XML 33 R14.htm IDEA: XBRL DOCUMENT
v3.26.1

Deposits | 6 Months Ended
--- | ---
Jun. 30, 2026
Deposits [Abstract] |
Deposits | Note 8. Deposits
We offer deposit accounts to our members through SoFi Bank, which include interest-bearing deposits and noninterest-bearing deposits. Below is a disaggregated presentation of our deposits:
|  | June 30, 2026 |  | December 31, 2025
Savings deposits |  | $ | 37,020,452 |  |  | $ | 32,461,228 |
Demand deposits |  | 4,020,094 |  |  | 3,685,409 |
Time deposits(1) |  | 4,375,711 |  |  | 1,240,713 |
Total interest-bearing deposits(2) |  | 45,416,257 |  |  | 37,387,350 |
Noninterest-bearing deposits |  | 126,903 |  |  | 118,045 |
Total deposits |  | $ | 45,543,160 |  |  | $ | 37,505,395 |
_____________________ (1) As of June 30, 2026 and December 31, 2025, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $30,545 and $26,317, respectively. (2) As of June 30, 2026 and December 31, 2025, includes brokered deposits of $4,533,210 and $1,402,355, respectively. Brokered deposits consist of time deposits and demand deposits. As of June 30, 2026, future maturities of our total time deposits were as follows:
Remainder of 2026 | $ | 4,363,894 |
2027 | 5,926 |
2028 | 5,498 |
2029 | 367 |
2030 | 26 |
Thereafter | — |
Total | $ | 4,375,711 |

X
- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 405 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
Name: | us-gaap_DepositLiabilitiesDisclosuresTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_DepositsAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration