We commenced offering deposit accounts (referred to as “checking and savings” accounts within SoFi Money) to our members through SoFi Bank in the first quarter of 2022.

The following table presents a detail of interest-bearing deposits:


	March 31, 2023		December 31, 2022
Savings deposits	$	6,361,587	$	4,383,953
Demand deposits(1)	2,095,440		1,912,452
Time deposits(1)(2)	1,559,377		969,387
Total interest-bearing deposits	$	10,016,404	$	7,265,792

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(1) As of March 31, 2023 and December 31, 2022, includes brokered deposits of $1,620,767 and $1,026,400, respectively, of which $1,526,195 and $940,000, respectively, are time deposits and $94,572 and $86,400, respectively, are demand deposits.

(2) As of March 31, 2023 and December 31, 2022, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $23,317 and $20,842, respectively.

We also have noninterest-bearing deposits associated with legacy Golden Pacific accounts.

As of March 31, 2023, future maturities of our total time deposits were as follows: