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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities:      
Net income $ 217,112 $ 184,045 $ 163,995
Adjustments to reconcile net income to net cash provided by operating activities:      
Amortization 67,932 63,573 54,755
Depreciation 17,485 15,373 12,392
Non-cash stock-based compensation 22,603 15,865 11,194
Change in estimated acquisition earn-out payables 2,533 1,418 (2,206)
Deferred income taxes 32,247 32,723 30,328
Income tax benefit from exercise of shares from the stock benefit plans (2,358) (8,659) (916)
Net gain on sales of investments, fixed assets and customer accounts (2,806) (4,105) (1,890)
Payments on acquisition earn-outs in excess of original estimated payables (2,788) (4,086) (1,369)
Changes in operating assets and liabilities, net of effect from acquisitions and divestitures:      
Restricted cash and investments (increase) (85,445) (34,029) (6,941)
Premiums, commissions and fees receivable (increase) (40,729) (11,312) (20,570)
Other assets (increase) decrease (2,583) 2,145 (7,322)
Premiums payable to insurance companies increase (decrease) 61,624 (4,651) 9,447
Premium deposits and credits due customers increase 41,049 2,506 1,277
Accounts payable increase (decrease) 5,180 36,505 (2,807)
Accrued expenses and other liabilities increase (decrease) 70,872 (43,059) 3,975
Other liabilities (decrease) (12,554) (23,937) (5,811)
Net cash provided by operating activities 389,374 220,315 237,531
Cash flows from investing activities:      
Additions to fixed assets (16,366) (24,028) (13,608)
Payments for businesses acquired, net of cash acquired (367,712) (425,054) (166,055)
Proceeds from sales of fixed assets and customer accounts 5,886 14,095 3,686
Purchases of investments (18,102) (11,167) (12,698)
Proceeds from sales of investments 15,662 10,654 12,950
Net cash used in investing activities (380,632) (435,500) (175,725)
Cash flows from financing activities:      
Payments on acquisition earn-outs (15,491) (13,539) (8,843)
Proceeds from long-term debt 30,000 200,000 100,000
Payments on long-term debt (93) (1,227) (102,072)
Borrowings on revolving credit facilities 31,863 100,000  
Payments on revolving credit facilities (31,863) (100,000)  
Income tax benefit from exercise of shares from the stock benefit plans 2,358 8,659 916
Issuances of common stock for employee stock benefit plans 12,445 13,305 8,667
Repurchase of stock benefit plan shares for employee to fund tax withholdings (1,284) (8,963) (659)
Cash dividends paid (53,546) (49,534) (46,494)
Net cash (used in) provided by financing activities (25,611) 148,701 (48,485)
Net (decrease) increase in cash and cash equivalents (16,869) (66,484) 13,321
Cash and cash equivalents at beginning of year 219,821 286,305 272,984
Cash and cash equivalents at end of year $ 202,952 $ 219,821 $ 286,305