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PROPERTY AND EQUIPMENT (Tables) | 12 Months Ended
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Dec. 31, 2024
Notes and other explanatory information [abstract] |
Schedule of composition of property and equipment by class |
Schedule of composition of property and equipment by class |  |  |  |
| R$ thousands
Depreciation rates | Cost | Accumulated depreciation | Net notional value
Buildings | 4% | 8,251,334 | (5,391,615) | 2,859,719
Land | - | 871,952 | - | 871,952
Installations, property and equipment for use | 10% | 5,573,061 | (2,866,228) | 2,706,833
Security and communication systems | 10% to 20% | 386,802 | (267,132) | 119,670
Data processing systems | 20% to 40% | 13,641,163 | (10,208,530) | 3,432,633
Transportation systems | 10% to 20% | 367,431 | (137,794) | 229,637
Balance on December 31, 2024 (1) |  | 29,091,743 | (18,871,299) | 10,220,444
| Estimated useful life | Cost | Accumulated depreciation | Net notional value
Buildings | 4% | 8,386,525 | (4,776,314) | 3,610,211
Land | - | 912,088 | - | 912,088
Installations, property and equipment for use | 10% | 6,070,838 | (2,996,346) | 3,074,492
Security and communication systems | 10% | 404,802 | (278,452) | 126,350
Data processing systems | 20% to 40% | 12,361,949 | (9,056,887) | 3,305,062
Transportation systems | 10% to 20% | 237,034 | (147,228) | 89,806
Balance on December 31, 2023 (1) |  | 28,373,236 | (17,255,227) | 11,118,009
(1) |  | Includes underlying assets identified in lease contracts recognized under the scope of IFRS 16.
Schedule of change in property and equipment by class |
Schedule of change in property and equipment by class |  |  |  |  |  |  |
| R$ thousands
Buildings | Land | Facilities, furniture and installations, property and equipment for use | Security and communications systems | Data processing systems | Transportation systems | Total (1)
Balance on December 31, 2022 | 4,119,473 | 929,066 | 3,228,655 | 74,791 | 3,523,783 | 95,354 | 11,971,122
Additions | 764,177 | - | 847,636 | 78,638 | 1,132,190 | 18,919 | 2,841,560
Write-offs | (550,332) | (16,978) | (497,896) | - | - | (1,652) | (1,066,858)
Impairment | - | - | - | (347) | (1,382) | - | (1,729)
Depreciation (2) | (723,107) | - | (503,903) | (26,732) | (1,349,529) | (22,815) | (2,626,086)
Balance on December 31, 2023 | 3,610,211 | 912,088 | 3,074,492 | 126,350 | 3,305,062 | 89,806 | 11,118,009
Balance on December 31, 2023 | 3,610,211 | 912,088 | 3,074,492 | 126,350 | 3,305,062 | 89,806 | 11,118,009
Additions | 140,828 | - | 785,351 | 29,389 | 1,750,744 | 175,330 | 2,881,642
Write-offs | (331,734) | (40,136) | (777,800) | (5,508) | - | - | (1,155,178)
Impairment | - | - | (242) | (268) | (1,238) | - | (1,748)
Depreciation (2) | (559,586) | - | (374,968) | (30,293) | (1,621,935) | (35,499) | (2,622,281)
Balance on December 31, 2024 | 2,859,719 | 871,952 | 2,706,833 | 119,670 | 3,432,633 | 229,637 | 10,220,444
(1) |  | Includes right of use assets recognized; and
(2) |  | The difference of R$58,952 thousand (2023 - R$64,830 thousand) in relation to the amount presented in note 35 refers to expenses attributable to insurance contracts which are presented in the Income Statement in the caption "Insurance and pension income".

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