-----BEGIN PRIVACY-ENHANCED MESSAGE-----
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<SEC-DOCUMENT>0000049071-98-000067.txt : 19981105
<SEC-HEADER>0000049071-98-000067.hdr.sgml : 19981105
ACCESSION NUMBER:		0000049071-98-000067
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	19981031
FILED AS OF DATE:		19981104

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		98737626

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129
<REPORTING-OWNER>

COMPANY DATA:	
	COMPANY CONFORMED NAME:			ROTHROCK KIRK E
	CENTRAL INDEX KEY:			0001030159
	STANDARD INDUSTRIAL CLASSIFICATION:	 []
<RELATIONSHIP>OFFICER

FILING VALUES:
	FORM TYPE:		4

BUSINESS ADDRESS:	
	STREET 1:		500 WEST MAIN STREET
	CITY:			LOUISVILLE
	STATE:			KY
	ZIP:			40202
	BUSINESS PHONE:		5025801000

MAIL ADDRESS:	
	STREET 1:		500 WEST MAIN STREET
	CITY:			LOUISVILLE
	STATE:			KY
	ZIP:			40202
</REPORTING-OWNER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<DESCRIPTION>FORM 4 - OCTOBER 31, 1998
<TEXT>

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
   Rothrock, Kirk E.
   500 West Main Street
   Louisville, KY  40202
   USA
2. Issuer Name and Ticker or Trading Symbol
   Humana Inc.
   HUM
3. IRS or Social Security Number of Reporting Person (Voluntary)
   
