-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Bjhct0LODeU1z/78B5N3BHW6SpI6ZuZSxphYav6i733KserBW/G17RKhcUoHm0us
 TKB6QGbTGrb5+1O4gWZtZQ==

<SEC-DOCUMENT>0000049071-02-000068.txt : 20020906
<SEC-HEADER>0000049071-02-000068.hdr.sgml : 20020906
<ACCEPTANCE-DATETIME>20020906091906
ACCESSION NUMBER:		0000049071-02-000068
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20020904
FILED AS OF DATE:		20020906

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		02757962

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404
<REPORTING-OWNER>

COMPANY DATA:	
	COMPANY CONFORMED NAME:			FASOLA KENNETH J
	CENTRAL INDEX KEY:			0001030150
<RELATIONSHIP>OFFICER

FILING VALUES:
	FORM TYPE:		4

BUSINESS ADDRESS:	
	STREET 1:		500 WEST MAIN STREET
	CITY:			LOUISVILLE
	STATE:			KY
	ZIP:			40202
	BUSINESS PHONE:		5025801000

MAIL ADDRESS:	
	STREET 1:		500 WEST MAIN STREET
	CITY:			LOUISVILLE
	STATE:			KY
	ZIP:			40202
</REPORTING-OWNER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.txt
<DESCRIPTION>FORM 4 - SEPTEMBER 4, 2002
<TEXT>
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
(X) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instructions 1(b).
1. Name and Address of Reporting Person
   Fasola, Kenneth J.
   500 West Main Street
   Louisville, KY  40202
   USA
2. Issuer Name and Ticker or Trading Symbol
   Humana Inc.
   HUM
3. IRS or Social Security Number of Reporting Person (Voluntary)

