-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 M8UylrATJZ0OGLqFMCh89vs0LUVbaUkswtvzK1N+lyi2H0J1mffQg3NR+q1G1F+Q
 eOSOuv5pqQt6P+hw+IqWyg==

<SEC-DOCUMENT>0000049071-03-000080.txt : 20030820
<SEC-HEADER>0000049071-03-000080.hdr.sgml : 20030820
<ACCEPTANCE-DATETIME>20030820113659
ACCESSION NUMBER:		0000049071-03-000080
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030819
FILED AS OF DATE:		20030820

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			JONES DAVID A SR/KY
		CENTRAL INDEX KEY:			0001070038

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		03857358

	BUSINESS ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	MAIL ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W MAIN ST 27TH FL
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
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<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-08-19</periodOfReport>
    <issuer>
        <issuerCik>0000049071</issuerCik>
        <issuerName>HUMANA INC</issuerName>
        <issuerTradingSymbol>HUM</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001070038</rptOwnerCik>
            <rptOwnerName>JONES DAVID A SR/KY</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>HUMANA INC.</rptOwnerStreet1>
            <rptOwnerStreet2>500 WEST MAIN STREET</rptOwnerStreet2>
            <rptOwnerCity>LOUISVILLE</rptOwnerCity>
            <rptOwnerState>KY</rptOwnerState>
            <rptOwnerZipCode>40202</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-19</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>100000</value></transactionShares><transactionPricePerShare><value>17.15</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1219482</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnot
e</value><footnoteId id="F9"/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>757974</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F2"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2519</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F8"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHoldin
g><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>610140</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F3"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>152808</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F4"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><shares
OwnedFollowingTransaction><value>30000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F5"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>375406</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F6"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4760659</value></sharesOwnedFollowingTransaction></postTransactionAmounts><owners
hipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F7"/></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F10"/></securityTitle><conversionOrExercisePrice><value>18.7813</value></conversionOrExercisePrice><exerciseDate><value>2000-01-04</value></exerciseDate><expirationDate><value>2009-01-04</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ow
nershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F10"/></securityTitle><conversionOrExercisePrice><value>21.25</value></conversionOrExercisePrice><exerciseDate><value>1999-01-02</value></exerciseDate><expirationDate><value>2008-01-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value><footnoteId id="F10"/></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F10"/></securityTitle><conversionOrExercisePrice><value>7.875</value></conversion
OrExercisePrice><exerciseDate><value>2001-01-03</value></exerciseDate><expirationDate><value>2010-01-03</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>14.7813</value></conversionOrExercisePrice><exerciseDate><value>2002-01-02</value></exerciseDate><expirationDate><value>2011-01-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId 
id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>1113</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1113</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F10"/></securityTitle><conversionOrExercisePrice><value>14.7813</value></conversionOrExercisePrice><exerciseDate><value>2002-01-02</value></exerciseDate><expirationDate><value>2011-01-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>3887</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3887</value></sharesO
wnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>11.235</value></conversionOrExercisePrice><exerciseDate><value>2002-10-10</value></exerciseDate><expirationDate><value>2011-10-10</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>83334</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>83334</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivat
iveHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>11.235</value></conversionOrExercisePrice><exerciseDate><value>2003-10-10</value></exerciseDate><expirationDate><value>2011-10-10</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>83333</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>83333</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>11.235</value></conversionOrExercisePrice><exerciseDate><value>2004
- -10-10</value></exerciseDate><expirationDate><value>2011-10-10</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>83333</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>83333</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>11.55</value></conversionOrExercisePrice><exerciseDate><value>2003-01-02</value></exerciseDate><expirationDate><value>2012-01-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><under
lyingSecurityShares><value>5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F11"/></securityTitle><conversionOrExercisePrice><value>10.19</value></conversionOrExercisePrice><exerciseDate><value>2004-01-02</value></exerciseDate><expirationDate><value>2013-01-02</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>5000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5000</value></sharesOwnedFollowingTransaction></postTransactionA
mounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes><footnote id="F1">Each share of Common Stock contains a Right adopted on March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the  event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.</footnote><footnote id="F2">Shares held by DBJ Investments, Ltd., a limited partnership of which reporting person is a limited partner and DBJ, LLC is the General Partner.  Reporting person and spouse are the members of DBJ, LLC.   Reporting person disclaims beneficial ownership of Company stock held by the partnership except to the extent of his pecuniary interest.</footnot
e><footnote id="F3">Shares held by Family Limited Partnership (&quot;FLP&quot;) of which reporting person and his spouse are General Partners, and Trusts, established by reporting person and spouse, are Limited Partners together with a Family Charitable Foundation.</footnote><footnote id="F4">Shares held by 1996 A/J Family Limited Partnership of which reporting person and spouse are General Partners, and together with a Family Charitable Foundation are Limited Partners.</footnote><footnote id="F5">Shares held by reporting person's spouse.</footnote><footnote id="F6">Shares held by Jones Investments, Ltd., a partnership of which DBJ, LLC is the General Partner.  Reporting person and spouse are the members of DBJ, LLC.</footnote><footnote id="F7">Shares held by David A. Jones Revocable Trust (DAJ-RT) of which reporting person is Settlor and Trustee.  Reporting person disclaims beneficial ownership of Company stock held by the DAJ-RT except to the extent of his pecuniary interest.</footnote><footnote id="F8">Sh
ares held by Betty A. Jones Revocable Trust (BJ-RT) of which she is Settlor and Trustee.  Reporting person disclaims beneficial ownership of Company stock held by the BJ-RT except to the extent of his pecuniary interest.</footnote><footnote id="F9">On 3/22/01, Jones entered into a forward sale agreement (&quot;FAGT&quot;) relating to up to 451,700 shs of Com Stk.  In connection with the FAGT, between 3/14-22/01, the counterparty sold 451,700 shs of Com Stk into the public mkt in accordance w/paragraphs (f) and (g) of Rule 144 under the Sec. Act of 1933, as amd, at an avg price of $11.32 per shr. The FAGT provides that 3 bus. days after 3/22/04  Jones will deliver a # of shs of Com Stk (or, at the election of  Jones, the cash eqv of such shs) based on:  (a) if the closing price of the Com Stk on 3/22/04 (&quot;Fin Price&quot;) is &lt; $11.32 p/shr, Jones will deliver 451,700 shs; (b)  if the Fin Price is = to or &gt; $11.32  per shr (&quot;Fl Price&quot;) but &lt; or = to $13.92 p/shr (the &quot;Cap Price&quo
t;), Jones will deliver a # of shs = to Fl Price/Final price x 451,700; and (c) if the Fin Price is &gt; than the Cap Price,  Jones will del. a # of shs = to Fl Price + (Fin. Price-Cap Price)/Fin Price x 451,700. In consideration, Jones has rcv'd $4,381,490.</footnote><footnote id="F10">Right to buy pursuant to Humana Inc.'s 1989 Stock Option Plan for Non-Employee Directors.</footnote><footnote id="F11">Right to buy pursuant to Humana Inc.'s 1996 Incentive Stock Option Plan.</footnote></footnotes><remarks/><ownerSignature><signatureName>David A. Jones</signatureName><signatureDate>2003-08-19</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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