE="line-height: 115%">2023 from R$656,867 million </FONT>in
<FONT STYLE="line-height: 115%">2022, </FONT>a reflection of <FONT STYLE="line-height: 115%">the </FONT>reduction of operations with clients
corporate that showed a <FONT STYLE="line-height: 115%">decrease </FONT>of <FONT STYLE="line-height: 115%">10.0% compared to 2022, with
emphasis on the decrease of 12.5% in loans (</FONT>includes <FONT STYLE="line-height: 115%">working capital, rural </FONT>loans <FONT STYLE="line-height: 115%">and
others) and 6.2% in financing and transfers (</FONT>includes <FONT STYLE="line-height: 115%">import/export financing, real estate, vehicles,
BNDES/Finame transfers and Leasing). </FONT>It is worth mentioning that operations with <FONT STYLE="line-height: 115%">individuals presented
an increase of 0.7% compared to 2022, with </FONT>highlights for the <FONT STYLE="line-height: 115%">growth of 1.4% in financing and transfers
(including real estate and vehicle financing, BNDES/Finame transfers and others) and a 1.8% in </FONT>operations <FONT STYLE="line-height: 115%">with
limits (includes credit card and overdraft). The individual segment reflects the quality of the newly selected cohorts of clients, characterized
by the concession of products with lower risk profiles, who are inclined to make timely payments, resulting in a volume of overdue entries
that is lower than in previous years.</FONT></P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->75<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>b)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>capital structure</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&#9;Analyzing
the following tables, we understand that the bank&rsquo;s current capital structure is adequate and consistent with our business expansion
strategy. The largest funding source for our operations is from third-party capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Over
the last two years, Bradesco has kept its proportion of capital held by third parties over 90%, which is seen as a normal level for institutions
in the financial intermediation business.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 56%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 22%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 22%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ billion</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>Capital Structure</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Dec23</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Dec22</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>Capital Stock</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>87.1</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>87.1</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>In thousands</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>Number of Shares <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Dec23</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Dec22</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,330,305</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,338,394</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,311,866</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,320,094</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>10,642,170</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>10,658,488</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Treasury Stocks (ON - Common)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,089</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Treasury Stocks (PN - Preferred)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,229</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>Subtotal &ndash; Outstanding shares</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>10,642,170</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #3C679A"><B>10,642,170</B></FONT></TD></TR>
  </TABLE>


<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 6pt; text-align: left; text-indent: 0in; color: #404040">(1) Considers
the bonuses that occurred in each period due to the capital increase.</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 6pt; text-align: left; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 42%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 16%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 16%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;R$ million </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Standard of Financing </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>% in relation to total liabilities</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>% in relation to total liabilities</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholders' equity attributable to controlling shareholders</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">166,331</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.6%</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">159,535</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.9%</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Third-Party Portfolio <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,761,192</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">91.4%</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,632,754</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">91.1%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total liabilities</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,927,523</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0%</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,792,289</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0%</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt 0.25in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-size: 8pt">(1)</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-size: 8pt">Adjusted total liabilities excluding controlling shareholder&acute;s equity.</FONT></P>


<!-- Field: Page; Sequence: 77 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->76<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Basel
Ratio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazilian
financial institutions are subject to methodology for capital metrics and levels based on a risk-weighted asset index. The parameters
of this methodology resemble the international framework for minimum capital measurements adopted for the Basel Accord.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">The calculation
of our Basel Ratio is shown below:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: bottom"><TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>R$
    million </B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="4" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Calculation
    Basis</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Basel
    III </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" ROWSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>&nbsp;Variation
    </B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Prudential
    Conglomerate</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Dec23</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Dec22</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Dec23
    x Dec22</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>&nbsp;R$
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 63%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>Capital
    - PR</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>149,969
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>144,283
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 1%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>&nbsp;5,687
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>&nbsp;3.9
    </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Tier
    I</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">125,412
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">120,624
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;4,788
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;4.0
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 22pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Common
    equity</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">110,689
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">106,501
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;4,189
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;3.9
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 44pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Shareholders&rsquo;
    equity</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">161,182
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">154,263
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;6,919
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;4.5
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 44pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Non-controlling
    interests / Other</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;272
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">(114)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">386
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;-
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 44pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Prudential
    adjustments as per CMN Resolution No. 4,192/13</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;(50,766)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;(47,649)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">(3,117)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;6.5
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 22pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Additional
    capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">14,723
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">14,123
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">600
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;4.2
    </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 11pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Tier
    II</FONT></TD>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">24,557
    </FONT></TD>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">23,659
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">899
    </FONT></TD>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;3.8
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>Risk-weighted
    assets - RWA</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>947,738
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>971,611
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>(23,874)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>(2.5)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 33pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Credit
    risk</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">842,400
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">883,428
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">(41,028)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">(4.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 33pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Market
    risk</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">18,957
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">8,844
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;10,113
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;-
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 33pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Operational
    Risk</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">86,381
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">79,339
    </FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;7,042
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;8.9
    </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>Total
    Ratio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>15.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>14.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>&nbsp;1.0
    </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #3C679A"><B>p.p.</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 22pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Tier
    I capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">13.2%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">12.4%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;0.8
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 44pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Common
    equity</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">11.7%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">11.0%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;0.7
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 44pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Additional
    capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">1.6%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">1.5%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;0.1
    </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">p.p.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 22pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">Tier
    II capital</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">2.6%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">2.4%</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">&nbsp;0.2
    </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040">p.p.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">0.8
p.p. increase in Tier 1 Ratio (vs. December 2022) due to the generation of net income, adjustments of equity valuation and reduction of
risk-weighted assets (RWA), partially offset by the effect of prudential adjustments.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>c)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>capacity to pay financial commitments</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Officers understand that the operations shown in the balance sheet by terms, presented below for the last fiscal year, show that Bradesco
has a comfortable liquidity margin to honor its obligations in the short-term. It is worth highlighting that the management policy is
regularly reviewed to ensure sufficient liquidity to honor withdrawals, deposits, repay other obligations at maturity, extend loans or
other forms of credit to its clients and meet its own needs of working capital for investment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table shows the financial assets and liabilities of the Organization segregated by maturities used for the management of liquidity
risks, in accordance with the remaining contractual maturities on the date of the consolidated financial statements:</P>


<!-- Field: Page; Sequence: 78 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->77<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Consolidated
Statement of Financial Position presented by maturity (in accordance with International Financial Reporting Standards &ndash; IFRS):</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="15" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040"><B>R$ million </B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;1 to 30 days </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;31 to 180 days </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;181 to 360 days </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;1 to 5 years </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Over 5 years </B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>No stated maturity</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1.5pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Total </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 16%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Assets </B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 6%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Cash and balances with banks</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;151,054 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;122,522 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;151,054 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;122,522 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Financial assets at fair value through profit or loss</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;374,454 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;289,577 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,036 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,742 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;4,409 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,532 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;5,216 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;8,048 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,483 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;387,598 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;301,899 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Financial assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;9,982 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;23,168 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;8,923 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;8,743 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;9,652 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;16,784 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;112,980 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;128,752 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;71,314 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;38,141 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;212,850 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;215,588 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Loans and advances to customers, net of impairment</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;79,862 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;84,783 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;125,889 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;145,169 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;85,193 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;85,068 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;211,665 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;213,731 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;76,893 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;73,669 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;579,502 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;602,419 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Loans and advances to banks, net of impairment</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;167,594 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;101,591 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;29,616 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;13,079 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;6,202 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;5,465 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,691 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,352 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;205,103 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;122,488 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Securities, net of provision for losses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,875 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;4,113 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;10,837 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;4,123 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;13,996 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;15,427 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;108,111 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;109,340 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;40,388 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;78,609 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;175,207 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;211,611 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Other financial assets <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;45,053 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;53,829 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">814 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">956 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">301 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">342 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;7,004 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;7,019 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,786 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,560 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;56,959 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;65,706 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Total financial assets </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;829,873 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;679,583 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;177,115 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;173,811 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;119,754 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;125,618 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;446,666 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;469,242 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;194,864 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;193,978 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>1,768,272 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>1,642,233 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Percentage in relation to Total </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;46.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;38.4 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;10.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>9.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>6.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>7.1 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;25.3 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;26.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;11.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;11.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>-&nbsp;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>100.0 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Liabilities </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Financial liabilities at amortized cost</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Deposits from banks</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;274,817 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;226,805 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;20,631 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;29,304 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;9,837 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;9,369 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;15,310 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;13,376 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,827 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,094 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;323,423 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;281,948 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Deposits from customers <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;205,027 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;213,570 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;47,922 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;42,699 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;94,806 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;83,394 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;274,003 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;250,695 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">177 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">324 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;621,935 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;590,682 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Securities issued</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;8,623 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;6,206 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;17,361 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;33,450 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;22,992 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;62,006 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;185,539 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;111,239 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;10,452 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;9,357 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;244,966 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;222,257 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Subordinated debt</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">358 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,843 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;27 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,511 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;37 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,803 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;14,781 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,503 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;20,412 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;28,458 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;14,723 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;14,123 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;50,338 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;52,241 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Other financial liabilities <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;51,708 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;60,164 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;21,549 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;19,316 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,482 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,222 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;5,857 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;8,234 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,024 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,619 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;82,620 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;92,556 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Financial liabilities at fair value through profit or loss</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,142 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">409 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,354 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,361 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,730 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,222 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;7,168 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;5,122 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,149 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;3,227 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;15,542 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;13,341 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Provision for Expected Credit Loss</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;-&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Loan Commitments</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,274 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;2,997 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">2,274 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">2,997 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Financial guarantees</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">124 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">482 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,079 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;1,287 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">1,203 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">1,769 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 7pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">Insurance technical provisions and pension plans <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;302,554 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;263,383 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">- </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;42,239 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;41,373 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;344,792 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #404040">&nbsp;304,756 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Total Financial Liabilities </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;845,352 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;774,863 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;108,843 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;127,641 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;131,884 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;163,016 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;548,251 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;436,826 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;38,040 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;46,080 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;14,723 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;14,123 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>1,687,092 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>1,562,549 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;Percentage in relation to Total </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;50.1 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;45.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>6.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>7.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>7.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>9.7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;32.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>&nbsp;25.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2.3 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>2.7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>0.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>0.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt; color: #305496"><B>100.0 </B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">(1) It includes mainly
foreign exchange transactions, debtors for guarantee deposits and negotiation and intermediation of securities;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">(2) Demand and savings
deposits and liability of insurance contracts comprising VGBL and PGBL products are classified as up 1 to 30 days, without considering average
historical turnover;</P>

<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">(3) It includes mainly
credit card transactions, foreign exchange transactions, negotiation and intermediation of securities, finance lease and capitalization
bonds.</P>



<!-- Field: Page; Sequence: 79 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->78<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>d)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>financing sources used for working capital
and investments in non-current assets</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Principal
Sources of Funding (in accordance with the International Financial Reporting Standards &ndash; IFRS)</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
general policy on asset and liability management is to manage interest rate, liquidity, foreign exchange and maturity risks in order to
maximize our net interest income and our return on assets and equity, in light of our internal risk management policies, and maintain
adequate levels of liquidity and capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As part
of our asset and liability management, we seek to avoid material mismatches between assets and liabilities by matching, to the extent
possible, the maturity, currency and interest rate structure of loans we make with terms of the transactions under which we fund these
loans. Subject to our policy constraints and the limits established by our Board of Directors, we occasionally take mismatched positions
in relation to interest rates, maturities and, in more limited circumstances, foreign currencies, when we believe such positions are justified
in view of market conditions and prospects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We monitor
our asset and liability positions in accordance with Central Bank of Brazil requirements and guidelines. Our Executive Treasury Committee
for the Asset and Liability Management meets every two weeks to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">evaluate action strategies relating to asset and liability management, within the limits established,
based on an analysis of the political-economic scenarios, at national and international level;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">monitor and countersign the pricing strategies of asset, liability and derivative operations with our
clients;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">define internal prices of transfer of resources (Funds Transfer Price &ndash; FTP) of liabilities and
assets in local and foreign currency;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">approve the proposal on the limit of tolerance for exposure to risks to be submitted to the approval of
the COGIRAC and the Board of Directors; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">monitor and countersign results, strategies, behaviors and risks of mismatch and indexes maintained by
us and managed by our Treasury Department.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In making
such decisions, we evaluate not only our exposure limits for each market segment and product, but also market volatility levels and the
extent to which we are exposed to market risk through interest, maturity, liquidity and currency mismatches. We also consider other potential
risks, as well as market liquidity, our institutional needs and perceived opportunities for gains. Our Executive Treasury Committee for
the Asset and Liability Management holds extraordinary meetings as required in response to unexpected macroeconomic changes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
we receive daily reports on our mismatched and open positions, while our Executive Treasury Committee for the Asset and Liability Management
assesses our risk position every two weeks.</P>


<!-- Field: Page; Sequence: 80 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->79<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table shows, as of the dates indicated, our sources of funding, as well as other non-interest-bearing liabilities:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 X 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 46%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Savings deposits </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">131,004 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">134,624 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">7.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3,621)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(2.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Time deposits</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">443,652 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">400,729 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">25.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;42,923 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.7 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Obligations for repurchase agreements</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">272,405 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">222,694 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;49,711 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Borrowings and onlendings</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">47,160 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">56,513 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(9,353)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(16.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Funds from Issuance of Securities</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">244,966 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">222,257 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;22,709 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Subordinated debt</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">50,338 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">52,241 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,903)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Insurance technical provisions and pension plans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">344,792 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">304,756 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">18.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;40,036 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.1 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total interest-bearing liabilities</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;1,534,316 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;1,393,815 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>87.2 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>85.4 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;140,501 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10.1 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Demand deposits </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">51,138 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">58,070 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(6,932)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(11.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other non-interest-bearing liabilities</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">175,055 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">180,393 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5,338)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3.0)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total non-interest-bearing liabilities </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>226,193 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>238,463 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>12.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>14.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(12,270)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(5.1)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total liabilities </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;1,760,509 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;1,632,278 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;128,232 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>7.9 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total deposits</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>625,793 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>593,423 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>35.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>36.4 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;32,370 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>5.5 </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Deposits</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
principal source of funding is deposits from individuals and legal entities in Brazil. As of December 31, 2023, our deposits totaled R$625.8
billion, representing 35.5% of our total liabilities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We provide
the following types of deposit and registration accounts:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">checking accounts;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">savings accounts;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">time deposits;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">interbank deposits from financial institutions;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">accounts for salary purposes; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="color: #404040">accounts for payment of the INSS benefit.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 0in; color: #404040"><B><I>Funding
in the open market</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Funding
in the open market consists mainly of funds we obtained from banks in the market by selling securities with agreements to repurchase.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
majority of these financial assets subject to repurchase agreements are guaranteed by Brazilian government securities. </FONT>This type
of transactions is generally short-term (normally intraday or overnight) and are volatile in terms of volume once directly impacted by
market liquidity. We believe that the risks associated with these transactions are low, given the quality of the collateral assets. In
addition, repurchase transactions are subject to operating limits of capital based on the equity of the financial institution, adjusted
in accordance with Central Bank of Brazil regulations. A financial institution may only make repurchase transactions at a value of up
to 30 times its RE, a limit we comply with. The limits on repurchase transactions involve securities issued by Brazilian government authorities
and vary according to the type of security involved in the transaction, and the perceived risk of the issuer as established by the Central
Bank of Brazil.<FONT STYLE="line-height: 115%"><BR STYLE="clear: both">
</FONT></P>


<!-- Field: Page; Sequence: 81 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Loans
and onlending</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
obligations for loans are constituted, mainly, with the funding of lines obtained from banking correspondents for import and export financing.
Our access to this source of resources has been continuous and the funds occur with rates and terms according to market conditions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
obligations for onlending consist in resources for local transfers, in which we borrow from entities and national government agencies
for onlending to Brazilian companies, for investments in installations, equipment, agriculture, among others.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We conduct
onlending transactions where we act as the transfer agent for development agency funds, granting credits to third parties, which are in
turn funded by development organizations (BNDES, the International Bank for Reconstruction and Development or IBRD and the Inter-American
Development Bank or IDB) which are the principal providers of these funds. The lending criteria, the decision to lend and the credit risk
are our responsibility and subject to certain limitations set by the bodies supplying the funds.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Funds
from securities issued</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Funds
obtained from our securities issued originate mainly from the following operations:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Financial notes</B>: fixed income securities issued by us with the purpose of raising funds, from individuals
and legal entities, in the long-term, given that they have a maturity exceeding two years. On the other hand, they offer investors better
profitability than other financial investments with daily liquidity or with shorter period of maturity, which are divided into two modalities:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify"><B>Simple</B>: consists in the promise of payment in nominative, transferable cash and in this way, it
can be negotiated on the secondary market; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify"><B>Subordinated</B>: with initial investment and longer deadlines than the simple modality, it is used
to reinforce our capital, in which, in the event of dissolution of the institution, the payment to investors shall be conditional upon
the settlement of other commitments and obligations of payment, and is therefore recommended for Qualified Investors.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Letters of credit for real estate</B>: securities for Individuals that are backed by real estate credits
guaranteed by mortgages or by chattel, giving their borrowers the right of credit at nominal value, interest or monetary restatement;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Letters of credit for agribusiness</B>: security issued by us, intended for individuals, which are
tied to credit rights of business conducted with rural producers or their cooperatives; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 8pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Letters of credit guaranteed by property</B>: we have performed these operations since 2018, by issuing
transferable nominative bonds, and of freely negotiable title, guaranteed by the portfolio of assets subject to the fiduciary system.</TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->81<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
following table presents a summary of our resources regarding the issuing of securities concerning the periods indicated:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 X 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 46%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Financial bills</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;105,427 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;93,772 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">43.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">42.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;11,655 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">12.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Real estate credit notes</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;52,116 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;51,259 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">21.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">23.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">857 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.7 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Agrobusiness notes</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;40,063 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;31,176 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8,887 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">28.5 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Letter of credit property guaranteed</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;36,145 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;30,291 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5,854 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Securities issued through securitization</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,926 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8,456 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4,530)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(53.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Euronotes</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,443 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,934 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(491)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(12.5)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Structured Operations Certificates</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,848 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3,369 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">479 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;244,966 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;222,257 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;22,709 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10.2 </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  </TABLE>


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.1pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.1pt; color: #404040">The increase
of 10.2% compared to 2022, was due to the evolution of financial bills in the value of R$11,655 million, agribusiness bills in the value
of R$8,887 million and real estate bonds in the value of R$5,854 million.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Subordinated
debt</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
variation in the balance of subordinated debts (2023 vs. 2022), reflects the issues / maturities of debts in the periods.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Technical
reserves</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
variation presented in the balances of 2023 vs. 2022 is related, mainly, to the variations of the provisions for VGBL / PGBL products.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>e)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>financing sources for working capital and investments
in non-current assets that it intends to use to cover liquidity deficits</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Treasury Department acts as a support center for our different business segments by managing our funding and liquidity positions and executing
our investment objectives in accordance with our asset and liability management policies. We are also responsible for setting rates for
our different products, including exchange and interbank transactions. Our Treasury Department covers any funding shortfall by borrowing
in the interbank market. It seeks to maximize efficient use of our deposit base by investing any surpluses in liquid instruments in the
interbank market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
used our excess liquidity to invest in Brazilian government securities and expect to continue doing so, subject to regulatory requirements
and investment considerations. Our main sources of funding are:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">demand deposits, savings and time deposits, as well as interfinancial deposits; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">open-market borrowing, loan bonds and onlending operations, resources from issuing of securities and subordinated
debts, part of them expressed in foreign currencies.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
capital market operations act as a source of resources, through our operations with financial institutions, mutual funds, fixed and variable
income investment funds, and foreign investment funds.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In relation
to liquidity risk, in 2015 the National Monetary Council (CMN) issued Resolution No. 4,401/15, as amended, addressing the definition and
minimum limits of the LCR, which is defined as the ratio of the reserve of high liquidity assets to the total cash outflows foreseen for
a 30-day period, under stress conditions. The main purpose of the LCR is to ensure the existence of a minimum number of net assets in
normal market conditions to be used in periods of higher shortage or necessary liquidity in order to maintain</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">the business ongoing
and insure the stability of the financial system. In 2017, the CMN and the Central Bank of Brazil published Resolution No. 4,616/17 and
Circular No. 3,869/17 about the Net Stable Funding Ratio (NSFR), which establish, respectively, the minimum limit/compliance conditions
and the methodology for calculation and disclosure of information to the market. In order to determine minimum requirements for quantitative
liquidity of financial institutions, Basel III proposes two liquidity ratios: a short-term (LCR) and a long-term one (NSFR). The purpose
of the Liquidity Coverage Ratio (LCR) is to show that institutions maintain sufficient high-liquidity funds to withstand a one-month financial
stress scenario. The purpose of the Net Stable Funding Ratio (NSFR) is to encourage institutions to finance their activities from more
stable sources of funding, setting forth the requirement of a ratio of more than 100% for the LCR and NSFR from January 2019 and 2018,
respectively. On January 1, 2020, Circular No. 3,930/19 of the Central Bank <FONT STYLE="color: #404040; line-height: 115%">of Brazil,
which deals with the Pillar 3 Report and revoked part of Circular No. 3,869/17, concerning the disclosure of NSFR information, was revoked
by Resolution BCB No. 54/20, which passed disciplinary action on the publication of the Pillar 3 Report. As a result of the unfolding
of the Covid-19, the Central Bank of Brazil edited Circular No. 3,749/15, amending the limit of the amount of the total reserve requirements
collected in the Central Bank of Brazil, not considered in portions of (i) free reserves or for release in central banks within the next
thirty days; (ii) reserve requirements collected in the Central Bank of Brazil, concerning savings deposits and demand deposits, limited
to the total amount of estimated cash outflows for each one of these modalities and (iii) other reserve requirements collected in the
Central Bank of Brazil, limited to the amount to be returned to the institution as a result of the defined outflow, from 15% to 30% of
total assets of Tier 1 capital of the institution in Brazil.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil, in February 2020 published Circulars No. 3,986/20 and No. 3,987/20 and, in March 2020, Circular No. 3,993/20 which
reduced the compulsory deposit rate on time deposits from 31% to 17% and allowed the use of 30%, instead of 15%, of the amount of compulsory
reserves deposited in the Central Bank of Brazil in the calculation of the LCR. Subsequently, BCB Resolution No. 78/21 of the Central
Bank of Brazil of March 2021, redefined the validity of the rate of compulsory deposits on term deposits of 17% until November 2021, when
it returned to 20%. However, in November 2021, through BCB Resolution No. 145/21, the Central Bank of Brazil allowed the compensation
of up to 3% of the calculation base of the compulsory deposit on term deposits with the value of the bank&rsquo;s total financial limit
on the bank&rsquo;s forward liquidity lines of the Central Bank of Brazil (this limit is generated by the deposit of private securities
in guarantee). These measures and others of lower impact resulted in response to the facts resulting from the Covid-19 pandemic.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">From
the implementation of the New Brazilian Payment System in April 2002, the Central Bank of Brazil has offered a credit line from the portfolio
of government securities issued by the National Treasury to provide liquidity to financial institutions, which is defined as re-discount
(or &ldquo;Redesconto&rdquo;). This line can be used in the &ldquo;intra-day&rdquo; condition, or for a longer term negotiated with the
Central Bank of Brazil, which discloses the differentiated prices for the acceptance of these securities as collateral.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is also a traditional re-discount line, where financial institutions offer assets represented by loan operations or illiquid securities.
In this case, the institution will open formal proceedings with the Central Bank of Brazil, presenting the reasons for the request, projected
cash flow, liquidity recovery plan, as well as detailing the assets to be re-discounted and the proposed payment flow to the Central Bank
of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil, upon analysis, will decide whether or not to release the liquidity line, costs, and other measures deemed necessary.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
never used these liquidity resources.</P>




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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>f)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>indebtedness ratios and the characteristics
of the debts, also describing: (i) relevant loan and financing agreements; (ii) other long-term relationships with financial institutions;
(iii) level of subordination between debts; (iv) any restrictions imposed on the issuer, in particular in relation to limits for indebtedness
and contracting new debts, to the distribution of dividends, disposal of assets, issue of new securities and disposal of shareholding
control, as well as if the issuer is in accordance with the restrictions</B></FONT></TD></TR></TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are no loan and financing agreements or long-term relationships with financial institutions that we believe are relevant.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Financial
institutions are subject to operating limits defined by the National Monetary Council and the Central Bank of Brazil for operating, according
to provisions of the regulations in force, particularly Law No. 4,595/64, which sets forth the National Financial System.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Among
the limits defined, noteworthy are as follows (i) Reference Equity consistent with the risks of its activity; (ii) fixed assets, which
limits to 50% of the Reference Equity amount the total funds invested in Permanent Assets; (iii) exposure by client, which sets forth
the maximum limit of 25% of the Tier I amount of Reference Equity for exposure by client; (iv) exposure in gold, foreign currency and
in operations subject to foreign exchange variation, limited to 30% of the Reference Equity amount; and (v) minimum limits of realized
capital and shareholders&rsquo; equity for operating.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Rules
also bar financial institutions from carrying out certain operations, and noteworthy are as follows: (i) granting loans or advances to
related companies, managers and relatives, and (ii) acquiring real estate not intended for own use.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>g)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>limits of contracted financing and percentages
already used</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.45pt; color: #404040">There are
no limits for the use of contracted financing.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>h)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>significant changes to each item of financial
statements</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Below,
we present our Balance Sheet and Income Statement.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><U>Consolidated
Balance Sheet</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In relation
to significant changes in managerial consolidated balance sheet items, the table below compares the main events in 2023 and 2022:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 46%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Assets</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Cash and balances with banks </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">151,054 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">122,522 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;6.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">28,532 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;23.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Financial assets at fair value through profit or loss </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">387,598 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">301,899 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;20.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;16.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">85,699 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;28.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Financial assets at fair value through other comprehensive income </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">212,850 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">215,588 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;11.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,739)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1.3)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Financial assets at amortized cost </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Loans and advances to financial institutions, net of provision for losses </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">205,103 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">122,488 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;6.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">82,614 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;67.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Loans and advances to customers, net of provision for losses </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">579,502 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">602,419 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;30.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;33.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(22,917)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3.8)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Securities, net of provision for losses </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">175,207 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">211,611 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;11.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(36,404)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(17.2)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Other financial assets </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">56,959 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">65,706 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;3.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(8,747)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(13.3)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Non-current assets held for sale </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,329 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,237 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;92 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Investments in associates and joint ventures </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9,617 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,971 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;646 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7.2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Premises and equipment, net </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11,118 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11,971 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(853)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(7.1)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Intangible assets and goodwill, net </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22,107 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">18,800 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3,307 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;17.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Taxes to be offset </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">12,964 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14,441 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,477)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(10.2)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Deferred income tax assets </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">92,519 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">84,215 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,304 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9.9 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Other assets </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9,597 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10,422 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(825)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(7.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;Total Assets </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,927,523 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,792,289 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>135,234 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;7.5 </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>



<!-- Field: Page; Sequence: 86 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->85<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-top: rgb(192,0,0) 1.5pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 46%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Liabilities</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Liabilities at amortized cost </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Deposits from banks </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">323,423 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">281,948 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;16.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;15.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">41,475 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;14.7 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Deposits from customers </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">621,935 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">590,682 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;32.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;33.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">31,252 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Securities issued </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">244,966 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">222,257 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;12.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22,709 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10.2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Subordinated debts </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">50,338 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">52,241 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,903)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Other financial liabilities </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">82,620 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">92,556 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(9,937)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(10.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Financial liabilities at fair value through profit or loss </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15,542 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13,341 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,201 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;16.5 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Provision for Expected Credit Loss </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Loan Commitments </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,274 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,997 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(723)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(24.1)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;- Financial guarantees </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,203 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,769 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(566)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(32.0)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Insurance technical provisions and pension plans </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">344,792 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">304,756 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;17.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;17.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">40,036 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;13.1 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Other reserves </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22,338 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22,648 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(310)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1.4)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Current income tax liabilities </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,547 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,593 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(46)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Deferred income tax assets </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,608 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,633 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(26)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;Other liabilities </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">47,925 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">43,855 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;2.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,070 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;Equity attributable to shareholders of the parent </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>166,331 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>159,535 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;8.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;8.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>6,796 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;4.3 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;Non-controlling interest </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;683 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;476 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;0.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;0.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;207 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;43.5 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;Total equity and liabilities </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,927,523 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1,792,289 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>135,234 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;7.5 </B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 87 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->86<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
2023, the total assets increased by 7.7% compared to 2022, the financial assets totaled R$1,768 billion, representing 91.7% of the total
assets, driven by the increase in our loans and advances to financial institutions, net of loss provision;</FONT> financial assets at
fair value through income; and cash and cash available in banks.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><U>Loans and advances to financial institutions, net of provision for losses</U> &ndash; in 2023, the
balance reached R$205,103 million, a growth of 67.4% compared to 2022, resulting from an increase of R$77,545 million in repo operations.
In 2023, it included investments in repo operations given in guarantee, in the amount of R$127,843 million;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><U>Financial Assets at Fair Value through Other Comprehensive Income</U> &ndash; the 28.4% increase between
the 2023 and 2022 balances resulted from the increase in the portfolio of Brazilian public securities.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings; line-height: 115%">&#167;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><U>Cash and balances with banks</U> &ndash; </FONT>in 2023 the balance
evolved 23.3% compared to 2022, highlighting the growth of R$47,617 million in interfinancial liquidity investments.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
analysis of our financial liabilities (resources of financial institutions, deposits from clients, bond issues, subordinated debt and
technical provisions) are discussed in item 2.1.d (main sources of funding).</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->87<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><U>Statement
of Income</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
a better understanding of the key impacts that affected our results (income and expenses), the consolidated financial statements for the
years ended December 31, 2023 and 2022 are below. They were prepared in accordance with international financial reporting standards (IFRS)
issued by the International Accounting Standards Board (IASB).</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Statements for the Consolidated Outcome </B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 46%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest and similar income</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;211,458 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;200,613 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">100.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">100.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10,845 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest and similar expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(156,376)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(130,802)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(74.0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(65.2)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(25,574)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">19.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Net interest income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;55,082 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;69,811 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>26.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>34.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(14,729)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(21.1)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Fee and commission income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;26,957 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;27,124 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>12.7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>13.5 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(167)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(0.6)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net gains/(losses) on financial assets and liabilities at fair value through profit or loss</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;10,896 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;819 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10,077 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,230.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net gains/(losses) on financial assets at fair value through other comprehensive income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,841 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,664 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(823)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(30.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net gains/(losses) on foreign currency transactions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;263 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,817 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1,554)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(85.5)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net profit from insurance and pension plans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,236 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,032 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,204 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">29.9 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Other operating income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;18,235 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>9,332 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>8.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>4.7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>8,903 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>95.4 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Expected loss on loans and advances</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(30,177)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(26,346)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(14.3)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(13.1)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3,831)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14.5 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Expected loss on other financial assets</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,940)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,579 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0.9)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4,519)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(175.2)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Personnel expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(20,814)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(19,889)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(9.8)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(9.9)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(925)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4.7 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other administrative expenses</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(16,286)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(16,575)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(7.7)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(8.3)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">289 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Accumulated depreciation and amortization</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(6,025)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5,306)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(2.8)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(2.6)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(719)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.6 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other operating income/(expenses)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(16,925)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(17,465)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(8.0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(8.7)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">540 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3.1)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Other operating expense</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(92,168)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(83,002)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(43.6)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(41.4)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(9,166)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>11.0 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Income before income taxes and share of profit of associates and joint ventures</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>8,107 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;23,266 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>3.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>11.6 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(15,159)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(65.2)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share of profit of associates and joint ventures</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,102 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1,356 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">746 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">55.0 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Income before income taxes and non-controlling interests</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;10,208 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;24,622 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>4.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>12.3 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(14,414)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(58.5)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Income taxes</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,294 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3,165)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1.6)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">7,459 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">-&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Net income for the year</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;14,503 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;21,457 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>6.9 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10.7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(6,954)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>(32.4)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Attributable to shareholders:</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholders</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;14,251 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;21,223 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">6.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(6,972)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(32.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Non-controlling interest</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;251 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;234 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0.1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">7.3 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 89 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->88<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Selected
financial indexes</I></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="3" STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>In millions of Reais, except percentages and per share information</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 76%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 12%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 12%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Net income in IFRS (A)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>14,503 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>21,457 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 30pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Accounting pratices diferences (IFRS X BRGAAP) (A - B)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(620)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">725 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Net income in BRGAAP (B)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15,122 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">20,732 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Average total assets (IFRS) (C) </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,862,687 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,759,072 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Average equity attributable to controlling shareholders (IFRS) (D)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">164,367 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">156,398 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Net incomein IFRS as a percentage of average total assets (A / C)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>0.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1.2%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Net income in IFRS as a percentage of average equity attributable to controlling shareholders (A / D)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>8.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>13.7%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Dividends payout ratio to net income </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13.3%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17.4%</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 9pt; color: #404040">(1) Dividends
and Interest on Own Capital (net of taxes) divided by net income, discounting legal reserves, according to BR GAAP.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Next,
we will comment on the main reasons that influenced our lines of results in the comparison of the last fiscal year.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Interest
and similar income</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
interest and similar income increased by R$10,845 million, or 5.4%, in 2023 compared to 2022, due to the growth in the average volume
of interest-bearing assets, which had a positive impact on our revenues of R$14,837 million, being partially offset by the reduction in
the rates of our interest yielding assets, reflecting the decrease in the SELIC rate from 13.75% in 2022 to 11.75% in 2023, in addition
to the changes in other economic-financial indices, such as inflation, which decreased our revenues by R$3,992 million.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Interest
and similar expenses</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
interest and similar expenses in 2023 increased by R$25,574 million, or 19.6%, compared <A NAME="OLE_LINK124"></A><A NAME="OLE_LINK123"></A>to
2022, due to the increase in the average volume of funding, which increased expenses by R$12,381 million and, in addition, there was an
increase in the average interest rate paid, increasing our interest and similar expenses by R$13,193 million, a significant component
of which related to time deposits whose interest and similar expenses increased by R$7,633.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Fee and
commission income</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
net fee and commission income decreased by R$167 million, or 0.6%, in 2023 compared to 2022, reflecting the decrease in revenues with:
(i) checking accounts (a decrease of R$678 million or 8.8%); (ii) collection and revenues (a decrease of R$144 million or 6.3%); and custody
and brokerage (a decrease of R$86 million or 6.5%), all these reductions are influenced by our portfolio adjustment strategy, which includes
products exempt from fees to align with market trends and customer demand for more accessible services, in addition to being part of the
strategy to attract and retain customers, being partially offset by increased revenues from: (i) credit cards (an increase of R$381 million
or 4.2%), reflecting the increase in the number of transactions carried out; (ii) fund management fees (an increase of R$228 million or
18.2%); and (iii) capital market/financial advisory services (an increase of R$190 million or 18.4%).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Net gains
(losses) on financial assets and liabilities at fair value through profit or loss </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
net gains from financial assets and liabilities at fair value through profit or loss, increased by R$10,077 million, reaching the amount
of R$10,896 million in 2023 compared to R$819 million in 2022, due to the higher result from investments in securities primarily: (i)
fixed income, totaling a gain of R$7,307 million in 2023, compared to a loss of R$1,195 million in 2022, due to the increase of R$72,048
million, or 34.2%, in investments Brazilian government bonds in 2023; and (ii) equity totaling a gain of R$1,555 million in 2023, compared
to a loss of R$177 million in 2022.<BR STYLE="clear: both"></P>



<!-- Field: Page; Sequence: 90 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->89<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Gross
profit from insurance and pension plans</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
gross profit from insurance and pension plans for 2023 increased by R$1,204 million, or 29.8%, compared to 2022, due to the increase in
insurance and pension income (an increase of R$7,007 million or +15.8%), with consequent movement of premiums issued and increased contribution
from pension plans ( including VGBL) partially offset by the increase in insurance and pension expenses (an increase of R$4,881 million
or +14.4%).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Expected
loss on loans and advances </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
expense with expected loss on loans and advances for 2023 increased by R$3,831 million, or 14.5%, compared to 2022, driven by higher expected
loss for the wholesale segment, being partially offset by a decrease in retail expenses.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Expected
loss on other financial assets </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
expense with expected loss on other financial assets for 2023 increased by R$4,519 million compared to 2022, driven by higher expected
loss on financial assets at amortized cost in 2023, due to the growth of expenses from newly originated/purchased assets. In 2022, the
reversals of expected loss on financial assets reflected the reassessment of amounts to be received from some specific large corporate
clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Personnel
expenses </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
personnel expenses for 2023 increased by R$925 million, or 4.7%, compared to 2022, as a result of increased expenses with payroll and
social security charges of 6.5% and benefits of 5.3%, reflecting the collective bargaining agreement that takes effect from September
of each year, with a 4.58% increase in salaries and benefits agreed in 2023 (8% in salaries and 10% in benefits in 2022).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Other
Administrative Expenses</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
other administrative expenses for 2023 decreased by R$288 million, or 1.7%, compared to 2022, reflecting our control of expenses and focus
on operational efficiency.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B>Income
tax and social contribution</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following table reflects, on a consolidated basis, the breakdown of our income tax and social contribution charges:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">R$ in thousands, except %</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; width: 60%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Consolidado</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Income before incomes taxes </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10,208,351 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>24,621,610 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total burden of income tax and social contribution at the current rates</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(4,593,758)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(11,079,725)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Effect of additions and exclusions in the tax calculation:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Earnings (losses) of associates and joint ventures</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;945,756 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;610,167 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest on shareholders&rsquo; equity</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5,089,859 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4,577,308 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other amounts <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,852,557 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2,727,410 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Income tax benefit / (expense)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>4,294,414 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>&nbsp;(3,164,840)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Effective rate</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(42.1%)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">12.9%</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 0in; color: #404040">(1) Primarily,
includes: (i) the equalization of the effective rate of financial companies except banks, insurance companies and non-financial companies,
in relation to that shown; and (ii) the incentivized deductions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
variation in our income tax and social contribution is largely related to the decrease in income before income tax and social contribution
(taxable base), in addition to the higher amount of the JCP (Interest on Shareholders&rsquo; Equity) benefit.<BR STYLE="clear: both">
</P>


<!-- Field: Page; Sequence: 91 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->90<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446051"></A><A NAME="a_Toc167085913"></A><A NAME="a_Toc452996577"></A><A NAME="a_Toc513543882"></A><A NAME="a_Toc482091393"></A>
2.2 &ndash; Financial and operating income</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Officers
must comment on:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: left"><B>the results of operations of the issuer, in particular: </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 35.45pt; color: #404040"><B>i)
the description of any important components of revenue</B></P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="3" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Main Operating Income</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Vertical Analysis %</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1.5pt solid; white-space: nowrap; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Horizontal Analysis</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023 x 2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>R$</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 46%; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Revenues from financial assets</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">201,490 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">192,374 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">69.6 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">70.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9,116 </FONT></TD>
    <TD STYLE="white-space: nowrap; width: 9%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4.7 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Loans and advances to banks</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">28,324 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17,154 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">6.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;11,170 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">65.1 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Loans and advances to customers <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">102,618 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">101,167 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">35.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">37.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,451 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1.4 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Financial assets:</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">70,548 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">74,053 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">24.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">27.2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3,505)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(4.7)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 30pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">At fair value through profit or loss</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">28,364 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">29,224 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(860)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(2.9)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 30pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Fair value through other comprehensive income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16,907 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">29,302 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(12,395)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(42.3)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 30pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">At amortized cost</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">25,277 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15,527 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;9,750 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">62.8 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Compulsory deposits with the Central Bank</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9,943 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,225 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.4 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1,718 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">20.9 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other interest income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">26 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">11 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">73.3 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Interest income and similar</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>211,459 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>200,614 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>73.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>73.8 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10,845</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>5.4 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Premiums retained from insurance and pension plans</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">51,253 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">44,245 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">17.7 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;7,007 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15.8 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 20pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Fees and Commission income</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">26,957 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">27,124 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9.3 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">10.0 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(167)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0.6)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total Main Operating Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>289,668 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>271,983 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.0 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>17,685 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>6.5 </B></FONT></TD></TR>
  </TABLE>


<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 0in; color: #404040">(1) Consisting
of Loan and Leasing Operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">Revenues
from financial assets account for 73.0% of the main operating revenues and growth of 5.4% in the comparison to 2022, </FONT>reflecting
higher revenues, advance payments to financial institutions and to mandatory Deposits in the Central Bank of Brazil, offset, partly, by
the reduction of the financial assets.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following are the main variations presented in the periods:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings; line-height: 115%">&#167;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><U>Loans and advances to Financial Institutions</U> &ndash; </FONT>the
increase of R$11,170 million or 65.1%, was benefited by the increase of the average balance, which went from R$90,524 million, in 2022,
to R$150,828 million, in 2023, impacting the revenue by R$11,326 million, offsetting the growth, partly, by the reduction of the fixing
rate, with an impact of R$156 million;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><U>Loans and Advances to Clients</U> &ndash; The revenues, showed an increase of R$1,451 million or 1.4%
in comparison to 2022, benefited by the increase of the average rate of interest earned, which went from 15.9% in 2022 to 16.0% in 2023,
increasing the revenue by R$1,705 million;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><U>Compulsory deposits in the Central Bank of Brazil</U> &ndash; reached R$ 9,943 million, a growth of
20.9% compared to 2022. This increase is related to the growth of 14.8% in the average volume of these assets, contributing positively
to our revenue by R$ 1,268 million; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><U>Financial Assets</U> &ndash; experienced a decrease of R$3,505 million or 4.7%:</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45.8pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; line-height: 115%">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><U>At fair value through other comprehensive income</U> &ndash; The revenues
decreased by R$ 12,395 million or 42.3%, this fall was influenced by the decrease in the average interest rate, which fell from 15.5%
in 2022 to 8.4% in 2023. However, part of this loss was offset by the increase in the average balance, which positively impacted our revenue
by R$ 1,636 million</FONT>; <FONT STYLE="line-height: 115%">and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45.8pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace; line-height: 115%">o</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><U>Financial assets at amortized cost</U> &ndash; The revenues,
                                                                                                                                                  showed an increase of R$9,750 million or 62.8% in comparison to 2022, this increase was a reflection of the average fixing
                                                                                                                                                  interest rate that grew from 7.7% in 2022 to 13.7% in 2023, which impacted our revenue in R$11,105
                                                                                                                                                  million. However, part
of this growth was offset by the reduction of the average balance, with an impact of R$1,354 thousand.</FONT></TD></TR></TABLE>


<!-- Field: Page; Sequence: 92 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->91<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 35.45pt; color: #404040"><B>ii)
factors that materially affected the operating income.</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
were no factors that materially affected the operating income of the company in the last fiscal year, in addition to those described in
items 2.1.h and 2.2.a.i.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>relevant revenue variations attributable to the introduction of new products and services, changes in volumes and prices, exchange
rates, and inflation</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">No significant
variations in revenues, as well as in our financial income, attributable to changes in prices of our main inputs and products, exchange
rates, inflation, volume change or addition of new products and services, occurred in the fiscal year ended December 31, 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>relevant impact of inflation, the price variation of the main inputs and products, foreign exchange and interest rate in operating
income and financial income of the issuer </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">During
periods of high interest rates, our financial revenue increases because the interest rates on our assets that yield interest also increase.
At the same time, our financial expense increases, since interest rates on our obligations, in which interests apply, also increase. Changes
in the volumes of our assets, and obligations on which interests apply, also affect our financial revenues and expenses. For example,
an increase in financial revenues attributable to an increase in interest rates may be offset by a reduction in the volume of our outstanding
loans.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition
to this, when the <I>real</I> devalues, we incur: (i) losses in our liabilities denominated in, or indexed to foreign currencies, such
as: our long-term debt denominated in dollars and foreign currency loans, to the extent that the cost in real financial expenditure increases;
and (ii) earnings in our assets denominated or indexed in foreign currencies, such as: our securities and loan and advance operations
that are indexed to the dollar, when the revenue of these assets measured in <I>real</I> increases. In turn, when the <I>real</I> devalues,
we incur: (i) losses on assets denominated in/or indexed to foreign currencies; and (ii) gains in our liabilities denominated in/or indexed
to foreign currency.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446052"></A><A NAME="a_Toc167085914"></A><A NAME="a_Toc134687827"></A>
2.3 &ndash; Officers must comment on changes in accounting practices</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040"><B>Officers
must comment on:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 21.25pt"><B>a)</B></TD><TD STYLE="text-align: justify"><B>changes in accounting practices that have resulted in significant effects on the information provided
in fields 2.1 and 2.2</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
requirements of the Central Bank of Brazil and the CMN, introducing international accounting standards (IFRSs) in financial institutions,
made these institutions prepare annual financial statements in the international standard as of 2010.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">IFRSs
are issued by the IASB &ndash; International Accounting Standard<I>s </I>Board</FONT> that has a periodic agenda of improvement of the
standards issued.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
there was an amendment of the accounting standards regarding the insurance sector concerning the IFRS 17, whose impacts resulting from
its adoption must be recognized retrospectively, based on the full retrospective approach, unless impracticable, in which case the modified
retrospective approach or fair value approach can be used. However, if the entity does not have reasonable and supportable information
to measure the contracts under the modified retrospective approach, it should use the fair value approach.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization has determined that the full retrospective approach was adopted for insurance contracts measured under the Premium Allocation
Approach (PAA).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
contracts measured under the General Measurement Model (GMM/BBA), the Organization has determined to use the fair value transition approach
for contract cohorts in the following portfolios: Life Capitalization, Defined Benefit Retirement, Traditional Retirement, and Long-Term
Non-Life &ndash; Housing issued until 2017; for Individual Health and Long-Term Non-Life &ndash; Consortium portfolios issued until 2018;
for Long-Term Risk Life portfolios until 2019, and for Individual Dental Health portfolios until 2020. The complete retrospective transition
approach will be used for contract cohorts issued after those dates. For contracts using the Model of Variable Fee Approach (VFA), the
fair value transition approach is used for cohorts issued until 2019, and the complete retrospective transition approach is used for contract
cohorts issued after this date. The decision to use the fair value approach was based on the unavailability of information at the necessary
granularity for the use of the complete retrospective transition approach in these portfolios.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
the fair value approach, the Contractual Service Margin (CSM) at the transition date represents the difference between the fair value
determined by the Organization and the fulfillment cash flows, which are a risk-adjusted, explicit, unbiased, and probability-weighted
estimate of the present value of future cash flows that will arise as the entity fulfills the contracts.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">According
to the standard, a company can reassess the current designation of its assets measured in accordance with IFRS 9, at the initial application
date of IFRS 17, if these assets are related to insurance contracts within the scope of IFRS 17. This redesignation is based on a change
in the business model of the asset obtained through the test of Paying Only the Principal and Interest (SPPI) to protect the company from
the financial effects of this new standard.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Organization
evaluated the effects of IFRS 17, particularly those related to changes in the discount rate applied, and reassessed its related asset
business model.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The reassessment
results from a reclassification of the business model among assets used to protect the Life and Pension and Health portfolios. In this
reclassification, the Organization decreased the value of assets measured at Amortized Cost and increased the value of assets measured
at Fair Value through Other Comprehensive Income (VJORA). The main reason for this reclassification is the change in the methodology for
valuing insurance liabilities, which now aligns their discounts with market rates.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2022,
there were no changes to accounting practices.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="line-height: 115%"><B>b)</B></FONT></TD><TD STYLE="text-align: justify"><B>modified <FONT STYLE="line-height: 115%">opinions and emphasis present in the auditor&rsquo;s report</FONT></B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
were no caveats and no emphasis in the independent auditors&rsquo; report.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446053"></A><A NAME="a_Toc167085915"></A>
2.4 &ndash; Events with significant effects (occurred and expected) on financial statements</P>

<P STYLE="font: bold 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">Officers
should comment on significant effects eventually caused or expected to be caused by the following events on the issuer&rsquo;s financial
statements and results:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>introduction or sale of operating segment</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">No operational
segment was introduced or sold in the period.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>b)</B></FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>creation, acquisition or sale of equity interest</B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">- <B>Atl&acirc;ntica</B>
(indirect company of the Insurance Group): On August 31, 2023, Bradesco communicated to its shareholders that it signed an Investment,
Purchase and Sale Agreement of Shares and Other Covenants with Hospital Santa L&uacute;cia S.A. to acquire 20% of the share capital of
Grupo Santa. The transaction is aligned with Atl&acirc;ntica&rsquo;s strategy of investing in the health sector value chain and the conclusion
is subject to compliance with certain usual suspensive conditions in operations of this nature, including due regulatory approvals.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">- <B>Hospital
Mater Dei S.A. </B>(&ldquo;Mater Dei&rdquo;): On December 21, 2023, Bradesco communicated to shareholders that Atl&acirc;ntica Hospitais
e Participa&ccedil;&otilde;es S.A. (&ldquo;Atl&acirc;ntica&rdquo;), a company dedicated to investments in hospitals, indirectly controlled
by Bradesco and Bradseg Participa&ccedil;&otilde;es S.A. (member of the Grupo Bradesco Seguros), firmed, on this date, an Investment
Agreement with Hospital Mater Dei S.A. (&ldquo;Mater Dei&rdquo;) for the development and operation of a new general hospital in S&atilde;o
Paulo. Atl&acirc;ntica will have 51% of the company to be constituted (&ldquo;SPE&rdquo;), and Mater Dei, responsible for the medical
and administrative management of the hospital, will have 49%. The transaction is aligned with Atl&acirc;ntica&rsquo;s strategy of investing
in the health sector value chain through partners with players established in the hospital operations and is subject to compliance with
certain usual suspensive conditions in operations of this nature, including the appropriate regulatory approvals.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">- <B>Cielo
S.A:</B> On February 5, 2024, Bradesco communicated to shareholders that its subsidiary, Quixaba Empreendimentos e Participa&ccedil;&otilde;es
Ltda. (&ldquo;Quixaba&rdquo;) and BB Elo Cart&otilde;es Participa&ccedil;&otilde;es S.A. (&ldquo;BB Elo&rdquo; and, together with Quixaba,
the &ldquo;Controlling Shareholders&rdquo;), sent a notice to Cielo S.A. &ndash; Payment Institution (&ldquo;Company&rdquo;), informing
about its decision to proceed with the conversion of the Company&rsquo;s open company register from category &ldquo;A&rdquo; to &ldquo;B&rdquo;,
with its consequent delisting from the special sector of the Novo Mercado (New Market) of B3 S.A. &ndash; Brazilian Exchange &amp; OTC
(&ldquo;B3&rdquo;), through the launch of a unified public offer to acquire common shares for conversion of the open company registration
from category &ldquo;A&rdquo; to &ldquo;B&rdquo; and the delisting from the special segment, in accordance with the applicable legislation
and the Company&rsquo;s articles of incorporation (&ldquo;OPA&rdquo;). The application for registration of the OPA will be made within
the regulatory deadline.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
OPA will be launched by (i) Controlling Shareholders and companies (ii) Elo Participa&ccedil;&otilde;es Ltda. (&ldquo;Elo Participa&ccedil;&otilde;es&rdquo;),
(iii) Alelo Institui&ccedil;&atilde;o de Pagamento S.A. (&ldquo;Alelo&rdquo;) and (iv) Livelo S.A. (&ldquo;Livelo&rdquo; and, together
with the Controlling Shareholders, Elo Participa&ccedil;&otilde;es and Alelo, the &ldquo;Offering Shareholders&rdquo;), indirect subsidiaries
of Bradesco and Banco do Brasil S.A. (BB Elo&rsquo;s direct controller), for the acquisition of up to all common shares issued by the
Company, except for those held by the Offering Shareholders and/or Controlling Shareholders, directly or indirectly, and shares held by
the Company itself and held in treasury (&ldquo;Shares Subject to the Offer&rdquo;), in a unified way for the purposes of (i) conversion
of the open company registration category &ldquo;A&rdquo; to &ldquo;B&rdquo;; and (ii) delisting of the Company from the special segment
Novo Mercado (New Market) of B3. The price offered for each Share Subject to the Offer will be R$5.60.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)
Unusual events or operations</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">During
the period, there were no events or unusual operations concerning the issuer, in addition to the events already stated in item 2.1.a and
2.1.h, which caused or which are expected to cause significant impacts on their results.</P>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446054"></A><A NAME="a_Toc167085916"></A>
2.5 &ndash; If the issuer has disclosed, during the last fiscal year, or wishes to disclose in this form non-accounting measurements,
such as EBITDA (earnings before interest, tax, depreciation and amortization) or EBT (earnings before interest and tax), the issuer must
inform:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: -17.85pt; color: #404040"><B>a)
inform the value of non-accounting measurements</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: 0in; color: #404040">Not applicable.</P>

<P STYLE="font: 10.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: -17.85pt; color: #404040"><B>b)
make the reconciliations between the values disclosed and the values of the audited financial statements</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: 0in; color: #404040">Not applicable.</P>

<P STYLE="font: 10.5pt Consolas; margin: 0; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: -17.85pt; color: #404040"><B>c)
explain why it understands that such a measurement is more appropriate for the correct understanding of its financial condition and the
result of its operations</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.7pt; text-align: justify; text-indent: 0in; color: #404040">Not applicable.</P>

<P STYLE="font: 10.5pt/115% Consolas; margin: 6pt 0; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446055"></A><A NAME="a_Toc167085917"></A>2.6
&ndash; Subsequent events to the latest financial statements</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
were no subsequent events that need to be adjusted or disclosed for the consolidated financial statements that were closed on December
31, 2023.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446056"></A><A NAME="a_Toc167085918"></A>
2.7 &ndash; Officers must comment on the destination of the corporate income</P>




