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v3.26.1

Segment information (Tables) | 6 Months Ended
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Jun. 30, 2026
Segment Reporting [Abstract] |
Information about Company's Segments | Information about the Company's segments is presented in the accompanying table.
| Three Months Ended June 30, |  |  |
| Commercial Bank |  | Retail Bank |  | Institutional Services and Wealth Management |  | All Other |  | Total |  |  |
(Dollars in millions) | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |  |  |
Net interest income (a) | $ | 559 |  |  | $ | 531 |  |  | $ | 974 |  |  | $ | 988 |  |  | $ | 149 |  |  | $ | 166 |  |  | $ | 110 |  |  | $ | 28 |  |  | $ | 1,792 |  |  | $ | 1,713 |  |  |  |
Noninterest income | 193 |  |  | 205 |  |  | 236 |  |  | 234 |  |  | 235 |  |  | 225 |  |  | 76 |  |  | 19 |  |  | 740 |  |  | 683 |  |  |  |
Total revenue | 752 |  |  | 736 |  |  | 1,210 |  |  | 1,222 |  |  | 384 |  |  | 391 |  |  | 186 |  |  | 47 |  |  | 2,532 |  |  | 2,396 |  |  |  |
Provision for credit losses | 23 |  |  | 60 |  |  | 70 |  |  | 71 |  |  | — |  |  | 2 |  |  | 27 |  |  | (8) |  |  | 120 |  |  | 125 |  |  |  |
Salaries and employee benefits | 145 |  |  | 150 |  |  | 203 |  |  | 201 |  |  | 112 |  |  | 107 |  |  | 366 |  |  | 355 |  |  | 826 |  |  | 813 |  |  |  |
Depreciation and amortization | 11 |  |  | 11 |  |  | 34 |  |  | 60 |  |  | 2 |  |  | 2 |  |  | 46 |  |  | 51 |  |  | 93 |  |  | 124 |  |  |  |
Other direct expenses | 73 |  |  | 73 |  |  | 107 |  |  | 95 |  |  | 28 |  |  | 26 |  |  | 222 |  |  | 205 |  |  | 430 |  |  | 399 |  |  |  |
Indirect expense (b) | 134 |  |  | 129 |  |  | 313 |  |  | 292 |  |  | 81 |  |  | 82 |  |  | (528) |  |  | (503) |  |  | — |  |  | — |  |  |  |
Income (loss) before taxes | 366 |  |  | 313 |  |  | 483 |  |  | 503 |  |  | 161 |  |  | 172 |  |  | 53 |  |  | (53) |  |  | 1,063 |  |  | 935 |  |  |  |
Income tax expense (benefit) | 95 |  |  | 82 |  |  | 123 |  |  | 128 |  |  | 41 |  |  | 44 |  |  | (14) |  |  | (35) |  |  | 245 |  |  | 219 |  |  |  |
Net income (loss) | $ | 271 |  |  | $ | 231 |  |  | $ | 360 |  |  | $ | 375 |  |  | $ | 120 |  |  | $ | 128 |  |  | $ | 67 |  |  | $ | (18) |  |  | $ | 818 |  |  | $ | 716 |  |  |  |
Average total assets | $ | 80,930 |  |  | $ | 78,497 |  |  | $ | 60,204 |  |  | $ | 55,995 |  |  | $ | 4,728 |  |  | $ | 4,272 |  |  | $ | 70,670 |  |  | $ | 71,497 |  |  | $ | 216,532 |  |  | $ | 210,261 |  |  |  |
| Six Months Ended June 30, |
| Commercial Bank |  | Retail Bank |  | Institutional Services and Wealth Management |  | All Other |  | Total |
(Dollars in millions) | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |  | 2026 |  | 2025 |
Net interest income (a) | $ | 1,094 |  |  | $ | 1,060 |  |  | $ | 1,924 |  |  | $ | 1,960 |  |  | $ | 305 |  |  | $ | 337 |  |  | $ | 221 |  |  | $ | 51 |  |  | $ | 3,544 |  |  | $ | 3,408 |  |
Noninterest income | 386 |  |  | 378 |  |  | 453 |  |  | 442 |  |  | 456 |  |  | 434 |  |  | 134 |  |  | 40 |  |  | 1,429 |  |  | 1,294 |  |
Total revenue | 1,480 |  |  | 1,438 |  |  | 2,377 |  |  | 2,402 |  |  | 761 |  |  | 771 |  |  | 355 |  |  | 91 |  |  | 4,973 |  |  | 4,702 |  |
Provision for credit losses | 52 |  |  | 96 |  |  | 152 |  |  | 150 |  |  | — |  |  | 5 |  |  | 56 |  |  | 4 |  |  | 260 |  |  | 255 |  |
Salaries and employee benefits | 290 |  |  | 301 |  |  | 400 |  |  | 397 |  |  | 221 |  |  | 213 |  |  | 829 |  |  | 789 |  |  | 1,740 |  |  | 1,700 |  |
Depreciation and amortization | 21 |  |  | 21 |  |  | 70 |  |  | 122 |  |  | 4 |  |  | 4 |  |  | 95 |  |  | 107 |  |  | 190 |  |  | 254 |  |
Other direct expenses | 151 |  |  | 140 |  |  | 210 |  |  | 194 |  |  | 63 |  |  | 52 |  |  | 433 |  |  | 411 |  |  | 857 |  |  | 797 |  |
Indirect expense (b) | 261 |  |  | 252 |  |  | 602 |  |  | 571 |  |  | 161 |  |  | 163 |  |  | (1,024) |  |  | (986) |  |  | — |  |  | — |  |
Income (loss) before taxes | 705 |  |  | 628 |  |  | 943 |  |  | 968 |  |  | 312 |  |  | 334 |  |  | (34) |  |  | (234) |  |  | 1,926 |  |  | 1,696 |  |
Income tax expense (benefit) | 184 |  |  | 166 |  |  | 239 |  |  | 246 |  |  | 80 |  |  | 85 |  |  | (59) |  |  | (101) |  |  | 444 |  |  | 396 |  |
Net income (loss) | $ | 521 |  |  | $ | 462 |  |  | $ | 704 |  |  | $ | 722 |  |  | $ | 232 |  |  | $ | 249 |  |  | $ | 25 |  |  | $ | (133) |  |  | $ | 1,482 |  |  | $ | 1,300 |  |
Average total assets | $ | 79,873 |  |  | $ | 78,927 |  |  | $ | 59,516 |  |  | $ | 55,193 |  |  | $ | 4,736 |  |  | $ | 4,187 |  |  | $ | 71,061 |  |  | $ | 70,989 |  |  | $ | 215,186 |  |  | $ | 209,296 |  |
__________________________________________________________________________________ (a)Net interest income is the difference between actual taxable-equivalent interest earned on assets and interest paid on liabilities by a segment and a funding charge (credit) based on the Company's internal funds transfer pricing methodology. Segments are charged a cost to fund any assets (e.g. loans) and are paid a funding credit for any funds provided (e.g. deposits). The taxable-equivalent adjustment aggregated to $12 million and $9 million for the three-month periods ended June 30, 2026 and 2025, respectively, and $23 million and $21 million for the six-month periods ended June 30, 2026 and 2025, respectively, and is eliminated in "All Other" total revenues. (b)Indirect expense represents centrally-allocated costs associated with certain technology, operations, risk management, finance, human resources and other support services provided by the "All Other" category to the Commercial Bank, Retail Bank and Institutional Services and Wealth Management segments.

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