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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000007084-04-000515.txt : 20041223
<SEC-HEADER>0000007084-04-000515.hdr.sgml : 20041223
<ACCEPTANCE-DATETIME>20041223135240
ACCESSION NUMBER:		0000007084-04-000515
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20041217
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Termination of a Material Definitive Agreement
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20041223
DATE AS OF CHANGE:		20041223

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ARCHER DANIELS MIDLAND CO
		CENTRAL INDEX KEY:			0000007084
		STANDARD INDUSTRIAL CLASSIFICATION:	FATS & OILS [2070]
		IRS NUMBER:				410129150
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0630

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-00044
		FILM NUMBER:		041223593

	BUSINESS ADDRESS:	
		STREET 1:		4666 FARIES PKWY
		CITY:			DECATUR
		STATE:			IL
		ZIP:			62526
		BUSINESS PHONE:		2174244798

	MAIL ADDRESS:	
		STREET 1:		4666 FARIES PKWY
		CITY:			DECATUR
		STATE:			IL
		ZIP:			62526
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>adm8k2004.htm
<DESCRIPTION>ADM 8K DECEMBER 2004
<TEXT>
<HTML><HEAD><TITLE>ADM 8K December 2004</TITLE><!-- Licensed to: Archer Daniels Midland Company--><!-- Document Created using EDGARIZER HTML --><!-- Copyright 2004 EDGARfilings, Ltd., an IEC company.--><!-- All rights reserved EDGARfilings.com --></HEAD>
<BODY id=38 style="MARGIN: 10%; TEXT-INDENT: 0pt">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>UNITED STATES</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>SECURITIES AND EXCHANGE COMMISSION</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>WASHINGTON, DC 20549</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>FORM 8-K</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>CURRENT REPORT PURSUANT</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>TO SECTION 13 OR 15(D) OF THE</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>SECURITIES EXCHANGE ACT OF 1934</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;Date of report (Date of earliest event reported): </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>December 17, 2004</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>ARCHER-DANIELS-MIDLAND COMPANY</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">(Exact Name of Registrant as Specified in Its Charter)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Delaware</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">(State or Other Jurisdiction</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">of Incorporation)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 117pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;1-44</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 225pt">&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>41-
012915</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;</FONT>(Commission File Number)&nbsp;&nbsp;&nbsp;&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp; </FONT></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;</FONT>(IRS Employer Identification No.)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG></STRONG></FONT>&nbsp;</DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp; </FONT>4666 Faries Parkway</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: -9pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG><FONT id=TAB2 style="LETTER-SPACING: 9pt"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp;</FONT><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT></FONT>Decatur,Illinois&nbsp;</STRONG></FONT>&nbsp;&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FO
NT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>62526</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp; </FONT>&nbsp;(Address of Principal Executive Offices)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 108pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp; </FONT></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">(Zip Code)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>(217) 424-5200</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">(</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Registrant&#146;s Telephone Number, Including Area Code)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Not Applicable</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">(Former Name or Former Address, if Changed Since Last Report)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif"><EM>see </EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">General Instruction A.2. below):</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Wingdings">o</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Wingdings">o</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Wingdings">o</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 18pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Wingdings">o</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 9pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 11pt; FONT-FAMILY: Times New Roman, serif">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR></DIV>
<DIV>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;&nbsp;</TD></TR>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
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</FONT></TD></TR></TABLE></DIV>
<DIV>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE></DIV>
<DIV><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Item 1.01</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Entry Into a Material Definitive Agreement. </STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">On December 17, 2004, the Compensation/Succession Committee of the Board of Directors of Archer-Daniels-Midland Company (the &#147;Company&#148;) adopted the ADM Deferred Compensation Plan for Selected Management Employees II (As Adopted As Of December 1, 2004) (the &#147;Deferred Compensation Plan II&#148;) and the ADM Supplemental Retirement Plan II (As Adopted As Of December 1, 2004) (the &#147;SERP II,&#148; and together with the Deferred Compensation Plan II, the &#147;Plans&#148;). The Plans are intended to comply with the requirements imposed under new Section 409A of the Internal Revenue Code of 1986, as amended (the &#147;Code&#148;) (as added by the American Jobs Creation Act of 2004 (&#147;Jobs Act&#148;)), and the provisions of the Plans will be construed i
n a manner consistent with the requirements of such section of the Code. The Company intends to amend the Plans, to the extent necessary, to comply with guidance that the United States Department of Treasury is expected to issue with respect to Section 409A of the Code. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The obligations of the Company under the Plans are unsecured general obligations to pay in the future the balance of the deferred compensation accounts or accrued benefits, as the case may be, pursuant to the terms of the Plans.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Certain highly compensated and management employees of the Company are eligible to participate in the Deferred Compensation Plan II. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Deferred Compensation Plan II allows eligible employee participants to annually defer between 5% and 75% of their base salary on a pre-tax basis. Deferred amounts are credited to the participants&#146; accounts and the accounts are credited with earnings based on one or more benchmark funds offered under the Deferred Compensation Plan II. Participants can set up to five scheduled distribution accounts. Each scheduled distribution account will be paid in a lump-sum in January of the year designated by the participant. With respect to one of the s
cheduled distribution accounts, a participant can elect to receive installments over a period of up to 5 years instead of a lump-sum. Participants can further defer the payment by making a deferral election at least 12 months prior to the scheduled payment, provided the new payment year is at least five years after the scheduled payment year. Participants can also elect to have any scheduled distribution accounts paid six months after termination of employment (or in January of the year following termination, if later) if that such termination occurs before the scheduled payment dates. Participants can also set up a retirement account that results in a lump-sum or installment payments, as elected by the participant, to be paid six months after retirement (or in January of the year following retirement, if later).</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&nbsp;</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Certain highly compensated employees of the Company are eligible to participate in the SERP II. Employees who become eligible after December 31, 2004, must enroll in the SERP II during the 30 day period following notification of eligibility. Participants become vested in their supplemental retirement benefits if the participant is vested in his or her interest in the Company&#146;s qualified retirement plan. Vested participants will be entitled to receive a benefit after termination calculated in accordance with the SERP II. The payments will begin on the later of the first day of the month beginning six months after the participant&#146;s separation from service or the first day the participant could elect to receive his or her pension under the qualified retirement p
lan and will be paid in the form of either a life annuity, which results in monthly payments to the participant during his or her life, or a joint and survivor annuity, which results in monthly payments to the participant during his or her life and then to the participant&#146;s designated beneficiary after the participant dies.</FONT></DIV>
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<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
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<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Also on December 17, 2004, </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">the Compensation/Succession Committee of the Board of Directors of the Company adopted amendments to the Archer-Daniels-Midland Company Amended and Restated Stock Unit Plan For Nonemployee Directors (the &#147;Director Plan&#148;). The Director Plan provides a means for nonemployee directors on the Company&#146;s Board of Directors to receive part or all of their compensation in the form of stock units. The amendments to the Director Plan modify the ability of participants to extend the day of payment under the stock units in order to comply with the Jobs Act. Under the Director Plan, as amended and restated, participants must make an election to extend
 the payment date at least 12 months prior to the previously scheduled payment date and the new payment date must be at least 5 years after the previously scheduled payment date unless the election to extend is received by the benefits committee prior to the calendar year in which the stock unit award is made. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Item 1.02</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 36pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Termination of a Material Definitive Agreement</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 45pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Effective December 31, 2004, the Company&#146;s Deferred Compensation Plan for Selected Management Employees</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"> I (As Amended and Restated Effective September 1, 2001), as amended</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">, which is the predecessor plan to the Deferred Compensation Plan II, was suspended with respect to new deferrals; however, such plan will continue to operate for the purpose of administering amounts deferred and vested under such plan on or prior to December 31, 2004. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Effective December 31, 2004, the Archer Daniels Midland Supp
lemental Retirement Plan I (As Amended and Restated Effective January 1, 1994), as amended, which is the predecessor plan to the SERP II, was suspended with respect to additional benefits; however, such plan will continue to operate for the purpose of administering benefits accrued under such plan on or prior to December 31, 2004.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Item 9.01</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 36pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Financial Statements and Exhibits. </STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(c) Exhibits</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 36pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The following exhibits are filed herewith:</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR>
<TD style="BORDER-BOTTOM: medium none" vAlign=top align=left width="19%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<U>Exhibit</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD style="BORDER-BOTTOM: medium none" vAlign=top align=left width="56%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG><U>Description</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><U></U>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="19%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;99.1</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="56%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">ADM Deferred Compensation Plan for Selected Management Employees II (As Adopted As Of December 1, 2004).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="19%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;99.2</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="56%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">ADM Supplemental Retirement Plan II (As Adopted As Of December 1, 2004).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="19%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;99.3</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="56%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Archer-Daniels-Midland Company Amended and Restated Stock Unit Plan For Nonemployee Directors.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR></TABLE></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left>&nbsp;</DIV>
<DIV>
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<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;&nbsp;</TD></TR>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
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<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE></DIV>
<DIV><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">SIGNATURES</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 216pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;</FONT>ARCHER-DANIELS-MIDLAND COMPANY</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Date: December 23, 2004</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 207pt">&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">By: </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>/s/ David J. Smith</U></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nb
sp; &nbsp;</FONT>&nbsp;<FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;</DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 216pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;</FONT>Name: David J. Smith</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 261pt; TEXT-INDENT: -45pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;</FONT>Title:</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 243pt">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Executive Vice President, Secretary and </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 261pt; TEXT-INDENT: -45pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>General Counsel</FONT></DIV>
<DIV><BR><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
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</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>EXHIBIT INDEX</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR>
<TD vAlign=top width="16%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Exhibit</FONT></DIV></TD>
<TD vAlign=top width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Description</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top width="16%">&nbsp;</TD>
<TD vAlign=top width="52%">&nbsp;</TD></TR>
<TR>
<TD vAlign=top align=left width="16%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">99.1</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">ADM Deferred Compensation Plan for Selected Management Employees II (As Adopted As Of December 1, 2004).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="16%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">99.2</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">ADM Supplemental Retirement Plan II (As Adopted As Of December 1, 2004).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="16%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">99.3</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Archer-Daniels-Midland Company Amended and Restated Stock Unit Plan For Nonemployee Directors.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV></TD></TR></TABLE></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman, serif">M1:1165896.01</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99-1.htm
<DESCRIPTION>EX 99.1 ADM DEFERRED COMPENSATION PLAN FOR SELECTED MANAGEMENT EMPLOYEES II (AS ADOPTED AS OF DECEMBER 1, 2004)
<TEXT>
<HTML><HEAD><TITLE>EX 99.1 ADM Deferred Compensation Plan for Selected Management Employees II (As Adopted As Of December 1, 2004)</TITLE><!-- Licensed to: Archer Daniels Midland Company--><!-- Document Created using EDGARIZER HTML --><!-- Copyright 2004 EDGARfilings, Ltd., an IEC company.--><!-- All rights reserved EDGARfilings.com --></HEAD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>(As Adopted As Of December 1, 2004)</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>TABLE OF CONTENTS</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U></U></STRONG></FONT>&nbsp;</DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACI
NG: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Page</U></STRONG></FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE I INTRODUCTION</STRONG></FONT></DIV>
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<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1</STRONG></FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.1 Purpose of the Plan; History</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2 Non-Qualified &#147;Top-Hat&#148; Plan</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.3 Plan Document</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.4 Effective Date of Document</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE II DEFINITIONS AND CONSTRUCTION</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1</STRONG></FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1 Definitions</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.2 Choice of Law</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">5</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>5</STRONG></FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.2 Elective Deferral Credits</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.3 Company Matching Credits</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IV ACCOUNTS AND INVESTMENT ADJUSTMENTS</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7</STRONG></FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1 Accounts</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.2 Valuation of Accounts</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.3 Earnings Credits</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.4 Statements</FONT></DIV>
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<TD vAlign=top align=left width="13%">&nbsp;</TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE V VESTING</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VI SCHEDULED DISTRIBUTIONS</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1 Scheduled Distributions</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.2 Financial Hardship Withdrawal</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 22.5pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VII DISTRIBUTIONS AFTER SEPARATION</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.1 Benefit on Separation from Service or Disability</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2 Time and Form of Distribution</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.3 Cash-Out of Small Accounts</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">13</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.4 Valuation of Accounts Following Separation from Service</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">13</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VIII DISTRIBUTIONS AFTER DEATH</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>13</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1 Survivor Benefits</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">13</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2 Beneficiary Designation</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">14</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.3 Successor Beneficiary</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">14</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.4 Cash-Out of Small Accounts</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">15</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.5 Valuation of Accounts Following Separation from Service</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">15</FONT></DIV></TD></TR></TABLE>
<DIV>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Bookman Old Style, serif">i</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IX CONTRACTUAL OBLIGATIONS AND FUNDING</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>15</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1 Contractual Obligations</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">15</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2 Obligations Upon Occurrence of a Funding Event</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">15</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE X AMENDMENT AND TERMINATION OF PLAN</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>16</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.1 Right to Amend or Terminate</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">16</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.2 Effect of Termination</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">17</FONT></DIV></TD></TR></TABLE></DIV>
<DIV>&nbsp;</DIV>
<DIV>
<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE XI ADMINISTRATION/CLAIMS PROCEDURES</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>17</STRONG></FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.1 Administration</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">17</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.2 Correction of Errors And Duty to Review Information</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">17</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.3 Claims Procedure</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">18</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.4 Indemnification</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">18</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.5 Exercise of Authority</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">18</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.6 Telephonic or Electronic Notices and Transactions</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE XII MISCELLANEOUS</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT face="Bookman Old Style"><STRONG></STRONG></FONT>&nbsp;</DIV></TD>
<TD vAlign=top align=left width="13%"><STRONG>&nbsp;</STRONG></TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>19</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><STRONG><FONT face="Bookman Old Style"></FONT></STRONG>&nbsp;</DIV></TD></TR>
<TR>
<TD vAlign=top align=left width="52%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.1 Nonassignability</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.2 Withholding</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.3 Successors of ADM</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.4 Employment Not Guaranteed</FONT></DIV></TD>
<TD vAlign=top align=left width="13%">&nbsp;</TD>
<TD vAlign=top align=left width="7%">
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.5 Gender, Singular and Plural</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.6 Captions</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.7 Validity</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.8 Waiver of Breach</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">12.9 Notice</FONT></DIV></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 9pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">19</FONT></DIV></TD></TR></TABLE></DIV>