<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; text-align: center; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #365F91; line-height: 115%"><B>Income Allocation</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%"><B>A) Rules on withholding profits</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 3pt; text-align: justify; text-indent: 0in; color: #404040">Legal reserve</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">The allocation
    of a portion of the net income, for legal reserves, is set out by Article 193 of Law No. 6,404/76 and is intended to ensure the integrity
    of the share capital, and may only be used to offset losses or to increase capital.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">The net
    income for the year, five percent (5%), shall be applied before any other allocation, in the constitution of the legal reserve, which
    shall not exceed twenty percent (20%) of the share capital.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">The legal
    reserve may no longer be constituted in the year in which the balance of this reserve, increased by the amount of the capital reserves
    provided for in paragraph 1 of Article 182, exceeds thirty percent (30%) of the share capital.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">Statutory
    Reserves</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">Article
    194 of Law No. 6,404/76 regulates the creation of statutory reserves. Pursuant to such legal document, the Company&rsquo;s bylaws may
    create reserves based on the following specific conditions:</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="line-height: 115%">-
    </FONT>the purpose is accurately and completely indicated<FONT STYLE="line-height: 115%">;</FONT></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="line-height: 115%">-
    </FONT>the criteria for determining the portion of annual net income that will be allocated for its constitution is established; and</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="line-height: 115%">-
    </FONT>the maximum reserve limit is set<FONT STYLE="line-height: 115%">.</FONT></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0.1in 0 3pt; text-align: justify; text-indent: 0in; color: #404040">Pursuant
    to applicable laws, Article 28 of the Bylaws sets out that the balance of the net income, after every statutory allocation, will have
    the allocation proposed by the Board of Executive Officers, approved by the Board of Directors and deliberated in the Shareholders&rsquo;
    Meeting, and one hundred percent (100%) of this balance may be allocated to the Profits Reserves &ndash; Statutory, aimed at keeping the
    operating margin compatible with the development of active operations of the Company, up to the limit of ninety-five percent (95%) of
    the value of the paid-in share capital.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">In case a proposal
    by the Board of Executive Officers, on the allocation of the net income for the year, includes the payout of dividends and/or the payment
    of interest on own capital in an amount greater than the mandatory dividend established in Article 27, item III, of the bylaws, and/or
    the withholding of profits in accordance with Article 196 of Law No. 6,404/76, the balance of net income for purposes of constituting
    this reserve will be determined after the full deduction of these allocations.</P></TD></TR>
  <TR>
    <TD ROWSPAN="5" STYLE="width: 31%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1.5pt solid; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">Amounts referring to the Withholding of Profits</FONT></TD>
    <TD STYLE="width: 23%; border-bottom: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; text-align: center; text-indent: 0in; line-height: 115%"><FONT STYLE="font-size: 9pt; color: #365F91; line-height: 115%"><B>(R$ thousand)</B></FONT></TD>
    <TD STYLE="width: 23%; border-bottom: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="font-size: 12pt; color: #365F91; line-height: 115%"><B>2023</B></FONT></TD>
    <TD STYLE="width: 23%; border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="font-size: 12pt; color: #365F91; line-height: 115%"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">Net Income for the Year</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">15,121,802</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">20,732,172</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">Legal Reserve</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">756,090</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">1,036,608</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">Statutory Reserves</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">3,054,908</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">9,523,402</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-align: left; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">Gross Interest on Own Capital</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">11,310,804</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-align: right; text-indent: 0in; line-height: 115%"><FONT STYLE="color: #404040; line-height: 115%">10,172,162</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 97 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->96<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 31%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: left; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>B) Rules on Dividends and/or Interest on Own Capital payouts</B></FONT></TD>
    <TD STYLE="width: 69%; border-top: #C00000 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">With the advent
    of Law No. 9,249/95, which entered into force on January 1, 1996, companies can pay interest on own capital, to be imputed, net of withholding
    income tax, to the amount of the minimum mandatory dividend.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Minimum
    Mandatory Dividend</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">In accordance
    with item III of Article 27 of Bradesco&rsquo;s Bylaws, shareholders are entitled to thirty percent (30%) of the net income as minimum
    mandatory dividends, in each fiscal year, adjusted by reducing or increasing the values specified in items I, II and III of Article 202
    of Law No. 6,404/76 (Brazilian Corporate Act).</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">Therefore,
    the minimum percentage of thirty percent (30%), established in the Bylaws, is above the minimum percentage of twenty-five percent (25%),
    which is established in paragraph 2 of Article 202 of Law No. 6,404/76.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Shareholders
    Holding Preferred Shares</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">Preferred shares
    grant their holders dividends of ten percent (10%) higher than those that are attributed to common shares (letter &ldquo;b&rdquo; of paragraph
    2 of Article 6 of the corporate Bylaws).</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Re-Application
    of Dividends or Interest on Own Capital</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">The re-application
    of Dividends and/or Interest on Own Capital is a product that allows Bradesco&rsquo;s depositor shareholders, registered in the Bradesco
    Corretora (Broker), either individuals or legal entities, to invest the amount received, credited to checking accounts, in new shares
    (currently only for preferred shares), thereby increasing shareholding interest.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">Shareholders
    have the option of re-applying the monthly and/or special (complementary and intermediary) dividends. There is no ceiling for this re-application
    and the minimum limit should be enough for the acquisition of at least one (1) share.</P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: left; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>C) Frequency of Dividends and/or Interest on Own Capital payouts</B></FONT></TD>
    <TD STYLE="border-bottom: #C0504D 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">Bradesco distributes
    Dividends and/or Interest on Own Capital (from January 1, 1996 with the advent of Law No. 9,249/95) monthly since 1970, constituting the
    Brazilian financial institution as pioneer in adopting this practice.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Interim
    Dividends</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">The Board of
    Executive Officers, upon approval by the Board of Directors, is authorized to declare and pay interim dividends, twice a year or on a
    monthly basis, to the existing Accrued Profits or Profit Reserves accounts (Article 27, paragraph 1 of the Bylaws).</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">They may also
    authorize the distribution of Interest on Own Capital to replace interim dividends, either integrally or partially (Article 27, paragraph
    2 of the Bylaws).</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Systematic
    Monthly Payment of Dividends and/or Interest on Own Capital </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">For the purposes
    set out in Article 205 of Law No. 6,404/76, shareholders that are entered into the records of the Company on the date of the statement,
    which occurs on the first business day of each month, shall be deemed beneficiaries.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">Payments are
    made on the first business day of the subsequent month, one month in advance of the mandatory dividend, by credit into the account that
    has been informed by the shareholder or provided to the Company.</P></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->97<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 31%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: left; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>D) Any restrictions on the distribution of dividends, imposed by special laws or regulations applicable to the issuer, as well as contracts, judicial or administrative decisions or arbitration.</B></FONT></TD>
    <TD STYLE="width: 69%; border-top: #C0504D 1.5pt solid; border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: justify; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%">There are no restrictions on the distribution of dividends.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: left; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>E) If the issuer has a policy of destination of results formally approved, they should inform the body responsible for the approval, the date of approval and, if the issuer discloses the policy, the locations on the global computer network where the document can be consulted</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 6pt 3.5pt; text-align: justify; text-indent: 0in"><FONT STYLE="color: #404040">The Company has a document entitled &ldquo;Practices for the Payment of Dividends and/or Interest on Own Capital of Banco Bradesco S.A.&rdquo; approved by the Board of Directors on April 1, 2015 and publicly available on the website of the Securities and Exchange Commission (Comiss&atilde;o de Valores Mobili&aacute;rios &ndash; CVM) (www.cvm.gov.br), of B3 S.A. &ndash; Brazilian Exchange &amp; OTC (www.b3.com.br) and on the Company&rsquo;s Investor Relations website (www.bradescori.com.br), which establishes, among other aspects, the periodicity for the payment of dividends and the parameter of reference to be used to define the amount that will be distributed. In the specific case of Bradesco, the Company establishes the payment of dividends and/or interest on own capital on a monthly basis.</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446057"></A><A NAME="a_Toc167085919"></A><A NAME="a_Toc324168685"></A>2.8
&ndash; Relevant Items not evidenced in the financial statements</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Officers
must describe the relevant items not evidenced in the financial statements of the issuer, indicating:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>assets and liabilities held by the issuer, either directly or indirectly, that do not appear in the statement of its financial
position (off-balance sheet items), such as: </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>i.
written-off receivables portfolios over which the entity keeps risks and responsibilities, indicating respective liabilities;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 112.5pt; text-align: justify; text-indent: -21.25pt; color: #404040">There
are no relevant items that are not evidenced in the financial statements.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>ii.
future contracts for purchase and sale of products or services; </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 112.5pt; text-align: justify; text-indent: -21.25pt; color: #404040">There
are no relevant items that are not evidenced in the financial statements.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>iii.
construction contracts not terminated;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 112.5pt; text-align: justify; text-indent: -21.25pt; color: #404040">There
are no relevant items that are not evidenced in the financial statements.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>iv.
contracts for future receipts of financing;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 112.5pt; text-align: justify; text-indent: -21.25pt; color: #404040">There
are no relevant items that are not evidenced in the financial statements.</P>


<!-- Field: Page; Sequence: 99 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->98<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> other items not evidenced in the financial statements</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are no relevant items that are not evidenced in the financial statements. The assets and liabilities held by the issuer, either directly
or indirectly, considered as an off-balance sheet, are evidenced in explanatory note No. 40 (items not recorded on the balance sheet),
which is part of the Company&rsquo;s financial statements and are shown in the table below:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 67%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 17%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 16%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Commitments to extend credit <SUP>(1)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">299,289</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">318,282</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sureties and Guarantees <SUP>(2)</SUP></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">105,817</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">97,961</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Letters of credit for imports</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">439</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">794</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>405,545</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>417,037</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in; color: #404040">(1)
Includes credit card, personal loans, real estate financing, guaranteed account, and overdraw limits to be cleared; and</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in; color: #404040">(2) Refers to
the provided guarantees, which are mostly carried out with Corporate clients.</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 0pt; text-align: left; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
financial guarantees are conditional commitments of loans which are issued to guarantee the performance of a client before a third party.
According to these guarantees, generally, we have the right of recourse against the client to recover any paid amounts. In addition to
this, we retain resources in cash or other guarantees of high liquidity to ensure these commitments</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
contracts are subject to the same credit evaluations as in other loan operations. Standby letters of credit are issued, primarily to endorse
public and private debt issue agreements including commercial paper, securities financing and similar transactions. The standby letters
of credit are subject to client credit evaluation by the Management.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
letters of credit are undertakings which are issued to guarantee the performance of a client to a third party. We issue business letters
of credit to enable foreign trade transactions. These instruments are short-term commitments to pay the beneficiary of a third party under
certain contractual conditions for the shipment of products. The contracts are subject to the same credit assessments applied in other
credit concessions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446058"></A><A NAME="a_Toc167085920"></A><A NAME="a_Toc324168686"></A>2.9
&ndash; Comments on other items not evidenced in the financial statements</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>For each
of the items that are not evidenced in the financial statements listed in item 2.8, officers must comment on:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>how such items are likely to alter or change the income, expenses, operating income, financial expenses or other items of the financial
statements of the issuer </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As described
in item 2.8, we inform that, with regard to the guarantees provided and the letters of credit for importation, the issuer receives a rate
or a commission on the operation that sensitizes the revenue and consequently the operational income. If a problem occurs relating to
a client&rsquo;s capacity to make a payment, there may be the need for the constitution of provisions. Now, regarding the commitments
of credit values to be released, there will only be an impact on the lines of income, if clients use these lines of credit.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>nature and purpose of the operation</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Information
disclosed in item 2.8.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>nature and amount of the obligations assumed and rights generated in favor of the issuer as a result of the operation</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Information
disclosed in item 2.8.</P>


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    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446059"></A><A NAME="a_Toc167085921"></A><A NAME="a_Toc324168687"></A>
2.10 &ndash; Business plan</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Officers
must indicate and comment the main elements of the issuer&rsquo;s business plan, exploring specifically the following topics:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>investments, including: i) quantitative and qualitative description of ongoing investments and foreseen investments; ii) sources
of finance for investments; iii) relevant ongoing divestments and divestments planned</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">As a
necessary condition for the continued growth, our expenditures on Information Technology (IT) include system development, processing equipment,
software, and essential items to streamline our operations, aiming to increase productivity, accessibility, and cost efficiency. These
expenditures encompass both internal systems and systems that directly impact our clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Below,
we present the total IT expenses for the past two years:</P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 70%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; font: 11pt Calibri, Helvetica, Sans-Serif; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Information Technology (IT)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8,956 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 11pt Calibri, Helvetica, Sans-Serif; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9,748 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>provided that it is already disclosed, indicate the purchase of plants, equipment, patents or other assets to materially influence
the productive capacity of the issuer</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">No disclosure
of the purchase of plants, equipment, patents or other assets to influence materially our productive capacity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>new products and services, indicating: i) a description of the research in progress that is already disclosed; ii) the total amounts
spent by the issuer on research to develop new products or services; iii) developing projects that are already disclosed; iv) the total
amounts spent by the issuer in the development of new products or services</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We do
not have new products and relevant services, individually.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>opportunities included in the issuer&rsquo;s business plan related to ESG issues </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">As expressed
in its corporate purpose, the Organization is committed to sustainable development and the generation of shared value for investors, employees,
suppliers, clients, regulatory agencies and society, through business and operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We recognize
that the management of environmental, social and governance aspects (ESG) is crucial to our long-term sustainability and success. Following
the guidelines of our Standard for Social, Environmental and Climate Responsibility (PRSAC), we consider ESG issues in the integration
of risks and opportunities of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Sustainability
is a fundamental pillar of our corporate strategy, which guides our actions in promoting a change agenda, aligned with the Sustainable
Development Goals (SDGs), and focusing on three main themes: Sustainable Business, Climate Agenda and Financial Citizenship.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In the
Sustainable Business front, we seek to boost businesses that foster socio-environmental development. In 2021, we announced the goal of
allocating R$250 billion by 2025 to sectors and assets with positive socio-environmental impact. This goal includes credit concession
for positive contribution activities, classified according to internal methodology based on Febraban&rsquo;s taxonomy, financial products
and services with a socio-environmental focus and advice on structuring credit and debt solutions linked to ESG criteria.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">By December
2023, R$227 billion, that is, 90.8% of the total resources destined to this goal had already been allocated.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2023,
we entered into a Strategic partnership with the IFC - International Finance Corporation to raise US$250 million, with the aim of expanding
the funding to micro, small and medium-sized enterprises inserted in the concept of the Local Productive Arrangements Program &ndash;
APLs, with a focus on creative economy in the North and Northeast regions.</P>


<!-- Field: Page; Sequence: 101 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">2. Officers&rsquo; notes</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On the
climate agenda, we are committed to raising awareness and financing of our clients in the transition to a greener, more inclusive low-carbon
economy. To strengthen this performance, we joined the Net-Zero Banking Alliance, assuming the commitment with the decarbonization of
our loan and investment portfolios, to achieve zero net emissions by 2050.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">To
learn more about our Sustainability and Sustainable Business strategy, visit our website at <U>https://banco.bradesco/html/classic/sobre/sustentabilidade/en/index.shtm</U>.</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446060"></A><A NAME="a_Toc167085922"></A><A NAME="a_Toc324168688"></A>2.11
&ndash; Other factors with relevant influence</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Comment
on any other factors that influenced operational performance in a relevant way, and those which have not been identified or discussed
in the remaining items in this section:</B></P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco's
Management has been following up and monitoring the situation and so far no relevant direct impacts have been identified.</P>

<P STYLE="font: 10pt/110% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Between
April and May 2024, the state of Rio Grande do Sul was hit by storms and floods that caused a local tragedy. Banco Bradesco S.A. stands
in solidarity and has been carrying out support actions aimed at the state and population. In parallel, we are evaluating the initial
impacts and possible future consequences that this catastrophe could cause.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">3. Projections</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446061"></A><A NAME="a_Toc167085923"></A>
3. Projections</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446062"></A><A NAME="a_Toc167085924"></A>3.1
&ndash; Disclosed projections and assumptions</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
words &ldquo;believes&rdquo;, &ldquo;may&rdquo;, &ldquo;could&rdquo;, &ldquo;should&rdquo;, &ldquo;seeks&rdquo;, &ldquo;estimates&rdquo;,
&ldquo;continues&rdquo;, &ldquo;anticipates&rdquo;, &ldquo;intends&rdquo;, &ldquo;expects&rdquo;, &ldquo;potential&rdquo; and other similar
words contained in this section are intended to identify estimates and prospects for the future. The projections and perspectives for
the future include information that is linked to results and projections, strategies, financing plans, competitive position, industry
environment, potential growth opportunities, the effects of future regulations and the effects of the competition. Such projections and
perspectives for the future relate only to the date on which they were expressed.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Given
the risks and uncertainties described here, the projections may not come to fruition and therefore do not constitute any guarantee of
future performance. Still, the future results and performance of Bradesco may differ substantially from those that were provided for in
its estimates, on the grounds, including, but not limited to, the risk factors listed in this Reference Form, many of which are beyond
Bradesco&rsquo;s capacity to control or forecast. Additionally, such estimates are based on assumptions that may not come true. In view
of these uncertainties and limitations, investors should not make their investment decisions solely on the basis of estimates and prospects
for the future contained in this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
important to mention that the projections and estimates used in this item have been prepared in accordance with accounting practices adopted
in Brazil, applicable to institutions authorized to operate by the Central Bank of Brazil.</P>

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<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><B>a)</B></TD><TD STYLE="text-align: left"><B>Object of projection</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Indicators
that allow market analysts to feed their projection models for the future results of Bradesco. Currently, the following indicators are
disclosed:</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

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  <TR>
    <TD STYLE="white-space: nowrap; width: 48%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Indicators</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 52%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Measurement form</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Expanded Loan Portfolio</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Accumulated variation observed in 12 months.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Net Interest Income <SUP>(1)</SUP></B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Expected growth percentage for the year.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Fee and Commission Income</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Expected growth percentage for the year.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Operating
    Expenses <SUP>(2)</SUP></B></P>
    <P STYLE="font: 6pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>(Personnel
    + Administrative Expenses + Other Operating Expenses)</B></P></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Expected growth percentage for the year.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Income from Insurance, Pension and Capitalization Bond Operations</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Expected growth percentage for the year.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Expanded Loan Loss Provisions<SUP>(3)</SUP></B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%">Expenses expected in the year.</FONT></TD></TR>
  </TABLE>
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<TD STYLE="width: 10.4pt"></TD><TD STYLE="width: 10.9pt">(1)</TD><TD STYLE="text-align: justify">As of 2023, it considers the indicator &ldquo;Net Interest Income&rdquo;, which includes Client NII and
Market NII;</TD></TR></TABLE>

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<TD STYLE="width: 10.4pt"></TD><TD STYLE="width: 10.9pt">(2)</TD><TD STYLE="text-align: justify">Administrative and personnel expenses will increase in line with inflation; and</TD></TR></TABLE>

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<TD STYLE="width: 10.4pt"></TD><TD STYLE="width: 10.9pt">(3)</TD><TD STYLE="text-align: justify">Includes provision for sureties, guarantees, income from credit recoveries, discounts granted, result
with BNDU (assets not for own use) and impairment of financial assets.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 103 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->102<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">3. Projections</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


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<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><B>b)</B></TD><TD STYLE="text-align: left"><B>Projected period and expiration of the projections</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">At Bradesco,
projections indicate the expected values for the current year. When disclosing the results of each period (last quarter of each year),
the expected indicators for the following fiscal year are disclosed. The projections expire in the current year.</P>

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<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><B>c)</B></TD><TD STYLE="text-align: left"><B>Projection assumptions</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Assumptions
that can be influenced by the Management for 2024</B></P>

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<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">The Guidance includes contractual adjustments and the adequacy of costs that are pursuant to the business
growth and strategy the investment plan of the Organization;</TD></TR></TABLE>

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<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Changing in Bradesco&rsquo;s service network (Expansion/Retraction);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">The estimates do not include new partnerships or takeovers; and</TD></TR></TABLE>

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<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Business growth according to the operational strategy of the Organization.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Premises
that are beyond the control of the Management for 2024</B></P>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Maintenance of the basic fundamentals of the current Macroeconomic Policy;</TD></TR></TABLE>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Change in the world scenario;</TD></TR></TABLE>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Alteration of the Selic interest rate by COPOM to control inflation;</TD></TR></TABLE>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Evolution of the loan market;</TD></TR></TABLE>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Liquidity conditions that change the demand for credit; and</TD></TR></TABLE>

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<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">Regulatory changes which affect banking administration.</TD></TR></TABLE>

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<TD STYLE="width: 17.45pt"></TD><TD STYLE="width: 18pt"><B>d)</B></TD><TD STYLE="text-align: left"><B>Values of the indicators object of the forecast</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #365F91; line-height: 115%"><B>Indicators</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #365F91; line-height: 115%"><B>Estimated</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #365F91; line-height: 115%"><B>Observed</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91; line-height: 115%"><B>2024</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91; line-height: 115%"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91; line-height: 115%"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91; line-height: 115%"><B>2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 42%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 1pt; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Expanded Loan Portfolio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 18%; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; border-right: #C00000 1.5pt solid; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>7% to 11%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; border-right: #C00000 1.5pt solid; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(1.6%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 14%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>9.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; padding-left: 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>18.3%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><A NAME="OLE_LINK3"></A>Net
    Interest Income <SUP>(1)</SUP></B></P>
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Client
    NII </B></P></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>3% to 7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(1.8%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>3.8%</B></P>
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>22.0%</B></P></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>1.3%</B></P>
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>6.5%</B></P></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Fee and Commission Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>2% to 6%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(0.1%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>4.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>4.1%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Operating
    Expenses</B></P>
    <P STYLE="font: 6pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040"><B>(Personnel +
    Administrative Expenses + Other Operating Expenses)</B></P></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>5% to 9% <SUP>(2)</SUP></B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>10.4%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>4.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>1.1%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Income from Insurance, Pension and Capitalization Bond Operations</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>4% to 8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>21.1%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>28.9%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(5.5%)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>Expanded Loan Loss Provisions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>R$35 bi to R$39 bi</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>R$39.5 bi</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>R$32.3
    bi</B></P>
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>R$27.4
    bi <SUP>(3)</SUP></B></P></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; border-left: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>R$15.0 bi</B></FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.7pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-size: 8pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">From 2023, it considers the indicator for the Total Net Interest Income,
which includes the Client NII and the Market NII;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.7pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-size: 8pt">(2)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">Administrative and personnel expenses grow in line with inflation; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-size: 8pt">(3)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">Disregarding the impact of a Large Corporate client.</FONT></TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">3. Projections</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446063"></A><A NAME="a_Toc167085925"></A>
3.2 &ndash; Monitoring and changes to the disclosed projections</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
projections and estimates used in this item have been prepared in accordance with accounting practices adopted in Brazil, which are applicable
to institutions that are authorized to operate by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Changes or replacement of projections</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">From
2023 onwards, the &ldquo;Client NII&rdquo; indicator will be analyzed as &ldquo;Net Interest Income, which includes the Client NII and
the Market NII.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Projections concerning past periods &ndash; Forecast vs. Realized</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In accordance
with the CVM Resolution No. 80, for this item, it has been established that, with regard to projections concerning past periods, comparisons
between the projected data and those realized are to be disclosed. Below are the projected and realized data relating to the fiscal years
of 2023, 2022 and 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B><U>Projections
for 2023</U></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Indicators</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Observed</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Estimated</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Portfolio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(1.6%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>1% to 5%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Net Interest Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(1.8%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>2% to 6%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fee and Commission Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>(0.1%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>2% to 6%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 1.4pt 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Operational
    Expenses</B></P>
    <P STYLE="font: 6pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>(Personnel
    and Administrative Expenses+ Other Operating Expenses)</B></P></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>10.4%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>7% to 11%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Income from Insurance, Pension and Capitalization Bond Operations</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>21.1%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>21% to 25%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Loss Provisions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>R$39.5 bi</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 2.25pt solid; padding: 3pt -21.35pt 3pt 3.5pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; line-height: 115%"><B>R$36.5 bi to R$39.5 bi</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Reasons
for deviations in the projections:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Expanded Loan Portfolio - </B>The lower-than-expected growth of the loan portfolio was mainly due to
the implementation of more restrictive credit policies with the aim of controlling default, which reached its peak in terms of 90-day
NPL in 2Q23. After controlling default, the bank gradually resumed credit origination, impacting the formation of the expanded portfolio.
This recovery is reflected in the 2024 guidance, which points to growth in the expanded loan portfolio of 7 to 11%.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Net Interest Income and <A NAME="OLE_LINK9"></A>Fee and Commission Income - </B>Failure to comply with
the guidance for Net Interest Income and Fee and Commission Income is correlated to lower-than-expected credit growth, impacted by the
lower volume of credit origination and a credit mix with a lower share of mass credits and a greater share in loan portfolios lower risk.</TD></TR></TABLE>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B><U>Projections
for 2022</U></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Indicators</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Observed</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Estimated</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Portfolio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>9.8%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>10% to 14%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Net Interest Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>22.0%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>18% to 22%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fee and Commission Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>4.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>4% to 8%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 1.4pt 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Operational
    Expenses</B></P>
    <P STYLE="font: 6pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>(Personnel
    and Administrative Expenses + Other Operating Expenses)</B></P></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>4.7%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>1% to 5%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Income from Insurance, Pension and Capitalization Bond Operations</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>28.9%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>18% to 23%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Loss Provisions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding: 1.4pt 3.5pt">
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>R$32.3
    bi</B></P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>R$27.4 bi <SUP>(1)</SUP></B></P></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>R$25.5 bi to R$27.5 bi</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 35.45pt; text-align: justify; text-indent: 0in; color: #404040">(1)
Disregards the impact of a Large Corporate client.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Reasons
for deviations in the projections:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Result of Insurance, Pension and Capitalization Operations</B> &ndash; Improvement in operational performance,
favored the growth of Insurance, Pension and Capitalization operations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Expanded Loan Loss Provisions</B> &ndash; We considered a Loan Loss Provision for 100% of the risk
of a Large Corporate client in December 2022, we remained above the guidance, disregarding the impact of this client, we would be at the
top of the range estimated for the year.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B><U>Projections
for 2021</U></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Indicators</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Observed</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Estimated</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Portfolio</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>18.3%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>14.5% to 16.5%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Net Interest Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>6.5%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>2% to 6%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fee and Commission Income</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>4.1%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>2% to 6%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding: 1.4pt 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Operational
    Expenses</B></P>
    <P STYLE="font: 6pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>(Personnel
    and Administrative Expenses)</B></P></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>1.1%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>(5%) to (1%)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Income from Insurance, Pension and Capitalization Bond Operations</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>(5.5%)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>(10%) to 0%</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Expanded Loan Loss Provisions</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>R$15.0 bi</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>R$13.0 bi to R$16.0 bi</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Reasons
for deviations in the projections:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Expanded Loan Portfolio &ndash; </B>Increase in virtually all products (for Individuals and Legal Entities),
with a highlight to the credit card operations, personal/payroll-deductible loans, real estate financing, rural loans, guaranteed account
and CDC, which rose above two digits.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Net Interest Income &ndash; </B>Strong increase in the average volume of operations, and higher average
rate of margin with clients, both due to the higher result of the spread-sensitive liabilities margin and the improvement in spreads and
product mix in loan operations.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Operating Expenses</B> &ndash; Main effects occurred due to the collective bargaining agreement as
of September 2021, higher than original expectations, in addition to greater investments in digital initiatives in the Organization.</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Projections relating to ongoing periods </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">T<FONT STYLE="color: #404040; line-height: 115%">he
projections were disclosed for the ongoing period, which were informed in item 3.1 of this Reference Form.</FONT></P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid"><A NAME="a_Toc167446064"></A><A NAME="a_Toc167085926"></A><A NAME="a_Toc452386048"></A>4.
Risk factors</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446065"></A><A NAME="a_Toc167085927"></A><A NAME="a_Toc452386049"></A><A NAME="a_Toc388954461"></A>4.1
&ndash; Description of risk factors in descending order of relevance</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><A NAME="a_DV_M164"></A><A NAME="a_DV_M162"></A><A NAME="a_DV_M216"></A><A NAME="a_DV_M217"></A><A NAME="a_DV_M220"></A><A NAME="a_DV_M221"></A><A NAME="a_DV_M174"></A><A NAME="a_DV_M175"></A><A NAME="a_DV_M176"></A><A NAME="a_DV_M241"></A><A NAME="a_DV_M242"></A><A NAME="a_DV_C200"></A><A NAME="a_DV_M208"></A><A NAME="a_DV_M213"></A><A NAME="a_DV_M323"></A><A NAME="a_DV_M324"></A><A NAME="a_DV_M325"></A><A NAME="a_DV_M326"></A><A NAME="a_DV_M327"></A><A NAME="a_DV_M328"></A><A NAME="a_DV_M329"></A><A NAME="a_DV_M248"></A><A NAME="a_DV_M273"></A><A NAME="a_DV_M274"></A><A NAME="a_DV_M275"></A><A NAME="a_DV_M276"></A><A NAME="a_DV_M280"></A><A NAME="a_DV_M282"></A><A NAME="a_DV_M303"></A>Below
are the main risk factors that Bradesco considers relevant, on the date of this Reference Form, and that could influence the decision
of investment. If they materialize, these risks could have an adverse effect on our business, our financial situation and equity, and
the price of our securities. Therefore, possible investors could evaluate the risks described below thoroughly, as well as other information
contained in this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We observed
that the risks described below are not the only risks to which the Organization is subject. Other risks that we are not aware of, in case
they materialize, can generate similar effects to those mentioned previously.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
important to highlight that the order in which the risks are presented reflect a criterion of relevance established by the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to the issuer</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Our
financial and operating performance may be adversely affected by epidemics, natural disasters and other catastrophes, such as the current
Covid-19 pandemic, which had a significant impact on our 2020 and 2021 results.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The outbreak
of contagious diseases, such as the outbreak of Covid-19 on a global scale, which began in December 2019 and was declared a pandemic by
the World Health Organization on March 11, 2020, may affect investment decisions and result in sporadic volatility in international and/or
Brazilian markets. Such outbreaks may result and have resulted (in the case of Covid-19), at different levels, in the adoption of governmental
and private measures, including restrictions, in whole or in part, on the movement and transport of people, goods and services and, consequently,
the closure of public establishments and offices, interruptions in the supply chain, reduction of consumption in general by the population
and volatility in the price of raw materials and other inputs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition,
governments have been acting on a global scale with greater intervention in their economies, including through regulations and availability
of resources, in response to the economic situation resulting from the advance of the Covid-19 pandemic.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The outbreak
of epidemics (such as the COVID-19 pandemic), natural disasters and other catastrophes can have a significant negative effect on the world
and Brazilian economy, and include or may include:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&bull;
Reduction of the level of economic activity;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&bull;
Currency devaluation and volatility;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&bull;
Increase in fiscal deficit and decrease in the Federal Government&rsquo;s capacity of investing and making payments and hiring services
or purchasing goods;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&bull;
Decrease of available liquidity in the international and/or Brazilian market; and</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&bull;
Delays in judicial, arbitral and/or administrative proceedings, especially in cases that are not electronic.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The occurrence
of such events may have a materially adverse effect on the global and/or Brazilian economy and impact the liquidity and market value of
our preferred shares and common shares; they may</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">also result in: long-range
socioeconomic impacts, including a possible drop in revenue in Brazil and an increase in demand for public spending in key sectors, a
scenario in which legislative amendments can be used to impose, even temporarily, a more costly tax treatment of our commercial activities,
which can adversely affect our business and operating income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We cannot
guarantee the future impacts or measures that may be adopted if there is a pandemic or other outbreak of other transmissible diseases,
nor the accuracy of our assessment of the actual and potential impacts or the extent of losses resulting from such pandemics or other
transmissible diseases, that could impact our operations and financial situation. In addition, our operations can be negatively impacted
by the emergence of new strains of the coronavirus and setbacks in the implementation of vaccination programs or measures necessary to
contain other transmissible diseases.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We cannot
guarantee that other regional and/or global outbreaks may not occur and, if they occur, we cannot guarantee that we will be able to take
the necessary steps to avoid a negative impact on our business and financial income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Adverse
conditions in the credit and capital global markets, just like the value and/or perception of value of Brazilian government securities,
may adversely affect our ability to access funding in a cost effective and/or timely manner.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Volatility
and uncertainties in the credit and capital global markets have generally decreased liquidity, with increased costs of funding for financial
institutions. These conditions may impact our ability to replace, in a cost effective and/or timely manner, maturing liabilities and/or
access funding to execute our growth strategy.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Part
of our funding originates from repurchase agreements for sales (repo operations), which are largely guaranteed by Brazilian government
securities. These types of transactions are generally short-term and volatile in terms of volume, as they are directly impacted by market
liquidity. As these transactions are typically guaranteed by Brazilian government securities, the value and/or perception of value of
the Brazilian government securities may be significant, affecting the availability of funds. For example, if the quality of the Brazilian
government securities used as collateral is adversely affected, due to the worsening of the credit risk of the Brazilian government, the
cost of these transactions can increase, making this source of funding inefficient for us.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If the
market decreases, which could cause a reduction in volume, or if there is increased collateral credit risk and we are forced to take and/or
pay unattractive interest rates, our financial condition and the results of our operations may be adversely affected.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
increasingly competitive environment in the Brazilian banking and insurance segments may have a negative impact on our business prospects.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
markets for financial, banking and insurance services in Brazil are highly competitive. We face significant competition in all of our
main areas of operation from other large banks and insurance companies, both public and private, based in Brazil and abroad, in addition
to new players, such as fintechs and startups that begin to operate with a differentiated and reduced level of regulation. It should be
noted that major technology companies &ldquo;bigtechs&rdquo; are also strong competitors, seeking to invest in online payment systems
and financial transactions tools by means of various types of applications. In addition, we note that the implementation of Open Finance
in Brazil has intensified this competition through the possibility of sharing information between institutions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">This
competitive environment combined with the accelerated process of digital innovation observed in the sector may impact our speed of adaptation
to this ecosystem and consequently the performance of certain lines of business, which may negatively affect our financial condition,
the result of our operations and the market value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I><A NAME="a_DV_C324"></A>We
may experience increases in our level of non-performing loans as our loan and advance portfolio becomes more seasoned.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
portfolio of loans and advances to clients experienced a decrease in 2023. Any corresponding decrease in our level of non-performing loans
and advances to clients may lag behind the rate of loan growth,</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">as loans typically do
not have due payments for a short period of time after their origination. Levels of non-performing loans are normally higher among our
Individual clients than our Corporate clients.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">Our
delinquency ratio, which is defined as the total loans overdue for over ninety days in relation to the total loan and advance portfolio,
increased to 5.1% as of December 31, 2023 </FONT>(disregarding the large Corporate client, who is 100% provisioned, or 5.2% considering
the Large Corporate client) in comparison to 4.3% on December 31, 2022 (disregarding the Large Corporate client). <FONT STYLE="line-height: 115%">This
growth is related to increased delinquency in the mass-market segment (individuals and legal entities) due to the inflationary environment
and rising interest rates.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If economic
conditions are deteriorating, or if we are experiencing rapid growth in loans, this may result in increases in our impairment of loans
and advances and in our default rate, which can have an adverse effect on our business, financial condition and income of the operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Our
trading activities and derivatives transactions, as well as investments in financial assets at fair value through income and fair value
through other comprehensive income, are not predictable and may cause significant financial losses, which could lead to a significant
impact on our operating income.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We operate
in security negotiations, buying fixed and variable income securities, mainly to sell them in the short term and generate profits on price
differences. The fair value of these instruments <FONT STYLE="line-height: 115%">may decrease significantly due to the volatility of financial
markets and can vary over short periods. As of December 31, 2023, bonds classified under the &quot;fair value through profit or loss&quot;
category and the &quot;fair value through other comprehensive income&quot; category represented 31.2% of our assets, and realized and
unrealized gains and losses originating from these investments have had and may continue to have a significant impact on the results of
our operations. </FONT>In addition, we enter into derivative transactions, mainly to manage our exposure to the interest rate and foreign
exchange risks of clients&rsquo; operations. However, these assets may also expose us to the possibility of significant financial losses
in the future, since derivatives are subject to value fluctuations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
addition, we enter into derivatives transactions to manage our exposure to interest rate and exchange rate risk</FONT> resulting from
operations with clients. <FONT STYLE="line-height: 115%">These assets may also expose us to the possibility of significant financial losses
in the future, since they are subject to fluctuations in value.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>A
failure or breach of our or our suppliers' operational, security or technology infrastructure and systems could temporarily interrupt
our business and cause losses. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
operations depend on the efficient and uninterrupted operation of our information technology systems. However, any unavailability of infrastructure,
software, or telecommunications networks can impact the processing of transactions performed by our clients, which can lead to financial
losses, regulatory fines, penalties, interventions, reimbursements, and other damage-related costs. These factors can have an adverse
material effect on our business, reputation and operating income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Furthermore,
due to the nature of our operations, the wide range of products and services we offer, the significant volume of activities and transactions
carried out, and the global context of digital transformation where there is an increasing integration between platforms, the growing
use of cloud computing, the intensification of relationships with external technology providers, and the extensive use of internet solutions
and connectivity, the technological environment is exposed to various types of risks, whether they arise from internal or external factors.
We face additional risks related to:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&bull;
the need for continuous redesign and development of our information technology architecture and applications;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&bull;
the need to upgrade and integrate legacy systems with emerging technology models in a timely manner;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&bull;
the increasing dependence of service providers due to the migration of certain services to the cloud, which demands robust governance
and new ways of mitigating security and continuity risks beyond our control environment;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&bull;
the broad use of internet solutions and connectivity; and</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&bull;
the growing difficulty in attracting and retaining IT specialized personnel in a competitive market.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Considering
the use of new technologies, the increasing reliance on the internet, and the ever-evolving and sophisticated nature of cyberattacks,
it is not possible to predict all the means that will be employed by malicious individuals or organizations, which could impact our ability
to effectively anticipate and/or prevent cyberattacks. Any of these events or any new factors can cause disruptions, increased costs,
delays in information processing, and/or losses in the transmission of essential data, which can affect our business, reputation, and
operational and financial conditions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may incur penalties in case of non-compliance with data protection laws.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2018, Law No. 13,709/18 &ndash; General Data Protection Law (LGPD, in Portuguese) was enacted, which creates a set of rules for the use,
protection and transfer of personal data in Brazil, in the private and public spheres, and establishes responsibilities and penalties
in the civil sphere. In addition to including existing rules on the subject, the LGPD followed the global trend of strengthening the protection
of personal data, restricting its unjustified use, and guaranteeing a series of rights to holders of data, as well as imposing important
obligations on so-called &ldquo;treatment agents&rdquo;. In particular, the LGPD was inspired by recent European legislation on the subject,
reproducing central points of the Directive No. 95/46/EC, Regulation 2016/679 (UE) and General Data Protection Regulation (GDPR).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
impact of this law has been significant as any processing of personal data will be subject to the new rules, whether physical or digital,
by any entity established in Brazil, any entity who has collected personal data in Brazil, any individual located in Brazil &ndash; even
if not residents &ndash; or any entity that offers goods and services to Brazilian consumers. In short, the adaptation to the LGPD required
structural changes in our customer relationship, business partners, service providers and employees, and in virtually all internal areas
of Brazilian companies. The LGPD (General Data Protection Law) is fully in effect, along with the National Data Protection Authority (ANPD),
a public administration body responsible for safeguarding, implementing, and overseeing compliance with the LGPD. The ANPD has had the
full authority to apply sanctions since the publication of Resolution CD/ANPD No. 4/23 on February 27, 2023. Additionally, the National
Council for Personal Data Protection and Privacy, created by a provisional measure converted into Law No. 13,583/2019, also plays a role
in data protection and privacy matters.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We operate
in a preventive, detective and corrective manner in order to protect our own and our clients&rsquo; information. As a result, we have
evolved our security framework in light of the new digital environment, with a focus on cyber security being key and a pillar of the technology
and processes to establish data protection for our clients. These changes have strengthened the resilience of our systems, our structure
for identifying and detecting threats, and our response and recovery procedures in case of cyberattacks.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">However,
possible failures or attacks on our systems and processes of prevention and/or detection and/or correction in the fight against fraud
and in providing information security, and the consequent non-compliance with applicable legislation, which may also negatively affect
our reputation, our financial condition, the result of our operations and the market value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Failure
to adequately protect us from cyber security risks can affect us materially and adversely.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
exposed to failures, deficiency or inadequacy of our internal processes, human error or misconduct, such as cyberattacks. While we have
procedures and controls to protect our information technology systems and platforms, we are subject to cyber security risks that can affect
us materially and adversely in the event of failures to adequately protect our assets and people.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Like
other large corporations, we are heavily dependent on innovations and technologies, which exposes us to internal and external events that
can affect the availability of our information technology systems and infrastructure. These events can also occur in our third-party service
providers, who are part of our supply chain and have the potential to adversely affect our business and activities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Risks
that can directly or indirectly impact us or our third-party service providers include, but are not limited to: penetration of information
technology systems and platforms by malicious individuals; infiltration of malware such as computers with viruses into our systems; intentional
or accidental contamination of our networks and systems or those of our third-party service providers that we exchange data with, unauthorized</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">access to confidential
client data, and/or organization data, and cyberattacks that may cause service degradation and/or outage that can result in business losses.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Cyber
security and its risks are addressed at the highest strategic level within our Organization. The possibility of loss, theft or alteration
of data processed and stored by us or our third-party service providers was considered an aggravating factor in our risk analysis due
to the potential exploitation of vulnerabilities and weaknesses in systems, devices, networks or other digital media in our information
technology environment and our third-party service providers (i.e., ransomware).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Corporate Security Department performs a prior and periodical analysis in the control environment of third-party providers. Our contracts
of relevant services regarding data processing and storage and cloud computing contain specific cyber security clauses for the protection
of information, even after termination of the contract.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazilian
regulatory agencies have also intensified regulation, including through LGPD, CVM Instruction No. 35/21, as amended, and CMN Resolution
No. 4,893/21, enhancing controls, policies, and requirements regarding cloud services.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
LGPD imposes sanctions and fines in case of data leakage arising from non-compliance with the terms and conditions of the law, however,
any failure in the protection of personal information may impact, our operating and financial income, and reputation. While we have procedures
and controls to protect our clients&rsquo; personal information, unauthorized disclosures or security breaches may lead us to legal actions
and administrative sanctions, as well as damages that may materially and adversely affect our operating income, financial condition, prospects
and reputation. In addition, we may be required to report relevant events related to cybersecurity issues, events where client information
may be compromised, unauthorized access incidents, and other security breaches.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2022,
we experienced a security incident involving exclusively our subsidiary Banco Bradesco Financiamentos (BBF), which offers specialized
solutions for the commercialization of payroll-deductible loans and vehicle financing. During incident response and forensic analysis,
we found that a systemic vulnerability problem was exploited, resulting in unauthorized access to data of certain BBF clients from part
of the database related to vehicle financing contracts. Measures have been taken to resolve the incident and we contacted the clients
whose data had been inappropriately accessed, and informed the competent authorities (Central Bank of Brazil and ANPD).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In July
2023, we suffered a ransomware incident involving Bradesco Securities, Inc. - New York. On July 18, 2023, we published a relevant fact,
available on our investor relations website and informed the SEC on Form 6-K (not incorporated by reference in this report), of the incident,
which resulted in unauthorized access to employee data, administrative staff and clients exclusively of Bradesco Securities, Inc. The
compromised data included employees of Bradesco Securities, Inc. in the United States, United Kingdom and Brazil, as well as institutional
clients of Bradesco Securities, Inc.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Securities, Inc. promptly activated its control and security protocols to determine the cause and extent of the incident and to mitigate
its effects. It has adopted measures to resolve the incident, including contacting affected persons and competent authorities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Unauthorized
viewing of this data did not impair Bradesco Securities, Inc.&rsquo;s clients&rsquo; access to transactional services. In addition, the
event did not result in the unavailability of systems or the interruption of operations, which continued to function normally, and did
not affect clients, operations or corporate data of other Bradesco business units, including the systems and operations of Banco Bradesco
S.A. and its subsidiaries in Brazil. There was no risk to the continuity of business and services to clients of the institution.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Although,
any failures to adequately protect us against cyber security risks can affect us materially and adversely.</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
Brazilian Supreme Court (STF) and the Superior Court of Justice (STJ) is currently deciding cases related to inflationary adjustments
during periods of hyperinflation in Brazil, which may increase our costs and cause losses.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
STF, which is the highest court in Brazil and is responsible for judging constitutional matters, is currently deciding whether savings
account holders have the right to obtain adjustments for inflation related to their deposits due to the economic plans Bresser, part of
Ver&atilde;o, Collor I and Collor II, implemented in the 1980s and 1990s, before the Plano Real, in 1994. The trial began in November
2013 but was interrupted without any pronouncement on the merits of the subject under discussion by their Members. According to the associations
representing the savings account holders, banks misapplied the inflation adjustments when those economic plans were implemented, and should
be required to indemnify the savings account holders for the non-adjustment of those amounts.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
STF decided that the ruling of class actions proposed by associations questioning inflationary readjustments only benefits consumers who:
(i) were associated with the associations at the time of filing of the class action; and (ii) authorized the filing of the class action.
This reduced the number of beneficiaries in class actions because, until then, it was understood that these decisions should benefit all
consumers affected by the practices </FONT>(i.e. whoever suffered losses related to inflationary adjustments, regardless of the losses
of savings beneficiaries being associated to the association that filed the class action)<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In a
related sentence, the Brazilian Supreme Court of Justice (STJ) decided, in May 2014, that the starting date for counting default interest
for compensating savings account holders must be the date of summons of the related lawsuit (rather than the date of settlement of the
judgment), therefore increasing the amount of possible losses for the affected banks in the event of an unfavorable decision by the STF.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
December 2017, with the mediation of the Executive branch&rsquo;s attorney (Advocacia Geral da Uni&atilde;o or AGU) and the intervention
of the Central Bank of Brazil, the representatives of the banks and the savings account holders entered into an agreement related to the
economic plans aiming to finalize the claims, establishing a timeline and conditions for the savings account holders to accede to such
agreement. The STF affirmed the agreement on March 1, 2018. This approval determined the suspension of legal actions in progress for the
duration of the collective bargaining agreement (24 months). On March 11, 2020, the signatories to the Collective Bargaining Agreement
agreed to an amendment extending the agreement for a further 60 months. The amendment was taken to the Supreme Court for approval, and
its extension was approved by the plenary of the court, on May 29, 2020, for a period of 30 months (renewable for a further 30 months),
from March 12, 2020.</FONT> A new amendment was agreed between the Parties of the Collective Agreement extending it for another 30 months
and submitted to the STF for approval. In a session concluded on December 16, 2022, the extension of the Collective Agreement was approved
for another 30 months, and the adherence to the terms of the agreement was carried out through a digital platform specially created for
this purpose. Considering that this is a voluntary agreement, which does not oblige the savers to join, we cannot predict how many savers
will join.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Future
STF decision regarding cases related to inflationary purges may increase our costs and cause losses. <FONT STYLE="line-height: 115%">This
may negatively affect our financial condition, the result of our operations and the market value of our shares.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may incur losses associated with counterparty risk exposures.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
subject to the possibility that counterparts will not honor their contractual obligations regarding the settlement of transactions involving
bilateral flows, including the negotiation of derivatives or repo operations. It is necessary to estimate the projected exposures of these
bilateral flows so that it is possible to properly provision, because of the leverage nature of these operations. Such counterparts may
become default due to bankruptcy, lack of liquidity, operational failure or for other reasons, at any time in the term of their operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Our
risk management structure may not be fully effective.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
objective is to fully incorporate the risk management process into all of our activities, developing and implementing methodologies, models
and other tools for the measurement and control of risks, looking to</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">continuously improve
them in order to mitigate the risks that we identify. However, there may be limitations to this risk management framework in foreseeing
and mitigating all the risks to which we are subject, or may in the future become, subject. If our risk management structure is not completely
effective in adequately preventing or mitigating risks, we could suffer material unexpected losses, adversely affecting our financial
condition and the expected results of operations<FONT STYLE="color: #404040; line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may face significant challenges in possessing and realizing value from collateral with respect to loans in default.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If we
are unable to recover sums owed to us under secured loans in default through extrajudicial measures such as restructurings, our last recourse
with respect to such loans may be to enforce the collateral secured in our favor by the applicable borrower. Depending on the type of
collateral provided, we either have to enforce such collateral through the courts or through extrajudicial measures. However, even where
the enforcement mechanism is duly established by the law, Brazilian law allows borrowers to challenge the enforcement in the courts, even
if such challenge is unfounded, which can delay the realization of value from the collateral. Our secured claims under Brazilian law will
in certain cases rank below those of preferred creditors such as employees and tax authorities. As a result, we may not be able to realize
value from the collateral, or may only be able to do so to a limited extent or after a significant period, thereby potentially adversely
affecting our financial condition and results of our operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may incur losses due to impairments on goodwill from acquired businesses.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We record
the value of goodwill in investment acquisitions, which represents the difference between the fair value of the consideration paid and
the fair value of the acquired assets and assumed liabilities. Annually, we assess the basis and estimates of profitability of the Cash-Generating
Units (Unidades Geradoras de Caixa or UGC) in respect of which goodwill is allocated. These evaluations are made through cash flow projections
based on growth rates and discount rates, with those projections then being compared to the value of the Cash-Generating Units to determine
the presence of indicators of impairment of these assets. However, given the inherent uncertainty regarding future cash flow projections,
we cannot guarantee that impairment will not be recognized in the future, which could negatively impact our operating income, financial
condition, and market value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may be subject to negative consequences in the event of an adverse conclusion in the judicial process arising from Opera&ccedil;&atilde;o
Zelotes (&ldquo;Zealots Operation&rdquo;).</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
context of the Zealotes Operation, an investigation into alleged improper conduct by members of the Administrative Council for Tax Appeals
(CARF), a criminal case was filed against two former members of our Board of Executive Officers in 2016 and received by the 10th Federal
Court of the Judicial Section of the Federal District. The trial court acquitted the two former members of our Board of Executive Officers,
and so far, the Public Prosecutor's Office has not appealed this decision.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Although
we are not a party to this case, any developments in the Zealotes Operation and other on-going investigations or investigations that may
be initiated in the future, any consequent events and the possibility of new accusations may negatively affect our reputation and our
financial condition.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Financial
institutions, such as us, may be subject to legal proceedings arising from certain actions by third parties related to anticorruption,
money laundering and terrorism financing (AMLTF).</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We are
subject to Brazilian anti-corruption legislation and of prevention of money laundering and terrorist financing (AMLTF), and legislation
with a similar focus of other countries where we have branches and operations, as well as other anti-corruption and AMLTF laws and transnational
regulatory regimes. These laws require the adoption of integrity procedures to mitigate the risk that (i) anyone acting on our behalf
may give undue advantage to the public agent to gain benefits of any nature; and (ii) or officers, employees, and third parties may use
financial systems inappropriately for any actions related to AMLTF. Legislation of transnational scope, such as the U.S. Foreign Corrupt
Practices Act and the U.K. Bribery Act, as well as the Brazilian law, oblige us, among other things, to maintain policies and procedures
aimed at preventing any illegal or improper activities related to AMLTF and corruption of governmental entities and officials in order
to ensure any commercial advantage, and they require us to maintain accurate records and a system of internal</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">controls to ensure the
accuracy of our records and avoid illegal activities. Despite our efforts, we cannot guarantee that such measures will be sufficient to
fully prevent or detect illegal or improper activities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If our
policies and procedures to prevent bribery, AMLTF and other corrupt practices are not able to prevent voluntary or inadvertent actions
by our executives, employees or third parties representing corruption, government regulatory agencies to which we are accountable have
the power and authority to impose fines and other penalties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Involvement
in these actions, a risk inherent in the activities of financial institutions, may result in negative publicity for us, and any adverse
decision in an administrative or judicial process may adversely affect our financial situation, operating income, and the market value
of our shares and ADSs. In addition, the perception or allegation that we, our employees, our affiliates or other people or entities associated
with us have engaged in any improper conduct, even if unfounded, may cause significant damage to the reputation and other adverse effects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I><A NAME="OLE_LINK21"></A>Developments
and the perception of risk in Brazil and other countries, especially emerging market countries, may adversely affect the market price
of Brazilian securities, including our shares.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
market value of securities of Brazilian companies is affected to varying degrees by economic and market conditions in other countries,
including other Latin American and emerging market countries. Although economic conditions in these countries may differ significantly
from economic conditions in Brazil, investors' reactions to developments in these other countries may have an adverse effect on the market
value of securities of issuers based in Brazil. Crises in other emerging market countries may diminish investor interest in securities
of issuers based in Brazil, including ours, which could adversely affect the market price of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Adverse
developments affecting the financial services industry, such as events or concerns involving liquidity, defaults, or non-performance by
financial institutions or transactional counterparties, could adversely affect our ability to finance our assets.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Events
involving reduced or limited liquidity, defaults, non-performance or other adverse developments that affect financial institutions or
other companies in the financial services industry generally, or concerns or rumors about any events of these kinds, have in the past
and may in the future lead to market-wide liquidity problems. For example, on March 10, 2023, Silicon Valley Bank was closed by the California
Department of Financial Protection and Innovation, which appointed the Federal Deposit Insurance Corporation as receiver. Similarly, on
March 12, 2023, Signature Bank and Silvergate Capital Corp. were each swept into receivership. Such events increase investor concerns
regarding the U.S. or international financial systems, which can affect commercial financing terms. If other banks and financial institutions
enter receivership or become insolvent in the future in response to financial conditions affecting the banking system and financial markets.
A significant decline in available funding could, among other risks, adversely impact our ability to meet our operating expenses, financial
obligations or fulfill our other obligations, or result in breaches of our financial and/or contractual obligations. Any of these impacts,
or any other impacts resulting from the factors described above or other related or similar factors not described above, could have a
material adverse effect on our liquidity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>its shareholders, especially the controlling shareholders</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>A
majority of our common shares are held, directly and indirectly, by one shareholder and our Board of Directors is composed of 11 members,
including four independent members; accordingly, the interests of non-independent members may conflict with those of our other investors.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As of
March 11, 2024, the Funda&ccedil;&atilde;o Bradesco held a total ownership stake of 31.44% in our company, comprising 8.61% of direct
ownership and 22.83% of indirect ownership. Under the terms of Funda&ccedil;&atilde;o Bradesco&rsquo;s bylaws, members of our Board of
Executive Officers that have been working with us for more than ten years serve as members of the Managing Board of Funda&ccedil;&atilde;o
Bradesco. The Managing Board has no other members.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
Board of Directors has 11 members, four of which are independent, in other words they are not associated with Funda&ccedil;&atilde;o Bradesco,
in accordance with the criteria included in Law No. 6,404/76, in the regulation issued by the CVM (Brazilian Corporate Law). Brazilian
Corporate Law states that only individuals</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">may be appointed to a
company&rsquo;s Board of Directors. Accordingly, there is no legal or statutory provision requiring us to have independent directors,
however, to exercise good corporate governance, our Board of Directors has four independent directors. Since the majority of members are
not independent, the interests of our Board of Directors may not always be aligned with the interests of part of our other shareholders
and these holders do not have the same protections they would have if most of the directors were independent. Furthermore, our Board members
(excluding independent board members) are affiliated with the Funda&ccedil;&atilde;o Bradesco, and decisions regarding our acquisition
policy, divestments, financing, or other transactions may be made by the Funda&ccedil;&atilde;o Bradesco and our Board of Directors that
could be contrary to the interests of our other investors, including shareholders and ADS holders, and that may have a negative impact
on the interests of our shareholders and ADS holders.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>If
we issue new shares or our shareholders sell shares in the future, the market price of your preferred share and common share may be reduced.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Sales
of a substantial number of shares, or the belief that this may occur, could decrease the market price of our shares, preferred shares
and common shares, by diluting their value. If we issue new shares or our existing shareholders sell the shares they hold, the market
price of our shares and therefore the market price of our preferred shares and common shares, may decrease significantly.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Under
Brazilian Corporate Law, holders of preferred shares have limited voting rights, accordingly, holders of preferred shares will have similar
limitations on their ability to vote.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Under
the Brazilian Corporate Law (Law No. 6,404/76, which we refer to as Brazilian Corporate Law) and our Bylaws, our preferred shareholders
are not entitled to vote at our shareholders&rsquo; meetings, except in limited circumstances. As such, in contrast to common shareholders,
preferred shareholders are not entitled to vote on corporate transactions, including any proposed merger or consolidation with other companies,
among other things.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>its subsidiaries and associated companies </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Below
we highlight the main risks that could affect the business of our main subsidiary, Grupo Bradesco Seguros, Previd&ecirc;ncia e Capitaliza&ccedil;&atilde;o,
which contributed almost 17% of our income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="line-height: 115%"><B><I>Our
losses in connection with insurance claims may vary from time to time. Differences between the losses from actual claims, underwriting
and reserving assumptions and </I></B></FONT><B><I>provisions of related insurance policies may have an adverse effect on us.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
results of our insurance operations depend significantly upon the extent to which our actual claims are consistent with the assumptions
we used to assess our potential future policy and insurance claim liabilities and to price our insurance products. We seek to </FONT>manage
the insured risks, within our limits of liability <FONT STYLE="line-height: 115%">and price our insurance products based on the expected
payout of benefits, calculated using several factors, such as assumptions for investment returns, mortality and morbidity rates, cancellations,
conversion into pension income, administrative, operational, brokerage and claims expenses, persistency, and certain macroeconomic factors,
such as inflation and interest rates. These assumptions may deviate from our prior experience, due to factors beyond our control such
as natural disasters (floods, explosions and fires), man-made disasters (riots, gang or terrorist attacks), changes in mortality and morbidity
rates as a result of advances in medicine and increased longevity, pandemics such as the Covid-19 pandemic, which can have a systemic
effect on the business (particularly insurance products), or related and economic effects (other insurance products), among others. Therefore,
we cannot determine precisely the amounts that we will ultimately pay to settle these insurance liabilities, when these payments will
need to be made, or whether the assets supporting our policy liabilities, together with future premiums and contributions, will be sufficient
for payment of these liabilities. These amounts may vary from the estimated amounts, particularly when those payments do not occur in
a short time period, which is the case with certain of our life insurance products. Accordingly, the establishment of the related provisions
is inherently uncertain and our actual losses usually deviate, sometimes substantially, from such estimated amounts. To the extent that
incurred losses are less favorable than the underlying assumptions used in establishing such liabilities, we may be required to increase
our provisions, which may have an adverse effect on our financial condition and results of our operations. </FONT></P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> its managers</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
may suffer losses due to employee misconduct.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
business is exposed to risk from potential non-compliance with our policies, including our Code of Ethical Conduct, and related behaviors
and employee misconduct such as fraud, negligence or non-financial misconduct, all of which could result in regulatory sanctions and/or
reputational or financial harm. It is not always possible to deter employee misconduct, despite all the precautions we take to prevent
and detect this activity. Employee misconduct could have a material adverse effect on our business, financial condition, operating income,
prospects and reputation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to its suppliers</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Eventual
need to supply financial support for related entities, whether due to insufficient capital and/or liquidity, relevant operational problems
and dependence on services rendered by suppliers/partners may negatively impact our business performance.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As a
result of our relationship with companies that are not part of our group (Prudential Conglomerate) and our investment fund-related activities,
we may have to provide financial support to these entities if they encounter financial difficulties, equity imbalances, reduction in financial
income or insufficient net assets, among other situations. In addition, our reputation may be adversely affected as a result of any adverse
situation that occurs in the entities in which we invest.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Due
to the complexity of some of our services, we may be dependent on supplier/partner relationships or encounter difficulty in replacing
some suppliers/partners. We are also subject to operational risks that are beyond our control and may impact negatively on our operations
and make the delivery of products and services to our clients more difficult. Possible interruptions in the provision of our services
and difficulties in substituting certain suppliers/partners or other issues beyond our control arising from third party companies may
adversely affect our reputation, operating income, financial conditions, result of our operations and/or market value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>to its clients</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We consider
a risk relating to &ldquo;the clients&rdquo; as a risk related to the &ldquo;issuer&rdquo;, as described in item &ldquo;a&rdquo; of this
section, which reads as &ldquo;<I>We may face an increase in our level of delinquency in the payment of loans, to the measure that our
loans and advance payment portfolio matures</I>&rdquo;.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>g)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>economic sectors in which the issuer operates</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
government exercises influence over the Brazilian economy, and Brazilian political and economic conditions have a direct impact on our
business. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Investing
in emerging market countries like Brazil brings economic risks. Economic volatility in Latin America and other emerging markets have been
caused by many different factors, including high interest rates, changes in currency value, high inflation levels, exchange rate controls,
wage and price controls, changes in economic or fiscal policies, imposition of trade barriers and internal security issues. Any of these
factors can adversely affect the value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Abrupt
changes in monetary or fiscal policies, which are not justified by changes in the economic scenario, can generate uncertainties about
economic policy, leading to the deterioration of expectations, amplifying the volatility and negatively impacting the prices of domestic
assets. In this sense, actions and signs of economic policy that are credible and transparent tend to maintain macroeconomic volatility
at low levels.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Historically,
the Brazilian&rsquo;s political scenario has influenced the performance of the Brazilian economy and the political crises have affected
the confidence of investors and the general public, which has resulted in a deceleration in the economy and greater volatility in the
securities of Brazilian companies issued abroad, in the last years. Uncertainties about the economic policies, especially fiscal, can
generate negative impacts on the prices of domestic assets, such as the depreciation of the currency, elevation of long rates of interest
and stock exchange volatility. Furthermore, uncertainties regarding the economic policies that the Brazilian government may adopt can
influence the market's perception of the risk of foreign investment in Brazil, which, in turn, can adversely affect the market value of
our shares.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
legislative changes can have an adverse impact on our operations, performance, our business, financial situation and operating income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Uncertainty
regarding the economic and fiscal policies and the legal framework could harm the Brazilian economy and, consequently, our business, results
of operations and financial condition.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Currency
exchange variations may have an adverse effect on the Brazilian economy and on our results and financial condition. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">Fluctuations
in the value of the real may impact our business. After an extended period of appreciation, interrupted only in late 2008 as a reflection
of the global crisis, the Brazilian real started to weaken in mid-2011, a trend which continued until mid-2016. After a brief period of
stable exchange rates, the real was once again devalued against the U.S. dollar, which was intensified in 2020 and 2021 because of the
increased global aversion to risk, due to the Covid-19 pandemic. Weaker currency periods make certain local manufacturers (particularly
exporters) more competitive, but also make managing economic policy, particularly inflation, increasingly difficult, even with a decelerated
growth. A weaker <I>real</I> also adversely impacts companies based in Brazil </FONT>with debts in foreign currency and/or indexed in
foreign debts.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">If
the Brazilian currency devalues or depreciates, we may incur losses on our liabilities denominated in, or indexed to, foreign currencies,
such as our long-term debt denominated in U.S. dollars and loans in foreign currency, and can lead to gains on our monetary assets denominated
in or indexed to foreign currencies, since liabilities and assets are converted into <I>reais</I></FONT> using the foreign currency rate
on the date of the report<FONT STYLE="line-height: 115%">. Consequently, if our liabilities denominated in, or indexed to, foreign currencies
significantly exceed our monetary assets denominated in or indexed to foreign currencies, including any financial instruments entered
into for hedging purposes, a large devaluation or depreciation of the Brazilian currency could significantly and adversely affect our
financial income and the market value of our shares, even if the value of the </FONT>monetary assets and liabilities has not changed in
their currency of origin<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Brazilian currency recovered part of the losses of previous years in the first months of 2022, mainly due to the increase in interest
rates and higher international commodity prices. However, during the second quarter of 2022, there was a significant devaluation of the
<I>real</I>/US dollar exchange rate due to the slowdown in the fiscal debate and the approval of PEC 1/2022, which authorized new government
spending. In 2023, the <I>real</I>/US dollar exchange rate was fluctuating around US$5.25, with appreciation at the end of the year, ending
below R$/US$4.90. The strong results of the trade balance and the good foundations of the foreign accounts, as well as the growth at a
strong pace, helped explain this movement of appreciation during 2023. At the beginning of 2024, the real/US dollar exchange rate has
fluctuated around US$4.90.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On the
other hand, if the Brazilian currency appreciates, we may incur losses on our monetary assets denominated in, or indexed to, foreign currencies,
such as the U.S. dollar, and we may experience reductions in our monetary assets and liabilities denominated in or indexed to foreign
currencies, as liabilities and assets are converted into reais. Therefore, if our monetary assets denominated or indexed to foreign currencies
significantly exceed our liabilities denominated or indexed in foreign currencies, including any financial instruments entered into for
hedge purposes, a large appreciation of the Brazilian currency could be materially and adversely affect our financial income, even if
the value of monetary assets and liabilities has not changed in their original currency.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I><A NAME="OLE_LINK22"></A>Changes
in base interest rate by the Central Bank of Brazil may materially and/or adversely affect our margins and results of operations.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">As
a result of inflationary pressures and macroeconomic instability observed at the moment, the Brazilian government has historically adopted
monetary policies that have resulted in interest rates in Brazil being among the highest in the world. The Central Bank of Brazil establishes
the basic interest rates generally available to the Brazilian banking system (SELIC), based on the expansion or contraction of the Brazilian
economy, inflation rates and other economic indicators. In recent years, there has been significant volatility in the Brazilian official
basic interest rate, which ranged from 14.25% on December 31, 2015 to 2.00% on August 20, 2020. On December 31, 2021, the SELIC rate was
9.25%. </FONT>Subsequently, the rate was gradually rising to 13.75% in 2022, decreasing to 11.75% in 2023. On March 20, 2024, the SELIC
rate was reduced to 10.75%.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We have
no control over the basic interest rates established by the Monetary Policy Committee (COPOM) of the Central Bank of Brazil or the frequency
with which they are adjusted. Increases in the SELIC basic interest rate, can have an adverse effect on us, reducing the demand for our
credit and increasing our fundraising costs, financial expenses related to the existing debt, and the risk of client default. Reductions
in SELIC rate can also have an adverse effect on us, reducing the interest revenue we earn on our interest-bearing assets and thus reducing
our revenues and margins.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Our
investments in debt securities issued by the Brazilian government expose us to additional risks associated with Brazil. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We invest
in debt securities issued by the Brazilian government. The trading price of these securities is affected by, among other things, market
conditions in Brazil, the perception of Brazil and the related perception of the Brazilian government&rsquo;s ability to repay principal
and/or make interest payments. Accordingly, adverse developments or trends in any of these areas could have a knock-on adverse effect
on the value of our securities portfolio, thereby affecting our financial condition and results of our operations, which may affect the
market value of our shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
persistently high inflation can affect our revenues and our ability to access foreign financial markets. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazil
has, in the past, experienced extremely high rates of inflation. Inflation and governmental measures to combat inflation have had significant
negative effects on the Brazilian economy and have contributed to increased economic uncertainty and increased volatility in the Brazilian
securities markets, which may have an adverse effect on us.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
current economic policy in Brazil is based on a monetary regime in which the Central Bank of Brazil ensures that the actual inflation
is in line with a pre-established target, publicly announced. </FONT>However, inflation rates were above the mid-guidance in 2023, reaching
4.62%, compared to the guidance of 3.25%. Inflation rates were also above the guidance limit in 2022 and 2021, reaching 5.79% in 2022,
compared to the guidance of 3.50% and 10.06% in 2021 compared to the guidance of 3.75%, as measured by the Extended National Consumer
Price Index (IPCA).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Inflation
and government measures to commit it, and if adopted again, may continue to have significant negative effects on the Brazilian economy,
including greater volatility in the Brazilian securities market. In addition, measures to control inflation often lead to the maintenance
of a restrictive monetary policy, with higher interest rates, restricting credit availability and limiting economic growth. On the other
hand, a credible and responsible monetary policy can trigger increases in the rate of inflation and thus negatively affect the economic
stability. In the event of an increase in inflation, we may not be able to adjust the prices we charge from our clients to offset the
effects of inflation on our cost structure, which may adversely affect us and our operating income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">The
shocks to inflation and the strong recovery in demand throughout 2021 led the Central Bank of Brazil to initiate a monetary tightening
process, resulting in an increase in the SELIC rate, </FONT>to 13.75% in August 2022, remaining at this level until August 2023. Inflation
decompression throughout 2023 led the Central Bank of Brazil to initiate a cycle of SELIC rate reduction, leading the rate to 11.75% at
the end of 2023. On March 20, 2024, the SELIC rate was reduced to 10.75%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">These
effects of persistent high inflation and policies to contain it may affect our costs and net interest income. If investor confidence lags,
the price of our securities may fall. Inflationary pressures may also affect our ability to access foreign financial markets as counter-inflationary
public policies may have an adverse effect on our business, financial condition, results of operations and the market price of our shares.</P>