4. Statement for Month/Year
   September 4, 2002
5. If Amendment, Date of Original (Month/Year)

6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
   ( ) Director ( ) 10% Owner (X) Officer (give title below) ( ) Other
   (specify below)
   Chief Operating Officer-Market Operations
7. Individual or Joint/Group Filing (Check Applicable Line)
   (X) Form filed by One Reporting Person
   ( ) Form filed by More than One Reporting Person
<TABLE>
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned                                                 |
___________________________________________________________________________________________________________________________________|
1. Title of Security       |2.    |3.    |4.Securities Acquired (A)         |5.Amount of        |6.Dir |7.Nature of Indirect       |
                           | Transaction |  or Disposed of (D)              |  Securities       |ect   |  Beneficial Ownership     |
                           |      |      |                                  |  Beneficially     |(D)or |                           |
                           |      |    | |                  | A/|           |  Owned at         |Indir |                           |
                           | Date |Code|V|    Amount        | D |    Price  |  End of Month     |ect(I)|                           |
___________________________________________________________________________________________________________________________________|
<S>                        <C>    <C>  <C><C>               <C> <C>         <C>                 <C>    <C>
Common (1)                 |09/04/|D (5| |150,000           |D  |           |22,249             |D     |                           |
                           |02    |)   | |                  |   |           |                   |      |                           |
- -----------------------------------------------------------------------------------------------------------------------------------|
Common (1)                 |      |    | |                  |   |           |24,430             |I     |HRSP (2)                   |
- -----------------------------------------------------------------------------------------------------------------------------------|
___________________________________________________________________________________________________________________________________|
<CAPTION>
___________________________________________________________________________________________________________________________________
 Table II -- Derivative Securitites Acquired, Disposed of, or Beneficially Owned                                                   |
___________________________________________________________________________________________________________________________________|
1.Title of Derivative |2.Con-  |3.   |4.    |5.Number of De |6.Date Exer|7.Title and Amount  |8.Price|9.Number    |10.|11.Nature of|
  Security            |version |Transaction | rivative Secu |cisable and|  of Underlying     |of Deri|of Deriva   |Dir|Indirect    |
                      |or Exer |     |      | rities Acqui  |Expiration |  Securities        |vative |tive        |ect|Beneficial  |
                      |cise    |     |      | red(A) or Dis |Date(Month/|                    |Secu   |Securities  |(D)|Ownership   |
                      |Price of|     |      | posed of(D)   |Day/Year)  |                    |rity   |Benefi      |or |            |
                      |Deriva- |     |      |               |Date |Expir|                    |       |ficially    |Ind|            |
                      |tive    |     |      |           | A/|Exer-|ation|   Title and Number |       |Owned at    |ire|            |
                      |Secu-   |     |    | |           | D |cisa-|Date |   of Shares        |       |End of      |ct |            |
                      |rity    |Date |Code|V|  Amount   |   |ble  |     |                    |       |Month       |(I)|            |
___________________________________________________________________________________________________________________________________|
<S>                   <C>      <C>   <C>  <C><C>        <C> <C>   <C>   <C>          <C>     <C>     <C>          <C> <C>
Phantom Stock Units (5|1-for-1 |     |    | |           |   |(5)  |(5)  |Common (1)  |14,828 |       |14,828      |D  |            |
)                     |        |     |    | |           |   |     |     |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |11,086 |       |11,086      |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5938 |     |    | |           |   |11/16|09/04|Common (1)  |5,542  |       |5,542       |D  |            |
                      |        |     |    | |           |   |/99  |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (3)            |15.5928 |     |    | |           |   |11/16|09/04|Common (1)  |5,542  |       |5,542       |D  |            |
                      |        |     |    | |           |   |/00  |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |79,110 |       |79,110      |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |49,152 |       |49,152      |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option (4)            |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |24,208 |       |24,208      |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |     |    | |           |   |1/15/|09/04|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |     |    | |           |   |00   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO (4)        |15.5938 |     |    | |           |   |1/15/|09/04|Common (1)  |4,316  |       |4,316       |D  |            |
                      |        |     |    | |           |   |01   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5938 |     |    | |           |   |9/17/|09/04|Common (1)  |7,284  |       |7,284       |D  |            |
                      |        |     |    | |           |   |99   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5038 |     |    | |           |   |1/15/|09/04|Common (1)  |7,284  |       |7,284       |D  |            |
                      |        |     |    | |           |   |00   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-NQ (4)         |15.5938 |     |    | |           |   |1/15/|09/04|Common (1)  |7,284  |       |7,284       |D  |            |
                      |        |     |    | |           |   |01   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |19.25   |     |    | |           |   |1/15/|09/04|Common (1)  |10,000 |       |10,000      |D  |            |
                      |        |     |    | |           |   |00   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |19.25   |     |    | |           |   |1/15/|09/04|Common (1)  |10,000 |       |10,000      |D  |            |
                      |        |     |    | |           |   |01   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |19.25   |     |    | |           |   |1/15/|09/04|Common (1)  |4,806  |       |4,806       |D  |            |
                      |        |     |    | |           |   |02   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO(4)         |19.25   |     |    | |           |   |1/15/|09/04|Common (1)  |5,194  |       |5,194       |D  |            |
                      |        |     |    | |           |   |02   |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |7.4688  |     |    | |           |   |11/18|09/04|Common (1)  |33,334 |       |33,334      |D  |            |
                      |        |     |    | |           |   |/00  |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |7.4688  |     |    | |           |   |11/18|09/04|Common (1)  |33,333 |       |33,333      |D  |            |
                      |        |     |    | |           |   |/01  |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option(4)             |7.4688  |09/04|J (7| |           |   |09/04|09/04|Common (1)  |33,333 |       |33,333      |D  |            |
                      |        |/02  |)   | |           |   |/02  |/04  |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO(4)         |12.995  |09/04|D (6| |6,667      |D  |3/13/|3/13/|Common (1)  |0      |       |0           |D  |            |
                      |        |/02  |)   | |           |   |03   |12   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO(4)         |12.995  |09/04|D (6| |6,667      |D  |3/13/|3/13/|Common (1)  |0      |       |0           |D  |            |
                      |        |/02  |)   | |           |   |04   |12   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
Option-ISO(4)         |12.995  |09/04|D (6| |6,667      |D  |3/13/|3/13/|Common (1)  |0      |       |0           |D  |            |
                      |        |/02  |)   | |           |   |05   |12   |            |       |       |            |   |            |
- -----------------------------------------------------------------------------------------------------------------------------------|
                      |        |     |    | |           |   |     |     |            |       |       |            |   |            |
___________________________________________________________________________________________________________________________________|
</TABLE>
Explanation of Responses:
(1) Each share of Common Stock contains a Right adopted on March 5, 1987, as
amended and restated on February 14, 1996, and amended as of May
27, 1998 and March 1, 1999, pursuant to the Company RIghts Agreement, which
entitles holders of the Company's Common Stock, in the event certain
specified events occur, to acquire 1/100th of a share of Series A Participating
Preferred Stock at a price of $145 per fractional share.
(2)  Shares held for my benefit as ofJuly 31, 2002 under the Humana Retirement
& Savings Plan ("HRSP") and a routine disposition of shares to fund
an administrative fee assessment under a Tax-Conditioned Plan, exempt under
Rule 16b-3(c).
(3)  Right to buy pursuant to the Company's 1989 Stock Option Plan for
Employees.
(4)  Right to buy pursuant to the Company's 1996 Stock Incentive
Plan.
(5)  Phantom stock units held for my benefit as of July 31, 2002 under the
Humana Excess Plans, exempt under Rule 16b-3(d).
(6) Cancellation of unvested Restricted Stock Award and unvested Stock Options
due to resignation from Company exempt under Rule 16b-3(e).
(7) Vesting of Option accelerated to date of resignation as approved by the
Company's Organization and Compensation Committee.

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
