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OPERATING SEGMENTS (Details) - BRL (R$)
R$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
IfrsStatementLineItems [Line Items]      
Fee and commission income and income from banking fees R$ 28,336,487 R$ 26,956,763 R$ 27,124,120
Personnel expenses (22,277,310) (20,814,458) (19,889,052)
Net Income for the year ended on December 31, 2022 17,542,153 14,502,765 21,456,770
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 11,029,012 9,616,840 8,970,513
Liabilities 1,900,541,870 1,760,509,125  
Operating Segments Banking [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 169,745,125 164,122,043 151,198,428
Expenses from financial intermediation (4) (98,810,413) (97,495,630) (81,330,918)
Financial margin 70,934,712 66,626,413 69,867,510
Expected credit loss associated with credit risk (33,123,621) (37,110,675) (31,525,873)
Gross income from financial intermediation 37,811,091 29,515,738 38,341,637
Other income from insurance, pension plans and capitalization bonds
Fee and commission income and income from banking fees 36,213,830 34,269,254 33,802,362
Personnel expenses (23,027,137) (21,256,640) (20,321,773)
Other administrative expenses (5) (21,498,490) (20,866,134) (20,949,621)
Tax expenses (6,313,204) (6,582,213) (6,880,656)
Share of profit (loss) of associates and jointly controlled entities 121,511 151,414 107,424
IR/CSI and Other income/expenses (13,425,161) (9,198,676) (10,144,532)
Net Income for the year ended on December 31, 2022 9,882,440 6,032,743 13,954,841
Assets 1,811,529,557 1,661,529,233 1,571,006,747
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 79,828,981 73,163,988 68,419,475
Liabilities 1,607,412,734 1,468,271,968 1,384,018,647
Operating Segments Insurance Pension And Capitalization Bonds [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 37,327,260 39,941,507 36,250,128
Expenses from financial intermediation (4) (30,050,169) (32,892,243) (29,163,334)
Financial margin 7,277,091 7,049,264 7,086,794
Expected credit loss associated with credit risk
Gross income from financial intermediation 7,277,091 7,049,264 7,086,794
Other income from insurance, pension plans and capitalization bonds 11,520,350 9,800,620 7,425,337
Fee and commission income and income from banking fees 1,923,437 1,164,685 1,701,005
Personnel expenses (2,451,779) (2,651,786) (2,377,250)
Other administrative expenses (5) (2,119,793) (2,065,805) (1,635,857)
Tax expenses (1,391,406) (1,436,686) (1,188,335)
Share of profit (loss) of associates and jointly controlled entities 243,403 421,723 125,038
IR/CSI and Other income/expenses (5,945,008) (3,468,750) (4,621,808)
Net Income for the year ended on December 31, 2022 9,056,295 8,813,265 6,514,924
Assets 451,777,909 409,370,722 371,322,607
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 4,727,047 3,028,413 2,950,880
Liabilities 416,694,321 370,561,631 338,204,857
Operating Segments Other Activities [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 318,644 481,208 400,777
Expenses from financial intermediation (4) (18) (22)
Financial margin 318,644 481,190 400,755
Expected credit loss associated with credit risk
Gross income from financial intermediation 318,644 481,190 400,755
Other income from insurance, pension plans and capitalization bonds
Fee and commission income and income from banking fees 81,549 4,899 7,274
Personnel expenses (34,214) (30,957) (4,284)
Other administrative expenses (5) (37,087) (15,531) (7,895)
Tax expenses (18,380) (22,734) (18,530)
Share of profit (loss) of associates and jointly controlled entities 843
IR/CSI and Other income/expenses (164,642) (141,073) (114,913)
Net Income for the year ended on December 31, 2022 146,713 275,794 262,407
Assets 2,712,775 3,277,809 3,871,114
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 1,413 1,105 1,191
Liabilities 33,384 68,561 154,249
Operating Segments Eliminations [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation (408,624) (670,653) (1,121,214)
Expenses from financial intermediation (4) 412,038 685,410 1,121,214
Financial margin 3,414 14,757
Expected credit loss associated with credit risk
Gross income from financial intermediation 3,414 14,757
Other income from insurance, pension plans and capitalization bonds 27,238 32,469 35,507
Fee and commission income and income from banking fees (68,529) (33,100) (36,169)
Personnel expenses
Other administrative expenses (5) 393,183 423,907 530,420
Tax expenses
Share of profit (loss) of associates and jointly controlled entities
IR/CSI and Other income/expenses (355,306) (438,033) (529,758)
Net Income for the year ended on December 31, 2022
Assets (138,098,385) (110,126,067) (115,953,851)
Investments in subsidiaries, joint ventures and associates reported in separate financial statements (79,218,884) (72,298,485) (67,811,381)
Liabilities (58,879,501) (37,827,582) (48,142,468)
Operating Segments Managerial Income Statement [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 206,982,405 203,874,105 186,728,119
Expenses from financial intermediation (4) (128,448,544) (129,702,481) (109,373,060)
Financial margin 78,533,861 74,171,624 77,355,059
Expected credit loss associated with credit risk (33,123,621) (37,110,675) (31,525,873)
Gross income from financial intermediation 45,410,240 37,060,949 45,829,186
