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Loans - Schedule of Unpaid Principal Balances of Transferred Loans and Cash Flows Received (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025 | Dec. 31, 2025
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Contractually Specified Servicing Fee Income, Statement Of Income Or Comprehensive Income, Extensible Enumeration, Not Disclosed Flag |  |  | Servicing fees collected from transferred loans | Servicing fees collected from transferred loans |
Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | $ 25,260,535 |  | $ 25,260,535 |  | $ 22,906,537
Servicing fees collected from transferred loans | 44,888 | $ 25,490 | 88,743 | $ 55,183 |
Charge-offs, net of recoveries, of transferred loans | 243,997 | 162,454 | 484,530 | 302,648 |
Personal Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 15,205,101 |  | 15,205,101 |  | 13,215,980
Servicing fees collected from transferred loans | 36,599 | 16,741 | 72,301 | 36,909 |
Charge-offs, net of recoveries, of transferred loans | 233,161 | 149,936 | 462,885 | 278,857 |
Student Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 2,266,140 |  | 2,266,140 |  | 2,653,191
Servicing fees collected from transferred loans | 3,012 | 4,523 | 6,159 | 9,668 |
Charge-offs, net of recoveries, of transferred loans | 10,836 | 12,518 | 21,645 | 23,791 |
Home Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 7,789,294 |  | 7,789,294 |  | 7,037,366
Servicing fees collected from transferred loans | 5,277 | $ 4,226 | 10,283 | $ 8,606 |
Loans in Delinquency | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 555,053 |  | 555,053 |  | 503,871
Loans in Delinquency | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 348,176 |  | 348,176 |  | 315,821
Loans in Delinquency | Personal Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 450,128 |  | 450,128 |  | 396,827
Loans in Delinquency | Personal Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 264,399 |  | 264,399 |  | 235,479
Loans in Delinquency | Student Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 40,186 |  | 40,186 |  | 57,225
Loans in Delinquency | Student Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 19,038 |  | 19,038 |  | 30,523
Loans in Delinquency | Home Loans | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | 64,739 |  | 64,739 |  | 49,819
Loans in Delinquency | Home Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary |  |  |  |  |
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |  |
Total transferred loans serviced | $ 64,739 |  | $ 64,739 |  | $ 49,819

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- Definition Contractually Specified Servicing Fee Income, Statement Of Income Or Comprehensive Income, Extensible Enumeration, Not Disclosed Flag + References No definition available. + Details
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- Definition Principal amount of transferred financial assets in which the transferor has continuing involvement with the assets underlying the transaction. Continuing involvement includes, but is not limited to, servicing, recourse, and restrictions on transferor's interests in transferred financial assets. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4 + Details
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- Definition All amounts that, per contract, are due to the servicer in exchange for servicing the financial asset and would no longer be received by a servicer if the beneficial owners of the serviced assets (or their trustees or agents) were to exercise their actual or potential authority under the contract to shift the servicing to another servicer. Depending on the servicing contract, those fees may include some or all of the difference between the interest rate collected on the asset being serviced and the rate to be paid to the beneficial owners of the asset. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-2 + Details
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- Definition Net credit losses are charge-offs and are based on total loans outstanding during the period. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (e)(5) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4 + Details
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-3 + Details
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