-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 AGKVo8+PwJZiJ0dWiTxv62+pVNzrf/pYpXYAfcjGsvJZUSclN+M7tNzIy9pAdyrV
 j7u8Xm3a4VMmTu7FFd9I6g==

<SEC-DOCUMENT>0000049071-03-000074.txt : 20030811
<SEC-HEADER>0000049071-03-000074.hdr.sgml : 20030811
<ACCEPTANCE-DATETIME>20030811152936
ACCESSION NUMBER:		0000049071-03-000074
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030807
FILED AS OF DATE:		20030811

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MCCALLISTER MICHAEL B
		CENTRAL INDEX KEY:			0001018657

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		03834432

	BUSINESS ADDRESS:	
		STREET 1:		500 WEST MAIN STREET
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025803778

	MAIL ADDRESS:	
		STREET 1:		500 WEST MAIN STREET
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-08-07</periodOfReport>
    <issuer>
        <issuerCik>0000049071</issuerCik>
        <issuerName>HUMANA INC</issuerName>
        <issuerTradingSymbol>HUM</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001018657</rptOwnerCik>
            <rptOwnerName>MCCALLISTER MICHAEL B</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>HUMANA INC.</rptOwnerStreet1>
            <rptOwnerStreet2>500 WEST MAIN STREET</rptOwnerStreet2>
            <rptOwnerCity>LOUISVILLE</rptOwnerCity>
            <rptOwnerState>KY</rptOwnerState>
            <rptOwnerZipCode>40202</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>President &amp; CEO</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-07</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>F</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>76477</value></transactionShares><transactionPricePerShare><value>16.16</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>304558</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectO
wnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>38740</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F2"/></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.625</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F4"/></exerciseDate><expirationDate><value>2006-07-11</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>
135000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>135000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><value>1999-09-17</value></exerciseDate><expirationDate><value>2005-01-12</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>29240</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>29240</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><d
irectOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F5"/></exerciseDate><expirationDate><value>2007-01-09</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>18340</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>18340</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId 
id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F6"/></exerciseDate><expirationDate><value>2007-07-10</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>30480</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>30480</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options-ISO</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F7"/></exerciseDate><expirationDate><value>2008-01-15</value></expirationDate><underly
ingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>34800</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>34800</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>19.25</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F8"/></exerciseDate><expirationDate><value>2009-01-15</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>30000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAm
ounts><sharesOwnedFollowingTransaction><value>30000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>7.4688</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F9"/></exerciseDate><expirationDate><value>2009-11-18</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>100000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>100000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwners
hip><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>6.9063</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F10"/></exerciseDate><expirationDate><value>2010-02-11</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>500000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>500000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>12.995</value></convers
ionOrExercisePrice><exerciseDate><footnoteId id="F11"/></exerciseDate><expirationDate><value>2012-03-13</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>50000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>50000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>9.26</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F12"/></exerciseDate><expirationDate><value>2013-03-13</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></
underlyingSecurityTitle><underlyingSecurityShares><value>200000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>200000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Phantom Stock Units</value></securityTitle><conversionOrExercisePrice><footnoteId id="F13"/></conversionOrExercisePrice><exerciseDate><footnoteId id="F13"/></exerciseDate><expirationDate><footnoteId id="F13"/></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>1181</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1181</value></sharesOwnedFollowingTransaction></po
stTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F13"/></natureOfOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes><footnote id="F1">Each share of Common Stock contains a Right adopted on March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the  event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.</footnote><footnote id="F2">Shares held for the benefit of reporting person as of July 31, 2003 under the Humana Retirement &amp; Savings Plan, including a routine disposition of shares to fund an administrative fee assessment under a Tax-Conditioned Plan, both exempt under Rule 16b-3(c).</footnote><footnote id="F3">Righ
t to buy pursuant to Company's 1996 Stock Incentive Plan for Employees.</footnote><footnote id="F4">Non-qualified stock options granted to reporting person on 7/11/96 vesting in three increments from 7/11/97 to 7/11/99.</footnote><footnote id="F5">Non-qualified stock options granted to reporting person on 9/17/98 vesting in two increments  on 9/17/99 and 1/9/00.</footnote><footnote id="F6">Non-qualified stock options granted to reporting person on 9/17/98 vesting in two  increments on  9/17/99 and 7/10/00.</footnote><footnote id="F7">Incentive and Non-qualified stock options granted to reporting person on 9/17/98 vesting in three increments each from 9/17/99 to 1/15/01.</footnote><footnote id="F8">Non-qualified stock options granted to reporting person on 1/15/99 vesting in three increments from 1/15/00 to 1/15/02.</footnote><footnote id="F9">Non-qualified stock options granted to reporting person on 11/18/99 vesting in three increments from 11/18/00 to 11/18/02.</footnote><footnote id="F10">Incentive and No
n-qualified stock options granted to reporting person on 2/11/00, NQ options vesting in three increments from 2/11/01 to 2/11/03, and ISO's vesting on 2/11/03.</footnote><footnote id="F11">Incentive and Non-qualified stock options granted to reporting person on 3/13/02, NQ options vesting in three increments from 3/13/03 to 3/13/05, ISO's vesting in two increments on 3/13/04 and 3/13/05.</footnote><footnote id="F12">Incentive and Non-qualified stock options granted to reporting person on 3/13/03, NQ options vesting in three increments from 3/13/04 to 3/13/06, and ISO's vesting on 3/13/06.</footnote><footnote id="F13">Phantom Stock Units held for the benefit of reporting person as of July 31, 2003, convertible into common stock on a 1-for-1 basis,  under the Humana Excess Plan and exempt under Rule 16b-3(d).</footnote></footnotes><remarks/><ownerSignature><signatureName>Michael B. McCallister</signatureName><signatureDate>2003-08-08</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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