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Fair Value Measurements - Schedule of Assets and Liabilities Measured on Recurring Basis (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Dec. 31, 2023
Assets    
Investments in AFS debt securities $ 838,506 $ 595,187
Servicing rights 240,752 180,469
Liabilities    
Residual interests classified as debt 4,129 7,396
Unpaid principal related to debt measured at fair value 114,960 128,619
Losses from changes in fair value 1,427  
Fair Value    
Assets    
Total assets 5,522,462 4,563,441
Liabilities    
Debt 2,757,289 4,979,822
Total liabilities 24,360,243 23,592,644
Fair Value | Fair Value, Recurring    
Assets    
Investments in AFS debt securities 838,506 595,187
Loans at fair value 21,950,643 22,122,255
Servicing rights 240,752 180,469
Digital assets safeguarding asset 0 9,292
Total assets 23,170,396 23,027,679
Liabilities    
Debt 107,409 119,641
Digital assets safeguarding liability 0 9,292
Total liabilities 117,481 142,280
Fair Value | Asset-backed bonds | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 98,739 70,828
Fair Value | Residual investments | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 35,853 35,920
Fair Value | Third party warrants | Fair Value, Recurring    
Assets    
Derivative assets 630 630
Fair Value | Derivative assets | Fair Value, Recurring    
Assets    
Derivative assets 1,537 2,209
Fair Value | IRLCs | Fair Value, Recurring    
Assets    
Derivative assets 2,436 2,155
Fair Value | Student loan commitments | Fair Value, Recurring    
Assets    
Student loan commitments 314 5,465
Fair Value | Interest rate caps | Fair Value, Recurring    
Assets    
Derivative assets 986 3,269
Fair Value | Residual interests classified as debt | Fair Value, Recurring    
Liabilities    
Residual interests classified as debt 4,129 7,396
Fair Value | Derivative liabilities | Fair Value, Recurring    
Liabilities    
Derivative liabilities 5,943 5,951
Level 1    
Assets    
Total assets 4,147,908 3,615,578
Liabilities    
Debt 1,311,986 955,306
Total liabilities 1,311,986 955,306
Level 1 | Fair Value, Recurring    
Assets    
Investments in AFS debt securities 465,491 527,711
Loans at fair value 0 0
Servicing rights 0 0
Digital assets safeguarding asset 0 0
Total assets 465,491 527,711
Liabilities    
Debt 0 0
Digital assets safeguarding liability 0 0
Total liabilities 0 0
Level 1 | Asset-backed bonds | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 0 0
Level 1 | Residual investments | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 0 0
Level 1 | Third party warrants | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 1 | Derivative assets | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 1 | IRLCs | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 1 | Student loan commitments | Fair Value, Recurring    
Assets    
Student loan commitments 0 0
Level 1 | Interest rate caps | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 1 | Residual interests classified as debt | Fair Value, Recurring    
Liabilities    
Residual interests classified as debt 0 0
Level 1 | Derivative liabilities | Fair Value, Recurring    
Liabilities    
Derivative liabilities 0 0
Level 2    
Assets    
Total assets 92,805 83,551
Liabilities    
Debt 1,445,303 4,024,516
Total liabilities 23,048,257 22,637,338
Level 2 | Fair Value, Recurring    
Assets    
Investments in AFS debt securities 373,015 67,476
Loans at fair value 59,477 66,198
Servicing rights 0 0
Digital assets safeguarding asset 0 9,292
Total assets 533,754 219,272
Liabilities    
Debt 107,409 119,641
Digital assets safeguarding liability 0 9,292
Total liabilities 113,352 134,884
Level 2 | Asset-backed bonds | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 98,739 70,828
Level 2 | Residual investments | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 0 0
Level 2 | Third party warrants | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 2 | Derivative assets | Fair Value, Recurring    
Assets    
Derivative assets 1,537 2,209
Level 2 | IRLCs | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 2 | Student loan commitments | Fair Value, Recurring    
Assets    
Student loan commitments 0 0
Level 2 | Interest rate caps | Fair Value, Recurring    
Assets    
Derivative assets 986 3,269
Level 2 | Residual interests classified as debt | Fair Value, Recurring    
Liabilities    
Residual interests classified as debt 0 0
Level 2 | Derivative liabilities | Fair Value, Recurring    
Liabilities    
Derivative liabilities 5,943 5,951
Level 3    
Assets    
Total assets 1,281,749 864,312
Liabilities    
Debt 0 0
Total liabilities 0 0
Level 3 | Fair Value, Recurring    
Assets    
Investments in AFS debt securities 0 0
Loans at fair value 21,891,166 22,056,057
Servicing rights 240,752 180,469
Digital assets safeguarding asset 0 0
Total assets 22,171,151 22,280,696
Liabilities    
Debt 0 0
Digital assets safeguarding liability 0 0
Total liabilities 4,129 7,396
Level 3 | Asset-backed bonds | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 0 0
Level 3 | Residual investments | Fair Value, Recurring    
Assets    
Asset-backed bonds and residual investments 35,853 35,920
Level 3 | Third party warrants | Fair Value, Recurring    
Assets    
Derivative assets 630 630
Level 3 | Derivative assets | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 3 | IRLCs | Fair Value, Recurring    
Assets    
Derivative assets 2,436 2,155
Level 3 | Student loan commitments | Fair Value, Recurring    
Assets    
Student loan commitments 314 5,465
Level 3 | Interest rate caps | Fair Value, Recurring    
Assets    
Derivative assets 0 0
Level 3 | Residual interests classified as debt | Fair Value, Recurring    
Liabilities    
Residual interests classified as debt 4,129 7,396
Level 3 | Derivative liabilities | Fair Value, Recurring    
Liabilities    
Derivative liabilities $ 0 $ 0