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Loans (Tables) | 6 Months Ended
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Jun. 30, 2026
Receivables [Abstract] |
Schedule of Loans | Below is a disaggregated presentation of our loans, inclusive of fair market value adjustments and accrued interest income and net of the allowance for credit losses, as applicable:
| June 30, 2026 |  | December 31, 2025
Loans held for sale |  |  |
At fair value |  |  |
Personal loans | $ | 27,505,290 |  |  | $ | 21,540,668 |
Home loans | 2,176,158 |  |  | 1,205,115 |
Total loans held for sale, at fair value | 29,681,448 |  |  | 22,745,783 |
At lower of amortized cost or fair value |  |  |
Personal loans(1) | 55,841 |  |  | 116,966 |
Total loans held for sale, at lower of amortized cost or fair value | 55,841 |  |  | 116,966 |
Total loans held for sale | 29,737,289 |  |  | 22,862,749 |
Loans held for investment |  |  |
Student loans(2) | 16,920,564 |  |  | 13,657,578 |
Total loans held for investment, at fair value | 16,920,564 |  |  | 13,657,578 |
Secured loans | 615,195 |  |  | 873,981 |
Credit card | 479,972 |  |  | 467,854 |
Commercial and consumer banking: |  |  |
Commercial real estate | 163,613 |  |  | 159,265 |
Commercial and industrial | 3,847 |  |  | 4,161 |
Residential real estate and other consumer | 12,902 |  |  | 11,475 |
Total commercial and consumer banking | 180,362 |  |  | 174,901 |
Total loans held for investment, at amortized cost(3) | 1,275,529 |  |  | 1,516,736 |
Total loans held for investment | 18,196,093 |  |  | 15,174,314 |
Total loans | $ | 47,933,382 |  |  | $ | 38,037,063 |
_____________________ (1) Includes loans originated as part of the loan platform business on behalf of third party partners. (2) Includes $3,667,582 and $4,410,038 of student loans covered by financial guarantees, and $57,909 and $65,796 of student loans in consolidated VIEs as of June 30, 2026 and December 31, 2025, respectively. (3) See Note 5. Allowance for Credit Losses herein, and Note 1. Organization, Summary of Significant Accounting Policies and New Accounting Standards under the heading “Allowance for Credit Losses” in our Annual Report on Form 10-K for additional information on our loans at amortized cost as it pertains to the allowance for credit losses. The following table summarizes the aggregate fair value of our loans for which we elected the fair value option. See Note 12. Fair Value Measurements for the assumptions used in our fair value model.
| Personal Loans |  | Student Loans |  | Home Loans |  | Total
June 30, 2026 |  |  |  |  |  |  |
Unpaid principal balance | $ | 26,101,759 |  |  | $ | 16,134,415 |  |  | $ | 2,067,122 |  |  | $ | 44,303,296 |
Accumulated interest | 180,704 |  |  | 81,501 |  |  | 9,450 |  |  | 271,655 |
Cumulative fair value adjustments | 1,222,827 |  |  | 704,648 |  |  | 99,586 |  |  | 2,027,061 |
Total fair value of loans(1) | $ | 27,505,290 |  |  | $ | 16,920,564 |  |  | $ | 2,176,158 |  |  | $ | 46,602,012 |
December 31, 2025 |  |  |  |  |  |  |
Unpaid principal balance | $ | 20,243,217 |  |  | $ | 12,875,440 |  |  | $ | 1,133,329 |  |  | $ | 34,251,986 |
Accumulated interest | 151,079 |  |  | 58,277 |  |  | 4,888 |  |  | 214,244 |
Cumulative fair value adjustments | 1,146,372 |  |  | 723,861 |  |  | 66,898 |  |  | 1,937,131 |
Total fair value of loans(1) | $ | 21,540,668 |  |  | $ | 13,657,578 |  |  | $ | 1,205,115 |  |  | $ | 36,403,361 |
__________________ (1) Each component of the fair value of loans is impacted by charge-offs during the period. Our fair value assumption for annual default rate incorporates fair value markdowns on loans beginning when they are 10 days or more delinquent, with additional markdowns at 30, 60 and 90 days past due. The following table summarizes the aggregate fair value of loans 90 days or more delinquent. As delinquent personal loans and student loans are charged off after 120 days of delinquency, amounts presented below represent the fair value of loans that are 90 to 120 days delinquent.
