<SUBMISSION>
<ACCESSION-NUMBER>0001193125-08-037714
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>4
<PERIOD>20080225
<ITEMS>7.01
<ITEMS>8.01
<ITEMS>9.01
<FILING-DATE>20080226
<DATE-OF-FILING-DATE-CHANGE>20080225
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>HUMANA INC
<CIK>0000049071
<ASSIGNED-SIC>6324
<IRS-NUMBER>610647538
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>001-05975
<FILM-NUMBER>08640997
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>500 W MAIN ST
<CITY>LOUISVILLE
<STATE>KY
<ZIP>40202
<PHONE>5025801000
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>500 W. MAIN ST
<CITY>LOUISVILLE
<STATE>KY
<ZIP>40202
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>EXTENDICARE INC
<DATE-CHANGED>19740404
</FORMER-COMPANY>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>HERITAGE HOUSE OF AMERICA INC
<DATE-CHANGED>19671129
</FORMER-COMPANY>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML><HEAD>
<TITLE>Form 8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="line-height:3px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P
STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman"
SIZE="3"><B>WASHINGTON, DC 20549 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="5"><B>FORM 8-K </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>CURRENT REPORT
PURSUANT TO SECTION&nbsp;13 OR 15(D) OF THE </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>SECURITIES EXCHANGE ACT OF 1934 </B></FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="3"><B>Date of report (Date of earliest event reported) February 25, 2008 </B></FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center> <P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12px;margin-bottom:0px"
ALIGN="center"><FONT FACE="Times New Roman" SIZE="6"><B>Humana Inc. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Exact Name of Registrant as Specified in Its Charter)
</B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Delaware </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(State
or Other Jurisdiction of Incorporation) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>1-5975</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>61-0647538</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Commission File Number)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(IRS Employer Identification No.)</B></FONT></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="50%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>500 West Main Street, Louisville, KY</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>40202</B></FONT></TD></TR>
<TR>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Address of Principal Executive Offices)</B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Zip Code)</B></FONT></TD></TR>
</TABLE> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>502-580-1000 </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="1"><B>(Registrant&#146;s Telephone Number, Including Area Code) </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>(Former Name or Former Address, if Changed Since Last Report) </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (<I>see </I>General Instruction A.2. below):
</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </FONT></TD></TR></TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </FONT></TD></TR></TABLE> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17&nbsp;CFR&nbsp;240.14d-2(b)) </FONT></TD></TR></TABLE> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><FONT FACE="WINGDINGS">&#168;</FONT></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17&nbsp;CFR&nbsp;240.13e-4(c)) </FONT></TD></TR></TABLE> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:3px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P
STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>

<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">


<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><B>Item&nbsp;7.01</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><B>Regulation FD Disclosure </B></FONT></TD></TR></TABLE> <P STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2"><B>Item&nbsp;8.01</B></FONT></TD>
<TD ALIGN="left" VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><B>Other Events </B></FONT></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT FACE="Times New Roman" SIZE="2">On February&nbsp;25, 2008, Humana
Inc. (the &#147;Company&#148;) issued a press release, a copy of which is attached hereto as Exhibit 99 and is incorporated herein by reference, concerning the signing of a definitive agreement to purchase the Medicare Advantage contract for
individual enrollees and related assets in Las Vegas, Nevada, from UnitedHealth Group as more fully described in the attached Press Release. </FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT FACE="Times New Roman"
SIZE="2"><B>Item&nbsp;9.01&nbsp;Financial Statements and Exhibits </B> </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">(c)&nbsp;Exhibits: </FONT></P> <P
STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD WIDTH="89%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT FACE="Times New Roman" SIZE="1"><B>Exhibit&nbsp;No.</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1px solid #000000"> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">99</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Press Release</FONT></TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>SIGNATURES </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; text-indent:4%"><FONT
FACE="Times New Roman" SIZE="2">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P> <P
STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0">

<TR>
<TD WIDTH="7%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR>
<TD VALIGN="top" COLSPAN="3"><FONT FACE="Times New Roman" SIZE="2"><B>HUMANA INC.</B></FONT></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2"><B>BY:</B></FONT></TD>