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    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>h)</B></TD><TD STYLE="text-align: justify"><B>regulation of sectors in which the issuer operates</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
Brazilian government regulates the operations of Brazilian financial institutions and insurance companies. Changes in existing laws and
regulations or the imposition of new laws and regulations may negatively affect our operations and revenues. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Brazilian
banks and insurance companies are subject to extensive and continuous regulatory review by the Brazilian government. We have no control
over government regulations, which govern all facets of our operations, including the imposition of:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">minimum capital requirements;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">compulsory deposit requirements;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">investment limitations in fixed assets;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">lending limits and other credit restrictions;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">earmarked loan operations, such as housing loans and rural loans;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">accounting and statistical requirements concerning our operations;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">management of miscellaneous risks, including social, environmental and climate-related risks;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">mandatory provisioning policies for regulatory reporting purposes;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">limits and other restrictions on rates; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">limits on the amount of interest that banks can charge and the period for which they can capitalize on
interest.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
regulatory structure governing banks and insurance companies based in Brazil is continuously evolving. Existing laws and regulations could
be amended, the manner in which laws and regulations are enforced or interpreted could change, and new laws or regulations could be adopted.
Such changes could materially adversely affect our operations and our revenues.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="line-height: 115%">In
particular, the government has historically enacted regulations affecting financial institutions in an effort to implement its economic
policies. These regulations are intended to control the availability of credit and reduce or increase consumption in Brazil. These changes
may adversely affect us because our returns on compulsory deposits are lower than those we obtain on our other investments. Regulations
issued by the Central Bank of Brazil are not subject to a legislative process. The regulations issued by the Central Bank of Brazil do
not go through the legislative process, so they can be enacted and implemented in a very short period of time, which could impact our
operations.</FONT> In addition, any changes in loan availability may affect us negatively.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Changes
in regulations regarding reserve and compulsory deposit requirements may reduce operating margins. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Central Bank of Brazil has periodically changed the level of compulsory deposits that financial institutions in Brazil, including us,
are required to abide by.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Compulsory
deposits generally yield lower returns than our other investments and deposits because:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">a portion of our compulsory deposits with the Central Bank of Brazil do not bear interest; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">while another portion is paid at the SELIC rate or rate of remuneration of the savings account.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Rules
related to compulsory deposits have been changed from time to time by the Central Bank of Brazil.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Our
compulsory reserves for demand deposits, savings deposits, time deposits, and additional compulsory reserves amounted to R$109 billion
on December 31, 2023. The compulsory reserve requirement has been utilized by the Central Bank of Brazil as a means to control liquidity
as part of monetary policy in the past, and we have no control over these impositions. Any increase in the compulsory reserve requirements</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">may diminish our ability
to extend loans and engage in other investments, consequently having a negative impact on our financial condition and results of operations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Changes
in taxes and other fiscal assessments may adversely affect us. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Brazilian government regularly enacts reforms to the tax and other assessment regimes to which we and our clients are subject. Such reforms
include changes in the rate of assessments and, occasionally, the enactment of temporary taxes, the proceeds of which are earmarked for
designated governmental purposes. The effects of these changes and any other changes that result from the enactment of additional tax
reforms have not been, and cannot be, quantified. There can be no assurance that these reforms will not, once implemented, have an adverse
effect upon our business.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In times
of constantly changing fiscal trends, with increased public spending and public debt increasing as a proportion of GDP, interest rates
may rise at a pace higher than expected, hampering loan expansion and increasing volatility. Moreover, the risk of changes in taxes and
fiscal assessments may materialize as the government may target taxation towards certain sectors, such as the financial markets, with
negative impacts on the results and investments of businesses operating in the segment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Furthermore,
in February 2023, the STF issued a decision recognizing that final judgments regarding a specific taxpayer cannot prevail over subsequent
decisions issued by the STF that apply to all taxpayers. The aforementioned decision does not have any impact on us.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On December
20, 2023, Constitutional Amendment No. 132/23 was published, which brought the Tax Reform directive in Brazil. The Constitutional Amendment
reorganizes the taxation on consumption in Brazil, having as main milestone the replacement of five current taxes (PIS, COFINS, ICMS,
ISS and IPI) by a Value Added Tax (VAT) rate, divided into two: (i) the Contribution on Goods and Services (CBS), which will be allocated
to the Government, and (ii) the Goods and Services Tax (IBS), which will be distributed to the States and Municipalities. It is foreseen
in the Constitutional Amendment that in relation to the Revenue of Financial Intermediation, the calculation bases and rates should be
defined in order to maintain the current tax burden applied to loan operations (Spread - Pis and Cofins) by the end of the fifth year
of enforcement of the regime (without increase or decrease in the sector&rsquo;s collection).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">According
to the Constitutional Amendment, the Executive Branch should forward to the National Congress, within 90 days the bill that reinforces
the taxation of income, together with the corresponding estimates and studies of budgetary and financial impacts, and within 180 days
it should forward the regulation of Constitutional Amendment No. 132/23.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We cannot
estimate the impacts that the implementation of the Tax Reform will have on our operations. In this sense, although taxation on consumption
has undergone significant changes, which may result in a possible increase in the tax burden, there is no way of predicting the impacts
on the gross margin of the company.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We cannot
guarantee that the Brazilian government will implement a tax reform, a change in applicable laws and regulations, or maintain or renew
any incentives in a way that is favorable to us. In the event of these changes, directly or indirectly, increasing the tax burden due
by the group, our gross margin may decrease resulting in a negative impact on business and operating income.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We highlight
that the taxation of dividend distribution and the extinction of interest deductibility on equity are directly linked to the reform of
income taxation, which will still be presented by the Government.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Changes
in tax-related laws and regulations, and interpretations can affect tax charges by raising tax and tax rates, creating taxes, limiting
tax deductions, and eliminating tax-based incentives and untaxed income. In addition, tax authorities or courts can interpret tax regulations
differently to our interpretation, which could result in tax disputes, associated costs and penalties.</P>




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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>The
Brazilian Constitution used to establish a ceiling on loan interest rates and if the government enacts new legislation with a similar
effect in the future, our results of operations may be adversely affected.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Article
192 of the Brazilian Constitution, enacted in 1988, established a 12.0% p.a. ceiling on bank loan interest rates. However, since the
enactment of the Brazilian Constitution, this rate had not been enforced, as the regulation regarding the ceiling is pending. The understanding
that this ceiling is not yet in force has been confirmed by S&uacute;mula Vinculante No. 7, a final binding decision enacted in 2008
by the Brazilian Supreme Court (STF), in accordance with such Court&rsquo;s prior understanding on this matter. Since 1988, several attempts
have been made to regulate the limitation on loan interest, and especially bank loan interest rates, but none of them have been implemented
nor confirmed by Brazilian superior courts.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">On May
29, 2003, Constitutional Amendment No. 40 (EC 40/03) was enacted and revoked all subsections and paragraphs of Article 192 of the Brazilian
Constitution. This amendment allows the Brazilian Financial System to be regulated by specific laws for each sector of the system rather
than by a single law relating to the system as a whole.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
majority of our revenues, expenses, assets, and liabilities are directly linked to interest rates. Therefore, the imposition of a limitation
or cap on loan interest rates can significantly and adversely affect our operating income and financial condition, our loan portfolios,
our cost of funding, and our loan-related revenue.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>foreign countries where the issuer operates </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
risks to which our offices abroad are exposed are not characterized as relevant insofar as they generate significant impacts that could
influence our decision of investment.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is a proviso that the operations of our Offices Abroad are supported by policies, standards and procedures issued by the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>j)</B></TD><TD STYLE="text-align: left"><B>social issues</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is no declared risk factor.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>k)</B></TD><TD STYLE="text-align: left"><B>environmental issues</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>We
provide financing of projects carried out by clients which can result in negative socio-environmental impacts that, in turn, can negatively
affect our operating income and reputation. </I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><A NAME="a_DV_M299"></A><A NAME="a_DV_M302"></A>We
promote loan and financing operations, acting in several sectors, which may significantly affect an entire ecosystem, involving communities
and the local flora and fauna. If a client, in the development of their activities, causes environmental impacts, such as the contamination
of soil and water pollution above the legally acceptable limit and/or environmental disasters, it has a direct obligation to repair the
damage caused. Consequently, depending on the magnitude of the socioenvironmental impact, the client can have their economic-financial
structure compromised, which could adversely affect our financial status, the result of our operations and the market value of our shares.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>l)</B></TD><TD STYLE="text-align: justify"><B>climate issues, including physical and transition risks</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>Climate
change can have adverse effects on our business.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
risks associated with climate change are gaining increasing social, regulatory, economic, and political relevance, both nationally and
internationally. New regulations related to climate change can affect our operations and business strategy, leading us to incorporate
financial costs arising from physical climate risks and risks arising from the transition to a low-carbon economy.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Physical
climate risks are related to the projection that the global climate will continue to change, resulting in an increase in the severity
and frequency of chronic and acute weather events. These events can impact the global economy, resulting in significant changes in asset
prices and sector profitability. Damage to borrowers' properties and operations can impair asset values and credit quality, leading to
higher defaults, write-offs, and impairment charges in our portfolios. Additionally, our facilities and resilience can also suffer physical
damage from climate events, which may result in increased costs for us.</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Regarding
transition risks, we recognize that economic changes towards a low-carbon future are necessary. Therefore, the global market may face
significant and rapid developments in market dynamics, technologies, legal and regulatory risks that can impact our business. Additionally,
we expect to face increased scrutiny of the businesses we conduct by regulators, investors, civil society, and the public.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
effects of physical and transition risks can also lead to losses for our clients, affecting the profitability of companies as well as
their ability to repay loans. Therefore, if we do not adequately incorporate the risks associated with climate change into our risk framework
to adequately measure, manage, and disclose the various financial and operational risks that may result from these climate changes, or
if we do not adapt our strategy and business model to a changing regulatory and market environment, we may face significant adverse impacts
on our business growth rates, competitiveness, profitability, capital requirements, cost of funding, and compliance levels.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
our financial and operational performance may be negatively affected by extreme weather events, such as El Ni&ntilde;o. Global climate
change and the increasingly frequent occurrence of extreme weather events bring relevant risks to the Brazilian agricultural production,
which in 2022 accounted for about 5% of the GDP, according to calculations by the Brazilian Institute of Geography and Statistics (IBGE).
Climatic events, such as El Ni&ntilde;o, for example, when they occur intensively, such as between 2015 and 2016, cause changes in rainfall
and temperatures with adverse consequences for grains and sugarcane, for example. There was a reduction of 11.3% in the production of
Brazilian grains and 5.8% of sugarcane in the 2015-2016 harvest. As agribusiness represents a relevant part of our investment portfolio,
our result can be negatively impacted by events of this nature, whose effects are difficult to predict and measure.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
on March 6, 2024, the SEC approved new rules that will require significant climate-related disclosures by publicly traded companies, including
the assessment and disclosure of relevant climate-related risks and opportunities, greenhouse gas emissions inventory, and climate-related
goals and objectives and financial impacts of physical and transition risks (the &quot;SEC Climate Rules&quot;). A large number of petitions
seeking judicial review of the SEC&rsquo;s Climate Rules have been filed. On April 4, 2024, the SEC voluntarily suspended the implementation
of these new rules until the completion of the judicial review of legal challenges consolidated by the Eighth Circuit Court of Appeals.
Assuming the SEC&rsquo;s Climate Rules are maintained in their current form, our legal, accounting, and other compliance expenses may
be affected by the SEC&rsquo;s Climate Rules, and compliance efforts may divert management&rsquo;s time and attention. We may also be
exposed to legal or regulatory lawsuits or claims as a result of these new regulations. While we are still in the process of assessing
the scope and impact of these rules, considering that they were recently adopted and the subsequent legal challenges, some of these risks
may have a relevant adverse effect on our business, financial condition, results of operations and prices of our securities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>m)</B></TD><TD STYLE="text-align: justify"><B>other issues not covered in the previous items:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B><I>As
the regulatory framework for artificial intelligence and machine learning technology evolves, our business, financial condition, and operating
income may be adversely affected.</I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
regulatory framework for artificial intelligence and machine learning technology is evolving and remains uncertain. It is possible that
new laws and regulations may be adopted, or existing standards, notably those related to data protection and copyright, may be interpreted
in new ways that affect the operation of our platform and the way we use artificial intelligence and machine learning technology, including
in relation to loan granting, given legislative discussions on the right to contestability, explainability, and review of decisions obtained
through the use of artificial intelligence systems, which may expose our credit model, and could negatively affect our business. Additionally,
the cost of complying with such laws or regulations may be significant and increase our operating expenses, which may adversely affect
our business, financial condition, and operating income.</P>



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    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446066"></A><A NAME="a_Toc167085928"></A>
4.2 &ndash; Indicate the five (5) main risk factors, among those listed in field 4.1, regardless of the category in which they are inserted</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.55pt"></TD><TD STYLE="width: 18pt"><B><I>1.</I></B></TD><TD STYLE="text-align: justify"><B><I>We may experience increases in our level of past due loans as our loans and advances portfolio becomes
more seasoned.</I></B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.55pt"></TD><TD STYLE="width: 18pt"><B><I>2.</I></B></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><B><I>Developments and the perception of risk in Brazil and other countries,
especially emerging market countries, may adversely affect the market price of Brazilian securities, including our shares.</I></B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.55pt"></TD><TD STYLE="width: 18pt"><B><I>3.</I></B></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><B><I>Adverse developments affecting the financial services industry,
such as events or concerns involving liquidity, defaults, or non-performance by financial institutions or transactional counterparties,
could adversely affect our ability to finance our assets.</I></B></FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.55pt"></TD><TD STYLE="width: 18pt"><B><I>4.</I></B></TD><TD STYLE="text-align: justify"><B><I>Changes in base interest rate by the Central Bank of Brazil may materially and/or adversely affect
our margins and results of operations.</I></B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B><I>&nbsp;</I></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0.25in; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.5pt"></TD><TD STYLE="width: 18pt"><B><I>5.</I></B></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><B><I>The persistently high inflation can affect our revenues and our
ability to access foreign financial markets</I></B></FONT><B><I>.</I></B></TD></TR></TABLE>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446067"></A><A NAME="a_Toc167085929"></A>4.3
&ndash; Describe, quantitatively and qualitatively, the main market risks to which the issuer is exposed, including in relation to exchange
rate risks and interest rates</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization monitors and controls the possibility of financial losses due to fluctuating prices and interest rates of the financial instruments,
as its asset and liability portfolios may have mismatched maturities, currencies and indexes. Considering the dynamics of this type of
risk and the characteristics of each investment portfolio, various limits of risks and results were established.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
proposals for risk limits are validated in specific Committees, supported by the Integrated Risk Management and Capital Allocation Committee,
and submitted for approval by the Board of Directors, according to the characteristics of the business, which are segregated into the
following Portfolios:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Trading Portfolio: </B>comprised by every operation that is carried out with financial instruments,
including derivatives, held with trading intent or to hedge other instruments in the portfolio itself, and which are not subject to the
limitation of their negotiability. Operations held with trading intent are those intended for resale, attainment of benefits from effective
or expected price variation, or for arbitration; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Banking Portfolio: </B>comprised by operations that are not classified in the Trading Portfolio from
the other business of the Organization and their respective hedges.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Market
Risk Measurement Models</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
measurement and control of market risk are made through the methodologies of Stress, Value at Risk (VaR), and Sensitivity Analysis, in
addition to the Results Management and Financial Exposure limits. The use of several methodologies for risk measurement and assessment
is important, because they are always complementary and their combined use allows you to capture various scenarios and situations.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Trading
and Regulatory Portfolio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
risks of the Trading Portfolio are mainly controlled by Stress and VaR. In the case of Stress, which aims to quantify the negative impact
of shocks and extreme economic events that are financially unfavorable to the positions of the Organization, the analysis uses stress
scenarios that are prepared by the area of Market Risk and Economic Area of the Organization from historical and prospective data for
the risk factors in which the Organization is positioned.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the calculation of VaR, the Delta-Normal methodology is adopted, with a 99% confidence level, and the applied horizon takes into account
the number of days taken to undo any existing exposure. The methodology is applied to Trading and Regulatory Portfolios (Trading Portfolio
positions plus exposure in foreign currency and commodities of the Banking Portfolio). Additionally, for the measurement of all risk factors
of the options portfolio, the models of historic simulation and the Delta-Gamma-Vega are applied, whereby the most conservative between
the two prevails. For the calculation of the volatilities, correlations and historical returns, a window of at least 252 working days
was adopted.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
regulatory purposes, the need for capital, relating to Banking Portfolio shares, is realized through the evaluation of credit risk, as
determined by the Central Bank of Brazil, i.e., they are not included in the calculation of market risk.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Interest
Rate Risk in the Banking Portfolio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
measurement and control of the interest rate risk of the Banking Portfolio are mainly made from the Economic Value of Equity (EVE) and
Net Interest Income (NII) variation methodologies, which measures the economic impact on the positions and the impact in the Organization&rsquo;s
income respectively, according to the scenarios drawn up by the Economic area of the Organization. These scenarios seek to determine positive
and negative movements that may occur in the curves of interest rates and, consequently, affect the applications and funding of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
EVE methodology consists of re-pricing the portfolio, subject to a variation in interest rates and taking into consideration any increases
or decreases in the rates used for the calculation of the present value and the total duration of assets and liabilities. Therefore, the
economic value of the portfolio is calculated with both the market interest rates on the date of the analysis and with the scenarios designed.
Therefore, the difference between the values obtained for the portfolio will be the Delta EVE.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
case of the NII &ndash; Net Interest Income, the methodology intends to calculate the Organization&rsquo;s variation in the net revenue
interest (gross margin) due to eventual variations in the interest rate level through the same scenarios mentioned above, that is, the
difference between the calculated NII in the base scenario and the calculated NII in the scenarios of increase or decrease of the interest
rate will be Delta NII.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the measurement of interest rate risk in the Banking Portfolio, behavioral premises of the clients are used whenever necessary. As a reference,
in the case of deposits and savings, which have no maturity defined study for the verification of historical behaviors, are carried out
as well as the possibility of their maintenance. Through these studies, the stable amount (core portion) as well as the criterion of allocation
over the years are calculated.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Evolution
of Risk Exposure</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In this
section, we present the evolution of the VaR that is calculated by the internal model, Stress Analysis and Sensitivity Analysis.</P>




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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>VaR
Internal Model &ndash; Trading Portfolio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Trading Portfolio VaR for the 1-day horizon and net of tax effects of 2023 was higher than it was at the end of 2022, mainly due to the
increase of the exposure in the Extended Consumer Price Index (IPCA)/ General Market Price Index (IGP-M).</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 64%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 18%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 18%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Risk Factors</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Fixed rates</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1 </FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">IPCA (Consumer Price Index - Broad) / IGP-M (General Market Price Index)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Foreign Currencies</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Equities</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sovereign/Eurobonds and Treasuries</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Correlation/diversification effect</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(14)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(8)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>VaR at end year</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>7 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>6 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Average VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">15 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Minimum VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">5 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Maximum VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">45 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">16 </FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 6pt; text-align: justify; text-indent: 0in; color: #404040"><B>Note:
</B>VaR for the 1-day horizon and net of tax effects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
&ldquo;Other&rdquo; risk factor includes investment funds, commodities, non-linear instruments and the negative goodwill of the public
security (LFT).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>VaR
Internal Model &ndash; Regulatory Portfolio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
January 2013, Bradesco has used its internal market risk models, which were used for their management, in the calculation of the regulatory
capital requirement<SUP>(1)</SUP> for every risk factor and for all of the Organization&rsquo;s business. For the calculation of VaR,
the Delta-Normal methodology is adopted, with a 99% confidence level, and the applied horizon takes into account the number of days taken
to undo any existing exposure. The methodology is applied to Trading and Regulatory Portfolios (Trading Portfolio positions plus exposure
in foreign currency and commodities of the Banking Portfolio). It is important to highlight that to measure all of the options portfolio&rsquo;s
risk factors, the risk models of historical simulation and the Delta-Gamma-Vega are applied, whereby the most conservative of the two
prevails, which is the risk of options added to the VaR of the Portfolio. It is important to note that the value at risk is extrapolated
for the regulatory horizon<SUP>(2)</SUP> (the highest between ten days and the horizon of the portfolio) based on the time root method.
The values of VaR and Stressed VaR demonstrated below are for the horizon of ten days and are net of tax effects.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-size: 8pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">In order to calculate the share of the Market Risk, the capital requirement
will be the maximum between the internal model and 80% of the standard model, according to Circulars No. 3,646/13 and No. 3,674/13 of
the Central Bank of Brazil; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 17.85pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-size: 8pt">(2)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">The maximum between the maintenance period (holding period) of the portfolio
and 10 days, which is the regulatory minimum horizon required by the Central Bank of Brazil, is adopted.</FONT></TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->124<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 44%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 13%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Risk Factors</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>VaR</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Stressed VaR</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>VaR</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Stressed VaR</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest Rate</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">22 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;80 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">14 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;43 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exchange Rate</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">13 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">55 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;46 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Price of Goods (Commodities)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Stock Prices</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">6 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;5 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">8 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Correlation/diversification effect</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>13 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(8)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(17)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(31)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>VaR at end year</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>55 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;85 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>63 </B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;70 </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Average VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">66 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;122 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">47 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;79 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Minimum VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">27 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;54 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">33 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;41 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Maximum VaR in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">156 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;288 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">83 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;192 </FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0pt 0pt 6pt; text-align: justify; color: #404040"><B>Note:</B>
VaR for the 10-day horizon and net of tax effects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the purposes of the calculation of the regulatory capital requirement, in accordance with the internal model, one must take into consideration
the rules described in Circular Letters No. 3,646/13 and No. 3,674/13 of the Central Bank of Brazil (Bacen), such as the use of VaR and
Stressed VaR without tax purposes, of the average of the last 60 days and the multiplier.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Stress
Analysis &ndash; Trading Portfolio</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization evaluates, also daily, the possible impact on positions in stress scenarios to a horizon of 20 working days, with a limit
set in the governance process. Thus, considering the effect of diversification between the risk factors and the net amounts of tax effects,
the possibility of an estimated average loss in stress outcomes would be R$191 million in 2023 (2022 &ndash; R$118 million), where the
estimated maximum loss would be R$319 million (2022 &ndash; R$265 million).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 52%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; width: 24%; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 24%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">At end of the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">148</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">78</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Average in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">191</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">118</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Minimum in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">94</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">53</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Maximum in the year</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">319</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">265</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0pt; margin-right: 0pt; margin-bottom: 6pt; text-align: justify; color: #404040"><B>Note:</B>
Net amounts of tax effects.</P>


<!-- Field: Page; Sequence: 126 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->125<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Sensitivity
analysis</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Trading Portfolio is also monitored daily by sensitivity analyses that measure the effect of market shifts and price curves on our positions.
Furthermore, a sensitivity analysis of the Organization&rsquo;s financial exposures (Trading and Banking Portfolio) is performed on a
quarterly basis.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Note
that the impact of the financial exposure on the Banking Portfolio (notably interest rates and price indexes) do not necessarily represent
a potential accounting loss for the Organization because a portion of loan operations, held in the Banking Portfolio, is financed by demand
and/or savings deposits, which are &ldquo;natural hedges&rdquo; for any future variations in interest rates and, moreover, interest rate
variations do not represent a material impact on the institution&rsquo;s result, as Loans are held to maturity. In addition, due to our
strong presence in the insurance and pension plan market, Bradesco holds a large volume of assets on which price adjustments would also
impact the linked technical reserves.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 1 - shock of 1 base point on rates and 1% on market prices</B></FONT></TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Trading and Banking portfolios <SUP>(1)</SUP></B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 2 - shock of 25% on rates and market prices</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 3 - shock of 50% on rates and market prices</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>3</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; width: 14%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest Rate in Reais</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; width: 38%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in fixed interest rates and interest rate coupons.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(846)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,950)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(7)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,730)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right; width: 8%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5,582)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Price indexes</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in price index coupon rates.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(20)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,347)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(4,307)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(20)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,290)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(4,152)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exchange coupon</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in foreign currency coupon rates.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(112)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(216)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(135)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(259)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Foreign Currency</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to exchange rate variations.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(55)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(111)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">211 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">422 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Equities</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variation in stock prices.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(43)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,086)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2,172)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(33)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(825)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1,651)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sovereign/Eurobonds and Treasuries</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in the interest rate of securities traded on the international market.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(117)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(229)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(47)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(94)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Other</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure not classified in other definitions.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(1)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(2)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3)</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total without correlation</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(70)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(4,565)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(8,987)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(52)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(5,819)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(11,319)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">(1) Amounts net
of tax effects.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.4pt; color: #404040">The sensitivity
analysis of the Trading Portfolio, which represents exposures that may have a material impact on the Organization&rsquo;s results, is
presented below. Note that the results show the current impact for each scenario on a static portfolio position. However, the market is
highly dynamic, which currently results in continuous changes in these positions but does not necessarily reflect the position shown here.
Moreover, as previously mentioned, the Organization has an ongoing process of market risk management, which constantly seeks to adjust
positions, in order to mitigate related risks according to the strategy determined by Senior Management. Therefore, in cases of deterioration
indicators in a certain position, proactive measures are taken to minimize any potential negative impact, aimed at maximizing the risk/return
ratio for the Organization.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>R$ million</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-top: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 1 - shock of 1 base point on rates and 1% on market prices</B></FONT></TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Trading portfolio <SUP>(1) </SUP></B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 2 - shock of 25% on rates and market prices</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2023</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Verdana, Helvetica, Sans-Serif; font-size: 9pt; color: #305496"><B>Scenario 3 - shock of 50% on rates and market prices</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>3</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>1</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>2</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>3</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 14%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Interest Rate in Reais</FONT></TD>
    <TD STYLE="width: 38%; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in fixed interest rates and interest rate coupons.</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(15)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(27)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-left: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(21)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 8%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(41)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Price indexes</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in price index coupon rates.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(4)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(131)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(266)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(52)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(111)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exchange coupon</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in foreign currency coupon rates.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(3)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;(5)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(1)</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Foreign Currency</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to exchange rate variations.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">2 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;38 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;75 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;20 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;40 </FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Equities</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variation in stock prices.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">1 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;30 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;59 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(0)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(3)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">(7)</FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Sovereign/Eurobonds and Treasuries</FONT></TD>
    <TD STYLE="border-left: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Exposure subject to variations in the interest rate of securities traded on the international market.</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">9 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;15 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;0 </FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;4 </FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">&nbsp;8 </FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total without correlation</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(1)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(72)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>&nbsp;(149)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(3)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(53)</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>(113)</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">(1) Amounts net
of tax effects.</P>




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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
sensitivity analysis of the financial exposures (Trading and Banking Portfolios) of the Organization were carried out, based on scenarios
prepared for the respective dates, always considering market data at the time and scenarios that would adversely affect our positions,
according to the examples below:</P>
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<TR STYLE="vertical-align: top">
  <TD STYLE="text-align: center; width: 6%"><FONT STYLE="font-family: Wingdings">&#167;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify; width: 94%"><B>Scenario 1:</B> Based on market information (B3, Anbima, etc.), stresses were applied for 1 basis point on the interest rate and a
1.0% variation on prices. For example: for a <I>Real</I>/U.S. dollar exchange rate of R$5.29 a scenario of R$5.34 was used, while for
a 1-year fixed interest rate of 13.41%, a 13.42% scenario was applied;</TD></TR>
</TABLE>


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<TR STYLE="vertical-align: top">
  <TD STYLE="text-align: center; width: 6%"><FONT STYLE="font-family: Wingdings">&#167;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify; width: 94%"><B>Scenario 2:</B> 25.0% of stresses were determined based on market information. For example: for a <I>Real</I>/U.S. dollar exchange
rate of R$5.29 a scenario of R$6.61 was used, while for a 1-year fixed interest rate of 13.41%, a 16.76% scenario was applied. The scenarios
for other risk factors also accounted for 25.0% of stresses in the respective curves or prices; and</TD></TR>
</TABLE>


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<TR STYLE="vertical-align: top">
  <TD STYLE="text-align: center; width: 6%"><FONT STYLE="font-family: Wingdings">&#167;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify; width: 94%"><B>Scenario 3:</B> 50.0% of stresses were determined based on market information. For example: for a <I>Real</I>/U.S. dollar exchange
rate of R$5.29 a scenario of R$7.94 was used, while for a 1-year fixed interest rate of 13.41%, a 20.12% scenario was applied. The scenarios
for other risk factors also account for 50.0% of stresses in the respective curves or prices.</TD></TR>
</TABLE>


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446068"></A><A NAME="a_Toc167085930"></A>4.4
&ndash; Judicial, administrative or arbitral proceedings in which the issuer or its subsidiaries are a part of, discriminating between
labor, tax, civil, environmental and others</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization is party to a number of labor, civil and tax lawsuits, arising from the normal course of business.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In our
relevance analysis of the lawsuits, which considers: (i) the opinion of the legal advisors; (ii) the nature of the shares; (iii) the similarity
with previous lawsuits; (iv) the complexity; and (v) the opinion of courts (whenever the loss is assessed as probable), we did not identify
relevant lawsuits that could have an influence on the investment decision. In addition, the Management understands that the provision
constituted is sufficient to meet the losses that result from the respective lawsuits.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Although
we do not have relevant lawsuits, according to the criteria mentioned above, we have listed below the processes that have values, assets
or rights involved, above the materiality of R$750 million, which represents 0.5% of the Reference Equity of the issuer (R$149,969 million).
It is important to note that possible differences found between the proceedings disclosed below and the values disclosed in the Notes
refer to proceedings that, individually, have lower materiality than that which we consider relevant.</P>


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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">16327.720937/2019-71</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second Instance &ndash; Administrative Council of Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">October 4, 2019</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$5,208,547,465.07</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding: Notification of the IRPJ and CSLL, in the fiscal years 2014 and 2015, under the heading funding expenses with interbank deposits, whose resources were capitalized in BERJ in 2012, considered as non-essential by the audit inspection.<BR>
The DRJ filed a partial motion to deny, restoring the tax loss and negative base of the CSLL consumed in previous entries already canceled by the CARF, and the negative base of the CSLL of 2015. There was a mandatory review and filing of voluntary appeals. <BR>
Trial converted into due diligence for the unit of origin to review the documents submitted in relation to the subsidiary petition for the deduction of income tax (IRF) values incident on the results of the Cayman and New York subsidiaries in 2012 to 2015, as well as to the credit of IRF withheld by foreign companies because of the services provided to them.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Partial provision of the motion to deny by the DRJ and trial converted into diligence by the CARF. </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Awaiting diligence and return of the proceedings to the CARF for new trial.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the pleas of fact and law and involved.<BR>
In the case of an eventual loss in the judicial proceedings, the value involved will have to be paid, with an impact on the income for the fiscal year.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 14.2pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 26%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 74%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Tax Execution No. 0006016-63.2015.4.03.6130</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: rgb(64,64,64); font-size: 8pt">STJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 14, 2011</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$4,889,112,930.87</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">Judicial Proceeding:
    Tax execution No. 6016-63.2015.4.03.6130, of collection of values monitored in Administrative Procedure No. 16327.000190/2011-83 - Disallowance
    of compensations of the COFINS resulting from the success in ordinary action No. 2006.61.00.003422-0 (enlargement of the basis of calculation
    - Law No. 9,718/98), whose authorization was deferred by the RFB in 2011, after the judgment of the court action, but the compensation
    made also in 2011 was rejected.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">After the favorable judgment
    obtained in the ordinary action, on June 30, 2011 the company filed a petition to authorize the credit, whose request was accepted on
    August 22, 2011. Thus, the company began to use the credit recognized by the Brazil&rsquo;s Federal Revenue, however on December 14, 2011
    the company was notified of the court order ruling that, wrongly, it had rejected the compensations performed.<BR>
    Once the discussion was exhausted in the administrative sphere, the noncompliance with the &quot;res judicata&quot; is being discussed
    in the proceedings of ordinary action No. 2006.61.00.003422-0 and bill of review No. 0014403-27.2015.4.03.0000.<BR>
    The tax credit is secured by bail in the amount corresponding to the full amount of the debt, offered in the court records of tax liability
    no. 0006016-63.2015.4.03.6130.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Unfavorable decision in the administrative sphere. The discussion continues in the judicial sphere.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The outcome of the Embargoes to the Tax Enforcement 0007715-89.2015.4.03.6130.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the possible legal procedure the value involved must be paid, affecting the income statement for the fiscal year.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">16327.720939/2019-60</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Higher Court - Superior Chamber of Tax Appeals - CSRF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">October 4, 2019</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A (successor of Banco Bradesco Cart&otilde;es S.A.)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$4,787,101,022.66</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding: Notification of the IRPJ and CSLL, in the fiscal years of 2014 and 2015, under the heading funding expenses with interbank deposits, whose resources were capitalized in BERJ in 2012, considered as non-essential by the audit inspection.<BR>
The DRJ filed a partial motion to deny, determining the appropriation of the sum of R$246,613.56 of the negative balance of the IRPJ of 2015, reducing the value of the notification. There was no mandatory review. The Voluntary Appeal was denied by a quality vote. Awaiting trial of the Special Appeal.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Challenge deferred in part by the DRJ.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Voluntary Appeal by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the pleas of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Writ of Mandamus 1999.61.00.009282-1</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">TRF 3rd Region &ndash; 2nd Judicial District</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">March 4, 1999</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Banco BMC S.A (currently known as Banco Bradesco Financiamentos S.A.)<BR>
Defendant: Special Representative of the Financial Institutions in SP</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$3,364,596,317.08</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Judicial Proceeding: Writ of Mandamus No. 1999.61.00.009282-1, pleaded the calculation and collection of the COFINS, from the competence of February 1999, on the effective turnover, whose concept is stated in article 2 of LC No. 70/91, moving away from the unconstitutional expansion of the calculation basis intended by paragraph 1 of article 3 of Law No. 9,718/98. The discussion is restricted to the generating facts until December 2014.<BR>
After the Judgment in favor of the company, as adjudicated in August 7, 2006, discussions began about the interpretation of the judgment, where there has already been a final decision in favor of the company, against which the Federal Government perpetrated the Motion to Set Aside Judgment No. 0024478-62.2014.4.03.0000, duly contested by the company, which is awaiting a decision. The amounts discussed are fully deposited.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Favorable final decision in the main action, awaits judgment of the Rescissory Action.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the rescissory Action at the Federal Regional Court of the 3rd Region.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the proceedings, the values should be paid upon the conversion of the judicial deposit into income of the Federal Government, affecting the income.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">0021377-79.2016.4.03.6100 (16327.720430/2012-41)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">9th Court - Federal Justice/SP</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">April 13, 2012</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. (successor of Ferrara Participa&ccedil;&otilde;es Ltda.)<BR>
Defendant: Federal Government (Brazil&rsquo;s Federal Revenue)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$2,739,798,274.17</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Judicial Proceeding: Action for annulment for the cancellation of the collection of the controlled values in Administrative Proceeding No. 16327.720430/2012-41 with the registry of the IRPJ and CSLL regarding the taxation of the supposed capital gain on the disposal of investment.<BR>
After trial in the CARF, discussions are underway in the administrative sphere only regarding the recovery of interest on the fine, object of special appeal, which is awaiting trial from the High Court of Appeals for Fiscal Matters - CSRF.<BR>
As to the discussion on the amortization of the goodwill paid on the acquisition of investment, Action of Annulment No. 0021377-79.2016.4.03.6100 was filed, and is awaiting expert evidence.<BR>
The chargeability of the tax credit is suspended by the administrative appeal partly by the Early Tutelage obtained in the Bill of Review No. 0018549-77.2016.4.03.0000.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Emergency Protection rejected. Awaiting production of expert.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting realization of expert evidence.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the possible legal procedure the value involved must be paid, affecting the income statement for the fiscal year.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 26%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 74%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.720842/2020-91</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second Instance &ndash; Administrative Council of Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">July 21, 2020</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$2,004,794,009.77</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Notification of IRRF, July 2016, in the quality of tax-responsible person, about alleged difference in the capital gain earned on the sale of the operations from HSBC to Bradesco. HSBC (London) calculated the capital gain on the basis of the cost of the investment in foreign currency registered in the BACEN. In the understanding of the tax office the gain should have been determined on the basis of the original cost in Brazilian <I>real</I>.<BR>
The DRJ dismissed the challenge and filed a voluntary appeal on 11 January 2021. The collection of the amounts involved have been suspended</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">DRJ denied the challenge. Awaiting trial of the voluntary appeal by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the voluntary appeal by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the proceedings in the administrative sphere, the case will be discussed in justice, where the chances of success are good, due to the foundations of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.720737/2022-13</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">First Instance - Federal Revenue Service Office Judgment - DRJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 28, 2022</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,655,153,193.04</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Notice of infraction filed against Banco Bradesco for requirement of IRPJ and CSLL on the amounts deducted as Loan Loss Provision in 2017.<BR>
A challenge has been presented, which is pending trial in the DRJ. The amount involved has the enforceability suspended.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">They have not yet had decisions.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial from DRJ.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the proceedings in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the foundations of fact and law involved.<BR>
In the case of an eventual loss in the judicial proceedings, the value involved will have to be paid, with an impact on the income for the fiscal year.</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Writ of Mandamus 2006.61.00.027475-9</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">TRF 3rd Region &ndash; 3rd Panel</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 14, 2006</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Banco IBI S.A. - Banco M&uacute;ltiplo (currently known as Banco Bradescard S.A.)<BR>
Defendant: Special Representative of the Financial Institutions in S&atilde;o Paulo</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,579,414,183.51</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">Judicial Proceeding,
    in which a plea was made since January 2007: (i) to recognize and declare the non-enforceability of the COFINS and of the contribution
    to the PIS, in the modality required by Law No. 9,718/98, preventing it, because its incidence on income earned its inconsistent with
    the concept of turnover (production of sales of merchandise and of services provided); (ii) to recognize and declare the non-enforceability
    of the COFINS levied at 3%, maintaining the levy at 2%; and (iii) to recognize the existence of amount unduly collected as PIS (basis
    of calculation) and as COFINS (basis of calculation and levy) and the consequent credit rights, and authorize the compensation of the
    values in reference against the installments due of taxes and contributions managed by the Brazil's Federal Revenue Department.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">The discussion is restricted
    to the triggering events until December 2014.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">On March 23, 2007 a partial
    injunction was obtained, moving away from only the requirement of the collection of the PIS and COFINS on the basis of calculation as
    determined by Law No. 9,718/98.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">On November 23, 2007
    the sentence was given as unfounded, re-establishing the Injunction following the favorable decision obtained through a bill of review.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">On January 21, 2011 judgment
    was given as partially favorable, declaring as unconstitutional the incidence of the PIS and COFINS of Law No. 9,718/98 for other income
    that is not of turnover.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">The company filed special
    and extraordinary appeals with the STJ and STF, which are awaiting na examination of admissibility and are suspended until the trial of
    RE (Extraordinary Appeal) No. 609,096 (General Repercussion).</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">The amounts discussed
    are fully deposited.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Judgment was given as partially favorable. Awaiting trial of Resp and RE.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Stay of proceedings due to General Repercussion in the STF (Supreme Court).</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Probable.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If the case is lost, the amounts provisioned will have to be paid by converting the realized judicial deposit amount into income to the Federal Government.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 6231</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Original Prosecution - Superior Court of Justice - STJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">February 6, 2020</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: BRADESCO-KIRTON CORRETORA DE T&Iacute;T. E VAL MOB. S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,574,344,868.81</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Rescission Action filed by the Federal Attorney General&rsquo;s Office in the face of Banco Losango and Bradesco-Kirton CC, in order to terminate a decision issued by the STJ in the claims of ARESP No. 833948 (origin Popular Action No. 0010707-87.2004.403.6104 - final judgment favorable to the company on March 18, 2016), given that the Superior Court did not admit MPF&rsquo;s RESP on the allegation of lack of payment of costs.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting action of the merits.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Rescission Action.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If the proceeding is lost, the provisioned amounts should be paid, with an impact on the income.</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 26%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 74%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Writ of Mandamus 0571168-65.2015.8.05.0001</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Municipal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Higher Instance &ndash; Superior Court of Justice - STJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">January 13, 2014</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Kirton Bank S.A. (successor of Banco Alvorada S.A.)<BR>
Defendant: City Hall of the Municipality of Salvador/BA </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,531,564,228.36</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Judicial Proceeding: injunction for the cancellation of the values collected by the Municipality of Salvador through NFL 1667.2013 concerning the ISS values for the period from December 2008 to December 2012 supposedly due on the leasing revenues of Banco Alvorada.<BR>
Once the discussion was exhausted in the administrative sphere (NFL 1667/2013), Injunction No. 0571168-65.2015.8.05.0001 was filed, at appellate level by the Inland Revenue of the Municipality of Salvador, to be judged by the Court of Justice of Bahia.<BR>
The chargeability of the tax credit has been suspended by a favorable judgment.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Favorable Decisions so far, recognizing the illegality of the ISS collection.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Special Appeal of the Municipality in the STJ.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If the proceeding is lost, the amount involved will have to be paid, thus impacting the result for the year.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 27%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 73%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">16327.720390/2018-22</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second instance - Administrative Council for Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">June 4, 2018</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A. (successor of Banco Bradesco Cart&otilde;es S.A.)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,501,974,259.18</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Notification of IRPJ and CSLL, calendar year 2013, related to the disallowance of expenses from funds raised with interfinancial deposits, whose resources have been capitalized on BERJ in 2013, considered as unnecessary by supervision.<BR>
DRJ ruled and partially upheld the appeal. The Inland Revenue has filed a letter of appeal, to the company with the appellee&rsquo;s brief of the part retained. The CARF converted the trial into diligence. <BR>
The CARF, (i) by the vote of quality, denied the voluntary appeal; (ii) by unanimity of votes, not acknowledging the mandatory review and (iii) by unanimous votes, did not acknowledge the appeal regarding item IV of our defense, because of the request for withdrawal made. <BR>
The chargeability of the tax credit is suspended by the appeals presented that are pending trial in the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">DRJ ruled and partially upheld the appeal. The CARF, by the vote of quality (i) denied the voluntary appeal; (ii) by unanimous votes not acknowledging the mandatory review and (iii) by unanimous votes did not acknowledge the appeal regarding item IV of our defense, because of the request for withdrawal made.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting formalization and subpoena on the terms of the trial.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,479,589,491.23 - Possible<BR>
R$22,384,767.94 - Remote<BR>
R$1,501,974,259.18 - Total</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the proceedings in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the foundations of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 135 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->134<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 17459.720001/2023-93</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">First Instance &ndash; Federal Revenue Service Office Judgment - DRJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">January 9, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: BEM DISTRIBUIDORA DE T&Iacute;TLS E VALS MOBILI&Aacute;RIOS LTDA (Lions Trust)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,264,830,623.12</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Tax assessment drafted for the requirement of Income Tax Withheld at Source (&ldquo;IR/Fonte&rdquo;), for the calendar year of 2018, combined with a fine of trade and interest of arrears, in the total amount of R$1,151,543,271.51.<BR>
The DRJ judged as valid the company&rsquo;s motion to deny and determined the full cancellation of the infringement. Awaiting trial of the Mandatory Review.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The DRJ judged as valid the company&rsquo;s motion to deny and determined the full cancellation of the infringement.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Mandatory Review by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the proceedings in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the foundations of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">10903.720005/2019-51</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second Instance &ndash; Administrative Council of Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">May 2, 2019</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Kirton Bank S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,200,281,563.99</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding: Notification of IRPJ and CSLL, period from 2014 to 2016, as a supposed disguised distribution of profit, through hedge operations carried out through an investment fund abroad.<BR>
The DRJ dismissed the challenge and a voluntary appeal was filed on December 21, 2021. The chargeability of the tax credit is suspended.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The DRJ dismissed the challenge. Awaiting trial of the voluntary appeal by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the voluntary appeal by the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the pleas of fact and law involved.</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 26%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 74%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 17459-720.049/2023-00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">First Instance &ndash; Federal Revenue Service Office Judgment - DRJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">November 10, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Bem Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. (Lions Trust)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,179,160,836.88</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Tax assessment drafted for the requirement of Income Tax Withheld at Source (&ldquo;IR/Fonte&rdquo;), for the calendar year of 2019, combined with a fine of trade and interest of arrears, in the total amount of R$1,173,909,695.37.<BR>
Motion to deny presented on behalf of BEM DTVM and the Lions Trust.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting action of the merits.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the challenge.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Remote</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the pleas of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

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  <TR>
    <TD STYLE="width: 26%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 74%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Writ of Mandamus 1017029-36.2018.4.01.3400</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">13th Civil Court</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">November 30, 2011</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Tempo Servi&ccedil;os S.A.<BR>
Defendant: Federal Government (Brazil&rsquo;s Federal Revenue)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,157,264,272.73</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">Judicial Proceeding:
    injunction pleading a new outcome for the judgment of special appeal filed in Administrative Proceeding No. 10970.720351/2011-88 with
    the registry of the IRPJ and CSLL regarding the disallowance of the amortization expense of the goodwill paid in the acquisition of investment,
    whereby the vote of quality by the President of the 1st Class of the Higher Chamber of Fiscal Resources - CSRF was not computed.<BR>
    Having obtained a favorable judgment recognizing the invalidity of the vote of quality, declaring the trial delivered by the Higher Chamber
    of the CARF to be null and void, determining the return of the Administrative Proceeding No. 10970.720351/2011-88 to the CARF for re-trial,
    without using the quality vote as tie-breaker.</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">The tax credit enforceability
    is suspended by the appeal awaiting a new judgment by the CARF.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Favorable judgment. Awaiting new trial by CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Government Appeal.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is a loss in the possible legal procedure the value involved must be paid, affecting the income statement for the fiscal year.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.721152/2021-30</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">First Instance &ndash; Federal Revenue Service Office Judgment - DRJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 22, 2021</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$1,057,952,942.53</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">This is an administrative proceeding resulting from infraction proceedings drawn up for the requirement of social security contributions supposedly incidents on the amounts spent by Banco Bradesco in the calendar year of 2017, with (i) meal allowance provided by electronic cards (R$652,982,965.94); (ii) additional employer contributions made to the private pension account for the benefit of its officers and superintendents (R$217,753,444.68); and (iii) PLR paid to two employees (R$383,836.99), which was the subject of payment. Social contributions of a social security nature were accrued from conventional interest and a fine of legal nature, pursuant to article 44, paragraph I, of Law No. 9,430, dated December 27, 1996.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Challenge.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Challenge.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$265,050,659.01 - Possible<BR>
R$792,902,283.52 - Remote<BR>
<B>R$1,057,952,942.53 - Total</B><BR>
<BR>
The item III was paid in 2021.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, due to the pleas of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Writ of Mandamus 0047693-88.2012.4.02.5101</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">TRF 2nd Region &ndash; 3rd Panel</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">November 16, 2012</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Banco Bradesco BERJ S.A.<BR>
Defendant: Special Representative of the Financial Institutions in RJ</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$992,507,867.73</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Judicial Proceeding: Pleaded the calculation and collection of PIS and COFINS, from October 2012, on its effective billing, whose concept executed by private law and accepted by the STF is mentioned explicitly in article 2 of Complementary Law No. 70/91, referred to in articles 1 and 2 of Law No. 9,718/98, thus moving away from the requirement of these contributions on the entirety of the operating revenues, in particular financial revenues.<BR>
The discussion is restricted to the triggering events until December 2014.<BR>
The value involved has the enforcement suspended due to the full judicial deposit involved, made with the decline of the appeal that was initially granted.<BR>
The company filed an appeal on the merits of the case, which was denied by the TRF 2nd Region. The Special and Extraordinary appeals have been presented to the STF and STJ. The case is on hold awaiting trial of RE 609.096</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Unfavorable judicial decisions, awaiting trial of Resp and RE.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial in the Higher Court.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Probable</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If the case is lost, the amounts provisioned will have to be paid by converting the realized judicial deposit amount into income to the Federal Government.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.720091/2020-11 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second instance - Administrative Council for Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">February 6, 2020</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$961,514,896.98</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding: Notification of pension contribution, in the period from March 2014 to December 2015, on values paid with the food card.<BR>
The Brazilian Federal Revenue understood that the value paid with the food card under the concept of payment &quot;in natura&quot; is not inserted in the employee&rsquo;s salary and, therefore, is subject to a levy on pension contributions.<BR>
Entry maintained at the trial of the motion to deny by the DRJ. The CARF considered partially the Voluntary Appeal to (ii) unanimously exclude the values related to the meal allowance and (ii) by majority of votes, maintain the taxation of the private pension portion. The Special Appeal filed later had its follow-up denied.<BR>
The enforceability of the tax credit is suspended by the appeal awaiting trial at the CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The DRJ dismissed the challenge. Awaiting trial of the Voluntary Appeal from CARF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Awaiting trial of the Bill of Review by the Superior Chamber of Fiscal Appeals - CSRF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If there is loss of the legal procedure in the administrative sphere, the case will be discussed in court, where the chances of success are good, due to the pleas of fact and law involved.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.721663/2011-80</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Federal</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">17th Federal Court</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 7, 2011</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: NOVA PAIOL PARTICIPA&Ccedil;&Otilde;ES LTDA.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$770,255,624.60</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Tax Audit of IRPJ and CSLL for the calendar year 2006, arising from the goodwill-expense of amortization of the goodwill in the sale of Visanet (IPO).<BR>
Unfavorable administrative discussion, except for the removal of the incidence of Selic on the fine applied.<BR>
Suspension of the enforceability of the tax credit by virtue of the judicial decision given in the proceedings of annulment action No. 1011290-82.2018.4.01.3400 (there is a bail letter).</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Unfavorable administrative discussion, except for the removal of the incidence of Selic on the fine applied. Decision given in the files of proceedings No. 1011290-82.2018.4.01.3400, granted petition for emergency protection.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The discussion remains in the judicial sphere through Action for Annulment No. 1011290-82.2018.4.01.3400. Awaiting production of expert evidence.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Possible</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The process is relevant due to the materiality of the cause, exceeding 0.5% of the Reference Equity.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">If the case is lost, the amounts provisioned will have to be paid by converting the realized judicial deposit amount into income to the Federal Government.</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">4. Risk factors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 25%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>Judicial Proceeding:</B></FONT></TD>
    <TD STYLE="width: 75%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative Proceeding No. 16327.721507/2012-08</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>a. court</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Administrative</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>b. jurisdiction</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Second instance - Administrative Council for Tax Appeals - CARF</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>c. date brought</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">December 18, 2012</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>d. parties to the proceeding</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Plaintiff: Federal Government (Brazil&rsquo;s Federal Revenue)<BR>
Defendant: Banco Bradesco S.A.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>e. sums, goods or rights involved</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">R$725,115,136.18</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>f. principal facts</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Notification of IRPJ and CSLL related to additions and exclusions in the calculation of the real profit of the calendar year 2007, as a result of MTM - Asset Mark to Market.<BR>
After the unfavorable trial of the motion to deny and partially favorable of the proposed voluntary appeal, the case was acceded to the PRLF, considering the office's assessment that the prospects for success in any judicial discussion were not good, given the difficulty of proving the adjustments related to the market value in the reference years from 2002 to 2007.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>g. summary of on the merits decisions given</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">There was accession to the Tax Litigation Reduction Program &ndash; PRLF.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>h. proceeding status</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Acceded to the PRLF. Awaiting write-off of the proceedings.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>i. chance of loss (probable, possible or remote)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Probable</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>j. reason why the lawsuit is considered relevant</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Proceedings acceded to the PRLF (Tax Litigation Reduction Program).</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #305496"><B>k. analysis of impact if case is lost</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Proceedings acceded to the PRLF (Tax Litigation Reduction Program).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446069"></A><A NAME="a_Toc167085931"></A>4.5
&ndash; Indicate the total provisioned value, if any, of the processes described in item 4.4</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2023,
the total value of provisioned processes described in this item was R$2,571,922 thousand.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446070"></A><A NAME="a_Toc167085932"></A>4.6
&ndash; Relevant sensitive processes in which the issuer or its subsidiaries are a part of, and which have not been disclosed in item
4.4, analyze the impact in case of loss and inform the values involved</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">We do
not have any proceedings under the conditions mentioned in item 4.4.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446071"></A><A NAME="a_Toc167085933"></A>4.7
&ndash; Describe other relevant contingencies not covered by the previous items</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are no other relevant contingencies that have not been covered in the previous items.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446072"></A><A NAME="a_Toc167085934"></A>
5. Risk management policy and internal controls</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446073"></A><A NAME="a_Toc167085935"></A>5.1
&ndash; Risks indicated in items 4.1 and 4.3</P>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>if the issuer has a formal policy of risk management, highlighting, if affirmative, the agency that
approved it and the date of its approval, and, if negative, the reasons for which the issuer did not adopt a policy </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Regarding
the spread of the culture of risks, the Organization has policies, standards and procedures for the management of risks and of capital.
These instruments establish the basic guidelines of activity expressed by Senior Management in line with the standards of integrity and
ethical values of the institution and cover all of the activities of the Organization and related companies.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
policies, standards and procedures shall ensure that the Organization maintains a control framework that is compatible with the nature
of its operations, the complexity of its products and services, activities, processes, systems and the size of their risk exposure.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
risk management and capital policies are aligned with the strategic objectives of the Organization, with the best national and international
practices, in accordance with laws and regulations issued by the supervisory agencies, reviewed, at least annually, by the Board of Directors
and made available to all of the employees and companies that are associated through the corporate <A NAME="a_DV_M684"></A>intranet.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 52%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Corporate Policies</B></FONT></TD>
    <TD STYLE="width: 24%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Approving agent</B></FONT></TD>
    <TD STYLE="width: 24%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Date of approval</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Corporate Governance</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">June 15, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Risk Management of the Bradesco Organization</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Credit Risk Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Market Risk Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Liquidity Risk Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Operational Risk Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Management and Model Risk</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Strategic Risk Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Business Continuity Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Third Party (Contagion) Risk</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Corporate Sustainability</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Sustainability and Diversity Committee</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">November 23, 2023</FONT></TD></TR>
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    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Capital Management</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt dashed; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 19, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Internal Control</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 5, 2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: left; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: left"><B>the objectives and strategies of the risk management policy, if applicable, including:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><B>i.</B></TD><TD STYLE="text-align: left"><B>the risks against which one seeks protection:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
management corporate process allows the risks to be proactively identified, measured, mitigated, monitored and reported, which is necessary
in view of Bradesco&rsquo;s complex products and services offered as well as the Organization&rsquo;s activity profile, and is composed
of the following stages:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 3%; border-top: #A6A6A6 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#228;</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #A6A6A6 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #4D4E53"><B>Identification</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 6%; border-top: #A6A6A6 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="width: 72%; border-top: #A6A6A6 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53">Identifying risks related to the Organization&rsquo;s activities, regarding business, products and services evaluation and classification in the risk scope.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#226;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD rowspan="7" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><IMG SRC="bbd202405246k_002.jpg" ALT="" STYLE="height: 104px; width: 15px">&nbsp;</TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="color: #4D4E53"><B>Measurement</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53">Calculating expected and unexpected losses through internationally known methodologies, either under ordinary market conditions or stressful situations. Compatible measurement tools are used due to the complexity of existing operations, products and services.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#226;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53"><U>Assumption of risk</U>: represented by the decision to incur the risk in accordance with the appetite;</FONT></TD></TR>
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #4D4E53"><B>Governance</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53"><U>Non-acceptance of the risk</U>: decision of the Organization where the risk is outside its appetite; and</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53">Mitigation: represents the measures taken by the Organization to reduce risks by adopting actions that minimize the impact should there be contrary events. For instance, it comprises internal control activities, the use of collateral, fiduciary guarantees, hedges, insurance, risk transfer, among others.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#226;</B></FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="color: #4D4E53"><B>Monitoring</B></FONT></TD>
    <TD STYLE="white-space: nowrap; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53">The Organization has several activities focused on ensuring the proper behavior of risks, respecting the policies and established limits, and also verifies the effectiveness of internal controls and correct design of processes and their updates.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#226;</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #A6A6A6 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Wingdings; color: #4D4E53"><B>&#227;</B></FONT></TD>
    <TD STYLE="border-bottom: #A6A6A6 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #4D4E53"><B>Reporting</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #A6A6A6 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; padding-bottom: 12pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #CC092F; line-height: 115%"><B>&#9744;</B></FONT></TD>
    <TD STYLE="border-bottom: #A6A6A6 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #4D4E53">Focuses on all actions involving the disclosure of risk and control information, carried out on a timely basis, involving all levels of the Organization, market and domestic and foreign regulatory bodies.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In relation
to the risks indicated in item 4.1, the objectives and strategies of the risk management policies are aimed at ensuring compliance with
the Organization&rsquo;s risk appetite. The risk appetite refers to the types and levels of risks that the Organization proposes to admit
in running its business and achieving its objectives. The Risk Appetite Statement (RAS) is an important tool that synthesizes the risk
culture of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">At the
same time, RAS emphasizes the existence of an efficient process of assignments in the operational risk management and in the performance
of control functions, as well as for mitigation and disciplinary actions and processes of scheduling and reporting to Senior Management
upon breach of the risk limits or control processes established.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Risk Appetite Statement is reviewed on an annual basis<SUP>1</SUP>, or whenever necessary, by the Board of Directors and permanently
monitored by forums of the Senior Management and business and control areas.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">RAS
reinforces the dissemination of the risk culture by disclosing the main aspects of risk appetite of the Organization to all its members.</P>
<HR ALIGN="LEFT" SIZE="1" STYLE="width: 33%">

