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Loans - Schedule of Loan Portfolio (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value $ 15,116,482 $ 15,396,771
Loans held for investment, at fair value 6,834,161 6,725,484
Loans held for investment, after allowance for credit loss 1,250,231 836,159
Total loans held for investment 8,084,392 7,561,643
Total loans 23,200,874 22,958,414
Variable Interest Entity, Primary Beneficiary    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value 388,980 502,757
Loans held for investment, at fair value 158,191 221,461
Senior Secured Loans Portfolio Segment    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss 845,794 446,463
Commercial and Consumer Banking    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss 131,506 117,068
Personal loans | Personal loans    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value 15,057,005 15,330,573
Personal loans | Personal loans | Variable Interest Entity, Primary Beneficiary    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value 388,980 502,757
Home loans | Home Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value 59,477 66,198
Student loans | Student Loans    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, at fair value 6,834,161 6,725,484
Covered by financial guarantees 2,343,557 2,459,103
Student loans | Student Loans | Variable Interest Entity, Primary Beneficiary    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for sale, at fair value 158,191 221,461
Credit card | Credit card    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss 272,931 272,628
Commercial real estate | Commercial and Consumer Banking    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss 122,612 106,326
Commercial and industrial | Commercial and Consumer Banking    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss 5,522 6,075
Residential real estate and other consumer | Commercial and Consumer Banking    
Loans and Leases Receivable Disclosure [Line Items]    
Loans held for investment, after allowance for credit loss $ 3,372 $ 4,667