<TD VALIGN="bottom" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000"><FONT FACE="Times New Roman" SIZE="2"><B>/s/ Kathleen Pellegrino</B></FONT></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2"><B>Kathleen Pellegrino</B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2"><B>Vice President and</B>
</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2"><B>Acting General Counsel</B></FONT></P></TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Dated:&nbsp;February 25, 2008 </FONT></P> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT
FACE="Times New Roman" SIZE="2"><B>INDEX TO EXHIBITS </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="80%" BORDER="0">

<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD WIDTH="89%"></TD></TR>
<TR>
<TD VALIGN="bottom" NOWRAP> <P STYLE="border-bottom:1px solid #000000;width:39pt"><FONT FACE="Times New Roman" SIZE="1"><B>Exhibit&nbsp;No.</B></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1px solid #000000"> <P STYLE="margin-top:0px;margin-bottom:1px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="1"><B>Description</B></FONT></P></TD></TR>
<TR>
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top" NOWRAP ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">99</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="2">Press Release</FONT></TD></TR>
</TABLE>
</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>dex99.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<HTML><HEAD>
<TITLE>Press Release</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">

 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="right"><FONT FACE="Times New Roman" SIZE="2"><B>Exhibit 99 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="33%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD WIDTH="31%"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Humana Inc.</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">500 West Main Street</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">P.O. Box 1438</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Louisville, KY 40201-1438</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2">http://www.humana.com</FONT></P></TD></TR>
<TR>
<TD VALIGN="top"><FONT FACE="Times New Roman" SIZE="3"><B>n e w s</B>&nbsp;&nbsp;r e l e a s e</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">FOR MORE INFORMATION, CONTACT:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Regina Nethery</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Humana Investor Relations</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">502-580-3644</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2"><U>RNethery@humana.com</U></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center">

<IMG SRC="g97423image001.jpg" ALT="LOGO"></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Tom Noland</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Humana Corporate Communications</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">502-580-3674</FONT></P> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2"><U>TNoland@humana.com</U></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" ALIGN="center">

<IMG SRC="g97423image003.jpg" ALT="LOGO"></TD></TR>
<TR>
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">John Penshorn</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">952-936-7214</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2"><U>John_s_Penshorn@uhc.com</U></FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:24px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Humana Announces Intent to Acquire UnitedHealth Group&#146;s </B></FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2"><B>Medicare Business in Las Vegas </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">LOUISVILLE, Kentucky
&#151; February&nbsp;25, 2008 &#151; Humana Inc. (NYSE: HUM) today announced it has signed a definitive agreement to purchase the Medicare Advantage contract and related assets associated with the Las Vegas, Nevada individual SecureHorizons Medicare
Advantage HMO business of UnitedHealth Group (NYSE: UNH). The transaction has been approved by the Department of Justice and is subject to regulatory approvals from the Centers for Medicare and Medicaid Services and the Nevada Division of Insurance.
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">The transaction is forecast to increase Humana&#146;s Medicare Advantage HMO membership by over 25,000 with members primarily residing in Clark and Nye
counties in Nevada. Nearly 70% of Nevada&#146;s Medicare eligibles are located in these two counties. UnitedHealth Group and Humana have agreed to work together to ensure a seamless transition of this Medicare business and will notify affected
members as details become available. Humana and UnitedHealth Group emphasized that post-divestiture, these members will continue to see the same health care </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">1 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">



<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="4"><B>n e w s</B>&nbsp;&nbsp;r e l e a s e<B></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Humana Inc.</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">500 West Main Street</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">P.O. Box 1438</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Louisville, KY 40201-1438</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2">http://www.humana.com</FONT></P></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px">
<FONT FACE="Times New Roman" SIZE="2">providers and receive the same benefits they currently have, and there will be no interruption in their health care coverage. </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">&#147;Humana is pleased to significantly expand our presence in Nevada by serving over 25,000 new Las Vegas-area members,&#148; said Stefen Brueckner, vice president of