<DIV></DIV></FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;<FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT></DIV>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Bookman Old Style, serif">ii</FONT></TD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ADM</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>DEFERRED COMPENSATION PLAN</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>SELECTED MANAGEMENT EMPLOYEES II</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE I</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>INTRODUCTION</U></STRONG></FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Purpose of the Plan; History</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ADM DEFERRED COMPENSATION PLAN FOR SELECTED MANAGEMENT EMPLOYEES II</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> (the &#147;Plan&#148;) is sponsored by ADM and its Participating Affiliates to attract high quality executives and to provide eligible executives with an opportunity to save on a pre-tax basis and accumulate tax-deferred earnings to achieve their financial goals.</FONT></TD></TR>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan is the successor to the ADM Deferred Compensation Plan for Selected Management Employees I (As Amended and Restated Effective September 1, 2001), as amended by a First, Second, Third, Fourth, Fifth, Sixth and Seventh Amendment (the &#147;Prior Plan&#148;). The Seventh Amendment &#147;froze&#148; the Prior Plan to new deferrals effective as of December 31, 2004. All obligations under the Prior Plan will be satisfied under the Prior Plan.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Non-Qualified &#147;Top-Hat&#148; Plan</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Type of Plan</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan is a &#147;top-hat&#148; plan - that is, an unfunded plan maintained primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees within the meaning of ERISA &#167;&#167; 201(2), 301(a)(3) and 401(a)(1), and therefore is exempt from Parts 2, 3 and 4 of Title I of ERISA. The Plan also is a nonqualified deferred compensation plan subject to Code &#167;&nbsp;409A. </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Savings Clause Relating to Compliance with Code &#167; 409A</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. To the extent any provision of this Plan does not satisfy the requirements of Code &#167;&nbsp;409A or in any regulations or other guidance issued by the Treasury Department under Code &#167;&nbsp;409A subsequent to the adoption of this Plan, such provision will be applied in a manner consistent with such requirements, regulations or guidance, notwithstanding any provision of the Plan or any contrary or inconsistent election made by a Participant.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Plan Document</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan document consists of this document, any appendix to this document and any document that is expressly incorporated by reference into this document.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Effective Date of Document</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan (as stated in this document) is adopted effective December 1, 2004, to apply to deferrals after December 31, 2004. </FONT></TD></TR></TABLE>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>DEFINITIONS AND CONSTRUCTION</U></STRONG></FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>2.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Definitions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Account</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an account established for a Participant pursuant to Article IV.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>ADM</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means Archer Daniels Midland Company.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Affiliate</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any business entity that is required to be aggregated and treated as one employer with ADM under Code &#167;&nbsp;414(b) or (c).</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Beneficiary</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means a person or persons designated as such pursuant to Sec. 8.2.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Change in Control</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means either: </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Acquisition of 30% Control</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A person other than ADM or a subsidiary of ADM acquires beneficial ownership, directly or indirectly, of thirty-percent (30%) or more of the combined voting power of ADM&#146;s then outstanding securities entitled to vote generally in the election of directors (&#147;Voting Securities&#148;), provided that the following will not constitute a Change in Control under this subsection (a):</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any acquisition directly from ADM;</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any acquisition by any employee benefit plan (or related trust) sponsored or maintained by ADM or one or more of its subsidiaries; and</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(3)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any acquisition by any corporation with respect to which, immediately following such acquisition, more than sixty percent (60%) of, respectively, the then outstanding shares of common stock of such corporation and the combined voting power of the then outstanding voting securities of such corporation entitled to vote generally in the election of directors is then beneficially owned, directly or indirectly, by all or substantially all of the persons who were the beneficial owners, respectively, of the outstanding ADM common stock and Voting Securities immediately prior to such acquisition in substantially the same proportions as their ownership, immediately prior to such acquisition, of the outstanding ADM common stock and Voting Securities, as the case may be.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Liquidation or Dissolution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The complete dissolution or liquidation of ADM, or the sale or other disposition of all or substantially all of the assets of ADM (in one or a series of transactions), other than to a corporation with respect to which, immediately following such sale or other disposition, more than sixty percent (60%) of, respectively, the then outstanding shares of common stock of such corporation and the combined voting power of the then outstanding voting securities of such corporation entitled to vote generally in the election of directors is then beneficially owned, directly or indirectly, by all or substantially all of the persons who were the beneficial owners, respectively, of the outstanding ADM common stock and Voting Securities immediately prior to such sale or other disposition in substanti
ally the same proportions as their ownership, immediately prior to such sale or other disposition, of the outstanding ADM common stock and Voting Securities, as the case may be;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Certain Business Combinations</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Consummation of a reorganization, merger or consolidation of ADM (other than a merger or consolidation with a subsidiary of ADM) or a statutory exchange of outstanding Voting Securities of ADM, unless immediately following such reorganization, merger, consolidation or exchange, all or substantially all of the persons who were the beneficial owners, respectively, of the outstanding ADM common stock and Voting Securities immediately prior to such reorganization, merger, consolidation or exchange beneficially own, directly or indirectly, more than sixty percent (60%) of, respectively, the then outstanding shares of common stock and the combined voting power of the then outstanding voting securities entitled to vote generally in the election of directors, as the case may be, of the corp
oration resulting from such reorganization, merger, consolidation or exchange in substantially the same proportions as their ownership, immediately prior to such reorganization, merger, consolidation or exchange, of the outstanding ADM common stock and Voting Securities, as the case may be; or</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(d)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Change in Board</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A majority of the members of the Board of Directors of ADM are not Continuing Directors. For purposes of this subsection (d), &#147;Continuing Directors&#148; shall mean:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Individuals who, on January 1, 2005, are directors of ADM;</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Individuals elected as directors of ADM subsequent to January 1, 2005, for whose election proxies have been solicited by the Board of Directors of ADM; or </FONT></TD></TR></TABLE>
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<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">2</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(3) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any individual elected or appointed by the Board of Directors of ADM to fill a vacancy on the Board of Directors of ADM caused by death or resignation (but not by removal) or to fill a newly created directorship. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">For purposes of this definition, a &#147;person&#148; means a person within the meaning of Sections 13(d) and 14(d) of the Securities Exchange Act of 1934, as amended (&#147;Exchange Act&#148;), &#147;beneficial ownership&#148; means beneficial ownership within the meaning of Rule 13d-3 under the Exchange Act, and &#147;subsidiary&#148; of ADM means any entity of which securities or other ownership interests having general voting power to elect a majority of the board of directors or other persons performing similar functions are at the time directly or indirectly owned by ADM.</FONT></DIV>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.6</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Code</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Internal Revenue Code of 1986, as amended.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.7</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Company Match Credit</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the credit to Account G - Company Match Account of a Participant, pursuant to Section 3.3.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.8</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Deferral Eligible Compensation</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means a Participant&#146;s base salary from ADM and its Affiliates, plus any bonus, incentive, or other payments that ADM (acting in its corporate capacity) determines in its sole discretion to be eligible for a deferral election under this Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.9</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Disability</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that the Participant has, by reason of any medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than twelve (12) months, received income replacement benefits for the full period allowed under a disability plan maintained by ADM (but not less than three (3) months), and has been determined to be eligible to receive benefits under the Long-Term Disability Plan maintained by ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If a Participant has a Separation from Service prior to satisfying the conditions specified above for a Disability, the provisions of the Plan relating to Separation from Service (or Retirement, if applicable) will apply with respect to the Participant, and not the provisions relating to Disability.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.10</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Earnings Credit</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the gains and losses credited on the balance of an Account based on the choice made by the Participant (or Beneficiary after the death of the Participant) among the investment options made available under the Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.11</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Eligible Employee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an Employee of ADM or a Participating Affiliate:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Who is compensated on a salary basis; </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Whose annualized base salary is one-hundred seventy-five thousand dollars ($175,000) or more; and</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Who is on payroll in the United States.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An Employee&#146;s &#147;annualized base salary&#148; for this purpose means his/her base salary from ADM and its Affiliates (excluding bonuses, incentive payments and other special compensation) expressed on an annual basis. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The ADM Board of Directors (or its Compensation Committee), or the ADM Chief Executive Officer (in each case acting in a corporate capacity), in its/his/her sole and absolute discretion, may determine that an Employee described above will not be an Eligible Employee, or may determine that an Employee not described above will be an Eligible Employee. However, the Plan is intended to cover only those Employees who are in </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">a select group of management or highly compensated employees within the meaning of ERISA &#167;&#167; 201(2), 301(a)(3) and 401(a)(1); and, accordingly, if any interpretation is issued by the Department of Labor that would exclude any Employee from satisfying that requirement, such Employee immediately wi
ll cease to be in the Eligible Employee. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.12</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Employee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any common-law employee of ADM or an Affiliate (while it is an Affiliate). </FONT></TD></TR></TABLE>
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<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">3</FONT></TD>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.13</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>ERISA</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Employee Retirement Income Security Act of 1974, as amended.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.14</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Funding Event</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means a Change in Control or a Potential Change in Control.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.15</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participant</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an Eligible Employee who is enrolled in the Plan, or a current or former Employee who is not enrolled but who has a balance remaining in an Account under the Plan. &#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Active Participant</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an Eligible Employee who is enrolled in the Plan.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.16</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participating Affiliate</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any Affiliate (while it is an Affiliate) which employs one or more Eligible Employees.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.17</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Plan Year</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the calendar year.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.18</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Potential Change in Control</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any of the following:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The commencement by any person of a tender or exchange offer or a proxy contest that would ultimately result in a Change in Control described in Sections 2.1.5(a) or (d);</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The execution of a letter of intent, agreement in principle or definitive agreement by ADM that would ultimately result in a Change in Control;</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The public announcement by any person of such person&#146;s intent to take or consider taking actions which, if consummated, would result in a Change in Control; or </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(d)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The adoption by the Board of Directors of ADM of a resolution to the effect that a Change in Control is imminent for purposes of this Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If one-third (1/3</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>rd</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">) of the Participants, separately or together, provide a written statement to ADM that, in their good faith opinion, a Potential Change in Control has occurred, then a Potential Change in Control will be deemed to have occurred for purposes of this Plan unless ADM, within ten (10) business days after such statement has been received from the Participants, provides the Participants with an opinion of a nationally or regionally recognized law firm that a Potential Change in Control has not occurred for purposes of the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">For purposes of this definition, a &#147;person&#148; means a person within the meaning of Sections 13(d) and 14(d) of the Exchange Act.</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.19 &#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Prior Plan</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the ADM Deferred Compensation Plan for Selected Management Employees I, as amended.</FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.20</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Retirement</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means Termination of Employment under circumstances that entitle the Participant to an immediate commencement normal or early retirement benefit under the Archer Daniels Midland Retirement Plan (regardless of whether he/she elects to start an immediate pension under such plan). </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.21</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Separation from Service</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that an individual has both had both a Termination of Employment and has permanently discontinued providing services to ADM and its Affiliates in any capacity (for example, as a consultant or independent contractor) or has otherwise had a separation from service recognized as such under Code &#167; 409A. </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.22</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Spouse</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means a person of the opposite sex to whom the Participant is legally married as of the date of determination (including a common-law spouse in any state that recognizes common-law marriage, provided that acceptable proof and certification of common law marriage has been received by ADM).</FONT></TD></TR></TABLE>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.23 &#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Termination of Employment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that the common-law employer-employee relationship has ended between the individual and ADM and its Affiliates, as determined under the employment policies and practices of ADM (including by reason of voluntary or involuntary termination, retirement, death, failure to </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"></FONT>&nbsp;</DIV>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">4</FONT></TD>
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</FONT></TD></TR></TABLE>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><FONT id=TAB2 style="LETTER-SPACING: 9pt">&nbsp;&nbsp;&nbsp;</FONT>&nbsp;&nbsp; return from a recognized leave of absence, etc.). For an Employee working for an Affiliate, a termination of employment will occur upon sale of the stock of such employer such that it no longer satisfies the definition of an Affiliate (assuming he/she continues in the employ of that employer or a new affiliate of that employer after the sale). A termination of employment does not occur merely as a result of transfer of employment from one Affiliate to another Affiliate, or from ADM to an Affiliate or from an Affiliate to ADM.</FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.24</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Trustee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the trustee of a trust established pursuant to Sec. 9.2.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.25</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Valuation Date</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">means each day on which trading occurs on the New York Stock Exchange.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.26</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Years of Service for Vesting</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the number of years determined by:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">First, measuring the number of days in the period from the date on which the Employee is hired by Fair Isaac or an Affiliate (or, if the Employee previously had a Termination of Employment at a time when he/she was not vested in the Plan and he/she had a recognized break in service, measured from the date he/she is again hired by Fair Isaac or an affiliate after the recognized break in service) to the date of his/her most recent Termination of Employment. In the case of an employer that becomes an Affiliate as a result of a stock acquisition, merger or similar corporate transaction, the measuring date will start on the date on which the employer becomes an Affiliate, unless agreed otherwise by Fair Isaac. </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A &#147;recognized break in service for this purpose&#148; means a period of five (5) or more consecutive years during which an individual is not an Employee measured from the date after his/her Termination of Employment.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Then, reducing that number by the number of days of any absence from employment of twelve (12) months or more that results because of a Termination of Employment (shorter absences are not subtracted).</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Then, dividing that number by three-hundred and sixty five (365).</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(d)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Finally, rounding the result down to the next lowest whole number (that is, fractional years are not counted).</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>2.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Choice of Law</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The Plan will be governed by the laws of the State of Illinois to the extent that such laws are not preempted by the laws of the United States. All controversies, disputes, and claims arising hereunder must be submitted to the United States District Court for the Central District of Illinois.</FONT></TD></TR></TABLE>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE III</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>PARTICIPATION AND CONTRIBUTION CREDITS</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>3.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Participation</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.1.1&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Eligible Employees</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. All Eligible Employees will be eligible to participate in the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.1.2&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Enrollment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An Eligible Employee may enroll in the Plan during the thirty (30) day period following the date he/she is notified of eligibility for the Plan, with enrollment to be effective as of the first day of the month that coincides with or next follows the last day of such enrollment period. Thereafter, an Eligible Employee may enroll for a Plan Year during the annual enrollment period established by ADM for such Plan Year, which annual enrollment period will end not later than the last day of the prior Plan Year.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">5</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
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<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Enrollment is required and must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic sy</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">stem under circumstances authorized by ADM).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.1.3&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>End of Eligibility</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An Eligible Employee may continue to participate in the Plan for so long as the Plan remains in effect and he/she remains an Eligible Employee.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>3.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Elective Deferral Credits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Elective Deferral Credits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Elective Deferral Credits will be made for each pay date on behalf of each Active Participant who has enrolled in the Plan and who thereby elects to have his/her Deferral Eligible Compensation reduced in order to receive Elective Deferral Credits. The Elective Deferral Credits for a pay date will be credited to the appropriate Account on or as soon as administratively practicable after the pay date in an amount equal to the amount of the reduction in Deferral Eligible Compensation.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An Eligible Employee may elect to reduce his/her Deferral Eligible Compensation for a pay date by any whole percent, but not less than five percent (5%) or more than seventy-five percent (75%) (or such other minimum and/or maximum as ADM determines in its sole discretion to be appropriate for any bonus or other incentive payment that is eligible for a deferral election). </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An election (or the modification or revocation of an election) must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances authorized by ADM). An election must be made as part of enrollment described in Section 3.1.2 and must specify the Account(s) to which the Elective Deferrals are to be credited pursuant to Section 4.1.1, and the payment form associated with such Account.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Elections Relating to Services Performed After the Election are Irrevocable</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An election will apply to Deferral Eligible Compensation attributable to services performed in a given Plan Year, regardless of when such Deferral Eligible Compensation would otherwise be payable to the Participant (for example, an election to defer an annual bonus attributable to services performed in a given Plan Year but payable in the next Plan Year, must be made as part of the enrollment election made prior to the Plan Year in which the services are performed). An election made in connection with a mid-year enrollment under Sec. 3.1.2 will apply only to Deferral Eligible Compensation attributable to services performed on and after the effective date of the enrollment as provided in Sec. 3.1.2.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An election will be &#147;evergreen&#148; - that is, it will apply with respect to the Plan Year (or the remaining portion thereof) to which it relates and to subsequent Plan Years until changed or revoked by the Participant during an open enrollment period, or changed or revoked during the Plan Year as provided under this Section; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>except that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> an election will not apply to a Plan Year (and a new election will be required) if the election would result in any credits inconsistent with the terms of the Plan (for example, an election will not be evergreen if it would result in credits being made to a Scheduled Distribution Account during the scheduled distribution Plan Year of such Account). An election will be irrevocable 