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-indent: 0in"><SUP>1</SUP> <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt; color: #404040; line-height: 115%">The
Risk Committee, in relation to the RAS, has the following attributions: a) to evaluate the risk appetite levels established in the Risk
Appetite Declaration and the strategies for its management, considering the risks individually and in an integrated way; and b) to supervise
the observance, by the institution's management, of the terms of the RAS.</FONT></P>

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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the many types of risks, whether measurable or not, the Organization established control approaches, observing the main global dimensions:
Capital, Liquidity, Profitability, Credit, Market, Operational, Reputation, Model, and Qualitative Risks.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
monitoring of appetite is done by means of effective control processes, in which the managers are informed about the risk exposures and
the respective use of the existing limits. The reporting is carried out by means of a system of alerts, which facilitates the communication
and highlights the possible exceptions to the limits, which require discussion, authorization for exceptions and/or measures of adequacy,
permeating all spheres of the Organization, supporting the Senior Management in evaluating whether the results are coherent with the risk
appetite.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><B>ii.</B></TD><TD STYLE="text-align: left"><B>the instruments used for protection: </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition
to the policy of risk and capital management, the Organization also has a norm of Hedging transactions made by the Treasury whose goal
is to define the criteria for the protection of Bradesco&rsquo;s Treasury to exposures to market risk factors and to manage liquidity
risks. The content of this norm is stated in item 5.2 (b) of this document.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Detailed
information regarding risk management process, reference equity as well as our risk exposures, can be found in the Report &ldquo;Risk
Management &ndash; Pillar 3&rdquo;, available on the Investor Relations website (bradescori.com.br &ndash; Notice to the Market).</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>the organizational structure of risk management:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
structures of our risk and capital management function consist of a number of committees, commissions and departments responsible for
assisting our Board of Directors, the Chief Executive Officer, the Chief Risk Officer and the Board of Executive Officers of the Organization
in making strategic decisions.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization has the Integrated Risk Management and Capital Allocation Committee &ndash; COGIRAC, whose role is to advise the Chief Executive
Officer on the fulfillment of its duties related to the management and control of all risks and the capital of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
risk management structure also has the Executive Committees for: a) Risk Monitoring; b) Risk Management; c) AMLTF/Sanctions and Information
Security/Cyber; it also has the Executive Committee of Products, Services and Partnerships, and the Executive Committees for our business
units, whose tasks include suggesting limits for any exposure to their related risks and devising mitigation plans to be submitted for
the Risk Committee&rsquo;s evaluation and deliberation of the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Additionally,
the Risk Committee is responsible for assessing the structure of risk management of the Organization and occasionally proposing improvements,
and challenge the Organization&rsquo;s risk structure in the face of new trends and/or threats, as well as advising the Board of Directors
in the performance of its assignments related to the management and control of risks and capital.</P>


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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in"><IMG SRC="bbd202405246k_003.jpg" ALT=""></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Corporate
Governance of the Organization counts on the participation of all of its hierarchical levels, which aim to optimize the performance of
the company and to protect interested parties, as well as to facilitate access to capital, add value to the Organization and contribute
to its sustainability, mainly involving the aspects that focus on transparency, and equality of treatment and accountability. This framework
meets the guidelines established by the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In this
context, the management of risks and capital is carried out by means of collective decision-making, supported by specific committees.
This process counts on the participation of all the layers that are encompassed by the scope of Corporate Governance, which comprises
Senior Management and the various areas of business, operations, products and services.</P>


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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center; width: 27%"><FONT STYLE="color: #404040"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 73%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; padding-left: 0.5in; text-indent: -0.25in; line-height: 115%; text-align: left"><FONT STYLE="font-family: Symbol; color: #404040; line-height: 115%">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040; line-height: 115%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040; line-height: 115%">Approves and reviews the risk management strategies, policies and structures of risk and capital management, including appetite and exposure limits according to the types of risks, as well as the program of stress tests, their results and the scenarios and assumptions applied.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>Risk Committee</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Assesses the risk appetite levels set out in the Risk Appetite Statement (RAS) and the strategies for its management, considering
    the risks individually and in an integrated way;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Supervises the activities and performance of the Chief Risk Officer (CRO);</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Supervises the compliance, by the Organization&rsquo;s Board of Executive Officers, with the terms of the RAS;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluates the level of adherence of the processes of the risk management structure to the established policies;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Proposes recommendations to the Board of Directors on policies, strategies, and the limits of risk and capital management, stress
    test program, business continuity policy, liquidity and capital contingency plans, and capital plan.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>Audit Committee</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Reviews the integrity of the financial statements;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Makes recommendations to the Board of Executive Officers for correcting or improving policies, practices and procedures identified
    within the ambit of their attributions.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>Integrity and Ethical Conduct Committee</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensures that infractions and violations of the Codes of Ethical Conduct, both corporate and sector-based, and the breaches of anti-corruption
    and competitive conduct are followed by applicable disciplinary acts, regardless of the hierarchical level, without prejudice to the legal
    penalties due;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensures that the Board of Directors is aware of matters that may cause significant impact to the image of the Organization;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Forwards for the approval of the Board of Directors the matters related to the Officers of the Organization.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>General Inspectorate Department</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Certifies the risk management process of the business;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensures compliance with the policies, norms, standards, procedures and internal and external regulations;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Recommends improvements in the internal control environment.</P></TD></TR>
  </TABLE>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #365F91; line-height: 115%"><B>Executive Committees</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 27%; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #404040; line-height: 115%"><B>Disclosure</B></FONT></TD>
    <TD STYLE="width: 73%; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Supports Senior Management to appraise the disclosure of significant transactions and information relating to the Organization;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Examines reports in order to ensure that they are prepared in accordance with controls and procedures defined for their preparation.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #404040; line-height: 115%"><B>Integrated Risk Management and Capital Allocation Committee (COGIRAC)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Validates and submits, for the approval by the Risk Committee and determination by the Board of Directors, the appetite and exposure
    limits according to the types of risks;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Validates and submits, for the approval by the Risk Committee and determination by the Board of Directors, the policies inherent
    to risk and capital management;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Validates and submits, for the approval by the Risk Committee and determination by the Board of Directors, the program of stress
    tests, the parameters, scenarios, their probabilities, assumptions, their results and the management actions to mitigate the impacts;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensures compliance with policies and ensures all risk and capital management;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Monitors the risk profile, performance, need for capital and sufficiency, exposures versus limits and control of the risks;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluates the effectiveness and compliance of the Internal Controls System.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>Risks
    of:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>
    Risk Monitoring</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>Risk
Management</B></P>
    <P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensure compliance with the policies and ensure the efficacy of the risk and capital management processes;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Approve and monitor definitions, criteria and procedures to be adopted, as well as methodologies, models and tools that focus on
    the risk and capital management and measurement;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Approve and monitor the information on the level of exposure to risk, consolidated and by office;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluate and submit for validation of the COGIRAC the policy, structure, roles and responsibilities, risk appetite, assessment
    of the adequacy and capital plans;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Follow the behavior and evolution of the market, as well as evaluating the impacts and risks and capital;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Take note of the rules, guidelines and orientation issued by National and International regulatory entities;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Take note of the work carried out by internal and external audits that pertain to risk management and results concerning independent
    validation of models.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="color: #404040; line-height: 115%"><B>Crisis Management</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluates the critical incident and crisis event;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Appreciates and deliberates on possible mitigation and containment actions of the critical crisis incident.</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->145<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 27%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Anti-money Laundering and Financing of Terrorism (AMLTF)/Sanctions and Information Security/Cyber</B></FONT></TD>
    <TD STYLE="border-top: #C00000 2.25pt solid; width: 73%; border-bottom: #C00000 1pt solid; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Ensure both compliance with policies and effectiveness of the processes of corporate security, prevention and combating of money
    laundering and terrorism financing;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluate and submit for validation by the COGIRAC the policies and guidelines relating to corporate security, information governance
    and the prevention of money laundering and terrorism financing.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Products and Services</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 3pt 5pt; font: 10pt/115% Arial, Helvetica, Sans-Serif; text-align: left"><P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol; color: #404040; line-height: 115%">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040; line-height: 115%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040; line-height: 115%">Evaluates whether every risk has been identified and whether it is acceptable, deliberating on the creation, modification, suspension or discontinuity of products/services and establishment of business partnerships, considering the client profile.</FONT></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Collection and Recovery of Loans</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Deliberates on proposals of renegotiation of matured debts or with the potential risk of loss;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Approves standards, procedures, measures and guidelines of corporate character, related to the subject of Collection and Recovery
    of Loans;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Defines limits of authority for approval in the renegotiation of debts.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Credit</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 3pt 5pt; font: 10pt/115% Arial, Helvetica, Sans-Serif; text-align: left"><P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol; color: #404040; line-height: 115%">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040; line-height: 115%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040; line-height: 115%">Takes collective decisions on the consultation of limits or operations involving credit risk, proposed by Offices and Companies of the Organization.</FONT></P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Treasury for Asset and Liability Management</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Defines strategies of expertise in the asset and liability management based on the analysis of the political-economic scenarios,
    at national and international levels, and of pricing of active, passive and derivative operations of the Bradesco Organization;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Evaluates strategies of expertise in the hedge management of foreign heritage;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Validates and submits, for the approval of the Integrated Risk Management and Capital Allocation Committee, proposals for limits
    of tolerance to market and liquidity risk exposure.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Treasury</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-right: 5pt; padding-left: 5pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Defines Treasury&rsquo;s strategies to optimize results, based on analyzing domestic and foreign political-economic scenarios;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>Validates proposed risk exposure tolerance limits for the Treasury Department and submits them for approval of the Integrated Risk
    Management and Capital Allocation Committee;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT>It follows the results, strategies, behaviors and risks of positions carried out by the Treasury Department.</P></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding-top: 3pt; padding-bottom: 3pt; text-align: center; text-indent: 0in"><FONT STYLE="color: #404040; line-height: 115%"><B>Strategic Planning</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding: 3pt 5pt; font: 10pt/115% Arial, Helvetica, Sans-Serif; text-align: left"><P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 0.5in; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol; color: #404040; line-height: 115%">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040; line-height: 115%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040; line-height: 115%">It evaluates the corporate strategic positioning and promotes the necessary actions for maintenance.</FONT></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>adequacy of the operational structure and internal controls for the verification of the effectiveness
of the policy adopted</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
integrated management of risks and internal controls is structured in three lines, as mentioned in item 5.2 of this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
second line, the main highlights are the actuation of the Internal Controls and Compliance, which act proactively in the process of verification
of the effectiveness of the policies adopted by the Organization and management and mitigation of risks in order to maintain them at acceptable
levels. Both areas are segregated matricially from the areas of business, aiming to maintain independence in the conduct of their activities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
results of the activities carried out by the second line are periodically submitted to the Committees of the Organization in line with
the process of governance established.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446074"></A><A NAME="a_Toc167085936"></A><A NAME="a_Toc450144598"></A>5.2
&ndash; Controls adopted by the issuer to ensure the elaboration of reliable financial statements</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the main practices of the Internal Controls, level of efficiency of such controls, indicating any imperfections and measures adopted
to correct them</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
effectiveness of the Internal Controls of the Organization is sustained by qualified professionals, well-defined processes implemented
with technology that is compatible with the business needs.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt"><FONT STYLE="color: #404040; line-height: 115%">The
methodology of the Internal Controls is aligned with the Frameworks issued by the Sponsoring Organizations of the Treadway Commission
Committee </FONT>&ndash; <FONT STYLE="color: #404040; line-height: 115%">COSO (Internal Control &ndash; Integrated Framework 2013) as
well as with the guidelines established by the Information Systems Audit and Control Association (ISACA) by means of the Control Objectives
for Information and Related Technology (COBIT 5 &ndash; 2012). The planning, implantation, implementation and effective maintenance of
the accounting systems and internal controls adopted by the Organization are the responsibility of the operations management departments,
since internal controls in the first and second lines were established in order to provide reasonable security in relation to the reliability
of the Organization&rsquo;s consolidated financial statements and to provide security for the proper running of the business and the reach
of objectives established in accordance with applicable laws and regulations, external policies, internal standards and procedures, in
addition to applicable codes of conduct and self-regulation codes.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
monitoring and adherence of such controls are performed by the Internal Controls, whose conclusion for the semester and year ended December
31, 2023 was that they were effective and appropriate to the type of activity, volume of transactions, as well as the nature, complexity
and risk of the Organization&rsquo;s operations, whereby no deficiencies that might have a material impact in the Organization&rsquo;s
consolidated financial statements were identified.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>the organizational structures involved</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
structure of the Internal Controls, defined by the Organization, combines the observance of the applicable regulatory requirements with
the adoption of the best practices of Corporate Governance, to ensure the necessary focus and the effective management of the Internal
Controls.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
responsibilities are presented as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Board of Directors:</U> Main responsibilities: establish the strategic guidance of the Company, with
the aim of, within the best practices of Corporate Governance, protect and maximize the return on investment of the shareholder and to
ensure that the Board of Executive Officers is always fit to perform their duties with competence, transparency and respect to the strictest
ethical principles.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Committees:</U> Advise the Board of Directors or the CEO on issues that require specific knowledge
and/or the establishment of collective decision-making. <A NAME="a_DV_M2856"></A></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>CEO:</U> Is responsible for the management of the Company and co-ordination of the Board of Executive
Officers, and the link with the Board.</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Board of Executive Officers:</U> To observe and enforce the guidelines and strategic guidelines established
by the Board and by the Meetings, to conduct the daily operations of the Company exercising their duties with competence and transparency,
among other duties.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Owners of the Rights to the Offices:</U> Responsible for activities and for the existence and effectiveness
of the Internal Controls of their Office, as well as the identification, classification, measurement and monitoring of controls and risks.
For this purpose, create and maintain appropriate structures for the demands and other conditions necessary to safeguard compliance with
laws, regulations, standards and procedures.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Managers in the Offices:</U> Define and document the flows of processes, identifying and assessing
the events of risks, defining the proper response for the risks. Acting on risks, identifying gaps, preparing and following up on the
implementation of Action Plans to correct or to improve existing controls.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Ensure that the laws, regulations, policies, rules and procedures, as well as the codes of conduct and
self-regulation, which are necessary for the execution of the activities, are accessible and are complied with by all those involved.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Define, implement and ensure the effectiveness of the controls, communicating promptly to the Integrated
Risk Control Department (DCIR) any creation or alteration in the flow of the processes and/or in the controls exercised, as well as in
the identification of new risks.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>Internal Controls:</U> Independently certify the existence, implementation and effectiveness of the
controls that ensure acceptable levels of risk in the processes of the Organization.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Respond for the consolidation of the results of the effectiveness tests applied in the scope of the financial
conglomerate and by drafting the Report of the Internal Controls. The Risk Analyst should have access and should report directly to the
Departmental Board or to the Board of Executive Officers if the case so requires, and its role must be exercised without any restriction
of access to systems, data, information, documents and areas and, above all, without any connection with existing commercial, operational
or administrative activities in its area of operation.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Promote and facilitate the control of risks and the allocation of capital for the activities of the Organization,
independently, consistently, transparently and in an integrated manner. This Office is also responsible for meeting the requirements of
the Regulating Agencies that relate to risk management activities.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><U>General Inspectorate Department (Internal Audit):</U> Independently assess the processes of the Organization,
in order to contribute to the mitigation of risks and to the suitability and the effectiveness of the Internal Controls, in compliance
with the Policies, Standards and Internal and External Regulations.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 17.45pt; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if and how the effectiveness of internal controls is supervised by the administration of the issuing authority, indicating the
position of the people responsible for this monitoring</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Risk
management permeates the entire Organization and is aligned with the guidelines that are established by the Board of Directors and by
the structure of the Committees that define the global objectives, expressed in targets and limits for the risk management business units.
The control and capital management units, in turn, support the management by means of monitoring processes and the analysis of risk and
capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Internal Controls are part of the responsibility of all of the Organization&rsquo;s employees. When service providers (associates) perform
controls on behalf of the Organization, the contracting parties of the Offices are liable for these controls.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Internal Controls area, performs the risk monitoring involved in the processes, as well as the effectiveness of controls so as to maintain
them at acceptable levels for the Organization.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
main information on activities, assessments and diagnosis about the effectiveness of the Internal Controls System are, at least every
12 months, consolidated into a Report and submitted to the Executives Responsible. Reports on the evaluation and compliance of the Risk
and Control Environment are presented to the Audit Committee and the Integrated Risk Management and Capital Allocation Committee and submitted
to members of the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 17.45pt; color: #404040"><B>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>deficiencies and recommendations on internal controls included in the detailed report of the independent auditor, prepared and
forwarded to the issuer by the independent auditor, in accordance with the CVM-issued regulation that provisions on the registry and exercise
of the independent audit activity</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
overall assessment of both the independent auditors regarding the Management on the Organization Control Environment was that it was effective
and appropriate to the nature, complexity and scale of operations of the Organization and that it offered reasonable assurance on the
consolidated financial statements closed on December 31, 2023, not presenting any material weaknesses or significant deficiencies.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
course of the evaluations made, deficiencies were identified in the controls that aim to contribute to improve the internal controls and
accounting procedures of the Organization. For such remarks, action plans were devised, which are monitored by the Management through
forums of governance, including the Risk Committee and the Audit Committee.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 17.45pt; color: #404040"><B>e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>comments of the Officers on the weaknesses found in the detailed report prepared by the independent auditor and on the corrective
measures adopted</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
deficiencies and recommendations appointed in the independent auditors&rsquo; report do not significantly compromise the control environment
of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446075"></A><A NAME="a_Toc167085937"></A>5.3
&ndash; In relation to the internal mechanisms and procedures of integrity adopted by the issuer to prevent, detect and remedy deviations,
fraud, irregularities and illegal acts perpetrated against the public administration, national or foreign</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
Organization, has an Integrity Program composed of a set of policies, standards and procedures, promotion of culture, whistle blowing
channel aimed at prevention, monitoring, detection and response in relation to the harmful acts provided for in the Anti-Corruption Law
No. 12,846/13 and in international legislations, in particular the Foreign Corrupt Practices Act and the United Kingdom Bribery Act and
in the countries where it has Business Units, thereby strengthening the governance of the Bradesco Integrity Program. These instruments
establish the basic guidelines of activity expressed by Senior Management in line with the standards of integrity and ethical values of
the institution and cover all the activities of the Bradesco Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 42.5pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>if the issuer has rules, policies, procedures or practices focused on prevention, detection and remediation of deviations, fraud
and illegal acts performed against the public administration, identifying, if affirmative:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>the main mechanisms and procedures of integrity adopted and their suitability to the profile and risks
identified by the issuer, stating how often the risks are reassessed and the policies, procedures and practices are adapted</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
main mechanisms and procedures of integrity adopted can be consulted in full in the Bradesco Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Annually,
the Bradesco Integrity Program is evaluated by means of: interviews; application of an integrity questionnaire; evaluation of national
and international laws to which the bank is submitted; the governance, policies and standards structure; and the review of the risks,
controls, roles and responsibilities in each division.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">This
Program is structured to permeate all areas of the Bradesco Organization. In the case of units located abroad, adaptations can be made
to increment the Integrity Program to suit specific local laws, but maintaining, at least, the conducts already required in Brazil.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.75in"></TD><TD STYLE="width: 0.25in"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>the organizational structures involved in the monitoring of the operation and efficiency of the internal
mechanisms and procedures of integrity, indicating their assignments, if their creation was formally approved, institutions of the issuer
to which they report, and mechanisms to guarantee the independence of its leaders, if existent</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Board of Directors and the Board of Executive Officers support the Bradesco Integrity Program, where the main operating activities and
all business practices of the Organization were considered in the elaboration of the Program and are divided into strategic pillars of
operation, which are the Corruption Risk Prevention, the Monitoring and Detection of Inappropriate Behavior and the Response of Senior
Management.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
up to the Board of Directors to determine the institutional guidelines on the subject and to support the Integrity Program so that its
effectiveness is met. All ethics- and anticorruption-related policies and standards are ratified at Board meetings and must be complied
with by the Managers, Employees, Interns and Apprentices of the Bradesco Organization and all its subsidiaries in Brazil and abroad in
all their activities and transactions, and also apply to all Associates (goods and service providers, banking correspondents and partners),
based on the values and principles established in the Code of Ethical Conduct of the Bradesco Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It is
up to the Board of Executive Officers to establish and monitor the actions necessary to achieve the guidelines established by the Board
of Directors, promoting high standards of integrity and ethics and the dissemination of a culture that emphasizes and demonstrates to
all Managers, Employees, Interns, Apprentices and Associates the importance of preventing, detecting and remedying deviations, fraud,
irregularities and illegal acts committed, especially against domestic or foreign public administration.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Integrity and Ethical Conduct Committee proposes actions with respect to the dissemination and compliance with the Codes of Ethical Conduct
of the Bradesco Organization, both corporate and sector-based, and with to the rules of conducts related to the themes of integrity, anti-corruption
and competition, in order to ensure efficiency and effectiveness. The Committee is also responsible for assessing the reports on the deviations,
frauds, irregularities and illegal acts perpetrated, as well as on the infringement and violation of the corporate and department Codes
of Ethical Conduct and on the disruption of anti-corruption and competitive conduct; adopting the necessary actions by issuing an opinion
addressed to the relevant Offices, as recorded in the minutes of its meetings; ensuring that the infringements and violations are followed
by applicable disciplinary actions, regardless of the offender&rsquo;s hierarchical level, notwithstanding the applicable legal penalties;
ensuring that the Board of Directors is aware of the matters that could have a tangible impact on Bradesco Organization&rsquo;s reputation;
deliberating on actions for the prevention and handling of the problems identified and acknowledge the results of the follow up activities
ascertained in the scope of the Commission of Ethical Conduct; and forwarding matters involving Bradesco Organization&rsquo;s Officers
to be handled and remedied by the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Department of Compliance, Conduct and Ethics is responsible for the management and annual review of the Bradesco Integrity Program. And,
also, it supports the Bradesco Organization&rsquo;s Offices in the implementation of procedures and advises when warning signals are identified
in the business process, in order to comply with the prevention and fight against corruption and bribery, and the enhancement of the Bradesco
Integrity Program.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Any
cases of non-compliance, consummated or not, in respect of the Integrity Program, the Department of Compliance, Conduct and Ethics acts
directly and independently with those responsible for the immediate interruption and/or correction, reporting, in a timely manner to higher
levels up to the level of Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
execution of the assignments, it can use the support of other control areas, which include: Audit and General Inspectorate (AIGL), Legal
Department (DEJUR), Legal Advisory Services and Corporate Security, among others.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
document is published on the Bradesco&rsquo;s Investor Relations website (www.bradescori.com.br &gt; Corporate Governance &gt; Compliance
and Ethics &gt; Integrity Program).</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 54.15pt"></TD><TD STYLE="width: 17.85pt"><B>iii.</B></TD><TD STYLE="text-align: left"><B>if the issuer has a code of ethics or of conduct formally approved, indicating:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 68.15pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>if it applies to all officers, fiscal council members, board members and employees and also covers
third parties, such as suppliers, service providers, intermediary agents and associates</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
applicability and comprehensiveness of the code of ethical conduct can be consulted in full in the Bradesco Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Bradesco Organization has a Code of Ethical Conduct that applies to all managers and employees, interns, and apprentices of the Organization,
composed by the Banco Bradesco S.A. and its subsidiaries, in Brazil and Abroad, and extends to Associates who are providing services on
behalf of the Organization or for the Organization; in addition to other four Sector-based Codes of Ethical Conduct, which are:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Professional from the Financial and Capital Market Areas;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Professional in Purchases;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Auditors and Internal Inspectors of the Bradesco Organization; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Bradseg Participa&ccedil;&otilde;es S.A., its affiliates and subsidiaries.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 68.15pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>the sanctions applicable in the event of violation of the code or other standards related to the subject
matter, identifying the document where these sanctions are provisioned</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
sanctions applicable in the event of violation of the code or other standards related to the subject matter can be consulted in full on
the Bradesco Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
AIGL exercises the duty of examining, in the periodic audit and inspection assignments, the fulfillment of the ethical precepts contained
in the Code of Conduct, besides investigating reports received via the Corporate Whistleblowing Channel and fraud involving activities,
employees and associates of the Organization, in compliance with the current norms of discipline at work.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Every
quarter, in the ordinary meetings of the Integrity and Ethical Conduct Committee, the AIGL presents the consolidated report of the audit
and inspection assignments regarding ethical rupture, and the DRH and the Ombudsman report on the results obtained.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 68.15pt"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>body that approved the code, date of approval and, if the issuer publishes the code of conduct, locations
on the world wide web where the document can be consulted</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
body that approved it, the date of approval and where to consult the code can be found in full in Bradesco Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Codes of Conduct are approved by the Board of Directors and the last re-edition of the Code of Ethical Conduct of the Bradesco Organization
was approved on September 6, 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Codes of Ethical Conduct, both Corporate and Sector-based, are available on the Bradesco&rsquo;s Investor Relations website (<U>www.bradescori.com.br</U>).</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.5pt"></TD><TD STYLE="width: 18pt"><B>b)</B></TD><TD STYLE="text-align: left"><B>if the issuer has a whistleblowing channel, indicating, if affirmative:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 64.1pt"></TD><TD STYLE="width: 7.2pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>if the whistleblowing channel is internal or whether it is controlled by third parties;</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
whistleblowing channel is internal.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 64.1pt"></TD><TD STYLE="width: 7.2pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>if the channel is open to receive complaints from third parties or if it receives complaints only from
employees;</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
whistleblowing channel is open to receive internal reports and also for third parties.</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->151<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 64.1pt"></TD><TD STYLE="width: 7.2pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>if there are mechanisms of anonymity and protection to whistleblowers in good faith; </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
whistleblower is assured the right to formalize his/her complaint by identifying himself/herself, if he/she so wishes. Secrecy and confidentiality
of shared information must be preserved, in order to ensure that there are no acts or attempts of retaliation and revenge or persecution
to the whistleblower in good faith who chose to identify themselves. The same treatment should also be dispensed to anonymous whistleblowing.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the formalization of the complaints, the following can be used.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Electronic
form:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Corporate Portal &gt; Bradesco &gt; Whistleblowing and Manifestation Channels);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Institutional Website &gt; Customer Service &gt; Complaint;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Bradesco&rsquo;s Investor Relations (<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040; line-height: 115%">https://www.bradescori.com.br/en/)</FONT> &gt; Corporate Governance &gt; Corporate Whistleblowing
Channels);</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Telephone:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">By the phone 0800 776 4820 (call center from Monday to Friday: from 8am to 6pm, except weekends and public
holidays).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Manifestation
Boxes:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Cidade de Deus: Located within the buildings of Cidade de Deus; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 53.45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Courier New, Courier, Monospace">o</FONT></TD><TD STYLE="text-align: justify">Pirituba: Located next to the vending machines on the boulevard floor.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
Bradesco Organization, all complaints investigated are carefully examined with independence, transparency, integrity and ethics, aiming
to ensure the adequate treatment and correcting any distortions identified.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
treatment of complaints received via the Corporate Whistleblowing Channel relating to communication channels of the Bradesco Organization
or other means must be carried out in three phases: Evaluation, Examination and Reports/Reporting.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 64.1pt"></TD><TD STYLE="width: 7.2pt"><B>iv.</B></TD><TD STYLE="text-align: left"><B>the issuing body responsible for investigating complaints.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Department of Compliance, Conduct and Ethics (DCCE) is the corporate manager of the <A NAME="OLE_LINK5"></A>Corporate Whistleblowing Channel,
available on the Corporate Portal, Bradesco&rsquo;s Investor Relations website and by the phone 0800 776 4820 and Manifestation Boxes.
All of the manifestations received on this channel are previously analyzed and directed to the respective areas of management, which are
responsible for responding to the verification of the reports.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Every
quarter, in the ordinary meetings of the Integrity and Ethical Conduct Committee, the IGL presents the consolidated report of the audit
and inspection assignments regarding ethical rupture, and the DRH and Ombudsman report on the results obtained.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Integrity and Ethical Conduct Committee composed of members nominated by the Board of Directors of Bradesco, is the body responsible for
proposing actions as to the disclosure and fulfillment of the Codes of Ethical Conduct of the Bradesco Organization, both Corporate and
Sector-based, in order to ensure its efficiency and effectiveness.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.5pt"></TD><TD STYLE="width: 18pt"><B>c)</B></TD><TD STYLE="text-align: justify"><B>number of confirmed cases in the last three (3) fiscal years of deviations, fraud, irregularities and
illicit acts committed against the public administration and corrective measures adopted</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are no deviations, frauds, irregularities and illicit acts committed against the public administration and corrective measures adopted
in the last three years.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 24.5pt"></TD><TD STYLE="width: 18pt"><B>d)</B></TD><TD STYLE="text-align: justify"><B>if the issuer has no rules, policies, procedures or practices focused on prevention, detection and
remediation of deviations, fraud and illegal acts performed against the public administration, verify the reasons why the issuer did not
adopt controls in this regard </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Not
applicable.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">5. Risk management policy and internal controls</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446076"></A><A NAME="a_Toc167085938"></A>
5.4 &ndash; In relation to the last fiscal year, there were significant changes in the key risks faced by the issuer or in the risk management
policy adopted, including any expectations of reducing or increasing the issuer's exposure to such risks.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Internal Controls area has been actively monitoring the internal controls environment and there have been no significant changes in the
main risks.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446077"></A><A NAME="a_Toc167085939"></A>5.5
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Corporate
Governance of the Organization counts on the participation of all of its hierarchical levels, which aim to optimize the performance of
the Company and to protect interested parties, as well as to facilitate access to capital, add value to the Organization and contribute
to its sustainability, mainly involving the aspects that focus on transparency, and equality of treatment and accountability. This framework
meets the guidelines established by the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In this
context, the management of risks and capital is carried out by means of collective decision-making, supported by specific committees.
This process counts on the participation of all the layers that are encompassed by the scope of Corporate Governance, which comprises
Senior Management and the various areas of business, operations, products and services.</P>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid"><A NAME="a_Toc167446078"></A><A NAME="a_Toc167085940"></A>
6. Control and economic group</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc515025248"></A><A NAME="a_Toc482293076"></A><A NAME="a_Toc515025245"></A><A NAME="a_Toc482091442"></A><A NAME="a_Toc167446079"></A><A NAME="a_Toc167085941"></A>6.1
/ 6.2 &ndash; Equity Position</P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #C00000">
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 20pt; color: white"><B>Banco Bradesco </B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Cidade de Deus Cia Cial Participa&ccedil;&otilde;es</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 34%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 5%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Nationality - State</FONT></TD>
    <TD STYLE="width: 16%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Participates in a shareholders' agreement</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Last alteration</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 15%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholder who lives abroad</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>61.529.343/0001-32</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Brazilian - SP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Yes</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>4/22/2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,445,219,983</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>45.87%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,292,135</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.02%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,446,512,118</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>22.99%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Nationality - State</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Participates in a shareholders' agreement</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Last alteration</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholder who lives abroad</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>60.701.521/0001-06</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Brazilian - SP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Yes</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>10/6/2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>914,471,634</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>17.16%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>3</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>914,471,637</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>8.59%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Nationality - State</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Participates in a shareholders' agreement</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Last alteration</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholder who lives abroad</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>04.233.319/0001-18</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Brazilian - SP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Yes</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>4/22/2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>451,890,822</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>8.48%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>119,774,968</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2.25%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>571,665,790</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>5.37%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Other</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,501,924,042</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>28.18%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>5,175,884,941</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>97.45%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>6,677,808,983</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>62.75%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>TREASURY SHARES - Date of the latest amendment: 05/08/2024</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>16,798,200</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.32%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>14,913,500</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.28%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>31,711,700</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.30%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>5,330,304,681</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>50.09%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>5,311,865,547</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>49.91%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>10,642,170,228</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.00%</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 155 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->154<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #C00000">
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 20pt; color: white"><B>Cidade de Deus Cia Cial Participa&ccedil;&otilde;es</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="2" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Controlling Company/Investor</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Capital Stock Composition</FONT></TD></TR>
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Cidade de Deus Cia Cial Participa&ccedil;&otilde;es</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>61.529.343/0001-32</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 67%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Nationality - State</FONT></TD>
    <TD STYLE="width: 11%; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Participates in a shareholders' agreement</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 10%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Last alteration</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 4%; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholder who lives abroad</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>60.701.521/0001-06</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Brazilian - SP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Yes</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>10/6/2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,779,096,924</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>35.44%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>2,779,096,924</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>35.44%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A</B></FONT></TD></TR>
  <TR>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Nationality - State</FONT></TD>
    <TD STYLE="padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Participates in a shareholders' agreement</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Controlling shareholder</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Last alteration</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shareholder who lives abroad</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>04.866.462/0001-47</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Brazilian - SP</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Yes</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>10/28/2020</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>No</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>3,758,724,093</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>47.93%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>3,758,724,093</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>47.93%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Breakdown by classes of shares (units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Share Class</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>Shareholder</B></FONT></TD></TR>
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Other</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of common shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Common Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Number of preferred shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Preferred Shares %</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total number of shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">Total shares %</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,304,138,507</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>16.63%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>1,304,138,507</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><B>16.63%</B></FONT></TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="background-color: #F2F2F2">
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>7,841,959,524</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>0</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>0.00%</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>7,841,959,524</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #305496"><B>100.00%</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

<!-- Field: Page; Sequence: 156 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->155<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #C00000">
    <TD COLSPAN="6" STYLE="color: white; font-size: 20pt; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: left; height: 25.05pt">NCF Participa&ccedil;&otilde;es S.A.</TD></TR>
  <TR STYLE="height: 48pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="2" STYLE="color: #404040; font-weight: bold; border-top: #C00000 1.5pt solid; height: 48pt">Controlling Company/Investor</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">Capital Stock Composition</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; height: 25.05pt">NCF Participa&ccedil;&otilde;es S.A.</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">04.233.319/0001-18</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Cidade de Deus Cia Cial Participa&ccedil;&otilde;es</TD></TR>
  <TR STYLE="height: 49.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 49.05pt; width: 16%">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center; width: 20%">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">61.529.343/0001-32</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">12/21/2023</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">1,367,843,225</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">74.72%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.00%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">1,367,843,225</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">39.51%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Funda&ccedil;&atilde;o Bradesco</TD></TR>
  <TR STYLE="height: 46.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 46.05pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">60.701.521/0001-06</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">12/21/2023</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">460,004,645</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">25.13%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">1,631,492,454</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">100.00%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">2,091,497,099</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">60.41%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.</TD></TR>
  <TR STYLE="height: 48.45pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 48.45pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">04.866.462/0001-47</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">12/21/2023</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">2,738,642</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.15%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.00%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">2,738,642</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.08%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; text-align: left; height: 25.05pt">Total</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right; height: 25.05pt">1,830,586,512</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">52.88%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">1,631,492,454</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">47.12%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">3,462,078,966</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">100.00%</TD></TR>
  </TABLE>



<!-- Field: Page; Sequence: 157 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->156<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #C00000">
    <TD COLSPAN="6" STYLE="color: white; font-size: 20pt; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: left; height: 25.05pt">Nova Cidade de Deus Participa&ccedil;&otilde;es S.A</TD></TR>
  <TR STYLE="height: 46.5pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="2" STYLE="color: #404040; font-weight: bold; border-top: #C00000 1.5pt solid; height: 46.5pt">Controlling Company/Investor</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: center; border-top-color: #C00000; border-top-width: 1.5pt">Capital Stock Composition</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="2" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; height: 25.05pt">Nova Cidade de Deus Participa&ccedil;&otilde;es S.A</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">04.866.462/0001-47</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">BBD Participa&ccedil;&otilde;es S.A</TD></TR>
  <TR STYLE="height: 39.45pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 39.45pt; width: 16%">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center; width: 20%">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">07.838.611/0001-52</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">12/30/2019</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">189,425,112</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">53.70%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.00%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">189,425,112</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">26.07%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Funda&ccedil;&atilde;o Bradesco</TD></TR>
  <TR STYLE="height: 40.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 40.05pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">60.701.521/0001-06</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">12/30/2019</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">163,332,621</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">46.30%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">373,794,914</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">100.00%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">537,127,535</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">73.93%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; text-align: left; height: 25.05pt">Total</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right; height: 25.05pt">352,757,733</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">48.55%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">373,794,914</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">51.45%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">726,552,647</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">100.00%</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #C00000">
    <TD COLSPAN="2" STYLE="color: white; font-size: 20pt; font-weight: bold; height: 25.05pt">BBD Participa&ccedil;&otilde;es S.A</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 43.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="2" STYLE="color: #404040; font-weight: bold; border-top: #C00000 1.5pt solid; height: 43.05pt">Controlling Company/Investor</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">Capital Stock Composition</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; height: 25.05pt">BBD Participa&ccedil;&otilde;es S.A</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">07.838.611/0001-52</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Treasury shares</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 39.45pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 39.45pt; width: 16%">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center; width: 20%">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">&nbsp;</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">5/10/2024</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">45,919,796</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">20.71%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">20,722,561</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">9.35%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">66,642,357</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">15.03%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">NCD Participa&ccedil;&otilde;es Ltda</TD></TR>
  <TR STYLE="height: 44.55pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 44.55pt">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">48.594.139/0001-37</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">11/7/2023</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">67,114,094</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">30.27%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">141,898,399</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">64.05%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">209,012,493</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">47.15%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Other</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">108,710,981</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">49.03%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">58,939,266</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">26.60%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">167,650,247</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">37.82%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; text-align: left; height: 25.05pt">Total</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-weight: bold; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right; height: 25.05pt">221,744,871</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">50.02%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">221,560,226</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">49.98%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">443,305,097</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">100.00%</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<!-- Field: Page; Sequence: 158 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->157<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE BORDER="0" CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif">
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #C00000">
    <TD COLSPAN="2" STYLE="color: white; font-size: 20pt; font-weight: bold; height: 25.05pt">NCD Participa&ccedil;&otilde;es Ltda</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; font-size: 12pt; font-weight: bold; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 40.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="2" STYLE="color: #404040; font-weight: bold; border-top: #C00000 1.5pt solid; height: 40.05pt">Controlling Company/Investor</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; border-top: #C00000 1.5pt solid; text-align: center">Capital Stock Composition</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #305496; font-size: 11pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; height: 25.05pt">NCD Participa&ccedil;&otilde;es Ltda</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">48.594.139/0001-37</TD>
    <TD STYLE="color: #305496; font-size: 12pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #305496; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; height: 25.05pt">Funda&ccedil;&atilde;o Bradesco</TD>
    <TD STYLE="color: #404040; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 46.95pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 46.95pt; width: 16%">CPF/CNPJ [Individual Person/Corporate Taxpayer's Registry] Shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Nationality - State</TD>
    <TD STYLE="color: #404040; text-align: center; width: 20%">Participates in a shareholders' agreement</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Controlling shareholder</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Last alteration</TD>
    <TD STYLE="color: #404040; text-align: left; width: 16%">Shareholder who lives abroad</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">60.701.521/0001-06</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Brazilian - SP</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">Yes</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">9/20/2023</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: left">No</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">2,793,303,109</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">99.9999%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.0000%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">2,793,303,109</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">99.9999%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Shareholder</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD COLSPAN="6" STYLE="color: #305496; font-size: 11pt; font-weight: bold; border-top: #C00000 0.5pt solid; border-bottom: #C00000 0.5pt solid; text-align: left; height: 25.05pt">Other</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: right; height: 25.05pt">Number of common shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Common Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Number of preferred shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Preferred Shares %</TD>
    <TD STYLE="color: #404040; text-align: right">Total number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: right">Total shares %</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; text-align: right; height: 25.05pt">1</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.0001%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.0000%</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">1</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0.0001%</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD COLSPAN="6" STYLE="color: #404040; font-weight: bold; text-align: left; height: 25.05pt">Breakdown by classes of shares (units)</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; text-align: left; height: 25.05pt">Share Class</TD>
    <TD STYLE="color: #404040; text-align: left">Number of shares (units)</TD>
    <TD STYLE="color: #404040; text-align: left">Shares %</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: left">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle">
    <TD STYLE="color: #404040; font-weight: bold; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: right">0</TD>
    <TD STYLE="color: #404040; font-weight: bold; text-align: center">0.00%</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: center">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; text-align: left; height: 25.05pt">Total</TD>
    <TD STYLE="color: #404040; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: right">&nbsp;</TD>
    <TD STYLE="color: #404040; text-align: right">&nbsp;</TD></TR>
  <TR STYLE="height: 25.05pt; vertical-align: middle; background-color: #F2F2F2">
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right; height: 25.05pt">2,793,303,110</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: center">100.00%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">0</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">0.00%</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">2,793,303,110</TD>
    <TD STYLE="color: #305496; font-weight: bold; border-bottom: #C00000 1.5pt solid; text-align: right">100.00%</TD></TR>
  </TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446080"></A><A NAME="a_Toc167085942"></A><A NAME="a_Toc515025246"></A><A NAME="a_Toc481589103"></A><A NAME="a_Toc482091443"></A>6.3
&ndash; Capital Distribution</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 77%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Date of last meeting/Date of the last alteration</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040"><B>5/10/2024</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 10pt; text-align: left"><FONT STYLE="color: #404040">Number of Individual shareholders (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">857,954 </FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 10pt; text-align: left"><FONT STYLE="color: #404040">Number of Corporate shareholders (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">34,538 </FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 10pt; text-align: left"><FONT STYLE="color: #404040">Number of Institutional investors (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">1,109 </FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Outstanding
shares</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Outstanding
shares corresponding to all of the issuer&rsquo;s shares, except for those that were held by the controlling shareholder, of persons related
to them, managers of the issuer and the shares that were held in treasury.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 62%; border-top: #C00000 1.5pt solid; text-indent: 10pt; text-align: left"><FONT STYLE="color: #404040">Number of Common Shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 18%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">1,484,426,957</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">27.849%</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 10pt; text-align: left"><FONT STYLE="color: #404040">Number of Preferred Shares (units)</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">5,129,958,973</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040">96.575%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040"><B>6,614,385,930</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: right"><FONT STYLE="color: #404040"><B>62.153%</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->158<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446081"></A><A NAME="a_Toc167085943"></A><A NAME="a_Toc134687856"></A>
6.4 &ndash; companies in which the issuer has participation and that are relevant to the development of its activities</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 53%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Corporate name</B></FONT></TD>
    <TD STYLE="width: 27%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>CNPJ (Corporate Taxpayer&rsquo;s Registry)</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040"><B>Issuer participation (%)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Banco Bradesco BBI S.A.</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">06.271.464/0001-19</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Banco Bradesco Financiamentos S.A.</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">07.207.996/0001-50</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Bradesco Administradora de Cons&oacute;rcios Ltda.</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">52.568.821/0001-22</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Bradesco Leasing S.A. - Arrendamento Mercantil</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">47.509.120/0001-82</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">&Aacute;gora Corretora de T&iacute;tulos e Valores Mobili&aacute;rios S.A.</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">74.014.747/0001-35</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Bradseg Participa&ccedil;&otilde;es S.A.</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">02.863.655/0001-19</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">100%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446082"></A><A NAME="a_Toc167085944"></A><A NAME="a_Toc515025247"></A><A NAME="a_Toc482293075"></A>6.5
&ndash; Organization chart of shareholders and economic group</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
following chart shows our stock ownership structure in May 2024:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; text-align: center; color: #404040"><IMG SRC="bbd202405246k_004.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt">&nbsp;</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Note:
Holdings were calculated based on total capital, including shares in treasury.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> Direct and indirect controllers</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In May
2024, our share capital consisted of <FONT STYLE="line-height: 115%">5,330,304,681 </FONT>common shares and <FONT STYLE="line-height: 115%">5,311,865,547
</FONT>preferred shares, with no par value.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
a better visualization of companies that integrate the Economic Group, check the organizational chart, which is represented above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Cidade
de Deus Companhia Comercial de Participa&ccedil;&otilde;es S.A.</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Cidade de Deus Companhia Comercial de Participa&ccedil;&otilde;es S.A. (&ldquo;Cidade de Deus&rdquo;) is a holding company that in May
2024 held 25.11% of our total shares, with 22.99% in direct ownership and 2.12% in indirect ownership. Regarding our common shares (voting
capital), Cidade de Deus had a 45.87% ownership.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Nova
Cidade de Deus Participa&ccedil;&otilde;es S.A.</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. (&ldquo;Nova Cidade de Deus&rdquo;) is a holding company that, in May 2024, held
a 12.04% indirect interest in our total capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
share capital of Nova Cidade de Deus is divided into common shares (Class A and B) and preferred shares. Ownership of Class A common shares
is exclusive to individuals who have the right to hold Class B shares, as well as private civil associations and foundations whose management
is under the responsibility of these individuals or managers appointed by them. The ownership of Class B common shares is limited to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Members of our Board of Executive Officers;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Former members of our Board of Executive Officers who have become members of the Board of Directors of
Banco Bradesco or its controlled companies;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Commercial or civil society whose shares or quotas, with voting rights, are mostly owned by the aforementioned
individuals.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Currently,
there are no individuals who own Class A or Class B common shares of Nova Cidade de Deus.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Funda&ccedil;&atilde;o
Bradesco</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Funda&ccedil;&atilde;o
Bradesco is a non-profit institution supervised by the Public Ministry, whose main social objective is to promote social inclusion through
education. In May 2024, Funda&ccedil;&atilde;o Bradesco held a total of 31.12% ownership in our capital, with 8.59% in direct ownership
and 22.53% in indirect ownership. Regarding our common shares (voting capital), Funda&ccedil;&atilde;o Bradesco owned 17.16%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
management of Funda&ccedil;&atilde;o Bradesco is carried out by a group called Managing Board, composed of members of the Board of Directors,
members of the Board of Executive Officers, Departmental Officers who have worked in the Bradesco Group for over 10 years, and members
of the Board of Directors and Officers of Cidade de Deus Participa&ccedil;&otilde;es, without the right to remuneration.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>BBD</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">BBD
Participa&ccedil;&otilde;es S.A. (&quot;BBD Participa&ccedil;&otilde;es&quot;) is a holding company that, in May 2024, held a 3.14% indirect
ownership in our total capital.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Members
of the Board of Directors and Statutory Board of Executive Officers, as well as some qualified employees of Banco Bradesco and its subsidiaries,
including Bradespar, can hold shares of BBD Participa&ccedil;&otilde;es. Non-profit domestic legal entities or national companies controlled
by them, whose managers are exclusively employees and/or managers of the Bradesco Organization, can also hold shares. However, only members
of the Board of Directors and Statutory Board of Executive Officers have voting rights.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>NCF</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">NCF
Participa&ccedil;&otilde;es is a holding company that, in May 2024, held a 5.37% direct ownership in our total capital and 8.48% of our
common shares (voting capital).</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> R<FONT STYLE="line-height: 115%">elated parties and subsidiaries</FONT></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Main
Companies, with direct and indirect participation, included in the consolidated financial statements:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="border-top: #C00000 1.5pt solid; white-space: nowrap; border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 35.3pt; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 9.5pt; color: #376092; line-height: 115%"><B>Activity</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>Shareholding interest</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>2023</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; width: 53%; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Financial Sector &ndash; Brazil</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; width: 23%; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; width: 12%; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 12%; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">&Aacute;gora Corretora de T&iacute;tulos e Valores Mobili&aacute;rios S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradescard S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Cards</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco BBI S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Investment bank</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco BERJ S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco Financiamentos S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Losango S.A. Banco M&uacute;ltiplo</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Administradora de Cons&oacute;rcios Ltda.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Consortium management</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Leasing S.A. Arrendamento Mercantil</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Leases</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco-Kirton Corretora de C&acirc;mbio S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Exchange Broker</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.97%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.97%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco S.A. Corretora de T&iacute;tulos e Valores Mobili&aacute;rios</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Asset Management S.A. DTVM<SUP>(1)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Asset management</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Kirton Bank S.A. Banco M&uacute;ltiplo</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Digio S.A</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Digital Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">Tivio Capital Distribuidora
    de T&iacute;tulos e Valores</P>
    <P STYLE="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in"><FONT STYLE="color: #404040">Mobili&aacute;rios
    S.A. </FONT><FONT STYLE="color: #333333"><SUP>(2)</SUP></FONT></P></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Asset management</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: rgb(64,64,64)">51.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: rgb(64,64,64)">-</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Tempo Servi&ccedil;os Ltda.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Services</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: rgb(64,64,64)">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Financial Sector &ndash; Overseas</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco Europa S.A. <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco S.A. Grand Cayman Branch <SUP>(3) (4)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Banco Bradesco S.A. New York Branch <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Securities, Inc. <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Securities, UK. Limited <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Securities, Hong Kong Limited <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Cidade Capital Markets Ltd. <SUP>(3)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradescard M&eacute;xico, sociedad de Responsabilidad Limitada <SUP>(5)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Cards</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Bank <SUP>(6) (7)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Banking</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Insurance, Pension Plan and Capitalization Bond Sector - In Brazil</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Auto/RE Companhia de Seguros</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Insurance</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Capitaliza&ccedil;&atilde;o S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Capitalization bonds</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Sa&uacute;de S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Insurance/health</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Seguros S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Insurance</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.96%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.96%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Vida e Previd&ecirc;ncia S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Pension plan/Insurance</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Odontoprev S.A. <SUP>(8) (9)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Dental Care</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">52.89%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">51.40%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Insurance &ndash; Overseas</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Argentina de Seguros S.A. <SUP>(3) (8)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Insurance</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.98%</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">99.98%</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 162 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->161<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">6. Control and economic group</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="border-top: #C00000 1.5pt solid; white-space: nowrap; border-right: rgb(192,0,0) 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>Activity</B></FONT></TD>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>Shareholding interest</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>2023</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #376092"><B>2022</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; width: 52%; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Other Activities - Brazil</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; width: 23%; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; width: 13%; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 12%; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Andorra Holdings S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Holding</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradseg Participa&ccedil;&otilde;es S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Holding</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco Corretora de Seguros Ltda.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Insurance Brokerage</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">BSP Empreendimentos Imobili&aacute;rios S.A.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Real estate</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Cia. Securitizadora de Cr&eacute;ditos Financeiros Rubi</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Credit acquisition</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Nova Paiol Participa&ccedil;&otilde;es Ltda.</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Holding</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040"><B>Other Activities - Overseas</B></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9.5pt; color: #404040">Bradesco North America LLC <SUP>(3) (10)</SUP></FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">Services</FONT></TD>
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9.5pt; color: #404040">100.00%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">(1) On March
11, 2024, the merger with Banco Bradesco was approved; (2) In February 2023, company acquired (indirect participation). New denomination
of BV DVM S.A. from December 2023; (3) The functional currency of these companies abroad is the Real; (4) The special purpose entity International
Diversified Payment Rights Company is being consolidated. The company is part of a structure set up for the securitization of the future
flow of payment orders received overseas; (5) The functional currency of this company is the Mexican Peso; (6) The functional currency
of this company is the Dollar; (7) New denomination of Bradesco Bac Florida Bank; (8) Accounting information used with date lag of up
to 60 days; (9) Increase in the percentage of participation related to the Treasury Stock Split/Cancellation occurred in April 2022; and
(10) Company closed in October 2023.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Issuer&rsquo;s holdings in the group of companies</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Banco
Bradesco holdings in the group of companies are listed in item 6.5.b.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>d)</B></TD><TD STYLE="text-align: justify"><B>Holdings of the group of companies in the issuer</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
are no interests in companies of the Economic Group, in Bradesco, that are not the direct and indirect controllers.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>e)</B></TD><TD STYLE="text-align: justify"><B>Companies under common control</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
is a company that has the same groups of controlling shareholders as Bradespar S.A.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446083"></A><A NAME="a_Toc167085945"></A>6.6
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Item
6.1</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Information
about the controlling companies:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings">&#167;</FONT></TD><TD STYLE="text-align: justify"><B><U>Funda&ccedil;&atilde;o Bradesco</U></B>: because it is a Foundation, it does not have shareholders
to be identified. Bradesco&rsquo;s Management (Board of Executive Officers and Board of Directors) compose the Managing Board of Funda&ccedil;&atilde;o
Bradesco, maximum Deliberative Body of that Entity; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 38.7pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Wingdings; line-height: 115%">&#167;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%"><B><U>BBD</U></B>: </FONT>the other shareholders of BBD, holders of 37.82%
of its total capital, are pulverized and do not individually hold a sufficient shareholding interest to be indicated in item 6.1.</TD></TR></TABLE>


