-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 AH/bDZFvXgKWLFxjjWTxUhD/GpJ3ngGNniZfJUlE2su9eWzEDNv1FiKkhl60hzIf
 TmyygxT8Tb1FOVrMDnLCoQ==

<SEC-DOCUMENT>0000049071-03-000085.txt : 20030827
<SEC-HEADER>0000049071-03-000085.hdr.sgml : 20030827
<ACCEPTANCE-DATETIME>20030827104944
ACCESSION NUMBER:		0000049071-03-000085
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030825
FILED AS OF DATE:		20030827

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HUMANA INC
		CENTRAL INDEX KEY:			0000049071
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				610647538
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		500 W MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTENDICARE INC
		DATE OF NAME CHANGE:	19740404

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HERITAGE HOUSE OF AMERICA INC
		DATE OF NAME CHANGE:	19671129

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MARGULIS HEIDI S
		CENTRAL INDEX KEY:			0001103605

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-05975
		FILM NUMBER:		03867699

	BUSINESS ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W. MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
		BUSINESS PHONE:		5025801000

	MAIL ADDRESS:	
		STREET 1:		C/O HUMANA INC
		STREET 2:		500 W. MAIN ST
		CITY:			LOUISVILLE
		STATE:			KY
		ZIP:			40202
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-08-25</periodOfReport>
    <issuer>
        <issuerCik>0000049071</issuerCik>
        <issuerName>HUMANA INC</issuerName>
        <issuerTradingSymbol>HUM</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001103605</rptOwnerCik>
            <rptOwnerName>MARGULIS HEIDI S</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>HUMANA INC.</rptOwnerStreet1>
            <rptOwnerStreet2>500 WEST MAIN STREET</rptOwnerStreet2>
            <rptOwnerCity>LOUISVILLE</rptOwnerCity>
            <rptOwnerState>KY</rptOwnerState>
            <rptOwnerZipCode>40202</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Senior V.P.-Gov. Relations</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeHolding><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6268</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F2"/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-25</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transaction
Amounts><transactionShares><value>400</value></transactionShares><transactionPricePerShare><value>17.00</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>35075</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-25</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>4600</value></transactionShares><transactionPricePerShare><value>16.97</value></transactionP
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ts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-26</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1000</value></transactionShares><transactionPricePerShare><value>17.08</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>26475</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natur
eOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-26</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1000</value></transactionShares><transactionPricePerShare><value>17.13</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>25475</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</valu
e><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-26</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>600</value></transactionShares><transactionPricePerShare><value>17.16</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>24875</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-26</value></transactionDate><transactionCoding><transac
tionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>3800</value></transactionShares><transactionPricePerShare><value>17.06</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>21075</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Humana Common</value><footnoteId id="F1"/></securityTitle><transactionDate><value>2003-08-26</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transacti
onCoding><transactionAmounts><transactionShares><value>600</value></transactionShares><transactionPricePerShare><value>17.17</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>20475</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><value>2001-01-15</value></exerciseDate><expirationDate><value>2008-01-15</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><und
erlyingSecurityShares><value>8700</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>8700</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><value>2000-01-09</value></exerciseDate><expirationDate><value>2007-01-09</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>9170</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>9170</value></sharesOwnedFollowingTransaction></postTransactionAmou
nts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><value>1999-09-17</value></exerciseDate><expirationDate><value>2008-09-17</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>6090</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6090</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Op
tions</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>15.5938</value></conversionOrExercisePrice><exerciseDate><value>1999-09-17</value></exerciseDate><expirationDate><value>2005-01-12</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>10320</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>10320</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>19.25</value></conversionOrExercisePrice><exerciseDate><value>2002-01-15</value></exerciseDate><expirationDate><value>2009-01-15</valu
e></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>10000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>10000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>9.5938</value></conversionOrExercisePrice><exerciseDate><value>2002-09-09</value></exerciseDate><expirationDate><value>2009-09-09</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>15000</value></underlyingSecurityShares></under
lyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>15000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Options</value><footnoteId id="F3"/></securityTitle><conversionOrExercisePrice><value>9.26</value></conversionOrExercisePrice><exerciseDate><footnoteId id="F4"/></exerciseDate><expirationDate><value>2013-03-13</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>10000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>10000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndir
ectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Phantom Stock Units</value></securityTitle><conversionOrExercisePrice><footnoteId id="F5"/></conversionOrExercisePrice><exerciseDate><footnoteId id="F5"/></exerciseDate><expirationDate><footnoteId id="F5"/></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Humana Common</value><footnoteId id="F1"/></underlyingSecurityTitle><underlyingSecurityShares><value>357</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>357</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>See Footnote</value><footnoteId id="F5"/></natureOfOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes><footnote id="F1">Each share of Common Stock contains a Right adopted on 
March 5, 1987, pursuant to the Company Rights Agreement, as amended and restated on February 14, 1996, and amended as of May 27, 1998 and March 1, 1999, which entitles holders of the Company's Common Stock, in the  event certain specified events occur, to acquire 1/100 of a share of Series A Participating Preferred Stock at a price of $145 per fractional share.</footnote><footnote id="F2">Shares held for reporting person's benefit as of July 31, 2003 under the Humana Retirement &amp; Savings Plan, including a routine disposition of shares to fund an administrative fee assessment under a Tax-Conditioned Plan, both exempt under Rule 16b-3(c).</footnote><footnote id="F3">Right to buy pursuant to Humana Inc.'s 1996 Stock Incentive Plan for Employees.</footnote><footnote id="F4">Stock Options granted to reporting person on 3/13/03 vesting in thirds from 3/13/04 to 3/13/06.</footnote><footnote id="F5">Phantom Stock Units held for the benefit of reporting person as of July 31, 2003, convertible into common stock on
 a 1-for-1 basis, under the Humana Excess Plan exempt under Rule 16b-3(d).</footnote></footnotes><remarks/><ownerSignature><signatureName>Heidi S. Margulis</signatureName><signatureDate>2003-08-26</signatureDate></ownerSignature></ownershipDocument>

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</DOCUMENT>
</SEC-DOCUMENT>
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