throughout the Plan Year, except that it will automatically be revoked:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If the Participant receives a hardship withdrawal prior to age fifty-nine and one-half (59&#189;) from his/her 40(k) Contribution Account under the ADM 401(k) Plan for Salaried Employees (or other cash or deferred arrangement as defined in Code &#167;&nbsp;401(k) maintained as part of a qualified plan sponsored by ADM or an Affiliate (while it is an Affiliate)), in which case the Participant cannot reenroll until the first day of the Plan Year that starts at least six (6) months after the hardship withdrawal;</FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If the Participant receives an unscheduled withdrawal or financial hardship withdrawal under the Prior Plan, in which case the Participant cannot reenroll until the first day of the second Plan Year following the date of such withdrawal;</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Upon the occurrence of a Disability;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(d)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Upon Termination of Employment or upon otherwise ceasing to be an Eligible Employee; or</FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(e)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Upon termination of the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">6</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<TD width="100%" colSpan=3><FONT size=1>
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</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.2.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Limits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may, in its sole discretion, limit the minimum or maximum amount of Elective Deferral Credits that are allowed under the Plan by any Active Participant or any group of Active Participants, provided that such limit is established prior to the beginning of the Plan Year or prior to enrollment of the affected Participant. </FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>3.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Company Matching Credits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Company Matching Credits will be made for each Plan Year on behalf of each Participant who receives Elective Deferrals Credits for such Plan Year, who has made the maximum permissible elective deferrals permitted under Code &#167;&nbsp;402(g) under the ADM 401(k) Plan for Salaried Employees (&#147;401(k) Plan&#148;), and whose employer matching contributions under the 401(k) Plan are reduced because of the reduction in base pay resulting from an election under this Plan (taking into account the compensation limit of Code &#167;&nbsp;401(a)(17) applicable to the matching contributions under the 401(k) Plan). Company Matching Credits for a Plan Year will be added to
 Account G - Company Match Account on or as soon as administratively practicable after the first business day of the next Plan Year in an amount equal to the difference between the amount of the employer matching contributions that would have been made under the 401(k) Plan if his/her base pay had not been reduced as a result of the election under this Plan (disregarding the impact such additional matching contributions would have had on the nondiscrimination test under Code &#167; 401(m)), and the actual amount of employer matching contributions made under the 401(k) Plan for the Plan Year.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IV</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>ACCOUNTS AND INVESTMENT ADJUSTMENTS</U></STRONG></FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Accounts</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Types of Accounts</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The following Accounts will be maintained under the Plan as part of the Account of each Participant:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;Account A - Retirement Account&#148; to reflect Elective Deferral Credits which the Participant directs be credited to this Account.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;Account B, C, D, E and/or F - Scheduled Distribution Account&#148; to reflect Elective Deferral Credits which the Participant directs be credited to any of these Accounts.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;Account G - Company Match Account&#148; to reflect Company Matching Credits.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Additional Accounts may also be maintained if considered appropriate by ADM in the administration of the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.2&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Distribution Events</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Distributions from Account A - Retirement Account and Account G - Company Match Account will occur following Separation from Service or Disability in accordance with Article VII, or following death in accordance with Article VIII.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Distributions from Account B, C, D, E and/or F - Scheduled Distribution Accounts will be made in accordance with Article VI, or in the event of a Separation from Service or Disability over-ride election made by the Participant in accordance with Article VI, following Separation from Service or Disability in accordance with Article VII, or in either event following death in accordance with Article VIII.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Balance of Accounts</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An Account will have a cash balance expressed in United States dollars. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Accounts for Bookkeeping Only</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Accounts are for bookkeeping purposes only and the maintenance of Accounts will not require any segregation of assets of ADM or any Participating Affiliate. Except as provided in Section 9.2, n</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">either ADM nor any Participating Affiliate will have any obligation whatsoever to set aside funds for the Plan or for the benefit of any Participant or Beneficiary, and no Participant or Beneficiary will have any rights to any amounts that may be set aside other than the rights of an unsecured general creditor of ADM or Participating Affiliate that employs (or employed) the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">7</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Valuation of Accounts</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Daily Adjustments</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Accounts will be adjusted from time to time as follows:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Elective Deferral and Company Matching Credits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Elective Deferral Credits and Company Matching Credits will be added to the balance of the appropriate Account as of the dates specified in Sections 3.2 and 3.3.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Earnings Credits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Earnings Credits will be added to (or subtracted) from the balance of the Account as of each Valuation Date as provided in Section 4.3.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(e)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Withdrawals and Distributions</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The withdrawals and distributions made from an Account will be subtracted from the balance of the Account as of the date the withdrawal or distribution is made from the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Processing Transactions Involving Accounts</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Accounts shall be adjusted to reflect Elective Deferral Credits, Company Matching Credits, Earnings Credits, distributions and other transactions as provided in Section 4.2.1. However, all information necessary to properly reflect a given transaction in an Account may not be immediately available, in which case the transaction will be reflected in the Account when such information is received and processed. Further, ADM reserves the right to delay any Elective Deferral Credit, Company Matching Credit, Earnings Credit, distribution or other transaction for any legitimate administrative reason (including, but not limited to, failure of systems or computer programs, failure of the means of the transmission of data, force majeure, the failure of a service provider to timely
 receive net asset values or prices, or to correct for its errors or omissions or the errors or omissions of any service provider). </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Earnings Credits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.3.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Adjustment to Reflect Earnings Credits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Accounts will be adjusted (increased or decreased) as of each Valuation Date to reflect Earnings Credits as determined under Section 4.3.2.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.3.2&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Earnings Credits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM will establish a procedure by which a Participant (or Beneficiary following the death of a Participant) may elect to have his/her Earnings Credits determined based the performance of one or more investment options deemed to be available under the Plan. ADM, in its sole discretion, will determine the investment options that will be available as benchmarks for determining the Earnings Credit, </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">which may include mutual funds, common or commingled investment funds or any other investment option deemed appropriate by ADM. ADM may at any time and from time to time add to or remove from the investment options deemed to be available under the Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participant (or Beneficiary following the death of the Participant) will be allowed on a hypothetical basis to direct the investment of his/her Accounts among the investment options available under the Plan. Hypothetical i</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">nvestment directions may be given with such frequency as is deemed appropriate by ADM, and must be made in such percentage or dollar increments, in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances so authorized by ADM). </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If an investment option has a loss, the Earnings Credit attribut
able to such investment option will serve to reduce the Account; similarly, if an investment option has a gain, the Earnings Credit attributable to such investment option will serve to increase the Account. If the Participant fails to elect an investment option, the Earnings Credit will be based on a money market investment option or such other investment option as may be selected for this purpose by ADM. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">8</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.3.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Hypothetical Investments</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. All investment directions of a Participant or Beneficiary will be on a &#147;hypothetical&#148; basis for the sole purpose of establishing the Earnings Credit for his/her Account - that is, the Account will be adjusted for Earnings Credits as if the Account were invested pursuant to the investment directions of the Participant or Beneficiary, but actual investments need not be made pursuant to such directions. However, ADM, in its sole discretion and without any obligation, may direct that investments be made per the investment directions of Participants and Beneficiaries. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Statements</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.4.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Statements</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may cause benefit statements to be issued from time to time advising Participants and Beneficiaries of the balance and/or investment of their Accounts, but it is not required to issue benefit statements.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.4.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Errors on Statements and Responsibility to Review</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may correct errors that appear on benefit statements at any time, and the issuance of a benefit statement (and any errors that may appear on a statement) will not in any way alter or affect the rights of a Participant or Beneficiary with respect to the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Each Participant or Beneficiary has a duty to promptly review each benefit statement and to notify ADM of any error that appears on such statement as provided in Sec. 11.2.2.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE V</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>VESTING</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participant at all times will have a fully vested interest in his/her Accounts under the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VI</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>SCHEDULED DISTRIBUTIONS</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>6.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Scheduled Distributions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.1&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Scheduled Distribution Accounts; Time and Form of Distribution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Participant may direct that up to five (5) Scheduled Distribution Accounts - Accounts B, C, D, E and F - be maintained under the Plan, with the following features associated with each such Account: </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Time of Payment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. When a Participant directs that a Scheduled Distribution Account be established, he/she must specify the Plan Year during which payment is to be made (or installments are to commence) with respect to such Account, subject to the following:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan Year of payment may not be before the second (2</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>nd</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">) Plan Year following the Plan Year for which the Account is first established (for example, if the Account is first established for 2006 during the enrollment period at the end of 2005, the Plan Year of payment cannot be before 2008); and</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Two Scheduled Distribution Accounts may not have the same distribution year.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Payment will be made (or installments will commence) from a Scheduled Distribution Account during January of the scheduled distribution Plan Year. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Form of Payment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Scheduled Distribution Account will be distributed in the following form:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A distribution from Scheduled Distribution Account B will be made either the of following forms at the election of the Participant:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(A)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A single lump-sum distribution; or</FONT></TD></TR></TABLE>
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<DIV><BR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">9</FONT></TD>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
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<TD style="WIDTH: 108pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(B)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A series </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">of annual installments over a period of two (2) to five (5) years as elected by the Participant. The first annual installment will equal, one-half (1/2), one-third (1/3</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>rd</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">), one-fourth (1/4</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">) or one-fifth (1/5</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">), as appropriate, of the 
balance of the Account as of the Valuation Date established by the Company that precedes the date on which the installment is to be paid, with the denominator of the fraction reduced by one each year. However, the installment for the final year will equal the full remaining balance of the Account.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">When a Participant directs that Scheduled Distribution Account B be established, he/she must specify the Plan Year during which payment is to be made (or installments are to commence) with respect to such Account.</FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A distribution from Scheduled Distribution Accounts C, D, E, and F will be made as a single-sum distribution of the full balance of the Participant&#146;s Account.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Special Rule if Death Occurs During Installment Pay-out</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Notwithstanding any contrary provision, if the Participant dies while he/she is receiving installments under Sec. 7.2.2(a), such installments will continue to his/her Beneficiary over the same period such installments would have been paid to the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Over-ride by Separation from Service or Disability</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. When a Participant directs that a Scheduled Distribution Account be established, he/she must specify whether a Separation from Service or Disability will over-ride the scheduled distribution election made under subsection (a) or Sec. 6.1.2 (that is, whether the distribution provisions of Article VII will apply to the Account in the event of a Separation from Service or Disability prior to the scheduled distribution Plan Year), and, if an over-ride does apply, the distribution time and form elections that will apply in the event of a Separation from Service or Disability, consistent with Article VII.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If so permitted by ADM, a Participant may make a different over-ride election to apply in the case of Retirement or Disability than will apply in the case of any other Separation from Service (for example, the Participant may elect that Article VII will over-ride in the event of Retirement or Disability, but not any other Separation from Service, or that Article VII will over-ride in the event of any Separation from Service or Disability).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Scheduled Distribution Account that will be paid in a given Plan Year will not count toward the maximum five (5) Scheduled Distribution Accounts. Accordingly, if a Participant has five (5) Scheduled Distribution Accounts, and one such Account will be paid in a given Plan Year, a Participant will be allowed to establish another Scheduled Distribution Account with respect to Elective Deferral Credits made for such Plan Year.</FONT></DIV>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
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<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.2&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Distribution Election Procedures; Subsequent Deferrals</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An election to establish a Scheduled Distribution Account must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances authorized by ADM). </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An election will be effective only if it is received in properly completed form by ADM as part of the enrollment for the Plan Year for which the Account is first established. However, a Participant may later defer the Plan Year in which payment is to be made, subject to the following:</FONT></TD></TR></TABLE>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Twelve Month Advance Election</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An election to defer must be received by ADM in properly completed form prior to the earlier of:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 108pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Twelve (12) months prior to the first day of the scheduled distribution Plan Year; or</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 108pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Termination of Employment.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Five Year Deferral</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The deferral must be for at least five (5) Plan Years from the scheduled distribution Plan Year.</FONT></TD></TR></TABLE>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">10</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participant may direct that Elective Deferral Credits for any Plan Year be added to an already existing Scheduled Distribution Account and may change such election during any annual enrollment period to apply with respect to future Elective Deferral Credits. Such an election will be irrevocable for the Plan Year. However, Elective Deferral Credits cannot be added to a Scheduled Distribution Account in the scheduled distribution Plan Year with respect to such Account.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.3&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Effect of Termination of Employment, Disability or Death</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Termination of Employment (except by reason of death) or Disability will not serve to accelerate any distribution from a Scheduled Distribution Account unless the Participant has elected that Separation from Service or Disability will over-ride the scheduled distribution election with respect to the Account, in which case Article VII will govern the distribution of the Account following Separation from Service or Disability consistent with the election made by the Participant. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">In the event of death, distributions from a Scheduled Distribution Account will be determined under Article VIII. </FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>6.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Financial Hardship Withdrawal</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> A Participant may make a withdrawal from his/her Accounts in the event of a financial hardship. Such withdrawal will be paid as soon as administratively practicable after the withdrawal request is received and ADM, in its sole discretion, has determined that the Participant has a financial hardship.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Elective Deferrals of the Participant will automatically stop in the event of a withdrawal for financial hardship, and the Participant will not be allowed to enroll again until the first day of the second Plan Year following the date of the withdrawal. </FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A &#147;financial hardship&#148; for this purpose means a severe financial hardship to the Participant resulting from an illness or accident of the Participant, or his/her spouse or dependent (as defined in Code &#167; 152(a)), property casualty loss to the Participant, or other similar extraordinary and unforeseeable circumstances of the Participant arising as a result of events beyond the control of the Participant, which is not covered by insurance and may not be relieved by the liquidation of other assets provided that such liquidation would not cause a financial hardship, and which is determined to qualify as a financial hardship by ADM. Cash needs arising from foreseeable events such as the purchase of a residence or education expenses for children will not, alone, be considered a financial hardship.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The amount available from a Participant&#146;s Accounts on account of a financial hardship is limited to the amount necessary to satisfy such hardship, plus amounts necessary to pay any taxes that may become due as a result of the distribution, as determined by ADM. A withdrawal will be drawn from the various Accounts as directed by the Participant.</FONT></TD></TR></TABLE>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">11</FONT></TD>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VII</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>DISTRIBUTIONS AFTER SEPARATION</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Benefit on Separation from Service or Disability</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> A Participant will be eligible to receive a distribution of the full balance of his/her Account A - Retirement Account, Account G - Company Match Account, and any of Accounts B, C, D, E or F - Scheduled Distribution Accounts with respect to which he/she has elected an over-ride for Separation from Service or Disability, following his/her Separation from Service or Disability in accordance with the terms of this Article.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Time and Form of Distribution</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Time of Distribution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A distribution will be made (or installment distributions will commence if installments are available and elected) at the following time:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Disability</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. In the case of a Disability, a distribution will be made at the following time as elected by the Participant:</FONT></TD></TR></TABLE>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The calendar month after the conditions have been met to establish a Disability; or</FONT></TD></TR></TABLE>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">January following the date on which the conditions have been met to establish a Disability.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Separation from Service.</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> In the case of a Separation from Service (including Retirement), a distribution will be made at the following time as elected by the Participant:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The calendar month beginning six (6) months after the Participant&#146;s Separation from Service; or</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The later of: </FONT></TD></TR></TABLE>
