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OPERATING SEGMENTS (Details Narrative) - BRL (R$) R$ in Millions | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023
Operating Segments |  |
Expected losses on financial assets | R$ (1,823) | R$ 151
Expected losses on financial assets other | (1,974) | 1,268
Business models/effective interest rate/others | 3,103 | 1,691
Business models/effective interest rate/others assets | 8 | (616)
Insurance contracts | 1,835 | (1,347)
Insurance contracts other | (20) | (1,746)
Business combination | 4,807 | 4,654
Business combination other | R$ 153 | R$ 223

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