<SEC-DOCUMENT>0001193125-16-713479.txt : 20160919
<SEC-HEADER>0001193125-16-713479.hdr.sgml : 20160919
<ACCEPTANCE-DATETIME>20160919163055
ACCESSION NUMBER:		0001193125-16-713479
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20160914
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160919
DATE AS OF CHANGE:		20160919

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EQUIFAX INC
		CENTRAL INDEX KEY:			0000033185
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES [7320]
		IRS NUMBER:				580401110
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-06605
		FILM NUMBER:		161892063

	BUSINESS ADDRESS:	
		STREET 1:		1550 PEACHTREE ST NW
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30302
		BUSINESS PHONE:		4048858000

	MAIL ADDRESS:	
		STREET 1:		1550 PEACHTREE ST NW
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30309

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	RETAIL CREDIT CO
		DATE OF NAME CHANGE:	19760222
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d257536d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Washington, D.C.&nbsp;20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM&nbsp;8-K
</B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT REPORT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section&nbsp;13 or 15(d)&nbsp;of the </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Date of report (Date of earliest event reported):&nbsp;September 14, 2016 </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>EQUIFAX INC. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact
name of registrant as specified in Charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="35%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="31%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Georgia</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>001-06605</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>58-0401110</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>of incorporation)</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission File</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Number)</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(IRS Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>1550 Peachtree Street, N.W.</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Atlanta, Georgia</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center"><B>30309</B></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" COLSPAN="3" ALIGN="center"><B>(Address of principal executive offices)</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B>(Zip Code)</B></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Registrant&#146;s telephone number, including area code:&nbsp;(404)&nbsp;885-8000 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Former
name or former address, if changed since last report) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below
if the Form&nbsp;8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Written communication pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425) </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12) </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule&nbsp;14d-2(b)&nbsp;under the Exchange Act (17 CFR 240.14d-2(b)) </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT STYLE="FONT-FAMILY:WINGDINGS">&#168;</FONT></TD>
<TD ALIGN="left" VALIGN="top">Pre-commencement communications pursuant to Rule&nbsp;13e-4(c)&nbsp;under the Exchange Act (17 CFR 240.13e-4(c)) </TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;5.02.&nbsp;Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain
Officers; Compensatory Arrangements of Certain Officers. </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d) <I>Election of New Director</I>. On September&nbsp;14, 2016, the Board of Directors of
Equifax Inc. (the &#147;Company&#148;) elected G. Thomas Hough as a director, effective October&nbsp;1, 2016, for a term expiring at the next annual meeting of shareholders. The Board also appointed Mr.&nbsp;Hough as a member of its Audit and
Technology Committees. With the election of Mr.&nbsp;Hough, the size of the Board will increase to 11 members. A copy of the Company&#146;s press release announcing Mr.&nbsp;Hough&#146;s election is attached hereto as Exhibit 99.1 and incorporated
by reference herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Board of Directors has determined that Mr.&nbsp;Hough is independent and meets the applicable independence requirements of the
New York Stock Exchange and the Company&#146;s Guidelines for Determining the Independence of Directors. There have been no transactions since the beginning of the Company&#146;s last fiscal year, and there are no currently proposed transactions, in
which the Company was or is to be a participant and in which Mr.&nbsp;Hough or any member of his immediate family had or will have any interest, that are required to be reported under Item&nbsp;404(a) of Regulation S-K. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The selection of Mr.&nbsp;Hough was not pursuant to any arrangement or understanding between him and any other person. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Mr.&nbsp;Hough will be compensated in accordance with the Company&#146;s previously-disclosed compensation program for its non-employee directors. In
connection with Mr.&nbsp;Hough&#146;s election to the Board, he will receive, on the effective date of his election, a one-time initial grant of restricted stock units vesting over a three-year period, with a grant date market value of $175,000.
Mr.&nbsp;Hough will also enter into the Company&#146;s standard form of indemnification agreement for directors. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Item&nbsp;9.01.&nbsp;Financial
Statements and Exhibits. </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD WIDTH="94%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom">(d)</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"><I>Exhibits</I></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Press release of Equifax Inc. dated September 19, 2016.</TD></TR>
</TABLE>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>EQUIFAX INC.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ John J. Kelley III</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">John J. Kelley III</TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Corporate Vice President, Chief Legal Officer and Corporate Secretary</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: September 19, 2016 </P> <P STYLE="font-size:12pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Exhibit&nbsp;Index </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following exhibit is being filed with this report: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="7%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; width:39.10pt; font-size:8pt; font-family:Times New Roman"><B>Exhibit&nbsp;No.</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Description</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Press release of Equifax Inc. dated September&nbsp;19, 2016.</TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d257536dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">


<IMG SRC="g257536g09f56.jpg" ALT="LOGO">
</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">


