XML 58 R47.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Leases and the Allowance for Credit Losses - Summary of loans in Accrual and Nonaccrual Status (Detail) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one $ 5,267   $ 19,234
Year two 17,723   15,083
Year three 14,213   17,786
Year four 17,002   11,704
Year five 11,034   8,328
Prior 35,500   28,783
Total (a) (b) [1] 134,574   135,581
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 1    
Year two 17    
Year three 22    
Year four 20    
Year five 12    
Prior 44    
Total 160 $ 163  
Residential Real Estate      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Total 2 1  
Consumer:      
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Total 86 $ 59  
Revolving Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 32,287   33,120
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 43    
Revolving Loans Converted to Term Loans      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 1,548   1,543
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 1    
Residential | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 776   2,277
Year two 2,046   1,372
Year three 1,348   4,571
Year four 4,523   3,628
Year five 3,586   2,439
Prior 10,897   8,773
Total (a) (b) 23,284   23,166
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 2    
Total 2    
Residential | Revolving Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 108   106
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 0    
Residential | Revolving Loans Converted to Term Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 0    
Home equity lines and loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   2
Year five 1   2
Prior 92   95
Total (a) (b) 4,556   4,592
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 0    
Total 1    
Home equity lines and loans | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 3,065   3,085
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 0    
Home equity lines and loans | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 1,398   1,408
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 1    
Recreational finance | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 996   3,934
Year two 3,718   2,227
Year three 2,098   2,065
Year four 1,975   1,686
Year five 1,609   1,119
Prior 2,517   1,533
Total (a) (b) 12,913   12,564
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 0    
Year two 5    
Year three 8    
Year four 7    
Year five 7    
Prior 13    
Total 40    
Recreational finance | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 0    
Recreational finance | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 0    
Automobile | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 471   2,277
Year two 2,266   790
Year three 787   756
Year four 728   646
Year five 593   226
Prior 282   99
Total (a) (b) 5,127   4,794
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 0    
Year two 3    
Year three 3    
Year four 3    
Year five 2    
Prior 1    
Total 12    
Automobile | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 0    
Automobile | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 0    
Other | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 106   265
Year two 225   155
Year three 137   104
Year four 92   72
Year five 64   16
Prior 30   18
Total (a) (b) 2,231   2,220
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Year one 1    
Year two 6    
Year three 3    
Year four 1    
Year five 1    
Prior 1    
Total 33    
Other | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 1,575   1,588
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans 20    
Other | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 2   2
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]      
Revolving Loans Converted to Term Loans 0    
Current | Residential | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 776   2,264
Year two 2,031   1,354
Year three 1,317   4,394
Year four 4,347   3,488
Year five 3,432   2,376
Prior 10,044   7,874
Total (a) (b) 22,053   21,853
Current | Residential | Revolving Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 106   103
Current | Residential | Revolving Loans Converted to Term Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Current | Home equity lines and loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   2
Year five 1   2
Prior 88   91
Total (a) (b) 4,450   4,482
Current | Home equity lines and loans | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 3,065   3,085
Current | Home equity lines and loans | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 1,296   1,302
Current | Recreational finance | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 995   3,918
Year two 3,701   2,203
Year three 2,075   2,044
Year four 1,956   1,661
Year five 1,589   1,100
Prior 2,478   1,503
Total (a) (b) 12,794   12,429
Current | Recreational finance | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Current | Recreational finance | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Current | Automobile | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 471   2,264
Year two 2,250   775
Year three 772   740
Year four 715   632
Year five 582   220
Prior 274   93
Total (a) (b) 5,064   4,724
Current | Automobile | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Current | Automobile | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Current | Other | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 103   259
Year two 222   152
Year three 134   102
Year four 90   71
Year five 64   16
Prior 30   18
Total (a) (b) 2,134   2,134
Current | Other | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 1,490   1,515
Current | Other | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 1   1
30-89 days past due | Residential | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   12
Year two 11   9
Year three 15   111
Year four 94   77
Year five 62   38
Prior 397   472
Total (a) (b) 579   719
