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NET INTEREST INCOME (Tables)
 12 Months Ended
Dec. 31, 2024
Notes and other explanatory information [abstract]  
Schedule of net interest income
     
  R$ thousands
Year ended December 31
2024 2023 2022
Interest and similar income      
Loans and advances to banks 27,775,382 28,323,764 17,154,023
Loans and advances to customers:      
- Loans 101,676,019 102,035,197 100,681,327
- Leases 868,103 582,589 485,298
Financial assets:      
- At fair value through profit or loss 27,842,234 28,363,663 29,224,224
- Fair value through other comprehensive income 24,537,302 16,906,668 29,301,725
- At amortized cost 20,118,794 25,277,210 15,526,536
Compulsory deposits with the Central Bank 8,894,336 9,943,391 8,224,712
Other financial interest income 21,547 25,992 15,340
Total 211,733,717 211,458,474 200,613,185
       
Interest and similar expenses      
Deposits from banks:      
- Interbank deposits (1,115,457) (1,943,998) (230,452)
- Funding in the open market (29,159,155) (31,529,801) (26,140,363)
- Borrowings and onlending (7,768,802) (5,834,892) (5,182,646)
Deposits from customers:      
- Savings accounts (7,977,114) (9,017,597) (9,351,219)
- Time deposits (35,409,570) (42,262,374) (32,706,362)
Securities issued (26,420,100) (25,887,914) (21,274,753)
Subordinated debt (6,378,786) (7,007,236) (7,262,125)
Liabilities of insurance contracts (29,398,557) (32,173,621) (27,972,772)
Technical capitalization provisions (651,612) (718,622) (681,221)
Total (144,279,153) (156,376,055) (130,801,913)
       
Net interest income 67,454,564 55,082,419 69,811,272