<IMG SRC="g257536g95x43.jpg" ALT="LOGO">
</TD></TR>
</TABLE> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow"><FONT COLOR="#ff4338"><B>FOR IMMEDIATE RELEASE </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:16pt; font-family:Arial Narrow" ALIGN="center"><FONT COLOR="#ff4338"><B>Tom Hough Elected to Equifax Board of Directors </B></FONT></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow"><B>ATLANTA, GA, September&nbsp;19, 2016 </B>&#150;Equifax Inc. (NYSE:EFX) today announced that G. Thomas Hough has been elected to the Board of the Directors
effective October&nbsp;1, 2016. He will also serve on the Board&#146;s Audit and Technology Committees. Following Mr.&nbsp;Hough&#146;s election, the Equifax Board will consist of 11 directors, including 10 independent directors. The election of
Mr.&nbsp;Hough is part of the Company&#146;s normal succession planning process in connection with the scheduled retirement of three independent directors over the next two years. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Mr.&nbsp;Hough is the retired Americas Vice Chair of Ernst&nbsp;&amp; Young LLP. Based in New York, he was Vice Chair of Assurance Services of Ernst&nbsp;&amp;
Young from 2009 to July 2014, and Americas Vice Chair until his retirement in September 2014. Mr.&nbsp;Hough joined Ernst&nbsp;&amp; Young in 1978 and became a partner in 1987. During his career at Ernst&nbsp;&amp; Young, he led various teams across
the firm, including serving as Vice Chair and Southeast Area Managing Partner from 2000 to 2009 and Vice Chair of Human Resources from 1996 to 2000. He currently serves as a director of Publix Super Markets, Inc. and a trustee of the Federated Fund
Family. He is also active in a number of civic organizations, including serving as a member of the Executive Committee of the United States Golf Association and a member of the Business School Board of Visitors of the University of Alabama and Wake
Forest University. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">&#147;Tom Hough is an exceptional addition to our Board,&#148; said Equifax Chairman and Chief Executive Officer Richard F. Smith.
&#147;He brings invaluable experience in accounting, finance, and corporate governance. His background in financial accounting and risk management, including leadership experience at a major international accounting firm, is of particular importance
to our Board.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Mr.&nbsp;Hough graduated summa cum laude with a B.S. in Accounting and an M.A. in Accounting with honors from the University of Alabama.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow"><FONT COLOR="#ff4338"><B>About Equifax </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Equifax powers
the financial future of individuals and organizations around the world. Using the combined strength of unique trusted data, technology and innovative analytics, Equifax has grown from a consumer credit company into a leading provider of insights and
knowledge that helps its customers make informed decisions. The company organizes, assimilates and analyzes data on more than 820&nbsp;million consumers and more than 91&nbsp;million businesses worldwide, and its databases include employee data
contributed from more than 5,000 employers. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Headquartered in Atlanta, Ga., Equifax operates or has investments in 24 countries in North America, Central and
South America, Europe and the Asia Pacific region. It is a member of Standard&nbsp;&amp; Poor&#146;s (S&amp;P) 500<SUP STYLE="font-size:85%; vertical-align:top">&reg;</SUP> Index, and its common stock is traded on the New York Stock Exchange (NYSE)
under the symbol EFX. Equifax employs approximately 9,200 employees worldwide. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Some noteworthy achievements for the company include: Ranked 13 on the
American Banker FinTech Forward list (2015); named a Top Technology Provider on the FinTech 100 list (2004-2015); named an InformationWeek Elite 100 Winner (2014-2015); named a Top Workplace by Atlanta Journal Constitution (2013-2015); named one of
Fortune&#146;s World&#146;s Most Admired Companies (2011-2015); named one of Forbes&#146; World&#146;s 100 Most Innovative Companies (2015). For more information, visit <U>www.equifax.com</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow"><FONT COLOR="#ff4338"><B>FOR MORE INFORMATION </B></FONT></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">1550
Peachtree Street, NE </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Atlanta, Georgia 30309 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Marisa Salcines </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Media Relations </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">678-795-7286 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial Narrow">Marisa.Salcines@equifax.com </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g257536g62p89.jpg" ALT="LOGO">
 </P>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g257536g09f56.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g257536g09f56.jpg
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MU-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$! 0$! 0
M      $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $" Q$$!2$Q
M!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF)R@I*C4V
M-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$A8:'B(F*
MDI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:
MXN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W&BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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H@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g257536g62p89.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g257536g62p89.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  [ S # 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BDHH 6B
MDHH 6BDHH X7Q;X[NO#FM+816$,Z&%9=[R%3DDC' ]JPO^%M7_\ T"+;_O\
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M(T?;8/\ GH/R-6:*+5.Z^[_@A[O8K?;8/^>@_(T?;8/^>@_(U9HHM4[K[O\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
%10!__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>g257536g95x43.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g257536g95x43.jpg
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MU-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$! 0$! 0
M      $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $" Q$$!2$Q
M!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF)R@I*C4V
M-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$A8:'B(F*
MDI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:
MXN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W&BBB@ HHHH ****
M"BBLCQ!J?]GV>R,XFEX7V'<TF[*Y=.#J248]3%\2:G]KN_L\39BA/./XF_\
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2*** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
