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v3.26.1

Revenue - Schedule of Revenues (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025 | Dec. 31, 2025
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | $ 153,577 | $ 151,890 | $ 283,081 | $ 292,272 |
Loan origination, sales, securitizations and servicing | 150,407 | 70,855 | 292,616 | 123,660 |
Loan platform business, other | 116,572 | 104,857 | 235,550 | 177,907 |
Other | 9,925 | 9,505 | 26,614 | 16,301 |
Total other sources of revenue | 276,904 | 185,217 | 554,780 | 317,868 |
Total noninterest income | 430,481 | 337,107 | 837,861 | 610,140 |
Crypto transaction revenue | 134,267 | 0 | 255,860 | 0 |
Cost of crypto transaction revenue | 133,084 | 0 | 253,825 | 0 |
Deferred revenue | 7,281 |  | 7,281 |  | $ 8,535
Deferred revenue, amount recognized | 3,035 | 2,536 | 5,067 | 4,904 |
Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 98,049 | 61,346 | 178,211 | 115,104 |
Technology Platform |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 55,528 | 90,544 | 104,870 | 177,168 |
Referrals, loan platform business | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 24,358 | 22,548 | 43,635 | 42,248 |
Referrals, other | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 3,701 | 2,588 | 7,457 | 5,118 |
Interchange | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 41,059 | 26,502 | 76,260 | 49,314 |
Brokerage | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 18,127 | 7,542 | 33,231 | 14,527 |
Net crypto transaction revenue | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 1,183 | 0 | 2,035 | 0 |
Other | Financial Services |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 9,621 | 2,166 | 15,593 | 3,897 |
Technology services | Technology Platform |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | 50,512 | 89,574 | 99,296 | 175,562 |
Other | Technology Platform |  |  |  |  |
Disaggregation of Revenue [Line Items] |  |  |  |  |
Total net revenue from contracts with customers | $ 5,016 | $ 970 | $ 5,574 | $ 1,606 |

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