senior products for Humana. &#147;We are dedicated to engaging our health-care consumers through actionable information and guidance, and we look forward to welcoming these new members once this transaction is completed.&#148; </FONT></P> <P
STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">The transaction price of approximately $185 million in cash consideration is expected to be financed through a combination of cash and debt. Humana further commented
that the transaction is not expected to significantly impact its guidance for 2008 diluted earnings per common share. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2"><U>Humana Cautionary Statement </U>
</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">This news release contains statements and that are forward-looking. The forward-looking statements herein are made pursuant to the safe harbor provisions
of the Private Securities Litigation Reform Act of 1995. Forward-looking items may be significantly impacted by certain risks and uncertainties described in the company&#146;s Form 10-K for the year ended December&nbsp;31, 2007, as filed with the
Securities and Exchange Commission. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2"><U>About Humana </U></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman"
SIZE="2">Humana Inc., headquartered in Louisville, Kentucky, is one of the nation&#146;s largest publicly traded health and supplemental benefits companies, with approximately 11.5&nbsp;million medical members. Humana is a full-service benefits
solutions company, offering a wide array of health and supplemental benefit plans for employer groups, government programs and individuals. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Over its
47-year history, Humana has consistently seized opportunities to meet changing customer needs. Today, the company is a leader in consumer engagement, providing guidance that leads to lower costs and a better health plan experience throughout its
diversified customer portfolio. </FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">More information regarding Humana is available to investors via the Investor Relations page of </FONT>
</P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">2 </FONT></P>


<p Style='page-break-before:always'>
<HR  SIZE="3" COLOR="#999999" WIDTH="100%" ALIGN="CENTER">



<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" ALIGN="center">

<TR>
<TD WIDTH="51%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR>
<TD VALIGN="bottom"><FONT FACE="Times New Roman" SIZE="4"><B>n e w s</B>&nbsp;&nbsp;r e l e a s e<B></B></FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Humana Inc.</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">500 West Main Street</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">P.O. Box 1438</FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">Louisville, KY 40201-1438</FONT></P> <P
STYLE="margin-top:0px;margin-bottom:1px"><FONT FACE="Times New Roman" SIZE="2">http://www.humana.com</FONT></P></TD></TR>
</TABLE> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px">
<FONT FACE="Times New Roman" SIZE="2">the company&#146;s web site at www.humana.com, including copies of: </FONT></P> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Annual reports to stockholders; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Securities and Exchange Commission filings; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Most recent investor conference presentations; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Quarterly earnings news releases; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Replay of most recent earnings release conference calls; </FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Calendar of events (includes upcoming earnings conference call dates and times, as well as planned interaction with research analysts and institutional investors);
</FONT></P></TD></TR></TABLE> <P STYLE="font-size:6px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR>
<TD WIDTH="1%"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">&#149;</FONT></TD>
<TD WIDTH="1%" VALIGN="top"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD ALIGN="left" VALIGN="top"> <P ALIGN="left"><FONT FACE="Times New Roman" SIZE="2">Corporate Governance information. </FONT></P></TD></TR></TABLE> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2"><U>About
UnitedHealth Group </U></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px"><FONT FACE="Times New Roman" SIZE="2">UnitedHealth Group is a diversified health and well-being company dedicated to making health care work better. Headquartered in
Minneapolis, Minnesota, UnitedHealth Group offers a broad spectrum of products and services through seven operating businesses: UnitedHealthcare, Ovations, AmeriChoice, Uniprise, OptumHealth, Ingenix, and Prescription Solutions. Through its family
of businesses, UnitedHealth Group serves approximately 70&nbsp;million individuals nationwide. </FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT SIZE="1">&nbsp;</FONT></P>
 <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT FACE="Times New Roman" SIZE="2">3 </FONT></P>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g97423image001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g97423image001.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``H'!P@'!@H("`@+"@H+#A@0#@T-
M#AT5%A$8(Q\E)"(?(B$F*S<O)BDT*2$B,$$Q-#D[/CX^)2Y$24,\2#<]/CO_
MVP!#`0H+"PX-#AP0$!P[*"(H.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SL[
M.SL[.SL[.SL[.SL[.SL[.SL[.SL[.SO_P``1"`!'`,`#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#I?B)IO]FV
M*:G975S#))/MD593M;()Z=NE7O`&E++H]OJ]S<7$]S(S%2\I*J,D8QTH^*/_
M`"+$7_7TG\FK0\`?\B98_1__`$,UWRE+ZJO4\^,5]::\C3U;2+?5X!',\J,H
M.QXI"I4GOQ7E_@ZWN-9\2FQO;^Z:&%79E$I&[!Q_6O7STKRKX=_\CK=?]<Y?
M_0Q1AI/V53R0\3%>UI^;.N\5Z'`/#UQ<V\UQ!-9VY\IDE8<+S@^M<]\.]/.L
M)<WM_=7,Q@E58T,QP#C.3ZUVGBC_`)%?4_\`KV?^5<O\*/\`D$W_`/U\#_T$
M4H3E]6EKU"<(_68JW0[F:))X7ADSL=2IP<'!KS\^'6_X3X:6+^\^P&V^T;/.
