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RISK MANAGEMENT (Details 3) - BRL (R$)
R$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Notes and other explanatory information [abstract]    
Public sector R$ 6,853,540 R$ 5,756,517
Public sector percentage 1.00% 0.90%
Private sector R$ 713,386,046 R$ 623,930,182
Private sector, percentage 99.00% 99.10%
Total of net loans and advances to customers R$ 720,239,586 R$ 629,686,699
Percentage total 100.00% 100.00%
Companies R$ 316,936,343 R$ 269,421,350
Companies, percentage 44.00% 42.80%
Real estate and construction activities R$ 23,610,490 R$ 21,251,317
Real estate and construction activities, percentage 3.30% 3.40%
Retail R$ 37,709,778 R$ 37,908,281
Retail, percentage 5.20% 6.00%
Services R$ 79,995,896 R$ 59,998,219
Services, percentage 11.10% 9.50%
Transportation and concession R$ 28,680,534 R$ 28,194,418
Transportation and concession, percentage 4.00% 4.50%
Automotive R$ 7,553,422 R$ 6,735,346
Automotive, percentage 1.00% 1.10%
Food products R$ 13,677,857 R$ 11,341,529
Food products, percentage 1.90% 1.80%
Wholesale R$ 20,378,978 R$ 16,342,183
Wholesale, percentage 2.80% 2.60%
Production and distribution of electricity R$ 8,633,777 R$ 8,063,510
Production and distribution of electricity, percentage 1.20% 1.30%
Oil, derivatives and aggregate activities R$ 6,918,329 R$ 5,035,237
Oil derivatives and aggregate activities percentage 1.00% 0.80%
Other industries R$ 89,777,282 R$ 74,551,310
Other industries, percentage 12.50% 11.80%
Individuals R$ 403,303,243 R$ 360,265,349
Individuals, percentage 56.00% 57.20%