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Loans - Schedule of Loans Measured at Fair Value (Details) - Fair Value - Fair Value, Recurring - USD ($) $ in Thousands | Jun. 30, 2026 | Dec. 31, 2025
--- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | $ 44,303,296 | $ 34,251,986
Accumulated interest | 271,655 | 214,244
Cumulative fair value adjustments | 2,027,061 | 1,937,131
Total fair value of loans | 46,602,012 | 36,403,361
Fair value of loans 90 days or more delinquent |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 122,396 | 123,547
Accumulated interest | 5,648 | 5,670
Cumulative fair value adjustments | (98,631) | (99,732)
Total fair value of loans | 29,413 | 29,485
Personal Loans | Personal Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 26,101,759 | 20,243,217
Accumulated interest | 180,704 | 151,079
Cumulative fair value adjustments | 1,222,827 | 1,146,372
Total fair value of loans | 27,505,290 | 21,540,668
Personal Loans | Fair value of loans 90 days or more delinquent | Personal Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 104,008 | 104,486
Accumulated interest | 5,163 | 5,286
Cumulative fair value adjustments | (85,488) | (85,843)
Total fair value of loans | 23,683 | 23,929
Student Loans | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 16,134,415 | 12,875,440
Accumulated interest | 81,501 | 58,277
Cumulative fair value adjustments | 704,648 | 723,861
Total fair value of loans | 16,920,564 | 13,657,578
Student Loans | Fair value of loans 90 days or more delinquent | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 17,164 | 18,141
Accumulated interest | 420 | 384
Cumulative fair value adjustments | (12,874) | (13,512)
Total fair value of loans | 4,710 | 5,013
Home Loans | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 2,067,122 | 1,133,329
Accumulated interest | 9,450 | 4,888
Cumulative fair value adjustments | 99,586 | 66,898
Total fair value of loans | 2,176,158 | 1,205,115
Home Loans | Fair value of loans 90 days or more delinquent | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Unpaid principal balance | 1,224 | 920
Accumulated interest | 65 | 0
Cumulative fair value adjustments | (269) | (377)
Total fair value of loans | $ 1,020 | $ 543

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- Definition Amount, before allowance for credit loss, of accrued interest on financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B + Details
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- Definition Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482881/825-10-55-10 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482881/825-10-55-12 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11 Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 28 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28 + Details
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