M;/7&W/7&:]$KF6_Y*4G_`&##_P"AUA1G*/-;L;UX1ERW[E3QOI"6OAZ6_L[F
MY@FM50+LF;!4$#!'X]:@^&6LS7UA=V5U,\LL$@=6=LDJW^!'ZUL^.#CPC??1
M/_0UKC-+_P"*8^)SVI^6WNF*#TVOROZ\5TTOWE"47ONOE8YJO[O$1DMMG\SU
M*O-?B7K5U'J=O96=Q+$((]\IC8CYFZ`_@/UKTDD*"2<`<DUY%XBS>Z!<ZXXY
MU#4SY9/_`#R165?ZUG@TO:79IC9/V=D=]X/TU;71;6\>>>>XN8%>1Y9"PYYX
M':N@K,\-_P#(M:;_`->L?_H(JY>7265E/=2G"0QL[?0#-<]1N4V=--*-->AQ
M0\1?\75-MO\`W'E?9/;=][^?%=Y7D&O:=/IVCZ)X@VD74TC33'ON9O,7].*]
M8LKI+VR@NHSE)HU=?H1FM\1"*C&4?3[CGPTY.4HR]?O,7Q=HJW^EW%W%<36]
MU!"61XY"!\N3@BN2^'7BF5+XZ3?SM(ER=T#R-DJ_]W/O7H&M?\@*_P#^O:3_
M`-!->6:[H+VWAW1O$%D"FZWB$Y3^%P!M?_/M6N'<9TW3GUV,L3S0J*I#IN>O
M2QK-$\3YVNI4X..#7GUUX=9?'EMID=_>+8S0&<H)FR,<$9^N*ZCPEX@3Q#HL
M<Y(%S%\DZ^C>OT/6JUU_R4BQ_P"P=)_Z$*PIN=*4H^3-ZBA5C&7FCH+:WCM+
M:.WBSLC&%W$D_F:XCQCXB_L[QCHT2OA+8^9,/9_E_EDUW=>6^([#^U_#^I^(
M@N6.H?NV_P"F*_N_RSS3PJBYWEZ?>+%.2IVCZ_<>I`Y&12UC^$]2_M7PS97)
M.7\L(_\`O+P?Y5L5SRBXR:9TQDI14EU.,^*/_(L1?]?2?R:LOPMIOBJX\/6L
MNFZQ;V]J0VR-XR2OS'//UK4^*/\`R+$7_7TG\FK0\`?\B98_1_\`T,UVJ3CA
M4UW.%Q4L4T^Q1_L?QQ_T,%I_WZ-<Q\-PP\8W`<Y80R;CZG<,UZN>E>5?#K_D
M=;K_`*Y2_P#H8IT9N5*I?L*M!1JT[=ST'Q1_R*^I_P#7L_\`*N7^%'_()O\`
M_KX'_H(KK/$$+7'A[4(5&6>V<`?\!-<A\)I5.GZA%GYA*K8]BO\`]:LZ?^[3
M]4:U/]YAZ,]`KF6_Y*6G_8,/_H==-7-0_O\`XD7++R+;3D1O8L^<?D*PI_:]
M#>K]GU)O''_(H7WT3_T-:Y;XGV#PR:=K$(PZ_NF8=B/F4_SKJ?'/_(H7WT3_
M`-#6G^+-,_M;PK=VZC,BQ^9'_O+R/\/QK:A/D<7YO]#"O#GYDNR_4J:UKV_P
M'_:%N?WM["L<0']]_EQ^&3^58/CVP32_!&E6*=()%3ZG8<_K69X,N)M:N-*T
M9P3!I\[W;$]",?*/^^B:Z#XJ_P#(`M?^OD?^@FMXP]E7C#SO_D82G[6A*IY6
M_P`SI?#?_(M:;_UZQ_\`H(JAXTD,FDPZ8C;7U*X2WZ]%)RQ_(&K_`(;_`.1:
MTW_KUC_]!%8>KZ?;^)_&"Z;=;FM-/M?,D",5_>.>.1["N6-O:MO9'5)OV22W
M=D6_&5C!?^$;JWB9"T""2(`C^#G^6:K?#;4OMOA=;=FR]FYC_P"`]5_G^E/_
M`.%<^'?^>-Q_W_;_`!KG/`KMH?C74-$D.%DW*N>Y4Y7_`,=)K9*,J$HQ=[:F
M+<X5XRDK7T._UK_D!7__`%[2?^@FL_P_9P7_`(&L+2Y0/%-9HC*?0K6AK7_(
M"O\`_KVD_P#0357PE_R*6E?]>J?RKF3M3^9TM7JV\CSC3+FY\!>,7MKHDVS$
M)(>SQG[K_A_C7<SLK_$73W1@RMILA!'0C<*@^(/AS^V-(^V6Z9N[,%@`.73N
MO]17,?#[4I[_`,1V<,YW?9+.2-&/4KN!`/TZ5W.U:G[5;I69PQO1J>R>S::.
