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Fair Value Measurements - Assets and Liabilities Measured on Recurring and Nonrecurring Basis (Details) - USD ($)
$ in Thousands
Jun. 30, 2022
Mar. 31, 2022
Jan. 01, 2022
Dec. 31, 2021
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2020
Assets              
Investments in AFS debt securities $ 197,367            
Loans at fair value 7,959,382     $ 5,952,972      
Servicing rights 176,964 $ 173,505   168,259 $ 159,767 $ 161,240 $ 149,597
Derivative assets 872     5,444      
Digital assets safeguarding asset 112,010   $ 266,014        
Liabilities              
Residual interests classified as debt [1] 54,436     93,682      
Derivative liabilities 24,345     864      
Digital assets safeguarding liability 112,010   $ 266,014        
Carrying Value              
Assets              
Cash and cash equivalents 707,302     494,711      
Restricted cash and restricted cash equivalents 291,631     273,726      
Loans at amortized cost 253,112     115,912      
Total assets 10,018,572     7,600,272      
Liabilities              
Time deposits 18,474            
Debt 3,723,561     3,947,983      
Total liabilities 3,934,451     4,042,529      
Carrying Value | Fair Value, Recurring              
Assets              
Investments in AFS debt securities 197,933     194,907      
Loans at fair value 7,959,382     5,952,972      
Servicing rights 176,964     168,259      
Derivative assets 2,243     5,444      
Digital assets safeguarding asset 112,010            
Liabilities              
Derivative liabilities 25,716     864      
Digital assets safeguarding liability 112,010            
Carrying Value | Fair Value, Recurring | Asset-backed bonds              
Assets              
Asset-backed bonds and residual investments 193,739     253,669      
Carrying Value | Fair Value, Recurring | Residual Investments              
Assets              
Asset-backed bonds and residual investments 94,978     121,019      
Carrying Value | Fair Value, Recurring | Non-securitization investments – ETFs              
Assets              
Non-securitization investments       1,486      
Carrying Value | Fair Value, Recurring | Third-party warrants              
Assets              
Derivative assets 766     1,369      
Carrying Value | Fair Value, Recurring | Purchase price earn-out              
Assets              
Derivative assets 625     4,272      
Carrying Value | Fair Value, Recurring | Interest rate lock commitments              
Assets              
Derivative assets 1,120     3,759      
Carrying Value | Fair Value, Recurring | Student loan commitments              
Assets              
Student loan commitments 254     2,220      
Carrying Value | Fair Value, Recurring | Interest rate caps              
Assets              
Derivative assets 3,987     493      
Carrying Value | Fair Value, Recurring | Residual interests classified as debt              
Liabilities              
Residual interests classified as debt 54,436     93,682      
Carrying Value | Fair Value, Nonrecurring | Non-securitization investments - other              
Assets              
Non-securitization investments 22,780     6,054      
Fair Value              
Assets              
Cash and cash equivalents 707,302     494,711      
Restricted cash and restricted cash equivalents 291,631     273,726      
Loans at amortized cost 264,348     118,412      
Total assets 10,029,808     7,602,772      
Liabilities              
Time deposits 18,455            
Debt 3,339,606     4,047,813      
Total liabilities 3,550,477     4,142,359      
Fair Value | Fair Value, Recurring              
Assets              
Investments in AFS debt securities 197,933     194,907      
Loans at fair value 7,959,382     5,952,972      
Servicing rights 176,964     168,259      
Derivative assets 2,243     5,444      
Digital assets safeguarding asset 112,010            
Liabilities              
Derivative liabilities 25,716     864      
Digital assets safeguarding liability 112,010            
Fair Value | Fair Value, Recurring | Asset-backed bonds              
Assets              
Asset-backed bonds and residual investments 193,739     253,669      
Fair Value | Fair Value, Recurring | Residual Investments              
Assets              
Asset-backed bonds and residual investments 94,978     121,019      
Fair Value | Fair Value, Recurring | Non-securitization investments – ETFs              
Assets              
Non-securitization investments       1,486      
Fair Value | Fair Value, Recurring | Third-party warrants              
Assets              
Derivative assets 766     1,369      
Fair Value | Fair Value, Recurring | Purchase price earn-out              
Assets              
Derivative assets 625     4,272      
Fair Value | Fair Value, Recurring | Interest rate lock commitments              
Assets              
Derivative assets 1,120     3,759      
Fair Value | Fair Value, Recurring | Student loan commitments              
Assets              
Student loan commitments 254     2,220      
Fair Value | Fair Value, Recurring | Interest rate caps              
Assets              
Derivative assets 3,987     493      
Fair Value | Fair Value, Recurring | Residual interests classified as debt              
Liabilities              
Residual interests classified as debt 54,436     93,682      
Fair Value | Fair Value, Nonrecurring | Non-securitization investments - other              
Assets              
Non-securitization investments 22,780     6,054      
Level 1              
Assets              
Cash and cash equivalents 707,302     494,711      
Restricted cash and restricted cash equivalents 291,631     273,726      
Loans at amortized cost 0     0      
Total assets 1,138,564     899,758      
Liabilities              
Time deposits 0            
Debt 783,600     1,240,560      
Total liabilities 783,859     1,240,756      
Level 1 | Fair Value, Recurring              
Assets              
Investments in AFS debt securities 137,388     129,835      
Loans at fair value 0     0      
Servicing rights 0     0      
Derivative assets 2,243     0      