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<TD style="WIDTH: 108pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(A)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">January following the Participant&#146;s Separation for Service; or</FONT></TD></TR></TABLE>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 108pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(B)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The calendar month beginning six (6) months after the Participant&#146;s Separation from Service.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 144pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any election under paragraph (a)(2) or (b)(2) will not apply to a Company Matching Account - Account G; rather, such Account will be paid in all cases as of the date specified in paragraph (a)(1) or (b)(1), as applicable.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 81pt; TEXT-INDENT: -81pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2.2</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Form of Distribution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A distribution will be made in the following form:</FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Retirement or Disability</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. In the case of Retirement or Disability, a distribution will be made in either of the following forms as elected by the Participant:</FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 108pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(1)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A single lump-sum distribution of the full balance of his/her Accounts; or</FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 108pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(2)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A single lump-sum distribution of the full balance of his/her Account G - Company Match Account, with the remaining Accounts paid in a series of annual installments over a period of two (2) to twenty (20) years as elected by the Participant. The first annual installment will equal, one-half (1/2), one-third (1/3</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>rd</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">), one-fourth (1/4</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">) or one-fifth (1/5</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, 
serif">), etc., as appropriate, of the balance of the Account as of the last Valuation Date in the Plan Year prior to the Plan Year in which the installment is to be paid, with the denominator of the fraction reduced by one each year (the last installment will consist of the full remaining balance of the Accounts); or</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 108pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(3)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A combination of (1) and (2).</FONT></TD></TR></TABLE>
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<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">12</FONT></TD>
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<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Separation from Service (Other than Retirement)</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. In the case of a Separation from Service other than Retirement, a distribution will be in the form of a single lump-sum distribution of the full balance of the Participant&#146;s Accounts subject to this Article.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Distribution Election Procedures</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A distribution election as to time and form must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances authorized by ADM).</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A distribution election will be effective only if it is received in properly completed form by ADM as part of the enrollment for the Plan Year for which Account A - Retirement Account, or any of Accounts B, C, D, E or F - Scheduled Distribution Accounts that provide for a Separation from Service or Disability over-ride is established (whichever occurs first), and thereafter may not be modified. </FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Cash-Out of Small Accounts</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Any contrary provision notwithstanding, if the balance of a Participant&#146;s Account A - Retirement Plan, plus any Scheduled Distribution Account - Account B, C, D, E or F, that the Participant elects to be subject to this Article VII, does not exceed ten-thousand dollars ($10,000), such Accounts will be paid to the Participant in a lump-sum in full settlement of all benefits due under the Plan with respect to such Accounts; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> for purposes of determining whe
ther the ten-thousand dollar ($10,000) cash-out limit is exceeded, all nonqualified deferred compensation amounts payable to the Participant by the Company and its Affiliates will be aggregated if and to the extent required under Code &#167;&nbsp;409A.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Valuation of Accounts Following Separation from Service</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> An Account will continue to be credited with Earnings Credits in accordance with Article IV until it is paid in full to the Participant or Beneficiary.</FONT></TD></TR></TABLE>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VIII</STRONG></FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>DISTRIBUTIONS AFTER DEATH</U></STRONG></FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Survivor Benefits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Survivor Benefits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant dies prior to the full distribution of his/her Accounts, his/her Beneficiary will be entitled to a survivor benefit under the Plan. </FONT></TD></TR></TABLE>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Time of Distribution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The survivor benefit will be paid on or as soon as administratively practicable after ADM determines that a survivor benefit is payable under the Plan - that is, the date ADM is provided with the documentation necessary to establish the fact of death of the Participant and the identity and entitlement of the Beneficiary.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Form of Distribution</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The survivor benefit will be paid in one of the following forms as elected by the Participant:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A single-sum distribution of the full balance (or full remaining balance) of the Participant&#146;s Account;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A series of annual installments over a period of two (2) to five (5) years as elected by the Participant. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The first annual installment will equal, one-half (1/2), one-third (1/3</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>rd</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">), one-fourth (1/4</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">) or one-fifth (1/5</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 7pt; FONT-FAMILY: Bookman Old Style, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">), as appropriate, of the 
balance of the Account as of the last Valuation Date in the Plan Year prior to the Plan Year in which the installment is to be paid, with the denominator of the fraction reduced by one each year (the last installment will consist of the full remaining balance of the Accounts); or</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A combination of (a) and (b).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Notwithstanding the above, if the Participant dies while he/she is receiving installments under Sec. 7.2.2(a), such installments will continue to his/her Beneficiary over the same period such benefits would have been paid to the Participant. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">13</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Distribution Election Procedures</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A distribution form election must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances authorized by ADM).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">An election will be effective only if it is received in properly completed form by ADM as part of the initial enrollment in the Plan, and thereafter the form of payment (lump-sum or installments) may not be modified and will apply to all Accounts (except any Accounts that are being paid in installments under Sec. 7.2.2(a) will continue to be paid in installments as elected by the Participant).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Default Elections</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If a Participant fails to file a timely election as to the form of distribution to his/her Beneficiary, the distribution will be made in a single lump-sum payment, which </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">will apply to all Accounts (except any Accounts that are being paid in installments under Sec. 7.2.2(a) will continue to be paid in installments as elected by the Participant).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Beneficiary Designation</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.1&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>General Rule</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Participant may designate any person (natural or otherwise, including a trust) as his/her Beneficiary to receive any balance remaining in his/her Account when he/she dies, and may change or revoke a designation previously made without the consent of any Beneficiary.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any valid designation in effect under the Prior Plan will apply to this Plan unless and until changed by the Participant, or revoked upon marriage as provided in Sec. 8.2.2.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Special Requirements for Married Participants</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant has a Spouse at the time of death, such Spouse will be his/her Beneficiary unless the Spouse has consented in writing to the designation of a different Beneficiary. Consent of a Spouse will be deemed to have been obtained if it is established to the satisfaction of ADM that such consent cannot be obtained because the Spouse cannot be located. A consent by a Spouse will be effective only with respect to such Spouse, and cannot be revoked. A Beneficiary designation that has received spousal consent cannot be changed without spousal consent.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Beneficiary designation will be automatically revoked upon marriage of a Participant unless the new Spouse was designated as the sole primary Beneficiary. Further, if a Spouse is designated as Beneficiary, such designation will be automatically revoked upon the divorce of the Participant and former Spouse.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Form and Method of Designation</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Beneficiary designation must be made on such form and in accordance with such rules as may be prescribed for this purpose by ADM. A Beneficiary designation will be effective (and will revoke all prior designations) if it is received by ADM (or if sent by mail, the post-mark of the mailing is) prior to the date of death of the Participant. ADM may rely on the latest Beneficiary designation on file (or if an effective designation is not on file may direct that payment be made pursuant to the default provision of the Plan) and will not be liable to any person making claim for such payment under a subsequently filed designation or for any other reason.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Default Designation</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Beneficiary designation is not on file, or if a Beneficiary designation is revoked by divorce or otherwise and a new designation is not on file at death, or if no designated Beneficiary survives the Participant, the Beneficiary will be the estate of the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Successor Beneficiary</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> If the primary Beneficiary dies prior to complete distribution of the benefits under Section 8.1.2, the remaining survivor benefit will be paid to the contingent Beneficiary elected by the Participant in the form of a lump sum payable as soon as administratively practicable after the primary Beneficiary&#146;s death is established. If there is no surviving contingent Beneficiary, the lump sum will be paid to the estate of the primary Beneficiary.</FONT></TD></TR></TABLE>
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<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">14</FONT></TD>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Cash-Out of Small Accounts</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Any contrary provision notwithstanding, if the balance of a Participant&#146;s Accounts does not exceed ten-thousand dollars ($10,000) at his/her death, such Accounts will be paid to the Beneficiary in a lump-sum in full settlement of all survivor benefits due under the Plan; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> for purposes of determining whether the ten-thousand dollar ($10,000) cash-out limit is exceeded, all nonqualified deferred compensation amounts payable with respect to the Participant 
by the Company and its Affiliates will be aggregated if and to the extent required under Code &#167;&nbsp;409A. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.5</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Valuation of Accounts Following Separation from Service</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> An Account will continue to be credited with Earnings Credits in accordance with Article IV until it is paid in full to the Beneficiary.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IX</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>CONTRACTUAL OBLIGATIONS AND FUNDING</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Contractual Obligations</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Obligations of Employer</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The Plan creates a contractual obligation on the part of ADM and each Participating Affiliate to provide benefits as set forth in the Plan with respect to:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participants who are employed with ADM or that Participating Affiliate;</FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participants who were employed with ADM or that Participating Affiliate prior to Termination of Employment; and </FONT></TD></TR></TABLE>
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<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Beneficiaries of the Participants described in (a) and (b).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participating Affiliate is not responsible for (and has no contractual obligation with respect to) benefits payable to a Participant who is or was employed with ADM or a Participating Affiliate. If a Participant is employed with two or more employers (ADM and a Participating Affiliate, or two or more Participating Affiliates, etc.), either concurrently or at different times, each will be responsible for the benefit attributable to Elective Deferral Credits and Company Matching Credits made while the Participant was employed with that employer, adjusted for Earnings Credits.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Notwithstanding the contractual obligation, no Participant or Beneficiary entitled to benefits under this Plan has any right, title or claim in or to any specific assets of ADM or any Participating Affiliate, but instead has the right of a general creditor of such employer.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Guarantee by Company</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM will guarantee and assume secondary liability for the contractual commitment of each Participating Affiliate under Sec. 9.1.1.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Obligations Upon Occurrence of a Funding Event</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Establishment and Funding of Rabbi Trust</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM will establish a &#147;rabbi&#148; trust to serve as a funding vehicle for benefits payable under the Plan. However, neither ADM nor any Participating Affiliate will have any obligation to fund such trust except upon the occurrence of a Funding Event. In such event, ADM and each Participating Affiliate will be obligated to immediately deposit into the trust an amount equal to the then current balance of the Accounts (whether or not vested) of all Participants and Beneficiaries (including Participants and Beneficiaries who have deferred benefits or are in pay status under the Plan) with respect to which it has a contractual obligation under Sec. 9.1.1. However, the funding obligation of any Participating Affiliate may be satisfied by another Participating Affiliate, an
d ADM will guarantee and assume secondary liability for the funding obligation of each Participating Affiliate. The rabbi trust hereby established may be revocable, provided that it must become irrevocable (in whole or in part) in the event of a Change of Control. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">15</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The assets of any rabbi trust hereby established will not be held or transferred outside of the United States, and the trust will not have any other feature that would result in a transfer of property being deemed to have occurred under Code &#167;&nbsp;409A (for example, there will be no funding obligation or restrictions on assets in connection with a change in financial health of ADM or any Affiliate). </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Effect on Contractual Benefit Obligations</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The establishment and funding of a rabbi trust will not affect the contractual obligations of ADM and each Participating Affiliate under Sec. 9.1, except that such obligations with respect to any Participant or Beneficiary will be offset to the extent that payments actually are made from the trust to such Participant or Beneficiary. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participant will have the right to enforce the funding obligation imposed hereunder; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> in the case of a funding obligation that arises as a result of a Potential Change in Control, a Participant will have the right to enforce the funding obligation only if the Participants have first followed the procedures specified in Sec. 2.1.18 and there has been no timely opinion letter of a nationally or regionally recognized law firm delivered to the Participants that a Potential Change in Control has not occurred for purposes of the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Prefunding and Use of Other Rabbi Trusts</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The amount that ADM and each Participating Affiliate are obligated to fund to a rabbi trust under Sec. 9.2.1 upon the occurrence of a Funding Event will be offset by the then current balance of the rabbi trust resulting from prior funding of such trust by ADM or a Participating Affiliate to the extent such balance is attributable to this Plan. Similarly, if another rabbi trust also exists at the time of a Funding Event to fund benefits payable under this Plan, and such other rabbi trust is irrevocable or becomes irrevocable upon a Change in Control, then the amount that ADM and each Participating Affiliate are obligated to fund to a rabbi trust under Sec. 9.2.1 will be offset by the then current balance of such other rabbi trust to the extent such balance is attributable 
to this Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any rabbi trust used to fund benefits payable under this Plan may be used to fund benefits payable under any other non-qualified deferred compensation plan maintained by ADM or a Participating Affiliate; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> if a funding obligation arises under Sec. 9.2.1, the portion of the trust assets attributable to this Plan will thereafter be accounted for separately under the trust, and such assets will be used solely to fund benefits payable under this Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE X</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>AMENDMENT AND TERMINATION OF PLAN</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Right to Amend or Terminate</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Amendment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may amend the Plan at any time and for any reason by action of the following:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Board of Directors</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Board of Directors (or its Compensation Committee) can adopt any amendment to the Plan, and any amendment that has a material cost impact to ADM is reserved exclusively to the Board of Directors (or its Compensation Committee).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Benefit Plans Committee or Chief Executive Officer</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Benefit Plans Committee or ADM Chief Executive Officer can adopt any amendment to the Plan that is not reserved to the Board of Directors (that is, any amendment that does not have a material cost impact to ADM). The Benefit Plans Committee or Chief Executive Officer, in its/his/her sole and absolute discretion, can determine the cost impact of an amendment, and the validity of amendment will not be open to challenge if based upon a good faith determination of the cost impact made by the Benefit Plans Committee or Chief Executive Officer. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Benefit Plans Committee or Chief Executive Officer acts on behalf ADM in its corporate capacity in connection with any amendment to the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Persons with Delegated Authority</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Board of Directors (or its Compensation Committee) and the ADM Benefit Plans Committee and ADM Chief Executive Officer, by resolution or written action, can delegate the amendment authority vested in such person or body to any other person, committee or body. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">16</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Termination</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may terminate the Plan at any time and for any reason by action of the ADM Board of Directors (or its Compensation Committee).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Restrictions in the Event of a Change in Control</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Any contrary provision notwithstanding, during the twenty-four (24) months immediately following a Change in Control, the amendment or termination of the Plan (other than an amendment required to comply with a change in law) will require the written consent of a majority of the Participants who would be affected by such amendment or termination of the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Effect of Termination</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>No Negative Effect on Balances or Vesting</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. In no event may an amendment or termination of the Plan reduce the balance or the vested portion of the balance of the Account of any Participant or Beneficiary.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Other Effects of Termination</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. After termination of the Plan, no additional credits will be added to the Account of any Participant attributable to periods after the date of termination. However, distributions following termination of the Plan will be made at the same time and in the same form as if the termination had not occurred, and termination will not result in any acceleration of any distribution under the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE XI</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>ADMINISTRATION/CLAIMS PROCEDURES</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Administration</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Administrator</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM is the administrator of the Plan with authority to control and manage the operation and administration of the Plan and make all decisions and determinations incident thereto. Action on behalf of ADM as administrator may be taken by any of the following:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Its Benefit Plans Committee; </FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Its Chief Executive Officer; or</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any individual, committee, or entity to whom responsibility for the operation and administration of the Plan is allocated by the Benefit Plans Committee or Chief Executive Officer.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Where action is to be taken by the ADM Board of Directors (or its Compensation Committee) under the Plan, such action is taken in a corporate capacity (and not as administrator) with respect to the Plan.</FONT></DIV>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Third-Party Service Providers.</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM may from time to time contract with or appoint a recordkeeper or other third-party service provider for the Plan. Any such recordkeeper or other third-party service provider will serve in a non-discretionary capacity and will act in accordance with directions given and/or procedures established by ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Rules of Procedure</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">establish, adopt or revise such rules and regulations as it may deem necessary or advisable for the administration of the Plan.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Correction of Errors And Duty to Review Information</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Correction of Errors</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Errors may occur in the operation and administration of the Plan. ADM reserves the right to cause such equitable adjustments to be made to correct for such errors as it considers appropriate (including adjustments to Participant or Beneficiary Accounts), which will be final and binding on the Participant or Beneficiary.</FONT></TD></TR></TABLE>
