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Loans - Schedule of Loan Securitizations Accounted for as Sales and Whole Loan Sales (Details) - Whole Loans - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
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Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025
Personal loans |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |
Cash | $ 0 | $ 200,326 | $ 0 | $ 1,313,348
Servicing assets recognized | 0 | 11,817 | 0 | 80,442
Repurchase liabilities recognized | 0 | (520) | 0 | (1,800)
Total consideration | 0 | 211,623 | 0 | 1,391,990
Aggregate unpaid principal balance and accrued interest of loans sold | 0 | 200,526 | 0 | 1,313,698
Realized gain (loss) | 0 | 11,097 | 0 | 78,292
Personal loans | Loans in Delinquency |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |
Cash | 7,179 | 7,200 | 14,293 | 14,400
Servicing assets recognized | 6,312 | 6,304 | 12,566 | 12,610
Repurchase liabilities recognized | 108 | (90) | (8) | (171)
Total consideration | 13,599 | 13,414 | 26,851 | 26,839
Aggregate unpaid principal balance and accrued interest of loans sold | 94,286 | 94,699 | 187,816 | 189,532
Realized gain (loss) | (80,687) | (81,285) | (160,965) | (162,693)
Aggregate unpaid principal balance sold | 89,700 | 90,000 | 178,700 | 180,000
Aggregate unpaid principal balance sold, prior period write-down | 56,200 | 63,400 | 114,100 | 126,700
Home loans |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |
Cash | 839,258 | 792,211 | 1,612,357 | 1,118,851
Servicing assets recognized | 8,130 | 4,222 | 15,507 | 7,016
Repurchase liabilities recognized | (1,040) | (1,534) | (2,106) | (2,143)
Total consideration | 846,348 | 794,899 | 1,625,758 | 1,123,724
Aggregate unpaid principal balance and accrued interest of loans sold | 834,452 | 779,332 | 1,598,967 | 1,101,864
Realized gain (loss) | $ 11,896 | $ 15,567 | $ 26,791 | $ 21,860

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- Definition Transfer of Financial Assets Accounted for as Sales, Aggregate Unpaid Principal Balance Sold + References No definition available. + Details
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- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (b) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(13)(h)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1 + Details
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