30-89 days past due | Residential | Revolving Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
30-89 days past due | Residential | Revolving Loans Converted to Term Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
30-89 days past due | Home equity lines and loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 1   2
Total (a) (b) 28   29
30-89 days past due | Home equity lines and loans | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
30-89 days past due | Home equity lines and loans | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 27   27
30-89 days past due | Recreational finance | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 1   13
Year two 13   18
Year three 17   15
Year four 15   20
Year five 16   15
Prior 31   23
Total (a) (b) 93   104
30-89 days past due | Recreational finance | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
30-89 days past due | Recreational finance | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
30-89 days past due | Automobile | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   11
Year two 13   13
Year three 13   13
Year four 11   12
Year five 9   5
Prior 6   4
Total (a) (b) 52   58
30-89 days past due | Automobile | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
30-89 days past due | Automobile | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
30-89 days past due | Other | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 2   4
Year two 2   2
Year three 2   1
Year four 1   1
Year five 0   0
Prior 0   0
Total (a) (b) 32   23
30-89 days past due | Other | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 24   14
30-89 days past due | Other | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 1   1
Accruing Loans Past Due 90 Days or More | Residential | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   1
Year two 3   7
Year three 12   39
Year four 44   47
Year five 75   20
Prior 234   201
Total (a) (b) 368   315
Accruing Loans Past Due 90 Days or More | Residential | Revolving Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Accruing Loans Past Due 90 Days or More | Residential | Revolving Loans Converted to Term Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Accruing Loans Past Due 90 Days or More | Home equity lines and loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Total (a) (b) 0   0
Accruing Loans Past Due 90 Days or More | Home equity lines and loans | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Accruing Loans Past Due 90 Days or More | Home equity lines and loans | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Accruing Loans Past Due 90 Days or More | Recreational finance | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Total (a) (b) 0   0
Accruing Loans Past Due 90 Days or More | Recreational finance | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Accruing Loans Past Due 90 Days or More | Recreational finance | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Accruing Loans Past Due 90 Days or More | Automobile | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Total (a) (b) 0   0
Accruing Loans Past Due 90 Days or More | Automobile | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Accruing Loans Past Due 90 Days or More | Automobile | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Accruing Loans Past Due 90 Days or More | Other | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 0   0
Total (a) (b) 9   8
Accruing Loans Past Due 90 Days or More | Other | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 9   8
Accruing Loans Past Due 90 Days or More | Other | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Nonaccrual | Residential | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 1   2
Year three 4   27
Year four 38   16
Year five 17   5
Prior 222   226
Total (a) (b) 284   279
Nonaccrual | Residential | Revolving Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 2   3
Nonaccrual | Residential | Revolving Loans Converted to Term Loans | Residential Real Estate      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Nonaccrual | Home equity lines and loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   0
Year two 0   0
Year three 0   0
Year four 0   0
Year five 0   0
Prior 3   2
Total (a) (b) 78   81
Nonaccrual | Home equity lines and loans | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Nonaccrual | Home equity lines and loans | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 75   79
Nonaccrual | Recreational finance | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   3
Year two 4   6
Year three 6   6
Year four 4   5
Year five 4   4
Prior 8   7
Total (a) (b) 26   31
Nonaccrual | Recreational finance | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Nonaccrual | Recreational finance | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Nonaccrual | Automobile | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 0   2
Year two 3   2
Year three 2   3
Year four 2   2
Year five 2   1
Prior 2   2
Total (a) (b) 11   12
Nonaccrual | Automobile | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 0   0
Nonaccrual | Automobile | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans 0   0
Nonaccrual | Other | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Year one 1   2
Year two 1   1
Year three 1   1
Year four 1   0
Year five 0   0
Prior 0   0
Total (a) (b) 56   55
Nonaccrual | Other | Revolving Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans 52   51
Nonaccrual | Other | Revolving Loans Converted to Term Loans | Consumer:      
Financing Receivable, Credit Quality Indicator [Line Items]      
Revolving Loans Converted to Term Loans $ 0   $ 0
[1] Loans and leases of $2.1 billion and $1.5 billion at March 31, 2025 and December 31, 2024, respectively, were held in special purpose trusts to settle the respective obligations of asset-backed notes issued by those trusts. The outstanding balances of those asset-backed notes were included in Long-term borrowings and were $1.8 billion at March 31, 2025 and $1.2 billion at December 31, 2024.