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<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">17</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participant Duty to Review Information</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Each Participant and Beneficiary has the duty to promptly review any information that is provided or made available to the Participant or Beneficiary and that relates in any way to the operation and administration of the Plan or his/her elections under the Plan (for example, to review payroll stubs to make sure a contribution election is being implemented appropriately, to review benefit statements to make sure investment elections are being implemented appropriately, to review summary plan descriptions and prospectuses, etc.) and to notify ADM of any error made in the operation or administration of the Plan that affects the Participant or Beneficiary within thirty (30) days of the date such information is provided or made available to the Participant or Beneficiary (for ex
ample, the date the information is sent by mail or the date the information is provided or made available electronically). If the Participant or Beneficiary fails to review any information or fails to notify ADM of any error within such period of time, he/she will not be able to bring any claim seeking relief or damages based on the error.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If ADM is notified of an alleged error within the thirty (30) day time period, ADM will investigate and either correct the error or notify the Participant or Beneficiary that it believes that no error occurred. If the Participant or Beneficiary is not satisfied with the correction (or the decision that no correction is necessary), he/she will have sixty (60) days from the date of notification of the correction (or notification of the decision that no correction is necessary), to file a formal claim under the claims procedures under Sec. 11.3.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Claims Procedure</U></STRONG></FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.3.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Claims Procedure</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant or Beneficiary does not feel as if he/she has received full payment of the benefit due such person under the Plan, or if a Participant or Beneficiary feels that an error has been made with respect to his/her benefit under the Plan and has satisfied the requirements in Sec. 11.2.2, the Participant or Beneficiary (or such authorized representative) may file a claim in accordance with the claims procedure set forth in the summary created for the Plan or other claims procedure policy adopted by ADM. Following the claims procedure through completion is a condition of filing an arbitration action under Sec. 11.3.2. </FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Benefits Plans Committee will decide all claims and its decision on appeal will be final and binding subject to Sec. 11.3.2.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">11.3.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Arbitration</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant or Beneficiary follows the claims procedures but his/her final appeal is denied, he/she will have one year to file an arbitration action with respect to that claim, and failure to meet the one-year deadline will extinguish his/her right to file an arbitration action with respect to that claim.</FONT></TD></TR></TABLE>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any claim, dispute or other matter in question of any kind relating to this Plan which is not resolved by the claims procedures will be settled by arbitration in accordance with the employment dispute resolution rules of the American Arbitration Associa-tion. Notice of demand for arbitration will be made in writing to the opposing party and to the American Arbitration Association within one year after the final decision on appeal is issued, and if not filed within one year, all rights to benefits are forfeited under the Plan. The decision of the arbitrator(s) will be final and may be enforced in any court of competent jurisdiction.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The arbitrator(s) may award reasonable fees and expenses to the prevailing party in any dispute hereunder and will award reasonable fees and expenses in the event that the arbitrator(s) find that the losing party acted in bad faith or with intent to harass, hinder or delay the prevailing party in the exercise of its rights in connection with the matter under dispute.</FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Indemnification</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM and its Participating Affiliates jointly and severally agree to indemnify and hold harmless, to the extent permitted by law, each director, officer, and employee against any and all liabilities, losses, costs, or expenses (including legal fees) of whatsoever kind and nature that may be imposed on, incurred by, or asserted against such person at any time by reason of such person&#146;s services in the administration of the Plan, but only if such person did not act dishonestly, or in bad faith, or in willful violation of the law or regulations under which such liability, loss, cost, or expense arises.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.5</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Exercise of Authority</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM, its Benefit Plans Committee and Chief Executive Officer and any other person who has authority with respect to the management, administration or investment of the Plan may exercise that authority in its/his/her full discretion. This discretionary authority includes, but is not limited to, the authority to make any and all factual determinations and interpret all terms and provisions of this document (or any other document established for use in the administration of the Plan) relevant to the issue under consideration. The exercise of authority will be binding upon all persons; and it is intended that the exercise of authority be given deference in arbitration, a
nd that it not be overturned or set aside by the arbitrator unless found to be arbitrary and capricious.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<DIV>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Bookman Old Style, serif">18</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>11.6</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Telephonic or Electronic Notices and Transactions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any notice that is required to be given under the Plan to a Participant or Beneficiary, and any action that can be taken under the Plan by a Participant or Beneficiary (including enrollments, changes in deferral percentages, loans, withdrawals, distributions, investment changes, consents, etc.), may be made or given by means of voice response or other electronic system to the extent so authorized by ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE XII</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>MISCELLANEOUS</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Nonassignability</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Neither the rights of, nor benefits payable to, a Participant or Beneficiary under the Plan may be alienated, assigned, transferred, pledged or hypothecated by any person, at any time, or to any person whatsoever. Such interest and benefits will be exempt from the claims of creditors or other claimants of the Participant or Beneficiary and from all orders, decrees, levies, garnishments or executions to the fullest extent allowed by law; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> the Plan will recognize a domes
tic relations order that divides any payment actually due and payable to a Participant under the Plan among the Participant and the alternate payee under such order to the extent permitted by Code &#167;&nbsp;409A (such order may not create a separate interest for the alternate payee).</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Withholding</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> A Participant must make appropriate arrangements with ADM or Participating Affiliate for satisfaction of any federal, state or local income tax with-holding requirements and Social Security or other employee tax requirements applicable to the payment of benefits under the Plan. If no other arrangements are made, ADM or Participating Affiliate may provide, at its discretion, for such withholding and tax payments as may be required, including, without limitation, by the reduction of other amounts payable to the Participant.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Successors of ADM</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The rights and obligations of ADM under the Plan will inure to the benefit of, and will be binding upon, the successors and assigns of ADM or a Participating Affiliate.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Employment Not Guaranteed</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Nothing contained in the Plan nor any action taken hereunder will be construed as a contract of employment or as giving any Participant any right to continued employment with ADM.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.5</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Gender, Singular and Plural</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> All pronouns and any variations thereof will be deemed to refer to the masculine, feminine, or neuter, as the identity of the person or persons may require. As the context may require, the singular may be read as the plural and the plural as the singular.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.6</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Captions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The captions of the articles, paragraphs and sections of this document are for convenience only and will not control or affect the meaning or construction of any of its provisions.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.7</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Validity</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> In the event any provision of the Plan is held invalid, void or unenforceable, the same will not affect, in any respect whatsoever, the validity of any other provisions of the Plan.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.8</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Waiver of Breach</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The waiver by ADM of any breach of any provision of the Plan will not operate or be construed as a waiver of any subsequent breach by that Participant or any other Participant.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>12.9</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Notice</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Any notice or filing required or permitted to be given to ADM or the Participant under this Agreement will be sufficient if in writing and hand-delivered, or sent by registered or certified mail, in the case of ADM, to the principal office of ADM, directed to the attention of ADM, and in the case of the Participant, to the last known address of the Participant indicated on the employment records of ADM. Such notice will be deemed given as of the date of delivery or, if delivery is made by mail, as of the date shown on the postmark on the receipt for registration or certification. Notices to ADM may be permitted by electronic communication according to specifications established by 
ADM.</FONT></TD></TR></TABLE>
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<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>ex99-2.htm
<DESCRIPTION>EX 99-2 ADM SUPPLEMENTAL RETIREMENT PLAN II (AS ADOPTED AS OF DECEMBER 1, 2004)
<TEXT>
<HTML><HEAD><TITLE>EX 99-2 ADM Supplemental Retirement Plan II (As Adopted As Of December 1, 2004)</TITLE><!-- Licensed to: Archer Daniels Midland Company--><!-- Document Created using EDGARIZER HTML --><!-- Copyright 2004 EDGARfilings, Ltd., an IEC company.--><!-- All rights reserved EDGARfilings.com --></HEAD>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Page</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27.35pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE I INTRODUCTION</STRONG></FONT></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Purpose of the Plan; History1</FONT></TD>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Non-Qualified &#147;Top-Hat&#148; Plan1</FONT></TD>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Plan Document1</FONT></TD>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Effective Date of Document1</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Definitions1</FONT></TD>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Choice of Law3</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participation3</FONT></TD>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">End of Participation3</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Supplemental Pension4</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Special Rules5</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Vesting6</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Forfeiture6</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Survivor Benefits6</FONT></TD>
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<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">No Other Survivor Benefits7</FONT></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27.35pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VII CONTRACTUAL OBLIGATIONS AND FUNDING</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Contractual Obligations7</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Funding7</FONT></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27.35pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VIII AMENDMENT AND TERMINATION OF PLAN</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Right to Amend or Terminate8</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Effect of Termination8</FONT></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27.35pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IX ADMINISTRATION/CLAIMS PROCEDURES</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Administration9</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Correction of Errors And Duty to Review Information9</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Claims Procedure9</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style">9.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Indemnification10</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Exercise of Authority10</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.6</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Telephonic or Electronic Notices and Transactions10</FONT></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 27.35pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE X MISCELLANEOUS</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Nonassignability10</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Withholding11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Successors of ADM11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Employment Not Guaranteed11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Gender, Singular and Plural11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.6</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Captions11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.7</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Validity11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.8</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Waiver of Breach11</FONT></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">10.9&nbsp;&nbsp;&nbsp; </FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Notice11</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp;&nbsp;</FONT>&nbsp;</DIV></DIV>
<DIV></DIV>
<P><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Bookman Old Style, serif">i</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></P>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ADM</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>SUPPLEMENTAL RETIREMENT PLAN II</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE I</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>INTRODUCTION</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: -18pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Purpose of the Plan; History</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ADM SUPPLEMENTAL RETIREMENT PLAN II </STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(the &#147;Plan&#148;) is sponsored by ADM and its Participating Affiliates to attract high quality executives and to provide eligible executives with the additional benefits they would have received under the Qualified Retirement Plan but for the limit imposed on the compensation that can be taken into account under the Qualified Retirement Plan (Code &#167;&nbsp;401(a)(17)), the limit imposed on the benefits accrued and p
ayable under the Qualified Retirement Plan (Code &#167;&nbsp;415(b)), or the reduction in the compensation base under the Qualified Retirement Plan as a result of an election to reduce compensation and receive Elective Deferral Credits under the Archer Daniels Midland Deferred Compensation Plan for Selected Management Employees I or II. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan is the successor to the Archer Daniels Midland Supplemental Retirement Plan I (As Amended and Restated Effective January 1, 1994), as amended by a First, Second and Third Amendment (the &#147;Prior Plan&#148;). The Third Amendment &#147;froze&#148; the Prior Plan to new accounts effective as of December 31, 2004. All obligations under the Prior Plan will be satisfied under the Prior Plan, except as explicitly provided in this Plan with respect to benefits accrued under the Prior Plan as of December 31, 2004, but not yet vested as of December 31, 2004.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Non-Qualified &#147;Top-Hat&#148; Plan</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Type of Plan</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan is a &#147;top-hat&#148; plan - that is, an unfunded plan maintained primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees within the meaning of ERISA &#167;&#167; 201(2), 301(a)(3) and 401(a)(1), and therefore is exempt from Parts 2, 3 and 4 of Title I of ERISA. The Plan also is a nonqualified deferred compensation plan subject to Code &#167;&nbsp;409A. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">1.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Savings Clause Relating to Compliance with Code &#167; 409A</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. To the extent any provision of this Plan does not satisfy the requirements of Code &#167;&nbsp;409A or in any regulations or other guidance issued by the Treasury Department under Code &#167;&nbsp;409A subsequent to the adoption of this Plan, such provision will be applied in a manner consistent with such requirements, regulations or guidance, notwithstanding any provision of the Plan or any contrary or inconsistent election made by a Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Plan Document</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Plan document consists of this document, any appendix to this document and any document that is expressly incorporated by reference into this document.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>1.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Effective Date of Document</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The Plan (as stated in this document) is effective December&nbsp;1, 2004, to apply to accruals after December 31, 2004, and any amounts accrued under the Prior Plan which are not vested as of December 31, 2004, as determined under the terms of the Prior Plan and the guidance issued by the Treasury Department.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE II</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>DEFINITIONS AND CONSTRUCTION</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>2.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Definitions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>ADM</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means Archer Daniels Midland Company.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Affiliate</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any business entity that is required to be aggregated and treated as one employer with ADM under Code &#167;&nbsp;414(b) or (c).</FONT></TD></TR></TABLE>
