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Allowance for Credit Losses (Tables) | 3 Months Ended
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Mar. 31, 2024
Receivables [Abstract] |
Schedule of Allowance for Credit Losses, Accounts Receivable | The following table presents changes in our allowance for credit losses:
| Credit Card(1) |  | Commercial and Consumer Banking(1) |  | Accounts Receivable(1)
Three Months Ended March 31, 2024 |  |  |  |  |
Balance at December 31, 2023 | $ | 52,385 |  |  | $ | 2,310 |  |  | $ | 1,837 |
Provision for credit losses(2) | 7,253 |  |  | (71) |  |  | 2,411 |
Write-offs charged against the allowance | (10,546) |  |  | (18) |  |  | (2,139) |
Balance at March 31, 2024 | $ | 49,092 |  |  | $ | 2,221 |  |  | $ | 2,109 |
Three Months Ended March 31, 2023 |  |  |  |  |
Balance at December 31, 2022 | $ | 39,110 |  |  | $ | 1,678 |  |  | $ | 2,785 |
Provision for credit losses(2) | 8,237 |  |  | 170 |  |  | (854) |
Write-offs charged against the allowance | (10,258) |  |  | — |  |  | (286) |
Balance at March 31, 2023 | $ | 37,089 |  |  | $ | 1,848 |  |  | $ | 1,645 |
_____________________ (1)Credit cards and commercial and consumer banking loans measured at amortized cost, net of allowance for credit losses, are presented within loans held for investment, at amortized cost in the condensed consolidated balance sheets. Accounts receivable balances, net of allowance for credit losses, are presented within other assets in the condensed consolidated balance sheets. (2)The provision for credit losses on credit cards and commercial and consumer banking loans is presented within noninterest expense—provision for credit losses in the condensed consolidated statements of operations and comprehensive income (loss). During the three months ended March 31, 2024, recoveries of amounts previously reserved related to credit cards were $1,083, and immaterial during the three months ended March 31, 2023. There were immaterial recoveries of amounts previously reserved related to commercial and consumer banking loans during the three months ended March 31, 2024 and 2023. The provision for credit losses on accounts receivable is presented within noninterest expense—general and administrative in the condensed consolidated statements of operations and comprehensive income (loss). During the three months ended March 31, 2024 and 2023, recoveries of amounts previously reserved related to accounts receivable were $497 and $1,161, respectively.
Schedule of Allowance for Credit Losses, Credit Card Loans | The following table presents changes in our allowance for credit losses:
| Credit Card(1) |  | Commercial and Consumer Banking(1) |  | Accounts Receivable(1)
Three Months Ended March 31, 2024 |  |  |  |  |
Balance at December 31, 2023 | $ | 52,385 |  |  | $ | 2,310 |  |  | $ | 1,837 |
Provision for credit losses(2) | 7,253 |  |  | (71) |  |  | 2,411 |
Write-offs charged against the allowance | (10,546) |  |  | (18) |  |  | (2,139) |
Balance at March 31, 2024 | $ | 49,092 |  |  | $ | 2,221 |  |  | $ | 2,109 |
Three Months Ended March 31, 2023 |  |  |  |  |
Balance at December 31, 2022 | $ | 39,110 |  |  | $ | 1,678 |  |  | $ | 2,785 |
Provision for credit losses(2) | 8,237 |  |  | 170 |  |  | (854) |
Write-offs charged against the allowance | (10,258) |  |  | — |  |  | (286) |
Balance at March 31, 2023 | $ | 37,089 |  |  | $ | 1,848 |  |  | $ | 1,645 |
_____________________ (1)Credit cards and commercial and consumer banking loans measured at amortized cost, net of allowance for credit losses, are presented within loans held for investment, at amortized cost in the condensed consolidated balance sheets. Accounts receivable balances, net of allowance for credit losses, are presented within other assets in the condensed consolidated balance sheets. (2)The provision for credit losses on credit cards and commercial and consumer banking loans is presented within noninterest expense—provision for credit losses in the condensed consolidated statements of operations and comprehensive income (loss). During the three months ended March 31, 2024, recoveries of amounts previously reserved related to credit cards were $1,083, and immaterial during the three months ended March 31, 2023. There were immaterial recoveries of amounts previously reserved related to commercial and consumer banking loans during the three months ended March 31, 2024 and 2023. The provision for credit losses on accounts receivable is presented within noninterest expense—general and administrative in the condensed consolidated statements of operations and comprehensive income (loss). During the three months ended March 31, 2024 and 2023, recoveries of amounts previously reserved related to accounts receivable were $497 and $1,161, respectively.

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- Definition Tabular disclosure of allowance for credit loss on accounts receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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