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OTHER OPERATING INCOME/(EXPENSES) (Details) - BRL (R$)
R$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Notes and other explanatory information [abstract]      
Tax expenses R$ (6,874,960) R$ (7,343,849) R$ (7,565,683)
Legal provision (5,953,971) (6,351,410) (2,961,314)
Income from sales of non-current assets, investments, and property and equipment, net 191,948 193,968 662,967
Card marketing expenses (4,240,502) (3,544,693) (3,478,163)
Other (1,215,611) 121,428 (4,122,991)
Total R$ (18,093,096) R$ (16,924,556) R$ (17,465,184)