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<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">1</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Code</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Internal Revenue Code of 1986, as amended.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Eligible Employee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any Employee of ADM or a Participating Affiliate:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Who is a participant in the Qualified Retirement Plan and has his/her benefit limited under the Qualified Retirement Plan as a result of the limits imposed under Code &#167;&#167;&nbsp;401(a)(17) or 415; or</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participates in the ADM Deferred Compensation Plan for Selected Management Employees II.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The ADM Board of Directors (or its Compensation Committee), or the ADM Chief Executive Officer (in each case acting in a corporate capacity), in its/his/her sole and absolute discretion, may determine that an Employee described above will not be an Eligible Employee. However, the Plan is intended to cover only those Employees who are in </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">a select group of management or highly compensated employees within the meaning of ERISA &#167;&#167; 201(2), 301(a)(3) and 401(a)(1); and, accordingly, if any interpretation is issued by the Department of Labor that would exclude any Employee from satisfying that requirement, such Employee immediately will cease to be an Eligible Employee. </FONT></DIV>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Employee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any common-law employee of ADM or an Affiliate (while it is an Affiliate). </FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.6</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>ERISA</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Employee Retirement Income Security Act of 1974, as amended.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.7</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participant</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an Eligible Employee who is enrolled in the Plan, or a current or former Employee who is not an Eligible Employee but has benefits due to him/her under the Plan. &#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Active Participant</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means an Employee who is enrolled in the Plan.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.8</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participating Affiliate</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means any Affiliate (while it is an Affiliate) which employs one or more Eligible Employees. </FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.9</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Plan Year</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the calendar year.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.10</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Prior Plan</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Archer Daniels Midland Company Supplemental Retirement Plan I (As Amended and Restated Effective January 1, 1994), as amended, which was frozen as to new accruals effective December 31, 2004.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.11</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Prior Plan Offset</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the life annuity that is (or would be) paid under the Prior Plan starting as of the earliest payment date on which the Participant (or, for purposes of Sec. 6.1.1, the Spouse of a Participant), could elect to receive his/her pension under the Qualified Retirement Plan following Termination of Employment.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">ADM will determine the Prior Plan Offset in any reasonable manner, taking into account any Treasury regulations or guidance with respect to amounts that are &#147;grandfathered&#148; under Code &#167;&nbsp;409A. The Prior Plan Offset will not include any accrual under the Prior Plan that vests after December 31, 2004, and is thus covered by this Plan. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Whenever this document references an annuity that &#147;would be&#148; paid under the Prior Plan or Qualified Retirement Plan as of a given date, such annuity will be determined as if the Participant (or Spouse) had received (or started to receive) his/her benefit under the Prior Plan or Qualified Retirement as of the specified date, regardless of whether the benefit under such plan is actually paid then or at a later time.</FONT></DIV>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.12</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Qualified Retirement Plan</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the Archer Daniels Midland Retirement Plan.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.13</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Separation from Service</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that an individual has had a Termination of Employment and has permanently discontinued providing services to ADM and its Affiliates in any capacity (for example, as a consultant or independent contractor) and has otherwise had a separation from service recognized as such under Code &#167; 409A. </FONT></TD></TR></TABLE>
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<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">2</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.14</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Spouse</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means a person of the opposite sex to whom the Participant is legally married as of the determination date (including a common-law spouse in any state that recognizes common-law marriage, provided that acceptable proof and certification of common-law marriage has been received by ADM).</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.15</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Supplemental Pension</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the benefit payable to a Participant in the form of an annuity or in any other form of payment under the provisions of the Plan.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.16</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Termination of Employment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that the common-law employer-employee relationship has ended between the individual and ADM and its Affiliates, as determined under the employment policies and practices of ADM (including by reason of voluntary or involuntary termination, retirement, death, failure to return from a recognized leave of absence, etc.). For an Employee working for an Affiliate, a termination of employment will occur upon sale of the stock of such employer such that it no longer satisfies the definition of an Affiliate (assuming he/she continues in the employ of that employer or a new affiliate of that employer after the sale). A termination of employment does not occur merely as a result of transfer
 of employment from one Affiliate to another Affiliate, or from ADM to an Affiliate or from an Affiliate to ADM.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.17</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Trustee</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means the trustee of a trust established pursuant to Sec. 7.2.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">2.1.18</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Vested</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#148; means that the Participant has a Separation from Service under circumstances where he/she is vested under Sec. 5.1.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>2.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Choice of Law</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The Plan will be governed by the laws of the State of Illinois to the extent that such laws are not preempted by the laws of the United States. All controversies, disputes, and claims arising hereunder must be submitted to the United States District Court for the Central District of Illinois.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE III</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>PARTICIPATION</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>3.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Participation</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Eligible Employees</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">.</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">All Eligible Employees will be eligible to participate in the Plan.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">3.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Enrollment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An Eligible Employee may enroll in the Plan during the thirty (30) day period following the date he/she is notified of eligibility for the Plan, with enrollment to be effective as of the first day of the month that coincides with or next follows the last day of such enrollment period. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Enrollment is required, and must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic sy</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">stem under circumstances authorized by ADM). </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A participant in the Prior Plan on December 31, 2004, must enroll for this Plan by December 31, 2004.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>3.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>End of Participation</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> An Eligible Employee may continue to participate in the Plan for so long as the Plan remains in effect and he/she remains an Eligible Employee. </FONT></TD></TR></TABLE>
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<DIV><BR>
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<TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">3</FONT></TD>
<TD align=right width="33%"></TD></TR>
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<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IV</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>SUPPLEMENTAL PENSION BENEFITS</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Supplemental Pension</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Supplemental Pension</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Vested Participant will be entitled to a Supplemental Pension which, when expressed as a single-life annuity, will have monthly payments equal to A minus B minus C where:</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;A&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The monthly amount that would have been payable to the Participant under the Qualified Retirement Plan in the form of a life annuity starting on the earliest payment date on which the Participant could elect to receive his/her pension under the Qualified Retirement Plan following Termination of Employment, if the pension under the Qualified Retirement Plan were determined without regard to:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(i)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The limit on compensation taken into account under the Qualified Retirement Plan under Code &#167;&nbsp;401(a)(17);</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(ii)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The limit on the benefit accrued and payable under the Qualified Retirement Plan under Code &#167;&nbsp;415(b); and</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(iii)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The exclusion of amounts deferred by the Participant under the ADM Deferred Compensation Plan for Selected Management Employees I or II (or other non-qualified deferred compensation plan maintained or previously maintained by ADM or Participating Affiliate) from the compensation base used in determining the benefit accrued and payable under the Qualified Retirement Plan.</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;B&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Prior Plan Offset.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;C&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The monthly amount that is (or would be) payable to the Participant under the Qualified Retirement Plan in the form of a life annuity starting as of the earliest payment date on which the Participant could elect to receive his/her pension under the Qualified Retirement Plan following Termination of Employment.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Time of Payment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Vested Participant will receive his/her Supplemental Pension as of the later of following dates:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The first day of the calendar month beginning six (6) months after the Participant&#146;s Separation from Service, or as soon as administratively practicable thereafter;</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The earliest date on which the Participant could elect to receive his/her pension under the Qualified Retirement Plan following Termination of Employment. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The first payment made under paragraph (a) will include a catch-up payment of all monthly payments that would have been made to the Participant (without any adjustment for interest or earnings) from the payment date under paragraph (b) (this adjustment applies only if the payment date under paragraph (a) is later than the payment date under paragraph (b). </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Form of Payment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Supplemental Pension for a Participant will be paid in one of the following payment forms:</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A life annuity - that is, a monthly annuity payable to the Participant for life; or</FONT></TD></TR></TABLE>
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<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A joint and survivor annuity - that is, </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">a monthly annuity payable to the Participant for life and, upon the Participant&#146;s death, if the Participant&#146;s Spouse survives the Participant, a monthly annuity payable to the Spouse for life equal to fifty percent (50%), sixty six and two-third percent (66 2/3%) or one-hundred percent (100%), as selected by the Participant, of the annuity previously payable to the Participant.</FONT></TD></TR></TABLE>
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<DIV><BR>
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<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">4</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
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</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A joint and survivor annuity will be payable only if the Participant has a surviving Spouse on the scheduled commencement date of the Supplemental Pension Benefit. If the Participant is not married on the scheduled commencement date (including if the Spouse predeceased the Participant or in the event of a divorce), the Supplemental Pension will be paid as a life annuity in accordance with paragraph (a).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A joint and survivor annuity will be the actuarial equivalent of the life annuity starting on the same date. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Actuarial equivalence for this purpose will be determined using </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">the following actuarial assumptions: Interest - six percent (6%) annual rate; Mortality - the mortality table prescribed by the Internal Revenue Service for purposes of Code &#167; 417(e) (as specified in Revenue Ruling 2001-62 or as specified in any subsequent ruling, regulation, or other guidance of general applicability that supercedes Revenue Ruling 2001-62 for distributions with an annuity starting date on or after the earliest available date thereunder).
</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.4</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Payment Form Election Procedures</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A payment form election must be made in such manner and in accordance with such rules as may be prescribed for this purpose by ADM (including by means of a voice response or other electronic system under circumstances authorized by ADM). </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A payment form election will be effective only if it is received in properly completed form by ADM as part of the enrollment in the Plan; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">, a Participant may elect to change his/her payment form provided a properly completed form is received by ADM at least twelve (12) months prior to Termination of Employment.</FONT></TD></TR></TABLE>
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<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.5</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Elections Required</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Participant will be required to file a form of payment election as a condition of participation in the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.1.6</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Cash-Out of Small Benefits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Any contrary provision notwithstanding, if, upon the Participant&#146;s Separation from Service, the present value of the Supplemental Pension payable to such Participant does not exceed ten thousand dollars ($10,000), a lump-sum of such present value will be paid to the Participant on the first day of the calendar month beginning six (6) months after his/her Separation from Service, or as soon as administratively practicable thereafter, in full satisfaction of all rights under this Plan; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> for purposes of determining whether the cash-out limit is exceeded, all nonqualified deferred 
compensation amounts payable to the Participant by the Company and its Affiliates will be aggregated if and to the extent required under Code &#167;&nbsp;409A.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Present value for this purpose will be determined </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">using </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">the following actuarial assumptions: Interest - the annual rate of interest prescribed by the Internal Revenue Service for purposes of Code &#167; 417(e), with the interest rate prescribed for October applying with respect to any payment date during the next Plan Year; Mortality - the mortality table prescribed by the Internal Revenue Service for purposes of Code &#167; 417(e) (as specified in Revenue Ruling 2001-62 or as specified in any subsequent ruling, regulation, or other guidance of general applicability that supercedes Revenue Ruling 2001-62 for distributions with an
 annuity starting date on or after the earliest available date thereunder).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>4.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Special Rules</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>No Duplicative Benefits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. In no event will any benefits be payable under this Plan that would duplicate benefits that become payable under the Prior Plan or any other non-qualified retirement plan maintained by ADM or any Affiliate based upon the same period of service for ADM or Affiliate.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">4.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Benefits Due Only for Time in Eligible Group</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant ceases to be an Eligible Employee prior to his/her actual Termination of Employment (for example, if the Board of Directors exercises its discretion to remove the Employee as an Eligible Employee), the Supplemental Pension payable to the Participant will be the lesser of the Supplemental Pension that would be payable if the Participant had a Termination of Employment as of the date he/she ceased to be an Eligible Employee, and the Supplemental Pension that would be payable if the Participant had continued to be an Eligible Employee to the date of his/her actual Termination of Employment.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">5</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE V</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>VESTING</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>5.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Vesting</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> A Participant will be entitled to a Supplemental Pension under this Plan only if he/she has a fully vested and non-forfeitable interest in his/her pension under the Qualified Retirement Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>5.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Forfeiture</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If a Participant has a Termination of Employment before he/she is Vested, he/she will permanently forfeit his/her Supplemental Pension. However, if a Participant is subsequently rehired by ADM or a Participating Affiliate (while it is a Participating Affiliate), and is eligible to have his/her benefits under the Qualified Retirement Plan reinstated, such Participant&#146;s Supplemental Pension shall also be reinstated under this Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VI</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>DISTRIBUTIONS AFTER DEATH</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>6.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Survivor Benefits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Precommencement Survivor Benefit</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant dies prior to commencement of his/her Supplemental Pension, and he/she has a Spouse to whom he/she has been married throughout the one (1) year period ending on the date of death, the Spouse will be entitled to a survivor benefit under the Plan equal to the actuarial equivalent of A minus B minus C where:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;A&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The monthly amount that would have been payable to the Spouse as a survivor benefit under the Qualified Retirement Plan in the form of a life annuity starting on the earliest payment date on which the Spouse could elect to receive his/her survivor benefit under the Qualified Retirement Plan following the death of the Participant if the Participant&#146;s pension under the Qualified Retirement Plan were determined without regard to:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(i)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The limit on compensation taken into account under the Qualified Retirement Plan under Code &#167;&nbsp;401(a)(17);</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(ii)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The limit on the benefit accrued and payable under the Qualified Retirement Plan under Code &#167;&nbsp;415(b); and</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(iii)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The exclusion of amounts deferred by the Participant under the ADM Deferred Compensation Plan for Selected Management Employees I or II (or other non-qualified deferred compensation plan maintained or previously maintained by ADM or Participating Affiliate) from the compensation base used in determining the benefit accrued and payable under the Qualified Retirement Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;B&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Prior Plan Offset.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&#147;C&#148; =</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The monthly amount that is (or would be) payable as a survivor benefit to the Spouse under the Qualified Retirement Plan in the form of a life annuity starting as of the earliest payment date on which the Spouse could elect to receive his/her survivor benefit under the Qualified Retirement Plan following the death of the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Time of Payment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. A Spouse will receive his/her survivor benefit </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">as of the earliest payment date on which the Spouse could elect to receive his/her survivor benefit under the Qualified Retirement Plan following the death of the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">6.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Cash-Out of Small Benefits</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Any contrary provision notwithstanding, if, upon the death of the Participant, the present value of the survivor benefit payable to his/her Spouse does not exceed ten thousand dollars ($10,000), a lump-sum of such present value will be paid to the Spouse as soon as administratively practicable following the death of the Participant in full satisfaction of all rights under this Plan; </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><EM>provided that,</EM></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> for purposes of determining whether the ten-thousand dollar ($10,000) cash-out limit is exceeded, all nonqualified deferred compensation amounts payable with respect to the Participant by the Company an
d its Affiliates will be aggregated if and to the extent required under Code &#167;&nbsp;409A.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">6</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Present value for this purpose will be determined </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">using </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">the following actuarial assumptions: Interest - the annual rate of interest prescribed by the Internal Revenue Service for purposes of Code &#167; 417(e), with the interest rate prescribed for October applying with respect to any payment date during the next Plan Year; Mortality - the mortality table prescribed by the Internal Revenue Service for purposes of Code &#167; 417(e) (as specified in Revenue Ruling 2001-62 or as specified in any subsequent ruling, regulation, or other guidance of general applicability that supercedes Revenue Ruling 2001-62 for distributions with an
 annuity starting date on or after the earliest available date thereunder).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>6.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>No Other Survivor Benefits</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> No survivor benefits are payable to anyone with respect to a Participant except as provided in Sec. 6.1.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VII</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>CONTRACTUAL OBLIGATIONS AND FUNDING</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Contractual Obligations</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Obligations of Employer</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The Plan creates a contractual obligation on the part of ADM and each Participating Affiliate to provide benefits as set forth in the Plan with respect to:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 81pt; TEXT-INDENT: -45pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participants who are employed with ADM or that Participating Affiliate;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Participants who were employed with ADM or that Participating Affiliate prior to Termination of Employment; and </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 72pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Beneficiaries of the Participants described in (a) and (b).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">A Participating Affiliate is not responsible for (and has no contractual obligation with respect to) benefits payable to a Participant who is or was employed with ADM or a Participating Affiliate. If a Participant is employed with two or more employers (ADM and a Participating Affiliate, or two or more Participating Affiliates, etc.), either concurrently or at different times, each will be responsible for the benefit attributable to the period of service with such employer.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Notwithstanding the contractual obligation, no Participant or Spouse entitled to benefits under this Plan has any right, title or claim in or to any specific assets of ADM or any Participating Affiliate, but instead has the right of a general creditor of such employer.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Guarantee by Company</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">.</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>&nbsp;</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">ADM will guarantee and assume secondary liability for the contractual commitment of each Participating Affiliate under Sec. 7.1.1.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>7.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Funding</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>. </STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=list cellSpacing=0 cellPadding=0 width="100%" border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=right><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2.1&nbsp;&nbsp;</FONT></TD>