| Personal Loans |  | Student Loans |  | Home Loans |  | Total
June 30, 2026 |  |  |  |  |  |  |
Unpaid principal balance | $ | 104,008 |  |  | $ | 17,164 |  |  | $ | 1,224 |  |  | $ | 122,396 |
Accumulated interest | 5,163 |  |  | 420 |  |  | 65 |  |  | 5,648 |
Cumulative fair value adjustments(1) | (85,488) |  |  | (12,874) |  |  | (269) |  |  | (98,631) |
Fair value of loans 90 days or more delinquent (2) | $ | 23,683 |  |  | $ | 4,710 |  |  | $ | 1,020 |  |  | $ | 29,413 |
December 31, 2025 |  |  |  |  |  |  |
Unpaid principal balance | $ | 104,486 |  |  | $ | 18,141 |  |  | $ | 920 |  |  | $ | 123,547 |
Accumulated interest | 5,286 |  |  | 384 |  |  | — |  |  | 5,670 |
Cumulative fair value adjustments(1) | (85,843) |  |  | (13,512) |  |  | (377) |  |  | (99,732) |
Fair value of loans 90 days or more delinquent (2) | $ | 23,929 |  |  | $ | 5,013 |  |  | $ | 543 |  |  | $ | 29,485 |
__________________ (1) Our fair value assumption for annual default rate incorporates fair value markdowns on loans beginning when they are 10 days or more delinquent, with additional markdowns at 30, 60 and 90 days past due. We record the initial fair value measurement and subsequent measurement changes in fair value in the period in which the changes occur within noninterest income—loan origination, sales, securitizations and servicing in the condensed consolidated statements of operations and comprehensive income. As such, the $98.6 million fair value adjustment as of June 30, 2026 has been recorded in noninterest income—loan origination, sales, securitizations and servicing in the respective periods in which 10, 30, 60, and 90 days of delinquency occurred. See our Annual Report on Form 10-K for further discussion of the policies for determining the fair value of our loan portfolios. (2) The fair value incorporates the expected price to be paid by buyers of these delinquent loans after charge-off occurs, implying that potential recoveries are expected to be in excess of these levels based on consistent demonstrated recoverability after a loan becomes delinquent and gets charged off.
Schedule of Loan Securitization Transfers and Whole Loan Sales | The following table summarizes our current whole loan sales:
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Personal loans |  |  |  |  |  |  |
Fair value of consideration received: |  |  |  |  |  |  |
Cash | $ | — |  |  | $ | 200,326 |  |  | $ | — |  |  | $ | 1,313,348 |
Servicing assets recognized | — |  |  | 11,817 |  |  | — |  |  | 80,442 |
Repurchase liabilities recognized | — |  |  | (520) |  |  | — |  |  | (1,800) |
Total consideration | — |  |  | 211,623 |  |  | — |  |  | 1,391,990 |
Aggregate unpaid principal balance and accrued interest of loans sold | — |  |  | 200,526 |  |  | — |  |  | 1,313,698 |
Realized gain | $ | — |  |  | $ | 11,097 |  |  | $ | — |  |  | $ | 78,292 |
Home loans |  |  |  |  |  |  |
Fair value of consideration received: |  |  |  |  |  |  |
Cash | $ | 839,258 |  |  | $ | 792,211 |  |  | $ | 1,612,357 |  |  | $ | 1,118,851 |
Servicing assets recognized | 8,130 |  |  | 4,222 |  |  | 15,507 |  |  | 7,016 |
Repurchase liabilities recognized | (1,040) |  |  | (1,534) |  |  | (2,106) |  |  | (2,143) |
Total consideration | 846,348 |  |  | 794,899 |  |  | 1,625,758 |  |  | 1,123,724 |
Aggregate unpaid principal balance and accrued interest of loans sold | 834,452 |  |  | 779,332 |  |  | 1,598,967 |  |  | 1,101,864 |
Realized gain | $ | 11,896 |  |  | $ | 15,567 |  |  | $ | 26,791 |  |  | $ | 21,860 |
The following table summarizes our delinquent whole loan sales:
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Personal loans |  |  |  |  |  |  |
Fair value of consideration received: |  |  |  |  |  |  |
Cash | $ | 7,179 |  |  | $ | 7,200 |  |  | $ | 14,293 |  |  | $ | 14,400 |
