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Condensed Consolidated Statements of Operations and Comprehensive Loss - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest income    
Loans $ 357,342 $ 114,385
Securitizations 3,054 2,758
Other 11,168 1,269
Total interest income 371,564 118,412
Interest expense    
Securitizations and warehouses 54,324 19,906
Deposits 73,116 431
Corporate borrowings 8,000 2,649
Other 114 493
Total interest expense 135,554 23,479
Net interest income 236,010 94,933
Noninterest income    
Loan origination and sales 126,511 157,704
Securitizations (3,177) (11,281)
Servicing 12,742 12,236
Technology products and solutions 72,801 59,857
Other 27,271 16,895
Total noninterest income 236,148 235,411
Total net revenue (loss) 472,158 330,344
Noninterest expense    
Technology and product development 117,059 81,908
Sales and marketing 175,154 138,138
Cost of operations 83,908 70,437
General and administrative 123,689 136,505
Provision for credit losses 8,407 12,961
Total noninterest expense 508,217 439,949
Loss before income taxes (36,059) (109,605)
Income tax benefit (expense) 1,637 (752)
Net loss (34,422) (110,357)
Other comprehensive income (loss)    
Unrealized gains (losses) on available-for-sale securities, net 2,248 (4,455)
Foreign currency translation adjustments, net (293) (38)
Total other comprehensive income (loss) 1,955 (4,493)
Comprehensive loss $ (32,467) $ (114,850)
Loss per share (Note 16)    
Loss per share - basic (in dollars per share) $ (0.05) $ (0.14)
Loss per share - diluted (in dollars per share) $ (0.05) $ (0.14)
Weighted average common stock outstanding - basic (in shares) 929,270,723 852,853,596
Weighted average common stock outstanding - diluted (in shares) 929,270,723 852,853,596