<SEC-DOCUMENT>0000950123-18-004169.txt : 20180504
<SEC-HEADER>0000950123-18-004169.hdr.sgml : 20180504
<ACCEPTANCE-DATETIME>20180504142919
ACCESSION NUMBER:		0000950123-18-004169
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180331
FILED AS OF DATE:		20180504
DATE AS OF CHANGE:		20180504
EFFECTIVENESS DATE:		20180504

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			M&T BANK CORP
		CENTRAL INDEX KEY:			0000036270
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				160968385
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-00267
		FILM NUMBER:		18807348

	BUSINESS ADDRESS:	
		STREET 1:		C/O CORPORATE REPORTING
		STREET 2:		ONE M&T PLAZA 5TH FLOOR
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14203
		BUSINESS PHONE:		7168425390

	MAIL ADDRESS:	
		STREET 1:		C/O CORPORATE REPORTING
		STREET 2:		ONE M&T PLAZA 5TH FLR
		CITY:			BUFFALO
		STATE:			NY
		ZIP:			14203

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST EMPIRE STATE CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
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        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000036270</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2018</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2018</reportCalendarOrQuarter>
      <filingManager>
        <name>M&amp;T Bank Corp</name>
        <address>
          <ns1:street1>C/O CORPORATE REPORTING</ns1:street1>
          <ns1:street2>ONE M&amp;T PLAZA 5TH FLR</ns1:street2>
          <ns1:city>Buffalo</ns1:city>
          <ns1:stateOrCountry>NY</ns1:stateOrCountry>
          <ns1:zipCode>14203</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-00267</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>William J. Farrell</name>
      <title>Executive Vice President</title>
      <phone>302 636-6770</phone>
      <signature>/s/ William J. Farrell</signature>
      <city>Wilmington</city>
      <stateOrCountry>DE</stateOrCountry>
      <signatureDate>05-03-2018</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>6</otherIncludedManagersCount>
      <tableEntryTotal>7598</tableEntryTotal>
      <tableValueTotal>18613110</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <form13FFileNumber>028-03980</form13FFileNumber>
            <name>Manufacturers &amp; Traders Trust Company</name>
          </otherManager>
        </otherManager2>
        <otherManager2>
          <sequenceNumber>3</sequenceNumber>
          <otherManager>
            <form13FFileNumber>028-10909</form13FFileNumber>
            <name>Wilmington Trust Investment Advisors, Inc</name>
          </otherManager>
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<SEQUENCE>2
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<DESCRIPTION>INFORMATION TABLE FOR FORM 13F
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           <None>0</None>
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       <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G02602103</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>215</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>215</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G02602103</cusip>
       <value>361</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5404</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4577</Sole>
           <Shared>0</Shared>
           <None>827</None>
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   <infoTable>
       <nameOfIssuer>AMDOCS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G02602103</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>42</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>418</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2979</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>0</Shared>
           <None>1979</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>884</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>6300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2090</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2090</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>401</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2857</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2034</Sole>
           <Shared>0</Shared>
           <None>823</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AON PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G0408V102</cusip>
       <value>1610</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11473</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1434</Sole>
           <Shared>0</Shared>
           <None>10039</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G0450A105</cusip>
       <value>517</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6040</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6040</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G0450A105</cusip>
       <value>222</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2590</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2590</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G0450A105</cusip>
       <value>77</value>
       <shrsOrPrnAmt>
           <sshPrnamt>900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>900</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G0450A105</cusip>
       <value>568</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6636</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6454</Sole>
           <Shared>0</Shared>
           <None>182</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCH CAP GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G0450A105</cusip>
       <value>26</value>
       <shrsOrPrnAmt>
           <sshPrnamt>300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARCOS DORADOS HOLDINGS INC</nameOfIssuer>
       <titleOfClass>SHS CLASS -A -</titleOfClass>
       <cusip>G0457F107</cusip>
       <value>325</value>
       <shrsOrPrnAmt>
           <sshPrnamt>35522</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>35522</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>34</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1280</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>50</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1900</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>19</value>
       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>89</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>89</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>510</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>255</Sole>
           <Shared>0</Shared>
           <None>255</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ARRIS INTL INC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0551A103</cusip>
       <value>112</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4222</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>330</Sole>
           <Shared>0</Shared>
           <None>3892</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0585R106</cusip>
       <value>333</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9200</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0585R106</cusip>
       <value>129</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3550</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3550</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0585R106</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1065</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1065</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0585R106</cusip>
       <value>175</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4823</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4770</Sole>
           <Shared>0</Shared>
           <None>53</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ASSURED GUARANTY LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0585R106</cusip>
       <value>45</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1243</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>588</Sole>
           <Shared>0</Shared>
           <None>655</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>189</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3280</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>18</value>
       <shrsOrPrnAmt>
           <sshPrnamt>320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>320</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>113</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>113</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>60</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1049</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>353</Sole>
           <Shared>0</Shared>
           <None>696</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>14</None>
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   <infoTable>
       <nameOfIssuer>AXIS CAPITAL HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G0692U109</cusip>
       <value>25</value>
       <shrsOrPrnAmt>
           <sshPrnamt>439</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>78</Sole>
           <Shared>0</Shared>
           <None>361</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0750C108</cusip>
       <value>1433</value>
       <shrsOrPrnAmt>
           <sshPrnamt>47450</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1300</Sole>
           <Shared>0</Shared>
           <None>46150</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0750C108</cusip>
       <value>130</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0750C108</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0750C108</cusip>
       <value>66</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2172</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1764</Sole>
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           <None>408</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AXALTA COATING SYS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G0750C108</cusip>
       <value>64</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2114</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1869</Sole>
           <Shared>0</Shared>
           <None>245</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>1883</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12266</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>12009</Sole>
           <Shared>0</Shared>
           <None>257</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>717</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4670</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>4670</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>2134</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>13900</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>703</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4580</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>4580</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>194</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1261</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>1261</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>6068</value>
       <shrsOrPrnAmt>
           <sshPrnamt>39530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>37115</Sole>
           <Shared>0</Shared>
           <None>2415</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>849</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5532</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>5526</Sole>
           <Shared>0</Shared>
           <None>6</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>6227</value>
       <shrsOrPrnAmt>
           <sshPrnamt>40564</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>34058</Sole>
           <Shared>0</Shared>
           <None>6506</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>682</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4441</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4441</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
       <titleOfClass>LP INT UNIT</titleOfClass>
       <cusip>G16252101</cusip>
       <value>338</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8110</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8110</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BROOKFIELD INFRAST PARTNERS</nameOfIssuer>
       <titleOfClass>LP INT UNIT</titleOfClass>
       <cusip>G16252101</cusip>
       <value>191</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4575</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4575</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>59</value>
       <shrsOrPrnAmt>
           <sshPrnamt>800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>62</value>
       <shrsOrPrnAmt>
           <sshPrnamt>845</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>845</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>49</value>
       <shrsOrPrnAmt>
           <sshPrnamt>666</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>35</Sole>
           <Shared>0</Shared>
           <None>631</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>216</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2917</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2900</Sole>
           <Shared>0</Shared>
           <None>17</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUNGE LIMITED</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G16962105</cusip>
       <value>21</value>
       <shrsOrPrnAmt>
           <sshPrnamt>284</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>284</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>6057</value>
       <shrsOrPrnAmt>
           <sshPrnamt>75802</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>43827</Sole>
           <Shared>0</Shared>
           <None>31975</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>440</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5505</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>5505</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>973</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12178</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>12178</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>394</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4933</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>3249</Sole>
           <Shared>1684</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>1245</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15586</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>15445</Sole>
           <Shared>141</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>25452</value>
       <shrsOrPrnAmt>
           <sshPrnamt>318510</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>316068</Sole>
           <Shared>0</Shared>
           <None>2442</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>1503</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18804</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>18804</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>7809</value>
       <shrsOrPrnAmt>
           <sshPrnamt>97726</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>93045</Sole>
           <Shared>0</Shared>
           <None>4681</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G29183103</cusip>
       <value>300</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3753</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3753</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G30401106</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G30401106</cusip>
       <value>55</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>9300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G30401106</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>960</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>960</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENDO INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G30401106</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>43823</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>43677</Sole>
           <Shared>0</Shared>
           <None>146</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSTAR GROUP LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3075P101</cusip>
       <value>866</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4120</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSTAR GROUP LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3075P101</cusip>
       <value>133</value>
       <shrsOrPrnAmt>
           <sshPrnamt>634</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>611</Sole>
           <Shared>0</Shared>
           <None>23</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSTAR GROUP LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3075P101</cusip>
       <value>36</value>
       <shrsOrPrnAmt>
           <sshPrnamt>172</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>172</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSTAR GROUP LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3075P101</cusip>
       <value>424</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2015</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2015</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSCO PLC</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G3157S106</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2330</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>2330</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSCO PLC</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G3157S106</cusip>
       <value>24</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>5360</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ENSCO PLC</nameOfIssuer>
       <titleOfClass>SHS CLASS A</titleOfClass>
       <cusip>G3157S106</cusip>
       <value>193</value>
       <shrsOrPrnAmt>
           <sshPrnamt>43870</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>43292</Sole>
           <Shared>0</Shared>
           <None>578</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>51</value>
       <shrsOrPrnAmt>
           <sshPrnamt>200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>300</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1170</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>72</value>
       <shrsOrPrnAmt>
           <sshPrnamt>280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>280</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>588</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2291</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2291</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EVEREST RE GROUP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G3223R108</cusip>
       <value>161</value>
       <shrsOrPrnAmt>
           <sshPrnamt>628</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>514</Sole>
           <Shared>0</Shared>
           <None>114</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3922B107</cusip>
       <value>38</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3922B107</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3922B107</cusip>
       <value>70</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2181</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2109</Sole>
           <Shared>0</Shared>
           <None>72</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3922B107</cusip>
       <value>161</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5030</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2056</Sole>
           <Shared>0</Shared>
           <None>2974</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENPACT LIMITED</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G3922B107</cusip>
       <value>254</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7949</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>7949</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GOLDEN OCEAN GROUP LTD</nameOfIssuer>
       <titleOfClass>SHS NEW</titleOfClass>
       <cusip>G39637205</cusip>
       <value>243</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30534</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>10580</Sole>
           <Shared>0</Shared>
           <None>19954</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G4388N106</cusip>
       <value>623</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7156</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7156</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HELEN OF TROY CORP LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G4388N106</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>161</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>161</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERBALIFE LTD</nameOfIssuer>
       <titleOfClass>COM USD SHS</titleOfClass>
       <cusip>G4412G101</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERBALIFE LTD</nameOfIssuer>
       <titleOfClass>COM USD SHS</titleOfClass>
       <cusip>G4412G101</cusip>
       <value>175</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERBALIFE LTD</nameOfIssuer>
       <titleOfClass>COM USD SHS</titleOfClass>
       <cusip>G4412G101</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERBALIFE LTD</nameOfIssuer>
       <titleOfClass>COM USD SHS</titleOfClass>
       <cusip>G4412G101</cusip>
       <value>53</value>
       <shrsOrPrnAmt>
           <sshPrnamt>547</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>547</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HERBALIFE LTD</nameOfIssuer>
       <titleOfClass>COM USD SHS</titleOfClass>
       <cusip>G4412G101</cusip>
       <value>202</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2074</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2065</Sole>
           <Shared>0</Shared>
           <None>9</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G4474Y214</cusip>
       <value>25</value>
       <shrsOrPrnAmt>
           <sshPrnamt>763</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>763</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G4474Y214</cusip>
       <value>306</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9250</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>9250</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G4474Y214</cusip>
       <value>304</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9194</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9194</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G4474Y214</cusip>
       <value>180</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>5425</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JANUS HENDERSON GROUP PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G4474Y214</cusip>