M_P#$VH'3/#M[=*?W@C*Q^[MP/U-5X-)MD\(+HC2)S:^4WS#[Q')_/FJGBR)-
M7U/2=`?)CN)&GN`IP?+0?U)%)_PKGP[_`,\;C_P(;_&N6/+&"N[/<ZI<\IOE
M5UL8WPLOF1+_`$B4_/$_FJ/_`!UOU`_.O0J\L@@C\'_$R*WBW+:3X1=QS\KC
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M`61-J@^Y-:WAK2+G3X;B\U%UDU&^D\R<KT7LJCV`K:P!2TI35K15BXTW>\G<
MX[Q[>W=SIDVCV.G74\LA4M(J?(HR#U[GBMW0=3?4]/7S[.>VFC55D29,9..<
M>HK4HI.:<%&P*FU-RN<IX/\`#3:)J6L3NFT23[(#_P!,_O?UQ^%9/Q"EO=8C
MBTZQTR[D\B8M))Y?RGC`QZ]:]!HK2-=JI[1ZLB5!.G[-.R.8\.:S+!X<CBNM
M,O(Y[&!59/*^_C@;?6L_P=>7HUG4I-2TRZ@FU&<2)(4^55`.%)[8%=O14^U7
MO:;C5)^[KL-9MB%B"<#/%>5ZT-4F\:+KNF:1>;$9&^:/!8@8/YCBO5J**-7V
M3;M>X5J/M4E>UCEO$&O33:#)#9Z5>R7%Y`RJIBQY><@[J/!%_<C2;;2KW3[F
MWGMHRN]T^1E!XY]<5U-%+VBY.2P_9OGY[B5Q-EX>.@_$![R")OL5Q;22+L&=
MC<97^HKMZ*4*C@FEU*G34VF^AP>GZI>R^.)]4N](O4MI(1;V[&/E!D')';/-
M=Y1114FIVLK!3@X)W=SS+Q_!>ZQK$$FG:;=LUJK(TOEX!(;(QZUT>V\\1Z=:
MRO:RVT\7R3),-N&P.1ZBNJHK1U[QC%+8R6'M*4F]S&TF3^U+NZOY/FCCE,-N
MIZ`+P6^I/\JLP:9#;ZQ+>Q1!#+$%;'0G/7ZU1\&D?\(^D9^_'*ZN/1MQS5"X
MGDCM]?F2YE"0,(H0'/!P,X_$BH<?>:1A&JE2A.2NWK^%SK:I:;:W5JMP+JY,
MYDF9T/\`=4]!6,MU<#4&MFN'5+'3MTK9ZN1U^H`INF32W=C:Z=/<2C_1/M$\
M@?#88_*,_G^5+D:1?UB,I+3N7M+_`'WB#5KGLK1P+^"Y/\ZVJX_2+B2/3K2W
MBD??J=W(3*WWO+7J?J0`/QJ*2::/2-:E@O)Q"ER(X27);C`.#]35.%V94\2H
M0O;>[_4[6DKE3>SV&J7]Y+/)(MM9*SQ$_*)&/``^@J>Y\[2T2\>Z=IKSRX3O
M;*HS'D@=N*GD-UBE9NVQTE%8NBPS+?Z@XDF:T8J(?,8DD@?,1GMFN?&HWT-V
MEK)>SL4EGM)&)'^L.3">G7%.-/FO9EJM[J;1UEAJ#7MQ>Q-#Y1M)_*ZYW#:#
MG]:O5QN;BRU:::*ZE(74XXGCXQ(#",D^_`J-;K6)=+M[\7ABCO&MF!#!CN:3
M#<8X7!'Y53I7V8*M9:H[:BL?0&FELKR">XDE,-U+$LC'YMH/'\ZP;>_O6AMX
M);V;S4NA8W+9'WC(>?J5`Q_O5*IW;1;J62=CMJ*XQ;V_%T]FU[+M@^V0AP1E
M@JJR,?<;L?A6C>W5V/`D=W%<O'<_9HG\T=23MS^>:'2::\Q*JG?38Z*BN/DN
MM02]ETE;J24R7K(LC,%8#R0^`<?WC^E/@N]9EO6+RH7T[REN`)/E<&/+X&.2
M21CZ4>R?<7MEV-\Z@PUP::8<*;<S"7=UPP&,?C4L=T[W=Q#)`\21%0DK'Y9<
MCM].E<YH7F3:]:7TMP\SWFE^:P8\*2ZG`]!S^E1ZK]HFUF6U^VSI&;^VV[2,
MH"C$@<>HS5>S5[>0O:.U_,["BL77C<K+I<5O=R0"6Z\J0IC+*48_TKG4U74K
M+3H[IKZ25I+&;[X&%*2!5;ZX/-3&DY*Z94JJB[6.\I`0<X(.#@^U<;J-W>Z<
M]Y;"YGEM+9X9I)%.9$C<,&QZ@,`WTS6MX;C<S:G.]S)+NO'4*Q&T`8Y%)T[*
M]QQJWE:Q971C!>S7%G=/;K<'=+&!E2WJ/0TMUH5M<:8]BA:)9'#LZ_>+`YR?
