XML 140 R115.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS AND ADVANCES TO CUSTOMERS (Details 3) - BRL (R$)
R$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies R$ 3,745,866 R$ 3,710,730 R$ 4,709,225
- Financing 1,503,946 1,269,857 1,560,991
- Borrowings 1,669,722 1,919,049 2,461,407
- Revolving 572,198 521,824 686,827
Individuals 7,257,404 6,245,565 8,596,907
- Financing 374,887 437,273 691,697
- Borrowings 3,461,557 2,457,473 3,332,473
- Revolving 3,420,960 3,350,819 4,572,737
Total 11,003,270 9,956,295 13,306,132
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (116,449) (140,446)  
- Financing (29,252) (29,160)  
- Borrowings (74,163) (92,415)  
- Revolving (13,034) (18,871)  
Individuals (185,973) (334,433)  
- Financing (37,461) (50,169)  
- Borrowings (76,558) (136,858)  
- Revolving (71,954) (147,406)  
Total (302,422) (474,879)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 3 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (134,318) (215,827)  
- Financing (13,511) (20,572)  
- Borrowings (103,007) (161,772)  
- Revolving (17,800) (33,483)  
Individuals (259,775) (495,432)  
- Financing (23,115) (32,545)  
- Borrowings (108,329) (159,899)  
- Revolving (128,331) (302,988)  
Total (394,093) (711,259)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 166,683 105,285  
- Financing 68,404 53,638  
- Borrowings 91,372 45,821  
- Revolving 6,907 5,826  
Individuals 272,766 489,139  
- Financing 82,535 226,125  
- Borrowings 141,655 154,331  
- Revolving 48,576 108,683  
Total 439,449 594,424  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 3 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 63,654 61,311  
- Financing 6,305 38,247  
- Borrowings 53,871 16,493  
- Revolving 3,478 6,571  
Individuals 334,396 194,495  
- Financing 38,354 19,825  
- Borrowings 238,173 84,418  
- Revolving 57,869 90,252  
Total 398,050 255,806  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]      
IfrsStatementLineItems [Line Items]      
Companies 2,411,870 1,978,070  
- Financing 620,597 338,386  
- Borrowings 1,596,733 1,517,681  
- Revolving 194,540 122,003  
Individuals 3,875,327 2,419,082  
- Financing 183,386 190,516  
- Borrowings 2,472,719 1,588,052  
- Revolving 1,219,222 640,514  
Total 6,287,197 4,397,152  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]      
IfrsStatementLineItems [Line Items]      
Companies (2,356,304) (2,786,888)  
- Financing (418,454) (671,673)  
- Borrowings (1,814,133) (1,868,166)  
- Revolving (123,717) (247,049)  
Individuals (3,024,902) (4,624,193)  
- Financing (306,085) (608,176)  
- Borrowings (1,663,576) (2,405,044)  
- Revolving (1,055,241) (1,610,973)  
Total (5,381,206) (7,411,081)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 1 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]      
IfrsStatementLineItems [Line Items]      
Companies  
- Financing  
- Borrowings  
- Revolving  
Individuals  
- Financing  
- Borrowings  
- Revolving  
Total  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 3 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (558,573) (208,600)  
- Financing (37,072) (47,648)  
- Borrowings (510,770) (143,760)  
- Revolving (10,731) (17,192)  
Individuals (379,103) (662,868)  
- Financing (71,207) (127,538)  
- Borrowings (239,411) (311,408)  
- Revolving (68,485) (223,922)  
Total (937,676) (871,468)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 3 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 109,540 442,005  
- Financing 15,227 35,120  
- Borrowings 90,757 400,254  
- Revolving 3,556 6,631  
Individuals 313,107 713,543  
- Financing 20,459 15,317  
- Borrowings 265,398 608,173  
- Revolving 27,250 90,053  
Total 422,647 1,155,548  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]      
IfrsStatementLineItems [Line Items]      
Companies 510,283 1,460,921  
- Financing 66,023 88,747  
- Borrowings 386,785 1,334,555  
- Revolving 57,475 37,619  
Individuals 1,747,141 1,247,324  
- Financing 155,931 98,263  
- Borrowings 1,297,469 981,605  
