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Fair Value Measurements - Schedule of Changes in Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2021
Liabilities      
Net impact on earnings $ 166,607 $ (51,497)  
Securitization clean-up calls 39,936 275,499  
Gain (loss) included in earnings from changes in instrument-specific credit risk (50,529) 6,496  
Residual interests classified as debt      
Liabilities      
Fair value at beginning of period (17,048) (93,682)  
Impact on Earnings (89) (2,963)  
Purchases 0 0  
Sales 0 0  
Issuances 0 0  
Settlements 1,572 26,113  
Fair value at end of period (15,565) (70,532)  
IRLCs      
Liabilities      
Fair value at beginning of period   3,039 $ 3,759
Impact on Earnings   (3,039)  
Purchases   0  
Sales   0  
Issuances   0  
Settlements   (3,759)  
Fair value at end of period   3,039  
Loans at fair value      
Assets      
Fair value at beginning of period 13,557,074 5,952,972  
Impact on Earnings 152,790 (58,548)  
Purchases 40,591 277,679  
Sales (77,880) (1,887,440)  
Issuances 3,566,518 3,322,191  
Settlements (1,380,988) (603,969)  
Fair value at end of period 15,858,105 7,002,885  
Personal loans      
Assets      
Fair value at beginning of period 8,610,434 2,289,426  
Impact on Earnings 86,094 (7,016)  
Purchases 40,039 160,748  
Sales 0 (977,920)  
Issuances 2,951,358 2,026,004  
Settlements (1,150,926) (372,454)  
Fair value at end of period 10,536,999 3,118,788  
Student loans      
Assets      
Fair value at beginning of period 4,877,177 3,450,837  
Impact on Earnings 67,190 (42,370)  
Purchases 0 116,433  
Sales 0 (544,150)  
Issuances 525,373 983,804  
Settlements (229,681) (227,115)  
Fair value at end of period 5,240,059 3,737,439  
Home loans      
Assets      
Fair value at beginning of period 69,463 212,709  
Impact on Earnings (494) (9,162)  
Purchases 552 498  
Sales (77,880) (365,370)  
Issuances 89,787 312,383  
Settlements (381) (4,400)  
Fair value at end of period 81,047 146,658  
Servicing rights      
Assets      
Fair value at beginning of period 149,854 168,259  
Impact on Earnings 12,084 11,580  
Purchases 613 629  
Sales (135) (1,410)  
Issuances 954 16,486  
Settlements (16,856) (22,039)  
Fair value at end of period 146,514 173,505  
Residual investments      
Assets      
Fair value at beginning of period 46,238 121,019  
Impact on Earnings 1,104 762  
Purchases 0 0  
Sales (306) 0  
Issuances 0 0  
Settlements (4,076) (15,104)  
Fair value at end of period 42,960 106,677  
Purchase price earn out      
Assets      
Fair value at beginning of period 54 4,272  
Impact on Earnings 9 830  
Purchases 0 0  
Sales 0 0  
Issuances 0 0  
Settlements (63) (2,817)  
Fair value at end of period 0 2,285  
IRLCs      
Assets      
Fair value at beginning of period 216    
Impact on Earnings 634    
Purchases 0    
Sales 0    
Issuances 0    
Settlements (216)    
Fair value at end of period 634    
Student loan commitments      
Assets      
Fair value at beginning of period   2,220  
Fair value at beginning of period 236    
Impact on Earnings 75 23  
Purchases 0 0  
Sales 0 0  
Issuances 0 0  
Settlements 236 (2,220)  
Fair value at end of period   23  
Fair value at end of period 75    
Third-party warrants      
Assets      
Fair value at beginning of period 630 1,369  
Impact on Earnings 0 (142)  
Purchases 0 0  
Sales 0 0  
Issuances 0 0  
Settlements 0 0  
Fair value at end of period $ 630 $ 1,227