Servicing assets recognized | 6,312 |  |  | 6,304 |  |  | 12,566 |  |  | 12,610 |
Repurchase liabilities recognized | 108 |  |  | (90) |  |  | (8) |  |  | (171) |
Total consideration | 13,599 |  |  | 13,414 |  |  | 26,851 |  |  | 26,839 |
Aggregate unpaid principal balance and accrued interest of loans sold(1)(2) | 94,286 |  |  | 94,699 |  |  | 187,816 |  |  | 189,532 |
Realized loss | $ | (80,687) |  |  | $ | (81,285) |  |  | $ | (160,965) |  |  | $ | (162,693) |
__________________ (1) During the three and six months ended June 30, 2026, includes $89.7 million and $178.7 million, respectively, of aggregate unpaid principal balance sold, related to late-stage delinquent loans for which we retained servicing and portions of recoveries. During the three and six months ended June 30, 2025, includes $90.0 million and $180.0 million, respectively, of aggregate unpaid principal balance sold related to late-stage delinquent loans for which we retained servicing and portions of recoveries. (2) For the three and six months ended June 30, 2026 $56.2 million and $114.1 million, respectively, of unpaid principal balance was recorded in prior periods as a reduction in fair value in noninterest income—loan origination, sales, securitizations and servicing in the condensed consolidated statements of operations and comprehensive income. For the three and six months ended June 30, 2025, $63.4 million and $126.7 million, respectively, of unpaid principal balance was recorded in prior periods as a reduction in fair value in noninterest income—loan origination, sales, securitizations and servicing in the condensed consolidated statements of operations and comprehensive income. These loans were sold prior to charge-off during the respective periods and otherwise would have been charged off as of June 30, 2026 and 2025, respectively, consistent with our policy. In our other charged off whole loan sales, we typically do not retain servicing or recoveries. The following table summarizes loans originated and subsequently sold as part of our Loan Platform Business, which are loans that we originate on behalf of a third party for which we receive a fee.
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Personal loans |  |  |  |  |  |  |
Fair value of consideration received: |  |  |  |  |  |  |
Cash | $ | 3,108,877 |  |  | $ | 2,370,668 |  |  | $ | 6,015,994 |  |  | $ | 3,917,253 |
Servicing assets recognized | 21,427 |  |  | 17,707 |  |  | 41,662 |  |  | 28,633 |
Repurchase liabilities recognized | (3,988) |  |  | (2,156) |  |  | (7,371) |  |  | (3,217) |
Total consideration | 3,126,316 |  |  | 2,386,219 |  |  | 6,050,285 |  |  | 3,942,669 |
Aggregate carrying amount and accrued interest of loans sold(1) | 3,019,072 |  |  | 2,285,070 |  |  | 5,829,486 |  |  | 3,773,422 |
Loan fees, net(2) | 85,817 |  |  | 83,442 |  |  | 179,137 |  |  | 140,614 |
Servicing assets recognized | 21,427 |  |  | 17,707 |  |  | 41,662 |  |  | 28,633 |
Loan platform fees recognized(3) | $ | 107,244 |  |  | $ | 101,149 |  |  | $ | 220,799 |  |  | $ | 169,247 |
_____________________ (1)Includes unpaid principal balance of $3.1 billion and $5.9 billion for the three and six months ended June 30, 2026, respectively, and $2.3 billion and $3.8 billion for the three and six months ended June 30, 2025, respectively. (2)Represents loan platform fees earned less the repurchase liabilities recognized at the time of sale. (3)Recorded in noninterest income—loan platform fees in the condensed consolidated statements of operations and comprehensive income. The following table summarizes the results of the transfer related to the portion of personal loans that we contributed as part of a securitization that qualified for sale accounting treatment, which related to incremental loans originated and subsequently sold as part of our Loan Platform Business.