       <value>386</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11673</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>11597</Sole>
           <Shared>0</Shared>
           <None>76</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HOLLYSYS AUTOMATION TECHNOLO</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G45667105</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>571</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>571</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HOLLYSYS AUTOMATION TECHNOLO</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G45667105</cusip>
       <value>1797</value>
       <shrsOrPrnAmt>
           <sshPrnamt>72687</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>72687</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ICON PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G4705A100</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>368</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>368</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ICON PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G4705A100</cusip>
       <value>116</value>
       <shrsOrPrnAmt>
           <sshPrnamt>983</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>983</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ICON PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G4705A100</cusip>
       <value>1689</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14296</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>14277</Sole>
           <Shared>0</Shared>
           <None>19</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ICON PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G4705A100</cusip>
       <value>534</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4522</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>4522</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ICON PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G4705A100</cusip>
       <value>1909</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16158</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>14128</Sole>
           <Shared>0</Shared>
           <None>2030</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>145</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>3000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>270</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5587</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5587</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>96</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1983</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1983</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>174</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3610</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2927</Sole>
           <Shared>0</Shared>
           <None>683</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>IHS MARKIT LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47567105</cusip>
       <value>287</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5958</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4484</Sole>
           <Shared>0</Shared>
           <None>1474</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>364</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4251</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>4012</Sole>
           <Shared>0</Shared>
           <None>239</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>179</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2090</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>2090</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>543</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6350</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>6350</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>179</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2095</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2095</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>2136</value>
       <shrsOrPrnAmt>
           <sshPrnamt>24976</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>24187</Sole>
           <Shared>0</Shared>
           <None>789</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>2669</value>
       <shrsOrPrnAmt>
           <sshPrnamt>31214</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>31214</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>2257</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26391</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>25796</Sole>
           <Shared>0</Shared>
           <None>595</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G47791101</cusip>
       <value>193</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2254</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2254</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G48833100</cusip>
       <value>17</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>7300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G48833100</cusip>
       <value>18</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>8000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEATHERFORD INTL PLC</nameOfIssuer>
       <titleOfClass>ORD SHS</titleOfClass>
       <cusip>G48833100</cusip>
       <value>144</value>
       <shrsOrPrnAmt>
           <sshPrnamt>63039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>62330</Sole>
           <Shared>0</Shared>
           <None>709</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>4242</value>
       <shrsOrPrnAmt>
           <sshPrnamt>132509</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>72488</Sole>
           <Shared>0</Shared>
           <None>60021</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>131</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>4100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>380</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11870</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>11870</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>198</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6182</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>3300</Sole>
           <Shared>2882</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>918</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28666</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>28404</Sole>
           <Shared>262</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>14983</value>
       <shrsOrPrnAmt>
           <sshPrnamt>468086</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>466085</Sole>
           <Shared>0</Shared>
           <None>2001</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>1729</value>
       <shrsOrPrnAmt>
           <sshPrnamt>54008</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>53947</Sole>
           <Shared>0</Shared>
           <None>61</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G491BT108</cusip>
       <value>4299</value>
       <shrsOrPrnAmt>
           <sshPrnamt>134315</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>133528</Sole>
           <Shared>0</Shared>
           <None>787</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>727</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20618</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>19790</Sole>
           <Shared>0</Shared>
           <None>828</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>242</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6876</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>6876</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>544</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15431</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>15431</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>254</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7209</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>7209</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>285</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>285</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>888</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25211</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>22382</Sole>
           <Shared>0</Shared>
           <None>2829</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>34</value>
       <shrsOrPrnAmt>
           <sshPrnamt>974</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>936</Sole>
           <Shared>0</Shared>
           <None>38</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G51502105</cusip>
       <value>970</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27527</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>18349</Sole>
           <Shared>0</Shared>
           <None>9178</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>528</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10053</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>10051</Sole>
           <Shared>0</Shared>
           <None>2</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>80</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>570</Sole>
           <Shared>960</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>22</value>
       <shrsOrPrnAmt>
           <sshPrnamt>425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>425</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>3086</value>
       <shrsOrPrnAmt>
           <sshPrnamt>58715</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>58715</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>658</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12518</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>12518</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LAZARD LTD</nameOfIssuer>
       <titleOfClass>SHS A</titleOfClass>
       <cusip>G54050102</cusip>
       <value>1376</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26177</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>26177</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G5480U104</cusip>
       <value>511</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16318</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>16006</Sole>
           <Shared>0</Shared>
           <None>312</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
       <titleOfClass>SHS CL A</titleOfClass>
       <cusip>G5480U104</cusip>
       <value>17</value>
       <shrsOrPrnAmt>
           <sshPrnamt>534</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>534</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
       <titleOfClass>SHS CL C</titleOfClass>
       <cusip>G5480U120</cusip>
       <value>219</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7204</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6741</Sole>
           <Shared>0</Shared>
           <None>463</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LIBERTY GLOBAL PLC</nameOfIssuer>
       <titleOfClass>SHS CL C</titleOfClass>
       <cusip>G5480U120</cusip>
       <value>1631</value>
       <shrsOrPrnAmt>
           <sshPrnamt>53584</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1293</Sole>
           <Shared>0</Shared>
           <None>52291</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>69</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>3300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>241</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11490</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>11490</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>35</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1650</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1650</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>56</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2678</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1761</Sole>
           <Shared>0</Shared>
           <None>917</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>107</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>107</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>118</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5618</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4175</Sole>
           <Shared>0</Shared>
           <None>1443</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MARVELL TECHNOLOGY GROUP LTD</nameOfIssuer>
       <titleOfClass>ORD</titleOfClass>
       <cusip>G5876H105</cusip>
       <value>469</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22349</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>22349</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>2101</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26195</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>22021</Sole>
           <Shared>0</Shared>
           <None>4174</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>793</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9880</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>9880</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>2152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26826</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>26826</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>754</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9395</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>9395</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>19</value>
       <shrsOrPrnAmt>
           <sshPrnamt>234</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>234</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>3567</value>
       <shrsOrPrnAmt>
           <sshPrnamt>44464</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>41104</Sole>
           <Shared>0</Shared>
           <None>3360</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3044</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>3000</Sole>
           <Shared>0</Shared>
           <None>44</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>3723</value>
       <shrsOrPrnAmt>
           <sshPrnamt>46405</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>45348</Sole>
           <Shared>0</Shared>
           <None>1057</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>366</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4559</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4559</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>9</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G60754101</cusip>
       <value>74</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G60754101</cusip>
       <value>99</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1600</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G60754101</cusip>
       <value>50</value>
       <shrsOrPrnAmt>
           <sshPrnamt>800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G60754101</cusip>
       <value>32</value>
       <shrsOrPrnAmt>
           <sshPrnamt>512</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>338</Sole>
           <Shared>0</Shared>
           <None>174</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICHAEL KORS HLDGS LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G60754101</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>124</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>90</Sole>
           <Shared>0</Shared>
           <None>34</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>171</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2010</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>2010</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>446</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5250</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5250</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>127</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>227</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2667</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>2667</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>1559</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18345</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>17346</Sole>
           <Shared>0</Shared>
           <None>999</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>14</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APTIV PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6095L109</cusip>
       <value>1347</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15852</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>12600</Sole>
           <Shared>0</Shared>
           <None>3252</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6359F103</cusip>
       <value>17</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>2500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6359F103</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6359F103</cusip>
       <value>24</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3410</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>3410</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6359F103</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1978</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1978</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NABORS INDUSTRIES LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G6359F103</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1255</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>40</Sole>
           <Shared>0</Shared>
           <None>1215</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>83</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>2600</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>100</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3150</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3150</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>67</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>532</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16731</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>15768</Sole>
           <Shared>0</Shared>
           <None>963</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSEN HLDGS PLC</nameOfIssuer>
       <titleOfClass>SHS EUR</titleOfClass>
       <cusip>G6518L108</cusip>
       <value>89</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2791</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2791</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>73</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1370</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1370</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>178</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3360</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>53</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>201</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3803</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3738</Sole>
           <Shared>0</Shared>
           <None>65</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NORWEGIAN CRUISE LINE HLDGS</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G66721104</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>23</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>566</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8306</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>8301</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>82</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3816</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3816</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>91</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1329</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1329</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>666</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9776</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9433</Sole>
           <Shared>0</Shared>
           <None>343</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PENTAIR PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7S00T104</cusip>
       <value>63</value>
       <shrsOrPrnAmt>
           <sshPrnamt>926</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>926</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G7496G103</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>20</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G7496G103</cusip>
       <value>56</value>
       <shrsOrPrnAmt>
           <sshPrnamt>405</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>405</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G7496G103</cusip>
       <value>893</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6449</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6250</Sole>
           <Shared>0</Shared>
           <None>199</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G7496G103</cusip>
       <value>27</value>
       <shrsOrPrnAmt>
           <sshPrnamt>193</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>20</Sole>
           <Shared>0</Shared>
           <None>173</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RENAISSANCERE HOLDINGS LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G7496G103</cusip>
       <value>80</value>
       <shrsOrPrnAmt>
           <sshPrnamt>574</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>574</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7945M107</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>162</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>162</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7945M107</cusip>
       <value>7627</value>
       <shrsOrPrnAmt>
           <sshPrnamt>130337</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>130087</Sole>
           <Shared>0</Shared>
           <None>250</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7945M107</cusip>
       <value>1358</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>23200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G7945M107</cusip>
       <value>1007</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>17038</Sole>
           <Shared>0</Shared>
           <None>162</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>1436</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1400</Sole>
           <Shared>0</Shared>
           <None>26300</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>180</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>180</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>5048</value>
       <shrsOrPrnAmt>
           <sshPrnamt>97394</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>96356</Sole>
           <Shared>0</Shared>
