WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE>                     9
<MULTIPLIER>                  1000
<LEGEND>
     Article 9 Financial Data Schedule for Form 10-K for the year ended 
     December 31, 1995
[/LEGEND]

       
<S>                                           <C>
<PERIOD-TYPE>                                       YEAR
<FISCAL-YEAR-END>                             DEC-31-1995
<PERIOD-START>                                DEC-31-1994
<PERIOD-END>                                  DEC-31-1995
<CASH>                                           363,119
<INT-BEARING-DEPOSITS>                           125,500
<FED-FUNDS-SOLD>                                   1,000
<TRADING-ASSETS>                                   9,709
<INVESTMENTS-HELD-FOR-SALE>                    1,531,893
<INVESTMENTS-CARRYING>                           237,402
<INVESTMENTS-MARKET>                             239,044
<LOANS>                                        9,873,723
<ALLOWANCE>                                      262,344
<TOTAL-ASSETS>                                11,955,902
<DEPOSITS>                                     9,469,575
<SHORT-TERM>                                   1,273,206
<LIABILITIES-OTHER>                              174,077
<LONG-TERM>                                      192,791
<COMMON>                                          40,487
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                       40,000
<OTHER-SE>                                       765,766
<TOTAL-LIABILITIES-AND-EQUITY>                11,955,902
<INTEREST-LOAN>                                  794,181
<INTEREST-INVEST>                                121,551
<INTEREST-OTHER>                                  12,422
<INTEREST-TOTAL>                                 928,154
<INTEREST-DEPOSIT>                               346,348
<INTEREST-EXPENSE>                               441,730
<INTEREST-INCOME-NET>                            486,424
<LOAN-LOSSES>                                     40,350
<SECURITIES-GAINS>                                 4,479
<EXPENSE-OTHER>                                  374,439
<INCOME-PRETAX>                                  221,173
<INCOME-PRE-EXTRAORDINARY>                       131,036
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     131,036
<EPS-PRIMARY>                                      18.79
<EPS-DILUTED>                                      17.78
<YIELD-ACTUAL>                                      4.43
<LOANS-NON>                                       75,224
<LOANS-PAST>                                      17,842
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                 243,332
<CHARGE-OFFS>                                     31,207
<RECOVERIES>                                       9,869
<ALLOWANCE-CLOSE>                                262,344
<ALLOWANCE-DOMESTIC>                             136,072
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                          126,272
        

</TABLE>