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Personal loans |  |  |  |  |  |  |
Fair value of consideration received: |  |  |  |  |  |  |
Cash(1) | $ | 931 |  |  | $ | (173) |  |  | $ | 456 |  |  | $ | (626) |
Securitization investments retained(2) | 77,729 |  |  | 38,340 |  |  | 159,440 |  |  | 77,474 |
Servicing assets recognized | 566 |  |  | 273 |  |  | 1,148 |  |  | 553 |
Repurchase liabilities recognized | (101) |  |  | (38) |  |  | (198) |  |  | (65) |
Total consideration | 79,125 |  |  | 38,402 |  |  | 160,846 |  |  | 77,336 |
Aggregate carrying amount and accrued interest of loans sold(3) | 76,329 |  |  | 37,275 |  |  | 155,881 |  |  | 74,872 |
Gain from loan sales(4) | $ | 2,796 |  |  | $ | 1,127 |  |  | $ | 4,965 |  |  | $ | 2,464 |
_____________________ (1)Relates to payments for securitization-related expenses. (2)Represents asset-backed bonds and residual investments retained pursuant to risk retention rules. See Note 1. Organization, Summary of Significant Accounting Policies and New Accounting Standards and Note 12. Fair Value Measurements for our accounting policy and key inputs used in the fair value measurements related to these asset-backed bonds and residual investments. (3)Includes unpaid principal balance of $77.4 million and $158.3 million for the three and six months ended June 30, 2026, respectively, and $37.7 million and $75.9 million for the three and six months ended June 30, 2025, respectively. (4)Recorded in noninterest income—loan platform fees in the condensed consolidated statements of operations and comprehensive income.
Schedule of Unpaid Principal Balances of Transferred Loans and Cash Flows Received | The following table presents information about the unpaid principal balances of loans originated by us and subsequently transferred, but with which we have continuing involvement:
| Personal Loans |  | Student Loans |  | Home Loans |  | Total
June 30, 2026 |  |  |  |  |  |  |
Loans in delinquency (30+ days past due) | $ | 264,399 |  |  | $ | 19,038 |  |  | $ | 64,739 |  |  | $ | 348,176 |
Total loans in delinquency | 450,128 |  |  | 40,186 |  |  | 64,739 |  |  | 555,053 |
Total transferred loans serviced(1) | 15,205,101 |  |  | 2,266,140 |  |  | 7,789,294 |  |  | 25,260,535 |
December 31, 2025 |  |  |  |  |  |  |
Loans in delinquency (30+ days past due) | $ | 235,479 |  |  | $ | 30,523 |  |  | $ | 49,819 |  |  | $ | 315,821 |
Total loans in delinquency | 396,827 |  |  | 57,225 |  |  | 49,819 |  |  | 503,871 |
Total transferred loans serviced(1) | 13,215,980 |  |  | 2,653,191 |  |  | 7,037,366 |  |  | 22,906,537 |
_____________________ (1)Total transferred loans serviced includes loans in delinquency, as well as loans in repayment, loans in-school/grace period/deferment (related to student loans), and loans in forbearance. The vast majority of total transferred loans serviced represent loans in repayment as of the dates indicated. The following table presents additional information about the servicing cash flows received and net charge-offs related to loans originated by us and subsequently transferred, but with which we have a continuing involvement:
| Three Months Ended June 30, |  | Six Months Ended June 30,
| 2026 |  | 2025 |  | 2026 |  | 2025
Personal loans |  |  |  |  |  |  |
Servicing fees collected from transferred loans | $ | 36,599 |  |  | $ | 16,741 |  |  | $ | 72,301 |  |  | $ | 36,909 |
Charge-offs, net of recoveries, of transferred loans | 233,161 |  |  | 149,936 |  |  | 462,885 |  |  | 278,857 |
Student loans |  |  |  |  |  |  |
Servicing fees collected from transferred loans | 3,012 |  |  | 4,523 |  |  | 6,159 |  |  | 9,668 |
Charge-offs, net of recoveries, of transferred loans | 10,836 |  |  | 12,518 |  |  | 21,645 |  |  | 23,791 |
