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Loans - Schedule of Loan Portfolio (Details) - USD ($) $ in Thousands | Jun. 30, 2026 | Dec. 31, 2025
--- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |
Total loans held for sale, at fair value | $ 29,681,448 | $ 22,745,783
Total loans held for sale, at lower of amortized cost or fair value | 55,841 | 116,966
Total loans held for sale | 29,737,289 | 22,862,749
Loans held for investment | 16,920,564 | 13,657,578
Secured loans | 1,275,529 | 1,516,736
Total loans held for investment | 18,196,093 | 15,174,314
Total loans | 47,933,382 | 38,037,063
Variable Interest Entity, Primary Beneficiary |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment | 57,909 | 65,796
Personal loans | Personal Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Total loans held for sale, at fair value | 27,505,290 | 21,540,668
Total loans held for sale, at lower of amortized cost or fair value | 55,841 | 116,966
Home loans | Home Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Total loans held for sale, at fair value | 2,176,158 | 1,205,115
Student loans | Student Loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment | 16,920,564 | 13,657,578
Covered by financial guarantees | 3,667,582 | 4,410,038
Student loans | Student Loans | Variable Interest Entity, Primary Beneficiary |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Loans held for investment | 57,909 | 65,796
Secured loans |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | 615,195 | 873,981
Credit card | Credit card |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | 479,972 | 467,854
Commercial and consumer banking: |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | 180,362 | 174,901
Commercial and consumer banking: | Commercial real estate |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | 163,613 | 159,265
Commercial and consumer banking: | Commercial and industrial |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | 3,847 | 4,161
Commercial and consumer banking: | Residential real estate and other consumer |  |
Loans and Leases Receivable Disclosure [Line Items] |  |
Secured loans | $ 12,902 | $ 11,475

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