XML 77 R52.htm IDEA: XBRL DOCUMENT v3.25.1
MATERIAL ACCOUNTING POLICIES (Tables)
 12 Months Ended
Dec. 31, 2024
Material Accounting Policies  
Schedule of subsidiaries consolidated financial statements
           
  Headquarters' location Activity Equity interest Total participation of the Voting Capital
On December 31, 2024 On December 31, 2023 On December 31, 2024 On December 31, 2023
Financial Sector – Brazil            
Ágora Corretora de Títulos e Valores Mobiliários S.A. São Paulo - Brazil Brokerage 100.00% 100.00% 100.00% 100.00%
Banco Bradescard S.A. São Paulo - Brazil Cards 100.00% 100.00% 100.00% 100.00%
Banco Bradesco BBI S.A. São Paulo - Brazil Investment bank 100.00% 100.00% 100.00% 100.00%
Banco Bradesco BERJ S.A. São Paulo - Brazil Banking 100.00% 100.00% 100.00% 100.00%
Banco Bradesco Financiamentos S.A. São Paulo - Brazil Banking 100.00% 100.00% 100.00% 100.00%
Banco Losango S.A. Banco Múltiplo Rio de Janeiro - Brazil Banking 100.00% 100.00% 100.00% 100.00%
Bradesco Administradora de Consórcios Ltda. São Paulo - Brazil Consortium management 100.00% 100.00% 100.00% 100.00%
Bradesco Leasing S.A. Arrendamento Mercantil São Paulo - Brazil Leases 100.00% 100.00% 100.00% 100.00%
Bradesco-Kirton Corretora de Câmbio S.A. São Paulo - Brazil Exchange Broker 99.97% 99.97% 99.97% 99.97%
Bradesco S.A. Corretora de Títulos e Valores Mobiliários São Paulo - Brazil Brokerage 100.00% 100.00% 100.00% 100.00%
BRAM - Bradesco Asset Management S.A. DTVM (1) São Paulo - Brazil Asset management - 100.00% - 100.00%
Kirton Bank S.A. Banco Múltiplo São Paulo - Brazil Banking 100.00% 100.00% 100.00% 100.00%
Banco Digio S.A. São Paulo - Brazil Digital Bank 100.00% 100.00% 100.00% 100.00%
Tivio Capital Distribuidora de Títulos e Valores Mobiliários S.A. São Paulo - Brazil Asset management 51.00% 51.00% 51.00% 51.00%
Tempo Serviços Ltda. Minas Gerais - Brazil Services 100.00% 100.00% 100.00% 100.00%
Financial Sector – Overseas            
Banco Bradesco Europa S.A. (2) Luxembourg - Luxembourg Banking 100.00% 100.00% 100.00% 100.00%
Banco Bradesco S.A. Grand Cayman Branch (2) Georgetown - Cayman Islands Banking 100.00% 100.00% 100.00% 100.00%
Banco Bradesco S.A. New York Branch (2) New York - United States Banking 100.00% 100.00% 100.00% 100.00%
Bradesco Securities, Inc. (2) New York - United States Brokerage 100.00% 100.00% 100.00% 100.00%
Bradesco Securities, UK. Limited (2) London - United Kingdom Brokerage 100.00% 100.00% 100.00% 100.00%
Bradesco Securities, Hong Kong Limited (2) Hong Kong - China Brokerage 100.00% 100.00% 100.00% 100.00%
Cidade Capital Markets Ltd. (2) (3) Georgetown - Cayman Islands Banking - 100.00% - 100.00%
  Headquarters' location Activity Equity interest Total participation of the Voting Capital
On December 31, 2024 On December 31, 2023 On December 31, 2024 On December 31, 2023
Financial Sector – Brazil            
Bradescard México, sociedad de Responsabilidad Limitada (4) Jalisco - Mexico Cards 100.00% 100.00% 100.00% 100.00%
Bradesco Bank (5) Florida - United States Banking 100.00% 100.00% 100.00% 100.00%
Insurance, Pension Plan and Capitalization Bond Sector - In Brazil            
Bradesco Auto/RE Companhia de Seguros Rio de Janeiro - Brazil Insurance 100.00% 100.00% 100.00% 100.00%
Bradesco Capitalização S.A. São Paulo - Brazil Capitalization bonds 100.00% 100.00% 100.00% 100.00%
Bradesco Saúde S.A. Rio de Janeiro - Brazil Insurance/health 100.00% 100.00% 100.00% 100.00%
Bradesco Seguros S.A. São Paulo - Brazil Insurance 99.96% 99.96% 99.96% 99.96%
Bradesco Vida e Previdência S.A. São Paulo - Brazil Pension plan/Insurance 100.00% 100.00% 100.00% 100.00%
Odontoprev S.A. (6) São Paulo - Brazil Dental care 52.89% 52.89% 52.89% 52.89%
Insurance - Overseas            
Bradesco Argentina de Seguros S.A. (2) (6) Buenos Aires - Argentina Insurance 99.98% 99.98% 99.98% 99.98%
Other Activities - Brazil            
Andorra Holdings S.A. São Paulo - Brazil Holding 100.00% 100.00% 100.00% 100.00%
Bradseg Participações S.A. São Paulo - Brazil Holding 100.00% 100.00% 100.00% 100.00%
Bradescor Corretora de Seguros Ltda. São Paulo - Brazil Insurance Brokerage 100.00% 100.00% 100.00% 100.00%
BSP Empreendimentos Imobiliários S.A. São Paulo - Brazil Real estate 100.00% 100.00% 100.00% 100.00%
Cia. Securitizadora de Créditos Financeiros São Paulo - Brazil Credit acquisition 100.00% 100.00% 100.00% 100.00%
Nova Paiol Participações Ltda. São Paulo - Brazil Holding 100.00% 100.00% 100.00% 100.00%
Investment Funds (7)            
Bradesco FI RF Credito Privado Master São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco Priv Performance FICFI RF Cred Priv PGBL/VGBL São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FI RF Cred Privado Master Premium São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FIC FI RF Cred. Priv. Premium PGBL/VGBL São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FI RF Master II Previdência São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco Private PB FIC FI RF Cred. Priv.PGBL/VGBL São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FI Referenciado DI Master São Paulo - Brazil Investment Fund 99.63% 99.38% 99.63% 99.38%
Bradesco FI RF Máster III Previdência São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FIC FI RF A PGBL/VGBL São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
Bradesco FI RF Máster Previdência São Paulo - Brazil Investment Fund 100.00% 100.00% 100.00% 100.00%
(1)Company merged by Banco Bradesco S.A. on July 31, 2024;
(2)The functional currency of these companies abroad is the Brazilian Real;
(3)Company closed on September 30, 2024;
(4)The functional currency of this company is the Mexican Peso;
(5)The functional currency of this company is the US Dollar;
(6)Accounting information used with date lag of up to 60 days; and
(7)The investment funds in which Bradesco assumes or substantially retains the risks and benefits were consolidated.