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RISK MANAGEMENT (Details) - BRL (R$)
R$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Regulatory capital - values    
Common equity R$ 106,012,668 R$ 110,689,318
Level I 124,632,919 125,412,066
Reference Equity - RE 149,109,173 149,969,145
Risk-weighted assets (RWA) - amounts    
Total RWA R$ 1,008,667,813 R$ 947,737,574
Regulatory capital as a proportion of RWA    
Index of Common equity - ICP 10.50% 11.70%
Tier I Capital 12.40% 13.20%
Basel Ratio 14.80% 15.80%
Additional Common Equity (ACP) as a proportion of RWA    
Additional Common Equity Conservation - ACPConservation 2.50% 2.50%
Additional Contracyclic Common Equity - ACPContracyclic 0.00% 0.00%
Additional Systemic Importance of Common Equity - Systemic ACPS 1.00% 1.00%
Total ACP (1) 3.50% 3.50%
Excess Margin of Common Equity 2.51% 3.68%
Leverage Ratio (AR)    
Total exposure R$ 1,860,789,433 R$ 1,714,042,678
AR 6.70% 7.30%
Short Term Liquidity Indicator (LCR)    
Total High Quality Liquid Assets (HQLA) R$ 184,606,844 R$ 248,691,252
Total net cash outflow R$ 130,795,356 R$ 129,797,562
LCR 141.10% 191.60%
Long Term Liquidity Indicator (NSFR)    
Available stable funding (ASF) R$ 991,711,546 R$ 934,324,784
Stable resources required (RSF) R$ 818,326,687 R$ 737,181,037
NSFR 121.20% 126.70%