           <None>1038</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>1063</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>20500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSATA TECHNOLOGIES HLDNG P</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G8060N102</cusip>
       <value>953</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18384</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>17476</Sole>
           <Shared>0</Shared>
           <None>908</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SHIP FINANCE INTERNATIONAL L</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G81075106</cusip>
       <value>29</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SHIP FINANCE INTERNATIONAL L</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>G81075106</cusip>
       <value>143</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STERIS PLC</nameOfIssuer>
       <titleOfClass>SHS USD</titleOfClass>
       <cusip>G84720104</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STERIS PLC</nameOfIssuer>
       <titleOfClass>SHS USD</titleOfClass>
       <cusip>G84720104</cusip>
       <value>65</value>
       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STERIS PLC</nameOfIssuer>
       <titleOfClass>SHS USD</titleOfClass>
       <cusip>G84720104</cusip>
       <value>153</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1634</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1144</Sole>
           <Shared>0</Shared>
           <None>490</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STERIS PLC</nameOfIssuer>
       <titleOfClass>SHS USD</titleOfClass>
       <cusip>G84720104</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>30</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STERIS PLC</nameOfIssuer>
       <titleOfClass>SHS USD</titleOfClass>
       <cusip>G84720104</cusip>
       <value>1052</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11270</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>11270</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G87110105</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>310</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>310</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G87110105</cusip>
       <value>52</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1774</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>61</Sole>
           <Shared>0</Shared>
           <None>1713</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TECHNIPFMC PLC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>G87110105</cusip>
       <value>325</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11031</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <sshPrnamt>160</sshPrnamt>
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       <otherManager>13</otherManager>
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       <otherManager>14</otherManager>
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       <cusip>G9618E107</cusip>
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       <cusip>G9618E107</cusip>
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           <sshPrnamt>395</sshPrnamt>
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           <None>0</None>
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       <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
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       <titleOfClass>SHS</titleOfClass>
       <cusip>G96629103</cusip>
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           <sshPrnamt>2700</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>2700</Sole>
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           <None>0</None>
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       <titleOfClass>SHS</titleOfClass>
       <cusip>G96629103</cusip>
       <value>152</value>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <titleOfClass>SHS</titleOfClass>
       <cusip>G96629103</cusip>
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           <sshPrnamt>379</sshPrnamt>
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           <Sole>252</Sole>
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       <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
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       <nameOfIssuer>WILLIS TOWERS WATSON PUB LTD</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <None>0</None>
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       <cusip>N20146101</cusip>
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       <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N22717107</cusip>
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       <shrsOrPrnAmt>
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       <titleOfClass>COM</titleOfClass>
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           <Sole>22454</Sole>
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           <None>22</None>
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       <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N22717107</cusip>
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       <shrsOrPrnAmt>
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       <nameOfIssuer>CORE LABORATORIES N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N22717107</cusip>
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       <nameOfIssuer>FERRARI N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N3167Y103</cusip>
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       <shrsOrPrnAmt>
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           <Sole>317</Sole>
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           <None>8</None>
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   <infoTable>
       <nameOfIssuer>FERRARI N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N3167Y103</cusip>
       <value>111</value>
       <shrsOrPrnAmt>
           <sshPrnamt>925</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>925</Sole>
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           <None>0</None>
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       <nameOfIssuer>FERRARI N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N3167Y103</cusip>
       <value>1364</value>
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           <sshPrnamt>11314</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
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           <Sole>11023</Sole>
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           <None>291</None>
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   <infoTable>
       <nameOfIssuer>FERRARI N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N3167Y103</cusip>
       <value>471</value>
       <shrsOrPrnAmt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>3905</Sole>
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           <None>0</None>
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       <nameOfIssuer>FERRARI N V</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>N3167Y103</cusip>
       <value>1436</value>
       <shrsOrPrnAmt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>11918</Sole>
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       <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
       <titleOfClass>SHS - A -</titleOfClass>
       <cusip>N53745100</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>65780</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>38188</Sole>
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           <None>27592</None>
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       <nameOfIssuer>LYONDELLBASELL INDUSTRIES N</nameOfIssuer>
       <titleOfClass>SHS - A -</titleOfClass>
       <cusip>N53745100</cusip>
       <value>832</value>
       <shrsOrPrnAmt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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       <nameOfIssuer>MYLAN N V</nameOfIssuer>
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       <nameOfIssuer>MYLAN N V</nameOfIssuer>
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       <nameOfIssuer>MYLAN N V</nameOfIssuer>
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   <infoTable>
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       <nameOfIssuer>AAON INC</nameOfIssuer>
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           <sshPrnamt>143</sshPrnamt>
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           <Sole>143</Sole>
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           <None>0</None>
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           <Sole>267</Sole>
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           <None>0</None>
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       <value>134</value>
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           <sshPrnamt>1379</sshPrnamt>
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       <value>66</value>
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           <sshPrnamt>2762</sshPrnamt>
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       <otherManager>1</otherManager>
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           <Sole>2698</Sole>
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       <value>589</value>
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           <sshPrnamt>24800</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <None>0</None>
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       <nameOfIssuer>ABB LTD</nameOfIssuer>
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       <value>343</value>
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           <sshPrnamt>14464</sshPrnamt>
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           <None>0</None>
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       <value>1685</value>
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           <sshPrnamt>70961</sshPrnamt>
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           <Sole>70279</Sole>
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       <nameOfIssuer>ACNB CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
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       <value>347</value>
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           <sshPrnamt>11848</sshPrnamt>
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           <Sole>11148</Sole>
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       <nameOfIssuer>AFLAC INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
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       <nameOfIssuer>AFLAC INC</nameOfIssuer>
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       <value>858</value>
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       <nameOfIssuer>AFLAC INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
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       <value>259</value>
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       <titleOfClass>COM</titleOfClass>
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       <value>171</value>
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       <nameOfIssuer>AFLAC INC</nameOfIssuer>
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       <putCall>Put</putCall>
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   <infoTable>
       <nameOfIssuer>AGCO CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>001084102</cusip>
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           <sshPrnamt>460</sshPrnamt>
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       <titleOfClass>COM</titleOfClass>
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       <value>104</value>
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           <Sole>1478</Sole>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>001084102</cusip>
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   <infoTable>
       <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>19</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>122</value>
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           <sshPrnamt>6430</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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   <infoTable>
       <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2290</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>140</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7404</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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   <infoTable>
       <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>95</value>
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   <infoTable>
       <nameOfIssuer>AGNC INVT CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00123Q104</cusip>
       <value>126</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6637</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <None>83</None>
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   <infoTable>
       <nameOfIssuer>AES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>750</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>750</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>24</value>
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           <sshPrnamt>2100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>2100</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>AES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>26</value>
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           <sshPrnamt>2300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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           <Sole>2300</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>AES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>4</value>
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           <sshPrnamt>339</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>339</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>267</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23483</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>22280</Sole>
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           <None>1203</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>AES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00130H105</cusip>
       <value>57</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5001</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>5001</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
       <titleOfClass>EQUAL SEC ETF</titleOfClass>
       <cusip>00162Q205</cusip>
       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3436</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>3436</Sole>
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   <infoTable>
       <nameOfIssuer>ALPS ETF TR</nameOfIssuer>
       <titleOfClass>SECTR DIV DOGS</titleOfClass>
       <cusip>00162Q858</cusip>
       <value>51</value>
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           <sshPrnamt>1706</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
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           <Shared>1706</Shared>
           <None>0</None>
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       <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32051X108</cusip>
       <value>721</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>25650</Sole>
           <Shared>240</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32051X108</cusip>
       <value>7682</value>
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           <sshPrnamt>276046</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>274880</Sole>
           <Shared>0</Shared>
           <None>1166</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32051X108</cusip>
       <value>237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8502</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>8502</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST HAWAIIAN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32051X108</cusip>
       <value>2386</value>
       <shrsOrPrnAmt>
           <sshPrnamt>85720</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>85292</Sole>
           <Shared>0</Shared>
           <None>428</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>320517105</cusip>
       <value>168</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8934</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>8934</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>320517105</cusip>
       <value>38</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2004</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2004</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>320517105</cusip>
       <value>38</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2003</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1220</Sole>
           <Shared>0</Shared>
           <None>783</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST HORIZON NATL CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>320517105</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>215</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>132</Sole>
           <Shared>0</Shared>
           <None>83</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32054K103</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1351</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1351</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32054K103</cusip>
       <value>129</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4426</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>4426</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32054K103</cusip>
       <value>30</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1015</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1015</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST INDUSTRIAL REALTY TRUS</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>32054K103</cusip>
       <value>105</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3581</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3581</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>435</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>102</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>4</value>
       <shrsOrPrnAmt>
           <sshPrnamt>47</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>47</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>792</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8552</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8380</Sole>
           <Shared>0</Shared>
           <None>172</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>610</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6588</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>3899</Sole>
           <Shared>0</Shared>
           <None>2689</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST REP BK SAN FRANCISCO C</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33616C100</cusip>
       <value>468</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5051</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5051</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>41</value>
       <shrsOrPrnAmt>
           <sshPrnamt>580</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>580</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>192</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>600</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>134</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>129</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>22</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST SOLAR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>336433107</cusip>
       <value>167</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2351</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2305</Sole>
           <Shared>0</Shared>
           <None>46</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>US EQTY OPPT ETF</titleOfClass>
       <cusip>336920103</cusip>
       <value>173</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2520</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2520</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>US EQTY OPPT ETF</titleOfClass>
       <cusip>336920103</cusip>
       <value>281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>CAP STRENGTH ETF</titleOfClass>
       <cusip>33733E104</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5147</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>5147</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>DJ INTERNT IDX</titleOfClass>
       <cusip>33733E302</cusip>
       <value>731</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6066</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6047</Sole>
           <Shared>0</Shared>
           <None>19</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>DJ INTERNT IDX</titleOfClass>
       <cusip>33733E302</cusip>
       <value>19</value>
       <shrsOrPrnAmt>
           <sshPrnamt>161</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>161</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR S&amp;P REIT INDEX FD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33734G108</cusip>
       <value>206</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9684</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9684</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>33734H106</cusip>
       <value>281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9401</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9401</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR VALUE LINE DIVID IN</nameOfIssuer>
       <titleOfClass>SHS</titleOfClass>
       <cusip>33734H106</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8705</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>8705</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>FINLS ALPHADEX</titleOfClass>
       <cusip>33734X135</cusip>
       <value>12</value>
       <shrsOrPrnAmt>
           <sshPrnamt>380</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>380</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>FINLS ALPHADEX</titleOfClass>
       <cusip>33734X135</cusip>
       <value>190</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6113</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6113</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>HLTH CARE ALPH</titleOfClass>
       <cusip>33734X143</cusip>
       <value>145</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2084</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2084</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>HLTH CARE ALPH</titleOfClass>
