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Fair Value Measurements - Schedule of Assets and Liabilities Measured on Recurring Basis (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2023
Dec. 31, 2022
Assets      
Investments in AFS debt securities $ 486,091 $ 486,091 $ 195,438
Servicing rights 142,654 142,654 149,854
Digital assets safeguarding asset 139,359 139,359 106,826
Liabilities      
Residual interests classified as debt 10,194 10,194 17,048
Digital assets safeguarding liability 139,359 139,359 106,826
Unpaid principal related to debt measured at fair value 142,660 142,660 98,868
Losses from changes in fair value 517 1,150  
Fair Value      
Assets      
Total assets 3,753,992 3,753,992 2,203,728
Liabilities      
Debt 5,869,008 5,869,008 5,045,816
Total liabilities 21,532,206 21,532,206 12,385,976
Fair Value | Fair Value, Recurring      
Assets      
Investments in AFS debt securities 486,091 486,091 195,438
Loans at fair value 20,993,836 20,993,836 13,557,074
Servicing rights 142,654 142,654 149,854
Digital assets safeguarding asset 139,359 139,359 106,826
Total assets 21,868,823 21,868,823 14,245,213
Liabilities      
Debt 131,863 131,863 89,142
Digital assets safeguarding liability 139,359 139,359 106,826
Total liabilities 295,206 295,206 222,583
Fair Value | Asset-backed bonds | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 58,191 58,191 155,093
Fair Value | Residual investments | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 35,456 35,456 46,238
Fair Value | Third party warrants | Fair Value, Recurring      
Assets      
Derivative assets 630 630 630
Fair Value | Derivative assets | Fair Value, Recurring      
Assets      
Derivative assets 3,529 3,529 24,612
Fair Value | Purchase price earn out | Fair Value, Recurring      
Assets      
Derivative assets 0 0 54
Fair Value | IRLCs | Fair Value, Recurring      
Assets      
Derivative assets 1,545 1,545 216
Fair Value | Student loan commitments | Fair Value, Recurring      
Assets      
Student loan commitments 1,751 1,751 0
Liabilities      
Student loan commitments 0 0 236
Fair Value | Interest rate caps | Fair Value, Recurring      
Assets      
Derivative assets 5,781 5,781 9,178
Fair Value | Residual interests classified as debt | Fair Value, Recurring      
Liabilities      
Residual interests classified as debt 10,194 10,194 17,048
Fair Value | Derivative liabilities | Fair Value, Recurring      
Liabilities      
Derivative liabilities 13,790 13,790 9,331
Level 1      
Assets      
Total assets 3,297,017 3,297,017 1,846,302
Liabilities      
Debt 937,024 937,024 826,242
Total liabilities 937,024 937,024 826,242
Level 1 | Fair Value, Recurring      
Assets      
Investments in AFS debt securities 437,291 437,291 137,032
Loans at fair value 0 0 0
Servicing rights 0 0 0
Digital assets safeguarding asset 0 0 0
Total assets 437,291 437,291 137,032
Liabilities      
Debt 0 0 0
Digital assets safeguarding liability 0 0 0
Total liabilities 0 0 0
Level 1 | Asset-backed bonds | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 0 0 0
Level 1 | Residual investments | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 0 0 0
Level 1 | Third party warrants | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 1 | Derivative assets | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 1 | Purchase price earn out | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 1 | IRLCs | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 1 | Student loan commitments | Fair Value, Recurring      
Assets      
Student loan commitments 0 0 0
Liabilities      
Student loan commitments 0 0 0
Level 1 | Interest rate caps | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 1 | Residual interests classified as debt | Fair Value, Recurring      
Liabilities      
Residual interests classified as debt 0 0 0
Level 1 | Derivative liabilities | Fair Value, Recurring      
Liabilities      
Derivative liabilities 0 0 0
Level 2      
Assets      
Total assets 68,313 68,313 28,651
Liabilities      
Debt 4,931,984 4,931,984 4,219,574
Total liabilities 20,595,182 20,595,182 11,559,734
Level 2 | Fair Value, Recurring      
Assets      
Investments in AFS debt securities 48,800 48,800 58,406
Loans at fair value 0 0 0
Servicing rights 0 0 0
Digital assets safeguarding asset 139,359 139,359 106,826
Total assets 255,660 255,660 354,115
Liabilities      
Debt 131,863 131,863 89,142
Digital assets safeguarding liability 139,359 139,359 106,826
Total liabilities 285,012 285,012 205,299
Level 2 | Asset-backed bonds | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 58,191 58,191 155,093
Level 2 | Residual investments | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 0 0 0
Level 2 | Third party warrants | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 2 | Derivative assets | Fair Value, Recurring      
Assets      
Derivative assets 3,529 3,529 24,612
Level 2 | Purchase price earn out | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 2 | IRLCs | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 2 | Student loan commitments | Fair Value, Recurring      
Assets      
Student loan commitments 0 0 0
Liabilities      
Student loan commitments 0 0 0
Level 2 | Interest rate caps | Fair Value, Recurring      
Assets      
Derivative assets 5,781 5,781 9,178
Level 2 | Residual interests classified as debt | Fair Value, Recurring      
Liabilities      
Residual interests classified as debt 0 0 0
Level 2 | Derivative liabilities | Fair Value, Recurring      
Liabilities      
Derivative liabilities 13,790 13,790 9,331
Level 3      
Assets      
Total assets 388,662 388,662 328,775
Liabilities      
Debt 0 0 0
Total liabilities 0 0 0
Level 3 | Fair Value, Recurring      
Assets      
Investments in AFS debt securities 0 0 0
Loans at fair value 20,993,836 20,993,836 13,557,074
Servicing rights 142,654 142,654 149,854
Digital assets safeguarding asset 0 0 0
Total assets 21,175,872 21,175,872 13,754,066
Liabilities      
Debt 0 0 0
Digital assets safeguarding liability 0 0 0
Total liabilities 10,194 10,194 17,284
Level 3 | Asset-backed bonds | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 0 0 0
Level 3 | Residual investments | Fair Value, Recurring      
Assets      
Asset-backed bonds and residual investments 35,456 35,456 46,238
Level 3 | Third party warrants | Fair Value, Recurring      
Assets      
Derivative assets 630 630 630
Level 3 | Derivative assets | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 3 | Purchase price earn out | Fair Value, Recurring      
Assets      
Derivative assets 0 0 54
Level 3 | IRLCs | Fair Value, Recurring      
Assets      
Derivative assets 1,545 1,545 216
Level 3 | Student loan commitments | Fair Value, Recurring      
Assets      
Student loan commitments 1,751 1,751 0
Liabilities      
Student loan commitments 0 0 236
Level 3 | Interest rate caps | Fair Value, Recurring      
Assets      
Derivative assets 0 0 0
Level 3 | Residual interests classified as debt | Fair Value, Recurring      
Liabilities      
Residual interests classified as debt 10,194 10,194 17,048
Level 3 | Derivative liabilities | Fair Value, Recurring      
Liabilities      
Derivative liabilities $ 0 $ 0 $ 0