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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BiGnEJly9rDc+e8OVg+Pty4L/8oFA2axDwcmx5bTZkfUYFActL9GAK5k9RsTe0FT
 CWzUkprUbOdqE8XvII6/RA==

<SEC-DOCUMENT>0000049071-03-000057.txt : 20030701
<SEC-HEADER>0000049071-03-000057.hdr.sgml : 20030701
<ACCEPTANCE-DATETIME>20030701115214
ACCESSION NUMBER:		0000049071-03-000057
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030627
FILED AS OF DATE:		20030701

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			JONES DAVID A SR/KY
		CENTRAL INDEX KEY:			0001070038

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		03766953

	BUSINESS ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	MAIL ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST 27TH FL
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-06-27</periodOfReport>
    <issuer>
        <issuerCik>0000049071</issuerCik>
        <issuerName>HUMANA INC</issuerName>
        <issuerTradingSymbol>HUM</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001070038</rptOwnerCik>
            <rptOwnerName>JONES DAVID A SR/KY</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-06-27</value></transactionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>G</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>50</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1344982</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value><footnoteId id="F2"/><footnoteId id="F3"/><footnot
eId id="F4"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F1">Each share of Common Stock contains a Right adopted on March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the  event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.</footnote><footnote id="F2">Reporting person  indirectly owns the following shares:  610,140 shares held by Family Limited Partnership (&amp;quot;FLP&amp;quot;) of which my wife and I are General Partners and Trusts established by each of us are Limited Partners, together with a Family Charitable Foundation; 152,808 shares held by 96 A/J Family Limited Partnership of which my wife and I are General Partners, and together with a Family Charitable Foundation are Limited Partners; 30,000 shares hel
d by my wife; 375,406 shares held by Jones Investments, Ltd., a partnership of which DBJ, LLC is the General Partner.  My wife and I are the members of DBJ, LLC; 4,495,067 shares held by David A. Jones Revocable Trust of which I am Settlor and Trustee; 1,385 shares held by Betty A. Jones Revocable Trust of which she is Settlor and Trustee; 1,000,000 shares held by DBJ Investments, Ltd., a limited partnership of which I am a limited partner and DBJ, LLC is the General Partner.  My wife and I are the members of DBJ, LLC.</footnote><footnote id="F3">Reporting person has a right to buy 280,000 derivative securities (options) acquired between 1/2/98 and 1/2/03 at the exercise prices between $7.875 and $18.7813, of which 108,334 are currently exercisable.</footnote><footnote id="F4">On 3/22/01, Jones entered into a forward sale agreement (&amp;quot;FAGT&amp;quot;) relating to up to 451,700 shs of Com Stk.  In connection with the FAGT, between 3/14-22/01, the counterparty sold 451,700 shs of Com Stk into the public
 mkt in accordance w/paragraphs (f) and (g) of Rule 144 under the Sec. Act of 1933, as amd, at an avg price of $11.32 per shr. The FAGT provides that 3 bus. days after 3/22/04  Jones will deliver a # of shs of Com Stk (or, at the election of  Jones, the cash eqv of such shs) based on:  (a) if the closing price of the Com Stk on 3/22/04 (&amp;quot;Fin Price&amp;quot;) is &amp;lt; $11.32 p/shr, Jones will deliver 451,700 shs; (b)  if the Fin Price is = to or &amp;gt; $11.32  per shr (&amp;quot;Fl Price&amp;quot;) but &amp;lt; or = to $13.92 p/shr (the &amp;quot;Cap Price&amp;quot;), Jones will deliver a # of shs = to Fl Price/Final price x 451,700; and (c) if the Fin Price is &amp;gt; than the Cap Price,  Jones will del. a # of shs = to Fl Price + (Fin. Price-Cap Price)/Fin Price x 451,700. In consideration, Jones has rcv'd $4,381,490.</footnote></footnotes><ownerSignature><signatureName>David A. Jones</signatureName><signatureDate>2003-06-30</signatureDate></ownerSignature></ownershipDocument>

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