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    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446084"></A><A NAME="a_Toc167085946"></A>
7. Shareholders&rsquo; meeting and management</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446085"></A><A NAME="a_Toc167085947"></A><A NAME="a_Toc134687860"></A>7.1
&ndash; Describe the main characteristics of the issuing authority's management bodies and fiscal council, identifying:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>a)
main characteristics of the policies for indicating and filling positions, if any, and, if the issuer discloses it, places on the worldwide
network of computers in which the document can be consulted</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Board of Directors approved in 2017 the Policy of Nomination and Succession of Directors of the Bradesco Organization. This Policy guides
the process of appointing administrators, which comprises both members of the Board of Directors and the Board, at its various hierarchical
levels.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">It states
that both the availability of time and aspects of diversity, such as gender, ethnicity, color, age, marital status, sexual orientation,
religious choice, physical condition or socioeconomic class, in addition to diversity of experience and technical and behavioral competences,
should be respected in the process of appointing candidates for possible vacancies in the Board of Directors and the Board of Executive
Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">This
whole process of appointing uses criteria of meritocracy, in addition to the aspects already mentioned. In this way, even any Executive
Officer has the possibility of being elected to compose the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Policy of Nomination and Succession is publicly available on Bradesco IR (Corporate Governance &ndash; Bylaws, Policies, Standards and
Compensation Agreement).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B><A NAME="OLE_LINK16"></A>b)
if there are performance evaluation mechanisms, informing, in a positive case:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 28.35pt; text-align: justify; text-indent: 35.3pt; color: #404040"><B>i.
the periodicity of the evaluations and its scope</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Members
of the Board of Directors</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
annual evaluation of the Board of Directors, as a Collegiate Body, and of its members on an individual basis, has been taking place since
2006, the year in which the attributes for conducting the assessment, by the Chairman of the Body, were established and formalized.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2020,
the process was modified and research was sent to each of its members for their self-evaluation, evaluation of its peers and of the Body
itself. The result of the evaluation of the Body as collegiate was disclosed to the entire Board, in an Executive Session in January 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Since
2021, aiming at the continuous improvement of good governance practices, the annual evaluation process of the Board of Directors, both
individually from its members and from the collegiate, has been conducted by an independent company, which, based on questionnaires and
individual interviews with Managers and Committee members subordinate to the Board of Directors, published, in December 2021, the final
result of the evaluation of the Board as Collegiate Body, a process that continued throughout 2022, regarding the prioritization of key
development themes: succession, dynamics and governance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In August
2023, the same consulting company carried out a new evaluation process of the Board of Directors as well as the Board of Executive Officers,
and in October, the result was presented to the members.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As for
the individual evaluation, the consulting company consolidates the information collected from each Board member, individually, with the
information assigned by the other members, in a strictly confidential nature, of that evaluated member. At the end of the process, each
Board member receives only their final assessment in order to ensure the effectiveness of the research, but the Chairman of the Board
of Directors becomes aware of all individual assessments and conducts the Feedback process when necessary.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
evaluation, therefore, makes it possible to identify the Body&rsquo;s strengths, of the points for improvement, as well as the actions
to be implemented, in order to, among other things, provide feedback and submit the names of the candidates for possible re-election.</P>


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    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Members
of the Committees</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Bradesco&rsquo;s
Committees which report to the Board of Directors</B> are evaluated on the basis of the fulfillment of their tasks, which are established
in the respective Charters. During the year, there were some assessments of controls at entity level, which were used to monitor and detect
relevant deviations or relevant errors and materials in the processes. In these assessments, the internal controls help to ensure that
the guidelines are being executed.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
interaction between the Committees and the Board of Directors is intense in Bradesco. The number of committee sessions, as well as meetings
with the Board and with different departments, denotes the good relationship between these bodies and the Board, as well as the Senior
Management&rsquo;s support for the development of the activities. Moreover, the presence of the Board of Directors and Board of Executive
Officers members within the Committees further facilitates the relationship between the bodies, as well as their functioning.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Annually,
the Audit Committee formalizes the Self-Assessment of its members and approves the instruments with the Coordination. It contemplates
the aspects related to the technical knowledge and performance of the Committee Members on the various relevant issues and Areas of the
Bradesco Organization, namely:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Financial and Accounting Statements;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Loan Operations, Treasury / Investment Funds (Capital Market) and Insurance;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Use of Cloud, Digital Bank, Fintechs and Bigtechs, Blockchain, Artificial Intelligence (AI), Bigdata,
Open Finance, General Data Protection Law (LGPD) and Cyber Security;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Risk Management and Internal Controls;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Compliance, Conduct and Ethics; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.65pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Technical evaluation of Audits &ndash; Independent and Internal (scope, coverage and results).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 31.65pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Members
of the Board of Executive Officers</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
evaluation of the CEO is carried out by external consultancy, as with the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Chief Executive Officer, Vice-President Officers and Executive Officers evaluate their directors. <FONT STYLE="line-height: 115%">The
Board of Executive Officers (Vice-Presidents and Executive Officers) and the other officers, are classified under the heading &ldquo;Officers&rdquo;
(below).</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Every
three months, the other Officers are evaluated and the result of this evaluation is also used for the eventual receipt of variable compensation.
The Nomination and Succession Policy of the Bradesco Organization establishes that both the availability of time and aspects of diversity,
such as gender, race, ethnicity and age group, as well as diversity of experience and technical and behavioral competencies, are respected
in the process of nomination of possible candidates for vacancies on the Board of Directors. This process occurs by meritocracy. Thus,
any Executive Officer, apart from the aspects mentioned above, has the possibility of being elected to compose the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 28.35pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Officers</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
individual performance of the Management, as well as that of their corresponding areas, is accompanied by their respective superiors regarding
the process of formal evaluation, following the requisites of Resolution No. 3,921/10.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">For
the formal evaluation process, specific indicators are defined for the evaluation of the areas and for individual evaluation, according
to the functions of the Management, considering the business-oriented areas, control areas and other support areas.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>For
the evaluation of the areas, at least the following groups of indicators and/or concepts are considered:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">a)</FONT></TD><TD STYLE="text-align: justify">actions of the main activity: are criteria <FONT STYLE="line-height: 115%">that suggest the goals and
objectives of the main activities of the area;</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt">b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.65pt">actions geared to operating efficiency: <FONT STYLE="letter-spacing: -0.1pt">are
indicators that measure the operating efficiency, in order to maximize their results with a minimum use of resources</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt">c)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.6pt">actions directed to customer service: are corporate indicators that measure the
exposure to risk and the internal controls, which are properly monitored by the responsible Area (Integrated Risk Control);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">d)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.95pt">actions focused on client service: these are criteria that evaluate the results/levels
of satisfaction of internal and/or external clients; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">e)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">actions focused on socio-environmental aspects: are indicators that evaluate the
level of adherence with the Corporate Sustainability Strategy, in conducting the objectives of the area, considering ESG (Environmental,
including Climate change, Social and Governance) and performance in the main Sustainability Indexes and Ratings.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>For
individual evaluation, at least the following concepts are considered:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">a)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">quality of products/services: aims to evaluate the quality standards of products/services
offered/provided according to the area of the evaluated Manager;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">b)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">commitment to the strategy: aims to assess whether its performance reflected positively
with relevant contributions to Strategic Planning in the period;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">c)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">participation in board decisions: aims to evaluate the active participation in
meetings and committees convened, with positions that contributed to the decisions submitted;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">d)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">team leadership: evaluates the team management process;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">e)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">planning: evaluates the capacity to plan the performance of his area in the medium
and long term</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">f)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">overview: it mainly evaluates the view of the Managers on future trends to meet
market demands; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="letter-spacing: -0.05pt; line-height: 115%">g)</FONT></TD><TD STYLE="text-align: justify; padding-right: 22.55pt">it applies to the Board of Directors and its respective members, if applicable,
to the indicators listed above.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
performance assessments of the Management of the internal control and risk management areas should be based on the achievement of the
objectives of their own roles and not specifically on the overall performance of the Organization. These are considered areas of internal
control and risks within the Organization, Integrated Risk Control and Audit and General Inspectorate &ndash; AIGL, as well as the related
areas of the other companies of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>ii.
methodology adopted and the main criteria used in the evaluations</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The methodology
used took assessments into account factors, such as: experience, diversity of skills, leadership and communication styles among the directors,
structuring, agenda, number of meetings, time spent on topics discussed in meetings, flow of information and tools used, quality of discussions
and how decisions are made.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iii.
whether external consulting or advisory services have been contracted</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">For the
evaluation of the CEO and the Board of Directors, both of the Body, as an entity, and of the members of the Board individually, Bradesco
hired the services of a specialized external consultancy, which elaborated the result of the evaluation through questionnaires and individual
interviews with Management and members of Committees subordinated to the Board of Directors.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>c)
rules for the identification and administration of conflicts of interest</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.4pt; color: #404040">Among
the corporate documents that dictate the governance rules in the Bradesco Organization, three clearly express the guidelines to be followed
in case of conflicts of interest:</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> <FONT STYLE="line-height: 115%">the Code of Ethical Conduct, which establishes that in view of any conflict of interest, the manager,
employee or stakeholder must promptly inform the fact to his/her superior and peer(s) involved and not engage, even physically, in discussions
and deliberations on the referred theme;</FONT> In the event of conflict during the time of the discussion or deliberation in the administrative
or supervisory bodies, the removal of the conflicted person should be recorded in the minutes of the meeting of the respective body. If
the conflicted person does not manifest himself/herself, another person can do it, if they are aware of the conflict.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt; text-align: justify; text-indent: 35.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="line-height: 115%">both the Charter of the Board of Directors and that of the Board of Executive Officers deal with
the theme, in the context of the Body, stating that the Managers must intervene in any corporate operation in which they have a conflicting
interest with that of the Company or with any company of the Bradesco Organization and deliberate in the presence of any conflict of interest,
being incumbent upon them to report their impediment and withdraw, even physically, from discussions and deliberations in relation to
the specific theme, recording the withdrawal in the minutes.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>d)
per body:</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 35.3pt; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total number of members, grouped by self-declared gender identity</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; width: 41%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040"><B>Administrative body</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Female</B></FONT></TD>
    <TD STYLE="width: 12%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Male</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Non-binary</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Others</B></FONT></TD>
    <TD STYLE="width: 16%; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Prefer not to answer</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; letter-spacing: -0.4pt">Board of Executive Officers and Department Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">13</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">112</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Board of Directors &ndash; Regular Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">2</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">9</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Board of Directors &ndash; Alternate Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Fiscal Council &ndash; Regular Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">2</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">3</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Fiscal Council &ndash; Alternate Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040"><B>TOTAL NUMBER OF MEMBERS</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">17</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">128</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="8" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 35.3pt; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total number of members, grouped by self-declared color or race identity</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 47%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 9pt; color: #404040"><B>Administrative body</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Asian</B></FONT></TD>
    <TD STYLE="width: 6%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>White</B></FONT></TD>
    <TD STYLE="width: 6%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Black</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Brown</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Indigenous</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: Black 1pt solid; border-right: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Others</B></FONT></TD>
    <TD STYLE="width: 7%; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Prefer not to answer</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; letter-spacing: -0.7pt">Board of Executive Officers and Department Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">2</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">105</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">5</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">13</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Board of Directors &ndash; Regular Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">1</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">6</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Board of Directors &ndash; Alternate Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Fiscal Council &ndash; Regular Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">1</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040">Fiscal Council &ndash; Alternate Members</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="white-space: nowrap; border-bottom: Black 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040"><B>TOTAL NUMBER OF MEMBERS</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">3</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">117</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">5</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">0</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 6pt; padding-right: 3.5pt; padding-left: 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">20</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>e)
if any, specific objectives that the issuer has regarding the diversity of gender, color or race or other attributes among the members
of its management bodies and its fiscal council</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">None.</P>


<!-- Field: Page; Sequence: 167 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>f)
role of management bodies in the assessment, management and supervision of climate-related risks and opportunities</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
climate strategy is supervised by the Board of Executive Officers and the Board of Directors through Committees and Commissions that discuss
the Sustainability and Risk Strategy of the Bradesco Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Board of Directors is responsible for the approval of PRSAC - Social, Environmental and Climate Responsibility and has the Sustainability
and Diversity Committee that aims to advise and report on the evolution and implementation of the sustainability strategy, including the
establishment of corporate guidelines and actions and reconciling economic development issues with social, environmental and climate responsibility
issues.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">We also
have a Sustainability Committee, composed of executive officers and officers of areas, with the aim of proposing strategies and solutions
that promote the application of the best practices of sustainability to the activities and business of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Climate
Change is part of the scope of action of the Sustainability and Integrated Risk Control Departments that act in the translation of opportunities
and risks, supporting governance and business integration.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">From
the perspective of risk, the management structure is composed of forums and departments that subsidize the Board of Directors, the Chief
Executive Officer, the Chief Risk Officer (CRO) and the Board of Executive Officers of the Organization in the exercise of their duties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">We highlight
the Risk Committee, which aims to evaluate the degree of adherence of the processes of the risk management structure to the established
policies and propose recommendations to the Board, in addition to overseeing the actions and performance of the Chief Risk Officer (CRO)
and the observance, by the Board of Executive Officers of the Organization, of the terms of the Risk Appetite Statement (RAS).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">We also
count on the Integrated Risk Management and Capital Allocation Committee (COGIRAC), composed of executive officers, the CEO and the CRO,
which aims to ensure compliance with all risk and capital management policies, follow up the risk profile, performance, the need for capital
and sufficiency, exposures, limits and risk controls and evaluate the effectiveness and compliance of the Internal Controls System.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446086"></A><A NAME="a_Toc167085948"></A><A NAME="a_Toc134687861"></A>7.2
&ndash; In relation specifically to the board of directors</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 28.35pt; text-align: justify; text-indent: 0in; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>permanent bodies and committees that report to the board of directors</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Bradesco&rsquo;s
administrative structure has a Board of Directors, a Statutory Board of Executive Officers and seven Committees that advise the Board
of Directors in establishing the corporate strategy and policies. They are the Remuneration and Audit Committees, which are statutory,
and those of Integrity and Ethical Conduct, Risks, Nomination and Succession, Sustainability and Diversity and Strategic, which are not
statutory.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B><U>Audit
Committee</U>:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Pursuant
to our Bylaws and to Central Bank of Brazil regulations since April 2004, we established the Audit Committee, comprised of three to five
members, one of which is appointed coordinator, all of them appointed and subject to replacement by the Board of Directors. Appointments
to our Audit Committee are for a term of two years, and they may be re-elected, limited to a maximum period of up to five (5) years. Previous
members of the Audit Committee can only rejoin the body after a minimum period of three (3) years from the end of their last allowed reappointment.
Up to one-third of the members of the Audit Committee may be reappointed with respect to the maximum term of up to ten (10) consecutive
years.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">At least
one of the members of the Audit Committee must have proven knowledge in the area of accounting that qualify it for the role and at least
one of the members of the Audit Committee must be a member of the Board of Directors that does not participate in the Board <FONT STYLE="line-height: 115%">of
Executive Officers</FONT>.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
member of the Audit Committee may be dismissed by the Board of Directors at any time during the term of their term of office, in cases
of conflict of interest, non-compliance with the obligations inherent to their position or if they perform below the expected performance
of the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Audit Committee is responsible for recommending and advising the Board of Directors in its tasks related to the monitoring of the accounting
practices adopted in the preparation of the financial statements of the Company and its subsidiaries, for the indication and assessment
of the activities of independent auditing, as well as the monitoring of the Internal Audit.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
attributions and other details about the Committee are available on the IR website of Banco Bradesco (Corporate Governance &ndash; Committees
- Audit).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B><U>Remuneration
Committee</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Remuneration Committee is responsible for advising the Board of Directors in conducting the remuneration policy for the Managers, in accordance
with the internal policies and regulations governing the matter, as well as applicable regulations and legislation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">This
Committee may also, at the request of the Board of Directors, where appropriate, evaluate and propose the remuneration of members of other
statutory bodies as well as hire specialized professional services, when it deems it convenient.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
responsibilities of the Committee are available on the Investor Relations (IR) website of Banco Bradesco <FONT STYLE="line-height: 115%">(Corporate
Governance &ndash; Committees - Remuneration).</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><B><U>Risk
Committee</U></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
purpose of this Committee is to advise the Board of Directors of Banco Bradesco S.A. in the performance of its attributions related to
risk and capital management.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Risk
and capital management, in turn, is carried out through collegiate body decisions, relying on specific committees. This process counts
on the participation of all layers covered by the scope of Corporate Governance, which includes from Senior Management to the various
areas of business, operational, products and services, such as the Audit Committee, the Integrity and Ethical Conduct Committee, the Internal
Audit and several executive committees, in addition to the Risk Committee.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
responsibilities of the Committee are available on the Investor Relations (IR) website of Banco Bradesco <FONT STYLE="line-height: 115%">(Corporate
Governance &ndash; Committees</FONT> - Risk).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>b)how
the board of directors evaluates the work of the independent audit, indicating whether the issuer has a policy of hiring extra audit services
with the independent auditor and, if the issuer publishes the policy, locations on the worldwide network of computers where the document
can be consulted</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040"><A NAME="OLE_LINK17"></A>The
Bank&rsquo;s independent audit reports to the Board of Directors, by means of the Statutory Audit Committee of the Bradesco Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt"><FONT STYLE="color: #404040; line-height: 115%">The
Audit Committee is the body responsible for recommending to the Board of Directors the entities to be contracted for the rendering of
independent audit services to examine the financial statements, in addition to their salaries and replacements, </FONT>as <FONT STYLE="color: #404040">well
as for the Actuarial Audit services, in the case of the Grupo Bradesco Seguros, in addition to its remuneration and substitutions.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">In the
assessment of the effectiveness of the independent audit, the Audit Committee should, also, analyze, previously, the hiring of the independent
auditor for the provision of other services that are not the audit of the financial statements, ensuring their independence and the observation
of the legislation in force and Standards of the Profession, reporting to the Board of Directors, at least semiannually. This assignment
of the Committee is formalized in its Rules of Procedure which was approved by the Board of Directors and is publicly available on the
Investor Relations website (<FONT STYLE="line-height: 115%">Corporate Governance &ndash; Committees</FONT> &ndash; Audit)<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">Regarding
the relationship of the independent audit with the Audit Committee, <FONT STYLE="line-height: 115%">The Committee meets with the independent
auditing firm to discuss the planning of the work for the period, and throughout the fiscal year, the auditing firm presents its achievements
and key findings to the Committee. Reporting to the Board</FONT></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">of Directors is done
by both the independent auditors and the Committee through meetings held during the fiscal year.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
company has a policy for hiring independent audit services, approved by the board of directors, which establishes an effective process
for hiring this type of service, aligned with the applicable laws and regulations. In addition, it guarantees the independence and objectivity
necessary for the performance of Independent Audit activities. The policy is disclosed on the Bradesco Investor Relations website (Corporate
Governance &ndash; Bylaws, Policies, Rules and Indemnity Agreement)<FONT STYLE="line-height: 115%">.</FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>c)
if applicable, channels established so that critical issues related to ESG and compliance issues and practices are made aware to the Board
of Directors</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
forum used for themes and practices related to the Sustainability Strategy, including ESG issues, is the Sustainability and Diversity
Committee, composed of members of the Board of Directors and Executive Officers, including the Chief Executive Officer.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">The
Committee aims to advise and report on the evolution and implementation of the sustainability strategy, including the establishment of
corporate guidelines and actions and reconciling economic development issues with social, environmental and climate responsibility issues.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 28.35pt; color: #404040">It is
worth mentioning that Sustainability is also guided in ordinary meetings of the board of directors, whenever necessary and respecting
the by-laws.<BR STYLE="clear: both">
</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446087"></A><A NAME="a_Toc136340449"></A><A NAME="a_Toc134687862"></A>
7.3 &ndash; For each of the directors and members of the issuer's fiscal council, indicate in a table form:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE BOARD OF DIRECTORS:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of office:</B> two (2) years, extending to the assumption of office of the new Directors who will be elected at the Annual Shareholders&rsquo;
Meeting that is to be held in the year 2026.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
Members:</B> The members of the Board of Directors, Mr. Samuel Monteiro dos Santos Junior, Mr. Paulo Roberto Sim&otilde;es da Cunha, Mr.
Walter Luis Bernardes Albertoni and Ms. Denise Pauli Pavarina, are independent members elected by the controller and made a statement
attesting their placements regarding the criteria of independence established in CVM Resolution No. 168/2022.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 21.25pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 21.25pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 21.25pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">None of
the members of the Board of Directors is involved in the convictions contained in items i, ii and iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LUIZ
CARLOS TRABUCO CAPPI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">10.6.1951</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Banking Professional</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">250.319.028-68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Chairman of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.10.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.10.2009</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0.1in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Chairman of the Board of Directors (Non-Executive Board Member)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0.1in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Chief Executive Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0.1in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil.</B> Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e Previd&ecirc;ncia S.A. </B>Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 12pt Times New Roman, Times, Serif; text-align: justify; text-indent: 8.55pt; text-transform: uppercase"><FONT STYLE="font-family: Symbol; font-size: 10pt; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es Ltda. </B>Chairman of the Board of Directors</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 171 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->170<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BSP Empreendimentos Imobili&aacute;rios S.A. </B>Chairman of the Board of Directors</FONT></TD></TR>
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    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Companhia Brasileira de Gest&atilde;o de Servi&ccedil;os &ndash; Orizon </B>Full Member and Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; text-transform: uppercase; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; text-transform: uppercase; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Elo Participa&ccedil;&otilde;es S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
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    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Fleury S.A.&nbsp;&nbsp;</B>Effective Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Odontoprev S.A. </B>Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ALEXANDRE
DA SILVA GL&Uuml;HER</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">8.14.1960</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Banking Professional</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">282.548.640-04</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.10.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.12.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BBD Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>NCF Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Bank </B>Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Digio S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Auto/RE Companhia de Seguros</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Capitaliza&ccedil;&atilde;o S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Vice-Chairman of the Board of Directors </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Sa&uacute;de S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e Previd&ecirc;ncia S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 28.35pt; text-align: justify; text-indent: -21.25pt; text-transform: uppercase"><FONT STYLE="font-family: Symbol; font-size: 10pt; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BSP Empreendimentos Imobili&aacute;rios S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 28.35pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> Vice-Chairman of the Board of Directors</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>From 8.31.2022 to 4.28.2023 Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 172 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->171<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DENISE
AGUIAR ALVAREZ</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">1.24.1958</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Educator</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">032.376.698-65</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.10.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">2.12.1990</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 8.55pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 8.55pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Member of the Board of Directors (Non-Executive Board Member)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BBD Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board and Deputy Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Cidade de Deus-Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors and Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 8.55pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 8.55pt; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BSP Empreendimentos Imobili&aacute;rios S.A.</B> Member of the Board of Directors</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-align: justify; text-indent: 0in; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>6.18.2018 to 7.20.2020 &ndash; Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 8.55pt; text-indent: 0in; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MILTON
MATSUMOTO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">4.24.1945</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Banking Professional</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">081.225.550-04</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.10.2011</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Member of the Board of Directors (Non-Executive Board Member)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradespar S.A.</B> Member of the Board of Directors (Non-Executive Board Member)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BBD Participa&ccedil;&otilde;es S.A.</B> Vice-Chairman of the Board of Directors and Vice-President </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Vice-President</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>Vice-Chairman of the Managing Board and Vice-President </FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->172<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Vice-Chairman of the Board of Directors and Vice-President </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>NCF Participa&ccedil;&otilde;es S.A.</B> Vice-Chairman of the Board of Directors.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Bank </B>Vice-Chairman of the Board of Directors </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Auto/RE Companhia de Seguros</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Capitaliza&ccedil;&atilde;o S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Sa&uacute;de S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e Previd&ecirc;ncia S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-align: justify; text-indent: -21.25pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BSP Empreendimentos Imobili&aacute;rios S.A.&nbsp;&nbsp;</B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> From 3.31.2020 to 6.28.2023 Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MAUR&Iacute;CIO
MACHADO DE MINAS</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">7.1.1959</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Banking Professional</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">044.470.098-62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.10.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.12.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Sector of activity: Member of the Board of Directors (Non-Executive Board Member). From January 2014 to January 2019, he held the position of Executive Vice President.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BBD Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>NCF Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Digio S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Auto/RE Companhia de Seguros</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Capitaliza&ccedil;&atilde;o S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e Previd&ecirc;ncia S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Sa&uacute;de S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BSP Empreendimentos Imobili&aacute;rios S.A. </B>Member of the Board of Directors </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 29.8pt; text-align: justify; text-indent: -21.25pt; text-transform: uppercase"><FONT STYLE="font-family: Symbol; font-size: 10pt; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-align: justify; text-indent: -21.25pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>CPM Holdings Limited </B>Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; text-transform: uppercase; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; text-transform: uppercase; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradespar S.A. </B>Member of the Board of Directors</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Companhia Brasileira de Gest&atilde;o de Servi&ccedil;os &ndash; Orizon </B>Full Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Fleury S.A. </B>Alternate Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Odontoprev S.A.</B> Alternate Member of the Board of Directors</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>From 3.31.2020 to 4.28.2023 Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradescard S.A. </B>4.25.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco BBI S.A. </B>3.26.2014 to 1.28.2019 &ndash; Vice-President </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco BERJ S.A. </B>4.30.2018 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco Financiamentos S.A. </B>4.27.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>4.28.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.28.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>4.24.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.30.2018 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>4.28.2017 to 1.28.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 29.8pt; text-align: justify; text-indent: -21.25pt; text-transform: uppercase"><FONT STYLE="font-family: Symbol; font-size: 10pt; text-transform: none; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; text-transform: none; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none; color: #404040"><B>&Aacute;gora Investimentos S.A. </B></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">3.28.2014 <FONT STYLE="text-transform: none">to</FONT> 1.28.2019 &ndash; <FONT STYLE="text-transform: none">Officer</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Arana&uacute; Holdings S.A.</B> 3.10.2014 to 1.28.2019 Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Holding de Investimentos S.A. </B>4.2.2014 to 1.28.2019 &ndash; Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; font: 12pt Times New Roman, Times, Serif; padding-left: 29.8pt; text-align: justify; text-indent: -21.25pt; text-transform: uppercase"><FONT STYLE="font-family: Symbol; font-size: 10pt; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none; color: #404040"><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040">4.30.2014 <FONT STYLE="text-transform: none">to </FONT>1.28.2019 &ndash; <FONT STYLE="text-transform: none">Officer</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda.</B> 2.14.2014 to 1.28.2019 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>RUBENS
AGUIAR ALVAREZ</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">10.23.1972</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Economist</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">136.527.778-08</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.13.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">5.4.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Member of the Board of Directors (Non-Executive Board Member)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradespar S.A.</B> Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors and Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board and Deputy Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->174<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>OCTAVIO
DE LAZARI JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.18.1963</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">044.745.768-37</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.10.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.21.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: 0in; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BBD Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board and Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A.</B> Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Auto/RE Companhia de Seguros</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Capitaliza&ccedil;&atilde;o S.A.</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Sa&uacute;de S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Vida e Previd&ecirc;ncia S.A.</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BSP Empreendimentos Imobili&aacute;rios S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Companhia Brasileira de Gest&atilde;o de Servi&ccedil;os &ndash; Orizon </B>Full Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Participa&ccedil;&otilde;es Ltda. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Fleury S.A. </B>Alternate Member do Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Odontoprev S.A. </B>Effective Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>From 3.31.2020 to 4.28.2023 Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A.</B> From 10.26.2022 to 4.17.2024 Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>4.26.2018 to 4.29.2019 &ndash; Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Diagn&oacute;stico em Sa&uacute;de S.A. </B>2.11.2021 to 10.20.2021 &ndash; Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Gest&atilde;o de Sa&uacute;de S.A. </B>2.11.2021 to 10.20.2021 &ndash; Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; color: #404040; text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal">&nbsp;</FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->175<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>SAMUEL
MONTEIRO DOS SANTOS JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">2.5.1946</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">Lawyer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">032.621.977-34</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Independent Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">5.13.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-align: justify; text-indent: 8.55pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Banco Bradesco S.A. </B>Independent Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Auto/RE Companhia de Seguros</B> Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Capitaliza&ccedil;&atilde;o S.A.</B> Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e Previd&ecirc;ncia S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Sa&uacute;de S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-align: justify; text-indent: 8.55pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>BSP Empreendimentos Imobili&aacute;rios S.A. </B>Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Companhia Brasileira de Gest&atilde;o de Servi&ccedil;os &ndash; Orizon </B>Full Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-align: justify; text-indent: 8.55pt; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #404040"><B>Fleury S.A. </B>Effective Member of the Board of Directors</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 8.55pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Odontoprev S.A</B>. Effective Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 8.55pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>WALTER
LUIS BERNARDES ALBERTONI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">9.29.1968</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">Lawyer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">147.427.468-48</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Independent Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">5.13.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2020</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 177 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->176<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 8.55pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Independent Member of the Board of Directors</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>PAULO
ROBERTO SIM&Otilde;ES DA CUNHA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 54%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 46%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">5.27.1950</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">Accountant</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">567.047.048-68</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">Independent Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">5.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.12.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 8.55pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Independent Member of the Board of Directors</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 178 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->177<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DENISE
PAULI PAVARINA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top; width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">4.14.1963</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">Financial Advisor</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">076.818.858-03</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>election position held:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040">Independent Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date of election:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.11.2024</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">5.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040">3.10.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group: </B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Independent Member of the Board of Directors. From 2015 to 2019 - Executive Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>4.30.2018 to 1.10.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>1.9.2012 to 1.10.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Funda&ccedil;&atilde;o Bradesco </B>12.8.2009 to 1.10.2019 &ndash; Member of the Managing Board</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 8.55pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>7.1.2016 to 1.10.2019 &ndash; Managing Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 8.55pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A. </B>4.30.2018 to 1.10.2019 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 8.55pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 179 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->178<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE BOARD OF EXECUTIVE OFFICERS:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of Office:</B> Up until the first Meeting of the Board of Directors, which is to be held after the 2026 Annual Shareholders&rsquo; Meeting.
The term of office may be extended until the investiture of new Officers, who will be elected at the time.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> No</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">None of
the members of the Board of Executive Officers is involved in the convictions contained in items i, ii and iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCELO
DE ARA&Uacute;JO NORONHA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.10.1965</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">360.668.504-15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Chief Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.17.2010</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
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    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
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    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.65pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Chief Executive Officer. From 2.4.2015 to 11.22.2023 &ndash; Executive Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BBD Participa&ccedil;&otilde;es S.A.</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board and Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es</B> Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A.</B> Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Alelo Institui&ccedil;&atilde;o de Pagamento S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities Hong Kong Limited. </B>Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities UK Limited </B>Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities, Inc. </B>Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cielo S.A. Institui&ccedil;&atilde;o de Pagamento </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradport &ndash; S.G.P.S. Sociedade Unipessoal, Ltda. </B>Manager</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Participa&ccedil;&otilde;es Ltda. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Servi&ccedil;os S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Livelo S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"></P>
    <P STYLE="font: 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; color: #404040; text-align: justify; text-indent: -21.45pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; font-weight: normal">&nbsp;</FONT></P></TD></TR>
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Bank </B>Member of the Board of Executive Officers</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> General Officer</P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Arana&uacute; Holdings S.A. <FONT STYLE="font-weight: normal">Vice-President
    </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Kartra Participa&ccedil;&otilde;es Ltda. <FONT STYLE="font-weight: normal">General
    Officer</FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>4.29.2019 to 4.28.2023 &ndash; General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>4.30.2019 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>4.27.2017 to 4.28.2023 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>4.30.2019 to 4.28.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.30.2019 to 4.28.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>4.22.2019 to 4.27.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>4.30.2019 to 4.28.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.30.2019 to 4.28.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.30.2019 to 4.28.2023 &ndash; Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>1.14.2019 to 3.4.2022 &ndash;
General Officer</P></TD></TR>
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    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CASSIANO
RICARDO SCARPELLI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.28.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">082.633.238-27</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President and Chief Financial Officer (CFO)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.9.2015</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; width: 100%; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Vice-President and Chief Financial Officer (CFO)</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BBD Participa&ccedil;&otilde;es S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board and Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> Vice-President and Investor Relations Officer&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A.</B> Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Bradesco Bank </B>10.30.2020 to 4.28.2021 &ndash; Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->180<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A.</B> Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kartra Participa&ccedil;&otilde;es Ltda.</B> Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A.</B> 4.30.2019 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A.</B> 4.26.2018 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> 4.27.2018 to 4.28.2023 - Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> 4.30.2019 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.30.2019 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.30.2019 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>7.31.2020 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>4.22.2019 to 4.17.2024 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ROG&Eacute;RIO
PEDRO C&Acirc;MARA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.5.1963</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">063.415.178-90</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President Director and Chief Customer Officer (CCO)</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
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    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; width: 100%; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Vice-President and Chief Customer Officer (CCO)</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A. </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: left; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cidade de Deus &ndash; Companhia Comercial de Participa&ccedil;&otilde;es </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>Managing Officer</P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Arana&uacute; Holdings S.A. <FONT STYLE="font-weight: normal">Vice-President
    </FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kartra Participa&ccedil;&otilde;es Ltda. </B>Managing Officer</P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Banco Bradescard S.A. <FONT STYLE="font-weight: normal">4.30.2021
    to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo <FONT STYLE="font-weight: normal">4.28.2021
    to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Banco Bradesco BBI S.A. <FONT STYLE="font-weight: normal">4.26.2021
to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Banco Bradesco BERJ S.A. <FONT STYLE="font-weight: normal">4.28.2021
    to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Banco Losango S.A. &ndash; Banco M&uacute;ltiplo <FONT STYLE="font-weight: normal">4.28.2021
    to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">BEM &ndash; Distribuidora de T&iacute;tulos e Valores
    Mobili&aacute;rios Ltda. <FONT STYLE="font-weight: normal">4.28.2021 to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Bradesco Administratora de Cons&oacute;rcios Ltda. <FONT STYLE="font-weight: normal">4.28.2021
    to 4.28.2023 - Vice-President </FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>4.30.2021 to 4.27.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>4.29.2021 to 4.28.2023 - Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>3.31.2021 to 4.17.2024 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> 3.31.2020 to 3.1.2021 - General Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 28.35pt; text-indent: 0in; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MOACIR
NACHBAR JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.5.1965</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">062.947.708-66</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.1.2012</FONT></TD></TR>
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<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
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  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; width: 100%; border-left: rgb(192,0,0) 1pt solid; border-right: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Executive Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Nova Cidade de Deus </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>Managing Officer</P>
    <P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-size: 10pt"><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B>Officer </FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>Managing Officer</P>
    <P STYLE="font: bold 12pt Courier New, Courier, Monospace; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt; font-weight: normal">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; font-weight: normal">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Arana&uacute; Holdings S.A. <FONT STYLE="font-weight: normal">Vice-President
    </FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kartra Participa&ccedil;&otilde;es Ltda. </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>4.29.2022 to 4.17.2024 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>3.25.2019 to 3.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>4.19.2022 to 4.27.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> 4.29.2020 to 4.28.2023 - Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>4.19.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.28.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.29.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A.</B> 4.18.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A</B>. 4.18.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A </B>4.19.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>4.22.2022 to 4.28.2023 - Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<!-- Field: Page; Sequence: 183 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->182<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">

    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
RAMOS ROCHA NETO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.8.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">624.211.314-72</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.13.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the
    issuer and companies within its economic group:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.28.2023 to 4.9.2024 - General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>2.13.2023 to 4.27.2023 Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>4.26.2023 to 4.17.2024 Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A. </B>2.17.2020 to 4.27.2021 - Managing Officer</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>BRUNO
D&rsquo;AVILA MELO BOETGER</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.17.1967</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">867.743.957-91</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.4.2017</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 184 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->183<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Executive Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities, Inc. </B>Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities UK Limited </B>Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Securities Hong Kong Limited </B>Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa S.A. </B>4.11.2018 to 6.28.2019 &ndash; Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo</B> 4.30.2019 to 7.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>4.18.2019 to 4.30.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.30.2019 to 7.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A.</B> 4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda</B>. 4.30.2019 to 4.17.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.30.2019 to 4.22.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>4.22.2019 to 4.30.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Servi&ccedil;os Financeiros S.A.</B> 11.26.2019 to 4.30.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A.</B> 4.22.2019 to 3.31.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> 3.25.2019 to 3.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda.</B> 4.22.2019 to 3.31.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A.</B> 4.17.2019 to 4.27.2021 &ndash; Managing Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>GUILHERME
MULLER LEAL</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.12.1967</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">965.442.017-15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Vice-President </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2017</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 185 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->184<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Executive Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Bank </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>4.18.2019 to 4.30.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>4.29.2019 to 4.27.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.30.2019 to 4.22.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>4.30.2019 to 7.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>&Aacute;gora Investimentos S.A. </B>4.22.2019 </FONT>to <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">4.30.2021
    &ndash; Managing Officer</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Servi&ccedil;os Financeiros S.A. </B>4.17.2019 to 4.30.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>4.22.2019 to 3.31.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>3.25.2019 to 3.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>4.22.2019 to 3.31.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A. </B>4.17.2019 to 4.27.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JO&Atilde;O
CARLOS GOMES DA SILVA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.20.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">044.972.398-45</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.22.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

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  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; width: 100%; border-left: rgb(192,0,0) 1pt solid; border-right: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>4.29.2020 to 4.22.2024 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>4.22.2019 to 10.26.2022 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>4.18.2019 to 4.30.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.30.2019 to 4.20.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>4.29.2019 to 4.27.2020 &ndash; Managing Officer</P>

    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->185<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>4.30.2019 to 4.27.2020 &ndash; Managing
Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>4.22.2019 to 4.30.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Servi&ccedil;os Financeiros S.A. </B>11.26.2019 to 4.30.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A. </B>3.25.2019 to 3.31.2020 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>4.22.2019 to 3.31.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A. </B>4.17.2019 to 4.27.2021 &ndash; Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ROBERTO
DE JESUS PARIS</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.15.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">106.943.838-30</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.28.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>7.5.2021 to 1.17.2023 - Managing
    Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa </B>4.29.2022 to 4.28.2023 - Vice-Chairman of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 187 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->186<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>OSWALDO
TADEU FERNANDES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.20.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">088.897.978-94</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.25.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Investimentos S.A. </B>Officer</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 30pt; text-transform: uppercase; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none"><B>Banco Bradescard </B></FONT><B><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S.A.
    </FONT></B><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><FONT STYLE="text-transform: none">Officer</FONT></FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradescard Elo Participa&ccedil;&otilde;es S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>Vice-President</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Deputy Officer</P>
    <P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-size: 10pt"><B>Companhia Securitizadora de Cr&eacute;ditos Financeiros Rubi </B>Officer</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Quixaba Empreendimentos e Participa&ccedil;&otilde;es Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Arana&uacute; Holdings S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kartra Participa&ccedil;&otilde;es Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.45pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 188 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->187<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>EDILSON
DIAS DOS REIS</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.26.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">809.141.447-15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.13.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JULIANO
RIBEIRO MARCILIO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.25.1973</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">253.578.878-02</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Auto/RE Companhia de Seguros </B>3.27.2017 to 1.13.2020- Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Capitaliza&ccedil;&atilde;o S.A. </B>3.21.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Sa&uacute;de S.A. </B>4.27.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Sa&uacute;de &ndash; Operadora de Planos S.A.</B> 6.5.2018 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Seguros S.A. </B>3.21.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Vida e Previd&ecirc;ncia S.A. </B>3.22.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradseg Participa&ccedil;&otilde;es S.A. </B>3.20.2018 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Mediservice &ndash; Administratora de Planos de Sa&uacute;de S.A. </B>3.30.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Novamed Gest&atilde;o de Cl&iacute;nicas Ltda. </B>4.25.2017 to 1.13.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 189 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->188<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FERNANDO
FREIBERGER</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.28.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">732.669.659-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.1.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
AUGUSTO RAMALHO MIRANDA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.28.1980</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">268.676.278-03</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.11.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 190 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->189<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>RENATA
GEISER MANTARRO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.27.1967</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">074.432.258-81</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>1.2.2020 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>2.9.2018 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>1.2.2020 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>1.2.2019 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>1.2.2020 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 7pt 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda</B>. 1.2.2020 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>4.22.2020 to 4.18.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B>. 1.2.2020 to 5.6.2022 Officer.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. DTVM </B>1.2.2020 to 3.4.2022 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Corretora de T&iacute;tulos e Valores Mobili&aacute;rios S.A. </B>2.1.2018 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco S.A. Corretora de T&iacute;tulos e Valores Mobili&aacute;rios </B>2.1.2018 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 30pt; text-transform: uppercase; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol; font-size: 10pt">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; text-transform: none"><B>Kirton Bank S.A. &ndash; Banco
    M&uacute;ltiplo</B> 7.31.2020 to 4.18.2022 &ndash; Officer</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 191 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->190<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
LUIS DUARTE DE OLIVEIRA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.17.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">117.234.298-99</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.6.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Executive Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>C&Iacute;NTIA
SCOVINE BARCELOS DE SOUZA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.15.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Engineer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">028.069.117-37&nbsp;&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.1.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Executive Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 192 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->191<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCOS
VAL&Eacute;RIO TESCAROLO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.26.1964</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">085.195.768-42</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.23.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>1.2.2018 to 1.4.2021 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>VINICIUS
URIAS FAVAR&Atilde;O</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.20.1974</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">177.975.708-50</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.2.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.6.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; width: 100%; border-left: rgb(192,0,0) 1pt solid; border-right: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Alelo Institui&ccedil;&atilde;o de Pagamento S.A. </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. - Banco M&uacute;ltiplo.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cielo S.A. - Institui&ccedil;&atilde;o de Pagamento </B>Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Participa&ccedil;&otilde;es LTDA.</B> Chief Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. - Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Livelo S.A.</B> Member of the Board of Directors</P>

    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<!-- Field: Page; Sequence: 193 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->192<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Funda&ccedil;&atilde;o Bradesco </B>8.30.2019 to 1.4.2021 - Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Servi&ccedil;os S.A.</B> 5.27.2020 to 12.6.2021 - Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BP Promotora de Vendas Ltda. </B>1.4.2021 to 10.31.2023 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A</B>. 4.30.2019 to 3.25.2022 - Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Cart&otilde;es S.A. </B>2.1.2017 to 8.30.2019 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A</B>. 4.30.2019 to 3.25.2022 - Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Servi&ccedil;os S.A.</B> 5.27.2020 to 12.6.2021 - Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.25.2017 to 2.8.2021 - Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>SILVANA
ROSA MACHADO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.17.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">132.005.388-21</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 8.75pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 194 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->193<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>T&Uacute;LIO
XAVIER DE OLIVEIRA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.21.1981</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">220.506.758-36</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Executive Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 195 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->194<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE BOARD:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Term
of Office:</B> Up until the first Meeting of the Board of Directors, which is to be held after the 2026 Annual Shareholders&rsquo; Meeting.
The term of office may be extended until the investiture of new Officers, who will be elected at the time.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> No</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">None of
the members of the Board is involved in the convictions contained in items i, ii and iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ADEMIR
APARECIDO CORREA JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.11.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">633.628.309-78</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.7.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer. From 10.7.2016 to 6.2.2019, he held the position of Regional Officer. From 6.3.2019 to 3.20.2024
    - Department Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 196 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->195<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>AFFONSO
CORREA TACIRO JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.4.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">125.725.268-24</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.15.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>AIRES
DONIZETE COELHO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.13.1964</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">025.919.518-96</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.20.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.</B>A. From 3.1.2019 to 3.31.2019, he held the position of Executive Superintendent</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 197 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->196<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ALESSANDRO
ZAMPIERI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.15.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">133.066.828-61</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.1.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ALEXANDRE
CESAR PINHEIRO QUERCIA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.17.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">126.285.468-76</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.11.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 198 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->197<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ALEXANDRE
PANICO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.7.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">106.815.368-70</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer and Bradesco Corporate One Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
BERNARDINO DA CRUZ FILHO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.11.1959</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">192.221.224-53</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.7.2009</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A.</B> Officer. From: 12.7.2009 to 3.20.2024, he held the position of Department Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 36.9pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 199 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->198<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
COSTA CARVALHO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.17.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Economist</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">016.799.687-85</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer and Investor Relations Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.24.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.6.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Officer and Investor Relations Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
DAVID MARQUES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.13.1976</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">934.928.129-53</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.10.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>12.10.2020 to 4.28.2021 Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 200 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->199<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
FERREIRA GOMES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.18.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">059.012.418-86</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.9.2013</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>4.30.2018 to 1.14.2019 &ndash;
    Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANTONIO
CAMPANHA JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.9.1975</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">167.477.158-45</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.15.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 201 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->200<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANTONIO
DAISSUKE TOKURIKI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.3.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">112.458.198-79</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.17.2014</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>BR&Aacute;ULIO
MIRANDA OLIVEIRA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.8.1976</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">941.945.726-53</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.15.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 202 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->201<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>BRUNO
FUNCHAL</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.11.1978</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">082.654.487-83</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.10.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040"><B>i. at the issuer and companies within its economic group:</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BRAM &ndash; Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>5.2.2022 to 1.9.2024
    &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CARLOS
HENRIQUE VILLELA PEDRAS</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.20.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">011.710.097-80</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 203 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->202<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CARLOS
LEIBOWICZ</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.31.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">225.472.338-35</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.7.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CARLOS
WAGNER FIRETTI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.5.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">116.362.538-81</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.4.2015</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> Officer </P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>NCF Participa&ccedil;&otilde;es S.A.</B> Deputy Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->203<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CLAYTON
NEVES XAVIER</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.3.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">103.750.518-21</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.8.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Participa&ccedil;&otilde;es Ltda.</B> Effective Member of the Compliance Committee</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A.</B> &ndash; <B>Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> 4.29.2013 to 4.29.2022 &ndash; Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CRISTINA
COELHO DE ABREU PINNA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.23.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">165.131.368-73</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.3.2021</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 205 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->204<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>CURT
CORTESE ZIMMERMANN</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.7.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Business Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">553.914.780-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A.</B> General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os&nbsp;Digitais S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.35pt; text-align: justify; text-indent: -21pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Auto/RE Companhia de Seguros</B> From 3.27.2017 to 4.30.2024, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Capitaliza&ccedil;&atilde;o&nbsp;S.A.</B> From 3.21.2017 to 4.30.2022, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Sa&uacute;de &ndash; Operadora de Planos S.A. </B>From 6.5.2018 to 4.30.2020, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco SegPrev Investimentos Ltda.</B> From 4.24.2017 to 4.29.2020, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Seguros S.A</B>. From 11.14.2016 to 3.30.2020, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: rgb(64,64,64); margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="color: #404040"><B>Bradesco Vida e </B></FONT><B>Previd&ecirc;ncia&nbsp;<FONT STYLE="color: #404040">S.A.</FONT></B><FONT STYLE="color: #404040">
    From 3.22.2017 to 3.30.2020, he held the position of Managing Officer</FONT></P>
    <P STYLE="color: rgb(64,64,64); font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><FONT STYLE="color: #404040"><B>Bradseg </B></FONT><B>Participa&ccedil;&otilde;es&nbsp;S.A.</B> From 10.10.2016 to 7.20.2020, he
    <FONT STYLE="color: #404040">held the position of Managing Officer</FONT></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Mediservice &ndash; Administradora de Planos de Sa&uacute;de S.A.</B> From 3.30.2017 to 4.29.2020, he held the position of Managing
    Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Novamed Gest&atilde;o de Cl&iacute;nicas Ltda.</B> From 4.25.2017 to 4.27.2020, he held the position of Managing Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 206 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->205<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DANIELA
PINHEIRO DE CASTRO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.4.1973</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">157.008.458-06</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.20.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DANILO
LUIS DAMASCENO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.25.1977</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">200.051.688-21</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.1.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.</B>A. Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 207 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->206<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FABIO
SUZIGAN DRAGONE</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.21.1981</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">219.133.838-06</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.1.2023</FONT></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Seguros S.A.</B> From 12.21.2018 to 7.31.2023, he held the position of Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradseg Participa&ccedil;&otilde;es S.A.</B> From 11.1.2018 to 1.7.2019, he held the position of Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FERNANDO
ANT&Ocirc;NIO TEN&Oacute;RIO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.13.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">226.475.114-20</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2005</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 208 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->207<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FERNANDO
HONORATO BARBOSA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.24.1979</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">213.131.738-78</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FRANCISCO
ARMANDO ARANDA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.2.1981</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">032.952.429-17</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.16.2022</FONT></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 209 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->208<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JEFERSON
RICARDO GARCIA HONORATO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.31.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">129.380.218-28</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Next Tecnologia e Servi&ccedil;os Digitais S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
GOMES FERNANDES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.27.1960</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">135.834.253-91</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.1.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: rgb(192,0,0) 1pt solid; border-left: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-bottom: rgb(192,0,0) 1pt solid; width: 100%; border-left: rgb(192,0,0) 1pt solid; border-right: rgb(192,0,0) 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>Officer</P>

    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<!-- Field: Page; Sequence: 210 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->209<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>Banco Bradescard S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bitz Institui&ccedil;&atilde;o de Pagamento S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: white; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
LEANDRO BORGES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.3.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">135.349.248-60</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JULIANA
LAHAM</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.2.1976</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">279.737.268-96</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.1.2022</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 211 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->210<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: white; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JULIO
CARDOSO PAIX&Atilde;O</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.5.1977</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">212.782.698-19</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.14.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Servi&ccedil;os S.A. </B>5.11.2016 to 7.18.2019 &ndash; Alternate Member of the Credit Committee</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>J&Uacute;LIO
C&Eacute;SAR DE ALMEIDA GUEDES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.20.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">212.479.348-96</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 212 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->211<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>J&Uacute;LIO
CESAR JOAQUIM</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.11.1975</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">178.193.728-18</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Elo Participa&ccedil;&otilde;es Ltda.</B> Effective Member of the Credit Committee</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LAYETTE
LAMARTINE AZEVEDO JUNIOR</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.18.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">337.092.034-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.1.2011</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 213 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->212<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LEANDRO
JOS&Eacute; DINIZ</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.2.1966</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">062.643.218-93</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.3.2012</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> 4.18.2019 to 5.6.2022 &ndash; Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LEANDRO
KARAM CORREA LEITE</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.29.1979</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">273.746.958-96</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.1.2022</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 214 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->213<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LUIS
CLAUDIO DE FREITAS COELHO PEREIRA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.6.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Business Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">147.503.068-19</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Corretora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda. </B>From 1.4.2021 to 3.21.2024, he held the position
    of General Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco S.A. Corretora de T&iacute;tulos e Valores Mobili&aacute;rios</B> From 9.29.2017 to 3.21.2024, he held the position
    of Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LUIZ
PHILIPE ROXO BIOLCHINI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.7.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">011.675.837-60</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.10.2024</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 215 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->214<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040"><B>i. at the issuer and companies within its economic group:</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BRAM &ndash; Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>7<B>.</B>5.2021
    to 1.9.2024 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MANOEL
GUEDES DE ARAUJO NETO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.1.1966</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">387.789.395-34</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCELO
SARNO PASQUINI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.2.1973</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">173.318.958-00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.20.2022</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 216 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->215<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cielo S.A.</B> Full Member of the Sustainability Committee</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCOS
DANIEL BOLL</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.11.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">829.357.189-68</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer, in addition to performing the role of Ombudsman</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARINA
CLAUDIA GONZALEZ MARTIN DE CARVALHO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.1.1966</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">101.895.258-60</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.25.2021</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 217 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->216<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MATEUS
PAGOTTO YOSHIDA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.20.1981</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">295.232.748-30</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.23.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>NAIRO
JOS&Eacute; MARTINELLI VIDAL J&Uacute;NIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.26.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">116.088.168-50</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.1.2018</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 218 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->217<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda</B>. Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Administratora de Cons&oacute;rcios Ltda. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. DTVM </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: -20.15pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Digio S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>NATHALIA
LOBO GARCIA MIRANDA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.8.1978</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">780.754.245-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.1.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>&Aacute;gora Corretora de T&iacute;tulos e Valores Mobili&aacute;rios S.</B>A. 4.1.2019 she held the position of Executive Superintendent</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 219 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->218<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>RAFAEL
FORTE ARA&Uacute;JO CAVALCANTI</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.10.1985</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Engineer and Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">024.013.705-10</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.2.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.6.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-left: 29.8pt; text-indent: -21.25pt; text-align: justify"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt; color: #404040">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </FONT><FONT STYLE="color: #404040"><B>Banco Bradesco S.A. </B>Officer</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>RICARDO
ELEUT&Eacute;RIO DA SILVA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.4.1977</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">175.912.998-40</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.10.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040"><B>i. at the issuer and companies within its economic group:</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BRAM &ndash; Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios </B>7.1.2021 to 1.9.2024
    &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 220 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->219<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ROBERTO
FRAN&Ccedil;A</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.27.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">091.881.378-64</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.1.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ROBERTO
MEDEIROS PAULA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.21.1968</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">985.598.697-00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.5.2017</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco </B>Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Europa S.A. </B>Vice-Chairman of the Board of Directors</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 221 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->220<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ROMERO
GOMES DE ALBUQUERQUE</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.4.1966</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">410.502.744-15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.14.2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>R&Uacute;BIA
BECKER</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.23.1974</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">743.268.809-53</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 222 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->221<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>RUY
CELSO ROSA FILHO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.27.1977</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">177.778.598-70</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.2.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040"><B>i. at the issuer and companies within its economic group:</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: white; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>TELMA
MARIA DOS SANTOS CALURA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.12.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">131.133.338-06</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.27.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 223 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->222<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>VASCO
AZEVEDO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.30.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">655.029.307-34</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.1.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 30pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>VIN&Iacute;CIUS
PANARO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.2.1985</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">321.279.048-26</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.2.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.6.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 29.8pt; text-align: justify; text-indent: -21.25pt; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Holding de Investimentos S.A. </B>Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 224 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->223<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 28.35pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE REGIONAL BOARD OF EXECUTIVE OFFICERS:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of Office:</B> Up until the first Meeting of the Board of Directors, which is to be held after the 2026 Annual Shareholders&rsquo; Meeting.
The term of office may be extended until the investiture of new Officers, who will be elected at the time.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> No</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">None
of the members of the Regional Board of Executive Officers is involved in the convictions contained in items i, ii and iii above</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main
professional experiences during the last 5 years, highlighting positions and functions exercised:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. in
the issuer and in the companies of its economic group:</B> All Regional Officer have been working exclusively for the Issuer in the last
5 years, except for Mr. Edmir Jos&eacute; Domingues, who, in addition to the Issuer, served from October 7, 2016, to January 27, 2022,
as a Member of the Governing Board of Funda&ccedil;&atilde;o Bradesco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii.
in companies controlled by a shareholder of the issuer that holds a direct or indirect stake equal to or greater than 5% of the same class
or kind of security of the issuer:</B> In relation to the legal entity shareholder, see item &ldquo;i&rdquo; above. Regarding the individual
shareholder, there are no shareholders with a share greater than 5%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ALTAIR
LUIZ GUARDA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.25.1967</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">580.065.169-87</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.5.2018</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 225 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->224<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>AMADEU
EMILIO SUTER NETO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.17.1965</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">056.897.388-75</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.4.2015</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ANDR&Eacute;
VITAL SIMONI WANDERLEY</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.14.1965</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">808.842.887-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">6.3.2019</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>C&Eacute;SAR
CAB&Uacute;S BERENGUER SILVANY</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.18.1964</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">338.666.355-91</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.5.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DEBORAH
D&rsquo;AVILA PEREIRA CAMPANI SANTANA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.27.1970</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">009.942.667-66</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.1.2019</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 226 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->225<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>DELVAIR
FID&Ecirc;NCIO DE LIMA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.16.1959</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">005.645.288-89</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.1.2009</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>EDMIR
JOS&Eacute; DOMINGUES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.29.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">094.166.058-32</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.11.2016</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>HEBERCLEY
MAGNO DOS SANTOS LIMA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.1.1971</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">597.281.595-87</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.4.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
ROBERTO GUZELA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.7.1967</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">516.862.529-00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">12.1.2016</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 227 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->226<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCELO
MAGALH&Atilde;ES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.23.1969</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">789.977.049-15</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">1.27.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>MARCOS
ALBERTO WILLEMANN</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.7.1976</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">916.046.999-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.16.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>NELSON
PASCHE JUNIOR</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">11.23.1978</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">283.380.338-98</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Regional Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.16.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><A NAME="a_Hlk135313018"></A>&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->227<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE FISCAL COUNCIL, ELECTED BY THE CONTROLLING SHAREHOLDERS:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of Office:</B> Up until the 2025 Annual Shareholders&rsquo; Meeting</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">None
of the members of the Fiscal Council, elected by the controlling shareholders, is involved in the convictions contained in items i, ii
and iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
MARIA SOARES NUNES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.11.1958</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Accountant</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">001.666.878-20</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Effective Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.29.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2014</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>FREDERICO
WILLIAM WOLF</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.12.1957</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">882.992.108-44</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Alternate Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.15.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2022</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->228<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Alternate Member of the Fiscal Council. From 6.1.2011 to 1.2.2020, he held the position of Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A. </B>4.30.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BBI S.A.</B> 4.29.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco BERJ S.A.</B> 4.30.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco Financiamentos S.A.</B> 4.29.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Losango S.A. &ndash; Banco M&uacute;ltiplo</B> 4.30.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>BEM &ndash; Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios Ltda.</B> 4.30.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Leasing S.A. &ndash; Arrendamento Mercantil</B> 4.30.2019 to 1.2.2020 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradesco Asset Management S.A. Distribuidora de T&iacute;tulos e Valores Mobili&aacute;rios</B> 4.30.2019 to 1.2.2020 &ndash;
    Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Funda&ccedil;&atilde;o Bradesco</B> 6.1.2011 to 1.2.2020 &ndash; Member of the Managing Board</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Kirton Bank S.A. &ndash; Banco M&uacute;ltiplo</B> 4.30.2019 to 1.2.2020 &ndash; Officer</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>VICENTE
CARMO SANTO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.5.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Business Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">011.316.688-55</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Effective Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.29.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> 4.30.2019 to 7.28.2020 - Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 230 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->229<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LUIZ
EDUARDO NOBRE BORGES</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">2.15.1975</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Accountant</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">185.221.388-42</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Alternate Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.16.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 1pt; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> 7.28.2020 to 10.2.2020 - Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOAQUIM
CAXIAS ROM&Atilde;O</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">8.25.1960</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Lawyer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">010.264.668-65</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Effective Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.29.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>



