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INSURANCE CONTRACTS (Details 8) - BRL (R$) R$ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023
Notes and other explanatory information [abstract] |  |
Changes in obligation to pay arising from return on investment | R$ 8,459,749 | R$ 11,547,973
Interest on monetary adjustment of insurance liabilities | 21,681,764 | 22,338,084
Amounts recognized in income | 30,141,513 | 33,886,057
Effect of changes in interest rates | (3,916,352) | 1,871,540
Amounts recognized in other comprehensive income | (3,916,352) | 1,871,540
Financial expenses of insurance contracts | R$ 26,225,161 | R$ 35,757,597

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- Definition The amount of insurance finance income (expenses) from insurance contracts issued that is excluded from profit or loss and recognised in other comprehensive income that will be reclassified subsequently to profit or loss, net of tax, before reclassification adjustments. [Refer: Insurance finance income (expenses); Insurance contracts issued [member]] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IAS -Number 1 -IssueDate 2024-01-01 -Paragraph 91 -Subparagraph a -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2024-en-r&anchor=para_91_a&doctype=Standard -URIDate 2024-03-27 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 17 -IssueDate 2024-01-01 -Paragraph 90 -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2024-en-r&anchor=para_90&doctype=Standard -URIDate 2024-03-27 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 17 -IssueDate 2024-01-01 -Paragraph 80 -Subparagraph b -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&num=17&code=ifrs-tx-2024-en-r&anchor=para_80_b&doctype=Standard -URIDate 2024-03-27 + Details
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