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OPERATING SEGMENTS (Details Narrative) - BRL (R$)
R$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Operating Segments    
Expected losses on financial assets R$ (1,823) R$ 151
Expected losses on financial assets other (1,974) 1,268
Business models/effective interest rate/others 3,103 1,691
Business models/effective interest rate/others assets 8 (616)
Insurance contracts 1,835 (1,347)
Insurance contracts other (20) (1,746)
Business combination 4,807 4,654
Business combination other R$ 153 R$ 223