<!-- Field: Page; Sequence: 231 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->230<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>ARTUR
PADULA OMURO</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">9.23.1961</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">024.712.498-25</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Alternate Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.15.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2022</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Bradespar S.A.</B> Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Alelo S.A.</B> 12.7.2018 to May2020 &ndash; Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradescard S.A.</B> 8.29.2019 to 12.30.2019 &ndash; Officer</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Cielo S.A.</B> December 2018 to May2020 &ndash; Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Livelo S.A.</B> December 2018 to May2020 &ndash; Member of the Board of Directors</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>ii. in companies
    controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or
    type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual
    shareholders, there are no shareholders with ownership exceeding 5%.</P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->231<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 21.3pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBERS OF THE FISCAL COUNCIL, ELECTED BY THE PREFERRED SHAREHOLDERS WHO ARE NOT MEMBERS OF THE CONTROLLING
GROUP:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of Office:</B> Up until the 2025 Annual Shareholders&rsquo; Meeting.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> No</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">None of
the members of the Fiscal Council, elected by the preferred shareholders, is involved in the convictions contained in items i, ii and
iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B><A NAME="OLE_LINK8"></A>AVA
COHN</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">10.2.1964</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Business Administrator</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">090.196.928-10</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Effective Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.29.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2021</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 233 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->232<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>JOS&Eacute;
LUIS ELIAS</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">01.05.1956</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">719.038.288-72</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Alternate Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.15.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Alternate Member of the Fiscal Council. From 2.19.2019 to 3.8.2024 - Member of the Audit Committee</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 234 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->233<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 21.3pt"><FONT STYLE="font-family: Wingdings">&#252;</FONT></TD><TD STYLE="text-align: justify"><B>MEMBER OF THE FISCAL COUNCIL, ELECTED BY THE COMMON SHAREHOLDERS WHO ARE NOT MEMBERS OF THE CONTROLLING
GROUP:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Term
of Office:</B> Up until the 2025 Annual Shareholders&rsquo; Meeting.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Elected
by the controller:</B> No</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Independent
members:</B> Yes</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Description
of any of the following events that have occurred during the last 5 years:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.2in"></TD><TD STYLE="width: 0.2in"><B>i.</B></TD><TD STYLE="text-align: justify"><B>criminal conviction;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>conviction in administrative proceedings of the CVM, of the Central Bank of Brazil or the Superintendence
of Private Insurance, and the penalties applied;</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 14.2pt"></TD><TD STYLE="width: 14.15pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>conviction judged in a court of last resort, in the judicial sphere or object of administrative final
decision, that has suspended or disabled it for the practice of any professional or commercial activity.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">None
of the members of the Fiscal Council, elected by the common shareholders, is involved in the convictions contained in items i, ii and
iii above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>M&Ocirc;NICA
PIRES DA SILVA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">7.14.1964</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Accountant</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">806.150.317-49</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Effective Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">4.30.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.10.2023</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Effective Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; background-color: #F2F2F2; color: #404040"><B>LUDMILA
DE MELO SOUZA</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

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  <TR>
    <TD STYLE="width: 51%; border: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>data of birth:</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 49%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">3.5.1986</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>profession:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">Accountant</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID) or Passport No.:</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="line-height: 115%">060.988.286-44</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>election position held:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">Alternate Member of the Fiscal Council</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of election:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date that office was taken:</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">5.15.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>start date of the first term of office if the administrator has been serving consecutive terms of office</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%">3.11.2024</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>Main professional
    experiences during the last 5 years, highlighting positions and roles held:</B></P>
    <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>i. at the issuer
    and companies within its economic group:</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
    </FONT><B>Banco Bradesco S.A. </B>Alternate Member of the Fiscal Council</P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="color: #404040; line-height: 115%"><B>ii. in companies controlled by shareholders of the issuer who hold a direct or indirect ownership stake equal to or greater than 5% of the same class or type of securities issued by the issuer: </B>Regarding corporate shareholders, refer to item &ldquo;i&rdquo; above. Regarding individual shareholders, there are no shareholders with ownership exceeding 5%.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446088"></A><A NAME="a_Toc167085950"></A><A NAME="a_Toc515030647"></A><A NAME="a_Toc509997624"></A><A NAME="a_Toc482091411"></A>
7.4 &ndash; Provide the information mentioned in item 7.3 regarding the members of the statutory committees, as well as the risk committee,
even if such committee or structure is not statutory</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="9" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Audit Committee</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 18%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Name</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Birth</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Profession</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>CPF No.</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Position</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Appointment</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date that office was taken</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Term of office</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Start date of the first term of office</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Alexandre da Silva Gl&uuml;her</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">August 14, 1960</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">282.548.640-04</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member, acting as Coordinator</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">May 19, 2025</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">April 20, 2020</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Amaro Luiz de Oliveira Gomes</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">April 25, 1963</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Accountant</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">289.272.301-91</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Financial Expert</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 2, 2025</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">January 14, 2021</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Paulo Ricardo Satyro Bianchini</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">September 11, 1955</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Business Administrator</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">666.764.448-87</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">November 14, 2025</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">October 3, 2018</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>



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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->236<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="9" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Remuneration Committee</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 12%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Name</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Birth</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 11%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Profession</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>CPF No.</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Position</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Appointment</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date that office was taken</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Term of office</B></FONT></TD>
    <TD STYLE="width: 18%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Start date of the first term of office</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Alexandre da Silva Gl&uuml;her</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">August 14, 1960</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">282.548.640-04</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Coordinator</FONT></TD>
    <TD ROWSPAN="4" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD ROWSPAN="4" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center">&nbsp;</TD>
    <TD ROWSPAN="4" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 5pt; padding-bottom: 5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Until the 1<SUP>st</SUP> meeting of the Board of Directors to be held after Annual Shareholders&rsquo; Meeting of 2026</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">February 25, 2021</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Mauricio Machado de Minas</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">July 1, 1959</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">044.470.098-62</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">February 25, 2021</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Samuel Monteiro dos Santos Junior</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">February 5, 1946</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Lawyer</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">032.621.977-34</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 17, 2022</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Fabio Augusto Iwasaki</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">June 3, 1976</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">022.058.549-09</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Non-manager member</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">January 2, 2020</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="9" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Risk Committee</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 13%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Name</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Birth</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Profession</B></FONT></TD>
    <TD STYLE="width: 11%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>CPF No.</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Position</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date of Appointment</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Date that office was taken</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Term of office</B></FONT></TD>
    <TD STYLE="width: 20%; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #365F91"><B>Start date of the first term of office</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Maur&iacute;cio Machado de Minas</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">July 1, 1959</FONT></TD>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">044.470.098-62</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member, acting as Coordinator</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD ROWSPAN="5" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">None</FONT></TD>
    <TD ROWSPAN="5" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Not stated</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">April 20, 2020</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Milton Matsumoto</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">April 24, 1945</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">081.225.550-04</FONT></TD>
    <TD ROWSPAN="4" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 11, 2021</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Samuel Monteiro dos Santos Junior</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">February 5, 1946</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Lawyer</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">032.621.977-34</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 17, 2022</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Paulo Roberto Sim&otilde;es da Cunha</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">May 27, 1950</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Accountant</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">567.047.048-68</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 17, 2022</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Oct&aacute;vio de Lazari Junior</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">July 18, 1963</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Banking Professional</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">044.745.768-37</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding: 6pt 3.5pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">March 21, 2024</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 238 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->237<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446089"></A><A NAME="a_Toc167085951"></A>
7.5 &ndash; Inform about the existence of a marital relationship, stable union or kinship up to the second degree related to:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt"><B>a)</B></TD><TD STYLE="text-align: justify"><B>issuer&rsquo;s managers:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 42.55pt; color: #404040">Ms.
Denise Aguiar Alvarez is the sister of Mr. Rubens Aguiar Alvarez; they are both Members of the Board of Directors.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt"><B>b)</B></TD><TD STYLE="text-align: justify"><B>(i) issuer&rsquo;s managers and (ii) subsidiaries&rsquo; managers, directly or indirectly bound to
the issuer:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 42.55pt; color: #404040">None.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt"><B>c)</B></TD><TD STYLE="text-align: justify"><B>(i) issuer&rsquo;s managers and the managers of their directly or indirectly held subsidiaries and
(ii) issuer&rsquo;s direct or indirect controllers:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 42.55pt; color: #404040">None.</P>

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<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt"><B>d)</B></TD><TD STYLE="text-align: justify"><B>(i) issuer&rsquo;s managers and (ii) managers of the issuer&rsquo;s direct or indirect controllers:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 42.55pt; color: #404040">None.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446090"></A><A NAME="a_Toc167085952"></A>7.6
&ndash; Inform about subordination, service provision or control relationships maintained in the last three fiscal years between the issuer&rsquo;s
managers and:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.3in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>company controlled, direct or indirectly, by the issuer, except for those in which the issuer holds,
direct or indirectly, a share equal to or greater than ninety-nine percent (99%) of the share capital:</B></TD></TR></TABLE>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 21.3pt; text-align: justify; text-indent: 0in; color: #404040">According
to the criteria adopted by Bradesco, wholly-owned subsidiaries are those companies considered as listed in the Corporate Organization
Chart, available on the Bradesco IR website / Corporate Governance Section / Shareholding Structure (<U>https://www.bradescori.com.br/wp-content/uploads/sites/541/2024/02/Principais-Controladas-e-Coligadas-EN-4Q23.png</U>).
Such companies, although Bradesco does not hold the entire share capital, in practice, are managed as wholly owned subsidiaries, by the
following characteristics:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 14.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">They are business corporations of a private limited partnership;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 14.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">They have a minority interest of less than 1%; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 14.7pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left">The Organization elects all members of Management.</TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 21.3pt; text-align: left; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.3in"><B>b)</B></TD><TD STYLE="text-align: justify"><B>direct or indirect controlling company of the issuer:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 3.8pt"></TD><TD STYLE="width: 18pt"><B>1.</B></TD><TD STYLE="text-align: justify"><B>Outside members of the Board of Directors</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>LUIZ CARLOS TRABUCO CAPPI</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors and Chief Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Managing Board and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Managing Board and Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Managing Board and Chief Executive Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chairman of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chief Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Chief Executive Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 239 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->238<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


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  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>ALEXANDRE DA SILVA GL&Uuml;HER</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>DENISE AGUIAR ALVAREZ</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
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    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>MILTON MATSUMOTO</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors and Vice-President</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors and Vice-President</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors and Vice-President</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors and Vice-President</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Managing Board and Vice-President</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Managing Board and Vice-President</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-Chairman of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Vice-President Director</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 240 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->239<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><BR STYLE="clear: both">
</FONT><FONT STYLE="font-size: 9pt"><B>MAURICIO MACHADO DE MINAS</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 33%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>RUBENS AGUIAR ALVAREZ</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 21%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer </FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Board of Directors and Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer </FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt">Member of the Managing Board and Deputy Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; width: 32%; border: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><B>OCTAVIO
    DE LAZARI JUNIOR</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; background-color: #E7E6E6; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><I>BBD
    Participa&ccedil;&otilde;es S.A.<BR>
    CNPJ 07.838.611/0001-52<BR>
    Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; background-color: #E7E6E6; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><I>Cidade
    de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
    CNPJ 61.529.343/0001-32<BR>
    Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; background-color: #E7E6E6; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><I>Funda&ccedil;&atilde;o
    Bradesco<BR>
    CNPJ 60.701.521/0001-06<BR>
    Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Member
    of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; background-color: #E7E6E6; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><I>NCF
    Participa&ccedil;&otilde;es S.A.<BR>
    CNPJ 04.233.319/0001-18<BR>
    Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Chief
    Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Chief
    Executive Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Chief
    Executive Officer </FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; background-color: #E7E6E6; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%"><I>Nova
    Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
    CNPJ 04.866.462/0001-47<BR>
    Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; font: 12pt/115% Times New Roman, Times, Serif; text-align: center; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; line-height: 115%">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->240<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TD STYLE="width: 3.8pt"></TD><TD STYLE="width: 18pt"><B>2.</B></TD><TD STYLE="text-align: justify"><B>Members of the Board of Executive Officers</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 21.8pt; text-align: left; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

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    <TD STYLE="white-space: nowrap; width: 35%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>MARCELO DE ARAUJO NORONHA</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 21%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 21%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 21.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

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    <TD STYLE="white-space: nowrap; width: 33%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>CASSIANO RICARDO SCARPELLI</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 23%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>BBD Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 07.838.611/0001-52<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board and Managing Officer</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 21.8pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

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    <TD STYLE="white-space: nowrap; width: 33%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>ROG&Eacute;RIO PEDRO C&Acirc;MARA</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Cidade de Deus - Companhia Comercial de Participa&ccedil;&otilde;es<BR>
CNPJ 61.529.343/0001-32<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Board of Directors</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>NCF Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.233.319/0001-18<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Vice-President Director</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->241<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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    <TD STYLE="white-space: nowrap; width: 34%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>MOACIR NACHBAR JUNIOR</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 27%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 19%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Member of the Managing Board</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.<BR>
CNPJ 04.866.462/0001-47<BR>
Indirect Controller</I></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="width: 42%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><BR STYLE="clear: both">
</FONT><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 19%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 19%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>JOS&Eacute; RAMOS ROCHA NETO </B></FONT></TD>
    <TD COLSPAN="3" ROWSPAN="10" STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Members of the Managing Board</FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>BRUNO D&rsquo;AVILA MELO BOETGER</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>GUILHERME MULLER LEAL&nbsp;&nbsp;</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>JO&Atilde;O CARLOS GOMES DA SILVA</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>ROBERTO DE JESUS PARIS </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>OSWALDO TADEU FERNANDES </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>EDILSON DIAS DOS REIS </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>FERNANDO FREIBERGER</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>JOS&Eacute; AUGUSTO RAMALHO MIRANDA</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>RENATA GEISER MANTARRO</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 6pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 3.8pt"></TD><TD STYLE="width: 18pt"><B>3.</B></TD><TD STYLE="text-align: justify"><B>Officers</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="width: 41%; border: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><I>Funda&ccedil;&atilde;o Bradesco<BR>
CNPJ 60.701.521/0001-06<BR>
Direct Controller</I></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 25%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>2021</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 17%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 17%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; background-color: #E7E6E6; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ADEMIR APARECIDO CORREA JUNIOR </B></FONT></TD>
    <TD COLSPAN="3" ROWSPAN="25" STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040">Members of the Managing Board</FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ALEXANDRE CESAR PINHEIRO QUERCIA</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ALEXANDRE PANICO</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ANDR&Eacute; BERNARDINO DA CRUZ FILHO</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ANDR&Eacute; FERREIRA GOMES </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ANTONIO DAISSUKE TOKURIKI</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>CARLOS HENRIQUE VILLELA PEDRAS</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>CARLOS WAGNER FIRETTI</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>FERNANDO ANT&Ocirc;NIO TEN&Oacute;RIO</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>FERNANDO HONORATO BARBOSA </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>JEFERSON RICARDO GARCIA HONORATO</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>JOS&Eacute; GOMES FERNANDES </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>JOS&Eacute; LEANDRO BORGES</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>JULIO CARDOSO PAIX&Atilde;O </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>JULIO CESAR JOAQUIM</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>LAYETTE LAMARTINE AZEVEDO JUNIOR </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>LEANDRO JOS&Eacute; DINIZ</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>MANOEL GUEDES DE ARAUJO NETO </B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>NAIRO JOS&Eacute; MARTINELLI VIDAL J&Uacute;NIOR</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ROBERTO FRAN&Ccedil;A</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ROBERTO MEDEIROS PAULA</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>ROMERO GOMES DE ALBUQUERQUE</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>RUBIA BECKER</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>RUY CELSO ROSA FILHO</B></FONT></TD></TR>
  <TR STYLE="background-color: #E7E6E6">
    <TD STYLE="white-space: nowrap; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Bradesco Sans; font-size: 9pt; color: #404040"><B>VASCO AZEVEDO</B></FONT></TD></TR>
  </TABLE>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0pt"></TD><TD STYLE="width: 3.8pt"><B>c)</B></TD><TD STYLE="text-align: justify"><B>if relevant, supplier, client, debtor or creditor of the issuer, its subsidiary, or controlling or
subsidiaries of any of these people:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">None.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446091"></A><A NAME="a_Toc167085953"></A>7.7
&ndash; Describe the provisions of any agreements, including insurance policies, which provide for the payment or reimbursement of expenses
incurred by directors, arising from the repair of damages caused to third parties or to the issuer, of penalties imposed by state agents,
or agreements with the aim of terminating administrative or judicial proceedings, by virtue of the exercise of their duties</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
managers and other representatives of Bradesco have two mechanisms of property protection, namely: (a) the General Civil Liability Insurance
of Management (Insurance &ldquo;Directors &amp; Officers&rdquo; &ndash; D&amp;O), and/or (b) the Indemnity Contracts whose possibility
of accession was approved at the Special and Annual Shareholders&rsquo; Meeting of March 10, 2022.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
purpose of the D&amp;O Insurance is to guarantee worldwide to its managers the payment and/or reimbursement of expenses incurred by unlawful
acts committed in the exercise of its management duties and that result in claims for damages or legal claims, whether arising from third
parties, or from third party individuals, or from the use of the insurance services of the company. legal entities or governmental bodies
that, supposedly, feel harmed by acts practiced by insured persons.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">It should
be noted that the policies do not cover: (i) claims filed against insured persons when they are committed with deceit, fraud or bad faith
by the manager; (ii) claims in countries blocked by economic sanctions; and (iii) environmental damage in the USA.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Insured
means any natural person who has been, is or will be, as the case may be, a member of the Board of Directors, the Board of Executive Officers,
the Fiscal Council or any other statutory body or body created by Bradesco's contract or bylaws or its controlled companies and/or subsidiaries,
or any employee who has management authority and/or representation before third parties or whose position implies in the representation
of fact or law of the company to third parties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the period from November 20, 2022 to November 20, 2023, the contracted coverage was US$170 million and the total premium was US$14.6 million,
already including the IOF. The D&amp;O Insurance was renewed for the period from November 20, 2023 to November 20, 2024, with contracted
coverage of US$170 million and the premium paid of US$10.5 million.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Without
prejudice to purchasing the D&amp;O, Bradesco may sign contracts of indemnities in favor of (i) members of the Board of Directors, of
the Board of Executive Officers, of the Fiscal Council and of the advisory committees of Bradesco or of its subsidiaries, (ii) employees
who exercise the role or position of management in the Company or its subsidiaries and (iii) people, employees or otherwise, who have
been appointed by Bradesco to hold positions, whether statutory or not, in entities in which the Company participates as a member, associate
or sponsor (jointly or separately &ldquo;Beneficiaries&rdquo;), in order to pay for expenses, indemnities and other amounts incurred by
them in connection with claims, inquiries, investigations, proceedings and arbitration, judicial or administrative proceedings, in Brazil
or abroad, involving acts by the Beneficiaries in the regular exercise of their duties or authority, established by Bradesco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
considers fundamental the existence of property protection mechanisms of Insured Persons/Beneficiaries, as a way of attracting and retaining
qualified employees due to the importance of the work they develop and the circumstances that may lead to loss or losses arising from
the regular exercise of their duties, in order to guarantee the conditions to exercise them with serenity and safety.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">7. Shareholders&rsquo; meeting and management</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446092"></A><A NAME="a_Toc167085954"></A>
7.8 &ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>1)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>Information pertaining to appointing the Bradesco&rsquo;s Ombudsman</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>MARCOS DANIEL BOLL</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 51%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>date of birth:</B></FONT></TD>
    <TD STYLE="width: 49%; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">4.11.1972</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>Profession</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">Banking Professional</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="color: #404040; line-height: 115%"><B>CPF No. (Tax ID)</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">829.357.189-68</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>Date of designation</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">3.21.2024</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>Date that office was taken</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>Term of Office</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">Up until the first Meeting of the Board of Directors, which is to be held after the 2026 Annual Shareholders&rsquo; Meeting.</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%"><B>Position</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; line-height: 115%; text-align: left"><FONT STYLE="font-size: 9pt; color: #404040; line-height: 115%">Officer</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><A NAME="a_Toc509997648"></A><A NAME="a_Toc513123767"></A><A NAME="a_Toc509997631"></A>&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 18pt">2)</TD><TD STYLE="text-align: justify">Frequency in meetings</TD></TR></TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 25.1pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 25.1pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Board
of Directors</U></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 25.1pt; text-align: justify; text-indent: 0in; color: #404040">In 2023,
twenty-nine (29) meetings were held, between ordinary and extraordinary meetings, and the general average participation of the board members
was eighty-nine percent (89%).</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 25.1pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 25.1pt; text-align: justify; text-indent: 0in; color: #404040"><B><U>Fiscal
Council</U></B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0 0 6pt 25.1pt; text-align: justify; text-indent: 0in; color: #404040">In 2023,
the Body held eighty (80) meetings, between ordinary and extraordinary meetings, and the general average participation of the board members
was ninety-nine percent (99%).</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 18pt">3)</TD><TD STYLE="text-align: justify">Information about the members of the Board of Executive Officers, Board and Regional Board of Executive
Officers, all qualified in item 7.3, elected/re-elected at the Meeting of the Board of Directors held on March 21, 2024. As soon as the
members are approved by the Central Bank of Brazil and take office, we will resubmit this form.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 7.1pt"></TD><TD STYLE="width: 18pt">4)</TD><TD STYLE="text-align: justify">Information about the members of the Board, Mr. T&uacute;lio Xavier de Oliveira, Mr. J&uacute;lio C&eacute;sar
de Almeida Guedes and Mrs. Silvana Rosa Machado, elected/re-elected at the Meeting of the Board of Directors held on April 30, 2024. As
soon as the officers are approved by the Central Bank of Brazil and take office, we will resubmit this form.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt 25.1pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446093"></A><A NAME="a_Toc167085955"></A>
8. Management remuneration</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446094"></A><A NAME="a_Toc167085956"></A>8.1
&ndash; Description of the policy or compensation practice, including the non-statutory board</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="line-height: 107%"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><B>Objectives of remuneration policy or practice informing if the remuneration policy has been formally
approved, body responsible for its approval, date of approval and, if the issuer discloses the policy, locations in the world computer
network where the document can be consulted</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In 2012,
Bradesco amended its remuneration policy for managers, approved by the Board of Directors at the Special Meeting of February 6, 2012,
in order to reflect the objectives established by Resolution No. 3,921/10 of the National Monetary Council (CMN), which caused, from that
year on, the payment of part of the amount approved in the Annual Shareholders&rsquo; Meeting as variable compensation. Its policy aims
at:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 34pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">ensuring that the compensation practice is in accordance with the law, rules and regulations that govern
the matter, based on the Manager&rsquo;s duties, which result from the positions they hold and functions they perform; time dedicated
to their functions; in competence and professional reputation, in view of their experience and qualification; and in the value of their
services in the market;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 34pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">providing alignment between compensation practices for the Management and the Organization&rsquo;s interests,
so that the decisions made are the best possible, seeking to create value for its shareholders and investors; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 34pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">ensuring that the remuneration practice is related to objectives that seek the valuation of the Organization,
encouraging healthy and ethical behaviors, and not encouraging behaviors that raise risk exposure above the levels considered prudent
in the adopted short, medium and long-term strategies.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Remuneration Policy is available on the website:</P>

<P STYLE="font: 10pt/13pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; color: rgb(64,64,64); text-align: justify; text-indent: 0in"><FONT STYLE="font-weight: normal"><U>https://www.bradescori.com.br/en/corporate-governance/corporate-bylaws-and-policies/policies-practices-and-guidelines/</U></FONT></P>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B><A NAME="a_Toc357590790"></A>b)</B></TD><TD STYLE="text-align: justify"><B>practices and procedures adopted by the board of directors to define the individual compensation of
the board of directors and board of executive officers, indicating:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>Those who participate in the process and participate in the decision-making process, identifying how
they participate</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
governance structure responsible for managing and ensuring compliance with the Remuneration Policy is exercised by the following Bodies
and their responsibilities:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Remuneration Committee of the Bradesco Organization</B>, <FONT STYLE="line-height: 115%">(i)</FONT>
analyses the result of the performance assessments in order to propose the payment of the Variable Compensation to be deliberated by the
Board of Directors<FONT STYLE="line-height: 115%">; (ii) </FONT>proposes to the Board of Directors the Overall Amount of the compensation
(Monthly Compensation and Variable Compensation) to be distributed to the Management of each company of the Organization; and <FONT STYLE="line-height: 115%">(iii)
proposes </FONT>to the Board of Directors the payment of Variable Compensation to the Management of each company of the Organization.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Board of Directors</B>, evaluating the Remuneration Committee and deliberating on them.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Shareholders&rsquo; Meeting / Meeting of Quota Members</B>, approves the Overall Amount of the company&rsquo;s
concession.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>criteria and methodology used to determine the individual remuneration, indicating whether studies
are used to verify market practices and, if so, the criteria for comparison and the scope of such studies:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
guidelines established in the Remuneration Policy are in compliance with the laws, rules and regulations that govern the subject, observing
the following rules:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to ensure the establishment of remuneration practice for all Managers of the Organization, which includes
the Members of the Board of Directors, the CEO and other Officers, maintaining the uniformity
of compensation among the members of the same hierarchy (position), and there may be differentiation as a result of time in the position,
experience, academic formation or other differential that the Board of Directors deems appropriate. The compensation is distributed in
fixed monthly installments;</TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->245<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to ensure that the practice of compensation is in conformity with the legislation, rules and regulations
that govern the matter, and it is the responsibility of the Board of Directors and the relevant Management Bodies to determine the compensation
of each of the managers based on: (i) the responsibilities of the Managers, considering the different positions they occupy and the functions
they perform; (ii) the time devoted to their duties; (iii) the professional competence and reputation, in view of their experience and
qualification; and (iv) the value of its services in the market;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">to promote the alignment between the compensation practices of the Managers and the interests of the Organization,
so that the decisions made are the best possible, seeking to create value for its shareholders and investors; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol; line-height: 115%">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%">to ensure that the practice of compensation is related to objectives that
seek the appreciation of the Organization, </FONT>encouraging healthy and ethical behaviors, and not encouraging behaviors that raise
exposure</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 31.5pt"></TD><TD STYLE="width: 7.8pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>how often and how the board of directors assesses the adequacy of the issuer&rsquo;s remuneration policy.</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.25in; text-align: justify; text-indent: 35.45pt; color: #404040">Annually.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>Composition of remuneration, indicating:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45.8pt"></TD><TD STYLE="width: 18pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>description of the various elements that make up the remuneration, including, for each of them:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85pt"></TD><TD STYLE="width: 18pt"><A NAME="a_Hlk135324587"></A><FONT STYLE="font-family: Symbol; font-size: 12pt; line-height: 92%">&#183;</FONT></TD><TD STYLE="text-align: left; padding-right: 22.7pt"><B>its objectives and alignment with the issuer&rsquo;s short, medium and long-term
interests</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85pt"></TD><TD STYLE="width: 18pt"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Board of Directors and Board of Executive Officers</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
remuneration of the members of the Board of Directors, the Chief Executive Officer and the other Officers consists of Fixed Compensation,
represented by Monthly Compensations fixed for the duration of their term, and Variable Compensation, based on target criteria and performance
indicators, attributed according to the criteria of multiple Monthly Compensation, up to the limit authorized by the Shareholders&rsquo;
Meeting.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
annually, a proposal is submitted to the approval of the Shareholders&rsquo; Meeting to fund the Pension Plan for Managers, the amounts
of which are shown in item 8.2, as post-employment benefits, which aims to ensure the commitment of managers and the CEO to the present
and future development of the Company&rsquo;s activities, that is, its operations focusing on business perpetuity and long-term value
generation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pursuant
to CVM/SEP Annual Circular Letter 2024, we are not indicating in item 8.2, regarding years 2021, 2022 and 2023, the amounts corresponding
to social security contributions (INSS) paid by Bradesco. For the prediction of the current fiscal year, we are also not considering the
contributions to the INSS.</P>

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<TD STYLE="width: 85.05pt"></TD><TD STYLE="width: 21.3pt"><B>b)</B></TD><TD STYLE="text-align: left"><B>Fiscal Council</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
remuneration of the members of the Fiscal Council is established by the Shareholders&rsquo; Meeting that elects them. For the Effective
Members (in-office), their remuneration may not be less than ten percent (10%) of the monthly remuneration that, on average, is attributed
to each Officer, as fixed remuneration, not including, in accordance with the current legislation, benefits, representation funds and
participation in the Company's profits, in any way.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85.05pt"></TD><TD STYLE="width: 21.3pt"><B>c)</B></TD><TD STYLE="text-align: left"><B>Audit Committee</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
compensation of the Members of the Audit Committee is represented by fixed monthly payments for the term of his mandate, with the exception
of a member which only receives compensation as a member</P>


<!-- Field: Page; Sequence: 247 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">of the Board of Directors,
and aims at rewarding the contribution of each member for acting on advising the Board of Directors in the performance of its attributions
related to the follow up of the accounting practices adopted in the preparation of the Company&rsquo;s financial statements and of its
subsidiaries, as well as in the process of appointing and evaluating the effectiveness of the independent audit.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Another
important factor in the definition of the compensation is that the Committee&rsquo;s members must have high technical qualification so
as to exercise their position and at least one of them must have proven knowledge in the areas of accounting and auditing of financial
institutions which qualify him to exercise his function, proving the high degree of expertise required from them, including by the regulatory
bodies.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85.05pt"></TD><TD STYLE="width: 21.3pt"><B>d)</B></TD><TD STYLE="text-align: left"><B>Remuneration Committee</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Remuneration Committee, defined in the Bylaws, is composed by members chosen among the members of the Company&rsquo;s Board of Directors
and also, as required by CMN Resolution No. 3,921/10, by one (1) non-manager member. The members of the Board of Directors and the non-manager
member, when an employee of the Bradesco Organization, are not compensated due to the position of member of the Remuneration Committee.
While being a non-employee, when nominated, the member has his/her compensation set by the Board of Directors, according to the market
parameters. No Manager of the Bradesco Organization is remunerated for the functions that they exercise in the Bradesco Organization committees.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85.05pt"></TD><TD STYLE="width: 21.3pt"><B>e)</B></TD><TD STYLE="text-align: left"><B>Other Committees</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
members of the other committees are compensated only for the duties they perform in the management bodies or executive areas in which
they act in the Bradesco Organization. No Manager of Bradesco Organization is compensated for duties that they perform in the referred
committees.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">One
of the guidelines of the Remuneration Policy of the Management is to ensure that the remuneration practice is related to objectives that
seek the valuation of the Bradesco Organization and of the individual, encouraging healthy and ethical behaviors, and not encouraging
behaviors that raise risk exposure above the levels considered prudent in the adopted short, medium and long-term strategies adopted by
the Bradesco Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">As a
result of this, through the payment of fixed compensation, Bradesco seeks, in the short-term, to align its interests with those of its
Management.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In order
to encourage the alignment of interests in the medium-term, Bradesco can make the payment of a variable compensation to its Management,
including the CEO, which will be approved once it has been verified that certain indicators have been met.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
payment of the variable compensation will be made upon receipt of fifty percent (50%) in cash and fifty percent (50%) destined to the
acquisition of preferred shares issued by Bradesco or PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (company that is a member
of the control group of Bradesco), which shall be recorded and will be unavailable (&ldquo;Restricted Shares&rdquo;), becoming available
in three (3) equal, annual and successive installments.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Restricted Shares held by the Directors and Chief Executive Officer will be affected (&ldquo;clawback&rdquo;) if there is a significant
reduction in Bradesco&rsquo;s recurring profit, or if the financial result is negative, during the deferral period.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In
addition, Managers are entitled to a Pension Plan that aims to ensure that their performance is in line with the sustainability of the
business and the creation of long-term values for the Company. This systematic approach binds the Managers to cautious management in
practice and in line with the long-term risks, leading to the increase of the values distributed to the shareholders of the Company.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/92% Arial, Helvetica, Sans-Serif; margin-top: 5.85pt; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 85.5pt"></TD><TD STYLE="width: 36pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left; padding-right: 22.7pt"><B>proportion in total remuneration in the last 3 fiscal years</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Management remuneration is comprised of Fixed Compensation, represented by Monthly Compensations established according to the duration
of their term, and Variable Compensation awarded according to the criteria of multiple Monthly Compensations, based on target criteria
and performance indicators, up to the limit authorized by the Shareholders&rsquo; Meeting.</P>


<!-- Field: Page; Sequence: 248 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->247<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040">We
highlight that the proportion/percentage of each element in the total compensation is not established, and it can be changed annually<FONT STYLE="font-size: 8pt">.</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 32%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Fiscal Year ended in December 31, 2023</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Annual Fixed Compensation</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Variable Compensation</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Post-Employment Benefit </B></FONT><B><FONT STYLE="font-size: 9pt; color: #365F91"><SUP>(1)</SUP></FONT></B></TD>
    <TD STYLE="width: 17%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">42.46%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">56.23%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1.31%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Executive Officers</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">25.98%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">24.55%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">49.46%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Fiscal Council</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Audit Committee</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 32%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Fiscal Year ended in December 31, 2022</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Annual Fixed Compensation</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Variable Compensation</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Post-Employment Benefit </B></FONT><B><FONT STYLE="font-size: 9pt; color: #365F91"><SUP>(1)</SUP></FONT></B></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Total</B></FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">37.29%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">61.55%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">1.16%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Executive Officers</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">20.10%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">35.63%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">44.28%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Fiscal Council</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Audit Committee</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 32%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Fiscal Year ended in December 31, 2021</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Annual Fixed Compensation</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Variable Compensation </B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Post-Employment Benefit </B></FONT><B><FONT STYLE="font-size: 9pt; color: #365F91"><SUP>(1)</SUP></FONT></B></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">31.45%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">67.49%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1.06%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Executive Officers</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">16.66%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">39.06%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">44.28%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Fiscal Council</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Audit Committee</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.00%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0%</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100.0%</FONT></TD></TR>
  </TABLE>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.35pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-size: 8pt">(1)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 8pt">The amounts corresponding to post-employment benefits are related to the
Managers&rsquo; pension plan.</FONT></TD></TR></TABLE>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 0 46.35pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 6pt 132pt; text-align: left; text-indent: -0.25in; color: #404040"><FONT STYLE="font-family: Symbol">&#183;</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><B>methodology for calculating and adjusting</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Board
of Directors and Board of Executive Officers</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.2pt"></TD><TD STYLE="width: 21.3pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Fixed Compensation or Monthly Compensation: </B>monthly fixed compensations established for the period
of the Manager&rsquo;s term.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.25pt"></TD><TD STYLE="width: 21.25pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Variable Compensation:</B> amount attributed to the Managers, as performance compensation, in addition
to the Fixed Compensation, based on the target criteria and performance indicator. It is important to highlight that the total Variable
Compensation will be paid on a date defined by the Board of Directors, and 50% of the net value of the Variable Compensation will be allocated
for the purchase of PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (PNB BBD Shares) and/or preferred shares issued by Bradesco
(Bradesco preferred shares), which are filed and unavailable (&ldquo;Restricted Shares&rdquo;). The Restricted Shares become available
in three (3) equal, annual and successive installments. The first installment will expire one year after the date of the acquisition of
shares.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.25pt"></TD><TD STYLE="width: 21.25pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Overall Amount:</B> includes the total compensation (fixed compensations and variable compensation).</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040">To
determine the overall amount for compensation, Bradesco Organization observes the following criteria:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.2pt"></TD><TD STYLE="width: 21.3pt">1.</TD><TD STYLE="text-align: justify"><B>Bradesco Organization&rsquo;s Remuneration Committee:</B> proposes to the Board of Directors the Overall
Amount for compensation (Monthly Compensation and Variable Compensation). The payment of Variable Compensation will observe the target
criteria and performance indicators to be established and will be limited to Overall Amount, to be distributed to the Managers.</TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->248<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">To define
the Overall Amount for compensation (Monthly Compensations and Variable Compensation), the Remuneration Committee shall observe the following
aspects:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">size and result of the company comparing to its competitors;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">domestic and foreign economic conditions, taking into consideration the past, present and future scenarios;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">internal and external factors that may affect the Bradesco Organization&rsquo;s businesses (current and
potential risks); and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.3pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Bradesco Organization&rsquo;s Overall performance, involving the recurrent income realized and the capacity
to produce cash flows.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Remuneration Committee will use other indicators when it deems necessary and suitable. In addition, it will use studies, evaluations,
surveys and other materials prepared by the technical areas, such as Research and Economic Studies, Controllership, General Accounting
and Integrated Risk Control Department, besides other areas it deems appropriate.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.2pt"></TD><TD STYLE="width: 21.3pt">2.</TD><TD STYLE="text-align: justify"><B>Board of Directors:</B> the most important management Body of the Bradesco Organization, it must evaluate
the Remuneration Committee proposals and resolve on them.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.2pt"></TD><TD STYLE="width: 21.3pt">3.</TD><TD STYLE="text-align: justify"><B>Shareholders&rsquo; Meeting:</B> it is incumbent on the Shareholders&rsquo; Meeting to approve the
Overall Amount for the compensation of the Company.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Once
all the steps to determine and approve the Overall Amount for compensation are fulfilled, it is incumbent on the Board of Directors of
Bradesco to establish the compensation of each one of the Managers, comprised by Monthly Compensation and, based on the fulfillment of
the target criteria and indicators, Variable Compensation.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Audit
Committee</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
process to calculate and readjust the Audit Committee&rsquo;s compensation starts in the Remuneration Committee.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Board of Directors, on its turn, evaluates the recommendations and proposals of this Committee and defines the amount of compensation
for each Committee&rsquo;s member.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 52.9pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: left"><B>key performance indicators are taken into account, including, where appropriate, indicators linked to
ESG</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Corporate
assessment process</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
uniformity in the treatment of work areas is one of the keys for the Bradesco Organization&rsquo;s effectiveness, as a manner to inhibit
individualism, maintaining a good work environment favorable for teamwork.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization maintains a collegiate management culture, in which all relevant decisions, business or administrative ones, are made by
committees composed, primarily, by Managers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Thus,
even with the establishment of goals and objectives for all areas, individually, considering the Board of Directors, the Chief Executive
Officer and Statutory Board of Executive Officers, for purposes of compensation, prevails the Overall performance of the Organization,
making no segregation of area, whether it is considered as area of business or support, technical or relationship.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">This
overall performance, denominated in the Corporate Rule as Corporate Assessment Process takes into consideration the outcome of performance
indicators, as follows:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">ROAE &ndash; Return on Equity &ndash; Adjusted;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Overall Customer Satisfaction Index;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Basel Index &ndash; Level 1;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Operating Efficiency Ratio (ER);</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Social and Environmental Dimension of Market Indexes; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60.55pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Coverage Ratio.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Individual
assessment process</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
individual performance of the Managers, as well as their corresponding areas, is accompanied by their respective superiors, according
to the formal evaluation process, in compliance with the requirements of CMN Resolution No. 3,921/10.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">For
the formal assessment process, specific indicators are defined for areas and for individual assessment, according to the Managers&rsquo;
functions, taking into account the areas for business, controls, and other supporting areas.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>For
the assessment of areas, at least the following groups of indicators are considered:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">a)</TD><TD STYLE="text-align: justify">main activity actions: are indicators that suggest the goals and objectives of the main activities of
the area;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">b)</TD><TD STYLE="text-align: justify">actions focused on operational efficiency: are indicators that measure the operating efficiency, in order
to maximize their results with minimum use of resources;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">c)</TD><TD STYLE="text-align: justify">actions directed to risk management: are corporate indicators that measure exposure to risk and the internal
controls, properly monitored by the responsible Area (Integrated Risk Control Department &ndash; DCIR);</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">d)</TD><TD STYLE="text-align: justify">actions directed to customer service: are indicators that assess the results/levels of satisfaction of
internal and/or external clients; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">e)</TD><TD STYLE="text-align: justify">actions directed to environmental aspects: are indicators that assess the degree of compliance with the
Corporate Sustainability Strategy, in conducting the objectives of the areas, considering ESG aspects (Environmental, including Climate
Change, Social and Governance) and performance in the main Sustainability Indexes and Ratings.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>For
individual assessment, at least the following indicators are considered:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">a)</TD><TD STYLE="text-align: justify">quality of the products/services: aims to evaluate the quality standards of products/services offered/rendered
according to the area of the Manager assessed;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">b)</TD><TD STYLE="text-align: justify">commitment to strategy: aims to evaluate if its performance reflected positively with material contributions
to the Strategic Planning in the period;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">c)</TD><TD STYLE="text-align: justify">participation in collegiate decisions: aims to evaluate the active participation in meetings and committees,
with opinions that contributed to the submitted decisions;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">d)</TD><TD STYLE="text-align: left">leadership team: evaluates the team management process;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">e)</TD><TD STYLE="text-align: left">planning: assesses the ability to plan the activities of their area in the medium- and long-term;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">f)</TD><TD STYLE="text-align: justify">overview: evaluates, mainly, the Managers&rsquo; vision about future trends to meet the demands of the
market; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 42.55pt"></TD><TD STYLE="width: 21.25pt">g)</TD><TD STYLE="text-align: justify">applies to the Board of Directors and its respective members, if suitable, the indicators listed above.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
performance assessment of Managers in the areas of internal control and risk management must be based on the achievement of the objectives
of their own functions and not specifically on the overall performance of the Organization. The Integrated Risk Control Department &ndash;
DCIR and the General Inspectorate Department &ndash; IGL are considered areas of internal control and risk management in the context of
the Bradesco Organization, as well as the related areas of other companies of the Bradesco Organization.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: left; text-indent: -18.1pt; color: #404040"><B>ii.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT> reasons that justify the composition of compensation</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
compensation structure for the Managers and the CEO of Bradesco, composed of a fixed compensation (monthly fees) and a variable compensation
(multiple fixed fees), in line with the guidelines set out in its Management Remuneration Policy, which takes into account the rules issued
by CMN Resolution No. 3,921/10, and, in addition, the post-employment benefit in the Supplementary Pension Plan, seek to align the interests
of the Managers with the projects and results of Bradesco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In addition,
the composition of compensation and the post-employment benefit are based on the management&rsquo;s alignment with the short-, medium-
and long-term results and risks of the Company, as well as them being justified as a means to retain knowledgeable and high-quality Managers
among the staff members of Bradesco.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: left; text-indent: -18.1pt; color: #404040"><B>iii.<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;
</FONT>existence of non-remunerated members by the issuer and the reason for this fact</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 38.9pt; text-align: justify; text-indent: 35.3pt; color: #404040">Not
applicable.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>d)</B></TD><TD STYLE="text-align: justify"><B>existence of compensation supported by subsidiaries, controlled or direct or indirect controllers</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 38.9pt; text-align: justify; text-indent: 35.3pt; color: #404040">Not
applicable.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>e)</B></TD><TD STYLE="text-align: justify"><B>existence of any compensation or benefit related to the occurrence of certain corporate event, such
as the sale of the corporate control of the issuer</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 38.9pt; text-align: justify; text-indent: 35.3pt; color: #404040">Not
applicable.</P>


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    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446095"></A><A NAME="a_Toc167085957"></A>
8.2 &ndash; total compensation of the board of directors, statutory board of executive officers and fiscal council</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total compensation for the current Fiscal Year (2024) - Annual Amounts</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 25%; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 23%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Total number of members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">93.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">10.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">114.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Number of remunerated members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">93.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">10.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">114.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fixed annual compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>25,819,200.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>161,854,764.00</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,500,000.00</B></FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>189,173,964.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Salary or managerial role compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">25,819,200.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">161,854,764.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,500,000.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">189,173,964.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Direct and indirect benefits</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Committee membership</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other fixed compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Variable compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>27,970,800.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>197,457,044.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>225,427,844.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bonus </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">27,970,800.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">197,457,044.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">225,427,844.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Profit sharing</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Attending meetings</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commissions</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Other</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other variable compensation</FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Of the total variable compensation, based on the criteria of targets and performance indicators, 50% of the net value will be allocated to the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (BBD PNB Shares) and/or PN shares issued by Bradesco (PN Shares Bradesco), and will become available in three (3) equal, annual and successive installments, with the first installment being due in the subsequent year of the effective payment date.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Post-employment</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>859,716.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>379,140,284.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>380,000,000.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Leaving position</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Stock based</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Note</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The corresponding values of the post-employment benefits refer to the Pension Plan of the Managers mentioned in item 8.14.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Compensation Total</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>54,649,716.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>738,452,092.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,500,000.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>794,601,808.00</B></FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 253 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->252<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total compensation for the current Fiscal Year on December 31, 2023 - Annual Amounts</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 25%; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 23%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Total number of members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">88.75</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">9.50</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">109.25</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Number of remunerated members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">88.75</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">9.50</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">109.25</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fixed annual compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>25,819,200.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>190,286,460.00</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>1,470,000.00</B></FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>217,575,660.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Salary or managerial role compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">25,819,200.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">190,286,460.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,470,000.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">217,575,660.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Direct and indirect benefits</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Committee membership</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other fixed compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Variable compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>34,190,800.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>179,805,348.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>213,996,148.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bonus </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">34,190,800.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">179,805,348.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">213,996,148.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Profit sharing</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Attending meetings</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commissions</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Other</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other variable compensation</FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Of the total variable compensation, based on the criteria of targets and performance indicators, 50% of the net value will be allocated to the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (BBD PNB Shares) and/or PN shares issued by Bradesco (PN Shares Bradesco), and will become available in three (3) equal, annual and successive installments, with the first installment being due in the subsequent year of the effective payment date.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Post-employment</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>793,584.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>362,206,416.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>363,000,000.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Leaving position</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Stock based</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Note</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The corresponding values of the post-employment benefits refer to the Pension Plan of the Managers mentioned in item 8.14.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Compensation Total</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>60,803,584.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>732,298,224.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>1,470,000.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>794,571,808.00</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 254 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->253<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total compensation for the current Fiscal Year on December 31, 2022 - Annual Amounts</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 25%; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 23%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Total number of members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">10.83</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">90.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">8.58</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">109.41</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Number of remunerated members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">10.83</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">90.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">8.58</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">109.41</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fixed annual compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>22,642,400.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>164,419,918.00</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,381,500.00</B></FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>188,443,818.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Salary or managerial role compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">22,642,400.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">164,419,918.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,381,500.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">188,443,818.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Direct and indirect benefits</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Committee membership</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other fixed compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Variable compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>37,367,600.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>291,488,449.35</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>328,856,049.35</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bonus </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">37,367,600.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">291,488,449.35</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">328,856,049.35</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Profit sharing</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Attending meetings</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commissions</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Other</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other variable compensation</FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Of the total variable compensation, based on the criteria of targets and performance indicators, 50% of the net value will be allocated to the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (BBD PNB Shares) and/or PN shares issued by Bradesco (PN Shares Bradesco), and will become available in three (3) equal, annual and successive installments, with the first installment being due in the subsequent year of the effective payment date.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Post-employment</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>705,408.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>362,294,592.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>363,000,000.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Leaving position</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Stock based</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Note</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The corresponding values of the post-employment benefits refer to the Pension Plan of the Managers mentioned in item 8.14.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Compensation Total</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>60,715,408.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>818,202,959.35</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,381,500.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>880,299,867.35</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in">&nbsp;</P>


<!-- Field: Page; Sequence: 255 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->254<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total compensation for the current Fiscal Year on December 31, 2021- Annual Amounts</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 20%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 25%; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 23%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #305496"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Total number of members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.17</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">5.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">102.67</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Number of remunerated members</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.17</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">5.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">102.67</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Fixed annual compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>19,076,000.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>136,329,740.00</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,080,000.00</B></FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>156,485,740.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Salary or managerial role compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">19,076,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">136,329,740.00</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,080,000.00</FONT></TD>
    <TD STYLE="border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">156,485,740.00</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Direct and indirect benefits</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Committee membership</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other fixed compensation</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Variable compensation</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>40,934,000.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>319,578,627.35</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>360,512,627.35</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bonus </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">40,934,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">319,578,627.35</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">360,512,627.35</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Profit sharing</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Attending meetings</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commissions</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Other</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Description of other variable compensation</FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Of the total variable compensation, based on the criteria of targets and performance indicators, 50% of the net value will be allocated to the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (BBD PNB Shares) and/or PN shares issued by Bradesco (PN Shares Bradesco), and will become available in three (3) equal, annual and successive installments, with the first installment being due in the subsequent year of the effective payment date.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Post-employment</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>644,160.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>362,355,840.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>363,000,000.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Leaving position</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Stock based</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Note</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The corresponding values of the post-employment benefits refer to the Pension Plan of the Managers mentioned in item 8.14.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Compensation Total</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>60,654,160.00</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>818,264,207.35</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>1,080,000.00</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>879,998,367.35</B></FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 256 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->255<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446096"></A><A NAME="a_Toc167085958"></A>
8.3 &ndash; variable compensation of the board of directors, statutory board of executive officers and fiscal council</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040"><B>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>body </B>(see table in &ldquo;d.ii&rdquo; below)</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040"><B>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>number of members</B> (see table in &ldquo;d.ii&rdquo; below)</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040"><B>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>number of remunerated members </B>(see table in &ldquo;d.ii&rdquo; below)</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.3pt; color: #404040"><B>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>in relation to bonus:</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>minimum amount predicted in the compensation plan</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish a minimum amount in the compensation plan for the Board of Directors, Statutory Board of Executive Officers and Fiscal
Council.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>maximum amount predicted in the compensation plan</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Maximum
amount set in the compensation plan for the current fiscal year:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 41%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Body</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 16%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 16%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 13%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 14%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Total number of members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">93.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10.00</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">114.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Number of remunerated members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">93.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10.00</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">114.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Bonus</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount predicted in the compensation plan, in case the goals established were achieved</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">27,970,800.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">197,457,044.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">225,427,844.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Profit sharing</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount predicted in the compensation plan, in case the goals established were achieved</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 3pt 0 3pt 56.7pt; text-align: left; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>amount predicted in the compensation plan, in case the goals established were achieved</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish compensation amount automatically associated with the achievement of goals for the Board of Directors, CEO, Statutory
Board of Executive Officers and Fiscal Council.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">So,
even with the establishment of goals and objectives for all areas, individually, for compensation purposes, prevails the Overall performance
of the Bradesco Organization, irrespective of the area, whether it is considered support or business, technical or relationship area.</P>


<!-- Field: Page; Sequence: 257 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->256<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>iv.</B></TD><TD STYLE="text-align: justify"><B>amount effectively recognized in the results of the last three fiscal years</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #1F497D"><B>Total compensation of the fiscal year 2023 &ndash; annual amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 41%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Body</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Total number of members </B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.75</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">9.50</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">109.25</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Number of remunerated members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.75</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">9.50</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">109.25</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Bonus</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">34,190,800.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">179,805,348.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">213,996,148.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Profit sharing</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount predicted in the compensation plan, in case the goals established were achieved.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: left; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #1F497D"><B>Total compensation of the fiscal year 2022 &ndash; annual amount</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 41%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Body</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Total number of members </B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">10.83</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">90.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">8.58</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">109.41</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Number of remunerated members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">10.83</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">90.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">8.58</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">109.41</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Bonus</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">37,367,600.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">291,488,449.35</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">328,856,049.35</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Profit sharing</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount predicted in the compensation plan, in case the goals established were achieved.</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 258 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->257<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #404040"><B><BR STYLE="clear: both">
</B></FONT><B><FONT STYLE="font-size: 9pt; color: #1F497D">Total compensation of the fiscal year 2021 &ndash; annual amount</FONT></B></TD></TR>
  <TR>
    <TD STYLE="width: 40%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Body</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 15%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: #C00000 2.25pt solid; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 16%; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 9pt; color: #404040"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Total number of members </B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">88.17</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5.00</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">102.67</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Number of remunerated members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">88.17</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5.00</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">102.67</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Bonus</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">40,934,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">319,578,627.35</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">360,512,627.35</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040"><B>Profit sharing</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Minimum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Maximum amount predicted in the compensation plan</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount predicted in the compensation plan, in case the goals established were achieved</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Amount effectively recognized in the results</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 4pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.25in"><B>e)</B></TD><TD STYLE="text-align: left"><B>in relation to the profit sharing:</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>i.</B></TD><TD STYLE="text-align: justify"><B>minimum amount predicted in the compensation plan</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish any amount corresponding to the profit sharing in the compensation plan for the Board of Directors, CEO, Statutory
Board of Executive Officers and Fiscal Council.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>ii.</B></TD><TD STYLE="text-align: justify"><B>maximum amount predicted in the compensation plan</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish any amount corresponding to the profit sharing in the compensation plan for the Board of Directors, CEO, Statutory
Board of Executive Officers and Fiscal Council.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>iii.</B></TD><TD STYLE="text-align: justify"><B>amount predicted in the compensation plan, in case the goals established were achieved</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish any amount corresponding to the profit sharing in the compensation plan for the Board of Directors, CEO, Statutory
Board of Executive Officers and Fiscal Council.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 60pt"></TD><TD STYLE="width: 18pt"><B>iv.</B></TD><TD STYLE="text-align: justify"><B>amount effectively recognized in the result of the last three fiscal years</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not establish any amount corresponding to the profit sharing in the compensation plan for the Board of Directors, CEO, Statutory
Board of Executive Officers and Fiscal Council.</P>

<P STYLE="font: 5pt/150% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446097"></A><A NAME="a_Toc167085959"></A>8.4
&ndash; Compensation plan based on shares of the board of directors and the statutory board of executive officers</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no compensation plan based on shares option for the Board of Directors and Statutory Board of Executive Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pursuant
to Resolution No. 3,921/10, the payment of Variable Compensation, due to the corporate assessment process and upon achievement of performance
goals, 50% of the net amount paid by the Manager will be allocated for the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es
S.A. (PNB BBD Shares) and/or preferred shares issued by Bradesco (Bradesco Preferred Shares), which will be recorded and unavailable (&ldquo;Restricted
Shares&rdquo;). The Restricted Shares will become available in three (3) equal, annual and successive installments, expiring the first
installment one year after the date of the acquisition of shares.</P>


<!-- Field: Page; Sequence: 259 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->258<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446098"></A><A NAME="a_Toc167085960"></A>
8.5 &ndash; Compensation based on shares of the board of directors and of the statutory board of executive officers</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no compensation plan based on shares option for the Board of Directors and the Statutory Board of Executive Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Pursuant
to Resolution No. 3,921/10, the payment of Variable Compensation, due to the corporate assessment process and upon achievement of performance
goals, 50% of the net amount paid by the Manager will be allocated for the acquisition of PNB shares issued by BBD Participa&ccedil;&otilde;es
S.A. (PNB BBD Shares) and/or preferred shares issued by Bradesco (Bradesco Preferred Shares), which will be recorded and unavailable (&ldquo;Restricted
Shares&rdquo;). The Restricted Shares will become available in three (3) equal, annual and successive installments, expiring the first
installment one year after the date of the acquisition of shares.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446099"></A><A NAME="a_Toc167085961"></A>8.6
&ndash; Information on the options for buying shares performed in the last three fiscal years and planned for the current fiscal year,
of the board of directors and the statutory board of executive officers</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no compensation plan based on shares option for the Board of Directors and the Statutory Board of Executive Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446100"></A><A NAME="a_Toc167085962"></A>8.7
&ndash; Options exercised and open shares of the board of directors and the statutory board of executive officers at the end of the last
fiscal year</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no compensation plan based on shares option for the Board of Directors and the Statutory Board of Executive Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 42.55pt; text-align: left; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446101"></A><A NAME="a_Toc167085963"></A>8.8
&ndash; Options exercised relating to share-based compensation of the board of directors and the statutory board of executive officers
in the last three fiscal years</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
has no compensation plan based on shares option for the Board of Directors and the Statutory Board of Executive Officers.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446102"></A><A NAME="a_Toc167085964"></A><A NAME="a_Toc134687877"></A>8.9
&ndash; In relation to the compensation based on shares, in the form of shares to be delivered directly to the beneficiaries, recognized
in the result of the last three fiscal years and that foreseen for the current fiscal year, of the board of directors and of the statutory
board of executive officers</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
has no compensation plan based on shares (including in shares option) for the Board of Directors and Statutory Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The payment
of the variable compensation of the Management is accounted for in expenses of staff with the payment of social charges (INSS) and recognized
in the same fiscal year. Of the net total (after legal discounts) credited to the checking account of the manager, 50% is debited to acquire
PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (PNB BBD shares) and/or PN shares issued by Bradesco (PN Bradesco Shares), which
are recorded on their behalf and unavailable for trading, and released 1/3 each year in the following fiscal years.<BR STYLE="clear: both">
</P>


