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Fair Value Measurements - Schedule of Changes in Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2024 | Mar. 31, 2023
Liabilities |  |
Net impact on earnings | $ (277,908) | $ 164,222
Elective repurchases | 16,600 |
Securitization clean-up calls |  | 39,900
Residual interests classified as debt |  |
Liabilities |  |
Fair value at beginning of period | (7,396) | (17,048)
Impact on Earnings | (73) | (89)
Purchases | 0 | 0
Sales | 0 | 0
Issuances | 0 | 0
Settlements | 3,340 | 1,572
Other Changes | 0 | 0
Fair value at end of period | (4,129) | (15,565)
Loans at fair value |  |
Assets |  |
Fair value at beginning of period | 22,056,057 | 13,557,074
Impact on Earnings | (286,543) | 150,405
Purchases | 16,580 | 40,591
Sales | (1,557,041) | (77,880)
Issuances | 4,030,562 | 3,566,518
Settlements | (2,371,634) | (1,380,988)
Other Changes | 3,185 | 2,385
Fair value at end of period | 21,891,166 | 15,858,105
Personal loans |  |
Assets |  |
Fair value at beginning of period | 15,330,573 | 8,610,434
Impact on Earnings | (269,426) | 86,200
Purchases | 16,580 | 40,039
Sales | (1,262,854) | 0
Issuances | 3,278,882 | 2,951,358
Settlements | (2,035,697) | (1,150,926)
Other Changes | (1,053) | (106)
Fair value at end of period | 15,057,005 | 10,536,999
Student loans |  |
Assets |  |
Fair value at beginning of period | 6,725,484 | 4,877,177
Impact on Earnings | (17,117) | 64,699
Purchases | 0 | 0
Sales | (294,187) | 0
Issuances | 751,680 | 525,373
Settlements | (335,937) | (229,681)
Other Changes | 4,238 | 2,491
Fair value at end of period | 6,834,161 | 5,240,059
Home loans |  |
Assets |  |
Fair value at beginning of period |  | 69,463
Impact on Earnings |  | (494)
Purchases |  | 552
Sales |  | (77,880)
Issuances |  | 89,787
Settlements |  | (381)
Other Changes |  | 0
Fair value at end of period |  | 81,047
Servicing rights |  |
Assets |  |
Fair value at beginning of period | 180,469 | 149,854
Impact on Earnings | 5,226 | 12,084
Purchases | 980 | 613
Sales | (53) | (135)
Issuances | 75,554 | 954
Settlements | (21,424) | (16,856)
Other Changes | 0 | 0
Fair value at end of period | 240,752 | 146,514
Residual investments |  |
Assets |  |
Fair value at beginning of period | 35,920 | 46,238
Impact on Earnings | 732 | 1,104
Purchases | 2,553 | 0
Sales | 0 | (306)
Issuances | 0 | 0
Settlements | (3,352) | (4,076)
Other Changes | 0 | 0
Fair value at end of period | 35,853 | 42,960
Purchase price earn out |  |
Assets |  |
Fair value at beginning of period |  | 54
Impact on Earnings |  | 9
Purchases |  | 0
Sales |  | 0
Issuances |  | 0
Settlements |  | (63)
Other Changes |  | 0
Fair value at end of period |  | 0
IRLCs |  |
Assets |  |
Fair value at beginning of period | 2,155 | 216
Impact on Earnings | 2,436 | 634
Purchases | 0 | 0
Sales | 0 | 0
Issuances | 0 | 0
Settlements | (2,155) | (216)
Other Changes | 0 | 0
Fair value at end of period | 2,436 | 634
Student loan commitments |  |
Assets |  |
Fair value at beginning of period | 5,465 | (236)
Impact on Earnings | 314 | 75
Purchases | 0 | 0
Sales | 0 | 0
Issuances | 0 | 0
Settlements | (5,465) | 236
Other Changes | 0 | 0
Fair value at end of period | 314 | 75
Third party warrants |  |
Assets |  |
Fair value at beginning of period | 630 | 630
Impact on Earnings | 0 | 0
Purchases | 0 | 0
Sales | 0 | 0
Issuances | 0 | 0
Settlements | 0 | 0
Other Changes | 0 | 0
Fair value at end of period | $ 630 | $ 630

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