       <cusip>33734X143</cusip>
       <value>72</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1040</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1040</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>INDLS PROD DUR</titleOfClass>
       <cusip>33734X150</cusip>
       <value>380</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9596</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9596</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>TECH ALPHADEX</titleOfClass>
       <cusip>33734X176</cusip>
       <value>513</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9322</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9322</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>DJ GLBL DIVID</titleOfClass>
       <cusip>33734X200</cusip>
       <value>316</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12342</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>12342</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
       <titleOfClass>EUROPE ALPHADEX</titleOfClass>
       <cusip>33737J117</cusip>
       <value>490</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12347</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>12347</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCH TRD ALPHA FD I</nameOfIssuer>
       <titleOfClass>EMERG MKT ALPH</titleOfClass>
       <cusip>33737J182</cusip>
       <value>481</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16415</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>16415</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>NO AMER ENERGY</titleOfClass>
       <cusip>33738D101</cusip>
       <value>656</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29969</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>29969</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>SENIOR LN FD</titleOfClass>
       <cusip>33738D309</cusip>
       <value>424</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8816</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8816</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>FIRST TR TA HIYL</titleOfClass>
       <cusip>33738D408</cusip>
       <value>232</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4868</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4868</Sole>
           <Shared>0</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>NASD TECH DIV</titleOfClass>
       <cusip>33738R118</cusip>
       <value>164</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4576</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4576</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>NASD TECH DIV</titleOfClass>
       <cusip>33738R118</cusip>
       <value>89</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2500</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>NASDAQ BK ETF</titleOfClass>
       <cusip>33738R860</cusip>
       <value>227</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7693</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>7693</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>DORSEY WRIGHT</titleOfClass>
       <cusip>33738R886</cusip>
       <value>245</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11025</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>11025</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD</nameOfIssuer>
       <titleOfClass>FST LOW OPPT EFT</titleOfClass>
       <cusip>33739Q200</cusip>
       <value>214</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4162</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4162</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>644</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9037</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>814</Sole>
           <Shared>0</Shared>
           <None>8223</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>3160</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>779</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10920</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>10920</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3640</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>3640</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>2052</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28771</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>24736</Sole>
           <Shared>0</Shared>
           <None>4035</None>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>2860</value>
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           <sshPrnamt>40112</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>40000</Sole>
           <Shared>0</Shared>
           <None>112</None>
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   <infoTable>
       <nameOfIssuer>FISERV INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337738108</cusip>
       <value>2607</value>
       <shrsOrPrnAmt>
           <sshPrnamt>36558</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>36378</Sole>
           <Shared>0</Shared>
           <None>180</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>158901</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>93744</Sole>
           <Shared>0</Shared>
           <None>65157</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>633</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18613</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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           <Sole>18613</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7625</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>7625</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>147</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4323</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1410</Sole>
           <Shared>2913</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>1536</value>
       <shrsOrPrnAmt>
           <sshPrnamt>45161</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>44910</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>19033</value>
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           <sshPrnamt>559620</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>557951</Sole>
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           <None>1669</None>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>1635</value>
       <shrsOrPrnAmt>
           <sshPrnamt>48084</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>48084</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>6583</value>
       <shrsOrPrnAmt>
           <sshPrnamt>193558</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>188037</Sole>
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           <None>5521</None>
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   <infoTable>
       <nameOfIssuer>FIRSTENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>337932107</cusip>
       <value>1</value>
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           <sshPrnamt>3</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <putCall>Call</putCall>
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       <votingAuthority>
           <Sole>3</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FIVE BELOW INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>33829M101</cusip>
       <value>205</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2792</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2177</Sole>
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           <None>615</None>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>33829M101</cusip>
       <value>63</value>
       <shrsOrPrnAmt>
           <sshPrnamt>864</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>329</Sole>
           <Shared>0</Shared>
           <None>535</None>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>339041105</cusip>
       <value>145</value>
       <shrsOrPrnAmt>
           <sshPrnamt>715</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>0</Sole>
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           <None>715</None>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>339041105</cusip>
       <value>144</value>
       <shrsOrPrnAmt>
           <sshPrnamt>710</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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           <None>0</None>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>339041105</cusip>
       <value>405</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>2000</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>FLEETCOR TECHNOLOGIES INC</nameOfIssuer>
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       <cusip>339041105</cusip>
       <value>142</value>
       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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   <infoTable>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
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   <infoTable>
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           <sshPrnamt>282</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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   <infoTable>
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           <sshPrnamt>1237</sshPrnamt>
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   <infoTable>
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           <sshPrnamt>910</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>40</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUCOR CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670346105</cusip>
       <value>4665</value>
       <shrsOrPrnAmt>
           <sshPrnamt>76365</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>72628</Sole>
           <Shared>0</Shared>
           <None>3737</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUCOR CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670346105</cusip>
       <value>140</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2292</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2292</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUCOR CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670346105</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>10</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
       <titleOfClass>UNIT COM</titleOfClass>
       <cusip>67058H102</cusip>
       <value>381</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18681</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>18681</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
       <titleOfClass>UNIT COM</titleOfClass>
       <cusip>67058H102</cusip>
       <value>20</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUSTAR ENERGY LP</nameOfIssuer>
       <titleOfClass>UNIT COM</titleOfClass>
       <cusip>67058H102</cusip>
       <value>575</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>28200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>1290</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5571</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>3722</Sole>
           <Shared>0</Shared>
           <None>1849</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>952</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4110</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>4110</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>2774</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11980</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>11980</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>931</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4020</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>4020</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>13</value>
       <shrsOrPrnAmt>
           <sshPrnamt>56</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>56</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>2585</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>9437</Sole>
           <Shared>0</Shared>
           <None>1723</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>173</value>
       <shrsOrPrnAmt>
           <sshPrnamt>748</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>619</Sole>
           <Shared>0</Shared>
           <None>129</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>1806</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>7488</Sole>
           <Shared>0</Shared>
           <None>312</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67072C105</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>683</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>683</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67072C105</cusip>
       <value>20</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67072C105</cusip>
       <value>98</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN MTG OPPORTUNITY TERM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670735109</cusip>
       <value>293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12337</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>12337</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN ENERGY MLP TOTL RTRNF</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67074U103</cusip>
       <value>121</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12154</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>12154</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN HIGH INCOME 2020 TARG</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67075L102</cusip>
       <value>292</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29790</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>29790</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67077M108</cusip>
       <value>152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3224</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3224</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67077M108</cusip>
       <value>1323</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28003</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1433</Sole>
           <Shared>0</Shared>
           <None>26570</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUTRIEN LTD</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67077M108</cusip>
       <value>167</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3544</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3544</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN HIGH INCOME NOVEMBER</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67077N106</cusip>
       <value>292</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30153</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>30153</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>23</value>
       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>193</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5900</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>102</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3121</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2912</Sole>
           <Shared>0</Shared>
           <None>209</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>170</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670837103</cusip>
       <value>229</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>7000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN PENNSYLVANIA QLT MUN</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670972108</cusip>
       <value>345</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27564</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>27564</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>962</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3887</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2900</Sole>
           <Shared>0</Shared>
           <None>987</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>168</value>
       <shrsOrPrnAmt>
           <sshPrnamt>680</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>680</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>495</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>178</value>
       <shrsOrPrnAmt>
           <sshPrnamt>720</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>720</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>99</value>
       <shrsOrPrnAmt>
           <sshPrnamt>400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>O REILLY AUTOMOTIVE INC NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67103H107</cusip>
       <value>1314</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5310</sshPrnamt>
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       <shrsOrPrnAmt>
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       <otherManager>13</otherManager>
       <votingAuthority>
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           <Shared>0</Shared>
           <None>0</None>
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       <cusip>720190206</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>4101</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
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           <None>2981</None>
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   <infoTable>
       <nameOfIssuer>PIEDMONT OFFICE REALTY TR IN</nameOfIssuer>
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       <cusip>720190206</cusip>
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   <infoTable>
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       <cusip>720190206</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>569</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>428</Sole>
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           <None>141</None>
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       <cusip>720190206</cusip>
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       <shrsOrPrnAmt>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3093</Sole>
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           <None>0</None>
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       <cusip>72201R783</cusip>
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           <sshPrnamt>862</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>862</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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       <value>199</value>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2000</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
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           <sshPrnamt>8163</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <None>0</None>
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       <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
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           <sshPrnamt>78</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>78</Sole>
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           <None>0</None>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
       <cusip>72348P104</cusip>
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           <sshPrnamt>600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>72348P104</cusip>
       <value>16</value>
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           <sshPrnamt>293</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>72</Sole>
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           <None>221</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>72348P104</cusip>
       <value>11</value>
       <shrsOrPrnAmt>
           <sshPrnamt>205</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>168</Sole>
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           <None>37</None>
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   <infoTable>
       <nameOfIssuer>PINNACLE FOODS INC DEL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>72348P104</cusip>
       <value>204</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3773</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>3773</Sole>
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           <None>0</None>
       </votingAuthority>
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           <sshPrnamt>100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>100</Sole>
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           <None>0</None>
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   <infoTable>
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       <cusip>723484101</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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           <None>0</None>
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   <infoTable>
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       <cusip>723484101</cusip>
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           <sshPrnamt>63</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>723484101</cusip>
       <value>517</value>
       <shrsOrPrnAmt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
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   <infoTable>
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       <investmentDiscretion>DFND</investmentDiscretion>
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   <infoTable>
       <nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
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   <infoTable>
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   <infoTable>
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   <infoTable>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
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   <infoTable>
       <nameOfIssuer>PIONEER NAT RES CO</nameOfIssuer>
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       <cusip>723787107</cusip>
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           <sshPrnamt>2957</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <cusip>723787107</cusip>
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   <infoTable>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
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   <infoTable>
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   <infoTable>
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   <infoTable>
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   <infoTable>
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       </votingAuthority>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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   <infoTable>
