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Business Segment Information - Schedule of Financial Results (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 USD ($) | Sep. 30, 2022 USD ($) | Sep. 30, 2023 USD ($) segment | Sep. 30, 2022 USD ($)
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | $ 344,963 | $ 157,850 | $ 872,099 | $ 375,512
Noninterest income (expense) | 192,246 | 266,135 | 635,286 | 741,344
Total net revenue | 537,209 | 423,985 | $ 1,507,385 | 1,116,856
Number of reportable segments | segment |  |  | 3 |
Reportable Segments Total |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | 358,889 | 167,674 | $ 924,495 | 394,838
Noninterest income (expense) | 198,254 | 267,750 | 645,833 | 749,302
Total net revenue | 557,143 | 435,424 | 1,570,328 | 1,144,140
Servicing rights – change in valuation inputs or assumptions | (7,420) | (6,182) | (28,105) | (26,860)
Residual interests classified as debt – change in valuation inputs or assumptions | 928 | 1,453 | 415 | 7,078
Directly attributable expenses | (311,244) | (283,220) | (906,595) | (765,360)
Contribution profit | 239,407 | 147,475 | 636,043 | 358,998
Intercompany expenses | 6,950 | 1,757 | 15,645 | 4,198
Reportable Segments Total | Lending |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | 265,215 | 139,516 | 698,147 | 347,873
Noninterest income (expense) | 83,758 | 162,178 | 319,348 | 463,927
Total net revenue | 348,973 | 301,694 | 1,017,495 | 811,800
Servicing rights – change in valuation inputs or assumptions | (7,420) | (6,182) | (28,105) | (26,860)
Residual interests classified as debt – change in valuation inputs or assumptions | 928 | 1,453 | 415 | 7,078
Directly attributable expenses | (138,525) | (116,403) | (392,642) | (336,814)
Contribution profit | 203,956 | 180,562 | 597,163 | 455,204
Reportable Segments Total | Technology Platform |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | 573 | 0 | 573 | 0
Noninterest income (expense) | 89,350 | 84,777 | 254,860 | 229,481
Total net revenue | 89,923 | 84,777 | 255,433 | 229,481
Servicing rights – change in valuation inputs or assumptions | 0 | 0 | 0 | 0
Residual interests classified as debt – change in valuation inputs or assumptions | 0 | 0 | 0 | 0
Directly attributable expenses | (57,732) | (65,241) | (191,231) | (169,849)
Contribution profit | 32,191 | 19,536 | 64,202 | 59,632
Reportable Segments Total | Financial Services |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | 93,101 | 28,158 | 225,775 | 46,965
Noninterest income (expense) | 25,146 | 20,795 | 71,625 | 55,894
Total net revenue | 118,247 | 48,953 | 297,400 | 102,859
Servicing rights – change in valuation inputs or assumptions | 0 | 0 | 0 | 0
Residual interests classified as debt – change in valuation inputs or assumptions | 0 | 0 | 0 | 0
Directly attributable expenses | (114,987) | (101,576) | (322,722) | (258,697)
Contribution profit | 3,260 | (52,623) | (25,322) | (155,838)
Corporate/Other |  |  |  |
Segment Reporting Information [Line Items] |  |  |  |
Net interest income (expense) | (13,926) | (9,824) | (52,396) | (19,326)
Noninterest income (expense) | (6,008) | (1,615) | (10,547) | (7,958)
Total net revenue | $ (19,934) | $ (11,439) | $ (62,943) | $ (27,284)

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