Other income from insurance, pension plans and capitalization bonds 11,547,588 9,833,089 7,460,844
Fee and commission income and income from banking fees 38,150,287 35,405,738 35,474,472
Personnel expenses (25,513,130) (23,939,383) (22,703,307)
Other administrative expenses (5) (23,262,187) (22,523,563) (22,062,953)
Tax expenses (7,722,990) (8,041,633) (8,087,521)
Share of profit (loss) of associates and jointly controlled entities 365,757 573,137 232,462
IR/CSI and Other income/expenses (19,890,117) (13,246,532) (15,411,011)
Net Income for the year ended on December 31, 2022 19,085,448 15,121,802 20,732,172
Assets 2,127,921,856 1,964,051,697 1,830,246,617
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 5,338,557 3,895,021 3,560,165
Liabilities 1,965,260,938 1,801,074,578 1,674,235,285
Operating Segments Proportionately Consolidated [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation (1,550,303) (2,864,178) (2,624,549)
Expenses from financial intermediation (4) 607,296 552,467 484,249
Financial margin (943,007) (2,311,711) (2,140,300)
Expected credit loss associated with credit risk 43,142
Gross income from financial intermediation (943,007) (2,311,711) (2,097,158)
Other income from insurance, pension plans and capitalization bonds
Fee and commission income and income from banking fees (6,170,251) (5,340,755) (4,977,457)
Personnel expenses 1,155,516 909,076 763,928
Other administrative expenses (5) 1,073,032 996,835 1,035,520
Tax expenses 848,030 697,784 521,838
Share of profit (loss) of associates and jointly controlled entities 1,164,800 1,527,554 1,170,081
IR/CSI and Other income/expenses 2,871,880 3,521,217 3,583,248
Net Income for the year ended on December 31, 2022
Assets (14,081,367) (10,074,444) (10,617,211)
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 5,756,348 5,792,357 5,481,876
Liabilities (14,081,367) (10,074,444) (10,617,211)
Operating Segments Consolidation Adjustments [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation (2,959,039) (4,249,260) (2,167,017)
Expenses from financial intermediation (4) 5,490,039 6,914,030 4,765,294
Financial margin 2,531,000 2,664,770 2,598,277
Expected credit loss associated with credit risk
Gross income from financial intermediation 2,531,000 2,664,770 2,598,277
Other income from insurance, pension plans and capitalization bonds
Fee and commission income and income from banking fees (2,325,142) (1,879,319) (1,976,003)
Personnel expenses
Other administrative expenses (5) (276,322) (618,004) (594,059)
Tax expenses
Share of profit (loss) of associates and jointly controlled entities
IR/CSI and Other income/expenses 70,464 (167,447) (28,215)
Net Income for the year ended on December 31, 2022
Assets (60,714,873) (38,502,618) (40,304,939)
Liabilities (60,714,873) (38,502,618) (40,304,939)
Operating Segments Adjustments [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 10,746,673 27,697,126 23,976,721
Expenses from financial intermediation (4) (21,927,944) (34,140,071) (26,678,396)
Financial margin (11,181,271) (6,442,945) (2,701,675)
Expected credit loss associated with credit risk 5,597,688 4,993,651 7,715,896
Gross income from financial intermediation (5,583,583) (1,449,294) 5,014,221
Other income from insurance, pension plans and capitalization bonds (1,788,424) (3,788,649) (2,570,784)
Fee and commission income and income from banking fees (1,318,407) (1,228,901) (1,396,892)
Personnel expenses 2,080,304 2,215,849 2,050,327
Other administrative expenses (5) (488,585) (166,772) (259,560)
Tax expenses 0
Share of profit (loss) of associates and jointly controlled entities 1,028 990 (46,617)
IR/CSI and Other income/expenses 5,554,372 3,797,740 (2,066,097)
Net Income for the year ended on December 31, 2022 (1,543,295) (619,037) 724,598
Assets 16,358,746 12,048,614 12,964,325
Investments in subsidiaries, joint ventures and associates reported in separate financial statements (65,893) (70,538) (71,528)
Liabilities 10,077,172 8,011,609 8,964,820
Operating Segments Consolidated In Accordance With IFRS [Member]      
IfrsStatementLineItems [Line Items]      
Revenue from financial intermediation 213,219,736 224,457,793 205,913,274
Expenses from financial intermediation (4) (144,279,153) (156,376,055) (130,801,913)
Financial margin 68,940,583 68,081,738 75,111,361
Expected credit loss associated with credit risk (27,525,933) (32,117,024) (23,766,835)
Gross income from financial intermediation 41,414,650 35,964,714 51,344,526
Other income from insurance, pension plans and capitalization bonds 9,759,164 6,044,440 4,890,060
Fee and commission income and income from banking fees 28,336,487 26,956,763 27,124,120
Personnel expenses (22,277,310) (20,814,458) (19,889,052)
Other administrative expenses (5) (22,954,062) (22,311,504) (21,881,052)
Tax expenses (6,874,960) (7,343,849) (7,565,683)
Share of profit (loss) of associates and jointly controlled entities 1,531,585 2,101,681 1,355,926
IR/CSI and Other income/expenses (11,393,401) (6,095,022) (13,922,075)
Net Income for the year ended on December 31, 2022 17,542,153 14,502,765 21,456,770
Assets 2,069,484,362 1,927,523,249 1,792,288,792
Investments in subsidiaries, joint ventures and associates reported in separate financial statements 11,029,012 9,616,840 8,970,513
Liabilities R$ 1,900,541,870 R$ 1,760,509,125 R$ 1,632,277,955