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Fair Value Measurements - Schedule of Changes in Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Liabilities        
Net impact on earnings $ (49,103) $ 42,332 $ 66,685 $ 29,495
Securitization clean-up calls 0 129,733 39,936 465,472
Residual interests classified as debt        
Liabilities        
Fair value at beginning of period (11,332) (54,436) (17,048) (93,682)
Impact on Earnings (927) (1,453) (414) (7,078)
Purchases 0 0 (1,203) 0
Sales 0 0 0 0
Issuances 0 0 0 0
Settlements 2,065 10,155 8,471 55,026
Other Changes 0 0 0 0
Fair value at end of period (10,194) (45,734) (10,194) (45,734)
IRLCs        
Liabilities        
Fair value at beginning of period   1,120   3,759
Impact on Earnings   (927)   (2,846)
Purchases   0   0
Sales   0   0
Issuances   0   0
Settlements   (1,120)   (1,840)
Other Changes   0   0
Fair value at end of period   (927)   (927)
Student loan commitments        
Liabilities        
Fair value at beginning of period   (254)    
Fair value at beginning of period       2,220
Impact on Earnings   (1,409)   (1,640)
Purchases   0   0
Sales   0   0
Issuances   0   0
Settlements   254   (1,989)
Other Changes   0   0
Fair value at end of period   (1,409)   (1,409)
Fair value at end of period   (1,409)   (1,409)
Loans at fair value        
Assets        
Fair value at beginning of period 18,213,667 7,959,382 13,557,074 5,952,972
Impact on Earnings (59,325) 39,359 32,239 12,128
Purchases 22,317 1,277,469 197,484 1,627,941
Sales (348,849) (1,075,549) (839,833) (4,689,357)
Issuances 5,160,995 3,483,189 13,106,984 10,007,998
Settlements (1,995,567) (732,035) (5,058,439) (1,964,932)
Other Changes 598 (27,759) (1,673) (22,694)
Fair value at end of period 20,993,836 10,924,056 20,993,836 10,924,056
Personal loans        
Assets        
Fair value at beginning of period 12,751,163 4,109,745 8,610,434 2,289,426
Impact on Earnings (45,072) 65,463 16,083 92,332
Purchases 20,724 1,276,175 61,053 1,504,112
Sales (15,006) (749,648) (65,019) (2,851,466)
Issuances 3,885,967 2,809,759 10,578,306 7,307,612
Settlements (1,746,760) (582,188) (4,349,646) (1,415,820)
Other Changes (20) (28,102) (215) (24,992)
Fair value at end of period 14,850,996 6,901,204 14,850,996 6,901,204
Student loans        
Assets        
Fair value at beginning of period 5,383,921 3,714,375 4,877,177 3,450,837
Impact on Earnings (14,615) (23,895) 17,278 (68,541)
Purchases 0 34 111,923 121,741
Sales 0 (74,080) (96,678) (877,920)
Issuances 919,330 457,184 1,840,070 1,839,710
Settlements (247,751) (148,913) (706,429) (543,077)
Other Changes 659 343 (1,797) 2,298
Fair value at end of period 6,041,544 3,925,048 6,041,544 3,925,048
Home loans        
Assets        
Fair value at beginning of period 78,583 135,262 69,463 212,709
Impact on Earnings 362 (2,209) (1,122) (11,663)
Purchases 1,593 1,260 24,508 2,088
Sales (333,843) (251,821) (678,136) (959,971)
Issuances 355,698 216,246 688,608 860,676
Settlements (1,056) (934) (2,364) (6,035)
Other Changes (41) 0 339 0
Fair value at end of period 101,296 97,804 101,296 97,804
Servicing rights        
Assets        
Fair value at beginning of period 145,663 176,964 149,854 168,259
Impact on Earnings 7,419 6,182 28,428 26,860
Purchases 549 1,062 1,570 3,008
Sales (132) (3,965) (1,257) (5,552)
Issuances 4,143 10,681 11,580 42,299
Settlements (14,988) (22,486) (47,521) (66,436)
Other Changes 0 0 0 0
Fair value at end of period 142,654 168,438 142,654 168,438
Residual investments        
Assets        
Fair value at beginning of period 38,389 94,978 46,238 121,019
Impact on Earnings 434 664 1,240 1,716
Purchases 0 0 0 0
Sales 0 (490) (807) (710)
Issuances 0 0 0 0
Settlements (3,367) (8,318) (11,215) (35,191)
Other Changes 0 0 0 0
Fair value at end of period 35,456 86,834 35,456 86,834
Purchase price earn out        
Assets        
Fair value at beginning of period   625 54 4,272
Impact on Earnings   52 9 1,094
Purchases   0 0 0
Sales   0 0 0
Issuances   0 0 0
Settlements   (553) (63) (5,242)
Other Changes   0 0 0
Fair value at end of period 0 124 0 124
IRLCs        
Assets        
Fair value at beginning of period 1,352   216  
Impact on Earnings 1,545   3,168  
Purchases 0   363  
Sales 0   0  
Issuances 0   0  
Settlements (1,352)   (2,202)  
Other Changes 0   0  
Fair value at end of period 1,545   1,545  
Student loan commitments        
Assets        
Fair value at beginning of period 189      
Fair value at beginning of period     (236)  
Impact on Earnings 1,751   2,015  
Purchases 0   0  
Sales 0   0  
Issuances 0   0  
Settlements (189)   (28)  
Other Changes 0   0  
Fair value at end of period 1,751   1,751  
Fair value at end of period 1,751   1,751  
Third party warrants        
Assets        
Fair value at beginning of period 630 766 630 1,369
Impact on Earnings 0 (136) 0 (739)
Purchases 0 0 0 0
Sales 0 0 0 0
Issuances 0 0 0 0
Settlements 0 0 0 0
Other Changes 0 0 0 0
Fair value at end of period $ 630 $ 630 $ 630 $ 630