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Loans - Schedule of Unpaid Principal Balances of Transferred Loans and Cash Flows Received (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Contractually Specified Servicing Fee Income, Statement Of Income Or Comprehensive Income, Extensible Enumeration, Not Disclosed Flag     Servicing fees collected from transferred loans Servicing fees collected from transferred loans  
Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced $ 25,260,535   $ 25,260,535   $ 22,906,537
Servicing fees collected from transferred loans 44,888 $ 25,490 88,743 $ 55,183  
Charge-offs, net of recoveries, of transferred loans 243,997 162,454 484,530 302,648  
Personal Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 15,205,101   15,205,101   13,215,980
Servicing fees collected from transferred loans 36,599 16,741 72,301 36,909  
Charge-offs, net of recoveries, of transferred loans 233,161 149,936 462,885 278,857  
Student Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 2,266,140   2,266,140   2,653,191
Servicing fees collected from transferred loans 3,012 4,523 6,159 9,668  
Charge-offs, net of recoveries, of transferred loans 10,836 12,518 21,645 23,791  
Home Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 7,789,294   7,789,294   7,037,366
Servicing fees collected from transferred loans 5,277 $ 4,226 10,283 $ 8,606  
Loans in Delinquency | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 555,053   555,053   503,871
Loans in Delinquency | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 348,176   348,176   315,821
Loans in Delinquency | Personal Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 450,128   450,128   396,827
Loans in Delinquency | Personal Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 264,399   264,399   235,479
Loans in Delinquency | Student Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 40,186   40,186   57,225
Loans in Delinquency | Student Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 19,038   19,038   30,523
Loans in Delinquency | Home Loans | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced 64,739   64,739   49,819
Loans in Delinquency | Home Loans | Loans in delinquency (30+ days past due) | Variable Interest Entity, Not Primary Beneficiary          
Securitization or Asset-backed Financing Arrangement, Financial Asset for which Transfer is Accounted as Sale [Line Items]          
Total transferred loans serviced $ 64,739   $ 64,739   $ 49,819