4. Statement for Month/Year
   October 31, 1998
5. If Amendment, Date of Original (Month/Year)
   
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   ( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other
   (specify below)
   Vice President-Specialty Products & Businesses
7. Individual or Joint/Group Filing (Check Applicable Line)
   (X) Form filed by One Reporting Person
   ( ) Form filed by More than One Reporting Person
<TABLE>
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned                                                 |
___________________________________________________________________________________________________________________________________|
1. Title of Security       |2.    |3.    |4.Securities Acquired (A)         |5.Amount of        |6.Dir |7.Nature of Indirect       |
                           | Transaction |  or Disposed of (D)              |  Securities       |ect   |  Beneficial Ownership     |
                           |      |      |                                  |  Beneficially     |(D)or |                           |
                           |      |    | |                  | A/|           |  Owned at         |Indir |                           |
                           | Date |Code|V|    Amount        | D |    Price  |  End of Month     |ect(I)|                           |
___________________________________________________________________________________________________________________________________|
<S>                        <C>    <C>  <C><C>               <C> <C>         <C>                 <C>    <C>
Common (1)                 |9/9/98|A   |V|12,000            |A  |$.1667     |17,500             |D     |                           |
- -----------------------------------------------------------------------------------------------------------------------------------|
Common (1)                 |      |    | |                  |   |           |9,609.3            |I     |HRSP (2)                   |
- -----------------------------------------------------------------------------------------------------------------------------------|
___________________________________________________________________________________________________________________________________|
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned                                                   |
___________________________________________________________________________________________________________________________________|
1.Title of Derivative |2.Con-  |3.   |4.    |5.Number of De |6.Date Exer|7.Title and Amount  |8.Price|9.Number    |10.|11.Nature of|
  Security            |version |Transaction | rivative Secu |cisable and|  of Underlying     |of Deri|of Deriva   |Dir|Indirect    |
                      |or Exer |     |      | rities Acqui  |Expiration |  Securities        |vative |tive        |ect|Beneficial  |
                      |cise    |     |      | red(A) or Dis |Date(Month/|                    |Secu   |Securities  |(D)|Ownership   |
                      |Price of|     |      | posed of(D)   |Day/Year)  |                    |rity   |Benefi      |or |            |
                      |Deriva- |     |      |               |Date |Expir|                    |       |ficially    |Ind|            |
                      |tive    |     |      |           | A/|Exer-|ation|   Title and Number |       |Owned at    |ire|            |
                      |Secu-   |     |    | |           | D |cisa-|Date |   of Shares        |       |End of      |ct |            |
                      |rity    |Date |Code|V|  Amount   |   |ble  |     |                    |       |Month       |(I)|            |
___________________________________________________________________________________________________________________________________|
<S>                   <C>      <C>   <C>  <C><C>        <C> <C>   <C>   <C>          <C>     <C>     <C>          <C> <C>
Option (3)            |22.625  |9/17/|D(6)| |8,750      |D  |11/16|11/16|Common (1)  |8,750  |       |0           |D  |            |
                      |        |98   |    | |           |   |/97  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |22.625  |9/17/|D(6)| |8,750      |D  |11/16|11/16|Common (1)  |8,750  |       |0           |D  |            |
                      |        |98   |    | |           |   |/98  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |22.625  |9/17/|D(6)| |8,750      |D  |11/16|11/16|Common (1)  |8,750  |       |0           |D  |            |
                      |        |98   |    | |           |   |/99  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |22.625  |9/17/|D(6)| |8,750      |D  |11/16|11/16|Common (1)  |8,750  |       |0           |D  |            |
                      |        |98   |    | |           |   |/00  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |19.1875 |9/17/|D(6)| |25,000     |D  |8/12/|8/12/|Common (1)  |25,000 |       |0           |D  |            |
                      |        |98   |    | |           |   |97   |06   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |19.1875 |9/17/|D(6)| |25,000     |D  |8/12/|8/12/|Common (1)  |25,000 |       |0           |D  |            |
                      |        |98   |    | |           |   |98   |06   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |19.1875 |9/17/|D(6)| |25,000     |D  |8/12/|8/12/|Common (1)  |25,000 |       |0           |D  |            |
                      |        |98   |    | |           |   |99   |06   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |18.8125 |9/17/|D(6)| |26,667     |D  |1/9/9|1/9/0|Common (1)  |26,667 |       |0           |D  |            |
                      |        |98   |    | |           |   |8    |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |18.8125 |9/17/|D(6)| |26,667     |D  |1/9/9|1/9/0|Common (1)  |26,667 |       |0           |D  |            |
                      |        |98   |    | |           |   |9    |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |18.8125 |9/17/|D(6)| |26,666     |D  |1/9/0|1/9/0|Common (1)  |26,666 |       |0           |D  |            |
                      |        |98   |    | |           |   |0    |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |20.1563 |9/17/|D(6)| |4,961      |D  |1/15/|1/15/|Common (1)  |4,961  |       |0           |D  |            |
                      |        |98   |    | |           |   |99   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |20.1563 |9/17/|D(6)| |4,961      |D  |1/15/|1/15/|Common (1)  |4,961  |       |0           |D  |            |
                      |        |98   |    | |           |   |00   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |20.1563 |9/17/|D(6)| |4,961      |D  |1/15/|1/15/|Common (1)  |4,961  |       |0           |D  |            |
                      |        |98   |    | |           |   |01   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |20.1563 |9/17/|D(6)| |5,039      |D  |1/15/|1/15/|Common (1)  |5,039  |       |0           |D  |            |
                      |        |98   |    | |           |   |99   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |20.1563 |9/17/|D(6)| |5,039      |D  |1/15/|1/15/|Common (1)  |5,039  |       |0           |D  |            |
                      |        |98   |    | |           |   |00   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |20.1563 |9/17/|D(6)| |5,039      |D  |1/15/|1/15/|Common (1)  |5,039  |       |0           |D  |            |
                      |        |98   |    | |           |   |01   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Phantom Stock Unit (5)|1-for-1 |     |    | |           |   |(5)  |(5)  |Common (1)  |719.01 |       |719.01      |D  |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5938 |9/17/|A(7)| |12,933     |A  |9/17/|11/16|Common (1)  |12,933 |       |12,933      |D  |            |
                      |        |98   |    | |           |   |99   |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5938 |9/17/|A(7)| |6,466      |A  |11/16|11/16|Common (1)  |6,466  |       |6,466       |D  |            |
                      |        |98   |    | |           |   |/99  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5938 |9/17/|A(7)| |6,466      |A  |11/16|11/16|Common (1)  |6,466  |       |6,466       |D  |            |
                      |        |98   |    | |           |   |/00  |/05  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |9/17/|A(7)| |65,925     |A  |9/17/|8/12/|Common (1)  |65,925 |       |65,925      |D  |            |
                      |        |98   |    | |           |   |99   |06   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |9/17/|A(7)| |48,907     |A  |9/17/|1/9/0|Common (1)  |48,907 |       |48,907      |D  |            |
                      |        |98   |    | |           |   |99   |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |9/17/|A(7)| |24,453     |A  |1/9/0|1/9/0|Common (1)  |24,453 |       |24,453      |D  |            |
                      |        |98   |    | |           |   |0    |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |9/17/|A(7)| |4,316      |A  |9/17/|1/15/|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |98   |    | |           |   |99   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |9/17/|A(7)| |4,316      |A  |1/15/|1/15/|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |98   |    | |           |   |00   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |9/17/|A(7)| |4,316      |A  |1/15/|1/15/|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |98   |    | |           |   |01   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5938 |9/17/|A(7)| |4,384      |A  |9/17/|1/15/|Common (1)  |4,384  |       |4,384       |D  |            |
                      |        |98   |    | |           |   |99   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5938 |9/17/|A(7)| |4,384      |A  |1/15/|1/15/|Common (1)  |4,384  |       |4,384       |D  |            |
                      |        |98   |    | |           |   |00   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5938 |9/17/|A(7)| |4,384      |A  |1/15/|1/15/|Common (1)  |4,384  |       |4,384       |D  |            |
                      |        |98   |    | |           |   |01   |08   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
                      |        |     |    | |           |   |     |     |            |       |       |            |   |            |
___________________________________________________________________________________________________________________________________|
</TABLE>
Explanation of Responses:
(1)  Each share of Common Stock contains a Right adopted on March 5, 1987, as 
amended and restated on 
February 14, 1996 and May 27, 1998, pursuant to the Company Rights Agreement, 
which entitles holders of the 
Company's Common Stock, in the event certain specified events occur, to acquire 
1/100th of a share of Series A 
Participating Preferred Stock at a price of $145 per fractional 
share.
(2)  Shares held for my benefit as of August 31, 1998 under the Humana 
Retirement & Savings Plan ("HRSP") 
exempt under Rule 
16b-3(c).
(3)  Right to buy pursuant to the Company's 1989 Stock Option Plan for 
Employees.
(4)  Right to Buy pursuant to the Company's 1996 Stock Incentive 
Plan.
(5)  Phantom stock units held for my benefit as of August 31, 1998, under the 
Humana Excess Plans exempt 
under Rule 
16b-3(d).
(6)  Cancellation of option in connection with grant of replacement option 
exempt under Rule 16(b)-3(d)(1).
(7)  Replacement of existing option exempt under Rule 16(b)-3(d)(1).  Vesting 
will be deferred until September 17, 
1999 for any option increments that are currently vested or which otherwise 
would vest before then.

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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