- Revolving 293,741 167,456  
Total 2,257,424 2,708,245  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]      
IfrsStatementLineItems [Line Items]      
Companies (1,403,345) (1,808,495)  
- Financing (23,966) (101,646)  
- Borrowings (1,297,552) (1,573,284)  
- Revolving (81,827) (133,565)  
Individuals (1,467,067) (4,255,334)  
- Financing (123,390) (267,425)  
- Borrowings (1,011,340) (3,104,782)  
- Revolving (332,337) (883,127)  
Total (2,870,412) (6,063,829)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]      
IfrsStatementLineItems [Line Items]      
Companies  
- Financing  
- Borrowings  
- Revolving  
Individuals  
- Financing  
- Borrowings  
- Revolving  
Total  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 1,015,120 2,407,449 2,486,457
- Financing 258,842 277,782 327,687
- Borrowings 620,261 1,968,250 1,903,891
- Revolving 136,017 161,417 254,879
Individuals 3,200,306 3,073,021 6,185,062
- Financing 404,722 468,003 925,342
- Borrowings 2,107,776 1,860,757 3,704,642
- Revolving 687,808 744,261 1,555,078
Total 4,215,426 5,480,470 8,671,519
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (166,683) (105,285)  
- Financing (68,404) (53,638)  
- Borrowings (91,372) (45,821)  
- Revolving (6,907) (5,826)  
Individuals (272,766) (489,139)  
- Financing (82,535) (226,125)  
- Borrowings (141,655) (154,331)  
- Revolving (48,576) (108,683)  
Total (439,449) (594,424)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 116,449 140,446  
- Financing 29,252 29,160  
- Borrowings 74,163 92,415  
- Revolving 13,034 18,871  
Individuals 185,973 334,433  
- Financing 37,461 50,169  
- Borrowings 76,558 136,858  
- Revolving 71,954 147,406  
Total 302,422 474,879  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (109,540) (442,005)  
- Financing (15,227) (35,120)  
- Borrowings (90,757) (400,254)  
- Revolving (3,556) (6,631)  
Individuals (313,107) (713,543)  
- Financing (20,459) (15,317)  
- Borrowings (265,398) (608,173)  
- Revolving (27,250) (90,053)  
Total (422,647) (1,155,548)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 558,573 208,600  
- Financing 37,072 47,648  
- Borrowings 510,770 143,760  
- Revolving 10,731 17,192  
Individuals 379,103 662,868  
- Financing 71,207 127,538  
- Borrowings 239,411 311,408  
- Revolving 68,485 223,922  
Total 937,676 871,468  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]      
IfrsStatementLineItems [Line Items]      
Companies 7,338,511 6,357,801  
- Financing 326,738 140,230  
- Borrowings 6,786,917 5,943,829  
- Revolving 224,856 273,742  
Individuals 9,908,384 8,276,003  
- Financing 406,606 320,483  
- Borrowings 7,272,869 6,632,759  
- Revolving 2,228,909 1,322,761  
Total 17,246,895 14,633,804  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]      
IfrsStatementLineItems [Line Items]      
Companies 4,516,910 6,695,484  
- Financing 955,271 1,003,847  
- Borrowings 2,497,132 4,145,539  
- Revolving 1,064,507 1,546,098  
Individuals 14,421,714 19,889,609  
- Financing 1,560,047 1,317,083  
- Borrowings 5,880,689 7,751,971  
- Revolving 6,980,978 10,820,555  
Total 18,938,624 26,585,093  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]      
IfrsStatementLineItems [Line Items]      
Companies (13,928,324) (14,626,755)  
- Financing (1,567,199) (1,078,629)  
- Borrowings (10,617,743) (12,016,166)  
- Revolving (1,743,382) (1,531,960)  
Individuals (24,649,091) (25,774,816)  
- Financing (1,672,288) (1,504,900)  
- Borrowings (11,608,643) (14,365,527)  
- Revolving (11,368,160) (9,904,389)  
Total (38,577,415) (40,401,571)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer To Stage 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies (63,654) (61,311)  
- Financing (6,305) (38,247)  
- Borrowings (53,871) (16,493)  
- Revolving (3,478) (6,571)  
Individuals (334,396) (194,495)  
- Financing (38,354) (19,825)  
- Borrowings (238,173) (84,418)  
- Revolving (57,869) (90,252)  
