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Unaudited Condensed Consolidated Statements of Operations and Comprehensive Loss - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Interest income        
Loans $ 145,337 $ 79,678 $ 259,722 $ 156,899
Securitizations 2,567 3,794 5,325 8,261
Related party notes 0 0 0 211
Other 1,608 636 2,877 1,265
Total interest income 149,512 84,108 267,924 166,636
Interest expense        
Securitizations and warehouses 18,599 26,250 38,505 56,058
Deposits 4,543 0 4,974 0
Corporate borrowings 3,450 1,378 6,099 6,386
Other 191 468 684 900
Total interest expense 26,783 28,096 50,262 63,344
Net interest income 122,729 56,012 217,662 103,292
Noninterest income        
Loan origination and sales 144,414 109,719 302,118 220,064
Securitizations (11,737) (26) (23,018) (2,062)
Servicing 10,471 (224) 22,707 (12,333)
Technology products and solutions 81,670 44,950 141,527 90,609
Other 14,980 20,843 31,875 27,688
Total noninterest income 239,798 175,262 475,209 323,966
Total net revenue (loss) 362,527 231,274 692,871 427,258
Noninterest expense        
Technology and product development 99,366 69,389 181,274 135,337
Sales and marketing 143,854 94,951 281,992 182,185
Cost of operations 79,091 60,624 149,528 118,194
General and administrative 125,829 171,216 262,334 332,913
Provision for credit losses 10,103 486 23,064 486
Total noninterest expense 458,243 396,666 898,192 769,115
Loss before income taxes (95,716) (165,392) (205,321) (341,857)
Income tax (expense) benefit (119) 78 (871) (1,021)
Net loss (95,835) (165,314) (206,192) (342,878)
Other comprehensive loss        
Unrealized losses on available-for-sale securities, net (1,991) 0 (6,446) 0
Foreign currency translation adjustments, net (56) (266) (94) (346)
Total other comprehensive loss (2,047) (266) (6,540) (346)
Comprehensive loss $ (97,882) $ (165,580) $ (212,732) $ (343,224)
Loss per share (Note 16)        
Loss per share - basic (in dollars per share) $ (0.12) $ (0.48) $ (0.26) $ (1.50)
Loss per share - diluted (in dollars per share) $ (0.12) $ (0.48) $ (0.26) $ (1.50)
Weighted average common stock outstanding - basic (in shares) 910,046,750 365,036,365 881,608,165 241,282,003
Weighted average common stock outstanding - diluted (in shares) 910,046,750 365,036,365 881,608,165 241,282,003