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Loans - Schedule of Loans Originated and Subsequently Sold (Details) - Loan Platform Business, Third-Party Loans - Personal loans - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
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Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items] |  |  |  |
Cash | $ 3,108,877 | $ 2,370,668 | $ 6,015,994 | $ 3,917,253
Servicing assets recognized | 21,427 | 17,707 | 41,662 | 28,633
Repurchase liabilities recognized | (3,988) | (2,156) | (7,371) | (3,217)
Total consideration | 3,126,316 | 2,386,219 | 6,050,285 | 3,942,669
Aggregate carrying amount and accrued interest of loans sold | 3,019,072 | 2,285,070 | 5,829,486 | 3,773,422
Loan fees, net | 85,817 | 83,442 | 179,137 | 140,614
Realized gain (loss) | 107,244 | 101,149 | 220,799 | 169,247
Unpaid principal balance | $ 3,100,000 | $ 2,300,000 | $ 5,900,000 | $ 3,800,000

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- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (b) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(13)(h)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1 + Details
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