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Loans - Schedule of Loan Portfolio (Details) - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023
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Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | $ 15,116,482 | $ 15,396,771
Loans held for investment, at fair value | 6,834,161 | 6,725,484
Loans held for investment, after allowance for credit loss | 1,250,231 | 836,159
Total loans held for investment | 8,084,392 | 7,561,643
Total loans | 23,200,874 | 22,958,414
Variable Interest Entity, Primary Beneficiary |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | 388,980 | 502,757
Loans held for investment, at fair value | 158,191 | 221,461
Senior Secured Loans Portfolio Segment |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | 845,794 | 446,463
Commercial and Consumer Banking |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | 131,506 | 117,068
Personal loans | Personal loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | 15,057,005 | 15,330,573
Personal loans | Personal loans | Variable Interest Entity, Primary Beneficiary |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | 388,980 | 502,757
Home loans | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | 59,477 | 66,198
Student loans | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, at fair value | 6,834,161 | 6,725,484
Covered by financial guarantees | 2,343,557 | 2,459,103
Student loans | Student Loans | Variable Interest Entity, Primary Beneficiary |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for sale, at fair value | 158,191 | 221,461
Credit card | Credit card |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | 272,931 | 272,628
Commercial real estate | Commercial and Consumer Banking |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | 122,612 | 106,326
Commercial and industrial | Commercial and Consumer Banking |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | 5,522 | 6,075
Residential real estate and other consumer | Commercial and Consumer Banking |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment, after allowance for credit loss | $ 3,372 | $ 4,667

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