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Debt - Schedule of Debt (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2022
Dec. 31, 2021
Debt Instrument [Line Items]    
Outstanding $ 3,764,257 $ 3,993,358
Unamortized debt issuance costs (4,600)  
Less: unamortized debt issuance costs and discounts (40,696) (45,375)
Total reported debt 3,723,561 3,947,983
Debt discounts issued 0  
Debt premium issued 0  
Payments of debt issuance costs 700  
Amount not available for general borrowing purposes to secure letter of credit 9,100 9,100
Asset Pledged as Collateral    
Debt Instrument [Line Items]    
Amount not available for general borrowing purposes to secure letter of credit 9,700  
Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 463,820  
Outstanding 415,206 503,470
Unamortized debt issuance costs (3,020) (3,851)
Unamortized discount (873) (1,094)
Personal Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 107,648  
Outstanding 97,984 163,370
Unamortized debt issuance costs (1,397) (1,683)
Unamortized discount 112 207
Secured Debt | Asset Pledged as Collateral    
Debt Instrument [Line Items]    
Face amount 11,400  
Unsecured Debt    
Debt Instrument [Line Items]    
Face amount $ 7,600  
Minimum    
Debt Instrument [Line Items]    
Unused commitment fee percentage 0.00%  
Maximum    
Debt Instrument [Line Items]    
Unused commitment fee percentage 0.70%  
Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances $ 1,124,346  
Total Capacity 4,050,000  
Outstanding 1,011,537 1,074,915
Unamortized debt issuance costs (7,719) (7,540)
Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 489,990  
Total Capacity 2,950,000  
Outstanding 416,129 228,145
Unamortized debt issuance costs (3,774) (3,898)
Home Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 1,000  
Outstanding 0 0
Unamortized debt issuance costs 0 0
Credit Card Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 100,000  
Outstanding 0 11,810
Unamortized debt issuance costs (141) (312)
Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 200,769  
Outstanding 137,401 325,648
Unamortized debt issuance costs (1,481) (2,086)
SoFi Funding I | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 95,308  
Total Capacity 200,000  
Outstanding 88,402 0
SoFi Funding III | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 75,000  
Outstanding 0 3,930
SoFi Funding V | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 21,704  
Total Capacity 225,000  
Outstanding 19,977 0
SoFi Funding VI | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 600,000  
Outstanding 0 56,709
SoFi Funding VII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 173,720  
Total Capacity 500,000  
Outstanding 157,227 284,475
SoFi Funding VIII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 300,000  
Outstanding 0 245,723
SoFi Funding IX | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 500,000  
Outstanding 0 9,816
SoFi Funding X | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 249,150  
Total Capacity 500,000  
Outstanding 222,176 29,647
SoFi Funding XI | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 152,121  
Total Capacity 500,000  
Outstanding 143,196 0
SoFi Funding XI | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 85,900  
SoFi Funding XI | Risk Retention Warehouse Facilities | Maximum | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 250,000  
SoFi Funding XII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 200,000  
Outstanding 0 20,267
SoFi Funding XIII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 432,343  
Total Capacity 450,000  
Outstanding 380,559 424,348
SoFi Funding PL I | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 250,000  
Outstanding 0 11,911
SoFi Funding PL II | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 400,000  
Outstanding 0 0
SoFi Funding PL III | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 175,000  
Outstanding 0 0
SoFi Funding PL IV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 500,000  
Outstanding 0 0
SoFi Funding PL VI | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 50,000  
Outstanding 0 0
SoFi Funding PL VII | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 250,000  
Outstanding 0 71,572
SoFi Funding PL X | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 200,000  
Outstanding 0 0
SoFi Funding PL XI | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 200,000  
Outstanding 0 0
SoFi Funding PL XIII | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 143,104  
Total Capacity 300,000  
Outstanding 120,366 0
SoFi Funding PL XIV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 67,025  
Total Capacity 300,000  
Outstanding 56,830 144,662
SoFi Funding PL XV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 279,861  
Total Capacity 325,000  
Outstanding 238,933 0
Mortgage Warehouse VI | Home Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 1,000  
Outstanding 0 0
SoFi Funding CC I LLC | Credit Card Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 100,000  
Outstanding 0 11,810
SoFi RR Funding I | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 32,627  
Total Capacity 100,000  
Outstanding 22,117 22,608
SoFi RR Repo | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 0  
Total Capacity 0  
Outstanding 0 69,843
SoFi RR Funding II | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 27,347  
Outstanding 19,223 98,031
SoFi RR Funding III | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 36,180  
Outstanding 34,981 39,158
SoFi RR Funding IV | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances 66,550  
Total Capacity 100,000  
Outstanding 51,313 66,555
SoFi RR Funding V | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Collateral Balances $ 38,065  
Interest Rate 2.98%  
Outstanding $ 9,767 29,453
SoFi Corporate Revolver | Revolving Credit Facility    
Debt Instrument [Line Items]    
Amount not available for general borrowing purposes to secure letter of credit 6,000  
SoFi Corporate Revolver | Revolving Credit Facility | Revolving Credit Facility    
Debt Instrument [Line Items]    
Total Capacity 560,000  
Outstanding 486,000 486,000
Unamortized debt issuance costs $ (446) (626)
Convertible Senior Notes Due 2026 | Convertible Debt    
Debt Instrument [Line Items]    
Interest Rate 0.00%  
Outstanding $ 1,200,000 1,200,000
Unamortized debt issuance costs (1,464) (1,634)
Unamortized discount (20,493) (22,858)
Other Financing    
Debt Instrument [Line Items]    
Collateral Balances 18,273  
Total Capacity 18,964  
Outstanding 0 0