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       <titleOfClass>COM</titleOfClass>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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   <infoTable>
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   <infoTable>
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       <value>390</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3407</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>3396</Sole>
           <Shared>0</Shared>
           <None>11</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>73278L105</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>73278L105</cusip>
       <value>44</value>
       <shrsOrPrnAmt>
           <sshPrnamt>300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>73278L105</cusip>
       <value>139</value>
       <shrsOrPrnAmt>
           <sshPrnamt>952</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>926</Sole>
           <Shared>0</Shared>
           <None>26</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POOL CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>73278L105</cusip>
       <value>161</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1099</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1099</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POTLATCHDELTIC CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>737630103</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>33</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POTLATCHDELTIC CORPORATION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>737630103</cusip>
       <value>5293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>101683</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>69223</Sole>
           <Shared>0</Shared>
           <None>32460</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>739276103</cusip>
       <value>626</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9163</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>9163</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>739276103</cusip>
       <value>170</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2480</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>534</Sole>
           <Shared>0</Shared>
           <None>1946</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWER INTEGRATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>739276103</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>50</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>50</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
       <titleOfClass>UNIT SER 1</titleOfClass>
       <cusip>73935A104</cusip>
       <value>2985</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18643</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>17843</Sole>
           <Shared>0</Shared>
           <None>800</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
       <titleOfClass>UNIT SER 1</titleOfClass>
       <cusip>73935A104</cusip>
       <value>19816</value>
       <shrsOrPrnAmt>
           <sshPrnamt>123752</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>123752</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST</nameOfIssuer>
       <titleOfClass>UNIT SER 1</titleOfClass>
       <cusip>73935A104</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
       <titleOfClass>UNIT BEN INT</titleOfClass>
       <cusip>73935S105</cusip>
       <value>107</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6279</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>41</Sole>
           <Shared>0</Shared>
           <None>6238</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
       <titleOfClass>UNIT BEN INT</titleOfClass>
       <cusip>73935S105</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>14700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
       <titleOfClass>UNIT BEN INT</titleOfClass>
       <cusip>73935S105</cusip>
       <value>1617</value>
       <shrsOrPrnAmt>
           <sshPrnamt>95232</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>95232</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
       <titleOfClass>UNIT BEN INT</titleOfClass>
       <cusip>73935S105</cusip>
       <value>22</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1306</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>1306</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES DB CMDTY IDX TRA</nameOfIssuer>
       <titleOfClass>UNIT BEN INT</titleOfClass>
       <cusip>73935S105</cusip>
       <value>1335</value>
       <shrsOrPrnAmt>
           <sshPrnamt>78601</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>62157</Sole>
           <Shared>0</Shared>
           <None>16444</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>FINL PFD PTFL</titleOfClass>
       <cusip>73935X229</cusip>
       <value>34</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1847</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>1847</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>FINL PFD PTFL</titleOfClass>
       <cusip>73935X229</cusip>
       <value>160</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8605</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8605</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>DYNA BUYBK ACH</titleOfClass>
       <cusip>73935X286</cusip>
       <value>37</value>
       <shrsOrPrnAmt>
           <sshPrnamt>649</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>649</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>DYNA BUYBK ACH</titleOfClass>
       <cusip>73935X286</cusip>
       <value>282</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4950</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4950</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>DYN BLDG CNSTR</titleOfClass>
       <cusip>73935X666</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>AERSPC DEF PTF</titleOfClass>
       <cusip>73935X690</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>12</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>AERSPC DEF PTF</titleOfClass>
       <cusip>73935X690</cusip>
       <value>284</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>INTL DIV ACHV</titleOfClass>
       <cusip>73935X716</cusip>
       <value>386</value>
       <shrsOrPrnAmt>
           <sshPrnamt>24500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>24500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST</nameOfIssuer>
       <titleOfClass>DIV ACHV PRTF</titleOfClass>
       <cusip>73935X732</cusip>
       <value>508</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10000</Sole>
           <Shared>0</Shared>
           <None>10000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
       <titleOfClass>SENIOR LN PORT</titleOfClass>
       <cusip>73936Q769</cusip>
       <value>234</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10127</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10127</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST II</nameOfIssuer>
       <titleOfClass>KBW YIELD REIT</titleOfClass>
       <cusip>73936Q819</cusip>
       <value>266</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8533</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8533</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>INSUR NATL MUN</titleOfClass>
       <cusip>73936T474</cusip>
       <value>264</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10504</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10504</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>FDM HG YLD RAFI</titleOfClass>
       <cusip>73936T557</cusip>
       <value>389</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21030</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>21030</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>PFD PORTFOLIO</titleOfClass>
       <cusip>73936T565</cusip>
       <value>10</value>
       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>PFD PORTFOLIO</titleOfClass>
       <cusip>73936T565</cusip>
       <value>155</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10596</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10596</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>SOVEREIGN DEBT</titleOfClass>
       <cusip>73936T573</cusip>
       <value>369</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13104</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>13104</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>KBW BK PORT</titleOfClass>
       <cusip>73937B746</cusip>
       <value>810</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14740</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>14740</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TR II</nameOfIssuer>
       <titleOfClass>S&amp;P SMCP FIN P</titleOfClass>
       <cusip>73937B803</cusip>
       <value>214</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3993</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3993</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>74005P104</cusip>
       <value>1286</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8909</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>8695</Sole>
           <Shared>0</Shared>
           <None>214</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRAXAIR INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>74005P104</cusip>
       <value>289</value>
       <shrsOrPrnAmt>
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       <shrsOrPrnAmt>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>930</Sole>
           <Shared>0</Shared>
           <None>0</None>
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       <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>78410G104</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>29</Sole>
           <Shared>0</Shared>
           <None>0</None>
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       <titleOfClass>CL A</titleOfClass>
       <cusip>78410G104</cusip>
       <value>404</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2364</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1727</Sole>
           <Shared>0</Shared>
           <None>637</None>
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       <nameOfIssuer>SBA COMMUNICATIONS CORP NEW</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>78410G104</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <None>5</None>
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           <sshPrnamt>85</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <otherManager>9</otherManager>
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           <Sole>52</Sole>
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           <None>33</None>
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       <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>784117103</cusip>
       <value>288</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3840</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>3840</Sole>
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           <None>0</None>
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       <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>784117103</cusip>
       <value>87</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1165</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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           <Sole>1165</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>784117103</cusip>
       <value>213</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2839</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
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           <Sole>824</Sole>
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           <None>2015</None>
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   <infoTable>
       <nameOfIssuer>SEI INVESTMENTS CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>784117103</cusip>
       <value>624</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8336</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>6600</Sole>
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           <None>1736</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SK TELECOM LTD</nameOfIssuer>
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       <cusip>78440P108</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>510</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>510</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SK TELECOM LTD</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
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       <value>87</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3595</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3595</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SK TELECOM LTD</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>78440P108</cusip>
       <value>165</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6823</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>3571</Sole>
           <Shared>0</Shared>
           <None>3252</None>
       </votingAuthority>
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       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
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           <Sole>700</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>490</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>490</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
       <value>60</value>
       <shrsOrPrnAmt>
           <sshPrnamt>620</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>620</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
       <value>44</value>
       <shrsOrPrnAmt>
           <sshPrnamt>451</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>402</Sole>
           <Shared>0</Shared>
           <None>49</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
       <value>21</value>
       <shrsOrPrnAmt>
           <sshPrnamt>216</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>216</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SL GREEN RLTY CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>78440X101</cusip>
       <value>229</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>2360</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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       <shrsOrPrnAmt>
           <sshPrnamt>51030</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>50007</Sole>
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           <None>1023</None>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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       <shrsOrPrnAmt>
           <sshPrnamt>145</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,7</otherManager>
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           <Sole>145</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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       <cusip>78462F103</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>45553</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>45553</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
       <titleOfClass>TR UNIT</titleOfClass>
       <cusip>78462F103</cusip>
       <value>110739</value>
       <shrsOrPrnAmt>
           <sshPrnamt>420821</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>420821</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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       <cusip>78462F103</cusip>
       <value>3091</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11745</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>11745</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
       <titleOfClass>TR UNIT</titleOfClass>
       <cusip>78462F103</cusip>
       <value>58273</value>
       <shrsOrPrnAmt>
           <sshPrnamt>221443</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>208504</Sole>
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           <None>12939</None>
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   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
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       <cusip>78462F103</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>145</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <putCall>Put</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>145</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
       <titleOfClass>GOLD SHS</titleOfClass>
       <cusip>78463V107</cusip>
       <value>387</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3075</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2075</Sole>
           <Shared>0</Shared>
           <None>1000</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
       <titleOfClass>GOLD SHS</titleOfClass>
       <cusip>78463V107</cusip>
       <value>947</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7532</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>7532</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
       <titleOfClass>GOLD SHS</titleOfClass>
       <cusip>78463V107</cusip>
       <value>6573</value>
       <shrsOrPrnAmt>
           <sshPrnamt>52250</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>51975</Sole>
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           <None>275</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
       <titleOfClass>GOLD SHS</titleOfClass>
       <cusip>78463V107</cusip>
       <value>1809</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14380</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>14022</Sole>
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           <None>358</None>
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   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>S&amp;P CHINA ETF</titleOfClass>
       <cusip>78463X400</cusip>
       <value>996</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
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           <None>9000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
       <cusip>78463X533</cusip>
       <value>1318</value>
       <shrsOrPrnAmt>
           <sshPrnamt>37184</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>32183</Sole>
           <Shared>0</Shared>
           <None>5001</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
       <cusip>78463X533</cusip>
       <value>2550</value>
       <shrsOrPrnAmt>
           <sshPrnamt>71929</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>71929</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
       <cusip>78463X533</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>53445</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>53445</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>S&amp;P EM MKT DIV</titleOfClass>
       <cusip>78463X533</cusip>
       <value>9061</value>
       <shrsOrPrnAmt>
           <sshPrnamt>255590</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>255590</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>GLB NAT RESRCE</titleOfClass>
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       <shrsOrPrnAmt>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>400</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>GLB NAT RESRCE</titleOfClass>
       <cusip>78463X541</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>298400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>298400</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>GLB NAT RESRCE</titleOfClass>
       <cusip>78463X541</cusip>
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       <shrsOrPrnAmt>
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           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
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           <Sole>1350</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
       <titleOfClass>DJ GLB RL ES ETF</titleOfClass>
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       <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
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       <titleOfClass>DJ REIT ETF</titleOfClass>
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       <titleOfClass>DJ REIT ETF</titleOfClass>
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   <infoTable>
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           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>647800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>391</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4557</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>4557</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>34</value>
       <shrsOrPrnAmt>
           <sshPrnamt>400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>36</value>
       <shrsOrPrnAmt>
           <sshPrnamt>425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>425</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>13</value>
       <shrsOrPrnAmt>
           <sshPrnamt>150</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>150</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>255</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2978</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2912</Sole>
           <Shared>0</Shared>
           <None>66</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>14</value>
       <shrsOrPrnAmt>
           <sshPrnamt>158</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>158</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCOTTS MIRACLE GRO CO</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>810186106</cusip>
       <value>34</value>
       <shrsOrPrnAmt>
           <sshPrnamt>394</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>375</Sole>
           <Shared>0</Shared>
           <None>19</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81211K100</cusip>
       <value>30</value>
       <shrsOrPrnAmt>
           <sshPrnamt>710</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>704</Sole>
           <Shared>0</Shared>
           <None>6</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81211K100</cusip>
       <value>60</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81211K100</cusip>
       <value>51</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81211K100</cusip>
       <value>115</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2693</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2282</Sole>
           <Shared>0</Shared>
           <None>411</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81211K100</cusip>
       <value>304</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7114</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>7114</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81282V100</cusip>
       <value>697</value>
