-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Tv2TQYtrZB5rIYsnJYP0lOkp3LmQy22wuxRw7s8AXmyWoM7fR4qp6KCuvXEddy92
 462gS+LHwiYrdqI4uwIn1Q==

<SEC-DOCUMENT>0000049071-03-000059.txt : 20030717
<SEC-HEADER>0000049071-03-000059.hdr.sgml : 20030717
<ACCEPTANCE-DATETIME>20030717110003
ACCESSION NUMBER:		0000049071-03-000059
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030715
FILED AS OF DATE:		20030717

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			JONES DAVID A SR/KY
		CENTRAL INDEX KEY:			0001070038

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		03790531

	BUSINESS ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	MAIL ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST 27TH FL
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
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    <documentType>4</documentType><periodOfReport>2003-07-15</periodOfReport>
    <issuer>
        <issuerCik>0000049071</issuerCik>
        <issuerName>HUMANA INC</issuerName>
        <issuerTradingSymbol>HUM</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001070038</rptOwnerCik>
            <rptOwnerName>JONES DAVID A SR/KY</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>242026</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>757974</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id
="F3"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>239606</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>239606</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F4"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecu
rity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>239606</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F4"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transa
ctionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>2420</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2420</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F5"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormTyp
e>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>2420</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>0</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F5"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwap
Involved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>240892</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4735959</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F6"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-16</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShar
es><value>24700</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4760659</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F6"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-15</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>1134</value></transactionShares><transactionValue><value>0</value></transacti
onValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2519</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F7"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-16</value></transactionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>G</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>300</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><
postTransactionAmounts><sharesOwnedFollowingTransaction><value>1344682</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value><footnoteId id="F8"/><footnoteId id="F9"/><footnoteId id="F10"/></natureOfOwnership></ownershipNature></nonDerivativeSecurity><nonDerivativeSecurity><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-07-16</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2"/></transactionCoding><transactionAmounts><transactionShares><value>24700</value></transactionShares><transactionValue><value>0</value></transactionValue><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction>
<value>1319982</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value></value></natureOfOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F1">Each share of Common Stock contains a Right adopted on March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the  event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.</footnote><footnote id="F2">Exempt transfer of shares among directly and  indirectly owned and various family partnerships, limited liability company, trusts, and charitable foundation.</footnote><footnote id="F3">Shares held by DBJ Investments, Ltd., a limited partnership of which I am a limited partner and 
DBJ, LLC is the General Partner.  My wife and I are the members of DBJ, LLC.   I disclaim beneficial ownership of Company stock held by the partnership except to the extent of my pecuniary interest.</footnote><footnote id="F4">Shares held by David A. Jones 2000 GRAT of which I am a Settlor and Trustee.  I disclaim beneficial ownership of Company stock held by the GRAT except to the extent of my pecuniary interest.</footnote><footnote id="F5">Shares held by DBJ, LLC, a limited liability company of which my wife and  I are members.  I disclaim beneficial ownership of Company stock held by DBJ, LLC except to the extent of my pecuniary interest.</footnote><footnote id="F6">Shares held by David A. Jones Revocable Trust (DAJ-RT) of which I am Settlor and Trustee.  I disclaim beneficial ownership of Company stock held by the DAJ-RT except to the extent of my pecuniary interest.</footnote><footnote id="F7">Shares held by Betty A. Jones Revocable Trust (BJ-RT) of which she is Settlor and Trustee.  I disclaim benefici
al ownership of Company stock held by the BJ-RT except to the extent of my pecuniary interest.</footnote><footnote id="F8">Reporting person  indirectly owns the following shares:  610,140 shares held by Family Limited Partnership (&amp;quot;FLP&amp;quot;) of which my wife and I are General Partners and Trusts established by each of us are Limited Partners, together with a Family Charitable Foundation; 152,808 shares held by 96 A/J Family Limited Partnership of which my wife and I are General Partners, and together with a Family Charitable Foundation are Limited Partners; 30,000 shares held by my wife; and 375,406 shares held by Jones Investments, Ltd., a partnership of which DBJ, LLC is the General Partner.  My wife and I are the members of DBJ, LLC.</footnote><footnote id="F9">Reporting person has a right to buy 280,000 derivative securities (options) acquired between 1/2/98 and 1/2/03 at the exercise prices between $7.875 and $21.25, of which 108,334 are currently exercisable.</footnote><footnote id="F10">
On 3/22/01, Jones entered into a forward sale agreement (&amp;quot;FAGT&amp;quot;) relating to up to 451,700 shs of Com Stk.  In connection with the FAGT, between 3/14-22/01, the counterparty sold 451,700 shs of Com Stk into the public mkt in accordance w/paragraphs (f) and (g) of Rule 144 under the Sec. Act of 1933, as amd, at an avg price of $11.32 per shr. The FAGT provides that 3 bus. days after 3/22/04  Jones will deliver a # of shs of Com Stk (or, at the election of  Jones, the cash eqv of such shs) based on:  (a) if the closing price of the Com Stk on 3/22/04 (&amp;quot;Fin Price&amp;quot;) is &amp;lt; $11.32 p/shr, Jones will deliver 451,700 shs; (b)  if the Fin Price is = to or &amp;gt; $11.32  per shr (&amp;quot;Fl Price&amp;quot;) but &amp;lt; or = to $13.92 p/shr (the &amp;quot;Cap Price&amp;quot;), Jones will deliver a # of shs = to Fl Price/Final price x 451,700; and (c) if the Fin Price is &amp;gt; than the Cap Price,  Jones will del. a # of shs = to Fl Price + (Fin. Price-Cap Price)/Fin Price
 x 451,700. In consideration, Jones has rcv'd $4,381,490.</footnote></footnotes><ownerSignature><signatureName>David A. Jones</signatureName><signatureDate>2003-07-17</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