SoFi PLP 2016-B LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 39,401  
Outstanding 34,635 43,186
SoFi PLP 2016-C LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 45,217  
Outstanding 40,060 49,685
SoFi PLP 2016-D LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 59,093  
Outstanding 52,414 61,760
SoFi PLP 2016-E LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 67,693  
Outstanding 60,562 74,242
SoFi PLP 2017-A LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 85,536  
Outstanding 76,904 92,972
SoFi PLP 2017-B LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 71,639  
Outstanding $ 64,794 78,811
SoFi PLP 2017-B LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 2.74%  
SoFi PLP 2017-B LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.44%  
SoFi PLP 2017-C LLC | Student Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances $ 95,241  
Outstanding 85,837 102,814
SoFi CLP 2018-3 LLC | Personal Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances $ 49,965  
Interest Rate 4.67%  
Outstanding $ 44,614 76,535
SoFi CLP 2018-4 LLC | Personal Loan Securitizations    
Debt Instrument [Line Items]    
Collateral Balances 57,683  
Outstanding $ 53,370 $ 86,835
SoFi CLP 2018-4 LLC | Minimum | Personal Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.17%  
SoFi CLP 2018-4 LLC | Maximum | Personal Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.76%  
LIBOR | SoFi Funding VI | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.25%  
LIBOR | SoFi Funding VIII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.90%  
LIBOR | SoFi Funding PL II | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 2.25%  
LIBOR | SoFi Funding PL VII | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.15%  
LIBOR | SoFi Funding PL X | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.425%  
LIBOR | SoFi RR Funding I | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 2.00%  
LIBOR | SoFi RR Repo | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.85%  
LIBOR | SoFi RR Funding II | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.25%  
LIBOR | SoFi RR Funding III | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.25%  
LIBOR | SoFi Corporate Revolver | Revolving Credit Facility | Revolving Credit Facility    
Debt Instrument [Line Items]    
Interest Rate 1.00%  
LIBOR | SoFi PLP 2016-B LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 1.20%  
LIBOR | SoFi PLP 2016-B LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 3.80%  
LIBOR | SoFi PLP 2016-C LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 1.10%  
LIBOR | SoFi PLP 2016-C LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 3.35%  
LIBOR | SoFi PLP 2016-D LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 0.95%  
LIBOR | SoFi PLP 2016-D LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 3.23%  
LIBOR | SoFi PLP 2016-E LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 3.44%  
LIBOR | SoFi PLP 2016-E LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.43%  
LIBOR | SoFi PLP 2017-A LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 0.70%  
LIBOR | SoFi PLP 2017-A LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.43%  
LIBOR | SoFi PLP 2017-C LLC | Minimum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 0.60%  
LIBOR | SoFi PLP 2017-C LLC | Maximum | Student Loan Securitizations    
Debt Instrument [Line Items]    
Interest Rate 4.21%  
Prime Rate | SoFi Funding III | Minimum    
Debt Instrument [Line Items]    
Interest Rate 3.09%  
Prime Rate | SoFi Funding III | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.34%  
Commercial Paper Rate | SoFi Funding IX    
Debt Instrument [Line Items]    
Interest Rate 1.36%  
Commercial Paper Rate | SoFi Funding IX | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.875%  
Commercial Paper Rate | SoFi Funding X    
Debt Instrument [Line Items]    
Interest Rate 1.71%  
Commercial Paper Rate | SoFi Funding X | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.95%  
Commercial Paper Rate | SoFi Funding XI    
Debt Instrument [Line Items]    
Interest Rate 1.46%  
Commercial Paper Rate | SoFi Funding XI | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.00%  
Commercial Paper Rate | SoFi Funding XII    
Debt Instrument [Line Items]    
Interest Rate 1.46%  
Commercial Paper Rate | SoFi Funding XII | Maximum    
Debt Instrument [Line Items]    
Interest Rate 2.15%  
Commercial Paper Rate | SoFi Funding XII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.15%  
Commercial Paper Rate | SoFi Funding PL I    
Debt Instrument [Line Items]    
Interest Rate 1.40%  
Commercial Paper Rate | SoFi Funding PL I | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.375%  
Commercial Paper Rate | SoFi Funding PL IV    
Debt Instrument [Line Items]    
Interest Rate 1.46%  
Commercial Paper Rate | SoFi Funding PL IV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.70%  
Commercial Paper Rate | SoFi Funding PL VI    
Debt Instrument [Line Items]    
Interest Rate 1.46%  
Commercial Paper Rate | SoFi Funding PL VI | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.70%  
Commercial Paper Rate | SoFi Funding CC I LLC | Credit Card Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.00%  
Interest Rate 1.92%  
SOFR | SoFi Funding I | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.00%  
SOFR | SoFi Funding V | Minimum    
Debt Instrument [Line Items]    
Interest Rate 0.00%  
SOFR | SoFi Funding V | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.05%  
SOFR | SoFi Funding VII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.85%  
SOFR | SoFi Funding IX | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 2.10%  
SOFR | SoFi Funding XIII | Student Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.55%  
SOFR | SoFi Funding PL III | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.25%  
SOFR | SoFi Funding PL XI | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.25%  
SOFR | SoFi Funding PL XIII | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.10%  
SOFR | SoFi Funding PL XIV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.00%  
SOFR | SoFi Funding PL XV | Personal Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.80%  
SOFR | Mortgage Warehouse VI | Home Loan Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 2.00%  
SOFR | SoFi Funding CC I LLC | Credit Card Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 0.35%  
SOFR | SoFi RR Funding IV | Risk Retention Warehouse Facilities | Warehouse Facilities    
Debt Instrument [Line Items]    
Interest Rate 1.50%