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Loans - Schedule of Loans Measured at Fair Value (Details) - Fair Value, Recurring - Fair Value - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | $ 20,950,389 | $ 21,011,621
Accumulated interest | 143,802 | 148,990
Cumulative fair value adjustments | 856,452 | 961,644
Total fair value of loans | 21,950,643 | 22,122,255
Fair value of loans 90 days or more delinquent |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 111,514 | 90,532
Accumulated interest | 4,508 | 4,216
Cumulative fair value adjustments | (93,099) | (75,460)
Total fair value of loans | 22,923 | 19,288
Personal Loans | Personal loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 14,332,874 | 14,498,629
Accumulated interest | 116,366 | 114,541
Cumulative fair value adjustments | 607,765 | 717,403
Total fair value of loans | 15,057,005 | 15,330,573
Personal Loans | Fair value of loans 90 days or more delinquent | Personal loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 102,581 | 81,591
Accumulated interest | 4,313 | 4,023
Cumulative fair value adjustments | (87,603) | (70,191)
Total fair value of loans | 19,291 | 15,423
Student Loans | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 6,559,211 | 6,445,586
Accumulated interest | 27,414 | 34,357
Cumulative fair value adjustments | 247,536 | 245,541
Total fair value of loans | 6,834,161 | 6,725,484
Student Loans | Fair value of loans 90 days or more delinquent | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 8,735 | 8,446
Accumulated interest | 184 | 187
Cumulative fair value adjustments | (5,397) | (5,021)
Total fair value of loans | 3,522 | 3,612
Home Loans | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 58,304 | 67,406
Accumulated interest | 22 | 92
Cumulative fair value adjustments | 1,151 | (1,300)
Total fair value of loans | 59,477 | 66,198
Home Loans | Fair value of loans 90 days or more delinquent | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 198 | 495
Accumulated interest | 11 | 6
Cumulative fair value adjustments | (99) | (248)
Total fair value of loans | $ 110 | $ 253

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- Definition Amount, before allowance for credit loss, of accrued interest on financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B + Details
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- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Publisher FASB -URI https://asc.fasb.org//310-10/tableOfContent + Details
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