M6BBIYF'L:=FK;D3>'8&>Y=IYB;B`0O\`-^;?4YITF@0->QW*321A81"\:GB1
M1TS111SL7L*?8B7PU#';6L27,RM:R%DD!YP>H^F*>GANU2)HC)(8S<B?9G@$
M'('TS111SR%]7I+H.F\/V]P]^TLLC"^`#+GA<#''Y4V7P]'<:;]DN+J:5P59
M9B?F4KTQ111S,;H4W?3<O6-D;.,AYY)Y&QNDD/)Q4;Z/8O</.T(,CSI.3_MJ
M,`_E112NS1125B%_#]B]PTY\S>UP+D_/_P`M`,`_EQ4<?A;3(H6B1)%1IA*%
M\PX4@[@!Z#/.***?/+N+DCV+MG80::DWD[\2R-,^YLY8]36;IMI::UH\MQ+;
M[$OYOM``.&4C`5LCO\H-%%4F^5L32YDBQ-X<TZXBACEC=O)9WW;R"Q<?-N/?
M-32:-9RZ.NE,K?954(%#<X'09_"BBIYI=RN2/8KS^&=/N1+Y@EWRS+.7$A#!
MP,9![<<5*-`T]=0COEC99$C6/`8[6`Z9'<C-%%'/+N+DCV&Z?X=T[3+A;BVC
M<2(K(A9R=BDYP/:BY\/6-W+/+*)-]PZ.S!R,%/ND>GI^-%%'/*][CY(VM8LW
M>FV]X]L\NX&U?S(MK8PV,9_(FJD7AK38EC3RW9(XI(@C-D;7.6'XFBBA2:Z@
MXQ>K0H\/67V8P$RD,1N8O\S@+MVD]QCC%6;33+:RN;B>!65KE@SC/&<8X':B
)BCF;!12Z'__9
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>g97423image003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g97423image003.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``H'!P@'!@H("`@+"@H+#A@0#@T-
M#AT5%A$8(Q\E)"(?(B$F*S<O)BDT*2$B,$$Q-#D[/CX^)2Y$24,\2#<]/CO_
MP``+"`!>`,(!`1$`_\0`'P```04!`0$!`0$```````````$"`P0%!@<("0H+
M_\0`M1```@$#`P($`P4%!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$(
M(T*QP152T?`D,V)R@@D*%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%56
M5UA96F-D969G:&EJ<W1U=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBI
MJK*SM+6VM[BYNL+#Q,7&Q\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W
M^/GZ_]H`"`$!```_`/9J**********1F5%+,0J@9))P`*Y75/'EE;ZIIVF6$
M,EU+J<GEP700_9P>A._^+![+^=5?`.K:SJ.J^)+?6;Q+F2QO%@3RDV1J`#]T
M=?S)-=K111111111111111111117%>,/BEH/A1I+3<;[4$X-M"?N'_:;H/IR
