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Fair Value Measurements - Schedule of Changes in Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Liabilities    
Net impact on earnings $ (277,908) $ 164,222
Elective repurchases 16,600  
Securitization clean-up calls   39,900
Residual interests classified as debt    
Liabilities    
Fair value at beginning of period (7,396) (17,048)
Impact on Earnings (73) (89)
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements 3,340 1,572
Other Changes 0 0
Fair value at end of period (4,129) (15,565)
Loans at fair value    
Assets    
Fair value at beginning of period 22,056,057 13,557,074
Impact on Earnings (286,543) 150,405
Purchases 16,580 40,591
Sales (1,557,041) (77,880)
Issuances 4,030,562 3,566,518
Settlements (2,371,634) (1,380,988)
Other Changes 3,185 2,385
Fair value at end of period 21,891,166 15,858,105
Personal loans    
Assets    
Fair value at beginning of period 15,330,573 8,610,434
Impact on Earnings (269,426) 86,200
Purchases 16,580 40,039
Sales (1,262,854) 0
Issuances 3,278,882 2,951,358
Settlements (2,035,697) (1,150,926)
Other Changes (1,053) (106)
Fair value at end of period 15,057,005 10,536,999
Student loans    
Assets    
Fair value at beginning of period 6,725,484 4,877,177
Impact on Earnings (17,117) 64,699
Purchases 0 0
Sales (294,187) 0
Issuances 751,680 525,373
Settlements (335,937) (229,681)
Other Changes 4,238 2,491
Fair value at end of period 6,834,161 5,240,059
Home loans    
Assets    
Fair value at beginning of period   69,463
Impact on Earnings   (494)
Purchases   552
Sales   (77,880)
Issuances   89,787
Settlements   (381)
Other Changes   0
Fair value at end of period   81,047
Servicing rights    
Assets    
Fair value at beginning of period 180,469 149,854
Impact on Earnings 5,226 12,084
Purchases 980 613
Sales (53) (135)
Issuances 75,554 954
Settlements (21,424) (16,856)
Other Changes 0 0
Fair value at end of period 240,752 146,514
Residual investments    
Assets    
Fair value at beginning of period 35,920 46,238
Impact on Earnings 732 1,104
Purchases 2,553 0
Sales 0 (306)
Issuances 0 0
Settlements (3,352) (4,076)
Other Changes 0 0
Fair value at end of period 35,853 42,960
Purchase price earn out    
Assets    
Fair value at beginning of period   54
Impact on Earnings   9
Purchases   0
Sales   0
Issuances   0
Settlements   (63)
Other Changes   0
Fair value at end of period   0
IRLCs    
Assets    
Fair value at beginning of period 2,155 216
Impact on Earnings 2,436 634
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements (2,155) (216)
Other Changes 0 0
Fair value at end of period 2,436 634
Student loan commitments    
Assets    
Fair value at beginning of period 5,465 (236)
Impact on Earnings 314 75
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements (5,465) 236
Other Changes 0 0
Fair value at end of period 314 75
Third party warrants    
Assets    
Fair value at beginning of period 630 630
Impact on Earnings 0 0
Purchases 0 0
Sales 0 0
Issuances 0 0
Settlements 0 0
Other Changes 0 0
Fair value at end of period $ 630 $ 630