Home loans |  |  |  |  |  |  |
Servicing fees collected from transferred loans | 5,277 |  |  | 4,226 |  |  | 10,283 |  |  | 8,606 |
Total |  |  |  |  |  |  |
Servicing fees collected from transferred loans | $ | 44,888 |  |  | $ | 25,490 |  |  | $ | 88,743 |  |  | $ | 55,183 |
Charge-offs, net of recoveries, of transferred loans | 243,997 |  |  | 162,454 |  |  | 484,530 |  |  | 302,648 |
Schedule of Aging Analysis for Credit Card Loans | The following table presents the amortized cost basis of our credit card and commercial and consumer banking portfolios (excluding accrued interest, deferred origination costs and before the allowance for credit losses) by either current status or delinquency status:
|  |  | Delinquent Loans |  |
| Current |  | 30–59 Days |  | 60–89 Days |  | ≥ 90 Days(1) |  | Total Delinquent Loans |  | Total Loans(2)
June 30, 2026 |  |  |  |  |  |  |  |  |  |  |
Secured loans | $ | 614,131 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 614,131 |
Credit card | 498,949 |  |  | 5,353 |  |  | 4,928 |  |  | 11,600 |  |  | 21,881 |  |  | 520,830 |
Commercial and consumer banking: |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | 164,815 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 164,815 |
Commercial and industrial | 3,846 |  |  | — |  |  | — |  |  | 71 |  |  | 71 |  |  | 3,917 |
Residential real estate and other consumer(3) | 12,895 |  |  | 3 |  |  | 1 |  |  | — |  |  | 4 |  |  | 12,899 |
Total commercial and consumer banking | 181,556 |  |  | 3 |  |  | 1 |  |  | 71 |  |  | 75 |  |  | 181,631 |
Total loans | $ | 1,294,636 |  |  | $ | 5,356 |  |  | $ | 4,929 |  |  | $ | 11,671 |  |  | $ | 21,956 |  |  | $ | 1,316,592 |
December 31, 2025 |  |  |  |  |  |  |  |  |  |  |
Secured loans | $ | 872,253 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 872,253 |
Credit card | 483,803 |  |  | 4,650 |  |  | 3,713 |  |  | 9,161 |  |  | 17,524 |  |  | 501,327 |
Commercial and consumer banking: |  |  |  |  |  |  |  |  |  |  |
Commercial real estate | 159,854 |  |  | — |  |  | 373 |  |  | — |  |  | 373 |  |  | 160,227 |
Commercial and industrial | 4,048 |  |  | 57 |  |  | — |  |  | 73 |  |  | 130 |  |  | 4,178 |
Residential real estate and other consumer(3) | 11,536 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 11,536 |
Total commercial and consumer banking | 175,438 |  |  | 57 |  |  | 373 |  |  | 73 |  |  | 503 |  |  | 175,941 |
Total loans | $ | 1,531,494 |  |  | $ | 4,707 |  |  | $ | 4,086 |  |  | $ | 9,234 |  |  | $ | 18,027 |  |  | $ | 1,549,521 |
______________ (1)Generally, all of the credit cards ≥ 90 days past due continued to accrue interest. As of the dates indicated, credit card, commercial and consumer banking loans on nonaccrual status were immaterial. (2)For credit card, the balance is presented before allowance for credit losses of $54,560 and $49,205 as of June 30, 2026 and December 31, 2025, respectively; accrued interest of $10,869 and $7,045 as of June 30, 2026 and December 31, 2025, respectively; and deferred origination costs of $2,833 and $8,687 as of June 30, 2026 and December 31, 2025, respectively. For secured loans, the balance is presented before accrued interest of $1,064 and $1,728 as of June 30, 2026 and December 31, 2025, respectively. For commercial and consumer banking, the balance is presented before allowance for credit losses of $1,899 and $1,729 as of June 30, 2026 and December 31, 2025, respectively; and accrued interest of $630 and $689 as of June 30, 2026 and December 31, 2025, respectively. (3)Includes residential real estate loans originated by Golden Pacific for which we did not elect the fair value option.