M?:N&\/>+M0^(E]KEOK:QFPBTR66*SCRJ*P(PQ/4GZU8TS_D"_#'_`*_)/_0J
MZOX>_P#(S^-/^PI_C7=T44444444444444444445\L?$?_DH>M_]?)_D*W/A
M#_R$-?\`^P/-_,5TNF?\@7X8_P#7Y)_Z%75_#W_D9_&G_84_QKNZ********
M************^6/B/_R4/6_^OD_R%;GPA_Y"&O\`_8'F_F*Z73/^0+\,?^OR
M3_T*NK^'O_(S^-/^PI_C7=T44444444444444444445\L?$?_DH>M_\`7R?Y
M"MSX2#;<>(Y3T31IL_I_A73:8#_9OPPA_B-Q*_X9S74_#D^9KWC*8=&U=E!^
MF:[RBBBBBBBBBBBBBBBBBBBBOE[XH6[VWQ&UA7&-\HD'N&4'^M:O@D'2/A]X
MJUN3*BZB73[?CEW;J!]`0:[BQLUMO&7A+293@>']'>ZNO1&9<<_C6S\(XVD\
M,7FJNI!U349[D9[@G'\P:[NBBBBBBBBBBBBBBBBBBBBO/_B1\-HO%>W5;%<:
MI"JJ4+[%G0'[I..#SP?S]N&TS5;62XL[>]T]]VCOBQ\-64$C.T__`#TF=AZ\
M]_YYTI1J7^G:1%(EWXO\2N!?F$[DTZWZ;"1TPO'^1GTZR_LSPKI-II(D*16E
MN`#M)^51RQQZX)K3M[J"Z$A@D#B-RC$=F'4?K4U%%%%%%%%%%%%%%%%%%%%8
M.N>#-#\0W2W=];.MRJ[//@E:)ROH2I&1]:M:'X;T?PY;&#2;&.V5N789+N?]
MICR?Q-6KK3;2]D5[B+S"HP`6./R_$T^TL[>QB\JVC$:$YP"3SC']*GHHHHHH
MHHHJCJ>LZ9HT22ZG?06<;G"M,X4$_4U&WB+1ETL:HVI6XL2VT7!<;"?K5JRO
MK74K1+NRN$N()/NR1G*M]#4LLJ0Q/+*ZI&BEF9C@*!U)J&UU"SOK&.^M;F*6
MUE&4F5AM89QU^M6:*H:EKFEZ.\*:C?PVK3G$8E;&\^@J&^\4:%IEY]COM6M;
M:XX_=22!6.>G%-N_%6@6%W]DN]7M(+C`(BDD`8YY'%:P((!'0TM5=1U.QTBT
M-WJ%U':P`@&21L*"?>GP7MM=6D5W!/')!,`T<@;Y7!Z8/O5>XUS2K34H=-N+
M^&*\GQY4#-AGSZ#O5^H+R]M=/M7NKVXCMX(QEI)&"J/Q-4K+Q+HNH2K%;:C"
MTK,%6)CM<D@D84X/0'\JU*****@%Y:M<FV%Q&9A_RSW#/Y5/7'?%@`_#;5L@
M'Y8__1BU=N$4_#-U*@K_`&/T(X_U54)O%]YI>O:?X=CT9)VN[,26CQSXW8'1
MAM^4#!).3P._2I;3Q/=:Q8Z_IUSI5NNH:5^[GMVG+0S(RD\/MSRN>U<KJ6O7
M/_"M/#TFBZ5:V5A?7<4+0^<28_WI(4''0E>6/KT-=MJ/B6ZTPZ=8S6$3:OJ4
MS1V]M'<;D``RSL^T$`#D\9IEOXR@@FU>TUF-;.YT>(3S^6^])(B,AT.`?;!'
