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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>/in/edgar/work/0000049071-00-000083/0000049071-00-000083.txt : 20001011
<SEC-HEADER>0000049071-00-000083.hdr.sgml : 20001011
ACCESSION NUMBER:		0000049071-00-000083
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20000731
FILED AS OF DATE:		20001010

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	 [6324
]		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231
</COMPANY-DATA>

		FILING VALUES:
			FORM TYPE:		4
			SEC ACT:		
			SEC FILE NUMBER:	001-05975
			FILM NUMBER:		736690
</FILING-VALUES>

			BUSINESS ADDRESS:	
				STREET 1:		500 W MAIN ST
				CITY:			LOUISVILLE
				STATE:			KY
				ZIP:			40202
				BUSINESS PHONE:		5025801000
</BUSINESS-ADDRESS>

				FORMER COMPANY:	
					FORMER CONFORMED NAME:	EXTENDICARE INC
					DATE OF NAME CHANGE:	19740404
</FORMER-COMPANY>

					FORMER COMPANY:	
						FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
						DATE OF NAME CHANGE:	19671129
</FORMER-COMPANY>
</SUBJECT-COMPANY>
<REPORTING-OWNER>

						COMPANY DATA:	
							COMPANY CONFORMED NAME:			LERNER IRWIN
							CENTRAL INDEX KEY:			0001018651
							STANDARD INDUSTRIAL CLASSIFICATION:	 [
]<RELATIONSHIP>DIRECTOR
</COMPANY-DATA>

							FILING VALUES:
								FORM TYPE:		4
</FILING-VALUES>

								BUSINESS ADDRESS:	
									STREET 1:		500 WEST MAIN STREET
									CITY:			LOUISVILLE
									STATE:			KY
									ZIP:			40202
									BUSINESS PHONE:		5025803778
</BUSINESS-ADDRESS>

									MAIL ADDRESS:	
										STREET 1:		500 WEST MAIN STREET
										CITY:			LOUISVILLE
										STATE:			KY
										ZIP:			40202
</MAIL-ADDRESS>
</REPORTING-OWNER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>0001.txt
<DESCRIPTION>FORM 4 - JULY 31, 2000
<TEXT>

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
   Lerner, Irwin
   17 East Greenbrook Road
   North Caldwell, NJ  07006
   USA
2. Issuer Name and Ticker or Trading Symbol
   Humana Inc.
   HUM
3. IRS or Social Security Number of Reporting Person (Voluntary)

4. Statement for Month/Year
   July 31, 2000
5. If Amendment, Date of Original (Month/Year)

6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   (X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other
   (specify below)

7. Individual or Joint/Group Filing (Check Applicable Line)
   (X) Form filed by One Reporting Person
   ( ) Form filed by More than One Reporting Person
<TABLE>
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned                                                 |
___________________________________________________________________________________________________________________________________|
1. Title of Security       |2.    |3.    |4.Securities Acquired (A)         |5.Amount of        |6.Dir |7.Nature of Indirect       |
                           | Transaction |  or Disposed of (D)              |  Securities       |ect   |  Beneficial Ownership     |
                           |      |      |                                  |  Beneficially     |(D)or |                           |
                           |      |    | |                  | A/|           |  Owned at         |Indir |                           |
                           | Date |Code|V|    Amount        | D |    Price  |  End of Month     |ect(I)|                           |
___________________________________________________________________________________________________________________________________|
<S>                        <C>    <C>  <C><C>               <C> <C>         <C>                 <C>    <C>
Common (1)                 |7/13/0|A(3)|V|2,525             |A  |$.1667     |20,525             |D     |                           |
                           |0     |    | |                  |   |           |                   |      |                           |
- -----------------------------------------------------------------------------------------------------------------------------------|
Common (1)                 |      |    | |                  |   |           |1,000              |I     |By Spouse                  |
- -----------------------------------------------------------------------------------------------------------------------------------|
___________________________________________________________________________________________________________________________________|
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned                                                   |
___________________________________________________________________________________________________________________________________|
1.Title of Derivative |2.Con-  |3.   |4.    |5.Number of De |6.Date Exer|7.Title and Amount  |8.Price|9.Number    |10.|11.Nature of|
  Security            |version |Transaction | rivative Secu |cisable and|  of Underlying     |of Deri|of Deriva   |Dir|Indirect    |
                      |or Exer |     |      | rities Acqui  |Expiration |  Securities        |vative |tive        |ect|Beneficial  |
                      |cise    |     |      | red(A) or Dis |Date(Month/|                    |Secu   |Securities  |(D)|Ownership   |
                      |Price of|     |      | posed of(D)   |Day/Year)  |                    |rity   |Benefi      |or |            |
                      |Deriva- |     |      |               |Date |Expir|                    |       |ficially    |Ind|            |
                      |tive    |     |      |           | A/|Exer-|ation|   Title and Number |       |Owned at    |ire|            |
                      |Secu-   |     |    | |           | D |cisa-|Date |   of Shares        |       |End of      |ct |            |
                      |rity    |Date |Code|V|  Amount   |   |ble  |     |                    |       |Month       |(I)|            |
___________________________________________________________________________________________________________________________________|
<S>                   <C>      <C>   <C>  <C><C>        <C> <C>   <C>   <C>          <C>     <C>     <C>          <C> <C>
Option (2)            |$14.437 |     |    | |           |   |11/4/|11/3/|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |94   |03   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$14.437 |     |    | |           |   |11/4/|11/3/|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |95   |03   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$14.437 |     |    | |           |   |11/4/|11/3/|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |96   |03   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$22.4375|     |    | |           |   |1/3/9|1/3/0|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |6    |5    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$26.9375|     |    | |           |   |1/2/9|1/2/0|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |7    |6    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$18.9375|     |    | |           |   |1/2/9|1/2/0|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |8    |7    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$21.25  |     |    | |           |   |1/2/9|1/2/0|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |9    |8    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$18.7813|     |    | |           |   |1/4/0|1/4/0|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |0    |9    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (2)            |$7.875  |     |    | |           |   |1/3/0|1/3/1|Common (1)  |5,000  |       |5,000       |D  |            |
                      |        |     |    | |           |   |1    |0    |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
                      |        |     |    | |           |   |     |     |            |       |       |            |   |            |
___________________________________________________________________________________________________________________________________|
</TABLE>
Explanation of Responses:
(1)  Each share of Common Stock contains a Right adopted on March 5, 1987,
pursuant to the Company's Rights
Agreement, amended and restated on February 14, 1996, and amended as of May 27,
1998 and March 1, 1999,
which entitles holders of the Company's Common Stock, in the event certain
specified events occur, to acquire 1/100
of a share of Series A Participating Preferred Stock at a price of $145 per
fractional share.
(2)  Right to buy pursuant to the Company's 1989 Stock Option Plan for
Non-Employee Directors.
(3)  Award of stock in lieu of director fees exempt under 16(b)-3(d)(1).  Due
to voluntary early reporting of this stock
award, total amount of shares owned at end of month also includes shares
purchased in August 2000.

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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