We offer deposit accounts (referred to as “checking and savings” accounts within SoFi Money) to our members through SoFi Bank, which include interest-bearing deposits and noninterest-bearing deposits.

The following table presents a detail of interest-bearing deposits:


	March 31, 2024		December 31, 2023
Savings deposits	$	16,583,020	$	12,902,033
Demand deposits(1)	2,480,456		2,663,335
Time deposits(1)(2)	2,486,661		3,003,625
Total interest-bearing deposits	$	21,550,137	$	18,568,993

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(1) As of March 31, 2024 and December 31, 2023, includes brokered deposits of $2,644,040 and $3,160,414, respectively, of which $2,447,328 and $2,971,462, respectively, are time deposits and $196,712 and $188,952, respectively, are demand deposits.

(2) As of March 31, 2024 and December 31, 2023, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $15,767 and $21,268, respectively.

As of March 31, 2024, future maturities of our total time deposits were as follows:


Remainder of 2024	$	1,899,335
2025	585,066
2026	2,009
2027	—
2028	251
Thereafter	—
Total	$	2,486,661