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Loans - Schedule of Loan Securitizations Accounted for as Sales and Whole Loan Sales (Details) - Whole Loans - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Personal loans        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash $ 0 $ 200,326 $ 0 $ 1,313,348
Servicing assets recognized 0 11,817 0 80,442
Repurchase liabilities recognized 0 (520) 0 (1,800)
Total consideration 0 211,623 0 1,391,990
Aggregate unpaid principal balance and accrued interest of loans sold 0 200,526 0 1,313,698
Realized gain (loss) 0 11,097 0 78,292
Personal loans | Loans in Delinquency        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash 7,179 7,200 14,293 14,400
Servicing assets recognized 6,312 6,304 12,566 12,610
Repurchase liabilities recognized 108 (90) (8) (171)
Total consideration 13,599 13,414 26,851 26,839
Aggregate unpaid principal balance and accrued interest of loans sold 94,286 94,699 187,816 189,532
Realized gain (loss) (80,687) (81,285) (160,965) (162,693)
Aggregate unpaid principal balance sold 89,700 90,000 178,700 180,000
Aggregate unpaid principal balance sold, prior period write-down 56,200 63,400 114,100 126,700
Home loans        
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]        
Cash 839,258 792,211 1,612,357 1,118,851
Servicing assets recognized 8,130 4,222 15,507 7,016
Repurchase liabilities recognized (1,040) (1,534) (2,106) (2,143)
Total consideration 846,348 794,899 1,625,758 1,123,724
Aggregate unpaid principal balance and accrued interest of loans sold 834,452 779,332 1,598,967 1,101,864
Realized gain (loss) $ 11,896 $ 15,567 $ 26,791 $ 21,860