<!-- Field: Page; Sequence: 260 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->259<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446103"></A><A NAME="a_Toc167085965"></A>
8.10 - In relation to each share program performed in the last three fiscal years and planned for the current fiscal year, for the board
of directors and the statutory board</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
has no compensation plan based on shares (including in share options) for the Board of Directors and Statutory Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The payment
of the variable compensation of the Management is accounted for in expenses of staff with the payment of social charges (INSS) and recognized
in the same fiscal year. Of the net total (after legal discounts) credited to the checking account of the manager, 50% is debited to acquire
PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (PNB BBD shares) and/or PN shares issued by Bradesco (PN Bradesco Shares), which
are recorded on its behalf and unavailable for trading, and released 1/3 each year in the following fiscal years.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446104"></A><A NAME="a_Toc167085966"></A>8.11
- In relation to shares delivered regarding the compensation based on shares of the board of directors and the statutory board of executive
officers, in the last three fiscal years</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
has no compensation plan based on shares (including in share options) for the Board of Directors and Statutory Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The payment
of the variable remuneration of the directors is accounted for in expenses of staff with the payment of social charges (INSS) and recognized
in the same fiscal year. Of the net total (after legal discounts) credited to the checking account of the manager, 50% is debited to acquire
PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (PNB BBD shares) and/or PN shares issued by Bradesco (PN Bradesco Shares), which
are recorded on their behalf and unavailable for trading, and released 1/3 each year in the following fiscal years.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446105"></A><A NAME="a_Toc167085967"></A>8.12
- Information necessary to understand the data disclosed in items 8.5 to 8.11 - Method of pricing the value of shares and options</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Bradesco
has no compensation plan based on shares (including in share options) for the Board of Directors and Statutory Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The payment
of the variable remuneration of the directors is accounted for in expenses of staff with the payment of social charges (INSS) and recognized
in the same fiscal year. Of the net total (after legal discounts) credited to the checking account of the manager, 50% is debited to acquire
PNB shares issued by BBD Participa&ccedil;&otilde;es S.A. (PNB BBD shares) and/or PN shares issued by Bradesco (PN Bradesco Shares), which
are recorded on their behalf and unavailable for trading, and released 1/3 each year in the following fiscal years.</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->260<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446106"></A><A NAME="a_Toc167085968"></A>
8.13 &ndash; Number of shares, quotas and other securities convertible into shares held by managers and members of the fiscal council
&ndash; by body</P>

<P STYLE="font: 5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: -35.45pt; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>BODY</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>BRADESCO</B></FONT></TD>
    <TD STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>CIDADE DE DEUS</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>BBD PARTICIPA&Ccedil;&Otilde;ES</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>BRADESPAR</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Common</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Preferred</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Common</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Common</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Preferred</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>PNB</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 7pt; color: #1F497D"><B>Common</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 7pt; color: #1F497D"><B>Preferred</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 20%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt; color: #404040"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 11%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-right: -5.4pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">17,407,266</FONT></TD>
    <TD STYLE="width: 11%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-right: -5.4pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">40,918,392</FONT></TD>
    <TD STYLE="width: 11%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">347,661,584</FONT></TD>
    <TD STYLE="width: 11%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">41,727,088</FONT></TD>
    <TD STYLE="width: 10%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-right: 4.35pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="width: 9%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,777,730</FONT></TD>
    <TD STYLE="width: 8%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-right: -5.4pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">228,333</FONT></TD>
    <TD STYLE="width: 9%; padding-top: 3pt; padding-bottom: 3pt; padding-left: 2.15pt; text-indent: -2.15pt; text-align: center"><FONT STYLE="font-size: 8pt">975,051</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt; color: #404040"><B>Board of Executive Officers</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-right: 4.9pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">82,882</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">2,773,352</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">41,024,813</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding: 3pt 1.7pt 3pt 5.4pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">4,751,463</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">3,670,759</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; padding-left: 2.15pt; text-indent: -2.15pt; text-align: center"><FONT STYLE="font-size: 8pt">10,001</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt; color: #404040"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-right: 4.9pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">324</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">76,707</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">9</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; padding-left: 2.15pt; text-indent: -2.15pt; text-align: center"><FONT STYLE="font-size: 8pt">1,382</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: -35.45pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446107"></A><A NAME="a_Toc167085969"></A>8.14
&ndash; Information on private pension plans granted to the members of the Board of Directors and of the statutory board of executive
officers</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>body</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: justify"><B>number of members</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>number of remunerated members</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>d)</B></TD><TD STYLE="text-align: justify"><B>name of the Plan</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
Organization&rsquo;s Pension Plan</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>e)</B></TD><TD STYLE="text-align: justify"><B>number of managers that meet the conditions to retire</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>f)</B></TD><TD STYLE="text-align: justify"><B>conditions for early retirement</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In case
the participant is older than 55 when they withdraw from the Bradesco Organization, if they retire by the INSS (Social Security), and
have contributed to the Plan for at least 10 years, they may choose to receive a proportional Instant Monthly Income, resulting from the
amount accumulated in the participant&rsquo;s individual account (contributions made by the company and the participant).</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>g)</B></TD><TD STYLE="text-align: justify"><B>updated value of accumulated contributions in the pension plan until the end of last fiscal year, deducting
the portion related to contributions directly made by the managers</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>h)</B></TD><TD STYLE="text-align: justify"><B>total value of accumulated contributions during the last fiscal year, deducting the portion related
to contributions directly made by the managers</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">See
table 8.14.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/107% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>i)</B></TD><TD STYLE="text-align: justify"><B>if there is the possibility of early redemption and the conditions for that</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">There
is the possibility of early redemption after the grace period of a full calendar year, counted from the first working day of the month
of January of the year following the contribution, in compliance with the rules governing the subject.</P>


<!-- Field: Page; Sequence: 262 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->261<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Table
8.14</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Body (Item &ldquo;a&rdquo;)</B></FONT></TD>
    <TD COLSPAN="4" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total number of members (Items &ldquo;b and c&rdquo;)</B></FONT></TD>
    <TD ROWSPAN="2" STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Item &ldquo;e&rdquo;</B></FONT></TD>
    <TD STYLE="border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Item &ldquo;g&rdquo;</B></FONT></TD>
    <TD STYLE="border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Item &ldquo;h&rdquo;</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total number of members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Number of remunerated members</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Retired</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Active</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD></TR>
  <TR>
    <TD STYLE="width: 21%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="width: 10%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="width: 13%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">11.00</FONT></TD>
    <TD STYLE="width: 13%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">6</FONT></TD>
    <TD STYLE="width: 8%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">5</FONT></TD>
    <TD STYLE="width: 9%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="width: 13%; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">14,140,035.90</FONT></TD>
    <TD STYLE="width: 13%; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">793,584.00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Statutory Board of Executive Officers</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.75</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">88.75</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">3</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">85</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">756,565,989.99</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">362,206,416.00</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Total</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>99.75</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>99.75</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>9</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>90</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>-</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>770,706,025.89</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt"><B>363,000,000.00</B></FONT></TD></TR>
  </TABLE>
<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446108"></A><A NAME="a_Toc167085970"></A>8.15
&ndash; Highest, lowest and the average individual compensation for the board of directors, statutory board of executive officers and
fiscal council</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="border: #C00000 1pt solid; padding: 6pt 1.6pt 6pt 5.4pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; letter-spacing: -0.2pt; line-height: 115%"><B>Body</B></FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 5.2pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>Board of Directors</B></FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 5.2pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD COLSPAN="3" STYLE="vertical-align: top; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 5.2pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>Fiscal Council</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 0.05pt; padding-right: 1.75pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 0.05pt; padding-right: 1.75pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 0.05pt 1.75pt 6pt 2.75pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2021</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 0.05pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 0.05pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 0.05pt 1.75pt 6pt 2.85pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2021</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 0.05pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2023</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 0.05pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2022</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 0.05pt; padding-right: 1.65pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #365F91; line-height: 115%"><B>12/31/2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 20%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.1pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #404040; line-height: 115%"><B>Total No. of members</B></FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; padding: 2.1pt 1.75pt 6pt 2.75pt; border-right: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">11.00</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.4pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">10.83</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.35pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9.50</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; border-right: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">88.75</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; border-right: #C00000 1pt solid; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">90.00</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.75pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">88.17</FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.25pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9.50</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.2pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">8.58</FONT></TD>
    <TD STYLE="width: 9%; border-bottom: #C00000 1pt dashed; border-right: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.2pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.15pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #404040; line-height: 115%"><B>No. of members paid</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.75pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">11.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.4pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">10.83</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.35pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">88.75</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">90.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.75pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">88.17</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.25pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9.50</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.2pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">8.58</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.2pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.6pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #404040; line-height: 115%"><B>Highest compensation value (Reais)</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">6,606,014.55</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">6,821,174.55</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.4pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">7,637,100.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: -0.85pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">26,455,440.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">31,417,408.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: -3.2pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">29,323,800.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">240,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">236,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.65pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">216,000.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.6pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #404040; line-height: 115%"><B>Lowest compensation value (Reais)</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5,196,254.55</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5,207,254.55</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.4pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5,711,500.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 3.15pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">3,217,104.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding: 2.1pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">4,096,329.60</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.3pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">3,673,659.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">60,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">236,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; padding-right: 1.65pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">216,000.00</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.65pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 6pt; color: #404040; line-height: 115%"><B>Average compensation value (Reais)</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5,527,598.55</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.45pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">5,606,224.19</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.4pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">6,384,648.42</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 0.55pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">8,251,247.59</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding: 2.1pt 5.4pt 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9,091,143.99</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.3pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">9,280,528.61</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">154,736.84</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.7pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">160,951.46</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; padding-right: 1.65pt; padding-bottom: 6pt; text-indent: 0in; line-height: 115%; text-align: center"><FONT STYLE="font-size: 5.5pt; line-height: 115%">216,000.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0.8in 1.85pt 48.25pt; text-align: center; text-indent: 35.3pt; color: #365F91"><B>Board
of Directors</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 22%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2023</FONT></TD>
    <TD STYLE="vertical-align: top; width: 78%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; line-height: 115%">The above amounts not include social security contributions to the INSS.</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2022</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">The
    above amounts not include social security contributions to the INSS.</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) member worked for ten (10) months</P></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2021</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; line-height: 115%">The above amounts not include social security contributions to the INSS.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>Statutory
Board of Executive Officers</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2023</FONT></TD>
    <TD STYLE="width: 78%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><A NAME="OLE_LINK48"></A>The
    above amounts not include social security contributions to the INSS.</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for one (1) month</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for two (2) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Three
    (3) Officers worked for five (5) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Seven
    (7) Officers worked for six (6) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for seven (7) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for nine (9) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for ten (10) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Six
    (6) Officers worked for eleven (11) months</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2022</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">The
    above amounts not include social security contributions to the INSS.</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Six
    (6) Officers worked for eleven (11) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for ten (10) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Officer worked for eight (8) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Four
    (4) Officers worked for two (2) months</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2021</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; line-height: 115%">The above amounts not include social security contributions to the INSS.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>Fiscal
Council</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 22%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2023</FONT></TD>
    <TD STYLE="width: 78%; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><A NAME="OLE_LINK53"></A>The
    above amounts not include social security contributions to the INSS.</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Two
    (2) Members of the Fiscal Council worked for two (2) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">One
    (1) Member of the Fiscal Council worked for six (6) months</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Two
    (2) Members of the Fiscal Council worked for ten (10) months</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2022</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt dashed; padding-right: 5.4pt; padding-left: 5.4pt">
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">The
    above amounts not include social security contributions to the INSS.</P>
    <P STYLE="font: 5.5pt/115% Arial, Helvetica, Sans-Serif; margin: 2.1pt 0 0; text-align: justify; text-indent: 0in; color: #404040">Six
    (6) Members of the Fiscal Council worked for ten (10) months</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; letter-spacing: -0.1pt; line-height: 115%">12/31/2021</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 2.1pt; text-indent: 0in; line-height: 115%; text-align: justify"><FONT STYLE="font-size: 5.5pt; color: #404040; line-height: 115%">The above amounts not include social security contributions to the INSS.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 263 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->262<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446109"></A><A NAME="a_Toc167085971"></A>
8.16 &ndash; Compensation or indemnity mechanisms for managers in case of removal from office or retirement</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not pay this type of compensation to the Board of Directors, Statutory Board of Executive Officers and Fiscal Council.</P>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446110"></A><A NAME="a_Toc167085972"></A>8.17
&ndash; Percentage in total compensation held by management and members of the fiscal council that are related parties to the controlling
companies</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 46%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Body</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 18%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91; letter-spacing: -0.2pt"><B>2023</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 18%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91; letter-spacing: -0.2pt"><B>2022</B></FONT></TD>
    <TD STYLE="vertical-align: top; width: 18%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91; letter-spacing: -0.2pt"><B>2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Board of Directors</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">54.5%</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">54.5%</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">60.0%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Statutory Board of Executive Officers</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">95.2%</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">91.4%</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">79.9%</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">Fiscal Council</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.2pt">0.0%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446111"></A><A NAME="a_Toc167085973"></A>8.18
&ndash; Compensation of managers and fiscal council&rsquo;s members, grouped by body, received for any reason other than the position
they occupy</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
does not pay this type of compensation to the Board of Directors, Statutory Board of Executive Officers and Fiscal Council.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: left; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446112"></A><A NAME="a_Toc167085974"></A>8.19
&ndash; Compensation of managers and fiscal council&rsquo;s members recognized in the income of the controlling shareholders, direct or
indirect, of companies under common control and of the issuer&rsquo;s subsidiaries</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Fiscal
Year 2024 </B>&ndash; amounts received that were recognized in the results of subsidiaries according to the exercise of the office in
these companies.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 30%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Direct and indirect controllers</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Issuer&rsquo;s subsidiaries</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">164,669,558.40</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>164,669,558.40</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Companies under common control</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Fiscal
Year 2023 </B>&ndash; amounts received that were recognized in the results of subsidiaries according to the exercise of the office in
these companies.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 30%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Direct and indirect controllers</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">2,891,724.00</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt"><B>2,891,724.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Issuer&rsquo;s subsidiaries</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">162,848,654.40</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt"><B>162,848,654.40</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Companies under common control</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>


<!-- Field: Page; Sequence: 264 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->263<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">8. Management remuneration</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Fiscal
Year 2022 </B>&ndash; amounts received that were recognized in the results of subsidiaries according to the exercise of the office in
these companies.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 30%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Direct and indirect controllers</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">42,461,800.00</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt"><B>42,461,800.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Issuer&rsquo;s subsidiaries</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt">98,083,158.43</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040; letter-spacing: -0.1pt"><B>98,083,158.43</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Companies under common control</B></FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="vertical-align: top; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Fiscal
Year 2021 </B>&ndash; amounts received that were recognized in the results of subsidiaries according to the exercise of the office in
these companies.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 30%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>R$</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Board of Directors</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Statutory Board of Executive Officers</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Fiscal Council</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #1F497D"><B>Total</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Direct and indirect controllers</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">39,643,780.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>39,643,780.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Issuer&rsquo;s subsidiaries</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">83,193,794.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: black">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">-</FONT></TD>
    <TD STYLE="padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>83,193,794.00</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040"><B>Companies under common control</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">-</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446113"></A><A NAME="a_Toc167085975"></A>8.20
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
information provided for the fiscal years 2021, 2022, 2023 and the current one, are in accordance with the guidelines of CVM/SEP Annual
Circular Letter 2024.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">9. Independent auditors</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Hlk132897164"></A><A NAME="a_Toc167446114"></A><A NAME="a_Toc167085976"></A>
9. Independent auditors</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446115"></A><A NAME="a_Toc167085977"></A>9.1/9.2
&ndash; Identification and remuneration of auditors</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #365F91"><B>Identification and remuneration of auditors</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 44%; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Is there an auditor?</B></FONT></TD>
    <TD STYLE="width: 56%; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">Yes</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>CVM Code</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">418-9</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Type of auditor</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">Local</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Name/Corporate name</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><A NAME="OLE_LINK61"></A><FONT STYLE="color: #404040"><B>KPMG Auditores Independentes Ltda.</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>CPF/CNPJ [Individual/Corporate Taxpayer's Registry]</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><A NAME="OLE_LINK60"></A><FONT STYLE="color: #404040">57.755.217/0001-29</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Service period</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">March 21, 2011</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040"><B>Description of contracted
    services</B></P>
    <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: left; text-indent: 0in; color: #404040"><B>(last three fiscal
    years)</B></P></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><A NAME="OLE_LINK64"></A><FONT STYLE="color: #404040">The services referring to the fiscal years of 2023, 2022 and 2021, certification reports requested by our Management, issue of comfort letters for placement of securities abroad, procedures for issuance of due diligence, for assurance, technical consultancy and previously agreed procedures reports</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><A NAME="a_Hlk136261160"></A><FONT STYLE="color: #404040"><B>Total amount of compensation of independent auditors divided by service</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Auditing services contracted in 2023: R$64,023 thousand<BR>
Other Services: R$1,761 thousand<BR>
Total: R$65,784 thousand</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Justification for the replacement</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">Not Applicable</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Reason presented by the auditor in case of disagreement with the justification provided by the issuer</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">Not Applicable</FONT></TD></TR>
  <TR>
    <TD STYLE="border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Service period</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">January 1, 2023</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>Name of the technician in charge</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="color: #404040">Gustavo Mendes Bonini</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446116"></A><A NAME="a_Toc167085978"></A><A NAME="a_Toc135399987"></A>9.3
- Independence and conflict of interests of auditors</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">There
were no deviations related to independence or event that constitutes a conflict of interest related to the Bradesco Organization for the
year 2023.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446117"></A><A NAME="a_Toc167085979"></A>9.4
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Audit Committee recommends to the Board of Directors for approval, the entity to be hired to provide us and our subsidiaries independent
audit services, and their compensation, as well as its replacement. The engagement of an independent auditor for non-audit services is
not subject to the Board of Directors. However, it must be previously reviewed by the Audit Committee in respect to compliance with independence
rules.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">More
information on the Audit Committee&rsquo;s duties is available in item 1.2.a of this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in"><B>&nbsp;</B></P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446118"></A><A NAME="a_Toc167085980"></A><A NAME="a_Toc513123784"></A>
10. Human resources</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446119"></A><A NAME="a_Toc167085981"></A><A NAME="a_Toc513123785"></A><A NAME="a_Toc509997649"></A>10.1
&ndash; Description of human resources</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.4pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="line-height: 115%"><B>a)</B></FONT></TD><TD STYLE="text-align: justify"><B>Number of employees (total, by groups based on the activity performed in geographical location and
diversity indicators, which, within each hierarchical level of the issuer)</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; padding-right: 31.05pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by gender declaration</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 32%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 14%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Female</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Male</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Non-binary </B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3,945</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">7,193</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">39,689</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">34,765</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>43,634</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>41,958</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees per declaration of color and race </B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 32%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 7%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Asian</B></FONT></TD>
    <TD STYLE="width: 8%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>White</B></FONT></TD>
    <TD STYLE="width: 8%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Black</B></FONT></TD>
    <TD STYLE="width: 9%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Brown</B></FONT></TD>
    <TD STYLE="width: 13%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Indigenous</B></FONT></TD>
    <TD STYLE="width: 9%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 14%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">206</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">8,421</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">279</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,202</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">12</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">18</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">924</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">50,624</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3,404</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">18,904</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">110</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">488</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>1,130</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>59,045</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>3,683</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>21,106</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>122</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>506</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by position and age group</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 30%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 24%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Under 30</B></FONT></TD>
    <TD STYLE="width: 25%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>From 30 to 50 years</B></FONT></TD>
    <TD STYLE="width: 21%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Over 50 years</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">442</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">9,078</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,618</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">24,063</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">43,487</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">6,904</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>24,505</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>52,565</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>8,522</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by position and geographic location</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 32%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 9%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>North</B></FONT></TD>
    <TD STYLE="width: 12%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Northeast</B></FONT></TD>
    <TD STYLE="width: 14%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Central-West</B></FONT></TD>
    <TD STYLE="width: 13%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Southeast</B></FONT></TD>
    <TD STYLE="width: 9%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>South</B></FONT></TD>
    <TD STYLE="width: 11%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Abroad</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">497</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,709</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">663</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">6,933</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,336</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,844</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">10,598</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3,702</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">48,062</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">9,248</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>3,341</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>12,307</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>4,365</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>54,995</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>10,584</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-&nbsp;</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 267 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->266<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by geographic location and gender statement</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 31%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 15%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Female</B></FONT></TD>
    <TD STYLE="width: 14%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Male</B></FONT></TD>
    <TD STYLE="width: 16%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Non-binary </B></FONT></TD>
    <TD STYLE="width: 9%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 15%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">North</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,571</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,770</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Northeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,611</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">6,696</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Central-West</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,044</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,321</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Southeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">29,099</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">25,896</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">South</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,309</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,275</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Abroad</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>43,634</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>41,958</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by geographic location and color and race statement</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 30%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 7%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Asian</B></FONT></TD>
    <TD STYLE="width: 8%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>White</B></FONT></TD>
    <TD STYLE="width: 9%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Black</B></FONT></TD>
    <TD STYLE="width: 10%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Brown</B></FONT></TD>
    <TD STYLE="width: 13%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Indigenous</B></FONT></TD>
    <TD STYLE="width: 10%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 13%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">North</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">50</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,164</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">156</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,939</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">18</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">14</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Northeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">173</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,584</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">749</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,660</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">28</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">113</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Central-West</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">98</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,523</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">189</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,513</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">8</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">34</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Southeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">708</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">40,429</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,420</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">11,082</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">57</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">299</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">South</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">101</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">9,345</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">169</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">912</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">11</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">46</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Abroad</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>1,130</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>59,045</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>3,683</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>21,106</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>122</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>506</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by geographic location and age group</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 30%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 24%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Under 30</B></FONT></TD>
    <TD STYLE="width: 25%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>From 30 to 50 years</B></FONT></TD>
    <TD STYLE="width: 21%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Over 50 years</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">North</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,386</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,751</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">204</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Northeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3,255</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">7,309</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,743</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Central-West</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,593</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,417</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">355</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Southeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">15,160</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">34,668</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">5,167</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">South</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3,111</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">6,420</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,053</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Abroad</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-&nbsp;</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>24,505</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>52,565</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>8,522</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="3" STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>85,592</B></FONT></TD></TR>
  </TABLE>


<!-- Field: Page; Sequence: 268 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->267<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.4pt"></TD><TD STYLE="width: 18pt"><B>b)</B></TD><TD STYLE="text-align: justify"><B>Number of outsourced employees (total, grouped by the performed activity and by geographic location)</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 83%; border-top: #CC092F 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #215868"><B>Activity</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #CC092F 1.5pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Administrative, Analyst, Assistant, Auxiliary, Coordinator, Specialist, Manager and Supervisor</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">22,177</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Lawyer</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,107</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Architect</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">519</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Attendant</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">13,315</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Consultant</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,412</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Engineer</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">577</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Cleaning</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">619</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Maintenance</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">297</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Physician</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">414</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Technician</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,592</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Technology</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,833</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">Security</TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">7,171</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left">Other</TD>
    <TD STYLE="border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">14,796</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>TOTAL</B></FONT></TD>
    <TD STYLE="border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>68,829</B></FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 269 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->268<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 83%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>Federation Unit</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 17%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Acre</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">23</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Alagoas</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,645</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Amazonas</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">307</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Amap&aacute;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">12</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Bahia</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,435</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Cear&aacute;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">751</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Distrito Federal (Federal District)</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">281</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Esp&iacute;rito Santo</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">178</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Goi&aacute;s</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">149</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Maranh&atilde;o</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">326</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Mato Grosso</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">51</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Mato Grosso do Sul</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">309</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Minas Gerais</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">8,280</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Par&aacute;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">227</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Para&iacute;ba</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,347</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Paran&aacute;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,381</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Pernambuco</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">658</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Piau&iacute;</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">88</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Rio de Janeiro</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">4,008</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Rio Grande do Norte</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">217</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Rio Grande do Sul</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">767</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Rond&ocirc;nia</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">91</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Roraima </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">17</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Santa Catarina </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">784</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">S&atilde;o Paulo </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">25,764</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Sergipe </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">146</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Tocantins </FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">97</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Undeclared</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1.5pt solid; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">18,490</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>Total</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; border-left: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>68,829</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 7pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 46.4pt; text-align: justify; text-indent: 0in; color: #404040">In
the table we report all the identities of &ldquo;Service Providers&rdquo; that appear on Techsocial.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 28.4pt"></TD><TD STYLE="width: 18pt"><B>c)</B></TD><TD STYLE="text-align: justify"><B>turnover rate</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; width: 34%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD STYLE="width: 22%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2023</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: #C00000 1.5pt solid; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2022</B></FONT></TD>
    <TD STYLE="white-space: nowrap; width: 22%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2021</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Turnover rate<FONT STYLE="font-size: 8pt">*</FONT></FONT></TD>
    <TD STYLE="border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">10.32%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">10.16%</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">10.66%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: left; text-indent: 93.7pt; color: #404040">*(Total
layoffs/Average Headcount) x 100</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: left; text-indent: 80.2pt; color: #404040">Average
Headcount = (Initial + Final Headcount) / 2</P>

<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 63.8pt; text-align: left; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446120"></A><A NAME="a_Toc167085982"></A>10.2
&ndash; Comment on any relevant change that occurred in relation to the figures disclosed in item 10.1 above</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">On December
31, 2023, we had 86,222 employees, of which 74,746 were employees of Banco Bradesco, 10,846 were from Affiliated Companies and 630 allocated
abroad. In the tables in item 10.1.a, we report 85,592 employees, excluding employees allocated abroad.</P>


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    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">From
December 2022 to December 2023, with the implementation of projects approved by the Board of Executive Officers in several areas of the
Organization, the staff members expanded with an increase of 2.44%.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446121"></A><A NAME="a_Toc167085983"></A><A NAME="a_Toc134687895"></A><A NAME="a_Toc509997651"></A>10.3
&ndash; Description of the employee compensation policy</P>

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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify"><B>Salary and variable remuneration policy</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We are
committed not only to the well-being of our employees, but also to the recognition of their work through fair wages and a benefits package,
security and comfort in the supply of basic needs, as well as professional development opportunities and special credit conditions for
the acquisition of consumer goods and real estate.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The compensation
practices for the Organization's employees aim to recognize the services provided by these professionals, stimulating them in the search
for solutions, aiming at customer satisfaction and business expansion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The remuneration
is composed of monthly salary, which aims to repay the contribution for the performance of each employee, as well as any payments aimed
at recognizing the contribution of each one in obtaining results and performance achieved by the Organization.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">There
is also variable incentive payment according to the evaluations of the organizational results achieved.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Results
Evaluation Programs, when applied, are aimed at recognizing additional efforts in the search for results and are based on quantitative
and qualitative criteria, through the fact of achieving financial or non-financial goals at different levels: Global, Area and individual.
These are programs that are characterized by valuations aligned and competitive to the market through the fact of reaching and exceeding
the goals of sustainable results.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In the
organizational structure, there is a specific Committee to deal with compensation issues, which has a permanent character and aims to
propose to the Board of Directors the Organization's compensation policies and guidelines, based on the organizational performance goals
established by the Board.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The remuneration
practices adopted by the Organization are aligned with the interests of society, through the constant maintenance of the policies and
guidelines made by the Compensation Committee, which, in its analyses, has as a primary item to consider the return of shareholders.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Outstanding
Performance Award (PDE)</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Outstanding
Performance Award (PDE) is designed for employees who work in the commercial structure of the Branch Network and who have exceeded the
performance ordinarily expected. In line with the principles of the Institutional Policy of Relationship with Clients and Users and the
Policy of Prevention to Money Laundering and Terrorism Financing, mandatory training, Ethics, Relationship with Clients and Users, Potentially
Vulnerable Customer Service and Prevention of Money Laundering and Terrorism Financing are one of the eligibility requirements for the
award.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Bradesco
Organization's Policy and Norm of Consequences are intended to guide and raise awareness regarding the conduct not tolerated resulting
from disrespect and non-compliance with the Code of Ethical Conduct, the Internal Regulations, the Integrity Program, the Internal and
External Policies and Standards applicable to the Organization's activities. For employees eligible for variable incentives, the Standard
provides for an impact on the calculation when any of the possible disciplinary measures are applied.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: justify"><B>benefits policy</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition
to contributing to a healthy, participatory and productive work environment, the differentiated benefits that Bradesco offers are an important
driver for the retention and attraction of talent.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Health and Dental Plan: </B>our employees and their dependents have health and dental insurance with
standard of hospitalization in a private room fully funded by the Bank.</TD></TR></TABLE>


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<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Supplementary pension plan:</B> all employees have access to a supplementary pension plan in which
the Organization participates with 5% of the participant's base remuneration, including the 13th salary. The plan allows the accumulation
of resources to complement income when retirement by contribution time and guarantees coverage of a lifetime income for disability, with
lifetime reversal of 50% to the spouse, and at death, lifetime pension to the spouse and temporary to children under 24 years of age and
invalid, without age limit.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Meal and food voucher:</B> are offered to all employees once they are admitted, with amounts made available
on a monthly basis. It is possible to make credits more flexible according to preference.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Daycare/Babysitter Assistance: </B>we have the benefit of the Childcare/Nanny Allowance for 100% of
the eligible staff. We make the payment of this benefit for children up to the age of 71 months (five years and 11 months). For children
with disabilities, who require permanent care, there is no age limitation.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Main Life Insurance: </B>benefit fully funded by the Organization, granted to all employees, apprentices
and directors, with uniform capital and funeral assistance, extensive to spouse, children, parents and father-in-law and mother-in-law.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; color: #404040">&#183;</FONT></TD><TD STYLE="color: rgb(64,64,64); text-align: justify"><FONT STYLE="color: #404040"><B>Vida Viva Bradesco Insurance for Employees:</B></FONT> all employees can
join the Vida Viva Bradesco Insurance, an exclusive benefit for those who work in the Organization<FONT STYLE="color: #404040">. </FONT>The
major advantage of this insurance is it allows the insured capital, coverage, and assistance to be customized according to the employee's
needs and stage in life.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Medical Outpatient Clinics: </B>our employees have seven units of corporate medical outpatient clinics.
Located in administrative buildings, they offer prompt clinical care, collection of laboratory tests and consultations with specialists,
such as gynecologist, cardiologist, family doctor, endocrinologist, dermatologist, gastroenterologist, physical medicine and rehabilitation,
ophthalmologist, orthopedist, ear, nose and throat doctor, pediatrician, urologist, nutritionist, speech therapist, physiotherapist and
psychotherapist, with the exemption of co-participation for the appointments. In addition to stimulating health care, they provide quality
care and reduced travel time. In the Head Office of Cidade de Deus we offer the medical clinic Meu Doutor Novamed with several medical
specialties, laboratory for collection and carrying out exams and Bradesco Dental for dental care to employees and dependents registered
in the health plan. At Meu Doutor Novamed outpatient clinics, antigen tests for Covid-19 detection are available for employees and dependents
of the health plan, free of charge. In 2023, there were 77,544 appointments in the medical outpatient and dental clinics.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Vaccination Campaign: </B>every year, throughout the national territory, we offer influenza vaccination
to all employees free-of-charge, and their dependents, with a differentiated cost. In 2023, we vaccinated 54,487 employees, 12,380 dependents
and 203 family members.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Social Work and Psychological Assistance</B>: free and voluntary access to the counseling and guidance
service for our employees and their households. Available 24h, 7 days a week, the service is carried out by specialized professionals,
who provide emotional, social, legal, financial guidance, d assistance for situations of chemical dependence, interface with the health
plan, emergency care in critical cases involving accidents and incidents of assault and kidnapping. We offer appointments in situations
of health of employees and their families, and since the beginning of the pandemic offering them all the necessary support regarding Covid-19,
including the support and mediating occurrences of hospitalizations of employees and family members. In cases of natural disasters, such
as floods, landslides, dam breaks, among others, the psychosocial support team performs the active monitoring and contact with employees
who reside or work in the affected areas. In 2023, we conducted 305,361 follow-ups, among which were active, receptive and face-to-face
appointments.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Reporting domestic violence:</B> exclusive channel for domestic and gender violence situations through
0800 580 0207, 24 hours, 7 days a week, free and confidential.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Vem Pra Pista (Come to the Track): </B>at our headquarters, we maintain a large wooded area with swimming
pools, sports square with multiple-sports courts and athletics track for the use of employees and their families.
Physical instructors, who perform targeted activities such as functional training classes, yoga, pilates, rhythms, aqua aerobics, running
and stretching. The schedule of activities takes into account the seasons of the year, thus ensuring the practice of exercises throughout
the period. We also offer online classes of yoga and pilates through sports advisory services. In 2023, we had 67 thousand people using
the sports complex at Cidade de Deus, of which 3,096 people participated in the classes.</TD></TR></TABLE>


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<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Mental Health Program:</B> reinforces the importance of self-knowledge, self-care and the small habits
that we can adopt to prioritize our health and wellbeing, as well as providing assistance to employees who seek care, assisting them in
the creation of a preventive culture in mental health focusing our attention on the full care of body and mind.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>Maternity and paternity leave: </B>in addition to the time established by the Consolidation of Labor
Laws (CLT), employees can choose to join an additional 60 days, totaling 180 days of paid maternity leave (Citizen Company Program). Fathers,
in addition to the period established by law, can opt for extended leave of 15 days, totaling 20 days of paid paternity leave. In both
types of leave, the right also extends to adoption cases. Parental leave is also extended to same-sex couples. Maternity leave may be
extended when, due to medical complications related to childbirth, there is a need for hospital admission of the mother and/or newborn.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify"><B>characteristics of share-based compensation plans of non-management employees, identifying:</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">The Organization
does not practice share-based compensation to employees.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B><A NAME="OLE_LINK1"></A>d)</B></TD><TD STYLE="text-align: justify"><B>ratio between (i) the highest individual remuneration (considering the composition of the remuneration
with all the items described in field 8.2.d) recognized in the result of the issuer in the last fiscal year, including the remuneration
of the statutory administrator, if applicable; and (ii) the median individual compensation of the issuer's employees in Brazil, disregarding
the highest individual compensation, as recognized in its results in the last fiscal year</B></TD></TR></TABLE>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD ROWSPAN="2" STYLE="white-space: nowrap; width: 85%; border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">Ratio of highest compensation to median individual compensation of employees</FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #2F5496"><B>2023</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">243.89</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446122"></A><A NAME="a_Toc167085984"></A><A NAME="a_Toc134687896"></A><A NAME="a_Toc509997652"></A>10.4
&ndash; Description of the relations between the issuer and unions</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">All employees
have union representation, are covered by collective bargaining agreements and have freedom of association. As of December 31, 2023, 42.3%
of our employees were members of unions, which represent our employees in Brazil. We maintain good relationships with our employees and
their respective unions, which we credit in large part to our policy of valuing the board and transparent relationships.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We have
a structure of Trade Union Relations, dedicated so that we have a permanent channel of dialogue and interaction with the representatives
of the trade union movement, at the national level, receiving demonstrations, clarifying doubts and enabling a relationship characterized
by ease of access, agility and proactivity between the parties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We respect
and comply with the Labor Agreements and Conventions signed, negotiated between representatives of the Organization and employees.</P>





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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->
<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446123"></A><A NAME="a_Toc167085985"></A><A NAME="a_Toc134687897"></A><A NAME="a_Toc509997653"></A>10.5
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We develop
policies, processes and products that raise the human capital of the organization. We have solid practices, we value an environment conducive
to development, as well as the culture of health and well-being.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Reinforcing
this aspect, we have the Bradesco &ndash; Viva Bem, Health, Well-being and Quality of Life Program, focused on disease prevention and
health promotion through the adoption of healthy habits, attitudes and behaviors, available to employees, dependents and family nucleus<FONT STYLE="color: #404040">.
The program's initiatives are divided into three pillars: In Balance, Healthy and In Motion. We also offer extensive psychosocial support
for diverse health-related situations and critical incidents. Through the program we contribute to the maintenance of the organizational
climate, leaving the most harmonious, healthy and collaborative, and to the quality of life of employees, offering conditions of balance
between work, health and family. </FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Through
the Bradesco Corporate University &ndash; Unibrad, whose mission is to provide education for professional excellence and social mobility,
aiming at the perpetuity of business, we offer development and training solutions to our employees. In 2023, we invested more than R$106
million in education.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In 2023,
Unibrad registered around 1.9 million participations in its various learning programs and solutions, evidencing the interest and importance
of providing development opportunities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Our employees
were able to learn from more than 4,500 thousand asynchronous and 1,167 thousand synchronous solutions. Among the themes, data study,
corporate skills development, mental health, quality of life, time management, financial education and diversity.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We have
a diverse picture strengthened by the heterogeneity of the Brazilian population, at the end of the period, throughout Brazil, 51% of our
workforce was composed of women, 29% by blacks and 5% by people with disabilities.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">We have
established a robust governance for diversity, equity and inclusion, formed by the Sustainability and Diversity Committee, which has the
participation of the Chief Executive Officer and the Chairman of the Board of Directors; the Working Group on Diversity, Equity and Inclusion,
formed by employees from various areas and different seniorities who work on initiatives for the evolution of the theme; the Affinity
Groups (GAs), with voluntary participation of any employee, regardless of hierarchical level, in the fronts of ethnic-racial, gender,
people with disabilities and LGBTI+ and intergenerational inclusion. Each Group has a coordinator, who has the identity marker of the
theme represented by the GA, and who sits on the Working Group on Diversity, Equity and Inclusion.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">In addition,
in the Human Resources structure, the Diversity, Equity and Inclusion area is responsible for catalyzing transformations and managing
initiatives that boost representativeness in the staff, acting mainly in four pillars: Person with Disabilities, Gender, Intergenerational,
LGBTI+ and Ethnic-racial.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Finally,
highlighting some recognitions, we received the GPTW Healthy Management &ndash; focusing on recognizing companies that value the health
and well-being of its staff members; the 2023 Top Employers Certification, for companies with excellence in people management and employer
branding, the 2023 LinkedIn Top Companies Brazil list; the Amazing Places to Work For award - FIA FEEx. Among the indexes, Bradesco also
appears in the 2023 Bloomberg Gender Equality Index and in the IDIVERSA - B3.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 28.4pt; text-align: justify; text-indent: 0in; color: #404040"><B>10.1.a</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Considering
the human resources strategy, we have among the objectives to continuously drive diversity indicators, to establish increasingly assertive
practices.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Therefore,
we use organizational climate research as one of the sources of information related to human capital, thus the staff members are able
to declare their data, including gender identity if they wish to.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Applied
annually, the research is confidential and voluntary, coordinated and accompanied by a specialist area dedicated to the subject and with
the support of an external consultancy firm.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Below
is the number of self-declared employees:</P>



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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees by gender declaration</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 12%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Male</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Female</B></FONT></TD>
    <TD STYLE="width: 13%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Non-binary or other</B></FONT></TD>
    <TD STYLE="width: 15%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefers not to answer gender</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center">6,410</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">6,814</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">15</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; text-indent: 0in; text-align: center">127</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center">3,958</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">2,459</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">5</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; text-indent: 0in; text-align: center">47</TD></TR>

<TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; width: 50%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees who prefer not to report position</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; width: 12%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center">219</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">170</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; width: 13%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center">2</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; width: 15%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">1,588</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center">10,587</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">9,443</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">22</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">1,762</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>21,814</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 1pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees with disabilities by gender declaration</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 50%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 12%; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Male</B></FONT></TD>
    <TD STYLE="width: 10%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Female</B></FONT></TD>
    <TD STYLE="width: 13%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Non-binary or other</B></FONT></TD>
    <TD STYLE="width: 15%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefers not to answer gender</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center">376</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center">360</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; text-indent: 0in; text-align: center">3</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center">99</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center">53</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; text-indent: 0in; text-align: center">-</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees who prefer not to report position</FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">20</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">13</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">1</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center">2</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center">495</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center">426</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center">1</TD>
    <TD STYLE="white-space: nowrap; vertical-align: top; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center">5</TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #CC092F 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="4" STYLE="border-bottom: #CC092F 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>927</B></FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">Note: The tables
demonstrate the self-declared gender identity information collected through the organizational climate research.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Below
is the number of employees with disabilities:</P>
<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><B></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD COLSPAN="5" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees with disabilities by gender declaration</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 29%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 14%; border: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Female</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1pt solid; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Male</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1pt solid; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Non-binary </B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1pt solid; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">32</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">55</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,124</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,934</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>2,156</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>1,989</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>0</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>0</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>0</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="5" STYLE="border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>4,145</B></FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>



<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees with disabilities per declaration of color and race</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 33%; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 8%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Asian</B></FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>White</B></FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Black</B></FONT></TD>
    <TD STYLE="width: 8%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Brown</B></FONT></TD>
    <TD STYLE="width: 13%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Indigenous</B></FONT></TD>
    <TD STYLE="width: 8%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Other</B></FONT></TD>
    <TD STYLE="width: 14%; border-left: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Prefer not to respond</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in leadership positions</FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">4</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">58</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">3</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">21</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Employees in non-leadership positions</FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">32</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">2,368</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">292</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,307</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">12</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #CC092F 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">47</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-left: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>36</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>2,426</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>295</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>1,328</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>12</B></FONT></TD>
    <TD STYLE="border-right: #CC092F 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>-</B></FONT></TD>
    <TD STYLE="border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>48</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #CC092F 1.5pt solid; border-left: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>4,145</B></FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<!-- Field: Page; Sequence: 275 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->274<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">10. Human resources</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; color: #404040"><B></B></P>


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="white-space: nowrap; vertical-align: bottom; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Number of employees with disabilities by geographic location and age group</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 31%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left">&nbsp;</TD>
    <TD STYLE="width: 24%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Under 30</B></FONT></TD>
    <TD STYLE="width: 23%; border-bottom: #C00000 1pt solid; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>From 30 to 50 years</B></FONT></TD>
    <TD STYLE="width: 22%; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>Over 50 years</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">North</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">33</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">68</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">14</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Northeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">88</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">308</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">262</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Central-West</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">36</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">89</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">32</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Southeast</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">459</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">1,804</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">426</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">South</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">67</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">368</FONT></TD>
    <TD STYLE="white-space: nowrap; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">91</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040">Abroad</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">&nbsp;-</FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #404040">-&nbsp;</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>683</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>2,637</B></FONT></TD>
    <TD STYLE="white-space: nowrap; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>825</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="color: #404040"><B>TOTAL EMPLOYEES</B></FONT></TD>
    <TD COLSPAN="3" STYLE="border-bottom: #CC092F 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="color: #305496"><B>4,145</B></FONT></TD></TR>
  </TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->275<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446124"></A><A NAME="a_Toc167085986"></A>
11. Transactions with related parties</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446125"></A><A NAME="a_Toc167085987"></A><A NAME="a_Toc513543939"></A>11.1
&ndash; Description of the rules, policies and practices of the issuer with regard to the realization of transactions with related parties</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco,
through its Policy on Transactions with Related Parties, consolidates the entity&rsquo;s procedures with regard to cited transactions,
in accordance with the norms issued by regulators, providing transparency of the process to our shareholders, investors and the market
in general, ensuring the strict alignment with the interests of the Bradesco Organization, according to the best practices of Corporate
Governance.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">In the
preparation of this Practice, the guidelines contained in Technical Pronouncement CPC 05 (R1) &ndash; Disclosure on Related Parties, issued
by the Accounting Pronouncements Committee, approved by the CMN Resolution No. 4,818/20 were observed, and also, by the CVM Resolution
No. 94/22.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Organization must disclose transactions with related parties, according to Article 247 of Law No. 6,404/76, amended by Law No. 11,941/09
and normative stated previously. The relationships between the controller and subsidiaries should be disclosed independently of there
being or not transactions between these related parties.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
disclosure is made in explanatory notes to Financial Statements, respecting the condition of supplying sufficient details for the identification
of the related parties and of any essential conditions or not strictly commutative inherent to the transactions stated, in order to allow
shareholders the right to inspect and monitor the management acts of the entity, without affecting the duty of promoting its ample disclosure
to the market, when the operation contemplates relevant fact or on disclosure of the Financial Statements.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco&rsquo;s
Policy on Transactions with Related Parties was approved by the Board of Directors, whose last review, without amendments, was recorded
on August 8, 2023.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Hlk103873816"></A><A NAME="a_Toc167446126"></A><A NAME="a_Toc167085988"></A><A NAME="a_Toc134687900"></A>
11.2 &ndash; Transactions with related parties</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: white">
    <TD STYLE="width: 24%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cidade de Deus Companhia Comercial de Participa&ccedil;&otilde;es</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">09/20/2023</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,195,891,558.80</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,215,489,298,58</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">12/06/2024</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0.0000</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Interest Rate: 100.5% to 101.5% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cidade de Deus Companhia Comercial de Participa&ccedil;&otilde;es</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">12/27/2022</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,016,444,539.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,160,616,239.58</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">06/02/2026</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Interest Rate: 100% of the CDI + <FONT STYLE="color: #404040">BOND </FONT>0.85%</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cidade de Deus Companhia Comercial de Participa&ccedil;&otilde;es</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">58,487,171.37</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">58,487,171.37</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Fixed Income - Bradesco FI Referenced DI Uni&atilde;o II</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cidade de Deus Companhia Comercial de Participa&ccedil;&otilde;es</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">12/11/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,330,224,590.27</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">1,330,224,590.27</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">06/28/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Complementary Interest on Own Capital and Payable Bonuses</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Distribution of the results of the company&rsquo;s investments, received under the same conditions as the other shareholders.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/11/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">8,154,244.10</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">8,154,244.10</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">06/28/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Complementary Interest on Own Capital and Payable Bonuses</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Distribution of the results of the company&rsquo;s investments, received under the same conditions as the other shareholders.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 279 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->278<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Nova Cidade de Deus Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/20/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,083,596,095.62</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,113,661,793.50</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/03/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100.50% to 102.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">152,487.40</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">152,487.40</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">564,239,753.16</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">564,239,753.16</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">06/08/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Complementary Interest on Own Capital and Payable Bonuses</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Distribution of the results of the company&rsquo;s investments, received under the same conditions as the other shareholders.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 280 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->279<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10/25/2018</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,396,800,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,568,732,963.97</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/15/2049</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 120% Selic</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/11/2022</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">500,100,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">620,571,881.41</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/12/2032</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100% of the CDI + BOND 2.25%</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01/07/2021</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,547,032,666.44</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">6,587,340,385.20</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/17/2028</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100% of the CDI + BOND 0.90% to 1.40%</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 281 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->280<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/08/2019</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,650,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">3,746,351,374.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/30/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 105.25% to 109.50% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">398,816.40</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">402,200.57</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Fixed Income - Bradesco FI Referenced DI Uni&atilde;o II</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Funda&ccedil;&atilde;o Bradesco</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/07/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">255,826,765.61</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">277,162,163.05</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/08/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 104.25% of the CDI </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 282 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->281<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/08/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">240,286,361.72</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">267,503,144.30</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01/31/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100% of the CDI + BOND 0.90%</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/15/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">421,067,478.03</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">435,385,035.48</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/16/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 102.00% of the CDI </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/20/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">28,941,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">29,870,874.33</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/19/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 101.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 283 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->282<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/07/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">220,400,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">224,036,600.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/06/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 101.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/20/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">6,488,081.05</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">7,062,892.59</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/19/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 101.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>BBD Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/06/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">35,091,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">37,226,848.80</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">07/05/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 102.50% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 284 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->283<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/23/2015</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,000,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,008,205,550.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/23/2049</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 125% Selic</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/23/2022</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">75,661,022.35</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">86,446,683.41</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/22/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Financial Bills</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100% of the CDI + BOND 0.80%</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/30/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">174,440,004.22</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">175,917,751.13</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/26/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100.50% to 101.00% of the CDI </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 285 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->284<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/11/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">319,268,628,68</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">319,268,628.68</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">06/28/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Complementary Interest on Own Capital and Payable Bonuses</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Distribution of the results of the company&rsquo;s investments, received under the same conditions as the other shareholders.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCF Participa&ccedil;&otilde;es S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/20/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">150,416,841.55</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">155,259,486.98</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/06/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Controlling shareholder&nbsp;</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100.50% to 101.50% of the CDI </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">116,715,613.98</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">116,715,613.98</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Checking account balance as per cash transactions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of Contracts with Bradesco obtained all the necessary internal approvals to mitigate potential conflicts of interest and/or non-market conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and was carried out in the best interest of the Company, observing market conditions, best practices of governance, conduct, ethics and transparency, according to the Internal Policy.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 286 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->285<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">06/27/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">248,540,059.75</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">256,865,678.07</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/27/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100.50 to 103.25% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/22/2010</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">34,360,373.82</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">34,360,373.82</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand deposits in foreign currencies</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Checking account balance with foreign currency investments as per cash transactions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">126,525,016.92</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">126,525,016.92</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Formalize and consolidate, according to the terms and conditions of this agreement, the combined efforts between the bank and Alelo for the sale of products and services of Alelo in the distribution channels of Bradesco.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">It may be terminated with immediate effect, by simple notification of the innocent party to the other party in the event of breach or infringement of any of the clauses or conditions agreed upon herein, provided that the offending party fails to comply with or regulate its obligation within ten (10) days, counted from the receipt of prior notification.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commission for the sale of services of the associated company.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>


<!-- Field: Page; Sequence: 287 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->286<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">505,750,172.07</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">505,750,172.07</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Not applicable </FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/31/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4.2000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Operational agreement, whose object is the negotiation of the Early Receipt of Sales by ALELO with Commercial Establishments by buying receivables with discounts by Digio.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Yes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Valid until 05.31.2024</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Anticipation of Receivables</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations followed the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The measures adopted by the Institution are negotiated in a commutative manner and under market conditions prevailing on the date of the contracting. In order to obtain impartial treatment with other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the other metrics adopted for these clients.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">28,505,146.23</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">28,505,146.23</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Not applicable </FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/31/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4.2000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Operational agreement, whose object is the negotiation of the Early Receipt of Sales by ALELO with Commercial Establishments by buying receivables with discounts by Digio.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Yes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Valid until 05.31.2024</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Anticipation of Receivables</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations followed the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The measures adopted by the institution are negotiated in a commutative manner and under market conditions prevailing on the date of the contracting. In order to obtain impartial treatment with other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the other metrics adopted for these clients.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 23%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">17,636,952.33</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">17,636,952.33</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Not applicable </FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/31/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4.2000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">It is the object of the contract to formalize the indexation of the remuneration due by Digio a Alelo.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Yes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Valid until 05.31.2024</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Correspondent bank</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations followed the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The measures adopted by the institution are negotiated in a commutative manner and under market conditions prevailing on the date of the contracting. In order to obtain impartial treatment with other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the other metrics adopted for these clients.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 288 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->287<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">11/30/2000</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12,698,922,597.90</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12,698,922,597.90</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Contract of Local Exchange and Onlending to Visa Members in Brazil. This contract defines the deadlines, procedures, and values to be observed by the parties for the transfer of the amounts of Visa transactions by the Bank to Cielo.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bankruptcy, legally-backed financial restructuring, and intervention, among others, and if Banco Bradesco is no longer the issuer of the Visa card.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Local exchange Contract and Transfer</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of the Agreement obtained the necessary approvals and followed all the rules established in the Internal Policy. The negotiation between the parties was carried out with absence of conflicts of interest and under commutative conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,455,602.82</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,455,602.82</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Checking account balance as per cash transactions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of Contracts with Bradesco obtained all the necessary internal approvals to mitigate potential conflicts of interest and/or non-market conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and was carried out in the best interest of the Company, observing market conditions, best practices of governance, conduct, ethics and transparency, according to the Internal Policy.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 289 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->288<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/26/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,690,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,693,330,500.91</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01/24/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Loan (Working Capital) </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Installment loans, with one-time payment + charges, with no grace period. Expires on 01/24/2024. Interest Rate: CDI + 0.0275% p.m. // CDI +&nbsp;0.0316% p.m.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: justify"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, rates and deadlines.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="background-color: white">
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 22%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/08/2022</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">222,949,882.34</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">223,120,100.15</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/23/2025</FONT></TD>
    <TD STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="6" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB and LTN</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 20.00% of the CDI, 99.25% of the CDI and 100% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="6" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="6" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->289<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/28/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">142,722,924.66</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">142,722,924.66</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01/02/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Purchases in the debit modality</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of the Agreement obtained the necessary approvals and followed all the rules established in the Internal Policy. The negotiation between the parties was carried out with absence of conflicts of interest and under commutative conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="height: 20pt">
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: left; text-indent: 0in"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><BR STYLE="clear: both">
</FONT><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-align: center; text-indent: 0in; width: 20%"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; height: 20pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-align: justify; text-indent: 35.3pt; line-height: 115%">&nbsp;</TD></TR>
  <TR STYLE="height: 14.15pt">
    <TD STYLE="background-color: white; height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">12/28/2022</FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">94,855,444.29</FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">94,855,444.29</FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">0</FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; height: 14.15pt; text-align: center; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-align: justify; text-indent: 35.3pt; line-height: 115%">&nbsp;</TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">The purpose of the contract is to establish the terms and conditions applicable to the intermediation services to be provided by the Bank to Cielo aimed at the capture and indication of establishments for potential accreditation to the Cielo System, as well as in the assistance of communication with establishments already accredited with a view to its maintenance in the Cielo System. In return for the provision of the services, the Bank will be entitled to a remuneration negotiated with Cielo of 10 basis points on the eligible volume (the eligible volume includes the amount captured only in domestic transactions, it does not include transactions in which Cielo provides VAN services and takes into account the minimum profitability criterion of each Establishment).</FONT></TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">Report with 30-day notice. Termination by bankruptcy, request for judicial or extrajudicial recovery, license withdrawal, intervention or is subject to the temporary administration regime or any similar proceeding, if either party suffers commercial restrictions of any kind, withdrawal or suspension of authorization to carry out its activities, suspension of authorization of its activities, failure by either party to comply with any provision or condition set forth in this agreement not resolved within a maximum period of 30 days, in the occurrence of fortuitous and force majeure case and act of authority that prevents the continuity of services for more than 60 days.</FONT></TD></TR>
  <TR STYLE="height: 14.15pt; background-color: white">
    <TD STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 14.15pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">Commission for the sale of services of the associated company.</FONT></TD></TR>
  <TR STYLE="height: 27.9pt; background-color: white">
    <TD STYLE="height: 27.9pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="height: 27.9pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">The signing of the Contract has obtained the applicable internal approvals, following all relevant rules.</FONT></TD></TR>
  <TR STYLE="height: 43.85pt; background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; height: 43.85pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; height: 43.85pt; text-align: left; text-indent: 0in"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and provides for adequate compensatory payment, since it was carried out in the best interest of the Company, observing market conditions (according to the Company&rsquo;s Internal Policy), good governance practices, conduct, ethics and transparency and without Conflicts of Interest (as per the Company&rsquo;s Internal Policy).</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 291 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->290<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Cielo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">74,469,880.24</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">74,469,880.24</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The purpose of the contract is to establish the terms and conditions applicable to the intermediation services to be provided by the Bank to Cielo aimed at the capture and indication of establishments for potential accreditation to the Cielo System, as well as in the assistance of communication with establishments already accredited with a view to its maintenance in the Cielo System. In return for the provision of the services, the Bank will be entitled to a remuneration negotiated with Cielo of 10 basis points on the eligible volume (the eligible volume includes the amount captured only in domestic transactions, it does not include transactions in which Cielo provides VAN services and takes into account the minimum profitability criterion of each Establishment).</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">It may be terminated with immediate effect, by simple notification of the innocent party to the other party, without any penalty or enforceability by the party requesting the termination of the agreement in the event of breach or infringement of any of the clauses or conditions agreed at any time; provided that the offending party does not comply with or regulate its obligation within thirty (30) days from receipt of prior notification.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Commission for the sale of services of the associated company.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The signing of the Contract has obtained the applicable internal approvals, following all relevant rules.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and provides for adequate compensatory payment, since it was carried out in the best interest of the Company, observing market conditions (according to the Company&rsquo;s Internal Policy), good governance practices, conduct, ethics and transparency and without Conflicts of Interest (as per the Company&rsquo;s Internal Policy).</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Livelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/22/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">127,626,715.50</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">137,842,064.35</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/21/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 103.25% and 104.25% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 292 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->291<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Livelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/15/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">3,500,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">3,787,392.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/14/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate CDB </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 103.25% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Livelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4,680,984.75</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4,680,984.75</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">4,680,984.75</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Daily</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Digital Checking Account in the name of Livelo at Banco Digio.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Yes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Digital Checking Account in the name of Livelo at Banco Digio.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations followed the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The measures adopted by the institution are negotiated in a commutative manner and under market conditions prevailing on the date of the contracting. In order to obtain impartial treatment with other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the other metrics adopted for these clients.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 293 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->292<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Livelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/16/2016</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">111,442,391.05</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">111,442,391.05</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/31/2026</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Operational Agreement (&ldquo;Agreement&rdquo;) establishes the conditions applicable to the transfer of obligations to Livelo, arising from the Bradesco Cards&rsquo; Loyalty Program and the Membership Rewards Program, managed by Bradesco, and the Programa Pontos pra Voc&ecirc; (Points for You Program), managed by BB (together known as the &ldquo;Bank Programs&rdquo;). The Agreement provides for Livelo as the main recipient of the points generated under the Banks&rsquo; Programs, and the consequent assumption of responsibility, on behalf of point-holder clients, for the management of its own rewards program (&ldquo;Livelo Program&rdquo;). The respective amendment only updated the operating and pricing models. Livelo has commercial autonomy in the management of the Livelo Program and for conducting the business, and it is exclusively up to them to choose partners and make decisions relevant to the operations according to Livelo&rsquo;s governance structure and limits of authority.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The term is until May 2026, automatically extendable for equal and successive periods of five (5) years. The Agreement may be terminated without delay by either Party upon prior notice of one hundred and eighty (180) days. It may also be terminated in advance in the occurrence of bankruptcy, insolvency, intervention, or liquidation of one Party or promotion, by another Party, of a request for judicial or extrajudicial recovery.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Purchase of Livelo Points for Bank Loyalty Programs.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Transaction obtained the applicable internal approvals and met the relevant Internal Policy standards.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and was carried out in the best interest of the Company, observing market conditions, best practices of governance, conduct, ethics and transparency, according to the Internal Policy.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Participa&ccedil;&otilde;es LTDA.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/22/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">80,993,985.01</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">87,479,740.34</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/21/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 104.25% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 294 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->293<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 13%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Servi&ccedil;os S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/27/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">55,816,262.64</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">60,666,466.62</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/27/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 103.00% do CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Servi&ccedil;os S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">6,464,800.84</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">6,464,800.84</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Balance in the checking account</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Compliance with the Company&rsquo;s Application Policy, maintaining isonomy with the other related parties.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->294<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Servi&ccedil;os S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #595959">12/06/2021</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">50,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #595959">42,004,540.19</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #595959">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #595959">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #595959">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Increase the sale, issuance and activation of payment instruments of the Elo Payment Arrangements, as well as adopting actions to promote their use, aiming at the fulfillment of the Annual Volume Commitment Projected; and the provision by ELO SERVICES to the ISSUER of the Issuer&rsquo;s Fee Incentive, Commercial Incentive, Account Fee Exemption of Mandatory Benefits and Account Fee Reducer, as performed and in accordance with Annex I, during the Term of Validity and effectiveness of this Agreement.<BR>
<BR>
Regardless of whether or not the ISSUER chooses to convert the Issuer&rsquo;s Fee Incentive into Financial Incentive, under the terms of item II-1.2, ELO SERVI&Ccedil;OS will retain monthly amounts calculated in item II-1.1 above, highlighting in the invoice of the Reference Month, the amount corresponding to twenty percent (20%) of the percentage of the issuer&rsquo;s base fee of Range 1 of Table 2 above, for the modalities Debit + Prepaid (1.6 bps) and Credit (2.4 bps), limited to the annual amount indicated in Table 3 below, observing the respective Reference Year, which will be subject to the incidence of applicable taxes, according to the tax legislation in force and, therefore, it will correspond to a lower net amount in relation to the revenue constituted by ELO SERVI&Ccedil;OS for Commercial Incentives.<BR>
<BR>
Reference Year / Annual limit (R$)<BR>
Year 1 to Year 3 / R$25,000,000.00<BR>
Year 4 to Year 6 / R$40,000,000.00<BR>
Year 7 to Year 10 / R$50,000,000.00</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The agreement had a specific early termination clause with immediate effect upon the parties&rsquo; willingness to observe specific clauses and fines and penalties, as there was no agreement between the parties, the conditions established for the alternative term of validity were maintained until December 31, 2023 and with the termination of the contract on the respective date.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of the Agreement obtained the necessary approvals and followed all the rules established in the Internal Policy. The negotiation between the parties was carried out with absence of conflicts of interest and under commutative conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Transaction is justified by the interest in maintaining the Company in the Elo incentive program during the term of the Agreement, which governs Bradesco&rsquo;s performance as issuer in Elo&rsquo;s payment arrangements. Bradesco&rsquo;s Management understands that the Transaction has observed commutative conditions, as the three issuers connected to Elo (controllers) have drawn up commercial agreements containing the same conditions. The Transaction provides for adequate compensatory payment, since it was carried out in the best interest of the Company, observing the market conditions (according to the Company&rsquo;s Internal Policy), best practices of governance, conduct, ethics and transparency, without conflicts of interest (according to the Company&rsquo;s Internal Policy). The Agreement does not provide for any kind of exclusivity.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Servi&ccedil;os S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">42,004,540.19</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">42,004,540.19</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Monthly</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Participation in the payment arrangement of Elo Servi&ccedil;os, and payment for the services provided.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #595959">Provision of services by Elo to Bradesco.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of the Agreement obtained the necessary approvals and followed all the rules established in the Internal Policy. The negotiation between the parties was carried out with absence of conflicts of interest and under commutative conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->295<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 19%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 14%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 9%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Tecban - Tecnologia Banc&aacute;ria S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">38,538,973.95</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">38,538,973.95</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/31/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Availability of the Banco 24 Horas Network installed and maintained by the Company Tecban, offering to Bradesco clients the Services of Cash Withdrawal from Checking Account or Savings Account, Check the Available Balance in the Checking Account or Savings Account with the option of printing and Issuing the Statement of Checking Account or Savings Account with the print option.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">In the event of breach of the Contract the parties mutually should return all documents related to the execution of the contract in their power, and the prompt return of the values available for Withdrawals to Bradesco clients.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">These are transactions on the ATM machine Banco24Horas Network.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The standardization of prices for all contracting parties of this service was as provisioned for in the shareholders agreement.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The demonstration is provided for in the Contract, where the indices may not be higher than those adopted by the other shareholders of the Contracted Party.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 16%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 10%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Tecban - Tecnologia Banc&aacute;ria S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/26/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,078.02</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2,078.29</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/15/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 10% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/150% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 297 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->296<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Tecban - Tecnologia Banc&aacute;ria S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">155,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">160,893,210.36</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/15/2027</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">2.25%</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debentures </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: DI + 2.25% p.a.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Gestora de Intelig&ecirc;ncia de Cr&eacute;dito S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2020</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">66,666,666.67</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">47,379,471.03</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.2223</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Loan (Working Capital) </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Creditor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Installment loan, with half-yearly payment of interest and charges, 180-day grace period to start payment, and the principal collection annually, with collection of the first installment in September 29, 2023. Interest Rate: CDI + 0.2223000% p.m.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest. </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, rates and deadlines.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Gestora de Intelig&ecirc;ncia de Cr&eacute;dito S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">27,546,223.87</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">28,065,229.99</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/18/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 100.25% to 103.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 298 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->297<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #404040"><BR STYLE="clear: both">
</FONT><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Gestora de Intelig&ecirc;ncia de Cr&eacute;dito S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">100,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">103,270,828.60</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">09/29/2026</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1.75%</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Promissory Notes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: DI + 1.75% p.a.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Gestora de Intelig&ecirc;ncia de Cr&eacute;dito S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">03/10/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">80,000,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">89,490,206.48</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt">03/06/2026</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1.75%</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Credit Notes</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: DI + 1.75% p.a.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>


