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Business Segment Information - Schedule of Financial Results (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
USD ($)
Sep. 30, 2022
USD ($)
Sep. 30, 2023
USD ($)
segment
Sep. 30, 2022
USD ($)
Segment Reporting Information [Line Items]        
Net interest income (expense) $ 344,963 $ 157,850 $ 872,099 $ 375,512
Noninterest income (expense) 192,246 266,135 635,286 741,344
Total net revenue 537,209 423,985 $ 1,507,385 1,116,856
Number of reportable segments | segment     3  
Reportable Segments Total        
Segment Reporting Information [Line Items]        
Net interest income (expense) 358,889 167,674 $ 924,495 394,838
Noninterest income (expense) 198,254 267,750 645,833 749,302
Total net revenue 557,143 435,424 1,570,328 1,144,140
Servicing rights – change in valuation inputs or assumptions (7,420) (6,182) (28,105) (26,860)
Residual interests classified as debt – change in valuation inputs or assumptions 928 1,453 415 7,078
Directly attributable expenses (311,244) (283,220) (906,595) (765,360)
Contribution profit 239,407 147,475 636,043 358,998
Intercompany expenses 6,950 1,757 15,645 4,198
Reportable Segments Total | Lending        
Segment Reporting Information [Line Items]        
Net interest income (expense) 265,215 139,516 698,147 347,873
Noninterest income (expense) 83,758 162,178 319,348 463,927
Total net revenue 348,973 301,694 1,017,495 811,800
Servicing rights – change in valuation inputs or assumptions (7,420) (6,182) (28,105) (26,860)
Residual interests classified as debt – change in valuation inputs or assumptions 928 1,453 415 7,078
Directly attributable expenses (138,525) (116,403) (392,642) (336,814)
Contribution profit 203,956 180,562 597,163 455,204
Reportable Segments Total | Technology Platform        
Segment Reporting Information [Line Items]        
Net interest income (expense) 573 0 573 0
Noninterest income (expense) 89,350 84,777 254,860 229,481
Total net revenue 89,923 84,777 255,433 229,481
Servicing rights – change in valuation inputs or assumptions 0 0 0 0
Residual interests classified as debt – change in valuation inputs or assumptions 0 0 0 0
Directly attributable expenses (57,732) (65,241) (191,231) (169,849)
Contribution profit 32,191 19,536 64,202 59,632
Reportable Segments Total | Financial Services        
Segment Reporting Information [Line Items]        
Net interest income (expense) 93,101 28,158 225,775 46,965
Noninterest income (expense) 25,146 20,795 71,625 55,894
Total net revenue 118,247 48,953 297,400 102,859
Servicing rights – change in valuation inputs or assumptions 0 0 0 0
Residual interests classified as debt – change in valuation inputs or assumptions 0 0 0 0
Directly attributable expenses (114,987) (101,576) (322,722) (258,697)
Contribution profit 3,260 (52,623) (25,322) (155,838)
Corporate/Other        
Segment Reporting Information [Line Items]        
Net interest income (expense) (13,926) (9,824) (52,396) (19,326)
Noninterest income (expense) (6,008) (1,615) (10,547) (7,958)
Total net revenue $ (19,934) $ (11,439) $ (62,943) $ (27,284)