Total (398,050) (255,806)  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Transfer From Stage 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 134,318 215,827  
- Financing 13,511 20,572  
- Borrowings 103,007 161,772  
- Revolving 17,800 33,483  
Individuals 259,775 495,432  
- Financing 23,115 32,545  
- Borrowings 108,329 159,899  
- Revolving 128,331 302,988  
Total 394,093 711,259  
Reconciliation Of Expected Losses From Loans And Advances To Customers Stages Stages Stage 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 3 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 15,492,712 17,045,918 18,698,277
- Financing 2,149,523 2,405,662 2,345,361
- Borrowings 12,483,496 13,348,041 15,386,054
- Revolving 859,693 1,292,215 966,862
Individuals 20,851,509 21,179,127 18,538,069
- Financing 1,710,662 1,380,788 1,123,181
- Borrowings 12,317,493 10,928,409 11,130,490
- Revolving 6,823,354 8,869,930 6,284,398
Total 36,344,221 38,225,045 37,236,346
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 1 [Member]      
IfrsStatementLineItems [Line Items]      
Companies 20,253,698 23,164,097  
- Financing 3,912,311 3,953,301  
- Borrowings 14,773,479 17,235,340  
- Revolving 1,567,908 1,975,456  
Individuals 31,309,219 30,497,713  
- Financing 2,490,271 2,286,064  
- Borrowings 17,886,826 15,246,639  
- Revolving 10,932,122 12,965,010  
Total 51,562,917 53,661,810  
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]      
IfrsStatementLineItems [Line Items]      
Companies 10,260,664    
- Financing 1,013,358    
- Borrowings 8,770,435    
- Revolving 476,871    
Individuals 15,530,852    
- Financing 745,923    
- Borrowings 11,043,057    
- Revolving 3,741,872    
Total 25,791,516    
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]      
IfrsStatementLineItems [Line Items]      
Companies 757,261    
- Financing 512,851    
- Borrowings (614,553)    
- Revolving 858,963    
Individuals 9,929,745    
- Financing 1,130,572    
- Borrowings 3,205,773    
- Revolving 5,593,400    
Total 10,687,006    
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 2 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]      
IfrsStatementLineItems [Line Items]      
Companies (13,928,324)    
- Financing (1,567,199)    
- Borrowings (10,617,743)    
- Revolving (1,743,382)    
Individuals (24,649,091)    
- Financing (1,672,288)    
- Borrowings (11,608,643)    
- Revolving (11,368,160)    
Total R$ (38,577,415)    
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Originated [Member]      
IfrsStatementLineItems [Line Items]      
Companies   9,796,792  
- Financing   567,363  
- Borrowings   8,796,065  
- Revolving   433,364  
Individuals   11,942,409  
- Financing   609,262  
- Borrowings   9,202,416  
- Revolving   2,130,731  
Total   21,739,201  
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Constitution [Member]      
IfrsStatementLineItems [Line Items]      
Companies   2,100,101  
- Financing   230,528  
- Borrowings   704,089  
- Revolving   1,165,484  
Individuals   11,010,082  
- Financing   441,482  
- Borrowings   2,242,145  
- Revolving   8,326,455  
Total   13,110,183  
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Write Off [Member]      
IfrsStatementLineItems [Line Items]      
Companies   (14,626,755)  
- Financing   (1,078,629)  
- Borrowings   (12,016,166)  
- Revolving   (1,531,960)  
Individuals   (25,774,816)  
- Financing   (1,504,900)  
- Borrowings   (14,365,527)  
- Revolving   (9,904,389)  
Total   (40,401,571)  
Reconciliation Of The Gross Book Value Of Loans And Advances To Clients Stages Consolidated All Stages 3 [Member] | Reconciliation Of Expected Losses From Loans And Advances To Customers Balance On 2 [Member]      
IfrsStatementLineItems [Line Items]      
Companies   23,164,097 25,893,959
- Financing   3,953,301 4,234,039
- Borrowings   17,235,340 19,751,352
- Revolving   1,975,456 1,908,568
Individuals   30,497,713 33,320,038
- Financing   2,286,064 2,740,220
- Borrowings   15,246,639 18,167,605
- Revolving   12,965,010 12,412,213
Total   R$ 53,661,810 R$ 59,213,997