<!-- Field: Page; Sequence: 299 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->298<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>CIP S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/26/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,333,034.59</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,333,110.55</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/16/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 5% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Fleury S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/19/2019</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">237,500,000.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">238,422,583.71</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/16/2027</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1.20%</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debentures </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: DI + 1.20% p.a.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Fleury S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">3,188,993.68</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">3,188,993.68</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Checking account balance as per cash transactions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of Contracts with Bradesco obtained all the necessary internal approvals to mitigate potential conflicts of interest and/or non-market conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and was carried out in the best interest of the Company, observing market conditions, best practices of governance, conduct, ethics and transparency, according to the Internal Policy.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 300 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->299<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Stelo S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,618,157.43</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,618,157.43</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Indeterminate</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Demand Deposits</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Checking account balance as per cash transactions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The firming of Contracts with Bradesco obtained all the necessary internal approvals to mitigate potential conflicts of interest and/or non-market conditions.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The Company&rsquo;s Management understands that the Transaction observed commutative conditions and was carried out in the best interest of the Company, observing market conditions, best practices of governance, conduct, ethics and transparency, according to the Internal Policy.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Servinet Servi&ccedil;os Ltda.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/20/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">253,284.49</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">253,317.58</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/18/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 10% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>NCR Brasil - Ind&uacute;stria e Equipamentos para Automa&ccedil;&atilde;o S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/29/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">99,999.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">99,999.00</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/18/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 5% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 301 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->300<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alian&ccedil;a Pagamentos e Participa&ccedil;&otilde;es Ltda.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10/18/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">93,926.15</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">94,106.65</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/02/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 5.00% of the CDI and 10.00% of the CDI </FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Instituto Hermes Pardini S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">05/06/2021</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">170,465.19</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">223,404.11</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01/03/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 98.50% and 102.25% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Elo Holding Financeira S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/13/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">56,089.54</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">61,215.56</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/08/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 101.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>

<!-- Field: Page; Sequence: 302 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->301<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Alpha Servi&ccedil;os de Rede de Auto Atendimento S.A.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/13/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">20,724.12</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">22,618.09</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">04/12/2024</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 101.00% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>TbForte - Transporte de Valores Brasil Forte Ltda.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/13/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">99,883.86</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">99,892.82</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/17/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 10% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 303 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->302<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">11. Transactions with related parties</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>TbForte - Transporte de Valores Brasil Forte Ltda.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/08/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,297.51</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,297.86</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/11/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 10% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 20%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Related party</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Date of the operation</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount involved (Reais)</B></FONT></TD>
    <TD STYLE="width: 18%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Existing balance</B></FONT></TD>
    <TD STYLE="width: 11%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Amount (Reais)</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Term</B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>Interest rate applied</B></FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; width: 1%; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #2F75B5"><B>TbForte - Transporte de Valores Brasil Forte Ltda.</B></FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/23/2023</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,316.72</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">1,316.80</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">12/15/2025</FONT></TD>
    <TD STYLE="background-color: white; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">0.0000</FONT></TD>
    <TD STYLE="padding-top: 6pt; padding-bottom: 6pt; text-indent: 35.3pt; line-height: 115%; text-align: justify">&nbsp;</TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Relationship with the issuer</B></FONT></TD>
    <TD COLSPAN="7" STYLE="white-space: nowrap; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Associated company</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Contract Object</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Bank Deposit Certificate &ndash; CDB</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Collaterals and insurances</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Creditor or debtor</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Debtor</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Rescission or termination</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Not applicable</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Type and reason for operation</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">Interest Rate: 5% of the CDI</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt"><B>Measures taken to deal with conflicts of interest</B></FONT></TD>
    <TD COLSPAN="7" STYLE="text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operation followed all the rules established in the Internal Policy, with no conflicts of interest.</FONT></TD></TR>
  <TR STYLE="background-color: white">
    <TD STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 7pt"><B>Demonstration of the strictly commutative character of the agreed conditions or the appropriate compensatory payment</B></FONT></TD>
    <TD COLSPAN="7" STYLE="border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: left"><FONT STYLE="font-size: 8pt; color: #404040">The operations are negotiated in a commutative manner and under market conditions in force on the date of contracting. In order to obtain egalitarian treatment with the other clients, the related parties have the same treatment and operational flow of hiring applicable to other clients of the same size and segment, using the same metrics adopted for these clients, especially in relation to fees, deadlines and quantities.</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt"><A NAME="a_Hlk135388825"></A>&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446127"></A><A NAME="a_Toc167085989"></A>11.3
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">There
is no other information that we think is relevant.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 304; Options: NewSection; Value: 303 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->303<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1.5pt solid; border-bottom: #C00000 1.5pt solid"><A NAME="a_Toc167446128"></A><A NAME="a_Toc167085990"></A>
12. Share capital and securities</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446129"></A><A NAME="a_Toc167085991"></A>12.1
&ndash; Information on share capital</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 21%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Date of authorization or approval</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Value of capital (Reais)</B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Payment period</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Number of common shares (Units)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Number of preferred shares (Units)</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1.5pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>Total number of shares (Units)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>Type of capital</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Issued Capital</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,330,304,681</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,311,865,547</FONT></TD>
    <TD ROWSPAN="2" STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10,642,170,228</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/10/2023</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">87,100,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>Type of capital</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Subscribed Capital</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,330,304,681</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,311,865,547</FONT></TD>
    <TD ROWSPAN="2" STYLE="text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10,642,170,228</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/10/2023</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">87,100,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040"><B>Type of capital</B></FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">Paid-Up Capital</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,330,304,681</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">5,311,865,547</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">10,642,170,228</FONT></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">03/10/2023</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">87,100,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446130"></A><A NAME="a_Toc167085992"></A>12.2
&ndash; Foreign issuers must describe the rights of each class and type of share issued and the rules of their country of origin and the
country in which the shares are held with respect to:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">Not applicable
because Bradesco is not categorized as a foreign issuer.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446131"></A><A NAME="a_Toc167085993"></A>12.3
&ndash; Other securities issued in Brazil</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I><U>Reason
for not completing the chart: </U></I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">There
are no other securities issued in the country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446132"></A><A NAME="a_Toc167085994"></A>12.4
&ndash; Number of holders of each type of security described in item 12.3, as determined at the end of the previous year</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">There
are no other securities issued in the country.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446133"></A><A NAME="a_Toc167085995"></A>12.5
&ndash; Brazilian markets in which securities are admitted to trading</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco&rsquo;s
shares comprise of Brazil&rsquo;s main stock indexes, with highlights for IBrX-50 and IBrX-100 (indexes that measure the total return
of a theoretical portfolio that comprises of 50 and 100 shares, respectively, which were selected among the most traded shares on B3,
in terms of liquidity), IBrA (Brasil Amplo Index), IFNC (Financial Index), comprised of banks, insurance companies and financial institutions,
ISE (Corporate Sustainability Index), IGCX (Special Corporate Governance Stock Index), IGCT (Corporate Governance Trade Index), ITAG (Special
Tag-Along Stock Index), ICO2 (index comprising of the shares of the companies that are part of the IBrX-50 index and that have agreed
to take part in this initiative by adopting transparent greenhouse gas emission practices) and Mid &ndash; Large Cap Index &ndash; MLCX
(which measures the return of a portfolio composed of the highest cap companies listed). Abroad, Bradesco&rsquo;s shares are listed in
the Dow Jones Sustainability Index (DJSI) of the New York Stock Exchange, in the Dow Jones Sustainability Emerging Markets portfolio,
and on the FTSE Latibex Brazil Index of the Madrid Stock Exchange.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>


<!-- Field: Page; Sequence: 305 -->
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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446134"></A><A NAME="a_Toc167085996"></A>
12.6 &ndash; Information about class and the kinds of securities admitted for trading in foreign markets</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>ADR &ndash;
BBD</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">a)</TD><TD STYLE="text-align: justify">Country: <B>United States of America</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">b)</TD><TD STYLE="text-align: justify">Market: <B>Secondary</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">c)</TD><TD STYLE="text-align: justify">Entity manager from the market in which securities are admitted for trading: <B>The New York Stock Exchange
(NYSE)</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">d)</TD><TD STYLE="text-align: justify">Date of admission for trading: <B>October 1, 2001</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">e)</TD><TD STYLE="text-align: justify">Indicate the trading segment, if any: <B>Tier II</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">f)</TD><TD STYLE="text-align: justify">Start date of the listing in the trading segment: <B>November 21, 2001</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">g)</TD><TD STYLE="text-align: justify">Percentage of the volume of overseas negotiations in relation to the total volume of trading of each class
and species in the last fiscal year: <B>35.1%</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">h)</TD><TD STYLE="text-align: justify">The proportion of overseas deposit certificates, if any, for each class and type of actions: <B>1:1 (one
ADR for each preferred share)</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">i)</TD><TD STYLE="text-align: justify">Depositary bank, if any: <B>The Bank of New York Mellon</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">j)</TD><TD STYLE="text-align: justify">Custodian institution, if any: <B>Banco Bradesco S.A.</B></TD></TR></TABLE>

<P STYLE="font: 5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 42.55pt; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>ADR &ndash;
BBDO</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">a)</TD><TD STYLE="text-align: justify">Country: <B>United States of America</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">b)</TD><TD STYLE="text-align: justify">Market: <B>Secondary</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">c)</TD><TD STYLE="text-align: justify">Entity manager from the market in which securities are admitted for trading: <B>The New York Stock Exchange
(NYSE)</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">d)</TD><TD STYLE="text-align: justify">Date of admission for trading: <B>March 13, 2012</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">e)</TD><TD STYLE="text-align: justify">Indicate the trading segment, if any: <B>Tier II</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">f)</TD><TD STYLE="text-align: justify">Start date of the listing in the trading segment: <B>March 13, 2012</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">g)</TD><TD STYLE="text-align: justify">Percentage of the volume of overseas negotiations in relation to the total volume of trading of each class
and species in the last fiscal year: <B>0.43%</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">h)</TD><TD STYLE="text-align: justify">Proportion of overseas deposit certificates, if any, for each class and type of actions: <B>1:1 (one ADR
for each common share)</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">i)</TD><TD STYLE="text-align: justify">Depositary bank, if any: <B>The Bank of New York Mellon</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">j)</TD><TD STYLE="text-align: justify">Custodian institution, if any: <B>Banco Bradesco S.A.</B></TD></TR></TABLE>

<P STYLE="font: 5pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>GDR &ndash;
XBBDC</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">a)</TD><TD STYLE="text-align: justify">Country: <B>Spain</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">b)</TD><TD STYLE="text-align: justify">Market: <B>Secondary</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt"><FONT STYLE="line-height: 115%">c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="line-height: 115%">Entity manager from the market in which securities are admitted for trading:
<B>Madrid</B></FONT><B> Stock Exchange</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">d)</TD><TD STYLE="text-align: justify">Date of admission for trading: <B>February 16, 2001</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">e)</TD><TD STYLE="text-align: justify">Indicate the trading segment, if any: <B>Latibex</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">f)</TD><TD STYLE="text-align: justify">Start date of the listing in the trading segment: <B>February 16, 2001</B></TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->305<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">g)</TD><TD STYLE="text-align: justify">Percentage of the volume of overseas negotiations in relation to the total volume of trading of each class
and species in the last fiscal year: <B>0.002%</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">h)</TD><TD STYLE="text-align: justify">Proportion of overseas deposit certificates, if any, for each class and type of actions: <B>1:1 (one GDR
for each preferred share)</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">i)</TD><TD STYLE="text-align: justify">Depositary bank, if any: <B>Iberclear</B></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 21.3pt"></TD><TD STYLE="width: 21.25pt">j)</TD><TD STYLE="text-align: justify">Custodian institution, if any: <B>CBLC</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446135"></A><A NAME="a_Toc167085997"></A>12.7
&ndash; Securities issued abroad</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B><I><U>Reason
for not completing the chart: </U></I></B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt">Securities
issued abroad by Bradesco Organization are described in item 12.9 of this Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446136"></A><A NAME="a_Toc167085998"></A>12.8
&ndash; Use of proceeds from public offerings for distribution and any deviations in the last three fiscal years</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 14.2pt; color: #404040"><B>a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;how
funds from the offering were used </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">There
was no public offering for the distribution of securities in 2023, 2022 and 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 14.2pt; color: #404040"><B>b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;if
any material deviations occurred between the effective use of funds and the funding proposals disclosed in the respective distribution
</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">There
was no public offering for the distribution of securities in 2023, 2022 and 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 14.2pt; color: #404040"><B>c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;in
case of deviation, explain its reasons </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">There
was no public offering for the distribution of securities in 2023, 2022 and 2021.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 25.5pt; text-align: justify; text-indent: 8.5pt; color: #404040">&nbsp;</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446137"></A><A NAME="a_Toc167085999"></A>12.9
&ndash; Other relevant information</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040"><B>Item
12.7:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Addition
the item: Describe securities issued abroad indicating:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>I. GLOBAL
MEDIUM-TERM NOTE &ndash; 549 Series &ndash; US$800,000,000 &ndash; due on January 27, 2025</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>a) identification
of the security: </B>GLOBAL MEDIUM-TERM NOTE &ndash; 549 Series &ndash; England Law</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 24%; border-top: #C0504D 1.5pt solid; border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>b) Quantity </B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C0504D 1.5pt solid; border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;c) Total nominal value </B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C0504D 1.5pt solid; border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;d) Date of issue </B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C0504D 1.5pt solid; border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;e) Outstanding debit balance on the closing date of the last fiscal year</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C0504D 1.5pt solid; border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;f) Restriction to movement </B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>g) Convertibility
    </B></P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>i. conditions</B></P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>ii. effects
    on the capital share</B></P></TD></TR>
  <TR>
    <TD STYLE="border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01 Global Note in the principal value of US$800 million that can be split into fractions in minimum denominations of US$200,000.00 and multiples of US$1,000.00 onwards </FONT></TD>
    <TD STYLE="border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">US$800,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">January 27, 2020</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">January 27, 2025</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">(maturity)</P></TD>
    <TD STYLE="border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">US$800,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C0504D 1.5pt solid; border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">The securities may only be purchased by qualified institutional investors </FONT></TD>
    <TD STYLE="border-bottom: #C0504D 1.5pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Not convertible </FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; color: rgb(64,64,64)"><TR STYLE="vertical-align: top"><TD STYLE="width: 20px"></TD><TD STYLE="width: 20px"><B>h.</B></TD><TD><B>possibility
                                            of redemption</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>i)
Chance of redemption</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0.55pt; color: #404040"><B>Early
redemption for taxation reasons</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If,
in relation to any Series of Notes, as a result of any change or amendment in laws (or in regulations or decrees promulgated under such
laws) of Brazil, or when the Issuer is the Bradesco Grand Cayman Branch,</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">of the laws of the Cayman
Islands, or any political subdivision or taxing authority in or of Brazil or, as the case may be, on or of the Cayman Islands, that affect
taxation, or any change in the official position concerning the application or interpretation of such laws, regulations or decrees (including
a decision by competent judgment), alteration or amendment which enters into force on the date of issuance of such Notes, or after such
a date, or on any other date that is specified in the Final Terms of the Notes, the Issuer has been or becomes obligated to pay additional
amounts beyond the additional amounts which the Issuer would be obligated to pay if the interest payments pursuant to the Notes were subject
to withholding or deduction at a rate of 15% as a result of taxes, tariffs and taxes and other governmental charges (&ldquo;Minimum Level
of Retention&rdquo;). The Issuer may (subject to the prior approval of the Central Bank of Brazil, if applicable), at its option, and
having sent notice no less than 45 days in advance and not more than 75 days (that ends, in the case of paid floating rate Notes, in a
day that interest should be paid) to holders of Notes (warning this will be irrevocable), redeem all (but not only) of the open Notes
which compose the relevant Series, the early redemption amount (Tribute), together with interest accrued (if any) on the Notes, except,
however, that no such notice of redemption may be given before 90 days (or, in the case of paid floating rate Notes, a number of days
that is equal to the total number of days that occur within the period of interest then in force applicable more banknotes 75 days) before
the first date on which the Issuer would be obligated to pay such additional amounts if a payment in relation to the Notes were won. On
such an occasion, the Issuer will not hold the right to redeem the Notes case and becomes obligated to pay any additional amounts that
are less than the additional amounts payable to the Minimum Level of Retention. Notwithstanding the foregoing, the Issuer will not have
the right to redeem the Notes, unless he has taken reasonable steps to avoid the obligation to pay the additional amounts. If he chooses
to redeem the notes, the Issuer shall deliver to the Trustee a certificate signed by an authorized officer stating that the Issuer is
authorized to redeem the notes in accordance with their terms, and the opinion of an independent lawyer of known reputation, stating that
the Issuer was required or will become obliged to pay an additional amount in addition to the additional amounts that must be paid to
the Minimum Level of Retention.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0.5in; color: #404040"><B>ii)
Formula for calculating the redemption value:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
payment of the principal of the Notes, together with accrued and unpaid interest, will come into effect on the date of payment to the
respective holders of the Notes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 53.3pt; text-align: justify; text-indent: -0.25in; color: #404040"><B>i)
Maturity, including the conditions of prepayment</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Maturity:
January 27, 2025.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>Prepayment
events (Default): </B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer fails to pay any amount of principal, in respect of the Notes, within three Working Days of
the due date of the payment of such an amount, or fails to pay any amount of interest pertaining to the Notes within ten Working Days
of the due date of the payment of such interest; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">(a) any debt of the Issuer or any Subsidiary is not paid as it accrues or (as the case may be) within
the grace period originally applicable and the non-payment has continued for at least two working days; (b) any such Debt becomes (or
may be declared) won and chargeable before its specified due date, in any other way except at the discretion of the Issuer or (as the
case may be) of the relevant Subsidiary or (since no event of the default described has occurred) of any person entitled to such Debt;
or (c) the Issuer or any Subsidiary fails to pay, when due any amount that is payable by him under the terms of any Guarantee of any debt;
since the amount of the debt referred to in subparagraph (a) and/or subparagraph (b) above and/or the amount payable pursuant to any warranty
mentioned in subparagraph (c) above, individually or in the aggregate, exceeds US$100,000,000 (or its equivalent in any other currency
or currencies); or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer fails to duly perform or observe any other obligation or agreement that is relevant in relation
to the Notes of the relevant Series, or any of such covenants or agreements contained in the Trust Deed, the Payment Agent Agreement or
in the Notes, and such noncompliance persists for a period of 30 days after they have occurred; or</TD></TR></TABLE>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer (a) is dissolved, (b) suspends the payment of its debts or does not honor or is unable to honor
their debts when due, (c) enters, to the extent permitted by applicable law, with a request for self-bankruptcy, proceedings or any other
action to get any debt relief under any law affecting creditors&rsquo; rights and that is similar to a bankruptcy law or (d) consents
by way of reply or otherwise, a petition for bankruptcy started against him or any other spontaneous action or process and such process
is not rejected before or within 60 days of its entry; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Banco Bradesco S.A., together with its consolidated subsidiaries, fail to perform all or a substantial
part of its business, or are on the verge of doing so, except in the case of such subsidiaries, for the purposes of, and followed by a
reconstruction, merger, reorganization, merger or consolidation; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer or any Relevant Subsidiary is (or is, or might be considered by law or by a court) insolvent
or bankrupt or unable to pay their debts or stop, suspend or are on the verge of stopping or suspending the payment of all or a significant
part (or of a certain type) of their debts; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">any event that occurs in accordance with the laws of Brazil, or, where the Issuer is the Bradesco Grand
Cayman Branch, the laws of the Cayman Islands, has an effect analogous to that of the events referred to in paragraph (v) above, occur
or cause Banco Bradesco S.A. not to maintain its relevant licenses to operate the Bradesco Grand Cayman Branch.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>ii)
Interest</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 35.3pt; color: #404040">3.20%
p.a.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iii)
Warranty and, if real, description of the asset object</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 35.3pt; color: #404040">No
warranty.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iv)
In the absence of any warranty, if the credit is unsecured or subordinate </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 35.3pt; color: #404040">Unsecured
credit.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>v)
Any restrictions imposed on the issuer in relation</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the distribution of dividends </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 35.3pt; color: #404040">None.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the sale of certain assets </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The Issuer
shall not, without the written consent of the holders of two-thirds of the outstanding Notes, perform a consolidation or merger with any
other company or dispose of or transfer, in a transaction or series of transactions, all or substantially all of its assets to any other
person unless:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the company formed by such a consolidation, or with which the Issuer made a merger, or a person who acquires
through sale or transfer all or substantially all of the assets of the Issuer (&ldquo;Successor Company&rdquo;) is obliged to assume the
due and timely payment of the principal and interest on all Notes and all of the Issuer&rsquo;s other obligations under the Trust Deed
of the Payment Agent Agreement and Notes;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">immediately after the entry into force of such a transaction, no event of default of any Note occurred
and persists;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">after any public announcement of any consolidation, merger, sale or transfer, but in any case, before
the completion of such a consolidation, merger, sale or transfer, the Issuer has delivered to the Trustee (a) a certificate signed by
two Executive Officers of the Issuer, stating that such a consolidation, merger, sale or transfer is in accordance with this condition
and that all the suspense conditions hereof in respect to such a transaction (except the suspense condition laid down in (ii) (above)
are met and (b) an opinion of an independent lawyer of known reputation on the relevant legal issues; and</TD></TR></TABLE>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->308<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Successor Company should agree expressly to (a) indemnify each holder of a Note or Coupon for any
tax, taxation or governmental charge that is subsequently applied to such copyright owner solely as a result of such consolidation, merger,
sale or transfer in relation to the payment of the principal of the Notes or (if the Notes are paid) interest on the Notes, and (b) pay
any additional amounts as are necessary to ensure that the net amounts received by the holders of Notes (and Coupons, if there are any),
after any retention or deduction of any such tax, taxation or other governmental charge, are equal to the respective amounts of principal
and (if the Notes are paid) in interest that would have been received in relation to the Notes (and Coupons, if any) if there had not
been such a consolidation, merger, sale or transfer.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">No Successor
Company shall obtain the right to redeem the Notes unless the Issuer had the right to redeem the Notes under similar circumstances.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">When a
consolidation, merger, sale or transfer in accordance with this condition occurs, the Successor Company should succeed the Issuer and
replace it. They may exercise every right and power of the Issuer under the Notes, with the same effect as it would have if the Successor
Company had been designated as Issuer of Notes herein.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the hiring of new debt </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The Issuer
agrees that if any Note or Coupon remains outstanding (as defined in the Trust Deed), it does not create or allow any remaining warranty
and will not allow any Relevant Subsidiary to create or allow any remaining warranty on all or any part of its assets, current or future,
to ensure (i) any of its Public External Debt; (ii) any warranties concerning Public External Debt; or (iii) Public External Debt or any
warranties relating to Public External Debt of any other person without, in any case, at the same time or before that. It must be ensured
that the Notes are equal and proportional to the satisfaction of the Trustee or grant another collateral for the Notes as it must be approved
by Special Resolution of the Holders of most of the principal of the outstanding Notes. Nothing here will prevent or prohibit the Issuer
from expressly granting any sureties without a warranty or without guarantees of any kind. This includes contractual guarantees at the
request of, or on behalf of, their clients in favor of third parties as part of the normal course of the Issuer&rsquo;s business.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.7pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the issue of new securities </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 70.9pt; text-align: justify; text-indent: 28.35pt; color: #404040">None.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.7pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the corporate transactions made involving the issuer, its controlling companies or subsidiaries</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 56.7pt; text-align: justify; text-indent: 28.35pt; color: #404040">The
information related to this sub-item is described in item 12.7.i.v (disposal of certain assets) of this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>vi)
Conditions for the modification of the rights that are secured by such securities</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0.55pt; color: #404040"><B>Meetings
between the holders of securities, modification, waiver and substitution </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The Trust
Deed contains provisions (which shall be effective as if they were incorporated here) that establish the convocation of meetings between
the Holders of Notes of any series to discuss any matter affecting their interests, including (without constituting limitation) the modification
of the terms and conditions of the Notes or the Trust Deed. A Special Resolution, passed at any meeting of holders of Notes of any series,
will oblige all holders of the notes of such a Series, whether they are present in the Shareholders&rsquo; Meeting or not, and all holders
of Coupons that relate to Notes in such Series.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The Trustee
may agree, without the consent of the Holders of Notes or Coupons (if any) of any Series, with any modification (subject to certain exceptions)
to, or waiver of, or authorization of any breach, or violation of any terms or conditions of the proposed banknotes, or of any of the
provisions of the Trust Deed which, according to the opinion of the Trustee, are not substantially detrimental to the interests of the
Holders of such Notes or Coupons, or any modification of a formal nature, minor or technical, or that is made to correct a manifest error.
The Trustee may also determine that any event that would constitute, or that otherwise would constitute, a default event shall not constitute
such a default event, since, in the opinion of the Trustee, such</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->309<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">an event will not significantly
harm the interests of the holders of the Notes or Coupons, if any, of the relevant Series. Any such modification, waiver, release or determination
will require the Holders of Notes and Coupons (if any) of the relevant Series (unless otherwise agreed by the Trustee) and any such modification
must be reported to the Holders as soon as possible.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>vii)
Other relevant features</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040">All relevant
features are described above.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>II. GLOBAL
MEDIUM-TERM NOTE &ndash; 580 Series &ndash; US$500,000,000 &ndash; due on March 18, 2027</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><B>a.
identification of the security: </B>GLOBAL MEDIUM-TERM NOTE &ndash; 580 Series &ndash; England Law</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="width: 24%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>b) Quantity </B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;c) Total nominal value </B></FONT></TD>
    <TD STYLE="width: 12%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;d) Date of issue </B></FONT></TD>
    <TD STYLE="width: 16%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;e) Outstanding debit balance on the closing date of the last fiscal year</B></FONT></TD>
    <TD STYLE="width: 15%; border-top: #C00000 2.25pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #365F91"><B>&nbsp;f) Restriction to movement </B></FONT></TD>
    <TD STYLE="width: 17%; border-top: #C00000 2.25pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>g) Convertibility
    </B></P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>i. conditions</B></P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #365F91"><B>ii. effects
    on the capital share</B></P></TD></TR>
  <TR>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">01 Global Note in the principal value of US$500 million that can be split into fractions in minimum denominations of US$200,000.00 and multiples of US$1,000.00 onwards </FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">US$500,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-right: 3.5pt; padding-left: 3.5pt">
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">January 18, 2022</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">&nbsp;</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">March 18, 2027</P>
    <P STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin: 3pt 0; text-align: center; text-indent: 0in; color: #404040">(maturity)</P></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">US$500,000,000.00</FONT></TD>
    <TD STYLE="border-right: #C00000 1pt solid; border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">The securities may only be purchased by qualified institutional investors </FONT></TD>
    <TD STYLE="border-bottom: #C00000 2.25pt solid; padding-top: 3pt; padding-bottom: 3pt; text-indent: 0in; text-align: center"><FONT STYLE="font-size: 8pt; color: #404040">&nbsp;Not convertible </FONT></TD></TR>
  </TABLE>
  <P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; color: rgb(64,64,64)"><TR STYLE="vertical-align: top"><TD STYLE="width: 20px"></TD><TD STYLE="width: 20px"><B>h.</B></TD><TD><B>possibility
                                            of redemption</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: -0.8pt; color: #404040"><B>i)
Chance of redemption</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0.55pt; color: #404040"><B>Early
redemption for taxation reasons</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">If,
in relation to any Series of Notes, as a result of any change or amendment in laws (or in regulations or decrees promulgated under such
laws) of Brazil, or when the Issuer is the Bradesco Grand Cayman Branch, of the laws of the Cayman Islands, or any political subdivision
or taxing authority in or of Brazil or, as the case may be, on or of the Cayman Islands, that affect taxation, or any change in the official
position concerning the application or interpretation of such laws, regulations or decrees (including a decision by competent judgment),
alteration or amendment which enters into force on the date of issuance of such Notes, or after such a date, or on any other date that
is specified in the Final Terms of the Notes, the Issuer has been or becomes obligated to pay additional amounts beyond the additional
amounts which the Issuer would be obligated to pay if the interest payments pursuant to the Notes were subject to withholding or deduction
at a rate of 15% as a result of taxes, tariffs and taxes and other governmental charges (&ldquo;Minimum Level of Retention&rdquo;). The
Issuer may (subject to the prior approval of the Central Bank of Brazil, if applicable), at its option, and having sent notice no less
than 45 days in advance and not more than 75 days (that ends, in the case of paid floating rate Notes, in a day that interest should be
paid) to Holders of Notes (warning this will be irrevocable), redeem all (but not only) of the open Notes which compose the relevant Series,
the early redemption amount (Tribute), together with interest accrued (if any) on the Notes, except, however, that no such notice of redemption
may be given before 90 days (or, in the case of paid floating rate Notes, a number of days that is equal to the total number of days that
occur within the period of interest then in force applicable more banknotes 75 days) before the first date on which the Issuer would be
obligated to pay such additional amounts if a payment in relation to the Notes were won. On such an occasion, the Issuer will not hold
the right to redeem the Notes case and becomes obligated to pay any additional amounts that are less than the additional amounts payable
to the Minimum Level of Retention. Notwithstanding the foregoing, the Issuer will not have the right to redeem the Notes, unless he has
taken reasonable steps to avoid the obligation to pay the additional amounts. If he chooses to redeem the notes, the Issuer shall deliver
to the Trustee a certificate signed by an authorized officer stating that the Issuer is authorized to redeem the notes in accordance with
their terms, and the opinion of an independent lawyer of known reputation, stating that the Issuer was required or will become obliged
to pay an additional amount in addition to the additional amounts that must be paid to the Minimum Level of Retention.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0.5in; color: #404040"><B>ii)
Formula for calculating the redemption value:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
payment of the principal of the Notes, together with accrued and unpaid interest, will come into effect on the date of payment to the
respective Holders of Notes.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.3pt; text-align: justify; text-indent: 0.25in; color: #404040"><B>i)
Maturity, including the conditions of prepayment</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Maturity:
March 18, 2027.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><B>Prepayment
events (Default): </B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer fails to pay any amount of principal, in respect of the Notes, within three Working Days of
the due date of the payment of such an amount, or fails to pay any amount of interest pertaining to the Notes within ten Working Days
of the due date of the payment of such interest; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">(a) any Debt of the Issuer or any Subsidiary is not paid as it accrues or (as the case may be) within
the grace period originally applicable and the non-payment has continued for at least two working days; (b) any such Debt becomes (or
may be declared) won and chargeable before its specified due date, in any other way except at the discretion of the Issuer or (as the
case may be) of the relevant Subsidiary or (since no event of the default described has occurred) of any person entitled to such Debt;
or (c) the Issuer or any Subsidiary fails to pay, when due any amount that is payable by him under the terms of any Guarantee of any Debt;
since the amount of the Debt referred to in subparagraph (a) and/or subparagraph (b) above and/or the amount payable pursuant to any warranty
mentioned in subparagraph (c) above, individually or in the aggregate, exceeds US$100,000,000 (or its equivalent in any other currency
or currencies); or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer fails to duly perform or observe any other obligation or agreement that is relevant in relation
to the Notes of the relevant Series, or any of such covenants or agreements contained in the Trust Deed, the Payment Agent Agreement or
in the Notes, and such noncompliance persists for a period of 30 days after they have occurred; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer (a) is dissolved, (b) suspends the payment of its debts or does not honor or is unable to honor
their debts when due, (c) enters, to the extent permitted by applicable law, with a request for self-bankruptcy, proceedings or any other
action to get any debt relief under any law affecting creditors&rsquo; rights and that is similar to a bankruptcy law or (d) consents
by way of reply or otherwise, a petition for bankruptcy started against him or any other spontaneous action or process and such process
is not rejected before or within 60 days of its entry; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">Banco Bradesco S.A., together with its consolidated subsidiaries, fail to perform all or a substantial
part of its business, or are on the verge of doing so, except in the case of such subsidiaries, for the purposes of, and followed by a
reconstruction, merger, reorganization, merger or consolidation; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Issuer or any Relevant Subsidiary is (or is, or might be considered by law or by a court) insolvent
or bankrupt or unable to pay their debts or stop, suspend or are on the verge of stopping or suspending the payment of all or a significant
part (or of a certain type) of their debts; or</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">any event that occurs in accordance with the laws of Brazil, or, where the Issuer is the Bradesco Grand
Cayman Branch, the laws of the Cayman Islands, has an effect analogous to that of the events referred to in paragraph (v) above, occur
or cause Banco Bradesco S.A. not to maintain its relevant licenses to operate the Bradesco Grand Cayman Branch.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>ii)
Interest</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 70.9pt; color: #404040">4.375%
p.a.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iii)
Warranty and, if real, description of the asset object</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 70.9pt; color: #404040">No warranty.</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>iv)
In the absence of any warranty, if the credit is unsecured or subordinate </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 70.9pt; color: #404040">Unsecured
credit.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt; color: #404040"><B>v)
Any restrictions imposed on the issuer in relation</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.7pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the distribution of dividends </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 45pt; text-align: justify; text-indent: 0.5in; color: #404040">None.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.7pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the sale of certain assets </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Issuer shall not, without the written consent of the Holders of two-thirds of the outstanding Notes, perform a consolidation or merger
with any other company or dispose of or transfer, in a transaction or series of transactions, all or substantially all of its assets to
any other person unless:</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the company formed by such a consolidation, or with which the Issuer made a merger, or a person who acquires
through sale or transfer all or substantially all of the assets of the Issuer (&ldquo;Successor Company&rdquo;) is obliged to assume the
due and timely payment of the principal and interest on all Notes and all of the Issuer&rsquo;s other obligations under the Trust Deed
of the Payment Agent Agreement and Notes;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">immediately after the entry into force of such a transaction, no event of default of any Note occurred
and persists;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">after any public announcement of any consolidation, merger, sale or transfer, but in any case, before
the completion of such a consolidation, merger, sale or transfer, the Issuer has delivered to the Trustee (a) a certificate signed by
two Executive Officers of the Issuer, stating that such a consolidation, merger, sale or transfer is in accordance with this condition
and that all the suspense conditions hereof in respect to such a transaction (except the suspense condition laid down in (ii) (above)
are met and (b) an opinion of an independent lawyer of known reputation on the relevant legal issues; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 35.45pt"></TD><TD STYLE="width: 35.45pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify">the Successor Company should agree expressly to (a) indemnify each Holder of a Note or Coupon for any
tax, taxation or governmental charge that is subsequently applied to such copyright owner solely as a result of such consolidation, merger,
sale or transfer in relation to the payment of the principal of the Notes or (if the Notes are paid) interest on the Notes, and (b) pay
any additional amounts as are necessary to ensure that the net amounts received by the Holders of Notes (and Coupons, if there are any),
after any retention or deduction of any such tax, taxation or other governmental charges, are equal to the respective amounts of principal
and (if the Notes are paid) in interest that would have been received in relation to the Notes (and Coupons, if any) if there had not
been such a consolidation, merger, sale or transfer.</TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">No Successor
Company shall obtain the right to redeem the Notes unless the Issuer had the right to redeem the Notes under similar circumstances.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">When
a consolidation, merger, sale or transfer in accordance with this condition occurs, the Successor Company should succeed the Issuer and
replace it. They may exercise every right and power of the Issuer under the Notes, with the same effect as it would have if the Successor
Company had been designated as Issuer of Notes herein.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 56.7pt"></TD><TD STYLE="width: 14.2pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the hiring of new debt </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Issuer agrees that if any Note or Coupon remains outstanding (as defined in the Trust Deed), it does not create or allow any remaining
warranty and will not allow any Relevant Subsidiary to create or allow any remaining warranty on all or any part of its assets, current
or future, to ensure (i) any of its Public External Debt; (ii) any warranties concerning Public External Debt; or (iii) Public External
Debt or any warranties relating to Public External Debt of any other person without, in any case, at the same time or before that. It
must be ensured that the Notes are equal and proportional to the satisfaction of the Trustee or grant collateral for the Notes as it must
be approved by Special Resolution of the Holders of most of the principal of the outstanding</P>


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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">Notes. Nothing here will
prevent or prohibit the Issuer from expressly granting any sureties without a warranty or without guarantees of any kind. This includes
contractual guarantees at the request of, or on behalf of, their clients in favor of third parties as part of the normal course of the
Issuer&rsquo;s business.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the issue of new securities </B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 42.55pt; text-align: justify; text-indent: 38.45pt; color: #404040">None.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 45pt"></TD><TD STYLE="width: 18pt"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><B>to the corporate transactions made involving the issuer, its controlling companies or subsidiaries</B></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0.5in; color: #404040">The information
related to this sub-item is described in item 12.7.i.v (disposal of certain assets) of this Reference Form.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><B>vi)
Conditions for the modification of the rights that are secured by such securities</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><B>Meetings
between the Holders of securities, modification, waiver and substitution </B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Trust Deed contains provisions (which shall be effective as if they were incorporated here) that establish the convocation of meetings
between the Holders of Notes of any Series to discuss any matter affecting their interests, including (without constituting limitation)
the modification of the terms and conditions of the Notes or the Trust Deed. A Special Resolution, passed at any meeting of Holders of
Notes of any Series, will oblige all Holders of Notes of such a Series, whether they are present in the Shareholders&rsquo; Meeting or
not, and all Holders of Coupons that relate to Notes in such Series.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
Trustee may agree, without the consent of the Holders of Notes or Coupons (if any) of any Series, with any modification (subject to certain
exceptions) to, or waiver of, or authorization of any breach, or violation of any terms or conditions of the proposed banknotes, or of
any of the provisions of the Trust Deed which, according to the opinion of the Trustee, are not substantially detrimental to the interests
of the Holders of such Notes or Coupons, or any modification of a formal nature, minor or technical, or that is made to correct a manifest
error. The Trustee may also determine that any event that would constitute, or that otherwise would constitute, a default event shall
not constitute such a default event, since, in the opinion of the Trustee, such an event will not significantly harm the interests of
the Holders of Notes or Coupons, if any, of the relevant Series. Any such modification, waiver, release or determination will require
the Holders of Notes and Coupons (if any) of the relevant Series (unless otherwise agreed by the Trustee) and any such modification must
be reported to the Holders as soon as possible.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 35.45pt; text-align: justify; text-indent: 0in; color: #404040"><B>vii)
Other relevant features</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Bradesco
pioneered in raising US$500 million through a Sustainable Bond on the international market to expand project and asset financing co-related
to the following activities/sectors:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>a)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Renewable energy, </B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>b)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Energy efficiency, </B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>c)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Clean transport, </B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>d)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Green building, </B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>e)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Sustainable cultures, </B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>f)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Management of water resources,</B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>g)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Pollution control,</B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>h)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Digital inclusion; and</B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: -0.25in; color: #404040"><FONT STYLE="line-height: 115%"><I>i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT></I></FONT><I><B>Financial inclusion through loans for micro, small and medium-sized enterprises.</B></I></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Projects
may be eligible to receive resources from this security provided they meet the criteria set forth in our Sustainable Finance Framework.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Any
activity, product, project, corporate (including micro, small and medium-sized enterprises) or loans associated with fossil fuels and
their operations, child labor and poor working conditions, negative impact</P>


<!-- Field: Page; Sequence: 314 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->313<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">12. Share capital and securities</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0pt; text-align: justify; color: #404040">activities such as tobacco,
firearms, palm oil, arms production or trade, ammunition, radioactive materials, the use of asbestos fibers, tobacco, wastewater from
fossil fuel operations and plastic chemical recycling will not be eligible.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
issue followed the criteria set out in the main international references and underwent an independent validation of the operations specialist,
Sustainalytics.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 0; text-align: justify; text-indent: 35.45pt; color: #404040">The
positive impacts generated by this security, in terms of avoided carbon emissions, social and environmental benefits will be monitored
and reported annually<FONT STYLE="font-family: Bradesco Sans"><I>.</I></FONT></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; text-indent: 35.45pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Conversion
of the total nominal value of securities issued abroad:&nbsp;</B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Security value </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Value in US$</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Amount in Reais </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Date of Quotation </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Dollar (Sale)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 5%; border-bottom: #C00000 1pt dotted; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">I</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 43%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">Global Medium - Term Note &ndash; S&eacute;rie 549</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">800,000,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">3,375,680,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-bottom: #C00000 1pt dotted; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">1/27/2020</FONT></TD>
    <TD STYLE="width: 13%; border-bottom: #C00000 1pt dotted; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">4.2196</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">II</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt dotted; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">Global Medium - Term Note &ndash; S&eacute;rie 580</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt dotted; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">500,000,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt dotted; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">2,760,650,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">1/18/2022</FONT></TD>
    <TD STYLE="border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">5.5213</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.3pt">&nbsp;</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>Conversion
of the outstanding debit balance on the date of the last fiscal year of securities issued abroad:</B></P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B></B></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD COLSPAN="2" STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Security value </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Value in US$</B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Amount in Reais </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-right: #C00000 1pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>&nbsp;Date of Quotation </B></FONT></TD>
    <TD STYLE="border-top: #C00000 1.5pt solid; border-bottom: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #305496"><B>Dollar (Sale)</B></FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; width: 5%; border-bottom: #C00000 1pt dotted; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">I</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 43%; border-bottom: #C00000 1pt dotted; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">Global Medium - Term Note &ndash; S&eacute;rie 549</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">800,000,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; width: 13%; border-right: #C00000 1pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">3,873,040,000.00</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-right: rgb(192,0,0) 1pt solid; border-bottom: rgb(192,0,0) 1.5pt solid; white-space: nowrap; text-align: center; text-indent: 0in; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">12/31/2023</FONT></TD>
    <TD ROWSPAN="2" STYLE="border-bottom: rgb(192,0,0) 1.5pt solid; white-space: nowrap; text-align: center; text-indent: 0in; width: 13%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">4.8413</FONT></TD></TR>
  <TR>
    <TD STYLE="white-space: nowrap; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">II</FONT></TD>
    <TD STYLE="white-space: nowrap; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">Global Medium - Term Note &ndash; S&eacute;rie 580</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt dotted; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">500,000,000.00</FONT></TD>
    <TD STYLE="white-space: nowrap; border-top: #C00000 1pt dotted; border-right: #C00000 1pt solid; border-bottom: #C00000 1.5pt solid; padding-right: 3.5pt; padding-left: 3.5pt; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #404040">2,420,650,000.00</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 11pt/107% Calibri, Helvetica, Sans-Serif; margin: 0 0 8pt">&nbsp;</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">13. Identification of the individuals responsible for the Form</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #C00000; font: bold 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #C00000 1pt solid; border-bottom: #C00000 1pt solid"><A NAME="a_Toc167446138"></A><A NAME="a_Toc167086000"></A>
13. Identification of the individuals responsible for the Form</P>

<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446139"></A><A NAME="a_Toc167086001"></A><A NAME="a_Toc451323366"></A>13.1
Identification</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Name
of the person in charge of the form&rsquo;s contents: </B>Marcelo de Ara&uacute;jo Noronha</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Position:
</B>Chief Executive Officer</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Name
of the person in charge of the form&rsquo;s contents: </B>Andr&eacute; Costa Carvalho</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B>Position:</B>
Investor Relations Officer</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 0.5in; text-align: justify; text-indent: 0in; color: #404040"><B><U>The
aforementioned Officers hereby state:</U></B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>a)</B></TD><TD STYLE="text-align: justify">to have revised the reference form of Banco Bradesco S.A. &ndash; &ldquo;Bradesco&rdquo;, &ldquo;Company&rdquo;,
&ldquo;Organization&rdquo;, or &ldquo;Corporation&rdquo;;</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>b)</B></TD><TD STYLE="text-align: justify">that all information contained in the form meets the provisions of CVM (Securities and Exchange Commission)
Resolution No. 80, particularly those set out in articles 15 to 20; and</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><B>c)</B></TD><TD STYLE="text-align: justify">that the set of information contained therein is a true, accurate, and complete description of the issuer&rsquo;s
economic financial outcomes and of the risks inherent to its activities and securities issued.</TD></TR></TABLE>


<!-- Field: Page; Sequence: 316 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->315<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">13. Identification of the individuals responsible for the Form</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446140"></A><A NAME="a_Toc167086002"></A><A NAME="a_Toc450144568"></A>
13.1 &ndash; CEO&rsquo;s Statement</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>S T A
T E M E N T</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 0in; color: #404040">Cidade de
Deus, Osasco/SP, May 31, 2024.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 67.5pt; text-align: justify; text-indent: 0in; color: #404040">I,
<B><U>Marcelo de Ara&uacute;jo Noronha</U></B> &ndash; CEO of Banco Bradesco S.A., declare that:</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 27pt">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 40.5pt"><FONT STYLE="font-size: 12pt">1.</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">I have reviewed Banco Bradesco S.A.&rsquo;s annual reference form for 2023;</FONT></TD></TR>
</TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 27pt"></TD><TD STYLE="width: 40.5pt"><FONT STYLE="font-size: 12pt">2.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">All of the information in the form complies with the CVM Resolution No.
80 in particular with articles 15 to 20; and</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 27pt"></TD><TD STYLE="width: 40.5pt"><FONT STYLE="font-size: 12pt">3.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">The information herein provides a true, accurate and complete picture of
the issuer&rsquo;s financial situation and the risks inherent in its activities and its issue of securities.</FONT></TD></TR></TABLE>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 35.45pt; color: #404040"><B><BR>
Marcelo de Ara&uacute;jo Noronha</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 35.3pt; color: #404040">CEO</P>


<!-- Field: Page; Sequence: 317 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->316<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">13. Identification of the individuals responsible for the Form</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 1pt solid; border-bottom: #365F91 1pt solid"><A NAME="a_Toc167446141"></A><A NAME="a_Toc167086003"></A><A NAME="a_Toc450144569"></A>
13.1 &ndash; Investor Relations Officer&rsquo;s Statement</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>S T A
T E M E N T</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: center; text-indent: 0in; color: #404040"><B>&nbsp;</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 40.5pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 0in; color: #404040">Cidade de
Deus, Osasco/SP, May 31, 2024.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 67.5pt; text-align: justify; text-indent: 0in; color: #404040">I, <B><U>Andr&eacute;
Costa Carvalho</U></B> &ndash; Director of the Market Relations Officer and Investor Relations Officer of Banco Bradesco S.A., declare
that:</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 27pt">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 45pt"><FONT STYLE="font-size: 12pt">1.</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">I have reviewed Banco Bradesco S.A.&rsquo;s annual reference form for 2023;</FONT></TD></TR>
</TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 27pt">&nbsp;</TD>
  <TD STYLE="text-align: justify; width: 45pt"><FONT STYLE="font-size: 12pt">2.</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;</FONT></TD>
  <TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">All of the information in the form complies with the CVM Resolution No. 80 in particular with articles
15 to 20; and</FONT></TD></TR>
</TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin-top: 6pt; margin-bottom: 6pt; color: #404040"><TR STYLE="vertical-align: top">
<TD STYLE="width: 27pt"></TD><TD STYLE="width: 45pt"><FONT STYLE="font-size: 12pt">3.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 12pt">The information herein provides a true, accurate and complete picture of
the issuer&rsquo;s financial situation and the risks inherent to its activities and its issue of securities.</FONT></TD></TR></TABLE>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 6pt 27pt; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; color: #404040">&nbsp;</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 35.3pt; color: #404040"><B><BR>
Andr&eacute; Costa Carvalho</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: right; text-indent: 35.3pt; color: #404040">Officer
and Investor Relations Officer</P>


<!-- Field: Page; Sequence: 318 -->
    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->317<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: right; text-indent: 0in; border-bottom: Black 0.5pt solid">13. Identification of the individuals responsible for the Form</P></TD></TR><TR><TD>&nbsp;</TD><TD STYLE="text-align: center">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="color: #365F91; font: bold 11pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 0in; border-top: #365F91 0.25pt solid; border-bottom: #365F91 0.25pt solid"><A NAME="a_Toc167446142"></A><A NAME="a_Toc167086004"></A><A NAME="a_Toc451323369"></A>
13.2 &ndash; Individual declaration of the new occupant of the position of President or Investor Relations Officer, duly signed, attesting
that:</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0; text-align: justify; text-indent: 35.45pt; color: #404040">Not
applicable.</P>

<P STYLE="font: 10pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 311.85pt 6pt 0; text-align: left; text-indent: 21.25pt; color: #404040">&nbsp;</P>


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    <DIV STYLE="margin-bottom: 6pt; border-bottom: Gray 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center">&nbsp;</TD><TD>&nbsp;</TD></TR><TR><TD STYLE="text-align: center; width: 40%"><P STYLE="font: 8pt/115% Arial, Helvetica, Sans-Serif; margin: 6pt 0 12pt; text-align: left; text-indent: 21.3pt; color: #404040; border-bottom: Black 0.5pt solid"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->318<!-- Field: /Sequence --> &ndash; Reference Form &ndash; 2023</P></TD><TD STYLE="width: 60%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->


<P STYLE="text-align: center; font: 11pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0">&nbsp;<IMG SRC="bbd202405246k_005.jpg" ALT=""></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="width: 60%">&nbsp;</TD><TD STYLE="text-align: center; width: 40%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->



<DIV align=center><FONT color=#000000 size=3 face="Times New Roman"><B>

SIGNATURES</B></FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV style="TEXT-INDENT: 4%"><FONT color=#000000 size=3 face="Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. </FONT></DIV>

<DIV style="TEXT-INDENT: 4%"><FONT color=#000000 size=3 face="Times New Roman">Date:&nbsp;May 29, 2024</FONT></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center>

<TABLE style="WIDTH: 50%" cellSpacing=0 cellPadding=0 border=0>



<TR>

   <TD vAlign=top width="43%" colSpan=3>

   <DIV style="MARGIN-LEFT: 36%; TEXT-INDENT: -2%"><FONT color=#000000 size=3 face="Times New Roman">BANCO BRADESCO S.A. </FONT></DIV></TD></TR>

<TR>

   <TD height=16 width="43%" colSpan=3></TD></TR>

<TR>

   <TD vAlign=top width="3%">

   <DIV style="MARGIN-LEFT: 2%; TEXT-INDENT: -2%"><FONT color=#000000 size=2 face="Times New Roman">By:</FONT></DIV></TD>

   <TD vAlign=bottom width="3%"><FONT size=1 face="Times New Roman">&nbsp;</FONT></TD>

   <TD VALIGN="BOTTOM" WIDTH="37%" ALIGN="CENTER" STYLE="text-align: left">

   <DIV ALIGN="LEFT"><FONT color=#000000 size=2 face="Times New Roman">/S/ Andr&eacute; Costa Carvalho </FONT></DIV>

   <HR align=left color=#000000 SIZE=1 noShade>

</TD></TR>

<TR>

   <TD width="3%"><FONT size=1>&nbsp;</FONT></TD>

   <TD vAlign=bottom width="3%"><FONT size=1 face="Times New Roman">&nbsp;</FONT></TD>

   <TD VALIGN="BOTTOM" WIDTH="37%" ALIGN="CENTER" STYLE="text-align: left"><FONT color=#000000 size=2 face="Times New Roman"><B>Andr&eacute; Costa Carvalho</B><FONT lang=PT-BR face="Times New Roman,serif"><BR></FONT><STRONG><FONT lang=PT-BR face="Times New Roman,serif"></FONT>Investor Relations Officer</STRONG></FONT></TD></TR></TABLE></DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV><FONT size=1></FONT>&nbsp;</DIV>

<DIV align=center><FONT color=#000000 size=3 face="Times New Roman"><B>FORWARD-LOOKING STATEMENTS </B></FONT></DIV>

<P align=justify><FONT size=2 face="'Times New Roman, Times, Serif'">This press release may contain forward-looking statements. These statements are statements that are not historical facts, and are based on management's current view and estimates of future economic circumstances, industry conditions, company performance and financial results. The words "anticipates", "believes", "estimates", "expects", "plans" and similar expressions, as they relate to the company, are intended to identify forward-looking statements. Statements regarding the declaration or payment of dividends, the implementation of principal operating and financing strategies and capital expenditure plans, the direction of future operations and the factors or trends affecting financial condition, liquidity or results of operations are examples of forward-looking statements. Such statements reflect the current views of management and are subject to a number of risks and uncertainties. There is no guarantee that the expected events, trends or results will actually occur. The statements are based on many assumptions and factors, including general economic and market conditions, industry conditions, and operating factors. Any changes in such assumptions or factors could cause actual results to differ materially from current expectations. </FONT></P>

<HR align=left color=#000000 SIZE=2 noShade>



<DIV style="PADDING-LEFT: 0%; PADDING-RIGHT: 0%">

<P style="TEXT-ALIGN: justify; MARGIN: 0cm 0pt 0pt 22.5pt; TEXT-INDENT: -21.3pt"></P></DIV>



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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