       <shrsOrPrnAmt>
           <sshPrnamt>47010</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>47010</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81282V100</cusip>
       <value>11</value>
       <shrsOrPrnAmt>
           <sshPrnamt>742</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>742</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEAWORLD ENTMT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81282V100</cusip>
       <value>29</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1931</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1931</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI MATERIALS</titleOfClass>
       <cusip>81369Y100</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>90</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>90</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI MATERIALS</titleOfClass>
       <cusip>81369Y100</cusip>
       <value>316</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5545</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4099</Sole>
           <Shared>0</Shared>
           <None>1446</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI HEALTHCARE</titleOfClass>
       <cusip>81369Y209</cusip>
       <value>166</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2045</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2045</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI HEALTHCARE</titleOfClass>
       <cusip>81369Y209</cusip>
       <value>600</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7369</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>7369</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI HEALTHCARE</titleOfClass>
       <cusip>81369Y209</cusip>
       <value>336</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4126</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>4126</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS STPLS</titleOfClass>
       <cusip>81369Y308</cusip>
       <value>227</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4315</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>729</Sole>
           <Shared>0</Shared>
           <None>3586</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS STPLS</titleOfClass>
       <cusip>81369Y308</cusip>
       <value>198</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3760</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3760</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS STPLS</titleOfClass>
       <cusip>81369Y308</cusip>
       <value>62</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1180</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>1180</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS DISCR</titleOfClass>
       <cusip>81369Y407</cusip>
       <value>163</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1610</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>1475</Sole>
           <Shared>0</Shared>
           <None>135</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS DISCR</titleOfClass>
       <cusip>81369Y407</cusip>
       <value>839</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8280</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8280</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS DISCR</titleOfClass>
       <cusip>81369Y407</cusip>
       <value>88</value>
       <shrsOrPrnAmt>
           <sshPrnamt>864</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>864</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI CONS DISCR</titleOfClass>
       <cusip>81369Y407</cusip>
       <value>183</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1805</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1805</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>ENERGY</titleOfClass>
       <cusip>81369Y506</cusip>
       <value>19</value>
       <shrsOrPrnAmt>
           <sshPrnamt>282</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>282</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>ENERGY</titleOfClass>
       <cusip>81369Y506</cusip>
       <value>540</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8006</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6837</Sole>
           <Shared>0</Shared>
           <None>1169</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>ENERGY</titleOfClass>
       <cusip>81369Y506</cusip>
       <value>20</value>
       <shrsOrPrnAmt>
           <sshPrnamt>300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>ENERGY</titleOfClass>
       <cusip>81369Y506</cusip>
       <value>149</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2206</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2206</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-FINL</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>957</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34727</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>29457</Sole>
           <Shared>0</Shared>
           <None>5270</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-FINL</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>4878</value>
       <shrsOrPrnAmt>
           <sshPrnamt>176924</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>176924</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-FINL</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>1692</value>
       <shrsOrPrnAmt>
           <sshPrnamt>61358</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>34635</Sole>
           <Shared>0</Shared>
           <None>26723</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-INDS</titleOfClass>
       <cusip>81369Y704</cusip>
       <value>202</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2715</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2715</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-INDS</titleOfClass>
       <cusip>81369Y704</cusip>
       <value>591</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7952</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>7952</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>TECHNOLOGY</titleOfClass>
       <cusip>81369Y803</cusip>
       <value>154</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2353</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2353</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>TECHNOLOGY</titleOfClass>
       <cusip>81369Y803</cusip>
       <value>2011</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30737</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>28737</Sole>
           <Shared>0</Shared>
           <None>2000</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>TECHNOLOGY</titleOfClass>
       <cusip>81369Y803</cusip>
       <value>88</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1350</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>1350</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>TECHNOLOGY</titleOfClass>
       <cusip>81369Y803</cusip>
       <value>2118</value>
       <shrsOrPrnAmt>
           <sshPrnamt>32383</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>19325</Sole>
           <Shared>0</Shared>
           <None>13058</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>RL EST SEL SEC</titleOfClass>
       <cusip>81369Y860</cusip>
       <value>1493</value>
       <shrsOrPrnAmt>
           <sshPrnamt>48039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>45646</Sole>
           <Shared>0</Shared>
           <None>2393</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>RL EST SEL SEC</titleOfClass>
       <cusip>81369Y860</cusip>
       <value>422</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13567</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>13567</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>RL EST SEL SEC</titleOfClass>
       <cusip>81369Y860</cusip>
       <value>2314</value>
       <shrsOrPrnAmt>
           <sshPrnamt>74452</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>74452</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>RL EST SEL SEC</titleOfClass>
       <cusip>81369Y860</cusip>
       <value>280</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9016</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>9016</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>RL EST SEL SEC</titleOfClass>
       <cusip>81369Y860</cusip>
       <value>2357</value>
       <shrsOrPrnAmt>
           <sshPrnamt>75833</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>75643</Sole>
           <Shared>0</Shared>
           <None>190</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-UTILS</titleOfClass>
       <cusip>81369Y886</cusip>
       <value>385</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7623</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>6775</Sole>
           <Shared>0</Shared>
           <None>848</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-UTILS</titleOfClass>
       <cusip>81369Y886</cusip>
       <value>437</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8657</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8457</Sole>
           <Shared>0</Shared>
           <None>200</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-UTILS</titleOfClass>
       <cusip>81369Y886</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
       <titleOfClass>SBI INT-UTILS</titleOfClass>
       <cusip>81369Y886</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816300107</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3712</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>3712</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816300107</cusip>
       <value>57</value>
       <shrsOrPrnAmt>
           <sshPrnamt>942</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>402</Sole>
           <Shared>0</Shared>
           <None>540</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECTIVE INS GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816300107</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>110</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>110</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>8</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>70</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>89</value>
       <shrsOrPrnAmt>
           <sshPrnamt>800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>167</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1500</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>125</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1125</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1125</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>1101</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9896</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>7489</Sole>
           <Shared>0</Shared>
           <None>2407</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>816851109</cusip>
       <value>456</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4103</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2659</Sole>
           <Shared>0</Shared>
           <None>1444</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>27</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>89</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5700</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5700</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>31</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>12</value>
       <shrsOrPrnAmt>
           <sshPrnamt>748</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>715</Sole>
           <Shared>0</Shared>
           <None>33</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>24</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1555</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1555</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENIOR HSG PPTYS TR</nameOfIssuer>
       <titleOfClass>SH BEN INT</titleOfClass>
       <cusip>81721M109</cusip>
       <value>85</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5418</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5418</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSIENT TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81725T100</cusip>
       <value>459</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6498</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6498</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSIENT TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81725T100</cusip>
       <value>45</value>
       <shrsOrPrnAmt>
           <sshPrnamt>633</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>633</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SENSIENT TECHNOLOGIES CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>81725T100</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>20</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>55</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1460</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1460</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>157</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4170</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>84</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2220</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2220</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>160</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>168</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4449</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3056</Sole>
           <Shared>0</Shared>
           <None>1393</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>85</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>2260</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SERVICE CORP INTL</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>817565104</cusip>
       <value>188</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4979</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1260</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>6050</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>134</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>134</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>72</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1675</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>749</Sole>
           <Shared>0</Shared>
           <None>926</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>137</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3163</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2583</Sole>
           <Shared>0</Shared>
           <None>580</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOLL BROTHERS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>889478103</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5996</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>5996</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>890110109</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>12</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>890110109</cusip>
       <value>81</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1075</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1075</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOMPKINS FINANCIAL CORPORATI</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>890110109</cusip>
       <value>187</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2470</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2470</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>890516107</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>190</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>190</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOOTSIE ROLL INDS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>890516107</cusip>
       <value>377</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12790</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10095</Sole>
           <Shared>0</Shared>
           <None>2695</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>143</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1695</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1695</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>105</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1245</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1245</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>5</value>
       <shrsOrPrnAmt>
           <sshPrnamt>62</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>62</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2969</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2366</Sole>
           <Shared>0</Shared>
           <None>603</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>13</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>102</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1216</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1182</Sole>
           <Shared>0</Shared>
           <None>34</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORCHMARK CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891027104</cusip>
       <value>421</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4998</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>4998</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORO CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891092108</cusip>
       <value>40</value>
       <shrsOrPrnAmt>
           <sshPrnamt>640</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>640</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORO CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891092108</cusip>
       <value>236</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3780</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3780</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORO CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891092108</cusip>
       <value>81</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1300</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1300</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORO CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891092108</cusip>
       <value>218</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3488</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3238</Sole>
           <Shared>0</Shared>
           <None>250</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORO CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891092108</cusip>
       <value>129</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2064</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2064</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>6960</value>
       <shrsOrPrnAmt>
           <sshPrnamt>122429</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>66465</Sole>
           <Shared>0</Shared>
           <None>55964</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>209</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3680</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>3680</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>409</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>7200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>152</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2672</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2672</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>1475</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>25803</Sole>
           <Shared>236</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>20824</value>
       <shrsOrPrnAmt>
           <sshPrnamt>366291</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>365683</Sole>
           <Shared>0</Shared>
           <None>608</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>1237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21766</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>21766</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORONTO DOMINION BK ONT</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>891160509</cusip>
       <value>8495</value>
       <shrsOrPrnAmt>
           <sshPrnamt>149432</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>139702</Sole>
           <Shared>0</Shared>
           <None>9730</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TORTOISE MLP FD INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89148B101</cusip>
       <value>167</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10440</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10440</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S A</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>89151E109</cusip>
       <value>262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4542</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>4484</Sole>
           <Shared>0</Shared>
           <None>58</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S A</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>89151E109</cusip>
       <value>513</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8898</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>8898</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S A</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>89151E109</cusip>
       <value>4052</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70231</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>68001</Sole>
           <Shared>0</Shared>
           <None>2230</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S A</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>89151E109</cusip>
       <value>1879</value>
       <shrsOrPrnAmt>
           <sshPrnamt>32573</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>32573</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL S A</nameOfIssuer>
       <titleOfClass>SPONSORED ADR</titleOfClass>
       <cusip>89151E109</cusip>
       <value>9830</value>
       <shrsOrPrnAmt>
           <sshPrnamt>170392</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>162069</Sole>
           <Shared>0</Shared>
           <None>8323</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891906109</cusip>
       <value>122</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1410</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1410</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891906109</cusip>
       <value>321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3720</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3720</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891906109</cusip>
       <value>134</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1558</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>1558</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891906109</cusip>
