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Revenue (Tables)
3 Months Ended
Mar. 31, 2023
Revenue from Contract with Customer [Abstract]  
Schedule of Revenues
The table below presents revenue from contracts with customers disaggregated by type of service, which best depicts how the revenue and cash flows are affected by economic factors, and by the reportable segment to which each revenue stream relates, as well as a reconciliation of total revenue from contracts with customers to total noninterest income. Revenue from contracts with customers is presented within noninterest income—technology products and solutions and noninterest income—other in the condensed consolidated statements of operations and comprehensive income (loss). There were no revenues from contracts with customers attributable to our Lending segment for the periods presented.
Three Months Ended March 31,
20232022
Financial Services
Referrals
$9,626 $7,768 
Interchange
7,269 4,286 
Brokerage
4,878 4,730 
Other(1)
487 203 
Total financial services
22,260 16,987 
Technology Platform(2)
Technology services
72,129 59,157 
Software licenses672 700 
Other(1)
421 178 
Total technology platform
73,222 60,035 
Total revenue from contracts with customers
$95,482 $77,022 
Other Sources of Revenue
Loan origination and sales$126,511 $157,704 
Securitizations(3,177)(11,281)
Servicing12,742 12,236 
Other4,590 (270)
Total other sources of revenue
$140,666 $158,389 
Total noninterest income$236,148 $235,411 
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(1) In Financial Services, includes revenues from equity capital markets services and enterprise services. In Technology Platform, includes payment network fees for serving as a transaction card program manager for enterprise customers that are the program marketers for separate card programs.
(2) Related to these technology products and solutions arrangements, we had deferred revenues of $8,526 and $10,028 as of March 31, 2023 and December 31, 2022, respectively, which are presented within accounts payable, accruals and other liabilities in the condensed consolidated balance sheets. During the three months ended March 31, 2023 and 2022, we recognized revenue of $2,340 and $785, respectively, associated with deferred revenues within noninterest income—technology products and solutions in the condensed consolidated statements of operations and comprehensive income (loss).