Schedule of Internal Risk Tier Categories | The following table presents the amortized cost basis of our credit card portfolio (excluding accrued interest and before the allowance for credit losses) based on FICO scores, which are obtained at origination of the account and are refreshed monthly thereafter. The pools estimate the likelihood of borrowers with similar FICO scores to pay credit obligations based on aggregate credit performance data.
FICO |  | June 30, 2026 |  | December 31, 2025
≥ 800 |  | $ | 47,234 |  |  | $ | 47,275 |
780 – 799 |  | 27,334 |  |  | 26,942 |
760 – 779 |  | 28,648 |  |  | 29,154 |
740 – 759 |  | 32,451 |  |  | 34,503 |
720 – 739 |  | 41,716 |  |  | 44,021 |
700 – 719 |  | 50,656 |  |  | 56,155 |
680 – 699 |  | 58,272 |  |  | 60,183 |
660 – 679 |  | 59,608 |  |  | 56,007 |
640 – 659 |  | 53,739 |  |  | 45,315 |
620 – 639 |  | 38,518 |  |  | 32,084 |
600 – 619 |  | 23,335 |  |  | 20,397 |
≤ 599 |  | 59,319 |  |  | 49,291 |
Total credit card |  | $ | 520,830 |  |  | $ | 501,327 |
The following table presents the amortized cost basis of our commercial and consumer banking portfolio (excluding accrued interest and before the allowance for credit losses) by origination year and credit quality indicator:
|  | Term Loans by Origination Year |  |
June 30, 2026 |  | 2026 |  | 2025 |  | 2024 |  | 2023 |  | 2022 |  | Prior |  | Total Term Loans |  | Revolving Loans
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 9,132 |  |  | $ | 34,996 |  |  | $ | 32,011 |  |  | $ | 18,624 |  |  | $ | 23,484 |  |  | $ | 23,220 |  |  | $ | 141,467 |  |  | $ | — |
Watch |  | — |  |  | — |  |  | 763 |  |  | — |  |  | 6,541 |  |  | 1,159 |  |  | 8,463 |  |  | — |
Special mention |  | — |  |  | — |  |  | 2,429 |  |  | 2,906 |  |  | — |  |  | 3,201 |  |  | 8,536 |  |  | — |
Substandard |  | — |  |  | — |  |  | — |  |  | 2,202 |  |  | 2,593 |  |  | 1,554 |  |  | 6,349 |  |  | — |
Total commercial real estate |  | 9,132 |  |  | 34,996 |  |  | 35,203 |  |  | 23,732 |  |  | 32,618 |  |  | 29,134 |  |  | 164,815 |  |  | — |
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | — |  |  | — |  |  | 108 |  |  | 32 |  |  | — |  |  | 2,550 |  |  | 2,690 |  |  | 1,145 |
Watch |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Special mention |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 82 |  |  | 82 |  |  | — |
Total commercial and industrial |  | — |  |  | — |  |  | 108 |  |  | 32 |  |  | — |  |  | 2,632 |  |  | 2,772 |  |  | 1,145 |
Residential real estate and other consumer |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | — |  |  | 251 |  |  | — |  |  | — |  |  | — |  |  | 4,665 |  |  | 4,916 |  |  | 7,983 |
Watch |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Special mention |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total residential real estate and other consumer |  | — |  |  | 251 |  |  | — |  |  | — |  |  | — |  |  | 4,665 |  |  | 4,916 |  |  | 7,983 |
Total commercial and consumer banking |  | $ | 9,132 |  |  | $ | 35,247 |  |  | $ | 35,311 |  |  | $ | 23,764 |  |  | $ | 32,618 |  |  | $ | 36,431 |  |  | $ | 172,503 |  |  | $ | 9,128 |

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-3 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2 + Details
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- Definition Tabular disclosure of amounts pertaining to the excess over or deficiency from the carrying amounts of financial assets which are recognized upon the sale of financial assets. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b)(3) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-3 + Details
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- Definition Tabular disclosure of transferred financial assets that continue to be recognized and other financial assets that it manages together with them. Includes, but is not limited to, delinquencies and credit losses, after recoveries. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4 + Details
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