       <value>508</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5893</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>5865</Sole>
           <Shared>0</Shared>
           <None>28</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOTAL SYS SVCS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>891906109</cusip>
       <value>137</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1583</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1583</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOWNSQUARE MEDIA INC</nameOfIssuer>
       <titleOfClass>CL A</titleOfClass>
       <cusip>892231101</cusip>
       <value>103</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13046</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>13046</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
       <titleOfClass>SP ADR REP2COM</titleOfClass>
       <cusip>892331307</cusip>
       <value>43</value>
       <shrsOrPrnAmt>
           <sshPrnamt>330</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>300</Sole>
           <Shared>0</Shared>
           <None>30</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
       <titleOfClass>SP ADR REP2COM</titleOfClass>
       <cusip>892331307</cusip>
       <value>412</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3159</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2475</Sole>
           <Shared>0</Shared>
           <None>684</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TOYOTA MOTOR CORP</nameOfIssuer>
       <titleOfClass>SP ADR REP2COM</titleOfClass>
       <cusip>892331307</cusip>
       <value>113</value>
       <shrsOrPrnAmt>
           <sshPrnamt>868</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>868</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>57</value>
       <shrsOrPrnAmt>
           <sshPrnamt>900</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>900</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>76</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>55</value>
       <shrsOrPrnAmt>
           <sshPrnamt>870</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>870</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>484</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7686</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1406</Sole>
           <Shared>0</Shared>
           <None>6280</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>41</value>
       <shrsOrPrnAmt>
           <sshPrnamt>654</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>489</Sole>
           <Shared>0</Shared>
           <None>165</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892356106</cusip>
       <value>96</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1524</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1524</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSACT TECHNOLOGIES INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>892918103</cusip>
       <value>287</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>22000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89353D107</cusip>
       <value>22</value>
       <shrsOrPrnAmt>
           <sshPrnamt>540</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>540</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89353D107</cusip>
       <value>332</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8043</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8043</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89353D107</cusip>
       <value>192</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4648</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>4648</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89353D107</cusip>
       <value>594</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14387</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>14387</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>31</value>
       <shrsOrPrnAmt>
           <sshPrnamt>101</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>101</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>101</value>
       <shrsOrPrnAmt>
           <sshPrnamt>330</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>330</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>457</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1490</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1490</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>143</value>
       <shrsOrPrnAmt>
           <sshPrnamt>465</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>465</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>22</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>975</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3178</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2948</Sole>
           <Shared>0</Shared>
           <None>230</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSDIGM GROUP INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>893641100</cusip>
       <value>208</value>
       <shrsOrPrnAmt>
           <sshPrnamt>679</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>606</Sole>
           <Shared>0</Shared>
           <None>73</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>300</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5276</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>5276</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>68</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1200</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>136</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2400</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>28</value>
       <shrsOrPrnAmt>
           <sshPrnamt>485</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>485</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>280</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4937</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4921</Sole>
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           <None>16</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>53</value>
       <shrsOrPrnAmt>
           <sshPrnamt>941</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>941</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>1116</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19661</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>19400</Sole>
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           <None>261</None>
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   <infoTable>
       <nameOfIssuer>TRANSUNION</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89400J107</cusip>
       <value>146</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2567</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>2567</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89417E109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>19052</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>19050</Sole>
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           <None>2</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89417E109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>6880</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
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           <Sole>6880</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>89417E109</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>2157</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>2157</Sole>
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       <cusip>921909768</cusip>
       <value>298</value>
       <shrsOrPrnAmt>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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       <cusip>921910816</cusip>
       <value>3716</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33105</sshPrnamt>
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           <None>0</None>
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       <titleOfClass>MEGA CAP VAL ETF</titleOfClass>
       <cusip>921910840</cusip>
       <value>2555</value>
       <shrsOrPrnAmt>
           <sshPrnamt>34503</sshPrnamt>
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           <Sole>34503</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer>
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       <cusip>921910840</cusip>
       <value>784</value>
       <shrsOrPrnAmt>
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           <Sole>10583</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer>
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       <cusip>921932869</cusip>
       <value>222</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1643</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>1643</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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       <cusip>921937793</cusip>
       <value>1603</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17631</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>17631</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>INTERMED TERM</titleOfClass>
       <cusip>921937819</cusip>
       <value>2774</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33923</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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       <cusip>921937819</cusip>
       <value>2337</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28585</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>28585</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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       <cusip>921937819</cusip>
       <value>736</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9004</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>9004</Sole>
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           <None>0</None>
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       <cusip>921937827</cusip>
       <value>462</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5892</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>5892</Sole>
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           <None>0</None>
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       <titleOfClass>SHORT TRM BOND</titleOfClass>
       <cusip>921937827</cusip>
       <value>8188</value>
       <shrsOrPrnAmt>
           <sshPrnamt>104380</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>SHORT TRM BOND</titleOfClass>
       <cusip>921937827</cusip>
       <value>9833</value>
       <shrsOrPrnAmt>
           <sshPrnamt>125362</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
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       <value>714</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9108</sshPrnamt>
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           <Sole>9108</Sole>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>SHORT TRM BOND</titleOfClass>
       <cusip>921937827</cusip>
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           <sshPrnamt>6034</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>6034</Sole>
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           <None>0</None>
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       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>124257</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1554568</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>414748</Sole>
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           <None>1139820</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>108</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1348</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
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           <Sole>0</Sole>
           <Shared>1348</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>7488</value>
       <shrsOrPrnAmt>
           <sshPrnamt>93679</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>93679</Sole>
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           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>18058</value>
       <shrsOrPrnAmt>
           <sshPrnamt>225925</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>225925</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>984</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12306</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <Sole>12306</Sole>
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   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC</nameOfIssuer>
       <titleOfClass>TOTAL BND MRKT</titleOfClass>
       <cusip>921937835</cusip>
       <value>5697</value>
       <shrsOrPrnAmt>
           <sshPrnamt>71275</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
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           <Sole>71275</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>780346</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>679114</Sole>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <value>27</value>
       <shrsOrPrnAmt>
           <sshPrnamt>600</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,7</otherManager>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>84665</sshPrnamt>
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       <otherManager>14</otherManager>
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           <Sole>0</Sole>
           <Shared>84665</Shared>
           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
       <value>636</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14369</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>14369</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
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           <sshPrnamt>3803987</sshPrnamt>
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           <None>1816</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
       <value>15768</value>
       <shrsOrPrnAmt>
           <sshPrnamt>356348</sshPrnamt>
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   <infoTable>
       <nameOfIssuer>VANGUARD TAX MANAGED INTL FD</nameOfIssuer>
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       <cusip>921943858</cusip>
       <value>284222</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6423093</sshPrnamt>
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           <None>48767</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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           <sshPrnamt>296963</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>225772</Sole>
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           <None>71191</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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       <cusip>921946406</cusip>
       <value>3</value>
       <shrsOrPrnAmt>
           <sshPrnamt>32</sshPrnamt>
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       <otherManager>14</otherManager>
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   <infoTable>
       <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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       <cusip>921946406</cusip>
       <value>1685</value>
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           <sshPrnamt>20426</sshPrnamt>
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           <Sole>19801</Sole>
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           <None>625</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD WHITEHALL FDS INC</nameOfIssuer>
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       <cusip>921946406</cusip>
       <value>44</value>
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           <sshPrnamt>531</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>531</Sole>
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           <None>0</None>
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   <infoTable>
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       <cusip>921946406</cusip>
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           <sshPrnamt>160121</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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           <None>240</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD MALVERN FDS</nameOfIssuer>
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       <cusip>922020805</cusip>
       <value>445</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9100</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>9100</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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       <cusip>92204A108</cusip>
       <value>12866</value>
       <shrsOrPrnAmt>
           <sshPrnamt>81115</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
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           <Sole>79541</Sole>
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       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
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           <sshPrnamt>15977</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
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           <Sole>15977</Sole>
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           <None>0</None>
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           <sshPrnamt>82241</sshPrnamt>
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           <Sole>82241</Sole>
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           <None>0</None>
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       <cusip>92204A108</cusip>
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           <sshPrnamt>8179</sshPrnamt>
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       <votingAuthority>
           <Sole>20996</Sole>
           <Shared>0</Shared>
           <None>145</None>
       </votingAuthority>
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   <infoTable>
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       <shrsOrPrnAmt>
           <sshPrnamt>11180</sshPrnamt>
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       <otherManager>1</otherManager>
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           <Sole>11060</Sole>
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   <infoTable>
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       <shrsOrPrnAmt>
           <sshPrnamt>1979</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>1979</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
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       <cusip>92204A876</cusip>
       <value>1255</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11227</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>11227</Sole>
           <Shared>0</Shared>
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   <infoTable>
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       <titleOfClass>UTILITIES ETF</titleOfClass>
       <cusip>92204A876</cusip>
       <value>129</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1150</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>1150</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
       <titleOfClass>UTILITIES ETF</titleOfClass>
       <cusip>92204A876</cusip>
       <value>2107</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18848</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>18827</Sole>
           <Shared>0</Shared>
           <None>21</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
       <titleOfClass>TELCOMM ETF</titleOfClass>
       <cusip>92204A884</cusip>
       <value>2648</value>
       <shrsOrPrnAmt>
           <sshPrnamt>31650</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>30528</Sole>
           <Shared>0</Shared>
           <None>1122</None>
       </votingAuthority>
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   <infoTable>
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       <titleOfClass>TELCOMM ETF</titleOfClass>
       <cusip>92204A884</cusip>
       <value>371</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4431</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>4431</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
       <titleOfClass>TELCOMM ETF</titleOfClass>
       <cusip>92204A884</cusip>
       <value>1631</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19488</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>19363</Sole>
           <Shared>0</Shared>
           <None>125</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS</nameOfIssuer>
       <titleOfClass>TELCOMM ETF</titleOfClass>
       <cusip>92204A884</cusip>
       <value>172</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2052</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>2052</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
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       <titleOfClass>TELCOMM ETF</titleOfClass>
       <cusip>92204A884</cusip>
       <value>1570</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18765</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
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       <votingAuthority>
           <Sole>18719</Sole>
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       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>10060</value>
       <shrsOrPrnAmt>
           <sshPrnamt>165136</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>106588</Sole>
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   <infoTable>
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       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>1322000</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>1322000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>64</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1057</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1057</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>1109</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18400</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>18400</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>17281</value>
       <shrsOrPrnAmt>
           <sshPrnamt>283669</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>279804</Sole>
           <Shared>0</Shared>
           <None>3865</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>1886</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30963</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>30963</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>GLB EX US ETF</titleOfClass>
       <cusip>922042676</cusip>
       <value>11678</value>
       <shrsOrPrnAmt>