<TD><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Establishment and Funding of Rabbi Trust</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may, in its sole and absolute discretion, establish a &#147;rabbi&#148; trust to serve as a funding vehicle for benefits payable under the Plan. Neither ADM nor any Participating Affiliate will have any obligation to establish such a trust, or to fund such trust if established. Any rabbi trust hereby established may be revocable if so established under the terms of the trust. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any rabbi trust used to fund benefits payable under this Plan may be used to fund benefits payable under any other non-qualified deferred compensation plan maintained by ADM or any Participating Affiliate. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">7</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The assets of any rabbi trust hereby established will not be held or transferred outside of the United States, and the trust will not have any other feature that would result in a transfer of property being deemed to have occurred under Code &#167;&nbsp;409A (for example, there will be no funding obligation or restri</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">ctions on assets in connection with a change in financial health of ADM or any Affiliate). </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">7.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Effect on Contractual Benefit Obligations</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The establishment and funding of a rabbi trust will not affect the contractual obligations of ADM and each Participating Affiliate under Sec. 7.1, except that such obligations with respect to any Participant or Beneficiary will be offset to the extent that payments actually are made from the trust to such Participant or Beneficiary. </FONT></TD></TR></TABLE>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE VIII</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>AMENDMENT AND TERMINATION OF PLAN</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Right to Amend or Terminate</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Amendment</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may amend the Plan at any time and for any reason by action of the following:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Board of Directors</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Board of Directors (or its Compensation Committee) can adopt any amendment to the Plan, and any amendment that has a material cost impact to ADM is reserved exclusively to the Board of Directors (or its Compensation Committee).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Benefit Plans Committee or Chief Executive Officer</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Benefit Plans Committee or ADM Chief Executive Officer can adopt any amendment to the Plan that is not reserved to the Board of Directors (that is, any amendment that does not have a material cost impact to ADM). The Benefit Plans Committee or Chief Executive Officer, in its/his/her sole and absolute discretion, can determine the cost impact of an amendment, and the validity of amendment will not be open to challenge if based upon a good faith determination of the cost impact made by the Benefit Plans Committee or Chief Executive Officer. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Benefit Plans Committee or Chief Executive Officer acts on behalf ADM in its corporate capacity in connection with any amendment to the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt">&nbsp;</TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c) </FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Persons with Delegated Authority</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. The ADM Board of Directors (or its Compensation Committee) and the ADM Benefit Plans Committee and ADM Chief Executive Officer, by resolution or written action, can delegate the amendment authority vested in such person or body to any other person, committee or body. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Termination</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may terminate the Plan at any time and for any reason by action of the ADM Board of Directors (or its Compensation Committee).</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>8.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Effect of Termination</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>No Negative Effect on Accrued Benefit</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. An amendment or termination of the Plan may not have the effect of reducing the overall benefit attributable to the period prior to amendment or termination and payable to the Participant under the Qualified Retirement Plan or this Plan. This will not prohibit an amendment that reduces or eliminates the benefit accrued and payable under this Plan and shifts the liability for such benefit to another non-qualified retirement plan maintained by ADM or an Affiliate, or any successor, or to the Qualified Retirement Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">8.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Other Effects of Termination</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. After termination of the Plan, no additional benefits attributable to periods after the date of termination will accrue under the Plan for any Participant. The Supplemental Pension payable to any Participant after the termination of the Plan will equal the Supplemental Pension determined as if the Participant&#146;s Termination of Employment occurred on the date of termination of the Plan. However, distributions following termination of the Plan will be made at the same time and in the same form as if the termination had not occurred, and termination will not result in any acceleration of any distribution under the Plan. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">8</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE IX</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>ADMINISTRATION/CLAIMS PROCEDURES</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Administration</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Administrator</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM is the administrator of the Plan with authority to control and manage the operation and administration of the Plan and make all decisions and determinations incident thereto. Action on behalf of ADM as administrator may be taken by any of the following:</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(a)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Its Benefit Plans Committee;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(b)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Its Chief Executive Officer; or</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">(c)</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any individual, committee, or entity to whom responsibility for the operation and administration of the Plan is allocated by the Benefit Plans Committee or Chief Executive Officer.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -72pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Where action is to be taken by the ADM Board of Directors (or its Compensation Committee) under the Plan, such action is taken in a corporate capacity (and not as administrator) with respect to the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Third-Party Service Providers.</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM may from time to time contract with or appoint a recordkeeper or other third-party service provider for the Plan. Any such recordkeeper or other third-party service provider will serve in a non-discretionary capacity and will act in accordance with directions given and/or procedures established by ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.1.3</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Rules of Procedure</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. ADM may </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">establish, adopt or revise such rules and regulations as it may deem necessary or advisable for the administration of the Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Correction of Errors And Duty to Review Information</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Correction of Errors</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Errors may occur in the operation and administration of the Plan. ADM reserves the right to cause such equitable adjustments to be made to correct for such errors as it considers appropriate (including adjustments to Participant or Beneficiary pension statements), which will be final and binding on the Participant or Beneficiary.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.2.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Participant Duty to Review Information</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. Each Participant and Beneficiary has the duty to promptly review any information that is provided or made available to the Participant or Beneficiary and that relates in any way to the operation and administration of the Plan or his/her payment elections under the Plan and to notify ADM of any error made in the operation or administration of the Plan that affects the Participant or Beneficiary within thirty (30) days of the date such information is provided or made available to the Participant or Beneficiary (for example, the date the information is sent by mail or the date the information is provided or made available electronically). If the Participant or Beneficiary fails to review any information or fails to notify ADM of any error within such period of time, he/she wil
l not be able to bring any claim seeking relief or damages based on the error.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">If ADM is notified of an alleged error within the thirty (30) day time period, ADM will investigate and either correct the error or notify the Participant or Beneficiary that it believes that no error occurred. If the Participant or Beneficiary is not satisfied with the correction (or the decision that no correction is necessary), he/she will have sixty (60) days from the date of notification of the correction (or notification of the decision that no correction is necessary), to file a formal claim under the claims procedures under Sec. 9.3.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Claims Procedure</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.3.1</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Claims Procedure</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant or Spouse does not feel as if he/she has received full payment of the benefit due such person under the Plan, or if a Participant or Spouse feels that an error has been made with respect to his/her benefit under the Plan and has satisfied the requirements in Sec. 9.2.2, the Participant or Spouse (or such authorized representative) may file a claim in accordance with the claims procedure set forth in the summary created for the Plan or other claims procedure policy adopted by ADM. Following the claims procedure through completion is a condition of filing an arbitration action under Sec. 9.3.2.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify>&nbsp;</DIV>
<DIV>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">9</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The Benefits Plans Committee will decide all claims and its decision on appeal will be final and binding subject to Sec. 9.3.2.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">9.3.2</FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><U>Arbitration</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">. If a Participant or Beneficiary follows the claims procedures but his/her </FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">final appeal is denied, he/she will have one year to file an arbitration action with respect to that claim, and failure to meet the one-year deadline will extinguish his/her right to file an arbitration action with respect to that claim. </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any claim, dispute or other matter in question of any kind relating to this Plan which is not resolved by the claims procedures will be settled by arbitration in accordance with the employment dispute resolution rules of the American Arbitration Associa-tion. Notice of demand for arbitration will be made in writing to the opposing party and to the American Arbitration Association within one year after the final decision on appeal is issued, and if not filed within one year, all rights to benefits are forfeited under the Plan. The decision of the arbitrator(s) will be final and may be enforced in any court of competent jurisdiction.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">The arbitrator(s) may award reasonable fees and expenses to the prevailing party in any dispute hereunder and will award reasonable fees and expenses in the event that the arbitrator(s) find that the losing party acted in bad faith or with intent to harass, hinder or delay the prevailing party in the exercise of its rights in connection with the matter under dispute.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Indemnification</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM and its Participating Affiliates jointly and severally agree to indemnify and hold harmless, to the extent permitted by law, each director, officer, and employee against any and all liabilities, losses, costs, or expenses (including legal fees) of whatsoever kind and nature that may be imposed on, incurred by, or asserted against such person at any time by reason of such person&#146;s services in the administration of the Plan, but only if such person did not act dishonestly, or in bad faith, or in willful violation of the law or regulations under which such liability, loss, cost, or expense arises.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.5</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Exercise of Authority</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> ADM, its Benefit Plans Committee and Chief Executive Officer and any other person who has authority with respect to the management, administration or investment of the Plan may exercise that authority in its/his/her full discretion. This discretionary authority includes, but is not limited to, the authority to make any and all factual determinations and interpret all terms and provisions of this document (or any other document established for use in the administration of the Plan) relevant to the issue under consideration. The exercise of authority will be binding upon all persons; and it is intended that the exercise of authority be given deference in arbitration, a
nd that it not be overturned or set aside in arbitration unless found to be arbitrary and capricious.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>9.6</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Telephonic or Electronic Notices and Transactions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">&nbsp;</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif">Any notice that is required to be given under the Plan to a Participant or Beneficiary, and any action that can be taken under the Plan by a Participant or Beneficiary (including distribution consents, etc.), may be by means of voice response or other electronic system to the extent so authorized by ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>ARTICLE X</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>MISCELLANEOUS</U></STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.1</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Nonassignability</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Neither the rights of, nor benefits payable to, a Participant or Beneficiary under the Plan may be alienated, assigned, transferred, pledged or hypothecated by any person, at any time, or to any person whatsoever. Such interest and benefits will be exempt from the claims of creditors or other claimants of the Participant or Beneficiary and from all orders, decrees, levies, garnishments or executions to the fullest extent allowed by law; provided that, the Plan will recognize a domestic relations order that divides any payment actually due and payable to a Participant under the Plan among the Participant and the alternate payee under such order to the extent permitted by C
ode &#167;&nbsp;409A (such order may not create a separate interest for the alternate payee). </FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"></TD>
<TD align=middle width="34%"><FONT style="DISPLAY: inline; FONT-SIZE: 8pt" face="Times New Roman">10</FONT></TD>
<TD align=right width="33%"></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.2</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Withholding</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> A Participant must make appropriate arrangements with ADM or Participating Affiliate for satisfaction of any federal, state or local income tax with-holding requirements and Social Security or other employee tax requirements applicable to the payment of benefits under the Plan. If no other arrangements are made, ADM or Participating Affiliate may provide, at its discretion, for such withholding and tax payments as may be required, including, without limitation, by the reduction of other amounts payable to the Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.3</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Successors of ADM</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The rights and obligations of ADM under the Plan will inure to the benefit of, and will be binding upon, the successors and assigns of ADM.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.4</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Employment Not Guaranteed</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Nothing contained in the Plan nor any action taken hereunder will be construed as a contract of employment or as giving any Participant any right to continued employment with ADM or a Participating Affiliate.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.5</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Gender, Singular and Plural</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> All pronouns and any variations thereof will be deemed to refer to the masculine, feminine, or neuter, as the identity of the person or persons may require. As the context may require, the singular may be read as the plural and the plural as the singular.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR style="LINE-HEIGHT: 1.25" vAlign=top>
<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.6</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Captions</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The captions of the articles, paragraphs and sections of this document are for convenience only and will not control or affect the meaning or construction of any of its provisions.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.7</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Validity</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> In the event any provision of the Plan is held invalid, void or unenforceable, the same will not affect, in any respect whatsoever, the validity of any other provisions of the Plan.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.8</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Waiver of Breach</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> The waiver by ADM of any breach of any provision of the Plan will not operate or be construed as a waiver of any subsequent breach by that Participant or any other Participant.</FONT></TD></TR></TABLE>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=justify><BR></DIV>
<TABLE id=hangingindent cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
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<TD style="WIDTH: 36pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>10.9</STRONG></FONT></TD>
<TD align=left><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG><U>Notice</U></STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"><STRONG>.</STRONG></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Bookman Old Style, serif"> Any notice or filing required or permitted to be given to ADM or the Participant under this Agreement will be sufficient if in writing and hand-delivered, or sent by registered or certified mail, in the case of ADM, to the principal office of ADM, directed to the attention of ADM, and in the case of the Participant, to the last known address of the Participant indicated on the employment records of ADM. Such notice will be deemed given as of the date of delivery or, if delivery is made by mail, as of the date shown on the postmark on the receipt for registration or certification. Notices to ADM may be permitted by electronic communication according to specifications established by 
ADM.</FONT></TD></TR></TABLE>
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<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>ex99-3.htm
<DESCRIPTION>EX 99.3 ARCHER-DANIELS-MIDLAND COMPANY AMENDED AND RESTATED STOCK UNIT PLAN FOR NONEMPLOYEE DIRECTORS
<TEXT>
<HTML><HEAD><TITLE>Exhibit 99.3 Archer-Daniels-Midland Company Amended and Restated Stock Unit Plan For Nonemployee Directors</TITLE><!-- Licensed to: Archer Daniels Midland Company--><!-- Document Created using EDGARIZER HTML --><!-- Copyright 2004 EDGARfilings, Ltd., an IEC company.--><!-- All rights reserved EDGARfilings.com --></HEAD>
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<DIV><BR>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=right><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Archer-Daniels-Midland Company</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Amended and Restated</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Stock Unit Plan</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=center><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>For Nonemployee Directors</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>1.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Introduction</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Archer-Daniels-Midland Company Stock Unit Plan for Nonemployee Directors is intended to promote the interests of the Company and its Stockholders by paying part or all of the compensation of the Company&#146;s nonemployee directors in the form of an economic equivalent of an equity interest in the Company, thereby providing appropriate incentives and rewards to encourage nonemployee directors to take a long-term outlook when formulating policy applicable to the Company and encouraging them to remain on the Board. In general, the Plan provides for the conversion of at least 50 percent and up to 100 percent of a nonemployee director&#146;s fees for each calendar year into units of measurement relating to the value of the Company&#146;s common stock, and for payment t
