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Revenue from contracts with customers
9 Months Ended
Sep. 30, 2025
Revenue from Contract with Customer [Abstract]  
Revenue from contracts with customers


7. Revenue from contracts with customers
The Company generally charges customer accounts or otherwise bills customers upon completion of its services. Typically, the Company’s contracts with customers have a duration of one year or less and payment for services is received at least annually, but oftentimes more frequently as services are provided. At September 30, 2025 and December 31, 2024, the Company had $68 million and $72 million, respectively, of amounts receivable related to recognized revenue from the sources in the accompanying tables. Such amounts are included in Accrued interest and other assets in the Company's Consolidated Balance Sheet. In certain situations the Company is paid in advance of providing services and defers the recognition of revenue until its service obligation is satisfied. At September 30, 2025 and December 31, 2024, the Company had deferred revenue of $54 million and $57 million, respectively, related to the sources in the accompanying tables included in Accrued interest and other liabilities in the Company's Consolidated Balance Sheet. The following tables summarize sources of the Company’s noninterest income during the three-month and nine-month periods ended September 30, 2025 and 2024 that are subject to the revenue recognition accounting guidance.
(Dollars in millions)Commercial BankRetail BankInstitutional Services and Wealth ManagementTotal
Three Months Ended September 30, 2025
Classification in Consolidated Statement of Income 
Service charges on deposit accounts$45 $96 $— $141 
Trust income— 180 181 
Brokerage services income— 33 34 
Other revenues from operations:
Merchant discount and credit card interchange fees20 27 — 47 
Other11 20 
$78 $130 $215 $423 
Three Months Ended September 30, 2024
Classification in Consolidated Statement of Income
Service charges on deposit accounts$40 $92 $— $132 
Trust income— 169 170 
Brokerage services income— 30 32 
Other revenues from operations:
Merchant discount and credit card interchange fees18 23 — 41 
Other19 
$69 $123 $202 $394 
(Dollars in millions)Commercial BankRetail BankInstitutional Services and Wealth ManagementTotal
Nine Months Ended September 30, 2025
Classification in Consolidated Statement of Income
Service charges on deposit accounts$133 $278 $— $411 
Trust income— 537 540 
Brokerage services income— 93 97 
Other revenues from operations:
Merchant discount and credit card interchange fees55 75 — 130 
Other31 22 59 
$226 $375 $636 $1,237 
Nine Months Ended September 30, 2024
Classification in Consolidated Statement of Income
Service charges on deposit accounts$120 $263 $— $383 
Trust income— 497 500 
Brokerage services income— 86 91 
Other revenues from operations:
Merchant discount and credit card interchange fees54 67 — 121 
Other23 23 54 
$205 $353 $591 $1,149