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INSURANCE CONTRACTS (Details 1) - BRL (R$)
R$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
IfrsStatementLineItems [Line Items]    
Present value of estimated future cash outflows R$ 448,797,866 R$ 424,040,950
- Acquisition costs 3,909,067 3,391,237
- Claims and other directly attributable expenses 444,888,799 420,649,713
Present value of estimated future cash inflows (115,208,898) (122,396,004)
Non-financial risk adjustment 1,713,661 1,832,047
Contract Service Margin 24,695,113 24,414,758
Total remaining coverage of the general model/variable rate model 359,997,742 327,891,751
Non Onerous Contracts [Member]    
IfrsStatementLineItems [Line Items]    
Present value of estimated future cash outflows 415,934,920 388,031,144
- Acquisition costs 3,789,618 3,318,639
- Claims and other directly attributable expenses 412,145,302 384,712,505
Present value of estimated future cash inflows (109,275,236) (115,748,997)
Non-financial risk adjustment 926,022 994,571
Contract Service Margin 24,594,993 23,928,554
Total remaining coverage of the general model/variable rate model 332,180,699 297,205,272
Onerous Contracts [Member]    
IfrsStatementLineItems [Line Items]    
Present value of estimated future cash outflows 32,862,946 36,009,806
- Acquisition costs 119,449 72,598
- Claims and other directly attributable expenses 32,743,497 35,937,208
Present value of estimated future cash inflows (5,933,662) (6,647,007)
Non-financial risk adjustment 787,639 837,476
Contract Service Margin 100,120 486,204
Total remaining coverage of the general model/variable rate model R$ 27,817,043 R$ 30,686,479