M6N-\=Z]J.K>$-+N[K25M;2_OK>2V83;W09R/,&``2O(P3Z5H?$*XM[3X@>#;
MFY8)%'-,6<KG`POI4'B+5M.U?XG^#FL9UG\MY@YV$8^48ZBN@E\:W$MMJNHZ
M9IJ76FZ1(T<\C3;7F*#,GEC!!"CU(S5B;QE#<W^E:?I")//JMJ;J!YF9(P@&
M>2`3GKQ[5G7GB-?$OP[\2.]K]FN+*.YM;B(MO42(IR0<#(_"L"XU/5;3PKX"
ML[.WMWM[I[7<7E*L[J`P7H<+P#GGZ5I>/;NY@U?P;=75F/M*Z@W[B!_,RV``
M`Q`Z\=A70:-XGNKKQ+=>'M5T^.TO8;=;F,PS^:CQDXZE1@@UA:Y='6/B_HVA
M3?-9V%NUZT9Z/+@[21WQP1]36WK]GIUYX@T;4OM5FESI=RQD+S*K"-D8$?F5
M.*R[[XA7UEJVL:6-"$MQIL`N5,4Y<2Q8SNX7(/*C'/)]!6E;^++K5KN2TT;3
M5EFM;:*>Z%S*8Q&TB[EB&`<OCKV%5)/B$CP:#=V=@);75[M;1R\VV2WES@@K
M@YQ@]ZNMXHOAXTG\,C381(+)KNWG-P=KC=M`8;<KSGUK(TWXA:IJ7AZ\UF+0
M(S#ILCK=K]I.2%/S>7\OS$+SSCTK3TG2UU&>VUJUN4DL[@BXC?G<5)W`8[-G
M@G/3C%=57+_$FQN=2^'^K6UI$TLQB#A%&2P5@QP/H#59-;TR]^&R+;7L4LD^
MG"WCB1@7:4IM";>N[=QBLN]O;.V^+^@02W<"R0Z8\+@N/E<]%/H3V%0Z7?V=
MEXP\?K=74,!98F`D<+D"(@D9Z\D?G6`EQ#+\'/##1S(PL]5A-P0W^I_>/][T
MZCKZUL^+'2_\5Z)XCG9UT:SNI;*6ZMY64*&4!9-R]%W$@G./EJ;Q'X?TO4=/
MUR/P['+?ZA+IV)KO[6\V<.K+%DD@DA3QVP/6L_QAKNGW/PR\/1PSH[B6U,B*
M<F$(,-N'\.#QS5_QOJVG'XA^#)1?V_EQR2.[B0816"[23V![4[QMJ=A'\4/"
M&^]@40-*9<R#$891MW>F>V:H^$=*T?3[76M#\27T]I/!=2,T;7KPI/`XX<*&
M`8'G.*N)JD=OK&D>&E)\.:2NG-<B1I,32+N.(ED;E>,,<<]N*P=!UJPM/!_C
M+37<PO-+>2HLS895*J$#;N<MGCN<&K\]S`WA3X=72SQFWMKVW2>7<-L3!,$,
M>W/K5[Q7X@L[OQ#X2GFN+>)8]5E()D&#$#L60^@..O2KZ7,$/QQE$DR(9M%5
M8MS8WMYF<#U.`:;XGM3H/Q*TCQ;*"-.EA-E=RXXA)SL9O122!GMBLWQ8FC:G
M\4O"QM(;6[^=C=O$JNIR/D#D<9X8C-:&BZAI_P#PN77D%W;[GLX(HQO'S,,;
ME'J1Z5/X?>+PYXU\5KJLR6R7DD=[;RRMM62/!#8)Z[3P17()8SZ5X6\-ZE?H
MUO;R^)1>,9!CR8G)VEO0$#//K71V^LV-Y\;(YX;B-H'TIK>&;<-DSB3)"'HW
MIQW!K+\):YI]G\-O$=M/,B3I/=!8F.&E+C"[1_%D\<=Z[KP%IMSI'@?2;&\4
MI/'`"Z-U4DEL'Z9Q70T56CT^RBN#<1V<"3'K(L2AC^.,U(;:!GWM#&6SG<5&
M<T-;0.Q9X(V8]24!)H-K;F)XC!%Y;_>38,-]1WI1!"L'D+$@B`V^6%&W'IBB
M"WAMHQ%;PQPH.0L:A1^0IJV=JC.RVT0,ARY"#+'U/K0UK;,<M;Q$].4%*UK;
MN2S01,3U)0&DEM+:=T>:WBD>/E&=`2OTSTI9K6WN2AG@CEV'*[T#;3ZC/2D-
MI;%W<V\19\%V*#+8Z9]:&M+9X6@:WB:)OO(4!4_A0;6V8`&WB.`%&4'`]*<8
M8F<.8D+KT8J,BG,BNA1U#*PP01D$5%;V=K:)Y=M;0PIG=MCC"C/KQ3A;6X?>
M((PP.=VP9SZT36T%SM$\$<NPY7>@;!]1FG2Q1SQM'+&LB-PRN,@_A4,MN(K8
MBSMX!+&F(5<;5![#@<#Z5S7@CPM?^'[&2UU5=/N<7#W$,T(8LC.<D?,./J#7
%745__]D_
`
end
</TEXT>
</DOCUMENT>
</SUBMISSION>
