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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000912057-00-009202.txt : 20000307
<SEC-HEADER>0000912057-00-009202.hdr.sgml : 20000307
ACCESSION NUMBER:		0000912057-00-009202
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20000301
ITEM INFORMATION:		
FILED AS OF DATE:		20000301

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			M&T BANK CORP
		CENTRAL INDEX KEY:			0000036270
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				160968385
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		
		SEC FILE NUMBER:	001-09861
		FILM NUMBER:		558603

	BUSINESS ADDRESS:	
		STREET 1:		C/O CORPORATE REPORTING
		STREET 2:		ONE M&T PLAZA 5TH FLOOR
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14240
		BUSINESS PHONE:		7168425445

	MAIL ADDRESS:	
		STREET 1:		C/O CORPORAE REPORTING
		STREET 2:		ONE M&T PLAZA 5TH FLR
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14240

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST EMPIRE STATE CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<DESCRIPTION>8-K
<TEXT>

<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



Date of Report (Date of earliest event reported):       MARCH 1, 2000
                                                  -----------------------------



                              M&T BANK CORPORATION
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


                                    New York
- --------------------------------------------------------------------------------
                 (State or other jurisdiction of incorporation)


         1-9861                                           16-0968385
- ------------------------                    ------------------------------------
(Commission File Number)                    (I.R.S. Employer Identification No.)



One M&T Plaza, Buffalo, New York                                   14203
- --------------------------------------------------------------------------------
(Address of principal executive offices)                         (Zip Code)


Registrant's telephone number, including area code:    (716) 842-5445
                                                    ----------------------------


                                (NOT APPLICABLE)
- --------------------------------------------------------------------------------
          (Former name or former address, if changed since last report)



<PAGE>


Item 5.  Other Events.

         M&T Bank Corporation announced on March 1, 2000 that Manufacturers and
Traders Trust Company ("M&T Bank"), its principal bank subsidiary, had
consummated the acquisition of Matthews, Bartlett & Dedecker, Inc., a property
and casualty insurance agency based in Buffalo, New York. The insurance agency
will operate as a subsidiary of M&T Bank.



                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        M&T BANK CORPORATION



Date: March 1, 2000                     By: /s/ Michael P. Pinto
                                           ----------------------------
                                            Michael P. Pinto
                                            Executive Vice President
                                            and Chief Financial Officer




                                      - 2 -
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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