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v3.23.3

Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance |  |  | $ 40,788 |
Provision for credit losses | $ 21,831 | $ 16,323 | 42,853 | $ 39,387
Ending balance | 51,923 |  | 51,923 |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 1,937 | 2,720 | 2,785 | 2,292
Provision for credit losses | (148) | (929) | 94 | (408)
Write-offs charged against the allowance | (208) | 0 | (1,298) | (93)
Ending balance | 1,581 | 1,791 | 1,581 | 1,791
Recovery of previously written off accounts receivable | 45 | 937 | 1,224 | 2,697
Credit Card Loans | Credit card loans |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 39,361 | 21,974 | 39,110 | 7,037
Provision for credit losses | 21,821 | 16,119 | 42,658 | 38,361
Allowance for PCD loans |  |  |  | 0
Write-offs charged against the allowance | (11,127) | (5,133) | (31,713) | (12,438)
Ending balance | 50,055 | 32,960 | 50,055 | 32,960
Commercial and Consumer Banking |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 1,866 | 1,204 | 1,678 | 0
Provision for credit losses | 10 | 204 | 195 | 1,026
Allowance for PCD loans |  |  |  | 382
Write-offs charged against the allowance | (8) | 2 | (5) | 2
Ending balance | $ 1,868 | $ 1,410 | $ 1,868 | $ 1,410

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- Definition Amount of allowance for credit loss on accounts receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(5)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-4 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of increase in allowance for credit loss on accounts receivable, from recovery. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of direct write-downs of accounts receivable charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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