o the director of the value of such units on the earlier of (a) the passage of five full calendar years or (b) upon termination from service on the Board (in either case, subject to deferral of the payment date by the nonemployee director in accordance with the terms of the Plan). A nonemployee director will thus normally receive payment under the Plan each successive year in respect of the fees originally converted into units in the year preceding the fifth calendar year prior to the year of payment. A nonemployee director will participate in the Plan for all periods of service on the Board following the effective date of the Plan, notwithstanding any future payments to the director of any part of his interest under the Plan.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The original Plan was approved by the Stockholders of the Company at its 1996 Annual Meeting and become effective on January 1, 1997. In July 1997, the Board of Directors amended the original Plan by increasing the minimum portion of the nonemployee directors&#146; fees to be converted into units from 25 percent to 50 percent. The Plan was further amended in October 2001 to permit nonemployee directors to defer payment under the Plan in certain circumstances and again in December 2003 to provide nonemployee directors with additional flexibility in electing to defer payment under the Plan. Most recently, the Plan was amended effective January 1, 2005 to comply with Section 409A of the Code, which was added by the American Jobs Creation Act of 2004.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>2.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Definitions</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(a)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Board&#148; means the Board of Directors of the Company.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(b)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Code&#148; means the Internal Revenue Code of 1986, as amended.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(c)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Committee&#148; means the Benefit Plans Committee of the Company, or any successor committee thereto.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(d)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Common Stock&#148; means the common stock of the Company, without par value.</FONT></DIV>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(e)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Company&#148; means Archer-Daniels-Midland Company, a Delaware corporation.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(f)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Director&#146;s Fees&#148; means the annual retainer fee and all meeting fees, committee fees and other Director&#146;s fees earned by the Participant for his service on the Board. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(g)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Fair Market Value&#148; means, with respect to a share of the Common Stock, the average of the high and low reported sales price regular way per share of the Common Stock on the New York Stock Exchange Composite Tape for the relevant day, or, in the absence thereof, on the most recent prior day for which such sales are reported. If the Common Stock is not listed on the New York Stock Exchange as of any date that Fair Market Value is to be determined, Fair Market Value shall be determined by the Committee in its discretion in a manner consistently applied.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(h)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Mandatory Conversion&#148; means the required conversion of 50 percent of a Participant&#146;s Director&#146;s Fees into a Stock Unit Award pursuant to Section 4 hereof.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(i)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Participant&#148; means a member of the Board who is not an employee of the Company or any of its affiliates.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(j)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Plan&#148; means this Archer-Daniels-Midland Company Stock Unit Plan for Nonemployee Directors.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(k)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Realization Date&#148; means, with respect to each Stock Unit allocated to a Participant&#146;s Stock Unit Account, the first business day following the earlier of (i) the date five years after the end of the calendar year that includes the calendar quarter for which such Stock Unit is awarded to the Participant or in which such Stock Unit is credited to the Participant as a dividend equivalent, or (ii) the date the Participant has a Separation from Service, in either case subject to extension under Section 5(e).</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(l)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Separation from Service&#148; means that (i) with respect to Stock Unit Awards credited prior to January 1, 2005, the Participant has ceased to be a member of the Board, or (ii) with respect to Stock Unit Awards credited after December 31, 2004, the Participant has ceased to be a member of the Board and has otherwise had a separation from service recognized as such under Section 409A of the Code.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(m)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Stock Unit&#148; means a non-voting unit of measurement that is deemed for valuation and bookkeeping purposes to be equivalent to an outstanding share of Common Stock, and shall include fractional units.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(n)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Stock Unit Account&#148; means a book account maintained by the Company reflecting the Stock Units allocated to a Participant pursuant to Section 4 hereof as a result of the Participant&#146;s Mandatory Conversions and Voluntary Conversions and such additional Stock Units as shall be credited thereto in respect of dividends paid on the Common Stock.</FONT></DIV>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(o)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Stock Unit Award&#148; means an award under Section 4(c) hereof of Stock Units as a result of a Participant&#146;s Mandatory Conversion and Voluntary Conversion for a calendar quarter.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(p)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">&#147;Voluntary Conversion&#148; means the conversion based on the election of the Participant of all or part of a Participant&#146;s Director&#146;s Fees otherwise payable to the Participant in cash into a Stock Unit Award pursuant to Section 4 hereof.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>3. </STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Administration</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Plan shall be administered by the Committee. The Committee shall have full authority to administer the Plan, including the discretionary authority to interpret and construe all provisions of the Plan, to resolve all questions of fact arising under the Plan, and to adopt such rules and regulations for administering the Plan as it may deem necessary or appropriate. Decisions of the Committee shall be final and binding on all parties. The Committee may delegate administrative responsibilities under the Plan to appropriate officers or employees of the Company. All expenses of the Plan shall be borne by the Company.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>4. </STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Crediting of Stock Units</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(a)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Mandatory Conversions</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. For each calendar quarter in which the Plan is in effect, 50 percent of the aggregate dollar amount of a Participant&#146;s Director&#146;s Fees payable for such quarter shall be converted into a Stock Unit Award pursuant to Section 4(c) hereof.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(b)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Voluntary Conversions</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. For each calendar quarter in which the Plan is in effect, a Participant may elect to convert all or any portion of his Director&#146;s Fees payable for such quarter (in addition to those required to be converted under Section 4(a) hereof) into a Stock Unit Award pursuant to Section 4(c) hereof. Each Voluntary Conversion shall be made on the basis of a Participant&#146;s written election stating the amount by which such Director&#146;s Fees shall be converted to a Stock Unit Aw
ard. Each such election shall be made in the form required by the Committee, shall be delivered to the Company no later than December 31 of the calendar year immediately preceding the calendar year for which the election is made, and shall be effective for each calendar quarter of such calendar year. In the case of a member of the Board who first becomes a Participant during a calendar year, such election for such year must be made within 30 days following such member becoming a Participant, and shall apply only to calendar quarters that begin following the date such election is made.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(c)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Stock Unit Awards</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. A Participant shall receive a Stock Unit Award for each calendar quarter in respect of his Mandatory Conversion and any Voluntary Conversion applicable to such quarter. Such Stock Unit Award shall equal the number of the Stock Units determined by dividing (A) the aggregate dollar amount of the Participant&#146;s Director&#146;s Fees that are converted to a Stock Unit Award for the quarter by his Mandatory Conversion and Voluntary Conversion, by (B) the Fair Market Value of the Com
mon Stock on the last business day of such calendar quarter. Each Stock Unit Award shall be credited to the Participant&#146;s Stock Unit Account as of the first day following the end of the calendar quarter for which such Stock Unit Award is granted.</FONT></DIV>
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<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(d)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Dividend Equivalents</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. As of any date that cash dividends are paid with respect to the Common Stock from time to time, each Participant&#146;s Stock Unit Account shall be credited with an additional number of Stock Units determined by dividing (A) the aggregate dollar amount of the dividends that would have been paid on the Stock Units credited to the Participant&#146;s Stock Unit Account as of the record date for such dividend had such Stock Units been actual shares of Common Stock by (B) the Fair M
arket Value of the Common Stock on the dividend payment date.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(e)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Certain Adjustments</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. In the event of a reorganization, recapitalization, stock split, stock dividend, combination of shares, merger or consolidation, or the sale, conveyance, lease or other transfer by the Company of all or substantially all of its property, or any other change in the corporate structure or shares of the Company, pursuant to any of which events the then outstanding shares of the Common Stock are split up or combined or are changed into, become exchangeable at the holder&#146;s elect
ion for, or entitle the holder thereof to, other shares of stock, or similar change in the Common Stock or other similar event that the Committee, in its discretion, deems appropriate, each Participant&#146;s Stock Unit Account shall be adjusted as determined by the Committee in its sole discretion to reflect such change or other event. It is intended that in making such adjustments, the Committee will seek to treat each Participant as if he were a stockholder of the Common Stock of the number of Stock Units credited to his Stock Unit Account (but without duplication of any benefits that may be provided under Section 4(d) hereof). Except as is expressly provided in this Section, Participants shall have no rights as a result of any such change in the Common Stock or other event.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>5.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Distributions of Benefits</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(a)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Valuation and Payment of Units</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. Subject to Section 6 hereof, a Participant shall be entitled to a benefit under the Plan with respect to each Stock Unit Award upon the Realization Date for such Stock Unit Award. Such benefit shall be equal to the cash amount determined by multiplying (A) the number of Stock Units credited to the Participant&#146;s Stock Unit Account in respect of the Stock Unit Award for which the Realization Date has occurred (including additional Stock Units credited to the Partic
ipant&#146;s Stock Unit Account with respect thereto pursuant to Section 4(d) hereof) by (B) the Fair Market Value of the Common Stock on the Realization Date. Each such amount shall be paid to the Participant in cash within 30 days after the applicable Realization Date.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(b)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Payment of Additional Dividends</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. Subject to Section 6 hereof, if, pursuant to Section 4(d) hereof, additional Stock Units are required to be credited to a Participant&#146;s Stock Unit Account in respect of Stock Units that were held in the Participant&#146;s Stock Unit Account as of the record date for dividends paid on the Common Stock that were paid after the payment to the Participant of a benefit in respect of such Stock Units, the Company shall pay to the Participant a cash amount in respect o
f such dividends equal to the dollar amount of such dividends. Such amount shall be paid to the Participant within 30 days after the dividend payment date.</FONT></DIV>
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<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(c)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Payment of Nonconverted Fees</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. Subject to Section 6 hereof, in the event that a Participant has a Separation from Service prior to the time that Stock Units are credited to his Stock Unit Account pursuant to Section 4(c) hereof in respect of his Mandatory Conversion or Voluntary Conversion for a calendar quarter, the amount of all Director&#146;s Fees earned by the Participant during such quarter shall be paid to the Participant in cash within 30 days after his Separation from Service. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(d)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Section 16 Restrictions</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. Notwithstanding any other provision hereof, if and to the extent required in order for Stock Units to meet the requirements for exemption under Rule 16b-3 (or any successor thereto) promulgated under the Securities Exchange Act of 1934, no amount in respect of any Stock Unit Award (including any additional Stock Units allocated to a Participant&#146;s Stock Unit Account pursuant to Section 4(d) hereof) shall be paid to a Participant until the expiration of 6 months after the
 Stock Units in respect of which the payment is to be made have been allocated to the Participant&#146;s Stock Unit Account, and the amount of such payment shall be determined based on the Fair Market Value of the Common Stock on the date such 6-month period expires.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(e)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><U>Extension of Realization Date</U></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">. A Participant shall be allowed the following elections:</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(A)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">A Participant shall be allowed to extend the Realization Date occurring under Section 2(k)(i) to a new Realization Date determined by the Participant, subject to the following:</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(i)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"> An election will be effective only if it is received by the Committee at least 12 months prior to the currently scheduled Realization Date; and</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(ii)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">With respect to any Stock Unit Award credited after December 31, 2004, the new Realization Date must be at least 5 years after the currently scheduled Realization Date unless the election to extend the Realization Date is received by the Committee prior to the calendar year in which the Stock Unit Award is made to the Participant. </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 108pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"></FONT>&nbsp;</DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">A Participant may elect to extend the Realization Date any number of times, provided that each election complies with paragraphs (i) and (ii). </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(B)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">A Participant shall be allowed to extend the Realization Date occurring under Section 2(k)(ii) to up to three new Realization Dates determined by the Participant that are a fixed number of months (not more than 30 months) after the Participant&#146;s Separation from Service. An election will be effective with respect to a Stock Unit Award if it is received by the Committee prior to the calendar year in which the Stock Unit Award is credited to the Participant. Thereafter, an election will be effective with respect to a Stock Unit Award credited prior to January 1, 2005, if it is received by the
 Committee at least 12 months prior to Separation from Service (in the case of any Stock Unit Award credited after December 31, 2004, an election under subsection (B) of this Section 5(e) will not be allowed after December 31 of the calendar year prior to the calendar year in which the Stock Unit Award is made to the Participant).</FONT></DIV>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
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<TD width="100%" colSpan=3><FONT size=1>
<HR style="PAGE-BREAK-AFTER: always" color=#000000 noShade SIZE=2>
</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">If a Participant has made an election under subsection (A) of this Section 5(e) to extend a Realization Date occurring under Section 2(k)(i) with respect to a Stock Unit Award, and the extended Realization Date would occur after Separation from Service, Separation from Service shall not operate to accelerate that Realization Date, subject to the following: </FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(i)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">If the Participant also has made an election under subsection (B) of this Section 5(e) to extend a Realization Date occurring under Section 2(k)(ii) with respect to a Stock Unit Award, that election shall override the election made under subsection (A) of this Section 5(e) and shall govern the payment of the Stock Unit Award; and</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 72pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">(ii)</FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">If the extended Realization Date elected under subsection (A) of this Section 5(e) would result in a Realization Date that is more than 30 months after the date of the Participant&#146;s Separation from Service, the Realization Date shall automatically be accelerated to the last business day of the 30</FONT><FONT style="DISPLAY: inline; FONT-SIZE: 9pt; FONT-FAMILY: Times New Roman, serif"><SUP>th</SUP></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"> month after the Participant&#146;s Separation from Service.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">An election to extend a Realization Date under subsection (A) or (B) of this Section 5(e) must be made in such a manner and in accordance with such rules as may be prescribed for this purpose by the Committee and must receive the approval required to exempt the disposition of the Stock Units under Rule 16b-3 (or any successor thereto) promulgated under the Securities Exchange Act of 1934.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">With respect to any extension under subsection (A) or (B) of this Section 5(e), no Participant may elect to establish more than one new Realization Date in any given calendar year.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>6.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Forfeiture of Benefits</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Each Participant&#146;s benefits hereunder shall be nonforfeitable, except that a Participant shall forfeit all rights to all benefits hereunder in respect of Mandatory Conversions, Voluntary Conversions and Stock Units credited to the Participant&#146;s Stock Unit Account if the Participant&#146;s status as a director of the Company is (or is deemed to have been) terminated for Cause. For purposes hereof, a Participant&#146;s status as a director shall have been terminated for &#147;Cause&#148; upon the voluntary or involuntary termination of the individual&#146;s service as a director on account of (i)&nbsp;the willful violation by the Participant of any federal or state law or any rule or regulation of any regulatory body to which the Company or its affiliates is su
bject, which violation would materially reflect on the Participant&#146;s character, competence or integrity or (ii) a breach by the Participant of the Participant&#146;s duty of loyalty to the Company and its affiliates. If, subsequent to the termination of a Participant&#146;s status as a director of the Company, it is determined by the Committee that the Participant&#146;s status as a director of the Company could have been terminated for Cause, such Participant&#146;s status as a director of the Company may be deemed to have been terminated for Cause.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
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<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
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</FONT></TD></TR></TABLE>
<TABLE id=HDR cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>7.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Beneficiaries</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Any payment required to be made to a Participant hereunder that cannot be made to the Participant because of his death shall be made to the Participant&#146;s beneficiary or beneficiaries, subject to applicable law. Each Participant shall have the right to designate in writing from time to time a beneficiary or beneficiaries by filing a written notice of such designation with the Committee. In the event a beneficiary designated by the Participant does not survive the Participant and no successor beneficiary is selected, or in the event no valid designation has been made, such Participant&#146;s beneficiary shall be such Participant&#146;s estate.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>8.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Unfunded Status of the Plan</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Plan shall be unfunded, and Mandatory Conversions, Voluntary Conversions, Stock Units credited to each Participant&#146;s Stock Unit Account and all benefits payable to Participants under the Plan represent merely unfunded, unsecured promises of the Company to pay a sum of money to the Participant in the future.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>9.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Alienation of Benefits Prohibited</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">No transfer (other than pursuant to Section 7 hereof) by a Participant of any right to any payment hereunder, whether voluntary or involuntary, by operation of law or otherwise, and whether by means of alienation by anticipation, sale, transfer, assignment, bankruptcy, pledge, attachment, charge, or encumbrance of any kind, shall vest the transferee with any interest or right, and any attempt to so alienate, sell, transfer, assign, pledge, attach, charge, or otherwise encumber any such amount, whether presently or thereafter payable, shall be void and of no force or effect.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>10.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>No Special Rights</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">Nothing contained in the Plan shall confer upon any Participant any right with respect to the continuation of the Participant&#146;s status as a director of the Company.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>11.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Termination and Amendment</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Plan may be terminated at any time by the Board. The Plan may be amended by the Board from time to time in any respect; provided, however, that no such amendment may reduce the number of Stock Units theretofore credited or creditable to a Participant&#146;s Stock Unit Account without the affected Participant&#146;s prior written consent. The termination of the Plan, or any amendment made to the Plan, shall not operate to accelerate the Realization Date with respect to any Stock Unit Award unless specifically so provided by the Board and allowed under Section 409A of the Code.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV><BR>
<TABLE id=PGBRK cellSpacing=0 cellPadding=0 width="100%" align=center border=0>
<TR vAlign=top>
<TD width="100%" colSpan=3>&nbsp;</TD></TR>
<TR>
<TD align=left width="33%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=middle width="34%"><FONT size=1>&nbsp;</FONT></TD>
<TD align=right width="33%"><FONT size=1>&nbsp;</FONT></TD></TR>
<TR vAlign=top>
<TD width="100%" colSpan=3><FONT size=1>
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</FONT></TD></TR></TABLE>
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<TR>
<TD vAlign=bottom width="100%">&nbsp;</TD></TR></TABLE><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>12.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Savings Clause Under Section 409A of the Code</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 9pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Plan is intended to comply with Section 409A of the Code. To the extent any provision of this Plan does not satisfy the requirements of Section 409A of the Code or in any regulations or other guidance issued by the Treasury Department under Section 409A of the Code subsequent to the adoption of this Plan, such provision will be applied in a manner consistent with such requirements, regulations or guidance, notwithstanding any provision of the Plan or any contrary or inconsistent election made by a Participant.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>13.</STRONG></FONT><FONT id=TAB2 style="COLOR: black; LETTER-SPACING: 27pt">&nbsp; &nbsp;</FONT>&nbsp;<FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif"><STRONG>Choice of Law</STRONG></FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><FONT id=TAB1 style="MARGIN-LEFT: 36pt"></FONT><FONT style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman, serif">The Plan and all rights hereunder shall be subject to and interpreted in accordance with the laws of the State of Illinois, without reference to the principles of conflicts of laws, and to applicable federal securities laws.</FONT></DIV>
<DIV style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align=left><BR></DIV>
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`
end

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----
