XML 56 R41.htm IDEA: XBRL DOCUMENT v3.22.2
Regulatory Capital (Tables)
 6 Months Ended
Jun. 30, 2022
Regulatory Capital Requirements under Banking Regulations [Abstract]  
Schedule of Risk and Leverage Based Capital Ratios and Amounts
The risk- and leverage-based capital ratios and amounts as of June 30, 2022 are presented below:
June 30, 2022AmountRatio
Required Minimum(1)
Well-Capitalized Minimum(2)
SoFi Bank
CET1 risk-based capital$945,290 23.9 %7.0 %6.5 %
Tier 1 risk-based capital945,290 23.9 %8.5 %8.0 %
Total risk-based capital968,087 24.5 %10.5 %10.0 %
Tier 1 leverage945,290 32.6 %4.0 %5.0 %
Risk-weighted assets$3,952,945 
Quarterly adjusted average assets2,895,231 
SoFi Technologies
CET1 risk-based capital$3,035,247 30.2 %7.0 %N/A
Tier 1 risk-based capital3,035,247 30.2 %8.5 %N/A
Total risk-based capital3,378,418 33.6 %10.5 %N/A
Tier 1 leverage3,035,247 34.4 %4.0 %N/A
Risk-weighted assets$10,057,053 
Quarterly adjusted average assets8,832,284 
____________________
(1)Required minimums presented for risk-based capital ratios include the required capital conservation buffer.
(2)The well-capitalized minimum measure is applicable at the bank level only.