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Loans - Schedule of Whole Loan Sales (Details) - Whole loans - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Personal loans        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash $ 15,098 $ 773,005 $ 66,571 $ 2,954,723
Servicing assets recognized 767 6,789 1,655 20,872
Repurchase liabilities recognized (45) (2,074) (405) (7,161)
Total consideration received 15,820 777,720 67,821 2,968,434
Aggregate unpaid principal balance and accrued interest of loans sold 15,098 753,259 65,420 2,864,351
Gain (loss) from loan sales $ 722 $ 24,461 $ 2,401 $ 104,083
Sale execution 105.10% 103.50% 104.30% 103.90%
Student Loans        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash $ 0 $ 77,089 $ 98,624 $ 883,859
Servicing assets recognized 0 460 2,792 9,275
Repurchase liabilities recognized 0 (13) (16) (134)
Total consideration received 0 77,536 101,400 893,000
Aggregate unpaid principal balance and accrued interest of loans sold 0 74,311 99,916 881,922
Gain (loss) from loan sales $ 0 $ 3,225 $ 1,484 $ 11,078
Sale execution 0.00% 104.40% 101.50% 101.30%
Home Loans        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash $ 331,364 $ 244,788 $ 676,235 $ 926,707
Servicing assets recognized 3,376 3,432 7,133 12,152
Repurchase liabilities recognized (468) (269) (1,315) (1,004)
Total consideration received 334,272 247,951 682,053 937,855
Aggregate unpaid principal balance and accrued interest of loans sold 333,951 252,168 678,561 960,680
Gain (loss) from loan sales $ 321 $ (4,217) $ 3,492 $ (22,825)
Sale execution 100.20% 98.40% 100.70% 97.70%