Digital assets safeguarding asset 0            
Liabilities              
Derivative liabilities 259     196      
Digital assets safeguarding liability 0            
Level 1 | Fair Value, Recurring | Asset-backed bonds              
Assets              
Asset-backed bonds and residual investments 0     0      
Level 1 | Fair Value, Recurring | Residual Investments              
Assets              
Asset-backed bonds and residual investments 0     0      
Level 1 | Fair Value, Recurring | Non-securitization investments – ETFs              
Assets              
Non-securitization investments       1,486      
Level 1 | Fair Value, Recurring | Third-party warrants              
Assets              
Derivative assets 0     0      
Level 1 | Fair Value, Recurring | Purchase price earn-out              
Assets              
Derivative assets 0     0      
Level 1 | Fair Value, Recurring | Interest rate lock commitments              
Assets              
Derivative assets 0     0      
Level 1 | Fair Value, Recurring | Student loan commitments              
Assets              
Student loan commitments 0     0      
Level 1 | Fair Value, Recurring | Interest rate caps              
Assets              
Derivative assets 0     0      
Level 1 | Fair Value, Recurring | Residual interests classified as debt              
Liabilities              
Residual interests classified as debt 0     0      
Level 1 | Fair Value, Nonrecurring | Non-securitization investments - other              
Assets              
Non-securitization investments 0     0      
Level 2              
Assets              
Cash and cash equivalents 0     0      
Restricted cash and restricted cash equivalents 0     0      
Loans at amortized cost 0     0      
Total assets 370,281     324,678      
Liabilities              
Time deposits 18,455            
Debt 2,556,006     2,807,253      
Total liabilities 2,711,928     2,807,921      
Level 2 | Fair Value, Recurring              
Assets              
Investments in AFS debt securities 60,545     65,072      
Loans at fair value 0     0      
Servicing rights 0     0      
Derivative assets 0     5,444      
Digital assets safeguarding asset 112,010            
Liabilities              
Derivative liabilities 25,457     668      
Digital assets safeguarding liability 112,010            
Level 2 | Fair Value, Recurring | Asset-backed bonds              
Assets              
Asset-backed bonds and residual investments 193,739     253,669      
Level 2 | Fair Value, Recurring | Residual Investments              
Assets              
Asset-backed bonds and residual investments 0     0      
Level 2 | Fair Value, Recurring | Non-securitization investments – ETFs              
Assets              
Non-securitization investments       0      
Level 2 | Fair Value, Recurring | Third-party warrants              
Assets              
Derivative assets 0     0      
Level 2 | Fair Value, Recurring | Purchase price earn-out              
Assets              
Derivative assets 0     0      
Level 2 | Fair Value, Recurring | Interest rate lock commitments              
Assets              
Derivative assets 0     0      
Level 2 | Fair Value, Recurring | Student loan commitments              
Assets              
Student loan commitments 0     0      
Level 2 | Fair Value, Recurring | Interest rate caps              
Assets              
Derivative assets 3,987     493      
Level 2 | Fair Value, Recurring | Residual interests classified as debt              
Liabilities              
Residual interests classified as debt 0     0      
Level 2 | Fair Value, Nonrecurring | Non-securitization investments - other              
Assets              
Non-securitization investments 0     0      
Level 3              
Assets              
Cash and cash equivalents 0     0      
Restricted cash and restricted cash equivalents 0     0      
Loans at amortized cost 264,348     118,412      
Total assets 8,520,963     6,378,336      
Liabilities              
Time deposits 0            
Debt 0     0      
Total liabilities 54,690     93,682      
Level 3 | Fair Value, Recurring              
Assets              
Investments in AFS debt securities 0     0      
Loans at fair value 7,959,382     5,952,972      
Servicing rights 176,964     168,259      
Derivative assets 0     0      
Digital assets safeguarding asset 0            
Liabilities              
Derivative liabilities 0     0      
Digital assets safeguarding liability 0            
Level 3 | Fair Value, Recurring | Asset-backed bonds              
Assets              
Asset-backed bonds and residual investments 0     0      
Level 3 | Fair Value, Recurring | Residual Investments              
Assets              
Asset-backed bonds and residual investments 94,978     121,019      
Level 3 | Fair Value, Recurring | Non-securitization investments – ETFs              
Assets              
Non-securitization investments       0      
Level 3 | Fair Value, Recurring | Third-party warrants              
Assets              
Derivative assets 766     1,369      
Level 3 | Fair Value, Recurring | Purchase price earn-out              
Assets              
Derivative assets 625     4,272      
Level 3 | Fair Value, Recurring | Interest rate lock commitments              
Assets              
Derivative assets 1,120     3,759      
Level 3 | Fair Value, Recurring | Student loan commitments              
Assets              
Student loan commitments 254     2,220      
Level 3 | Fair Value, Recurring | Interest rate caps              
Assets              
Derivative assets 0     0      
Level 3 | Fair Value, Recurring | Residual interests classified as debt              
Liabilities              
Residual interests classified as debt 54,436     93,682      
Level 3 | Fair Value, Nonrecurring | Non-securitization investments - other              
Assets              
Non-securitization investments $ 22,780     $ 6,054      
[1] Financial statement line items include amounts in consolidated variable interest entities (“VIEs”). See Note 5.(2)As of June 30, 2022 and December 31, 2021, includes loans held for sale measured at fair value of $7,959,382 and $5,952,972, respectively.