           <sshPrnamt>191695</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>190957</Sole>
           <Shared>0</Shared>
           <None>738</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>TT WRLD ST ETF</titleOfClass>
       <cusip>922042742</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>35499</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>35499</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>ALLWRLD EX US</titleOfClass>
       <cusip>922042775</cusip>
       <value>1003</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18456</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>18456</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>ALLWRLD EX US</titleOfClass>
       <cusip>922042775</cusip>
       <value>8484</value>
       <shrsOrPrnAmt>
           <sshPrnamt>156039</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>127678</Sole>
           <Shared>0</Shared>
           <None>28361</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>100493</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>99493</Sole>
           <Shared>0</Shared>
           <None>1000</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
       <value>46</value>
       <shrsOrPrnAmt>
           <sshPrnamt>975</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>975</Sole>
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           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
       <value>61388</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1306684</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1294850</Sole>
           <Shared>0</Shared>
           <None>11834</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
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       <shrsOrPrnAmt>
           <sshPrnamt>76179</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
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           <Sole>76179</Sole>
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           <None>0</None>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
       <value>92583</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1970687</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1895258</Sole>
           <Shared>1310</Shared>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
       <cusip>922042866</cusip>
       <value>98</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1348</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>1348</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE PACIFIC ETF</titleOfClass>
       <cusip>922042866</cusip>
       <value>642</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8801</sshPrnamt>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>8801</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EUROPE ETF</titleOfClass>
       <cusip>922042874</cusip>
       <value>1093</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>18800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EUROPE ETF</titleOfClass>
       <cusip>922042874</cusip>
       <value>2346</value>
       <shrsOrPrnAmt>
           <sshPrnamt>40347</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>36343</Sole>
           <Shared>0</Shared>
           <None>4004</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
       <titleOfClass>FTSE EUROPE ETF</titleOfClass>
       <cusip>922042874</cusip>
       <value>100</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1724</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1724</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>SHORT TERM TREAS</titleOfClass>
       <cusip>92206C102</cusip>
       <value>256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4269</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>4269</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>SHORT TERM TREAS</titleOfClass>
       <cusip>92206C102</cusip>
       <value>44</value>
       <shrsOrPrnAmt>
           <sshPrnamt>740</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>740</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>SHORT TERM TREAS</titleOfClass>
       <cusip>92206C102</cusip>
       <value>108</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>SHRT TRM CORP BD</titleOfClass>
       <cusip>92206C409</cusip>
       <value>24</value>
       <shrsOrPrnAmt>
           <sshPrnamt>305</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>305</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>SHRT TRM CORP BD</titleOfClass>
       <cusip>92206C409</cusip>
       <value>1357</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17308</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>16976</Sole>
           <Shared>0</Shared>
           <None>332</None>
       </votingAuthority>
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   <infoTable>
       <nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
       <titleOfClass>VNG RUS2000IDX</titleOfClass>
       <cusip>92206C664</cusip>
       <value>311</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2553</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2553</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
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       <nameOfIssuer>VANGUARD MUN BD FD INC</nameOfIssuer>
       <titleOfClass>TAX EXEMPT BD</titleOfClass>
       <cusip>922907746</cusip>
       <value>779</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>15320</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
       <cusip>922908363</cusip>
       <value>6882</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28427</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>28427</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
       <cusip>922908363</cusip>
       <value>60318</value>
       <shrsOrPrnAmt>
           <sshPrnamt>249166</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>249166</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
       <cusip>922908363</cusip>
       <value>18</value>
       <shrsOrPrnAmt>
           <sshPrnamt>75</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>75</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
       <cusip>922908363</cusip>
       <value>16463</value>
       <shrsOrPrnAmt>
           <sshPrnamt>68008</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>68008</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MCAP VL IDXVIP</titleOfClass>
       <cusip>922908512</cusip>
       <value>228</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2087</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2087</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MCAP VL IDXVIP</titleOfClass>
       <cusip>922908512</cusip>
       <value>70</value>
       <shrsOrPrnAmt>
           <sshPrnamt>644</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>644</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MCAP GR IDXVIP</titleOfClass>
       <cusip>922908538</cusip>
       <value>22</value>
       <shrsOrPrnAmt>
           <sshPrnamt>166</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>166</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MCAP GR IDXVIP</titleOfClass>
       <cusip>922908538</cusip>
       <value>226</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1740</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1740</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MCAP GR IDXVIP</titleOfClass>
       <cusip>922908538</cusip>
       <value>73</value>
       <shrsOrPrnAmt>
           <sshPrnamt>562</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>562</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>25668</value>
       <shrsOrPrnAmt>
           <sshPrnamt>340110</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>309711</Sole>
           <Shared>0</Shared>
           <None>30399</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>981</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>13000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>238</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3160</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3160</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>2202</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29263</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>28958</Sole>
           <Shared>305</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>27803</value>
       <shrsOrPrnAmt>
           <sshPrnamt>368394</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>367694</Sole>
           <Shared>0</Shared>
           <None>700</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>1783</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23622</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>23622</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>REAL ESTATE ETF</titleOfClass>
       <cusip>922908553</cusip>
       <value>13876</value>
       <shrsOrPrnAmt>
           <sshPrnamt>183860</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>183288</Sole>
           <Shared>0</Shared>
           <None>572</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SML CP GRW ETF</titleOfClass>
       <cusip>922908595</cusip>
       <value>7</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>42</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SML CP GRW ETF</titleOfClass>
       <cusip>922908595</cusip>
       <value>567</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3461</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3461</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SML CP GRW ETF</titleOfClass>
       <cusip>922908595</cusip>
       <value>1187</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7242</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>670</Sole>
           <Shared>0</Shared>
           <None>6572</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SM CP VAL ETF</titleOfClass>
       <cusip>922908611</cusip>
       <value>75</value>
       <shrsOrPrnAmt>
           <sshPrnamt>579</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>579</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SM CP VAL ETF</titleOfClass>
       <cusip>922908611</cusip>
       <value>848</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6556</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>6207</Sole>
           <Shared>0</Shared>
           <None>349</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SM CP VAL ETF</titleOfClass>
       <cusip>922908611</cusip>
       <value>1002</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7743</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>7743</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MID CAP ETF</titleOfClass>
       <cusip>922908629</cusip>
       <value>4439</value>
       <shrsOrPrnAmt>
           <sshPrnamt>28787</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>28787</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MID CAP ETF</titleOfClass>
       <cusip>922908629</cusip>
       <value>8640</value>
       <shrsOrPrnAmt>
           <sshPrnamt>56027</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>56027</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>MID CAP ETF</titleOfClass>
       <cusip>922908629</cusip>
       <value>136</value>
       <shrsOrPrnAmt>
           <sshPrnamt>879</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>879</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>LARGE CAP ETF</titleOfClass>
       <cusip>922908637</cusip>
       <value>736</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6075</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>6075</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>LARGE CAP ETF</titleOfClass>
       <cusip>922908637</cusip>
       <value>79</value>
       <shrsOrPrnAmt>
           <sshPrnamt>650</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>650</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>EXTEND MKT ETF</titleOfClass>
       <cusip>922908652</cusip>
       <value>127</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1139</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1139</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>EXTEND MKT ETF</titleOfClass>
       <cusip>922908652</cusip>
       <value>230</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2061</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>2061</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>GROWTH ETF</titleOfClass>
       <cusip>922908736</cusip>
       <value>696</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4908</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>4596</Sole>
           <Shared>0</Shared>
           <None>312</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>GROWTH ETF</titleOfClass>
       <cusip>922908736</cusip>
       <value>4203</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29621</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>640</Sole>
           <Shared>0</Shared>
           <None>28981</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>VALUE ETF</titleOfClass>
       <cusip>922908744</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2184</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>2184</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>VALUE ETF</titleOfClass>
       <cusip>922908744</cusip>
       <value>1624</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15742</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>14893</Sole>
           <Shared>0</Shared>
           <None>849</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>VALUE ETF</titleOfClass>
       <cusip>922908744</cusip>
       <value>1533</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14855</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>14805</Sole>
           <Shared>0</Shared>
           <None>50</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>12952</value>
       <shrsOrPrnAmt>
           <sshPrnamt>88156</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>83633</Sole>
           <Shared>0</Shared>
           <None>4523</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>9</value>
       <shrsOrPrnAmt>
           <sshPrnamt>60</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,7</otherManager>
       <votingAuthority>
           <Sole>60</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>56270</value>
       <shrsOrPrnAmt>
           <sshPrnamt>382997</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>381697</Sole>
           <Shared>0</Shared>
           <None>1300</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>6413</value>
       <shrsOrPrnAmt>
           <sshPrnamt>43652</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>43652</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>16432</value>
       <shrsOrPrnAmt>
           <sshPrnamt>111840</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>111840</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>SMALL CP ETF</titleOfClass>
       <cusip>922908751</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>10</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>TOTAL STK MKT</titleOfClass>
       <cusip>922908769</cusip>
       <value>2353</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17339</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>17339</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>TOTAL STK MKT</titleOfClass>
       <cusip>922908769</cusip>
       <value>5312</value>
       <shrsOrPrnAmt>
           <sshPrnamt>39139</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>38221</Sole>
           <Shared>0</Shared>
           <None>918</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
       <titleOfClass>TOTAL STK MKT</titleOfClass>
       <cusip>922908769</cusip>
       <value>1664</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12260</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>12260</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>50</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>7200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>39</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>5600</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>6</value>
       <shrsOrPrnAmt>
           <sshPrnamt>833</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>833</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>42</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6064</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>1741</Sole>
           <Shared>0</Shared>
           <None>4323</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>136</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>136</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>18</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2592</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>1889</Sole>
           <Shared>0</Shared>
           <None>703</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VEREIT INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92339V100</cusip>
       <value>173</value>
       <shrsOrPrnAmt>
           <sshPrnamt>24828</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>24828</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIFONE SYS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92342Y109</cusip>
       <value>509</value>
       <shrsOrPrnAmt>
           <sshPrnamt>33100</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>33100</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIFONE SYS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92342Y109</cusip>
       <value>2</value>
       <shrsOrPrnAmt>
           <sshPrnamt>99</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>20</Sole>
           <Shared>0</Shared>
           <None>79</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISIGN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343E102</cusip>
       <value>63</value>
       <shrsOrPrnAmt>
           <sshPrnamt>530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>530</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISIGN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343E102</cusip>
       <value>362</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>3050</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISIGN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343E102</cusip>
       <value>106</value>
       <shrsOrPrnAmt>
           <sshPrnamt>890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>890</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISIGN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343E102</cusip>
       <value>360</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>3039</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISIGN INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343E102</cusip>
       <value>1</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>13585</value>
       <shrsOrPrnAmt>
           <sshPrnamt>284089</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>277685</Sole>
           <Shared>0</Shared>
           <None>6404</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>1308</value>
       <shrsOrPrnAmt>
           <sshPrnamt>27350</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>27350</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>3854</value>
       <shrsOrPrnAmt>
           <sshPrnamt>80600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>80600</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>1210</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25302</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>25302</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>107</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2234</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>1708</Sole>
           <Shared>0</Shared>
           <None>526</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>18159</value>
       <shrsOrPrnAmt>
           <sshPrnamt>379737</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>369880</Sole>
           <Shared>0</Shared>
           <None>9857</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>3351</value>
       <shrsOrPrnAmt>
           <sshPrnamt>70069</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7,9</otherManager>
       <votingAuthority>
           <Sole>69950</Sole>
           <Shared>0</Shared>
           <None>119</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>19625</value>
       <shrsOrPrnAmt>
           <sshPrnamt>410384</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>9</otherManager>
       <votingAuthority>
           <Sole>350415</Sole>
           <Shared>0</Shared>
           <None>59969</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>139</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2915</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2915</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92343V104</cusip>
       <value>0</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <putCall>Call</putCall>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>2</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2490</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1</otherManager>
       <votingAuthority>
           <Sole>380</Sole>
           <Shared>0</Shared>
           <None>2110</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>116</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1120</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>1,3</otherManager>
       <votingAuthority>
           <Sole>1120</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>208</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>13</otherManager>
       <votingAuthority>
           <Sole>2000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>83</value>
       <shrsOrPrnAmt>
           <sshPrnamt>800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>14</otherManager>
       <votingAuthority>
           <Sole>800</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>279</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2685</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>3</otherManager>
       <votingAuthority>
           <Sole>2685</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>1634</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15710</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>DFND</investmentDiscretion>
       <otherManager>7</otherManager>
       <votingAuthority>
           <Sole>15026</Sole>
           <Shared>0</Shared>
           <None>684</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92345Y106</cusip>
       <value>1792</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17230</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
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